The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   19,131 175 SH   SOLE   175 0 0
ABBOTT LABS COM 002824100   3,303 30 SH   SOLE   30 0 0
ABBVIE INC COM 00287Y109   117,468 758 SH   SOLE   300 0 458
ACADIA PHARMACEUTICALS INC COM 004225108   1,973 63 SH   SOLE   63 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   99,308 283 SH   SOLE   283 0 0
ADOBE INC COM 00724F101   122,900 206 SH   SOLE   0 0 206
ADVANCED MICRO DEVICES INC COM 007903107   28,598 194 SH   SOLE   179 0 15
AIRBNB INC COM CL A 009066101   3,404 25 SH   SOLE   25 0 0
ALCOA CORP COM 013872106   24,922 733 SH   SOLE   733 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   18,060 233 SH   SOLE   233 0 0
ALPHABET INC CAP STK CL C 02079K107   615,865 4,370 SH   SOLE   3,966 0 404
ALPHABET INC CAP STK CL A 02079K305   1,127,718 8,073 SH   SOLE   5,003 0 3,070
ALTRIA GROUP INC COM 02209S103   24,204 600 SH   SOLE   600 0 0
AMAZON COM INC COM 023135106   2,392,760 15,748 SH   SOLE   14,124 0 1,624
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   113,107 1,810 SH   SOLE   1,810 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   784,092 15,231 SH   SOLE   14,838 0 393
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   18,823,150 333,803 SH   SOLE   280,601 0 53,202
AMERICAN ELEC PWR CO INC COM 025537101   42,885 528 SH   SOLE   528 0 0
AMERICAN EXPRESS CO COM 025816109   54,891 293 SH   SOLE   0 0 293
AMERICAN FINL GROUP INC OHIO COM 025932104   22,061 186 SH   SOLE   186 0 0
AMGEN INC COM 031162100   7,725 27 SH   SOLE   27 0 0
AMMO INC COM 00175J107   2,100 1,000 SH   SOLE   1,000 0 0
AON PLC SHS CL A G0403H108   20,372 70 SH   SOLE   70 0 0
APPLE INC COM 037833100   7,427,007 38,576 SH   SOLE   33,280 0 5,296
ARCHER DANIELS MIDLAND CO COM 039483102   3,611 50 SH   SOLE   50 0 0
ARISTA NETWORKS INC COM 040413106   28,262 120 SH   SOLE   120 0 0
ARK ETF TR INNOVATION ETF 00214Q104   1,362 26 SH   SOLE   26 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   1,674 51 SH   SOLE   51 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   2,078 36 SH   SOLE   36 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   48,443 64 SH   SOLE   0 0 64
AT&T INC COM 00206R102   172,029 10,252 SH   SOLE   2,252 0 8,000
ATLASSIAN CORPORATION CL A 049468101   14,272 60 SH   SOLE   60 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   51,487 221 SH   SOLE   221 0 0
AXON ENTERPRISE INC COM 05464C101   25,833 100 SH   SOLE   100 0 0
BANK AMERICA CORP COM 060505104   153,334 4,554 SH   SOLE   2,544 0 2,010
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105   52,116 2,506 SH   SOLE   2,506 0 0
BLACKSTONE INC COM 09260D107   138,356 1,057 SH   SOLE   1,057 0 0
BOSTON BEER INC CL A 100557107   2,765 8 SH   SOLE   8 0 0
BP PLC SPONSORED ADR 055622104   12,497 353 SH   SOLE   353 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   313,270 6,105 SH   SOLE   4,685 0 1,420
BROADCOM INC COM 11135F101   279,063 250 SH   SOLE   156 0 94
CADENCE DESIGN SYSTEM INC COM 127387108   27,237 100 SH   SOLE   100 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101   9,628 200 SH   SOLE   200 0 0
