The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   213,859 1,380 SH   SOLE   0 0 1,380
ABBVIE INC COM 00287Y109   762,762 4,922 SH   SOLE   4,904 0 18
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   239,672 683 SH   SOLE   0 0 683
ADOBE INC COM 00724F101   390,176 654 SH   SOLE   0 0 654
ALPHABET INC CAP STK CL A 02079K305   3,600,510 25,775 SH   SOLE   25,275 0 500
ALPHABET INC CAP STK CL C 02079K107   253,674 1,800 SH   SOLE   0 0 1,800
ALPHABET INC CAP STK CL A 02079K305   839,537 6,010 SH   SOLE   0 0 6,010
ALPHABET INC CAP STK CL C 02079K107   1,152,526 8,178 SH   SOLE   7,778 0 400
ALTRIA GROUP INC COM 02209S103   356,888 8,847 SH   SOLE   0 0 8,847
AMAZON COM INC COM 023135106   402,185 2,647 SH   SOLE   0 0 2,647
AMAZON COM INC COM 023135106   3,487,693 22,954 SH   SOLE   22,214 0 740
AMERICAN ELEC PWR CO INC COM 025537101   382,059 4,704 SH   SOLE   0 0 4,704
AMERICAN WTR WKS CO INC NEW COM 030420103   172,511 1,307 SH   SOLE   0 0 1,307
AMERICAN WTR WKS CO INC NEW COM 030420103   218,971 1,659 SH   SOLE   1,659 0 0
AMGEN INC COM 031162100   81,509 283 SH   SOLE   0 0 283
AMGEN INC COM 031162100   487,330 1,692 SH   SOLE   1,472 0 220
ANALOG DEVICES INC COM 032654105   626,457 3,155 SH   SOLE   3,143 0 12
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   210,661 3,260 SH   SOLE   0 0 3,260
APPLE INC COM 037833100   2,097,229 10,893 SH   SOLE   0 0 10,893
APPLE INC COM 037833100   11,042,640 57,355 SH   SOLE   55,365 0 1,990
APPLIED MATLS INC COM 038222105   395,260 2,439 SH   SOLE   2,439 0 0
APPLIED MATLS INC COM 038222105   8,590 53 SH   SOLE   0 0 53
ARES CAPITAL CORP COM 04010L103   407,911 20,365 SH   SOLE   0 0 20,365
ARK ETF TR NEXT GNRTN INTER 00214Q401   1,591,927 20,974 SH   SOLE   20,769 0 205
AT&T INC COM 00206R102   321,941 19,186 SH   SOLE   0 0 19,186
BANK AMERICA CORP COM 060505104   955,087 28,366 SH   SOLE   28,366 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,361,751 9,426 SH   SOLE   9,409 0 17
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   330,267 926 SH   SOLE   0 0 926
BLACKROCK INC COM 09247X101   511,434 630 SH   SOLE   626 0 4
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   279,127 8,864 SH   SOLE   0 0 8,864
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   14,358,138 601,514 SH   SOLE   593,137 0 8,377
CARDINAL HEALTH INC COM 14149Y108   1,312,588 13,022 SH   SOLE   13,022 0 0
CATERPILLAR INC COM 149123101   217,087 734 SH   SOLE   734 0 0
CHEVRON CORP NEW COM 166764100   218,669 1,466 SH   SOLE   1,440 0 26
CHEVRON CORP NEW COM 166764100   328,003 2,199 SH   SOLE   0 0 2,199
CINCINNATI FINL CORP COM 172062101   487,297 4,710 SH   SOLE   0 0 4,710
CINTAS CORP COM 172908105   573,130 951 SH   SOLE   0 0 951
CISCO SYS INC COM 17275R102   269,828 5,341 SH   SOLE   0 0 5,341
CISCO SYS INC COM 17275R102   741,229 14,672 SH   SOLE   14,172 0 500
CITIZENS FINL GROUP INC COM 174610105   307,473 9,278 SH   SOLE   0 0 9,278
CME GROUP INC COM 12572Q105   219,024 1,040 SH   SOLE   0 0 1,040
COCA COLA CO COM 191216100   1,898,500 32,216 SH   SOLE   32,216 0 0
COCA COLA CO COM 191216100   492,891 8,364 SH   SOLE   0 0 8,364
CONSTELLATION BRANDS INC CL A 21036P108   590,837 2,444 SH   SOLE   2,444 0 0
