The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   516,797 2,838 SH   SOLE   0 0 2,838
ALPHABET INC CAP STK CL A 02079K305   297,688 1,972 SH   SOLE   0 0 1,972
ALPHABET INC CAP STK CL C 02079K107   654,351 4,298 SH   SOLE   0 0 4,298
AMAZON COM INC COM 023135106   587,137 3,255 SH   SOLE   0 0 3,255
APPLE INC COM 037833100   2,796,419 16,308 SH   SOLE   0 0 16,308
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   294,961 701 SH   SOLE   0 0 701
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   683,849 15,402 SH   SOLE   0 0 15,402
BLACKSTONE INC COM 09260D107   748,142 5,695 SH   SOLE   0 0 5,695
CHEVRON CORP NEW COM 166764100   413,481 2,621 SH   SOLE   0 0 2,621
CISCO SYS INC COM 17275R102   225,969 4,528 SH   SOLE   0 0 4,528
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,862,495 77,891 SH   SOLE   0 0 77,891
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,037,448 32,471 SH   SOLE   0 0 32,471
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,896,102 108,324 SH   SOLE   0 0 108,324
DISNEY WALT CO COM 254687106   203,028 1,659 SH   SOLE   0 0 1,659
EATON CORP PLC SHS G29183103   307,677 984 SH   SOLE   0 0 984
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   303,382 1,947 SH   SOLE   0 0 1,947
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   426,753 24,639 SH   SOLE   0 0 24,639
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   583,626 14,155 SH   SOLE   0 0 14,155
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   228,920 4,000 SH   SOLE   0 0 4,000
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   1,031,232 19,200 SH   SOLE   0 0 19,200
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,260,604 29,851 SH   SOLE   0 0 29,851
HOME DEPOT INC COM 437076102   314,021 819 SH   SOLE   0 0 819
INTERNATIONAL BUSINESS MACHS COM 459200101   393,760 2,062 SH   SOLE   0 0 2,062
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   200,651 7,557 SH   SOLE   0 0 7,557
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   286,178 11,979 SH   SOLE   0 0 11,979
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   321,645 2,923 SH   SOLE   0 0 2,923
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   880,276 22,410 SH   SOLE   0 0 22,410
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   822,799 4,858 SH   SOLE   0 0 4,858
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,399,166 36,370 SH   SOLE   0 0 36,370
INVESCO QQQ TR UNIT SER 1 46090E103   377,409 850 SH   SOLE   0 0 850
ISHARES GOLD TR ISHARES NEW 464285204   221,424 5,271 SH   SOLE   0 0 5,271
ISHARES INC CORE MSCI EMKT 46434G103   2,731,482 52,936 SH   SOLE   0 0 52,936
ISHARES TR 20 YR TR BD ETF 464287432   352,176 3,722 SH   SOLE   0 0 3,722
ISHARES TR EAFE GRWTH ETF 464288885   1,199,916 11,561 SH   SOLE   0 0 11,561
ISHARES TR CORE S&P500 ETF 464287200   1,024,927 1,950 SH   SOLE   0 0 1,950
ISHARES TR NATIONAL MUN ETF 464288414   205,301 1,908 SH   SOLE   0 0 1,908
ISHARES TR S&P 500 VAL ETF 464287408   467,585 2,503 SH   SOLE   0 0 2,503
ISHARES TR CORE MSCI INTL 46435G326   4,411,212 65,711 SH   SOLE   0 0 65,711
ISHARES TR ESG AWR MSCI USA 46435G425   1,278,470 11,121 SH   SOLE   0 0 11,121
ISHARES TR CORE S&P TTL STK 464287150   8,768,026 76,045 SH   SOLE   0 0 76,045
ISHARES TR MSCI INTL QUALTY 46434V456   2,007,668 50,622 SH   SOLE   0 0 50,622
ISHARES TR CORE TOTAL USD 46434V613   1,337,531 29,338 SH   SOLE   0 0 29,338
ISHARES TR US INFRASTRUC 46435U713   210,036 4,844 SH   SOLE   0 0 4,844
ISHARES TR RUS 1000 GRW ETF 464287614   5,830,853 17,300 SH   SOLE   0 0 17,300
ISHARES TR MSCI USA QLT FCT 46432F339   3,928,986 23,906 SH   SOLE   0 0 23,906
ISHARES TR MSCI EAFE ETF 464287465   392,392 4,914 SH   SOLE   0 0 4,914
ISHARES TR S&P 100 ETF 464287101   281,800 1,139 SH   SOLE   0 0 1,139
ISHARES TR TRS FLT RT BD 46434V860   265,311 5,234 SH   SOLE   0 0 5,234
ISHARES TR CORE S&P MCP ETF 464287507   870,785 14,336 SH   SOLE   0 0 14,336
ISHARES TR EAFE VALUE ETF 464288877   2,402,671 44,167 SH   SOLE   0 0 44,167
ISHARES TR U.S. TECH ETF 464287721   748,232 5,540 SH   SOLE   0 0 5,540
ISHARES TR CORE DIV GRWTH 46434V621   1,227,930 21,149 SH   SOLE   0 0 21,149
ISHARES TR MSCI USA MIN VOL 46429B697   482,562 5,774 SH   SOLE   0 0 5,774
ISHARES TR S&P 500 GRWT ETF 464287309   497,476 5,891 SH   SOLE   0 0 5,891
ISHARES TR PFD AND INCM SEC 464288687   300,571 9,326 SH   SOLE   0 0 9,326
