President and CCO

0001940823-24-000002.txt : 20240206 0001940823-24-000002.hdr.sgml : 20240206 20240206135912 ACCESSION NUMBER: 0001940823-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240206 DATE AS OF CHANGE: 20240206 EFFECTIVENESS DATE: 20240206 FILER: COMPANY DATA: COMPANY CONFORMED NAME: W.H. Cornerstone Investments Inc. CENTRAL INDEX KEY: 0001940823 ORGANIZATION NAME: IRS NUMBER: 510405395 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22672 FILM NUMBER: 24599509 BUSINESS ADDRESS: STREET 1: 13 TREMONT STREET CITY: KINGSTON STATE: MA ZIP: 02364 BUSINESS PHONE: 888.797.9009 MAIL ADDRESS: STREET 1: 13 TREMONT STREET CITY: KINGSTON STATE: MA ZIP: 02364 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001940823 XXXXXXXX 12-31-2023 12-31-2023 W.H. Cornerstone Investments Inc.

13 TREMONT STREET KINGSTON MA 02364

13F HOLDINGS REPORT 028-22672 000119725 801-117397 N William Harris President and CCO 888.797.9009 William Harris Kingston MA 02-06-2024 0 127 126144 false INFORMATION TABLE 2 WHC.13F.2023Q4.xml ABBOTT LABS COM 002824100 531 4824 SH SOLE 0 0 0 4824 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 356 1014 SH SOLE 0 0 0 1014 ADOBE INC COM 00724F101 567 951 SH SOLE 0 0 0 951 AFLAC INC COM 001055102 842 10204 SH SOLE 0 0 0 10204 AIR PRODS & CHEMS INC COM 009158106 1444 5273 SH SOLE 0 0 0 5273 ALPHABET INC CAP STK CL A 02079K305 3655 26165 SH SOLE 0 0 0 26165 ALPHABET INC CAP STK CL C 02079K107 228 1617 SH SOLE 0 0 0 1617 AMAZON COM INC COM 023135106 4905 32283 SH SOLE 0 0 0 32283 AMERICAN WTR WKS CO INC NEW COM 030420103 301 2282 SH SOLE 0 0 0 2282 AMGEN INC COM 031162100 257 891 SH SOLE 0 0 0 891 APPLE INC COM 037833100 6290 32673 SH SOLE 0 0 0 32673 AUTOMATIC DATA PROCESSING IN COM 053015103 368 1581 SH SOLE 0 0 0 1581 BALL CORP COM 058498106 432 7512 SH SOLE 0 0 0 7512 BECTON DICKINSON & CO COM 075887109 872 3577 SH SOLE 0 0 0 3577 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 238 666 SH SOLE 0 0 0 666 BLACKROCK INC COM 09247X101 523 644 SH SOLE 0 0 0 644 BROWN & BROWN INC COM 115236101 251 3531 SH SOLE 0 0 0 3531 CHEVRON CORP NEW COM 166764100 654 4383 SH SOLE 0 0 0 4383 CHUBB LIMITED COM H1467J104 1033 4570 SH SOLE 0 0 0 4570 CHURCH & DWIGHT CO INC COM 171340102 408 4315 SH SOLE 0 0 0 4315 CINTAS CORP COM 172908105 258 427 SH SOLE 0 0 0 427 CISCO SYS INC COM 17275R102 416 8230 SH SOLE 0 0 0 8230 CLOROX CO DEL COM 189054109 373 2616 SH SOLE 0 0 0 2616 COCA COLA CO COM 191216100 435 7383 SH SOLE 0 0 0 7383 COMCAST CORP NEW CL A 20030N101 1595 36364 SH SOLE 0 0 0 36364 COSTCO WHSL CORP NEW COM 22160K105 4280 6484 SH SOLE 0 0 0 6484 CVS HEALTH CORP COM 126650100 318 4033 SH SOLE 0 0 0 4033 DANAHER CORPORATION COM 235851102 906 3915 SH SOLE 0 0 0 3915 DEERE & CO COM 244199105 259 647 SH SOLE 0 0 0 647 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1136 38996 SH SOLE 0 0 0 38996 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 509 19731 SH SOLE 0 0 0 19731 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 571 22882 SH SOLE 0 0 0 22882 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 