The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS GROWTH ETF 922908736   63,101,354 202,977 SH   SOLE   0 0 202,977
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   36,487,835 473,745 SH   SOLE   0 0 473,745
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   24,186,689 439,918 SH   SOLE   0 0 439,918
VANGUARD STAR FDS VG TL INTL STK F 921909768   23,145,491 399,336 SH   SOLE   0 0 399,336
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   22,420,873 304,839 SH   SOLE   0 0 304,839
ISHARES TR CORE MSCI TOTAL 46432F834   19,842,854 305,604 SH   SOLE   0 0 305,604
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   17,736,264 313,085 SH   SOLE   0 0 313,085
VANGUARD INDEX FDS SML CP GRW ETF 922908595   11,673,933 48,285 SH   SOLE   0 0 48,285
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   9,724,461 306,186 SH   SOLE   0 0 306,186
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   8,756,265 171,523 SH   SOLE   0 0 171,523
ISHARES INC EM MKT SM-CP ETF 464286475   7,720,358 133,547 SH   SOLE   0 0 133,547
APPLE INC COM 037833100   6,793,920 35,288 SH   SOLE   0 0 35,288
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   6,543,213 240,383 SH   SOLE   0 0 240,383
VANGUARD INDEX FDS VALUE ETF 922908744   6,506,016 43,518 SH   SOLE   0 0 43,518
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   6,286,027 232,385 SH   SOLE   0 0 232,385
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   5,989,747 247,817 SH   SOLE   0 0 247,817
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,758,639 99,345 SH   SOLE   0 0 99,345
ISHARES TR GLOBAL REIT ETF 46434V647   4,715,958 195,035 SH   SOLE   0 0 195,035
ISHARES TR RUS 1000 ETF 464287622   3,451,120 13,159 SH   SOLE   0 0 13,159
ISHARES TR MSCI ACWI EX US 464288240   2,916,378 57,139 SH   SOLE   0 0 57,139
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,910,011 62,420 SH   SOLE   0 0 62,420
ISHARES TR RUS 1000 GRW ETF 464287614   2,906,388 9,587 SH   SOLE   0 0 9,587
ISHARES TR CORE S&P500 ETF 464287200   2,770,409 5,800 SH   SOLE   0 0 5,800
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   2,588,852 99,648 SH   SOLE   0 0 99,648
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,471,777 13,734 SH   SOLE   0 0 13,734
ISHARES TR EAFE SML CP ETF 464288273   2,421,837 39,125 SH   SOLE   0 0 39,125
ISHARES TR S&P 500 GRWT ETF 464287309   2,367,083 31,519 SH   SOLE   0 0 31,519
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,338,507 40,326 SH   SOLE   0 0 40,326
ISHARES TR CORE S&P SCP ETF 464287804   2,287,943 21,136 SH   SOLE   0 0 21,136
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,683,299 57,806 SH   SOLE   0 0 57,806
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,628,139 19,468 SH   SOLE   0 0 19,468
MICROSOFT CORP COM 594918104   1,531,211 4,072 SH   SOLE   0 0 4,072
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,505,674 25,978 SH   SOLE   0 0 25,978
VANGUARD INDEX FDS GROWTH ETF 922908736   1,404,889 4,519 SH   SOLE   0 0 4,519
ISHARES TR AGGRES ALLOC ETF 464289859   1,207,341 17,485 SH   SOLE   0 0 17,485
EXXON MOBIL CORP COM 30231G102   1,095,130 10,953 SH   SOLE   0 0 10,953
SPDR SER TR PORTFOLIO S&P600 78468R853   863,729 20,477 SH   SOLE   0 0 20,477
VANGUARD WORLD FD ESG INTL STK ETF 921910725   806,534 14,590 SH   SOLE   0 0 14,590
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   802,578 10,912 SH   SOLE   0 0 10,912
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   655,668 24,239 SH   SOLE   0 0 24,239
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   506,649 20,962 SH   SOLE   0 0 20,962
ISHARES INC ESG AWR MSCI EM 46434G863   378,110 11,794 SH   SOLE   0 0 11,794
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   289,589 11,147 SH   SOLE   0 0 11,147
AMCOR PLC ORD G0250X107   123,499 12,811 SH   SOLE   0 0 12,811