The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US SMLCP 00162Q395   2,417,955 61,714 SH   SOLE 1 0 0 61,714
ADOBE INC COM 00724F101   208,214 349 SH   SOLE 1 0 0 349
ALPHABET INC CAP STK CL C 02079K107   994,262 7,055 SH   SOLE 1 0 0 7,055
ALPHABET INC CAP STK CL A 02079K305   1,130,372 8,092 SH   SOLE 1 0 0 8,092
AMAZON COM INC COM 023135106   2,028,096 13,348 SH   SOLE 1 0 0 13,348
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,124,843 101,354 SH   SOLE 1 0 0 101,354
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,880,280 54,346 SH   SOLE 1 0 0 54,346
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,862,127 47,359 SH   SOLE 1 0 0 47,359
AMERICAN TOWER CORP NEW COM 03027X100   229,983 1,057 SH   SOLE 1 0 0 1,057
APPLE INC COM 037833100   4,583,488 23,807 SH   SOLE 1 0 0 23,807
APPLIED MATLS INC COM 038222105   215,554 1,330 SH   SOLE 1 0 0 1,330
ARES CAPITAL CORP COM 04010L103   1,006,331 50,241 SH   SOLE 1 0 0 50,241
BROADCOM INC COM 11135F101   1,079,414 967 SH   SOLE 1 0 0 967
CSX CORP COM 126408103   534,369 15,413 SH   SOLE 1 0 0 15,413
CHEVRON CORP NEW COM 166764100   816,530 5,474 SH   SOLE 1 0 0 5,474
CISCO SYS INC COM 17275R102   1,120,203 22,173 SH   SOLE 1 0 0 22,173
COGNITION THERAPEUTICS INC COM 19243B102   80,253 43,380 SH   SOLE 1 0 0 43,380
COHEN & STEERS QUALITY INCOM COM 19247L106   1,792,812 146,472 SH   SOLE 1 0 0 146,472
COSTCO WHSL CORP NEW COM 22160K105   769,697 1,166 SH   SOLE 1 0 0 1,166
DEERE & CO COM 244199105   510,519 1,272 SH   SOLE 1 0 0 1,272
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   328,842 6,284 SH   SOLE 1 0 0 6,284
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   537,197 14,433 SH   SOLE 1 0 0 14,433
ETF SER SOLUTIONS AAM BAHL & GAYN 26922B832   5,297,137 209,703 SH   SOLE 1 0 0 209,703
EXXON MOBIL CORP COM 30231G102   653,870 6,540 SH   SOLE 1 0 0 6,540
META PLATFORMS INC CL A 30303M102   738,715 2,087 SH   SOLE 1 0 0 2,087
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   3,266,591 145,570 SH   SOLE 1 0 0 145,570
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   295,021 14,788 SH   SOLE 1 0 0 14,788
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   197,641 11,085 SH   SOLE 1 0 0 11,085
GLOBAL X FDS US INFR DEV ETF 37954Y673   671,519 19,403 SH   SOLE 1 0 0 19,403
HOME DEPOT INC COM 437076102   225,130 650 SH   SOLE 1 0 0 650
ILLINOIS TOOL WKS INC COM 452308109   474,012 1,800 SH   SOLE 1 0 0 1,800
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C276   386,450 7,013 SH   SOLE 1 0 0 7,013
INNOVATOR ETFS TR US SML CP PWR B 45782C284   544,711 20,113 SH   SOLE 1 0 0 20,113
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466   462,426 11,092 SH   SOLE 1 0 0 11,092
INNOVATOR ETFS TR US SML CP PWR B 45782C474   221,300 6,450 SH   SOLE 1 0 0 6,450
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   731,878 19,653 SH   SOLE 1 0 0 19,653
INNOVATOR ETFS TR INTRNL DEV JAN 45782C524   214,023 7,040 SH   SOLE 1 0 0 7,040
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   586,378 17,572 SH   SOLE 1 0 0 17,572
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   748,264 27,589 SH   SOLE 1 0 0 27,589
