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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   2,807,340 55,569 SH   SOLE   0 0 55,569
ISHARES TR BLACKROCK ULTRA 46434V878   1,291,180 25,639 SH   SOLE   0 0 25,639
ISHARES TR COHEN STEER REIT 464287564   1,139,273 19,398 SH   SOLE   0 0 19,398
ENTERPRISE PRODS PARTNERS L COM 293792107   444,709 16,877 SH   SOLE   0 0 16,877
STIFEL FINL CORP COM 860630102   1,729,580 25,012 SH   SOLE   0 0 25,012
APPLE INC COM 037833100   6,121,838 31,797 SH   SOLE   0 0 31,797
ISHARES TR CORE MSCI EAFE 46432F842   4,160,353 59,138 SH   SOLE   0 0 59,138
ISHARES INC CORE MSCI EMKT 46434G103   2,545,971 50,336 SH   SOLE   0 0 50,336
ETF SER SOLUTIONS DISTILLATE US 26922A321   2,381,934 48,247 SH   SOLE   0 0 48,247
ISHARES TR EAFE GRWTH ETF 464288885   1,153,577 11,911 SH   SOLE   0 0 11,911
ISHARES TR EAFE SML CP ETF 464288273   655,927 10,597 SH   SOLE   0 0 10,597
ISHARES TR EAFE VALUE ETF 464288877   942,601 18,092 SH   SOLE   0 0 18,092
MANAGED PORTFOLIO SERIES ECOFIN GBL WATER 56167N753   708,595 16,171 SH   SOLE   0 0 16,171
WISDOMTREE TR EMER MKT HIGH FD 97717W315   3,581,014 88,029 SH   SOLE   0 0 88,029
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   811,356 32,729 SH   SOLE   0 0 32,729
VANGUARD INDEX FDS GROWTH ETF 922908736   17,577,815 56,542 SH   SOLE   0 0 56,542
LISTED FD TR HORIZON KINETICS 53656F623   951,219 30,226 SH   SOLE   0 0 30,226
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   821,649 22,231 SH   SOLE   0 0 22,231
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   15,269,172 69,541 SH   SOLE   0 0 69,541
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   13,725,780 94,654 SH   SOLE   0 0 94,654
VANGUARD INDEX FDS MID CAP ETF 922908629   3,425,439 14,724 SH   SOLE   0 0 14,724
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,676,106 30,286 SH   SOLE   0 0 30,286
ISHARES TR RUS 1000 GRW ETF 464287614   10,486,034 34,588 SH   SOLE   0 0 34,588
ISHARES TR RUS 1000 VAL ETF 464287598   6,971,176 42,186 SH   SOLE   0 0 42,186
ISHARES TR RUS 2000 VAL ETF 464287630   1,733,204 11,158 SH   SOLE   0 0 11,158
ISHARES TR S&P 500 GRWT ETF 464287309   877,464 11,684 SH   SOLE   0 0 11,684
ISHARES TR S&P SML 600 GWT 464287887   5,117,839 40,897 SH   SOLE   0 0 40,897
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,011,990 44,518 SH   SOLE   0 0 44,518
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,251,626 15,242 SH   SOLE   0 0 15,242
VANGUARD INDEX FDS SML CP GRW ETF 922908595   7,238,394 29,939 SH   SOLE   0 0 29,939
ISHARES TR SP SMCP600VL ETF 464287879   4,052,264 39,316 SH   SOLE   0 0 39,316
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,770,143 21,337 SH   SOLE   0 0 21,337
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,822,589 85,507 SH   SOLE   0 0 85,507
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,893,133 25,135 SH   SOLE   0 0 25,135
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,817,332 38,470 SH   SOLE   0 0 38,470
VANGUARD INDEX FDS VALUE ETF 922908744   17,427,883 116,574 SH   SOLE   0 0 116,574
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   310,867 12,730 SH   SOLE   0 0 12,730