CANADIAN NATL RY CO COM 136375102   75,378 600 SH   SOLE   600 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300   5,118 276 SH   SOLE   276 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   11,490 200 SH   SOLE   200 0 0
CAVA GROUP INC COM 148929102   64,470 1,500 SH   SOLE   0 0 1,500
CENOVUS ENERGY INC COM 15135U109   4,163 250 SH   SOLE   250 0 0
CHEMOURS CO COM 163851108   10,251 325 SH   SOLE   325 0 0
CHENIERE ENERGY INC COM NEW 16411R208   50,189 294 SH   SOLE   0 0 294
CHEVRON CORP NEW COM 166764100   597,671 4,007 SH   SOLE   3,344 0 663
CINCINNATI FINL CORP COM 172062101   44,488 430 SH   SOLE   430 0 0
CINTAS CORP COM 172908105   2,859,020 4,744 SH   SOLE   4,744 0 0
CISCO SYS INC COM 17275R102   8,387 166 SH   SOLE   166 0 0
CLOROX CO DEL COM 189054109   14,259 100 SH   SOLE   100 0 0
COCA COLA CO COM 191216100   287,991 4,887 SH   SOLE   3,087 0 1,800
COLGATE PALMOLIVE CO COM 194162103   11,957 150 SH   SOLE   150 0 0
COMERICA INC COM 200340107   62,061 1,112 SH   SOLE   1,112 0 0
CONCENTRIX CORP COM 20602D101   1,179 12 SH   SOLE   12 0 0
CONOCOPHILLIPS COM 20825C104   75,446 650 SH   SOLE   650 0 0
CONSOLIDATED EDISON INC COM 209115104   22,743 250 SH   SOLE   250 0 0
COPART INC COM 217204106   19,208 392 SH   SOLE   392 0 0
CORNING INC COM 219350105   3,045 100 SH   SOLE   100 0 0
CORTEVA INC COM 22052L104   34,934 729 SH   SOLE   729 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,104,691 1,674 SH   SOLE   1,489 0 185
CROWDSTRIKE HLDGS INC CL A 22788C105   25,532 100 SH   SOLE   100 0 0
CSX CORP COM 126408103   150,815 4,350 SH   SOLE   4,350 0 0
CVS HEALTH CORP COM 126650100   7,902 100 SH   SOLE   100 0 0
DANAHER CORPORATION COM 235851102   463 2 SH   SOLE   2 0 0
DECKERS OUTDOOR CORP COM 243537107   54,143 81 SH   SOLE   51 0 30
DEERE & CO COM 244199105   56,382 141 SH   SOLE   15 0 126
DELTA AIR LINES INC DEL COM NEW 247361702   6,471 161 SH   SOLE   161 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   60,440 2,475 SH   SOLE   2,475 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   79,385 1,517 SH   SOLE   1,517 0 0
DISNEY WALT CO COM 254687106   85,602 948 SH   SOLE   942 0 6
DOMINION ENERGY INC COM 25746U109   2,914 62 SH   SOLE   62 0 0
DOW INC COM 260557103   39,869 727 SH   SOLE   727 0 0
DRAFTKINGS INC NEW COM CL A 26142V105   48,293 1,370 SH   SOLE   0 0 1,370
DT MIDSTREAM INC COMMON STOCK 23345M107   1,864 34 SH   SOLE   0 0 34
DTE ENERGY CO COM 233331107   7,693 70 SH   SOLE   0 0 70
DUKE ENERGY CORP NEW COM NEW 26441C204   258,530 2,664 SH   SOLE   1,772 0 892
DUPONT DE NEMOURS INC COM 26614N102   56,159 730 SH   SOLE   730 0 0
DXC TECHNOLOGY CO COM 23355L106   3,705 162 SH   SOLE   162 0 0
ELEVANCE HEALTH INC COM 036752103   444,210 942 SH   SOLE   942 0 0
ELI LILLY & CO COM 532457108   651,705 1,118 SH   SOLE   606 0 512
EMERSON ELEC CO COM 291011104   19,466 200 SH   SOLE   200 0 0
ENBRIDGE INC COM 29250N105   44,989 1,249 SH   SOLE   467 0 782
ENCORE ENERGY CORP COM NEW 29259W700   653 166 SH   SOLE   166 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   2,857 207 SH   SOLE   207 0 0