CORNING INC COM 219350105   374,570 12,301 SH   SOLE   12,301 0 0
COSTCO WHSL CORP NEW COM 22160K105   503,268 762 SH   SOLE   762 0 0
COSTCO WHSL CORP NEW COM 22160K105   686,483 1,040 SH   SOLE   0 0 1,040
DEERE & CO COM 244199105   386,274 966 SH   SOLE   966 0 0
DISNEY WALT CO COM 254687106   1,254,380 13,893 SH   SOLE   13,513 0 380
DISNEY WALT CO COM 254687106   214,168 2,372 SH   SOLE   0 0 2,372
DOMINION ENERGY INC COM 25746U109   238,901 5,083 SH   SOLE   0 0 5,083
DUKE ENERGY CORP NEW COM NEW 26441C204   352,837 3,636 SH   SOLE   0 0 3,636
EATON CORP PLC SHS G29183103   636,006 2,641 SH   SOLE   2,546 0 95
ELI LILLY & CO COM 532457108   670,358 1,150 SH   SOLE   1,150 0 0
EMERSON ELEC CO COM 291011104   296,857 3,050 SH   SOLE   0 0 3,050
ENTERGY CORP NEW COM 29364G103   333,927 3,300 SH   SOLE   0 0 3,300
EVERSOURCE ENERGY COM 30040W108   254,718 4,127 SH   SOLE   0 0 4,127
EXXON MOBIL CORP COM 30231G102   226,574 2,266 SH   SOLE   2,266 0 0
EXXON MOBIL CORP COM 30231G102   69,886 699 SH   SOLE   0 0 699
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   211,478 4,145 SH   SOLE   0 0 4,145
FIFTH THIRD BANCORP COM 316773100   369,146 10,703 SH   SOLE   0 0 10,703
FORD MTR CO DEL COM 345370860   161,030 13,210 SH   SOLE   0 0 13,210
GENERAL MLS INC COM 370334104   218,349 3,352 SH   SOLE   0 0 3,352
GILEAD SCIENCES INC COM 375558103   277,297 3,423 SH   SOLE   3,423 0 0
GILEAD SCIENCES INC COM 375558103   216,459 2,672 SH   SOLE   0 0 2,672
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   1,018,040 35,721 SH   SOLE   35,702 0 19
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   318,945 5,500 SH   SOLE   5,500 0 0
GRAHAM HLDGS CO COM CL B 384637104   272,166 391 SH   SOLE   391 0 0
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   3,750,439 96,313 SH   SOLE   95,414 0 899
HARTFORD FINL SVCS GROUP INC COM 416515104   277,311 3,450 SH   SOLE   0 0 3,450
HCA HEALTHCARE INC COM 40412C101   312,094 1,153 SH   SOLE   0 0 1,153
HOME DEPOT INC COM 437076102   829,450 2,393 SH   SOLE   2,386 0 7
HOME DEPOT INC COM 437076102   468,536 1,352 SH   SOLE   0 0 1,352
HONEYWELL INTL INC COM 438516106   914,126 4,359 SH   SOLE   4,313 0 46
INTERNATIONAL BUSINESS MACHS COM 459200101   326,609 1,997 SH   SOLE   0 0 1,997
INTERNATIONAL PAPER CO COM 460146103   381,563 10,555 SH   SOLE   0 0 10,555
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   10,171,536 60,351 SH   SOLE   59,435 0 916
INVESCO QQQ TR UNIT SER 1 46090E103   330,772 808 SH   SOLE   808 0 0
IQVIA HLDGS INC COM 46266C105   262,154 1,133 SH   SOLE   1,133 0 0
ISHARES INC MSCI EMRG CHN 46434G764   4,965,399 89,612 SH   SOLE   88,271 0 1,341
ISHARES TR 0-5YR HI YL CP 46434V407   681,896 16,151 SH   SOLE   0 0 16,151
ISHARES TR ISHARES BIOTECH 464287556   240,522 1,771 SH   SOLE   1,771 0 0
ISHARES TR U.S. MED DVC ETF 464288810   449,689 8,332 SH   SOLE   8,327 0 5
ISHARES TR JPMORGAN USD EMG 464288281   240,017 2,695 SH   SOLE   0 0 2,695
ISHARES TR MSCI USA QLT FCT 46432F339   393,684 2,676 SH   SOLE   2,676 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   963,886 14,845 SH   SOLE   14,845 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   206,328 8,533 SH   SOLE   8,533 0 0
