The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   531 4,824 SH   SOLE 0 0 0 4,824
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   356 1,014 SH   SOLE 0 0 0 1,014
ADOBE INC COM 00724F101   567 951 SH   SOLE 0 0 0 951
AFLAC INC COM 001055102   842 10,204 SH   SOLE 0 0 0 10,204
AIR PRODS & CHEMS INC COM 009158106   1,444 5,273 SH   SOLE 0 0 0 5,273
ALPHABET INC CAP STK CL A 02079K305   3,655 26,165 SH   SOLE 0 0 0 26,165
ALPHABET INC CAP STK CL C 02079K107   228 1,617 SH   SOLE 0 0 0 1,617
AMAZON COM INC COM 023135106   4,905 32,283 SH   SOLE 0 0 0 32,283
AMERICAN WTR WKS CO INC NEW COM 030420103   301 2,282 SH   SOLE 0 0 0 2,282
AMGEN INC COM 031162100   257 891 SH   SOLE 0 0 0 891
APPLE INC COM 037833100   6,290 32,673 SH   SOLE 0 0 0 32,673
AUTOMATIC DATA PROCESSING IN COM 053015103   368 1,581 SH   SOLE 0 0 0 1,581
BALL CORP COM 058498106   432 7,512 SH   SOLE 0 0 0 7,512
BECTON DICKINSON & CO COM 075887109   872 3,577 SH   SOLE 0 0 0 3,577
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   238 666 SH   SOLE 0 0 0 666
BLACKROCK INC COM 09247X101   523 644 SH   SOLE 0 0 0 644
BROWN & BROWN INC COM 115236101   251 3,531 SH   SOLE 0 0 0 3,531
CHEVRON CORP NEW COM 166764100   654 4,383 SH   SOLE 0 0 0 4,383
CHUBB LIMITED COM H1467J104   1,033 4,570 SH   SOLE 0 0 0 4,570
CHURCH & DWIGHT CO INC COM 171340102   408 4,315 SH   SOLE 0 0 0 4,315
CINTAS CORP COM 172908105   258 427 SH   SOLE 0 0 0 427
CISCO SYS INC COM 17275R102   416 8,230 SH   SOLE 0 0 0 8,230
CLOROX CO DEL COM 189054109   373 2,616 SH   SOLE 0 0 0 2,616
COCA COLA CO COM 191216100   435 7,383 SH   SOLE 0 0 0 7,383
COMCAST CORP NEW CL A 20030N101   1,595 36,364 SH   SOLE 0 0 0 36,364
COSTCO WHSL CORP NEW COM 22160K105   4,280 6,484 SH   SOLE 0 0 0 6,484
CVS HEALTH CORP COM 126650100   318 4,033 SH   SOLE 0 0 0 4,033
DANAHER CORPORATION COM 235851102   906 3,915 SH   SOLE 0 0 0 3,915
DEERE & CO COM 244199105   259 647 SH   SOLE 0 0 0 647
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,136 38,996 SH   SOLE 0 0 0 38,996
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   509 19,731 SH   SOLE 0 0 0 19,731
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   571 22,882 SH   SOLE 0 0 0 22,882
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   459 17,660 SH   SOLE 0 0 0 17,660
ECOLAB INC COM 278865100   614 3,098 SH   SOLE 0 0 0 3,098
ELI LILLY & CO COM 532457108   489 839 SH   SOLE 0 0 0 839
EOG RES INC COM 26875P101   1,467 12,130 SH   SOLE 0 0 0 12,130
EQUINIX INC COM 29444U700   226 281 SH   SOLE 0 0 0 281
ESSENTIAL UTILS INC COM 29670G102   386 10,347 SH   SOLE 0 0 0 10,347
EVERSOURCE ENERGY COM 30040W108   650 10,539 SH   SOLE 0 0 0 10,539
EXXON MOBIL CORP COM 30231G102   597 5,974 SH   SOLE 0 0 0 5,974
FEDEX CORP COM 31428X106   1,077 4,256 SH   SOLE 0 0 0 4,256
HENRY JACK & ASSOC INC COM 426281101   248 1,521 SH   SOLE 0 0 0 1,521
HOME DEPOT INC COM 437076102   325 939 SH   SOLE 0 0 0 939
INGREDION INC COM 457187102   938 8,644 SH   SOLE 0 0 0 8,644