459 17660 SH SOLE 0 0 0 17660 ECOLAB INC COM 278865100 614 3098 SH SOLE 0 0 0 3098 ELI LILLY & CO COM 532457108 489 839 SH SOLE 0 0 0 839 EOG RES INC COM 26875P101 1467 12130 SH SOLE 0 0 0 12130 EQUINIX INC COM 29444U700 226 281 SH SOLE 0 0 0 281 ESSENTIAL UTILS INC COM 29670G102 386 10347 SH SOLE 0 0 0 10347 EVERSOURCE ENERGY COM 30040W108 650 10539 SH SOLE 0 0 0 10539 EXXON MOBIL CORP COM 30231G102 597 5974 SH SOLE 0 0 0 5974 FEDEX CORP COM 31428X106 1077 4256 SH SOLE 0 0 0 4256 HENRY JACK & ASSOC INC COM 426281101 248 1521 SH SOLE 0 0 0 1521 HOME DEPOT INC COM 437076102 325 939 SH SOLE 0 0 0 939 INGREDION INC COM 457187102 938 8644 SH SOLE 0 0 0 8644 INTEL CORP COM 458140100 321 6383 SH SOLE 0 0 0 6383 INTUIT COM 461202103 498 797 SH SOLE 0 0 0 797 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 605 29584 SH SOLE 0 0 0 29584 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 500 25912 SH SOLE 0 0 0 25912 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 535 25619 SH SOLE 0 0 0 25619 ISHARES INC CORE MSCI EMKT 46434G103 639 12642 SH SOLE 0 0 0 12642 ISHARES TR MSCI USA QLT FCT 46432F339 1504 10220 SH SOLE 0 0 0 10220 ISHARES TR CORE TOTAL USD 46434V613 1042 22613 SH SOLE 0 0 0 22613 ISHARES TR ESG AWR MSCI USA 46435G425 796 7587 SH SOLE 0 0 0 7587 ISHARES TR IBONDS 26 TRM TS 46436E858 348 15205 SH SOLE 0 0 0 15205 ISHARES TR IBONDS 25 TRM TS 46436E866 327 14048 SH SOLE 0 0 0 14048 ISHARES TR IBONDS 24 TRM TS 46436E874 351 14692 SH SOLE 0 0 0 14692 ISHARES TR TRS FLT RT BD 46434V860 511 10133 SH SOLE 0 0 0 10133 ISHARES TR CORE S&P TTL STK 464287150 386 3667 SH SOLE 0 0 0 3667 ISHARES TR MSCI KLD400 SOC 464288570 334 3672 SH SOLE 0 0 0 3672 ISHARES TR MBS ETF 464288588 536 5701 SH SOLE 0 0 0 5701 ISHARES TR EAFE VALUE ETF 464288877 1490 28602 SH SOLE 0 0 0 28602 ISHARES TR EAFE GRWTH ETF 464288885 1263 13045 SH SOLE 0 0 0 13045 ISHARES TR NATIONAL MUN ETF 464288414 1011 9323 SH SOLE 0 0 0 9323 ISHARES TR SHRT NAT MUN ETF 464288158 1071 10155 SH SOLE 0 0 0 10155 ISHARES TR 0-5 YR TIPS ETF 46429B747 262 2657 SH SOLE 0 0 0 2657 ISHARES TR MSCI USA MIN VOL 46429B697 499 6393 SH SOLE 0 0 0 6393 ISHARES TR US TREAS BD ETF 46429B267 304 13215 SH SOLE 0 0 0 13215 ISHARES TR TIPS BD ETF 464287176 475 4420 SH SOLE 0 0 0 4420 ISHARES TR CORE S&P500 ETF 464287200 1841 3854 SH SOLE 0 0 0 3854 ISHARES TR S&P 500 GRWT ETF 464287309 355 4725 SH SOLE 0 0 0 4725 ISHARES TR RUS 1000 ETF 464287622 1341 5113 SH SOLE 0 0 0 5113 ISHARES TR U.S. TECH ETF 464287721 496 4039 SH SOLE 0 0 0 4039 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 231 4784 SH SOLE 0 0 0 4784 JOHNSON & JOHNSON COM 478160104 1391 8872 SH SOLE 0 0 0 8872 JPMORGAN CHASE & CO COM 46625H100 258 1516 SH SOLE 0 0 0 1516 LINDE PLC SHS G54950103 876 2132 SH SOLE 0 0 0 2132 LOCKHEED MARTIN CORP COM 539830109 207 456 SH SOLE 0 0 0 456 LOWES COS INC COM 548661107 1272 5714 SH SOLE 0 0 0 5714 MCDONALDS CORP COM 580135101 448 1512 SH SOLE 0 0 0 1512 MCKESSON CORP COM 58155Q103 238 514 SH SOLE 0 0 0 514 MERCK & CO INC COM 58933Y105 215 1970 SH SOLE 0 0 0 1970 MICROSOFT CORP COM 