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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILON HEALTH INC COM 00857U107   202,457 16,132 SH   SOLE   0 0 16,132
APPLE INC COM 037833100   516,796 2,684 SH   SOLE   0 0 2,684
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   245,025 687 SH   SOLE   0 0 687
COCA COLA CO COM 191216100   260,469 4,420 SH   SOLE   0 0 4,420
DICKS SPORTING GOODS INC COM 253393102   215,673 1,468 SH   SOLE   0 0 1,468
EXXON MOBIL CORP COM 30231G102   347,087 3,472 SH   SOLE   0 0 3,472
ISHARES INC CORE MSCI EMKT 46434G103   629,213 12,440 SH   SOLE   0 0 12,440
ISHARES INC MSCI WORLD ETF 464286392   272,293 2,047 SH   SOLE   0 0 2,047
ISHARES TR RUS 1000 ETF 464287622   22,559,473 86,019 SH   SOLE   0 0 86,019
ISHARES TR MSCI EAFE ETF 464287465   8,649,070 114,785 SH   SOLE   0 0 114,785
ISHARES TR FLTG RATE NT ETF 46429B655   7,378,777 145,768 SH   SOLE   0 0 145,768
ISHARES TR NATIONAL MUN ETF 464288414   2,865,141 26,429 SH   SOLE   0 0 26,429
ISHARES TR GLB INFRASTR ETF 464288372   2,801,986 59,553 SH   SOLE   0 0 59,553
ISHARES TR CORE MSCI INTL 46435G326   2,761,610 43,381 SH   SOLE   0 0 43,381
ISHARES TR MSCI EMG MKT ETF 464287234   2,331,523 57,984 SH   SOLE   0 0 57,984
ISHARES TR CORE US AGGBD ET 464287226   547,910 5,521 SH   SOLE   0 0 5,521
ISHARES TR CORE MSCI EAFE 46432F842   244,475 3,475 SH   SOLE   0 0 3,475
ISHARES TR CORE S&P500 ETF 464287200   236,800 496 SH   SOLE   0 0 496
LINDE PLC SHS G54950103   217,053 528 SH   SOLE   0 0 528
MANULIFE FINL CORP COM 56501R106   441,319 19,969 SH   SOLE   0 0 19,969
MCDONALDS CORP COM 580135101   374,632 1,263 SH   SOLE   0 0 1,263
META PLATFORMS INC CL A 30303M102   387,232 1,094 SH   SOLE   0 0 1,094
MICROSOFT CORP COM 594918104   783,107 2,083 SH   SOLE   0 0 2,083
MVB FINL CORP COM 553810102   783,653 34,736 SH   SOLE   0 0 34,736
NEXTERA ENERGY INC COM 65339F101   492,269 8,105 SH   SOLE   0 0 8,105
NVIDIA CORPORATION COM 67066G104   240,184 485 SH   SOLE   0 0 485
PEPSICO INC COM 713448108   484,109 2,850 SH   SOLE   0 0 2,850
ROCKWELL AUTOMATION INC COM 773903109   738,461 2,378 SH   SOLE   0 0 2,378
SPDR GOLD TR GOLD SHS 78463V107   201,684 1,055 SH   SOLE   0 0 1,055
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   685,511 15,683 SH   SOLE   0 0 15,683
SPDR S&P 500 ETF TR TR UNIT 78462F103   200,325 421 SH   SOLE   0 0 421
SPDR SER TR PRTFLO S&P500 VL 78464A508   366,234 7,854 SH   SOLE   0 0 7,854
SPDR SER TR S&P DIVID ETF 78464A763   360,099 2,881 SH   SOLE   0 0 2,881
VANGUARD BD INDEX FDS INTERMED TERM 921937819   9,755,836 127,728 SH   SOLE   0 0 127,728
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,311,202 29,584 SH   SOLE   0 0 29,584
VANGUARD INDEX FDS VALUE ETF 922908744   4,669,077 31,231 SH   SOLE   0 0 31,231
VANGUARD INDEX FDS GROWTH ETF 922908736   2,728,454 8,777 SH   SOLE   0 0 8,777
VANGUARD INDEX FDS SM CP VAL ETF 922908611   881,526 4,898 SH   SOLE   0 0 4,898
VANGUARD INDEX FDS SML CP GRW ETF 922908595   653,605 2,703 SH   SOLE   0 0 2,703
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   635,136 1,454 SH   SOLE   0 0 1,454
VANGUARD INDEX FDS LARGE CAP ETF 922908637   372,194 1,706 SH   SOLE   0 0 1,706
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   10,359,986 100,700 SH   SOLE   0 0 100,700
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   370,452 4,788 SH   SOLE   0 0 4,788
VANGUARD STAR FDS VG TL INTL STK F 921909768   217,541 3,753 SH   SOLE   0 0 3,753
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,768,383 15,078 SH   SOLE   0 0 15,078
WABTEC COM 929740108   1,204,343 9,490 SH   SOLE   0 0 9,490