INTEL CORP COM 458140100   321 6,383 SH   SOLE 0 0 0 6,383
INTUIT COM 461202103   498 797 SH   SOLE 0 0 0 797
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   605 29,584 SH   SOLE 0 0 0 29,584
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   500 25,912 SH   SOLE 0 0 0 25,912
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   535 25,619 SH   SOLE 0 0 0 25,619
ISHARES INC CORE MSCI EMKT 46434G103   639 12,642 SH   SOLE 0 0 0 12,642
ISHARES TR MSCI USA QLT FCT 46432F339   1,504 10,220 SH   SOLE 0 0 0 10,220
ISHARES TR CORE TOTAL USD 46434V613   1,042 22,613 SH   SOLE 0 0 0 22,613
ISHARES TR ESG AWR MSCI USA 46435G425   796 7,587 SH   SOLE 0 0 0 7,587
ISHARES TR IBONDS 26 TRM TS 46436E858   348 15,205 SH   SOLE 0 0 0 15,205
ISHARES TR IBONDS 25 TRM TS 46436E866   327 14,048 SH   SOLE 0 0 0 14,048
ISHARES TR IBONDS 24 TRM TS 46436E874   351 14,692 SH   SOLE 0 0 0 14,692
ISHARES TR TRS FLT RT BD 46434V860   511 10,133 SH   SOLE 0 0 0 10,133
ISHARES TR CORE S&P TTL STK 464287150   386 3,667 SH   SOLE 0 0 0 3,667
ISHARES TR MSCI KLD400 SOC 464288570   334 3,672 SH   SOLE 0 0 0 3,672
ISHARES TR MBS ETF 464288588   536 5,701 SH   SOLE 0 0 0 5,701
ISHARES TR EAFE VALUE ETF 464288877   1,490 28,602 SH   SOLE 0 0 0 28,602
ISHARES TR EAFE GRWTH ETF 464288885   1,263 13,045 SH   SOLE 0 0 0 13,045
ISHARES TR NATIONAL MUN ETF 464288414   1,011 9,323 SH   SOLE 0 0 0 9,323
ISHARES TR SHRT NAT MUN ETF 464288158   1,071 10,155 SH   SOLE 0 0 0 10,155
ISHARES TR 0-5 YR TIPS ETF 46429B747   262 2,657 SH   SOLE 0 0 0 2,657
ISHARES TR MSCI USA MIN VOL 46429B697   499 6,393 SH   SOLE 0 0 0 6,393
ISHARES TR US TREAS BD ETF 46429B267   304 13,215 SH   SOLE 0 0 0 13,215
ISHARES TR TIPS BD ETF 464287176   475 4,420 SH   SOLE 0 0 0 4,420
ISHARES TR CORE S&P500 ETF 464287200   1,841 3,854 SH   SOLE 0 0 0 3,854
ISHARES TR S&P 500 GRWT ETF 464287309   355 4,725 SH   SOLE 0 0 0 4,725
ISHARES TR RUS 1000 ETF 464287622   1,341 5,113 SH   SOLE 0 0 0 5,113
ISHARES TR U.S. TECH ETF 464287721   496 4,039 SH   SOLE 0 0 0 4,039
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   231 4,784 SH   SOLE 0 0 0 4,784
JOHNSON & JOHNSON COM 478160104   1,391 8,872 SH   SOLE 0 0 0 8,872
JPMORGAN CHASE & CO COM 46625H100   258 1,516 SH   SOLE 0 0 0 1,516
LINDE PLC SHS G54950103   876 2,132 SH   SOLE 0 0 0 2,132
LOCKHEED MARTIN CORP COM 539830109   207 456 SH   SOLE 0 0 0 456
LOWES COS INC COM 548661107   1,272 5,714 SH   SOLE 0 0 0 5,714
MCDONALDS CORP COM 580135101   448 1,512 SH   SOLE 0 0 0 1,512
MCKESSON CORP COM 58155Q103   238 514 SH   SOLE 0 0 0 514
MERCK & CO INC COM 58933Y105   215 1,970 SH   SOLE 0 0 0 1,970
MICROSOFT CORP COM 594918104   5,781 15,374 SH   SOLE 0 0 0 15,374
NEXTERA ENERGY INC COM 65339F101   201 3,307 SH   SOLE 0 0 0 3,307
ORACLE CORP COM 68389X105   230 2,179 SH   SOLE 0 0 0 2,179
PEPSICO INC COM 713448108   565 3,328 SH   SOLE 0 0 0 3,328
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,112 21,058 SH   SOLE 0 0 0 21,058
PROCTER AND GAMBLE CO COM 742718109   1,247 8,511 SH   SOLE 0 0 0 8,511
