The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   203,829 1,261 SH   SOLE   1,261 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   419,472 1,572 SH   SOLE   1,572 0 0
AIRBNB INC COM CL A 009066101   234,185 2,739 SH   SOLE   2,739 0 0
ALPHABET INC CAP STK CL A 02079K305   970,971 11,005 SH   SOLE   11,005 0 0
ALPHABET INC CAP STK CL C 02079K107   1,058,129 11,925 SH   SOLE   11,925 0 0
AMAZON COM INC COM 023135106   1,152,142 13,716 SH   SOLE   13,716 0 0
AON PLC SHS CL A G0403H108   495,231 1,650 SH   SOLE   1,650 0 0
APPLE INC COM 037833100   4,262,190 32,804 SH   SOLE   32,804 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   453,512 830 SH   SOLE   830 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   411,614 6,071 SH   SOLE   6,071 0 0
ATLASSIAN CORPORATION CL A 049468101   327,233 2,543 SH   SOLE   2,543 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   502,408 6,983 SH   SOLE   6,983 0 0
CANADIAN PAC RY LTD COM 13645T100   623,572 8,360 SH   SOLE   8,360 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   398,210 287 SH   SOLE   287 0 0
CITIZENS FINL GROUP INC COM 174610105   227,669 5,783 SH   SOLE   5,783 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   820,854 18,677 SH   SOLE   18,677 0 0
EPAM SYS INC COM 29414B104   351,337 1,072 SH   SOLE   1,072 0 0
ETF SER SOLUTIONS APTUS DEFINED 26922A388   1,722,901 67,301 SH   SOLE   67,301 0 0
FEDEX CORP COM 31428X106   215,805 1,246 SH   SOLE   1,246 0 0
FERRARI N V COM N3167Y103   441,507 2,061 SH   SOLE   2,061 0 0
FLEXSHARES TR STOX US ESG SLCT 33939L696   1,760,436 19,171 SH   SOLE   19,171 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   524,859 1,529 SH   SOLE   1,529 0 0
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   825,031 45,607 SH   SOLE   45,607 0 0
GOLUB CAP BDC INC COM 38173M102   456,473 34,686 SH   SOLE   34,686 0 0
HOME DEPOT INC COM 437076102   336,971 1,067 SH   SOLE   1,067 0 0
HUNTINGTON BANCSHARES INC COM 446150104   190,660 13,522 SH   SOLE   13,522 0 0
ICICI BANK LIMITED ADR 45104G104   239,914 10,960 SH   SOLE   10,960 0 0
ICON PLC SHS G4705A100   357,809 1,842 SH   SOLE   1,842 0 0
IMPACT SHS TR I NAACP MINO ETF 45259A209   1,950,150 73,431 SH   SOLE   73,431 0 0
INTUIT COM 461202103   218,483 561 SH   SOLE   561 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   230,209 865 SH   SOLE   865 0 0
INVESCO SR INCOME TR COM 46131H107   48,105 12,560 SH   SOLE   12,560 0 0
ISHARES INC CORE MSCI EMKT 46434G103   748,317 16,024 SH   SOLE   16,024 0 0
ISHARES INC MSCI AGRICULTURE 464286350   1,609,012 37,550 SH   SOLE   37,550 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   474,230 5,842 SH   SOLE   5,842 0 0
ISHARES TR CORE MSCI EAFE 46432F842   483,238 7,840 SH   SOLE   7,840 0 0
ISHARES TR CORE S&P500 ETF 464287200   237,943 619 SH   SOLE   619 0 0
ISHARES TR CORE US AGGBD ET 464287226   380,072 3,919 SH   SOLE   3,919 0 0
ISHARES TR IBOXX HI YD ETF 464288513   231,848 3,149 SH   SOLE   3,149 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,349,427 20,558 SH   SOLE   20,558 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   213,044 5,621 SH   SOLE   5,621 0 0
ISHARES TR MSCI KLD400 SOC 464288570   423,142 5,894 SH   SOLE   5,894 0 0
ISHARES TR RESIDENTIAL MULT 464288562   971,001 14,208 SH   SOLE   14,208 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   207,761 1,370 SH   SOLE   1,370 0 0
ISHARES TR U.S. REAL ES ETF 464287739   219,586 2,608 SH   SOLE   2,608 0 0
ISHARES TR US HOME CONS ETF 464288752   250,723 4,137 SH   SOLE   4,137 0 0
JOHNSON & JOHNSON COM 478160104   312,374 1,768 SH   SOLE   1,768 0 0
JPMORGAN CHASE & CO COM 46625H100   659,686 4,919 SH   SOLE   4,919 0 0
LULULEMON ATHLETICA INC COM 550021109   262,712 820 SH   SOLE   820 0 0
MERCK & CO INC COM 58933Y105   222,159 2,002 SH   SOLE   2,002 0 0
META PLATFORMS INC CL A 30303M102   1,865,631 15,503 SH   SOLE   15,503 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105   303,545 210 SH   SOLE   210 0 0
MICROSOFT CORP COM 594918104   1,554,299 6,481 SH   SOLE   6,481 0 0
MODERNA INC COM 60770K107   1,555,890 8,662 SH   SOLE   8,662 0 0
NETFLIX INC COM 64110L106   904,102 3,066 SH   SOLE   3,066 0 0
NOVO-NORDISK A S ADR 670100205   574,654 4,246 SH   SOLE   4,246 0 0
PROCTER AND GAMBLE CO COM 742718109   324,021 2,138 SH   SOLE   2,138 0 0
PRUDENTIAL FINL INC COM 744320102   316,603 3,183 SH   SOLE   3,183 0 0
RESMED INC COM 761152107   376,923 1,811 SH   SOLE   1,811 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,131,295 24,782 SH   SOLE   24,782 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   741,849 16,555 SH   SOLE   16,555 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,761,170 36,552 SH   SOLE   36,552 0 0
SEACHANGE INTL INC COM 811699107   6,216 13,195 SH   SOLE   13,195 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,917,018 21,916 SH   SOLE   21,916 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   252,642 1,860 SH   SOLE   1,860 0 0
SPDR GOLD TR GOLD SHS 78463V107   2,345,612 13,827 SH   SOLE   13,827 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,708,605 28,001 SH   SOLE   28,001 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,564,713 50,616 SH   SOLE   50,616 0 0
SPDR SER TR S&P DIVID ETF 78464A763   547,959 4,380 SH   SOLE   4,380 0 0
STERIS PLC SHS USD G8473T100   339,830 1,840 SH   SOLE   1,840 0 0
TARGET CORP COM 87612E106   250,278 1,679 SH   SOLE   1,679 0 0
TESLA INC COM 88160R101   702,836 5,706 SH   SOLE   5,706 0 0
THOMSON REUTERS CORP. COM NEW 884903709   268,521 2,354 SH   SOLE   2,354 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,617,251 9,303 SH   SOLE   9,303 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   395,741 1,857 SH   SOLE   1,857 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   19,160,077 54,534 SH   SOLE   54,534 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   272,562 1,716 SH   SOLE   1,716 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,657,952 19,930 SH   SOLE   19,930 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   4,107,199 29,260 SH   SOLE   29,260 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,205,857 27,697 SH   SOLE   27,697 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   302,788 7,685 SH   SOLE   7,685 0 0
WASTE CONNECTIONS INC COM 94106B101   242,982 1,833 SH   SOLE   1,833 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   734,369 10,841 SH   SOLE   10,841 0 0