INVESCO QQQ TR UNIT SER 1 46090E103   3,563,495 8,702 SH   SOLE 1 0 0 8,702
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   3,528,553 38,287 SH   SOLE 1 0 0 38,287
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   411,264 12,600 SH   SOLE 1 0 0 12,600
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   321,321 5,128 SH   SOLE 1 0 0 5,128
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   228,960 4,831 SH   SOLE 1 0 0 4,831
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   3,851,982 22,855 SH   SOLE 1 0 0 22,855
INVESCO EXCH TRD SLF IDX FD BLOOMBERG PRICIN 46138J775   419,389 5,795 SH   SOLE 1 0 0 5,795
ISHARES TR SELECT DIVID ETF 464287168   269,606 2,300 SH   SOLE 1 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200   2,588,696 5,420 SH   SOLE 1 0 0 5,420
ISHARES TR S&P 500 GRWT ETF 464287309   592,014 7,883 SH   SOLE 1 0 0 7,883
ISHARES TR S&P 500 VAL ETF 464287408   2,204,056 12,675 SH   SOLE 1 0 0 12,675
ISHARES TR MSCI EAFE ETF 464287465   418,494 5,554 SH   SOLE 1 0 0 5,554
ISHARES TR RUS MID CAP ETF 464287499   394,869 5,080 SH   SOLE 1 0 0 5,080
ISHARES TR CORE S&P MCP ETF 464287507   4,938,174 17,818 SH   SOLE 1 0 0 17,818
ISHARES TR RUS 1000 VAL ETF 464287598   2,622,848 15,872 SH   SOLE 1 0 0 15,872
ISHARES TR RUS 1000 GRW ETF 464287614   1,366,388 4,507 SH   SOLE 1 0 0 4,507
ISHARES TR RUS 1000 ETF 464287622   1,915,023 7,302 SH   SOLE 1 0 0 7,302
ISHARES TR RUS 2000 VAL ETF 464287630   504,668 3,249 SH   SOLE 1 0 0 3,249
ISHARES TR RUS 2000 GRW ETF 464287648   427,013 1,693 SH   SOLE 1 0 0 1,693
ISHARES TR RUSSELL 2000 ETF 464287655   291,510 1,452 SH   SOLE 1 0 0 1,452
ISHARES TR U.S. REAL ES ETF 464287739   456,593 4,995 SH   SOLE 1 0 0 4,995
ISHARES TR CORE S&P SCP ETF 464287804   460,723 4,256 SH   SOLE 1 0 0 4,256
ISHARES TR MRGSTR MD CP GRW 464288307   3,443,822 53,434 SH   SOLE 1 0 0 53,434
ISHARES TR RESIDENTIAL MULT 464288562   2,556,879 34,778 SH   SOLE 1 0 0 34,778
ISHARES TR MSCI USA MIN VOL 46429B697   266,161 3,411 SH   SOLE 1 0 0 3,411
ISHARES INC CORE MSCI EMKT 46434G103   211,425 4,180 SH   SOLE 1 0 0 4,180
ISHARES INC MSCI GBL GOLD MN 46434G855   252,339 10,266 SH   SOLE 1 0 0 10,266
ISHARES TR CORE DIV GRWTH 46434V621   5,373,661 99,845 SH   SOLE 1 0 0 99,845
ISHARES TR CORE MSCI INTL 46435G326   205,113 3,222 SH   SOLE 1 0 0 3,222
ISHARES TR ESG AWR MSCI USA 46435G425   410,972 3,917 SH   SOLE 1 0 0 3,917
ISHARES GOLD TR SHARES REPRESENT 46436F103   3,132,993 152,087 SH   SOLE 1 0 0 152,087
JPMORGAN CHASE & CO COM 46625H100   1,633,201 9,601 SH   SOLE 1 0 0 9,601
JOHNSON & JOHNSON COM 478160104   1,627,904 10,386 SH   SOLE 1 0 0 10,386
LOCKHEED MARTIN CORP COM 539830109   608,385 1,342 SH   SOLE 1 0 0 1,342
LOWES COS INC COM 548661107   851,608 3,827 SH   SOLE 1 0 0 3,827
MATTHEWS ASIA FDS EMERGING MARKETS 577125792   3,514,837 126,695 SH   SOLE 1 0 0 126,695
MCDONALDS CORP COM 580135101   648,794 2,188 SH   SOLE 1 0 0 2,188
MERCK & CO INC COM 58933Y105   403,580 3,677 SH   SOLE 1 0 0 3,677
MICROSOFT CORP COM 594918104   3,041,425 8,088 SH   SOLE 1 0 0 8,088
MORGAN STANLEY COM NEW 617446448   965,045 10,349 SH   SOLE 1 0 0 10,349