ENTERGY CORP NEW COM 29364G103   5,566 55 SH   SOLE   55 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   5,929 225 SH   SOLE   225 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   414 128 SH   SOLE   128 0 0
EVERGY INC COM 30034W106   6,212 119 SH   SOLE   119 0 0
EVERSOURCE ENERGY COM 30040W108   18,516 300 SH   SOLE   300 0 0
EVERSPIN TECHNOLOGIES INC COM 30041T104   2,260 250 SH   SOLE   250 0 0
EXTREME NETWORKS COM 30226D106   7,938 450 SH   SOLE   450 0 0
EXXON MOBIL CORP COM 30231G102   684,264 6,844 SH   SOLE   6,319 0 525
FIFTH THIRD BANCORP COM 316773100   361,007 10,467 SH   SOLE   8,523 0 1,944
FIRST BANCSHARES INC MS COM 318916103   5,925 202 SH   SOLE   202 0 0
FIRST TR EXCHANGE TRADED FD INDXX GLOBAL AGR 33734X812   2,558 100 SH   SOLE   100 0 0
FORD MTR CO DEL COM 345370860   6,542 537 SH   SOLE   537 0 0
FOX CORP CL B COM 35137L204   2,765 100 SH   SOLE   100 0 0
GALLAGHER ARTHUR J & CO COM 363576109   8,996 40 SH   SOLE   40 0 0
GAMESTOP CORP NEW CL A 36467W109   211 12 SH   SOLE   12 0 0
GARTNER INC COM 366651107   105,560 234 SH   SOLE   0 0 234
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   6,264 81 SH   SOLE   65 0 16
GENERAL ELECTRIC CO COM NEW 369604301   32,960 258 SH   SOLE   206 0 52
GENUINE PARTS CO COM 372460105   16,759 121 SH   SOLE   121 0 0
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   845 500 SH   SOLE   500 0 0
GLADSTONE LD CORP COM 376549101   15,375 1,064 SH   SOLE   1,064 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   914 79 SH   SOLE   79 0 0
GLOBAL X FDS GREEN BUILDNG ET 37960A842   1,173 50 SH   SOLE   50 0 0
GLOBAL X FDS CLEANTECH ETF 37954Y228   1,320 122 SH   SOLE   122 0 0
GLOBAL X FDS TELMDC&DIG ETF 37954Y285   2,024 200 SH   SOLE   200 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   2,105 76 SH   SOLE   0 0 76
GLOBAL X FDS CLEAN WTR ETF 37954Y186   2,895 177 SH   SOLE   0 0 177
GLOBAL X FDS FINTECH ETF 37954Y814   3,325 130 SH   SOLE   130 0 0
GLOBAL X FDS SOLAR ETF 37960A701   7,681 581 SH   SOLE   581 0 0
GLOBAL X FDS THMATC GWT ETF 37954Y418   9,348 380 SH   SOLE   80 0 300
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   10,040 225 SH   SOLE   225 0 0
GLOBAL X FDS RENEWABLE ENERGY 37954Y707   11,969 1,061 SH   SOLE   915 0 146
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   167,338 3,285 SH   SOLE   3,123 0 162
HEWLETT PACKARD ENTERPRISE C COM 42824C109   32,195 1,896 SH   SOLE   1,896 0 0
HOME DEPOT INC COM 437076102   258,527 746 SH   SOLE   583 0 163
HORMEL FOODS CORP COM 440452100   9,633 300 SH   SOLE   300 0 0
HP INC COM 40434L105   57,051 1,896 SH   SOLE   1,896 0 0
HUMANA INC COM 444859102   41,203 90 SH   SOLE   90 0 0
HUNTINGTON BANCSHARES INC COM 446150104   66,297 5,212 SH   SOLE   5,212 0 0
ILLINOIS TOOL WKS INC COM 452308109   48,459 185 SH   SOLE   185 0 0
INFOSYS LTD SPONSORED ADR 456788108   3,676 200 SH   SOLE   200 0 0
INOTIV INC COM 45783Q100   1,835 500 SH   SOLE   500 0 0
INTEL CORP COM 458140100   161,604 3,216 SH   SOLE   916 0 2,300
INTERNATIONAL BUSINESS MACHS COM 459200101   160,313 980 SH   SOLE   980 0 0
INTERNATIONAL SEAWAYS INC COM Y41053102   1,137 25 SH   SOLE   25 0 0
