The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   317,005 2,082 SH   SOLE   2,082 0 0
ALPHABET INC CAP STK CL A 02079K305   810,947 5,373 SH   SOLE   5,373 0 0
AMAZON COM INC COM 023135106   1,251,296 6,937 SH   SOLE   6,937 0 0
APPLE INC COM 037833100   2,896,699 16,892 SH   SOLE   16,892 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   322,914 1,293 SH   SOLE   1,293 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   685,027 1,629 SH   SOLE   1,629 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   384,181 6,609 SH   SOLE   6,609 0 0
DEERE & CO COM 244199105   208,656 508 SH   SOLE   508 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,438,452 45,506 SH   SOLE   45,506 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,521,447 69,005 SH   SOLE   69,005 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,096,117 69,362 SH   SOLE   69,362 0 0
ELI LILLY & CO COM 532457108   906,323 1,165 SH   SOLE   1,165 0 0
GENWORTH FINL INC COM CL A 37247D106   493,708 76,782 SH   SOLE   76,782 0 0
HOME DEPOT INC COM 437076102   301,893 787 SH   SOLE   787 0 0
IDEXX LABS INC COM 45168D104   233,250 432 SH   SOLE   432 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   321,004 1,681 SH   SOLE   1,681 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   469,055 12,193 SH   SOLE   12,193 0 0
IRON MTN INC DEL COM 46284V101   280,735 3,500 SH   SOLE   3,500 0 0
ISHARES TR CORE S&P US GWT 464287671   1,115,246 9,515 SH   SOLE   9,515 0 0
ISHARES TR CORE S&P US VLU 464287663   9,036,694 99,919 SH   SOLE   99,919 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   1,124,521 28,354 SH   SOLE   28,354 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,782,159 16,928 SH   SOLE   16,928 0 0
ISHARES TR US FIXED INC BAL 46435U796   222,410 2,586 SH   SOLE   2,586 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   653,917 26,357 SH   SOLE   26,357 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   694,560 29,122 SH   SOLE   29,122 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   605,353 25,435 SH   SOLE   25,435 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   414,693 16,651 SH   SOLE   16,651 0 0
ISHARES TR IBOXX INV CP ETF 464287242   308,353 2,831 SH   SOLE   2,831 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,742,035 16,190 SH   SOLE   16,190 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,524,505 7,490 SH   SOLE   7,490 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   413,565 2,309 SH   SOLE   2,309 0 0
ISHARES TR S&P 100 ETF 464287101   1,603,077 6,479 SH   SOLE   6,479 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   822,108 9,736 SH   SOLE   9,736 0 0
ISHARES TR S&P 500 VAL ETF 464287408   502,332 2,689 SH   SOLE   2,689 0 0
ISHARES TR CORE S&P500 ETF 464287200   232,140 442 SH   SOLE   442 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,331,954 11,552 SH   SOLE   11,552 0 0
ISHARES TR TRS FLT RT BD 46434V860   5,355,194 105,646 SH   SOLE   105,646 0 0
ISHARES TR USD GRN BOND ETF 46435U440   1,556,180 33,188 SH   SOLE   33,188 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,867,029 36,796 SH   SOLE   36,796 0 0
JOHNSON & JOHNSON COM 478160104   6,599,552 41,719 SH   SOLE   41,719 0 0
JPMORGAN CHASE & CO COM 46625H100   636,153 3,176 SH   SOLE   3,176 0 0
KENVUE INC COM 49177J102   238,335 11,106 SH   SOLE   11,106 0 0
MASTERCARD INCORPORATED CL A 57636Q104   997,331 2,071 SH   SOLE   2,071 0 0
MCDONALDS CORP COM 580135101   209,489 743 SH   SOLE   743 0 0
MERCK & CO INC COM 58933Y105   794,785 6,023 SH   SOLE   6,023 0 0
MICROSOFT CORP COM 594918104   1,512,524 3,595 SH   SOLE   3,595 0 0
MONDELEZ INTL INC CL A 609207105   282,730 4,039 SH   SOLE   4,039 0 0
NETFLIX INC COM 64110L106   212,566 350 SH   SOLE   350 0 0
NEXTERA ENERGY INC COM 65339F101   378,283 5,919 SH   SOLE   5,919 0 0
OTIS WORLDWIDE CORP COM 68902V107   374,844 3,776 SH   SOLE   3,776 0 0
PEPSICO INC COM 713448108   696,850 3,982 SH   SOLE   3,982 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   953,897 18,180 SH   SOLE   18,180 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   329,791 3,821 SH   SOLE   3,821 0 0
PROCTER AND GAMBLE CO COM 742718109   813,233 5,012 SH   SOLE   5,012 0 0
REGENERON PHARMACEUTICALS COM 75886F107   771,917 802 SH   SOLE   802 0 0
RTX CORPORATION COM 75513E101   778,680 7,984 SH   SOLE   7,984 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   215,631 2,838 SH   SOLE   2,838 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,599,711 17,253 SH   SOLE   17,253 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,728,498 35,854 SH   SOLE   35,854 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   18,298,565 299,731 SH   SOLE   299,731 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   807,620 13,014 SH   SOLE   13,014 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,124,517 2,150 SH   SOLE   2,150 0 0
THE CIGNA GROUP COM 125523100   201,934 556 SH   SOLE   556 0 0
TJX COS INC NEW COM 872540109   839,758 8,280 SH   SOLE   8,280 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   343,431 6,931 SH   SOLE   6,931 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   210,011 1,347 SH   SOLE   1,347 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,001,765 5,816 SH   SOLE   5,816 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   442,616 2,718 SH   SOLE   2,718 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,663,800 5,542 SH   SOLE   5,542 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   287,820 1,500 SH   SOLE   1,500 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   548,656 10,843 SH   SOLE   10,843 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   338,495 4,378 SH   SOLE   4,378 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,811,600 9,921 SH   SOLE   9,921 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   794,632 15,801 SH   SOLE   15,801 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   343,841 4,763 SH   SOLE   4,763 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505   398,012 8,161 SH   SOLE   8,161 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604   612,445 18,741 SH   SOLE   18,741 0 0
WISDOMTREE TR US AI ENHANCED 97717W406   806,070 7,920 SH   SOLE   7,920 0 0
YUM BRANDS INC COM 988498101   215,914 1,557 SH   SOLE   1,557 0 0