PROLOGIS INC. COM 74340W103   296 2,220 SH   SOLE 0 0 0 2,220
PUBLIC STORAGE COM 74460D109   451 1,480 SH   SOLE 0 0 0 1,480
PULTE GROUP INC COM 745867101   329 3,190 SH   SOLE 0 0 0 3,190
REPUBLIC SVCS INC COM 760759100   547 3,317 SH   SOLE 0 0 0 3,317
RTX CORPORATION COM 75513E101   215 2,553 SH   SOLE 0 0 0 2,553
S&P GLOBAL INC COM 78409V104   1,571 3,567 SH   SOLE 0 0 0 3,567
SALESFORCE INC COM 79466L302   278 1,056 SH   SOLE 0 0 0 1,056
SCHLUMBERGER LTD COM STK 806857108   651 12,514 SH   SOLE 0 0 0 12,514
SCHWAB CHARLES CORP COM 808513105   287 4,170 SH   SOLE 0 0 0 4,170
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,422 28,600 SH   SOLE 0 0 0 28,600
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,242 26,636 SH   SOLE 0 0 0 26,636
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   553 9,941 SH   SOLE 0 0 0 9,941
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,016 12,118 SH   SOLE 0 0 0 12,118
SHERWIN WILLIAMS CO COM 824348106   1,024 3,283 SH   SOLE 0 0 0 3,283
SKYWORKS SOLUTIONS INC COM 83088M102   258 2,292 SH   SOLE 0 0 0 2,292
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,277 3,388 SH   SOLE 0 0 0 3,388
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,390 2,923 SH   SOLE 0 0 0 2,923
SPDR SER TR PORTFOLIO S&P500 78464A854   6,825 122,088 SH   SOLE 0 0 0 122,088
SPDR SER TR PORTFOLIO S&P600 78468R853   222 5,258 SH   SOLE 0 0 0 5,258
SYSCO CORP COM 871829107   758 10,368 SH   SOLE 0 0 0 10,368
TARGET CORP COM 87612E106   371 2,607 SH   SOLE 0 0 0 2,607
TESLA INC COM 88160R101   207 835 SH   SOLE 0 0 0 835
THERMO FISHER SCIENTIFIC INC COM 883556102   1,114 2,099 SH   SOLE 0 0 0 2,099
TJX COS INC NEW COM 872540109   332 3,537 SH   SOLE 0 0 0 3,537
TRACTOR SUPPLY CO COM 892356106   201 936 SH   SOLE 0 0 0 936
UNITED PARCEL SERVICE INC CL B 911312106   796 5,065 SH   SOLE 0 0 0 5,065
UNITEDHEALTH GROUP INC COM 91324P102   845 1,604 SH   SOLE 0 0 0 1,604
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,027 41,162 SH   SOLE 0 0 0 41,162
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,309 67,031 SH   SOLE 0 0 0 67,031
VANGUARD INDEX FDS SM CP VAL ETF 922908611   244 1,356 SH   SOLE 0 0 0 1,356
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   387 4,381 SH   SOLE 0 0 0 4,381
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,986 29,448 SH   SOLE 0 0 0 29,448
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   379 7,432 SH   SOLE 0 0 0 7,432
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   689 11,607 SH   SOLE 0 0 0 11,607
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,954 38,175 SH   SOLE 0 0 0 38,175
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,538 31,223 SH   SOLE 0 0 0 31,223
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,730 36,126 SH   SOLE 0 0 0 36,126
VISA INC COM CL A 92826C839   1,196 4,595 SH   SOLE 0 0 0 4,595
WALMART INC COM 931142103   1,012 6,419 SH   SOLE 0 0 0 6,419
WEST PHARMACEUTICAL SVSC INC COM 955306105   615 1,748 SH   SOLE 0 0 0 1,748