INTUIT COM 461202103   2,501 4 SH   SOLE   0 0 4
INTUITIVE SURGICAL INC COM NEW 46120E602   152,825 453 SH   SOLE   78 0 375
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   4,408 200 SH   SOLE   0 0 200
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651   3,953 100 SH   SOLE   100 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,808 165 SH   SOLE   165 0 0
INVESCO EXCHANGE TRADED FD T PHARMACEUTICALS 46137V662   22,830 300 SH   SOLE   300 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   268,454 4,411 SH   SOLE   4,411 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   44,229 108 SH   SOLE   58 0 50
ISHARES INC CORE MSCI EMKT 46434G103   102 2 SH   SOLE   2 0 0
ISHARES INC MSCI AUST ETF 464286103   7,302 300 SH   SOLE   0 0 300
ISHARES TR US TELECOM ETF 464287713   387 17 SH   SOLE   17 0 0
ISHARES TR ISHARES SEMICDTR 464287523   3,457 6 SH   SOLE   6 0 0
ISHARES TR MSCI POLAND ETF 46429B606   5,663 250 SH   SOLE   250 0 0
ISHARES TR EXPANDED TECH 464287515   7,302 18 SH   SOLE   18 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   7,484 125 SH   SOLE   125 0 0
ISHARES TR US AER DEF ETF 464288760   12,660 100 SH   SOLE   100 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   14,358 184 SH   SOLE   184 0 0
ISHARES TR US CONSUM DISCRE 464287580   14,397 190 SH   SOLE   190 0 0
ISHARES TR US HLTHCARE ETF 464287762   28,624 100 SH   SOLE   100 0 0
ISHARES TR RUS 1000 ETF 464287622   62,156 237 SH   SOLE   237 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   63,417 773 SH   SOLE   0 0 773
ISHARES TR S&P 100 ETF 464287101   79,527 356 SH   SOLE   356 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   116,838 1,685 SH   SOLE   1,685 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   119,077 435 SH   SOLE   435 0 0
ISHARES TR MSCI ACWI ETF 464288257   121,616 1,195 SH   SOLE   1,195 0 0
ISHARES TR CORE US AGGBD ET 464287226   126,544 1,275 SH   SOLE   1,275 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   139,529 3,470 SH   SOLE   2,400 0 1,070
ISHARES TR MRGSTR SM CP GR 464288604   139,920 3,180 SH   SOLE   1,812 0 1,368
ISHARES TR RUS 1000 GRW ETF 464287614   162,196 535 SH   SOLE   535 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   231,185 1,988 SH   SOLE   1,988 0 0
ISHARES TR CORE S&P TTL STK 464287150   243,968 2,318 SH   SOLE   1,198 0 1,120
ISHARES TR MSCI KLD400 SOC 464288570   273,150 3,000 SH   SOLE   3,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   304,391 1,842 SH   SOLE   1,842 0 0
ISHARES TR SELECT DIVID ETF 464287168   384,599 3,281 SH   SOLE   3,281 0 0
ISHARES TR EAFE VALUE ETF 464288877   553,407 10,622 SH   SOLE   8,747 0 1,875
ISHARES TR S&P 500 VAL ETF 464287408   579,402 3,332 SH   SOLE   785 0 2,547
ISHARES TR RUSSELL 2000 ETF 464287655   640,265 3,190 SH   SOLE   2,991 0 199
ISHARES TR EAFE GRWTH ETF 464288885   867,292 8,955 SH   SOLE   5,935 0 3,020
ISHARES TR MSCI EAFE ETF 464287465   874,965 11,612 SH   SOLE   9,809 0 1,803
ISHARES TR S&P 500 GRWT ETF 464287309   934,019 12,437 SH   SOLE   7,143 0 5,294
ISHARES TR SP SMCP600VL ETF 464287879   967,931 9,391 SH   SOLE   7,266 0 2,125