NEXTERA ENERGY INC COM 65339F101   732,537 12,060 SH   SOLE 1 0 0 12,060
NUCOR CORP COM 670346105   521,178 2,986 SH   SOLE 1 0 0 2,986
NVIDIA CORPORATION COM 67066G104   648,280 1,309 SH   SOLE 1 0 0 1,309
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   205,197 5,248 SH   SOLE 1 0 0 5,248
PACER FDS TR INDUSTRIAL RELET 69374H766   1,825,585 43,633 SH   SOLE 1 0 0 43,633
PACER FDS TR PACER US SMALL 69374H857   912,206 18,929 SH   SOLE 1 0 0 18,929
PACER FDS TR DEVELOPED MRKT 69374H873   5,582,001 177,327 SH   SOLE 1 0 0 177,327
PACER FDS TR US CASH COWS 100 69374H881   5,899,678 112,859 SH   SOLE 1 0 0 112,859
PEPSICO INC COM 713448108   648,752 3,794 SH   SOLE 1 0 0 3,794
PFIZER INC COM 717081103   365,937 12,711 SH   SOLE 1 0 0 12,711
PROCTER AND GAMBLE CO COM 742718109   826,657 5,641 SH   SOLE 1 0 0 5,641
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,206,317 2,528 SH   SOLE 1 0 0 2,528
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,483,300 150,413 SH   SOLE 1 0 0 150,413
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,044,692 12,589 SH   SOLE 1 0 0 12,589
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   436,555 5,796 SH   SOLE 1 0 0 5,796
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   262,891 5,565 SH   SOLE 1 0 0 5,565
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   3,027,976 89,771 SH   SOLE 1 0 0 89,771
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   215,242 3,475 SH   SOLE 1 0 0 3,475
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   372,124 4,888 SH   SOLE 1 0 0 4,888
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   616,272 16,674 SH   SOLE 1 0 0 16,674
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   639,927 4,692 SH   SOLE 1 0 0 4,692
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,846,005 46,081 SH   SOLE 1 0 0 46,081
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   3,389,331 65,728 SH   SOLE 1 0 0 65,728
TESLA INC COM 88160R101   462,422 1,861 SH   SOLE 1 0 0 1,861
THERMO FISHER SCIENTIFIC INC COM 883556102   1,212,509 2,283 SH   SOLE 1 0 0 2,283
UNITEDHEALTH GROUP INC COM 91324P102   920,797 1,749 SH   SOLE 1 0 0 1,749
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,404,537 45,293 SH   SOLE 1 0 0 45,293
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   707,877 7,533 SH   SOLE 1 0 0 7,533
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,684,029 56,034 SH   SOLE 1 0 0 56,034
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   504,055 4,515 SH   SOLE 1 0 0 4,515
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   290,163 4,364 SH   SOLE 1 0 0 4,364
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   636,625 8,024 SH   SOLE 1 0 0 8,024
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   319,778 1,050 SH   SOLE 1 0 0 1,050
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,921,132 6,035 SH   SOLE 1 0 0 6,035
VISA INC COM CL A 92826C839   1,101,250 4,230 SH   SOLE 1 0 0 4,230
WALMART INC COM 931142103   586,083 3,705 SH   SOLE 1 0 0 3,705
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,463,616 29,132 SH   SOLE 1 0 0 29,132