Chief Compliance Officer

0001085146-24-001996.txt : 20240424 0001085146-24-001996.hdr.sgml : 20240424 20240424094759 ACCESSION NUMBER: 0001085146-24-001996 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240424 DATE AS OF CHANGE: 20240424 EFFECTIVENESS DATE: 20240424 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Cardinal Point Capital Management ULC CENTRAL INDEX KEY: 0001950841 ORGANIZATION NAME: IRS NUMBER: 981645407 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23292 FILM NUMBER: 24867208 BUSINESS ADDRESS: STREET 1: 1243 ISLINGTON AVE. STREET 2: SUITE 903 CITY: TORONTO STATE: Z4 ZIP: M8X 1Y9 BUSINESS PHONE: 866-213-2036 MAIL ADDRESS: STREET 1: 1243 ISLINGTON AVE. STREET 2: SUITE 903 CITY: TORONTO STATE: Z4 ZIP: M8X 1Y9 FORMER COMPANY: FORMER CONFORMED NAME: Cardinal Point Capital Management, ULC DATE OF NAME CHANGE: 20221017 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001950841 XXXXXXXX 03-31-2024 03-31-2024 false Cardinal Point Capital Management ULC

1243 ISLINGTON AVE. SUITE 903 TORONTO Z4 M8X 1Y9

13F HOLDINGS REPORT 028-23292 000140619 801-66719 N Matthew Zienty Chief Compliance Officer 602-374-3734 /s/Matthew Zienty Phoenix AZ 04-24-2024 0 72 525554570 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 241488 1600 SH SOLE 0 0 1600 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 362683 2382 SH SOLE 0 0 2382 AMAZON COM INC COM 023135106 BBG001S5PQL7 487387 2702 SH SOLE 0 0 2702 AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 1085630 11585 SH SOLE 0 0 11585 APPLE INC COM 037833100 BBG001S5N8V8 4716017 27502 SH SOLE 0 0 27502 BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1268880 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 4926812 11716 SH SOLE 0 0 11716 CHIMERA INVT CORP COM NEW 16934Q208 BBG001SR1G28 56357 12225 SH SOLE 0 0 12225 COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 460156 5110 SH SOLE 0 0 5110 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 BBG01B92VTS2 332996 9890 SH SOLE 0 0 9890 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 15159061 474462 SH SOLE 0 0 474462 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 BBG01B92NHL4 840980 24440 SH SOLE 0 0 24440 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 25130395 987830 SH SOLE 0 0 987830 ECOLAB INC COM 278865100 BBG001S5QRB5 570111 2463 SH SOLE 0 0 2463 EDGEWELL PERS CARE CO COM 28035Q102 BBG001SF1XY2 480104 12377 SH SOLE 0 0 12377 ELI LILLY & CO COM 532457108 BBG001S5STL8 310406 399 SH SOLE 0 0 399 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 222716 1916 SH SOLE 0 0 1916 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 2546064 55995 SH SOLE 0 0 55995 FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 BBG00735B1V0 5918373 95984 SH SOLE 0 0 95984 INNOVATOR ETFS TRUST INTRNL DEV APRL 45782C367 BBG00SXJN914 780850 28750 SH SOLE 0 0 28750 INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 BBG00PVP39R2 657007 18570 SH SOLE 0 0 18570 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 BBG00PBD6H63 1216485 35240 SH SOLE 0 0 35240 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 BBG00LNDTJL3 929181 24465 SH SOLE 0 0 24465 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 BBG00Q4028Q9 509175 13950 SH SOLE 0 0 13950 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 BBG00QPZ1F93 549603 15460 SH SOLE 0 0 15460 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 BBG00MYXKL20 623413 15940 SH SOLE 0 0 15940 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 BBG00RHZ5CR3 529138 15490 SH SOLE 0 0 15490 INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342 BBG00SXJYJL8 229338 7360 SH SOLE 0 0 7360 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1857025 4177 SH SOLE 0 0 4177 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 18840939 448487 SH SOLE 0 0 448487 ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 679838 11709 SH SOLE 0 0 11709 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 228449 3078 SH SOLE 0 0 3078 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 300186 3065 SH SOLE 0 0 3065 ISHARES TR ESG AWARE AGGRSV 46436E668 BBG00VFL1TJ3 1437503 42180 SH SOLE 0 0 42180 ISHARES TR ESG AWARE GROWTH 46436E676 BBG00VFL1N33 1733867 57055 SH SOLE 0 0 57055 ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 698135 14835 SH SOLE 0 0 14835 ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 1454430 59413 SH SOLE 0 0 59413 ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 473153 33845 SH SOLE 0 0 33845 ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 225552 9525 SH SOLE 0 0 9525 ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 660859 11871 SH SOLE 0 0 11871 ISHARES TR MODERT ALLOC ETF 464289875 BBG001T3YV21 208296 4869 SH SOLE 0 0 4869 ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH85 1133488 6315 SH SOLE 0 0 6315 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 229597 1397 SH SOLE 0 0 1397 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 24634590 228946 SH SOLE 0 0 228946 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 281981 979 SH SOLE 0 0 979 ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 311097 923 SH SOLE 0 0 923 ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 25860981 233951 SH SOLE 0 0 233951 ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 2434539 48028 SH SOLE 0 0 48028 ISHARES TR U S EQUITY FACTR 46434V282 BBG008LNYFB5 32050958 595632 SH SOLE 0 0 595632 ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 468619 9994 SH SOLE 0 0 9994 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 26843906 935980 SH SOLE 0 0 935980 MCKESSON CORP COM 58155Q103 BBG001S8F8P8 436648 812 SH SOLE 0 0 812 MICROSOFT CORP COM 594918104 BBG001S5TD05 435866 1036 SH SOLE 0 0 1036 MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 669205 1880 SH SOLE 0 0 1880 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 332510 368 SH SOLE 0 0 368 PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 15354755 167154 SH SOLE 0 0 167154 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 236615 1136 SH SOLE 0 0 1136 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 472745 2298 SH SOLE 0 0 2298 TESLA INC COM 88160R101 BBG001SQKGD7 2860982 16275 SH SOLE 0 0 16275 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 366175 7390 SH SOLE 0 0 7390 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 668404 7729 SH SOLE 0 0 7729 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1861270 3872 SH SOLE 0 0 3872 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 123617591 475635 SH SOLE 0 0 475635 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 34466931 587671 SH SOLE 0 0 587671 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 276183 6612 SH SOLE 0 0 6612 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 696150 6300 SH SOLE 0 0 6300 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 40825920 697283 SH SOLE 0 0 697283 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 408584 8144 SH SOLE 0 0 8144 VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 429959 820 SH SOLE 0 0 820 WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 71369974 1419168 SH SOLE 0 0 1419168 WISDOMTREE TR FUTRE STRAT FD 97717W125 BBG001V038F5 391125 10430 SH SOLE 0 0 10430 WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 15188184 330609 SH SOLE 0 0 330609