ISHARES TR RUS MID CAP ETF 464287499   1,118,302 14,387 SH   SOLE   14,197 0 190
ISHARES TR S&P SML 600 GWT 464287887   1,155,293 9,232 SH   SOLE   5,916 0 3,316
ISHARES TR S&P MC 400GR ETF 464287606   1,205,333 15,215 SH   SOLE   12,281 0 2,934
ISHARES TR S&P MC 400VL ETF 464287705   1,362,893 11,951 SH   SOLE   8,429 0 3,522
ISHARES TR RUS MD CP GR ETF 464287481   1,421,701 13,610 SH   SOLE   10,650 0 2,960
ISHARES TR CORE S&P SCP ETF 464287804   18,428,836 170,243 SH   SOLE   141,342 0 28,901
ISHARES TR CORE S&P MCP ETF 464287507   24,372,799 87,941 SH   SOLE   73,028 0 14,913
ISHARES TR CORE MSCI EAFE 46432F842   24,803,962 352,579 SH   SOLE   295,401 0 57,178
ISHARES TR CORE DIV GRWTH 46434V621   28,041,795 521,029 SH   SOLE   426,705 0 94,324
ISHARES TR CORE S&P500 ETF 464287200   62,163,054 130,149 SH   SOLE   111,624 0 18,525
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   83,044 1,663 SH   SOLE   1,663 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   117,288 2,335 SH   SOLE   1,735 0 600
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   796,368 14,318 SH   SOLE   14,318 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,533,820 30,229 SH   SOLE   16,599 0 13,630
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   7,117,839 129,457 SH   SOLE   109,548 0 19,909
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   221,120 4,199 SH   SOLE   4,199 0 0
JOHNSON & JOHNSON COM 478160104   157,211 1,003 SH   SOLE   1,003 0 0
JPMORGAN CHASE & CO COM 46625H100   3,320,151 19,519 SH   SOLE   16,708 0 2,811
KEURIG DR PEPPER INC COM 49271V100   6,664 200 SH   SOLE   200 0 0
KEYCORP COM 493267108   1,800 125 SH   SOLE   125 0 0
KINSALE CAP GROUP INC COM 49714P108   13,397 40 SH   SOLE   40 0 0
KLA CORP COM NEW 482480100   63,943 110 SH   SOLE   110 0 0
KROGER CO COM 501044101   453,947 9,931 SH   SOLE   9,931 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   7,793 37 SH   SOLE   37 0 0
LAMB WESTON HLDGS INC COM 513272104   4,432 41 SH   SOLE   41 0 0
LCNB CORP COM 50181P100   8,852,632 561,359 SH   SOLE   318,128 0 243,231
LEIDOS HOLDINGS INC COM 525327102   51,523 476 SH   SOLE   476 0 0
LINCOLN ELEC HLDGS INC COM 533900106   630,634 2,900 SH   SOLE   0 0 2,900
LINDE PLC SHS G54950103   36,964 90 SH   SOLE   90 0 0
LITHIUM AMERICAS ARGENTINA C COM SHS 53681K100   948 150 SH   SOLE   150 0 0
LITHIUM AMERS CORP NEW COM SHS 53681J103   960 150 SH   SOLE   150 0 0
LOCKHEED MARTIN CORP COM 539830109   4,986 11 SH   SOLE   11 0 0
LOWES COS INC COM 548661107   28,487 128 SH   SOLE   128 0 0
LUCID GROUP INC COM 549498103   316 75 SH   SOLE   75 0 0
LULULEMON ATHLETICA INC COM 550021109   224,457 439 SH   SOLE   439 0 0
MARATHON OIL CORP COM 565849106   11,863 491 SH   SOLE   491 0 0
MARATHON PETE CORP COM 56585A102   742 5 SH   SOLE   5 0 0
MARSH & MCLENNAN COS INC COM 571748102   9,474 50 SH   SOLE   50 0 0
MARVELL TECHNOLOGY INC COM 573874104   3,532 59 SH   SOLE   59 0 0
MASTERCARD INCORPORATED CL A 57636Q104   95,539 224 SH   SOLE   15 0 209
MATTEL INC COM 577081102   3,720 197 SH   SOLE   197 0 0
MCDONALDS CORP COM 580135101   149,738 505 SH   SOLE   505 0 0
