The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON INC COM PAR $0.004 000360206   200,188 2,710 SH   SOLE   2,710 0 0
ABBVIE INC COM 00287Y109   270,733 1,747 SH   SOLE   1,747 0 0
AGILYSYS INC COM 00847J105   290,509 3,425 SH   SOLE   3,425 0 0
AMAZON COM INC COM 023135106   347,791 2,289 SH   SOLE   2,289 0 0
AMERICAN CENTY ETF TR AVANTIS MODERAT 025072182   235,774 4,360 SH   SOLE   4,360 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   382,516 4,260 SH   SOLE   4,260 0 0
APPLE INC COM 037833100   1,845,054 9,583 SH   SOLE   9,583 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,131,044 5,975 SH   SOLE   5,975 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   3,524,487 124,849 SH   SOLE   124,849 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   6,023,785 252,358 SH   SOLE   252,358 0 0
CHEVRON CORP NEW COM 166764100   241,151 1,617 SH   SOLE   1,617 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,795,685 281,862 SH   SOLE   281,862 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   2,473,712 95,216 SH   SOLE   95,216 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   487,543 17,023 SH   SOLE   17,023 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   282,525 8,497 SH   SOLE   8,497 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,802,569 103,607 SH   SOLE   103,607 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   825,189 36,288 SH   SOLE   36,288 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,866,815 169,440 SH   SOLE   169,440 0 0
ELI LILLY & CO COM 532457108   1,020,693 1,751 SH   SOLE   1,751 0 0
EXXON MOBIL CORP COM 30231G102   234,153 2,342 SH   SOLE   2,342 0 0
HUNTINGTON BANCSHARES INC COM 446150104   129,049 10,145 SH   SOLE   10,145 0 0
ISHARES TR CORE INTL AGGR 46435G672   222,955 4,477 SH   SOLE   4,477 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,222,232 4,410 SH   SOLE   4,410 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,441,635 31,793 SH   SOLE   31,793 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,188,387 8,769 SH   SOLE   8,769 0 0
ISHARES TR CORE US AGGBD ET 464287226   905,061 9,119 SH   SOLE   9,119 0 0
ISHARES TR MSCI EAFE ETF 464287465   302,907 4,020 SH   SOLE   4,020 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   272,101 6,767 SH   SOLE   6,767 0 0
ISHARES TR RUS 1000 ETF 464287622   991,081 3,779 SH   SOLE   3,779 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   715,734 2,361 SH   SOLE   2,361 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,014,274 6,138 SH   SOLE   6,138 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,338,437 5,307 SH   SOLE   5,307 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,884,763 12,134 SH   SOLE   12,134 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   737,810 3,676 SH   SOLE   3,676 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   433,604 1,584 SH   SOLE   1,584 0 0
ISHARES TR TIPS BD ETF 464287176   310,324 2,887 SH   SOLE   2,887 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   1,361,609 29,655 SH   SOLE   29,655 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   607,895 11,191 SH   SOLE   11,191 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   293,259 6,300 SH   SOLE   6,300 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,510,847 49,987 SH   SOLE   49,987 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,095,885 80,723 SH   SOLE   80,723 0 0
JOHNSON & JOHNSON COM 478160104   370,377 2,363 SH   SOLE   2,363 0 0
JPMORGAN CHASE & CO COM 46625H100   483,441 2,842 SH   SOLE   2,842 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   7,119,219 259,636 SH   SOLE   259,636 0 0
MICROSOFT CORP COM 594918104   242,922 646 SH   SOLE   646 0 0
NETFLIX INC COM 64110L106   248,309 510 SH   SOLE   510 0 0
NORFOLK SOUTHN CORP COM 655844108   246,308 1,042 SH   SOLE   1,042 0 0
PROCTER AND GAMBLE CO COM 742718109   214,681 1,465 SH   SOLE   1,465 0 0
REALTY INCOME CORP COM 756109104   825,237 14,372 SH   SOLE   14,372 0 0
SALESFORCE INC COM 79466L302   300,769 1,143 SH   SOLE   1,143 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   784,987 31,665 SH   SOLE   31,665 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   309,391 12,582 SH   SOLE   12,582 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   575,092 16,483 SH   SOLE   16,483 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   421,722 6,016 SH   SOLE   6,016 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   257,741 5,456 SH   SOLE   5,456 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   253,429 7,157 SH   SOLE   7,157 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   330,816 696 SH   SOLE   696 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   365,839 6,259 SH   SOLE   6,259 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   428,886 10,168 SH   SOLE   10,168 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   448,133 6,888 SH   SOLE   6,888 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   323,845 6,945 SH   SOLE   6,945 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   616,269 7,369 SH   SOLE   7,369 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   238,950 15,000 SH   SOLE   15,000 0 0
STRYKER CORPORATION COM 863667101   605,508 2,022 SH   SOLE   2,022 0 0
UNITED STS NAT GAS FD LP UNIT PAR 912318300   63,375 12,500 SH   SOLE   12,500 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,091,567 105,058 SH   SOLE   105,058 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   208,220 2,831 SH   SOLE   2,831 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,836,560 158,747 SH   SOLE   158,747 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   262,383 844 SH   SOLE   844 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   276,698 633 SH   SOLE   633 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,507,522 13,933 SH   SOLE   13,933 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,564,864 40,148 SH   SOLE   40,148 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   10,858,717 44,913 SH   SOLE   44,913 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   923,674 3,894 SH   SOLE   3,894 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   871,633 5,830 SH   SOLE   5,830 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,222,751 36,710 SH   SOLE   36,710 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   323,402 6,335 SH   SOLE   6,335 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   538,808 3,945 SH   SOLE   3,945 0 0