The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Air Prods & Chems Inc Com COM 009158106   2,603 10,745 SH   SOLE   0 0 10,745
Alpha Nat Inc Escrow GCB Bond COM 020ESC190   0 25,000 SH   SOLE   0 0 25,000
Alphabet Inc Cap Stk Cl C COM 02079K107   7,257 47,659 SH   SOLE   0 0 47,659
Amazon Com Inc COM 023135106   1,337 7,410 SH   SOLE   0 0 7,410
Amgen Inc COM 031162100   2,731 9,605 SH   SOLE   0 0 9,605
Apple Inc. COM 037833100   8,050 46,944 SH   SOLE   0 0 46,944
Avago Technologies Ltd Com COM 11135F101   293 221 SH   SOLE   0 0 221
Berkshire Hathaway Inc Del Cl COM 084670702   6,944 16,512 SH   SOLE   0 0 16,512
Caterpillar Inc Del Com COM 149123101   209 570 SH   SOLE   0 0 570
Chevron Corporation COM 166764100   274 1,740 SH   SOLE   0 0 1,740
Chubb Limited Com Npv COM H1467J104   3,014 11,630 SH   SOLE   0 0 11,630
Cisco Sys Inc COM 17275R102   4,295 86,058 SH   SOLE   0 0 86,058
Comcast Corp New Cl A COM 20030N101   2,048 47,240 SH   SOLE   0 0 47,240
Costco Wholesale Corporation COM 22160K105   3,816 5,208 SH   SOLE   0 0 5,208
Deere & Co COM 244199105   392 955 SH   SOLE   0 0 955
Dimensional ETF TR US Marketwi COM 25434V724   860 21,024 SH   SOLE   0 0 21,024
Dimensional ETF Trust - US Cor COM 25434V708   222 6,959 SH   SOLE   0 0 6,959
Dimensional ETF Trust - US Equ COM 25434V401   1,231 21,610 SH   SOLE   0 0 21,610
Dimensional ETF Trust - US Sma COM 25434V500   704 11,288 SH   SOLE   0 0 11,288
Dimensional ETF Trust - US Tar COM 25434V609   668 12,271 SH   SOLE   0 0 12,271
Discover Finl Svcs Com COM 254709108   599 4,570 SH   SOLE   0 0 4,570
Eli Lilly & Co. COM 532457108   622 800 SH   SOLE   0 0 800
Facebook Inc Cl A COM 30303M102   792 1,631 SH   SOLE   0 0 1,631
Fidelity Comwlth Tr Ndq Cp Idx COM 315912808   1,024 15,908 SH   SOLE   0 0 15,908
Fidelity Quality Factor ETF COM 316092790   688 11,667 SH   SOLE   0 0 11,667
General Dynamics Corp Com COM 369550108   1,907 6,750 SH   SOLE   0 0 6,750
Hershey Foods Corp Com COM 427866108   1,425 7,329 SH   SOLE   0 0 7,329
Home Depot COM 437076102   5,792 15,098 SH   SOLE   0 0 15,098
Invesco NASDAQ 100 ETF COM 46138G649   1,575 8,620 SH   SOLE   0 0 8,620
Invesco QQQ Tr Unit Series 1 COM 46090E103   4,391 9,890 SH   SOLE   0 0 9,890
J P Morgan Chase & Co COM 46625H100   6,424 32,074 SH   SOLE   0 0 32,074
Johnson & Johnson COM 478160104   2,884 18,229 SH   SOLE   0 0 18,229
Lockheed Martin Corp Com COM 539830109   2,612 5,743 SH   SOLE   0 0 5,743
Lowes Cos Inc Com COM 548661107   385 1,511 SH   SOLE   0 0 1,511
Massey Energy Co Cv Escrow Cb COM 576ESC115   0 165,000 SH   SOLE   0 0 165,000
McDonalds COM 580135101   3,808 13,506 SH   SOLE   0 0 13,506
Merck & Co. Inc. COM 58933Y105   3,494 26,477 SH   SOLE   0 0 26,477
Microsoft COM 594918104   8,496 20,194 SH   SOLE   0 0 20,194
NextEra Energy, Inc. COM 65339F101   429 6,714 SH   SOLE   0 0 6,714
Nvidia Corp Com COM 67066G104   582 644 SH   SOLE   0 0 644
Paychex Inc Com COM 704326107   228 1,855 SH   SOLE   0 0 1,855
Pepsico, Inc. COM 713448108   3,400 19,425 SH   SOLE   0 0 19,425
Procter & Gamble COM 742718109   3,435 21,172 SH   SOLE   0 0 21,172
Schwab Strategic Tr Us Brd Mkt COM 808524102   223 3,650 SH   SOLE   0 0 3,650
Schwab Strategic Tr Us Lcap Gr COM 808524300   441 4,756 SH   SOLE   0 0 4,756
Select Sector Spdr Tr Sbi Int- COM 81369Y803   208 1,000 SH   SOLE   0 0 1,000
Spdr S&P Mdcap 400 Etf COM 78467Y107   278 500 SH   SOLE   0 0 500
Spyder S & P 500 Depository COM 78462F103   760 1,453 SH   SOLE   0 0 1,453
Starbucks Corp COM 855244109   3,179 34,787 SH   SOLE   0 0 34,787
United Healthcare Corp Com COM 91324P102   3,503 7,081 SH   SOLE   0 0 7,081
United Parcel Service Cl B COM 911312106   2,546 17,132 SH   SOLE   0 0 17,132
Vanguard Specialized Div App E COM 921908844   484 2,650 SH   SOLE   0 0 2,650
Visa Inc Com Cl A COM 92826C839   3,749 13,434 SH   SOLE   0 0 13,434
Wal-Mart Stores Inc COM 931142103   5,284 87,825 SH   SOLE   0 0 87,825
iShares Core S&P 500 ETF COM 464287200   2,338 4,447 SH   SOLE   0 0 4,447
iShares Core S&P Small-Cap ETF COM 464287804   3,222 29,155 SH   SOLE   0 0 29,155
iShares Tr Core Div Grwth COM 46434V621   668 11,508 SH   SOLE   0 0 11,508
iShares Tr Russell 2000 COM 464287655   765 3,640 SH   SOLE   0 0 3,640
iShares Tr Russell Mcp Gr COM 464287481   228 2,000 SH   SOLE   0 0 2,000
Fidelity Contrafund COM 316071109   902 47,541 SH   SOLE   0 0 47,541
First Trust Instl Pref Secs an COM 33739P855   2,290 125,672 SH   SOLE   0 0 125,672