MCKESSON CORP COM 58155Q103   73,614 159 SH   SOLE   0 0 159
MEDTRONIC PLC SHS G5960L103   14,005 170 SH   SOLE   170 0 0
MERCADOLIBRE INC COM 58733R102   25,145 16 SH   SOLE   16 0 0
MERCK & CO INC COM 58933Y105   53,638 492 SH   SOLE   492 0 0
META PLATFORMS INC CL A 30303M102   166,362 470 SH   SOLE   170 0 300
MICRON TECHNOLOGY INC COM 595112103   2,561 30 SH   SOLE   30 0 0
MICROSOFT CORP COM 594918104   2,513,924 6,685 SH   SOLE   5,404 0 1,281
MODERNA INC COM 60770K107   2 0 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105   27,307 377 SH   SOLE   377 0 0
NET LEASE OFFICE PROPERTIES COM 64110Y108   333 18 SH   SOLE   18 0 0
NETFLIX INC COM 64110L106   172,850 355 SH   SOLE   103 0 252
NEW FOUND GOLD CORP COM 64440N103   1,750 500 SH   SOLE   500 0 0
NEWMONT CORP COM 651639106   2,070 50 SH   SOLE   50 0 0
NEXTERA ENERGY INC COM 65339F101   757,008 12,463 SH   SOLE   7,243 0 5,220
NIKE INC CL B 654106103   13,572 125 SH   SOLE   125 0 0
NIO INC SPON ADS 62914V106   9,070 1,000 SH   SOLE   1,000 0 0
NORFOLK SOUTHN CORP COM 655844108   283,656 1,200 SH   SOLE   550 0 650
NORTHROP GRUMMAN CORP COM 666807102   4,682 10 SH   SOLE   10 0 0
NOVO-NORDISK A S ADR 670100205   36,208 350 SH   SOLE   0 0 350
NU HLDGS LTD ORD SHS CL A G6683N103   4,165 500 SH   SOLE   0 0 500
NUCOR CORP COM 670346105   69,616 400 SH   SOLE   400 0 0
NVIDIA CORPORATION COM 67066G104   290,206 586 SH   SOLE   583 0 3
OCCIDENTAL PETE CORP COM 674599105   120,697 2,021 SH   SOLE   2,021 0 0
OLD REP INTL CORP COM 680223104   22,050 750 SH   SOLE   0 0 750
ON SEMICONDUCTOR CORP COM 682189105   127,801 1,530 SH   SOLE   210 0 1,320
ONEOK INC NEW COM 682680103   4,635 66 SH   SOLE   66 0 0
ORACLE CORP COM 68389X105   25,093 238 SH   SOLE   226 0 12
OREILLY AUTOMOTIVE INC COM 67103H107   114,960 121 SH   SOLE   0 0 121
ORGANON & CO COMMON STOCK 68622V106   72,100 5,000 SH   SOLE   0 0 5,000
PAYPAL HLDGS INC COM 70450Y103   615 10 SH   SOLE   10 0 0
PEPSICO INC COM 713448108   401,163 2,362 SH   SOLE   2,362 0 0
PFIZER INC COM 717081103   502,933 17,469 SH   SOLE   15,106 0 2,363
PHILIP MORRIS INTL INC COM 718172109   5,645 60 SH   SOLE   60 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   227,166 2,397 SH   SOLE   1,778 0 619
PIONEER NAT RES CO COM 723787107   900 4 SH   SOLE   4 0 0
PNC FINL SVCS GROUP INC COM 693475105   117,222 757 SH   SOLE   757 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   9,205 117 SH   SOLE   0 0 117
PROCTER AND GAMBLE CO COM 742718109   10,743,291 73,313 SH   SOLE   61,916 0 11,397
PROLOGIS INC. COM 74340W103   9,865 74 SH   SOLE   74 0 0
PRUDENTIAL FINL INC COM 744320102   42,729 412 SH   SOLE   412 0 0
QUALCOMM INC COM 747525103   3,616 25 SH   SOLE   25 0 0
QUANTA SVCS INC COM 74762E102   173,288 803 SH   SOLE   69 0 734
REGENERON PHARMACEUTICALS COM 75886F107   50,941 58 SH   SOLE   0 0 58
RIOT PLATFORMS INC COM 767292105   774 50 SH   SOLE   50 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   4,692 200 SH   SOLE   200 0 0
ROYAL BK CDA COM 780087102   10,113 100 SH   SOLE   0 0 100
ROYAL CARIBBEAN GROUP COM V7780T103   370,601 2,862 SH   SOLE   2,862 0 0