ISHARES TR EXPANDED TECH 464287515   788,564 1,944 SH   SOLE   1,944 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   203,585 1,931 SH   SOLE   0 0 1,931
ISHARES TR S&P 100 ETF 464287101   239,921 1,074 SH   SOLE   1,074 0 0
ISHARES TR S&P SML 600 GWT 464287887   366,785 2,931 SH   SOLE   2,907 0 24
ISHARES TR CORE S&P500 ETF 464287200   6,337,075 13,268 SH   SOLE   13,230 0 38
ISHARES TR CORE S&P US GWT 464287671   1,474,785 14,167 SH   SOLE   14,167 0 0
ISHARES TR S&P MC 400GR ETF 464287606   229,896 2,902 SH   SOLE   2,902 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   22,803,934 303,648 SH   SOLE   298,099 0 5,549
ISHARES TR S&P 500 VAL ETF 464287408   2,384,437 13,712 SH   SOLE   13,492 0 220
ISHARES TR CORE S&P MCP ETF 464287507   8,484,363 30,613 SH   SOLE   30,087 0 526
ISHARES TR RUS 1000 GRW ETF 464287614   1,820,233 6,004 SH   SOLE   6,004 0 0
ISHARES TR CYBERSECURITY 46435U135   626,316 13,786 SH   SOLE   13,786 0 0
ISHARES TR CORE DIV GRWTH 46434V621   2,132,800 39,628 SH   SOLE   38,971 0 657
ISHARES TR RUS 2000 GRW ETF 464287648   295,602 1,172 SH   SOLE   1,172 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,834,329 35,421 SH   SOLE   34,807 0 614
ISHARES TR IBOXX HI YD ETF 464288513   1,370,112 17,704 SH   SOLE   0 0 17,704
ISHARES TR NATIONAL MUN ETF 464288414   3,118,305 28,764 SH   SOLE   27,585 0 1,179
JOHNSON & JOHNSON COM 478160104   742,228 4,735 SH   SOLE   4,536 0 200
JPMORGAN CHASE & CO COM 46625H100   1,230,518 7,234 SH   SOLE   6,998 0 236
JPMORGAN CHASE & CO COM 46625H100   527,990 3,104 SH   SOLE   0 0 3,104
LINDE PLC SHS G54950103   203,712 496 SH   SOLE   383 0 113
LINDE PLC SHS G54950103   23,821 58 SH   SOLE   0 0 58
LOCKHEED MARTIN CORP COM 539830109   494,938 1,092 SH   SOLE   0 0 1,092
LOWES COS INC COM 548661107   383,899 1,725 SH   SOLE   1,712 0 13
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   239,602 2,520 SH   SOLE   0 0 2,520
M & T BK CORP COM 55261F104   217,931 1,590 SH   SOLE   1,590 0 0
MARATHON PETE CORP COM 56585A102   287,077 1,935 SH   SOLE   0 0 1,935
MASTERCARD INCORPORATED CL A 57636Q104   206,857 485 SH   SOLE   485 0 0
MASTERCARD INCORPORATED CL A 57636Q104   538,682 1,263 SH   SOLE   0 0 1,263
MCDONALDS CORP COM 580135101   708,625 2,390 SH   SOLE   2,364 0 26
MCDONALDS CORP COM 580135101   374,492 1,263 SH   SOLE   0 0 1,263
MERCK & CO INC COM 58933Y105   395,352 3,626 SH   SOLE   3,346 0 280
MERCK & CO INC COM 58933Y105   303,076 2,780 SH   SOLE   0 0 2,780
META PLATFORMS INC CL A 30303M102   1,110,726 3,138 SH   SOLE   3,138 0 0
META PLATFORMS INC CL A 30303M102   27,609 78 SH   SOLE   0 0 78
METLIFE INC COM 59156R108   276,754 4,185 SH   SOLE   0 0 4,185
MICROSOFT CORP COM 594918104   3,665,626 9,748 SH   SOLE   9,394 0 354
MICROSOFT CORP COM 594918104   1,806,120 4,803 SH   SOLE   0 0 4,803
MONDELEZ INTL INC CL A 609207105   459,654 6,346 SH   SOLE   6,312 0 34
NIKE INC CL B 654106103   496,708 4,575 SH   SOLE   4,404 0 171
NIKOLA CORP COM 654110105   12,301 14,062 SH   SOLE   14,062 0 0
NORTHROP GRUMMAN CORP COM 666807102   216,281 462 SH   SOLE   0 0 462