ISHARES TR MSCI USA MMENTM 46432F396   551,462 2,943 SH   SOLE   0 0 2,943
ISHARES TR CORE S&P SCP ETF 464287804   1,404,222 12,706 SH   SOLE   0 0 12,706
ISHARES TR U.S. FIN SVC ETF 464287770   436,254 6,580 SH   SOLE   0 0 6,580
ISHARES TR MSCI USA VALUE 46432F388   878,475 8,111 SH   SOLE   0 0 8,111
ISHARES TR MBS ETF 464288588   448,999 4,858 SH   SOLE   0 0 4,858
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   982,718 21,570 SH   SOLE   0 0 21,570
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,067,016 18,441 SH   SOLE   0 0 18,441
JOHNSON & JOHNSON COM 478160104   571,137 3,610 SH   SOLE   0 0 3,610
JPMORGAN CHASE & CO COM 46625H100   377,369 1,884 SH   SOLE   0 0 1,884
LOCKHEED MARTIN CORP COM 539830109   451,646 993 SH   SOLE   0 0 993
MCDONALDS CORP COM 580135101   254,885 904 SH   SOLE   0 0 904
MERCK & CO INC COM 58933Y105   213,627 1,619 SH   SOLE   0 0 1,619
META PLATFORMS INC CL A 30303M102   276,357 569 SH   SOLE   0 0 569
MICROSOFT CORP COM 594918104   1,984,909 4,718 SH   SOLE   0 0 4,718
NEXTERA ENERGY INC COM 65339F101   482,521 7,550 SH   SOLE   0 0 7,550
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   272,365 22,547 SH   SOLE   0 0 22,547
NUVEEN NEW YORK QLT MUN INC COM 67066X107   263,198 24,036 SH   SOLE   0 0 24,036
NVIDIA CORPORATION COM 67066G104   463,552 513 SH   SOLE   0 0 513
PEPSICO INC COM 713448108   207,165 1,184 SH   SOLE   0 0 1,184
PROGRESSIVE CORP COM 743315103   624,596 3,020 SH   SOLE   0 0 3,020
PROLOGIS INC. COM 74340W103   201,347 1,546 SH   SOLE   0 0 1,546
PRUDENTIAL FINL INC COM 744320102   202,577 1,726 SH   SOLE   0 0 1,726
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,066,346 25,628 SH   SOLE   0 0 25,628
SCHWAB STRATEGIC TR US TIPS ETF 808524870   812,033 15,568 SH   SOLE   0 0 15,568
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,066,876 29,960 SH   SOLE   0 0 29,960
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   972,939 21,151 SH   SOLE   0 0 21,151
SELECT SECTOR SPDR TR ENERGY 81369Y506   465,019 4,926 SH   SOLE   0 0 4,926
SOUTHERN CO COM 842587107   282,992 3,945 SH   SOLE   0 0 3,945
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   737,049 1,853 SH   SOLE   0 0 1,853
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   340,588 9,503 SH   SOLE   0 0 9,503
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,355,543 4,503 SH   SOLE   0 0 4,503
SPDR SER TR PORTFOLI S&P1500 78464A805   405,752 6,325 SH   SOLE   0 0 6,325
SPDR SER TR PORTFOLIO S&P500 78464A854   11,126,189 180,825 SH   SOLE   0 0 180,825
SPDR SER TR PORTFOLIO AGRGTE 78464A649   642,365 25,410 SH   SOLE   0 0 25,410
TAPESTRY INC COM 876030107   512,697 10,798 SH   SOLE   0 0 10,798
TESLA INC COM 88160R101   460,877 2,622 SH   SOLE   0 0 2,622
UNITEDHEALTH GROUP INC COM 91324P102   292,558 591 SH   SOLE   0 0 591
VANGUARD BD INDEX FDS INTERMED TERM 921937819   329,141 4,365 SH   SOLE   0 0 4,365
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,906,053 37,903 SH   SOLE   0 0 37,903
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,641,099 10,162 SH   SOLE   0 0 10,162
VANGUARD INDEX FDS MID CAP ETF 922908629   1,136,122 4,547 SH   SOLE   0 0 4,547
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   688,011 11,731 SH   SOLE   0 0 11,731
VANGUARD MALVERN FDS CORE BD ETF 922020748   659,783 8,625 SH   SOLE   0 0 8,625
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,392,360 29,074 SH   SOLE   0 0 29,074
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   270,054 3,520 SH   SOLE   0 0 3,520
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   306,823 6,064 SH   SOLE   0 0 6,064
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,418,758 17,622 SH   SOLE   0 0 17,622
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,594,625 61,394 SH   SOLE   0 0 61,394
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   646,233 3,539 SH   SOLE   0 0 3,539
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   266,503 5,312 SH   SOLE   0 0 5,312
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,984,895 16,405 SH   SOLE   0 0 16,405
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   531,192 6,515 SH   SOLE   0 0 6,515
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,001,614 20,538 SH   SOLE   0 0 20,538
WISDOMTREE TR EM EX ST-OWNED 97717X578   320,466 10,878 SH   SOLE   0 0 10,878