The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   1,712,449 11,050 SH   SOLE   4,626 0 6,424
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,880,593 5,359 SH   SOLE   2,671 0 2,688
ALPHABET INC CAP STK CL C 02079K107   615,441 4,367 SH   SOLE   2,120 0 2,247
ALPHABET INC CAP STK CL A 02079K305   3,656,565 26,176 SH   SOLE   10,574 0 15,602
ALTRIA GROUP INC COM 02209S103   1,430,754 35,468 SH   SOLE   16,654 0 18,814
AMAZON COM INC COM 023135106   5,125,412 33,733 SH   SOLE   12,841 0 20,892
AMEREN CORP COM 023608102   1,266,341 17,505 SH   SOLE   8,118 0 9,387
APPLE INC COM 037833100   10,004,879 51,966 SH   SOLE   28,931 0 23,035
AUTONATION INC COM 05329W102   1,511,267 10,063 SH   SOLE   4,472 0 5,591
BANK AMERICA CORP COM 060505104   220,013 6,534 SH   SOLE   3,639 0 2,895
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   767,176 2,151 SH   SOLE   2,111 0 40
BP PLC SPONSORED ADR 055622104   1,468,753 41,490 SH   SOLE   19,250 0 22,240
CASEYS GEN STORES INC COM 147528103   1,441,892 5,248 SH   SOLE   2,332 0 2,916
CATERPILLAR INC COM 149123101   836,687 2,829 SH   SOLE   2,528 0 301
CHEVRON CORP NEW COM 166764100   2,724,849 18,268 SH   SOLE   8,777 0 9,491
CISCO SYS INC COM 17275R102   239,212 4,735 SH   SOLE   3,472 0 1,263
CONOCOPHILLIPS COM 20825C104   252,452 2,175 SH   SOLE   2,175 0 0
COPART INC COM 217204106   1,547,821 31,588 SH   SOLE   13,734 0 17,854
COSTCO WHSL CORP NEW COM 22160K105   1,741,681 2,638 SH   SOLE   1,159 0 1,479
ELI LILLY & CO COM 532457108   1,534,504 2,633 SH   SOLE   1,171 0 1,462
INDEPENDENCE RLTY TR INC COM 45378A106   1,020,593 66,705 SH   SOLE   1,567 0 65,138
INVESCO QQQ TR UNIT SER 1 46090E103   8,024,011 19,594 SH   SOLE   2,097 0 17,497
ISHARES TR S&P 500 GRWT ETF 464287309   2,073,819 27,614 SH   SOLE   4,212 0 23,402
ISHARES TR CALIF MUN BD ETF 464288356   339,697 6,264 SH   SOLE   6,264 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   6,492,271 99,989 SH   SOLE   12,410 0 87,579
ISHARES TR SP SMCP600VL ETF 464287879   1,168,815 11,340 SH   SOLE   1,435 0 9,905
JOHNSON & JOHNSON COM 478160104   234,236 1,494 SH   SOLE   946 0 548
JPMORGAN CHASE & CO COM 46625H100   1,752,110 10,301 SH   SOLE   4,380 0 5,921
LOCKHEED MARTIN CORP COM 539830109   1,627,839 3,592 SH   SOLE   1,433 0 2,159
MASTERCARD INCORPORATED CL A 57636Q104   1,891,848 4,436 SH   SOLE   2,142 0 2,294
MERCK & CO INC COM 58933Y105   220,103 2,019 SH   SOLE   1,878 0 141
META PLATFORMS INC CL A 30303M102   2,914,924 8,235 SH   SOLE   2,530 0 5,705
MICROSOFT CORP COM 594918104   3,784,923 10,066 SH   SOLE   2,833 0 7,233
NETFLIX INC COM 64110L106   2,916,316 5,990 SH   SOLE   2,063 0 3,927
NVIDIA CORPORATION COM 67066G104   3,733,625 7,539 SH   SOLE   2,175 0 5,364
ON SEMICONDUCTOR CORP COM 682189105   1,410,105 16,881 SH   SOLE   7,634 0 9,247
PACER FDS TR US CASH COWS 100 69374H881   2,686,392 51,672 SH   SOLE   6,270 0 45,402
PACER FDS TR PACER US SMALL 69374H857   937,738 19,524 SH   SOLE   2,340 0 17,184
PACER FDS TR GLOBL CASH ETF 69374H709   1,115,507 32,551 SH   SOLE   3,847 0 28,704
PACER FDS TR DEVELOPED MRKT 69374H873   1,348,570 43,168 SH   SOLE   5,474 0 37,694
PHILIP MORRIS INTL INC COM 718172109   1,454,468 15,460 SH   SOLE   7,061 0 8,399
PROCTER AND GAMBLE CO COM 742718109   339,892 2,319 SH   SOLE   2,289 0 30
RH COM 74967X103   215,695 740 SH   SOLE   740 0 0
SCHWAB CHARLES CORP COM 808513105   298,696 4,342 SH   SOLE   3,366 0 976
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   6,889,226 123,751 SH   SOLE   54,066 0 69,685
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,667,439 74,444 SH   SOLE   9,869 0 64,575
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   7,471,610 90,063 SH   SOLE   11,169 0 78,894
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   222,213 3,085 SH   SOLE   187 0 2,898
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   258,156 685 SH   SOLE   685 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,079,294 2,271 SH   SOLE   486 0 1,785
TESLA INC COM 88160R101   667,417 2,686 SH   SOLE   718 0 1,968
UNITEDHEALTH GROUP INC COM 91324P102   1,671,427 3,175 SH   SOLE   1,578 0 1,597
VALE S A SPONSORED ADS 91912E105   1,758,698 110,889 SH   SOLE   47,697 0 63,192
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,518,519 52,763 SH   SOLE   5,509 0 47,254
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,414,512 14,686 SH   SOLE   1,865 0 12,821
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,899,144 18,278 SH   SOLE   2,194 0 16,084
VANGUARD INDEX FDS VALUE ETF 922908744   3,027,080 20,248 SH   SOLE   2,606 0 17,642
VANGUARD INDEX FDS MID CAP ETF 922908629   6,475,901 27,837 SH   SOLE   3,770 0 24,067
WALMART INC COM 931142103   432,434 2,743 SH   SOLE   2,743 0 0
WP CAREY INC COM 92936U109   327,640 5,055 SH   SOLE   779 0 4,276