594918104 5781 15374 SH SOLE 0 0 0 15374 NEXTERA ENERGY INC COM 65339F101 201 3307 SH SOLE 0 0 0 3307 ORACLE CORP COM 68389X105 230 2179 SH SOLE 0 0 0 2179 PEPSICO INC COM 713448108 565 3328 SH SOLE 0 0 0 3328 PIMCO ETF TR INTER MUN BD ACT 72201R866 1112 21058 SH SOLE 0 0 0 21058 PROCTER AND GAMBLE CO COM 742718109 1247 8511 SH SOLE 0 0 0 8511 PROLOGIS INC. COM 74340W103 296 2220 SH SOLE 0 0 0 2220 PUBLIC STORAGE COM 74460D109 451 1480 SH SOLE 0 0 0 1480 PULTE GROUP INC COM 745867101 329 3190 SH SOLE 0 0 0 3190 REPUBLIC SVCS INC COM 760759100 547 3317 SH SOLE 0 0 0 3317 RTX CORPORATION COM 75513E101 215 2553 SH SOLE 0 0 0 2553 S&P GLOBAL INC COM 78409V104 1571 3567 SH SOLE 0 0 0 3567 SALESFORCE INC COM 79466L302 278 1056 SH SOLE 0 0 0 1056 SCHLUMBERGER LTD COM STK 806857108 651 12514 SH SOLE 0 0 0 12514 SCHWAB CHARLES CORP COM 808513105 287 4170 SH SOLE 0 0 0 4170 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1422 28600 SH SOLE 0 0 0 28600 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1242 26636 SH SOLE 0 0 0 26636 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 553 9941 SH SOLE 0 0 0 9941 SELECT SECTOR SPDR TR ENERGY 81369Y506 1016 12118 SH SOLE 0 0 0 12118 SHERWIN WILLIAMS CO COM 824348106 1024 3283 SH SOLE 0 0 0 3283 SKYWORKS SOLUTIONS INC COM 83088M102 258 2292 SH SOLE 0 0 0 2292 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1277 3388 SH SOLE 0 0 0 3388 SPDR S&P 500 ETF TR TR UNIT 78462F103 1390 2923 SH SOLE 0 0 0 2923 SPDR SER TR PORTFOLIO S&P500 78464A854 6825 122088 SH SOLE 0 0 0 122088 SPDR SER TR PORTFOLIO S&P600 78468R853 222 5258 SH SOLE 0 0 0 5258 SYSCO CORP COM 871829107 758 10368 SH SOLE 0 0 0 10368 TARGET CORP COM 87612E106 371 2607 SH SOLE 0 0 0 2607 TESLA INC COM 88160R101 207 835 SH SOLE 0 0 0 835 THERMO FISHER SCIENTIFIC INC COM 883556102 1114 2099 SH SOLE 0 0 0 2099 TJX COS INC NEW COM 872540109 332 3537 SH SOLE 0 0 0 3537 TRACTOR SUPPLY CO COM 892356106 201 936 SH SOLE 0 0 0 936 UNITED PARCEL SERVICE INC CL B 911312106 796 5065 SH SOLE 0 0 0 5065 UNITEDHEALTH GROUP INC COM 91324P102 845 1604 SH SOLE 0 0 0 1604 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3027 41162 SH SOLE 0 0 0 41162 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3309 67031 SH SOLE 0 0 0 67031 VANGUARD INDEX FDS SM CP VAL ETF 922908611 244 1356 SH SOLE 0 0 0 1356 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 387 4381 SH SOLE 0 0 0 4381 VANGUARD INDEX FDS TOTAL STK MKT 922908769 6986 29448 SH SOLE 0 0 0 29448 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 379 7432 SH SOLE 0 0 0 7432 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 689 11607 SH SOLE 0 0 0 11607 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2954 38175 SH SOLE 0 0 0 38175 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2538 31223 SH SOLE 0 0 0 31223 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1730 36126 SH SOLE 0 0 0 36126 VISA INC COM CL A 92826C839 1196 4595 SH SOLE 0 0 0 4595 WALMART INC COM 931142103 1012 6419 SH SOLE 0 0 0 6419 WEST PHARMACEUTICAL SVSC INC COM 955306105 615 1748 SH SOLE 0 0 0 1748