RTX CORPORATION COM 75513E101   175,432 2,085 SH   SOLE   351 0 1,734
SALESFORCE INC COM 79466L302   3,421 13 SH   SOLE   0 0 13
SCHNITZER STEEL INDS INC CL A 806882106   9,048 300 SH   SOLE   300 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   112 2 SH   SOLE   2 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   8,429 340 SH   SOLE   340 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   24,743 325 SH   SOLE   325 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   29,162 416 SH   SOLE   416 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   33,433 403 SH   SOLE   403 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   91,977 1,947 SH   SOLE   1,459 0 488
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   132,036 1,753 SH   SOLE   449 0 1,304
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   147,545 3,992 SH   SOLE   2,358 0 1,634
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   858,803 15,227 SH   SOLE   9,189 0 6,038
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,404 60 SH   SOLE   60 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,820 75 SH   SOLE   75 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,192 50 SH   SOLE   50 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   11,400 180 SH   SOLE   180 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   14,866 109 SH   SOLE   109 0 0
SEMPRA COM 816851109   44,838 600 SH   SOLE   600 0 0
SERVICENOW INC COM 81762P102   30,380 43 SH   SOLE   43 0 0
SHOPIFY INC CL A 82509L107   11,685 150 SH   SOLE   150 0 0
SKYWATER TECHNOLOGY INC COM 83089J108   1,203 125 SH   SOLE   125 0 0
SMUCKER J M CO COM NEW 832696405   46,887 371 SH   SOLE   371 0 0
SOUTHERN CO COM 842587107   24,542 350 SH   SOLE   350 0 0
SPDR GOLD TR GOLD SHS 78463V107   399,355 2,089 SH   SOLE   1,663 0 426
SPDR S&P 500 ETF TR TR UNIT 78462F103   539,002 1,134 SH   SOLE   1,134 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   564 12 SH   SOLE   12 0 0
SPDR SER TR S&P METALS MNG 78464A755   4,488 75 SH   SOLE   75 0 0
SPDR SER TR S&P DIVID ETF 78464A763   4,874 39 SH   SOLE   39 0 0
STAG INDL INC COM 85254J102   5,889 150 SH   SOLE   150 0 0
STARBUCKS CORP COM 855244109   66,535 693 SH   SOLE   693 0 0
STONECO LTD COM CL A G85158106   9,917 550 SH   SOLE   550 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   926,660 30,257 SH   SOLE   30,169 0 88
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   114,920 1,105 SH   SOLE   1,105 0 0
TARGET CORP COM 87612E106   32,045 225 SH   SOLE   225 0 0
TD SYNNEX CORPORATION COM 87162W100   1,292 12 SH   SOLE   12 0 0
TESLA INC COM 88160R101   641,576 2,582 SH   SOLE   2,362 0 220
TEXAS ROADHOUSE INC COM 882681109   3,335 27 SH   SOLE   27 0 0
THE CIGNA GROUP COM 125523100   16,470 55 SH   SOLE   55 0 0
THE TRADE DESK INC COM CL A 88339J105   130,176 1,809 SH   SOLE   453 0 1,356
THERMO FISHER SCIENTIFIC INC COM 883556102   58,918 111 SH   SOLE   0 0 111
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   1,434 100 SH   SOLE   100 0 0
TRACTOR SUPPLY CO COM 892356106   52,898 246 SH   SOLE   0 0 246
