The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CORTEVA INC COM 22052L104 BBG00BN969D0 255,651 4,433 SH   SOLE   0 0 4,433
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 9,060,393 215,981 SH   SOLE   0 0 215,981
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 9,096,949 368,000 SH   SOLE   0 0 368,000
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 24,332,785 805,188 SH   SOLE   0 0 805,188
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 5,118,913 108,820 SH   SOLE   0 0 108,820
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 33,428,200 914,839 SH   SOLE   0 0 914,839
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,817,920 56,899 SH   SOLE   0 0 56,899
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 5,100,412 81,816 SH   SOLE   0 0 81,816
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 4,503,964 82,748 SH   SOLE   0 0 82,748
DOW INC COM 260557103 BBG00BN96931 260,395 4,495 SH   SOLE   0 0 4,495
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 267,195 3,485 SH   SOLE   0 0 3,485
HOME DEPOT INC COM 437076102 BBG001S5RTW7 254,710 664 SH   SOLE   0 0 664
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 271,711 2,346 SH   SOLE   0 0 2,346
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 399,059 6,301 SH   SOLE   0 0 6,301
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,778,473 22,256 SH   SOLE   0 0 22,256
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,570,049 13,657 SH   SOLE   0 0 13,657
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX41Y3 978,041 35,565 SH   SOLE   0 0 35,565
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 1,019,575 24,515 SH   SOLE   0 0 24,515
SALESFORCE INC COM 79466L302 BBG001SDLP09 257,810 856 SH   SOLE   0 0 856
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 2,930,247 116,049 SH   SOLE   0 0 116,049
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 3,115,314 79,839 SH   SOLE   0 0 79,839
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 13,248,852 288,019 SH   SOLE   0 0 288,019
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 9,015,034 444,090 SH   SOLE   0 0 444,090
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 1,148,602 12,512 SH   SOLE   0 0 12,512
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 11,789,310 153,767 SH   SOLE   0 0 153,767
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 563,533 7,759 SH   SOLE   0 0 7,759
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,987,549 16,631 SH   SOLE   0 0 16,631
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,405,799 16,256 SH   SOLE   0 0 16,256
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 989,836 2,059 SH   SOLE   0 0 2,059
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,540,024 8,026 SH   SOLE   0 0 8,026
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,748,584 7,649 SH   SOLE   0 0 7,649
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 240,431 925 SH   SOLE   0 0 925
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,161,030 25,550 SH   SOLE   0 0 25,550
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 642,149 10,949 SH   SOLE   0 0 10,949
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 390,382 9,346 SH   SOLE   0 0 9,346
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 7,404,990 91,976 SH   SOLE   0 0 91,976
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 10,139,481 131,154 SH   SOLE   0 0 131,154
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 281,160 1,540 SH   SOLE   0 0 1,540
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 424,334 8,458 SH   SOLE   0 0 8,458