UBER TECHNOLOGIES INC COM 90353T100   139,026 2,258 SH   SOLE   560 0 1,698
UNION PAC CORP COM 907818108   22,106 90 SH   SOLE   90 0 0
UNITED PARCEL SERVICE INC CL B 911312106   15,723 100 SH   SOLE   100 0 0
UNITED RENTALS INC COM 911363109   71,678 125 SH   SOLE   0 0 125
UNITED THERAPEUTICS CORP DEL COM 91307C102   2,199 10 SH   SOLE   10 0 0
UNITEDHEALTH GROUP INC COM 91324P102   419,605 797 SH   SOLE   657 0 140
US BANCORP DEL COM NEW 902973304   197,790 4,570 SH   SOLE   4,570 0 0
VANECK MERK GOLD TR GOLD TRUST 921078101   272,155 13,635 SH   SOLE   0 0 13,635
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   40,275 410 SH   SOLE   0 0 410
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   813,954 8,206 SH   SOLE   6,380 0 1,826
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,038,369 11,050 SH   SOLE   9,054 0 1,996
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   117,841 1,530 SH   SOLE   1,530 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   43,914 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS TOTAL STK MKT 922908769   414,661 1,748 SH   SOLE   1,748 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   888,888 2,035 SH   SOLE   2,004 0 31
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   946 23 SH   SOLE   23 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,017 61 SH   SOLE   61 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   161,466 3,400 SH   SOLE   3,400 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   428,820 8,400 SH   SOLE   8,400 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   869,040 5,100 SH   SOLE   2,651 0 2,449
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   673,187 14,054 SH   SOLE   13,658 0 396
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   248,455 2,450 SH   SOLE   2,450 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   20,550 259 SH   SOLE   0 0 259
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   67,425 604 SH   SOLE   604 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   9,051 240 SH   SOLE   240 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   164,384 404 SH   SOLE   138 0 266
VIATRIS INC COM 92556V106   737 68 SH   SOLE   68 0 0
VISA INC COM CL A 92826C839   46,603 179 SH   SOLE   179 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   1,419 163 SH   SOLE   163 0 0
WABTEC COM 929740108   762 6 SH   SOLE   6 0 0
WALKER & DUNLOP INC COM 93148P102   14,432 130 SH   SOLE   130 0 0
WALMART INC COM 931142103   79,771 506 SH   SOLE   506 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   6,191 544 SH   SOLE   544 0 0
WASTE MGMT INC DEL COM 94106L109   11,821 66 SH   SOLE   66 0 0
WELLS FARGO CO NEW COM 949746101   7,876 160 SH   SOLE   160 0 0
WESTERN DIGITAL CORP. COM 958102105   26,185 500 SH   SOLE   500 0 0
WORTHINGTON ENTERPRISES INC COM 981811102   66,230 1,151 SH   SOLE   1,151 0 0
WORTHINGTON STL INC COM SHS 982104101   32,315 1,150 SH   SOLE   1,150 0 0
WP CAREY INC COM 92936U109   35,192 543 SH   SOLE   543 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   27,261 224 SH   SOLE   224 0 0
ZIMVIE INC COM 98888T107   391 22 SH   SOLE   22 0 0