NVIDIA CORPORATION COM 67066G104   1,108,407 2,238 SH   SOLE   2,238 0 0
NVIDIA CORPORATION COM 67066G104   49,026 99 SH   SOLE   0 0 99
PALO ALTO NETWORKS INC COM 697435105   1,330,204 4,511 SH   SOLE   4,511 0 0
PARKER-HANNIFIN CORP COM 701094104   39,160 85 SH   SOLE   0 0 85
PARKER-HANNIFIN CORP COM 701094104   520,130 1,129 SH   SOLE   1,129 0 0
PAYCHEX INC COM 704326107   289,437 2,430 SH   SOLE   0 0 2,430
PEPSICO INC COM 713448108   240,663 1,417 SH   SOLE   0 0 1,417
PEPSICO INC COM 713448108   674,848 3,973 SH   SOLE   3,762 0 211
PHILIP MORRIS INTL INC COM 718172109   346,308 3,681 SH   SOLE   0 0 3,681
PROCTER AND GAMBLE CO COM 742718109   275,934 1,883 SH   SOLE   0 0 1,883
PROCTER AND GAMBLE CO COM 742718109   356,139 2,430 SH   SOLE   2,384 0 46
PROLOGIS INC. COM 74340W103   654,236 4,908 SH   SOLE   4,735 0 173
PROLOGIS INC. COM 74340W103   620,245 4,653 SH   SOLE   0 0 4,653
PROSHARES TR SP500 EX ENRGY 74347B581   214,221 2,104 SH   SOLE   2,104 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   225,827 3,693 SH   SOLE   0 0 3,693
PURPLE INNOVATION INC COM 74640Y106   83,102 80,682 SH   SOLE   80,682 0 0
SALESFORCE INC COM 79466L302   52,628 200 SH   SOLE   0 0 200
SALESFORCE INC COM 79466L302   838,890 3,188 SH   SOLE   3,078 0 110
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,096,397 13,077 SH   SOLE   12,963 0 114
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   200,020 5,320 SH   SOLE   5,320 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   549,167 6,420 SH   SOLE   6,420 0 0
SERVICENOW INC COM 81762P102   956,587 1,354 SH   SOLE   1,354 0 0
SONOCO PRODS CO COM 835495102   289,965 5,190 SH   SOLE   0 0 5,190
SOUTHERN CO COM 842587107   652,144 9,300 SH   SOLE   8,970 0 330
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   695,215 1,845 SH   SOLE   1,845 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,863,857 3,921 SH   SOLE   3,831 0 90
SPDR SER TR PORTFOLIO S&P400 78464A847   643,932 13,217 SH   SOLE   13,217 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   305,315 3,223 SH   SOLE   0 0 3,223
SPDR SER TR S&P BIOTECH 78464A870   290,014 3,248 SH   SOLE   3,128 0 120
SPDR SER TR PRTFLO S&P500 VL 78464A508   364,880 7,825 SH   SOLE   7,825 0 0
STARBUCKS CORP COM 855244109   483,384 5,035 SH   SOLE   5,035 0 0
STARBUCKS CORP COM 855244109   199,605 2,079 SH   SOLE   0 0 2,079
STRYKER CORPORATION COM 863667101   475,542 1,588 SH   SOLE   1,588 0 0
T-MOBILE US INC COM 872590104   224,141 1,398 SH   SOLE   0 0 1,398
TESLA INC COM 88160R101   554,457 2,231 SH   SOLE   2,231 0 0
TESLA INC COM 88160R101   60,878 245 SH   SOLE   0 0 245
THERMO FISHER SCIENTIFIC INC COM 883556102   590,769 1,113 SH   SOLE   1,113 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   341,829 644 SH   SOLE   0 0 644
TOMPKINS FINL CORP COM 890110109   686,261 11,394 SH   SOLE   11,394 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   265,363 1,088 SH   SOLE   0 0 1,088
UNITED PARCEL SERVICE INC CL B 911312106   521,808 3,319 SH   SOLE   3,319 0 0
UNITEDHEALTH GROUP INC COM 91324P102   610,179 1,159 SH   SOLE   0 0 1,159
UNITEDHEALTH GROUP INC COM 91324P102   1,045,773 1,986 SH   SOLE   1,982 0 4
US BANCORP DEL COM NEW 902973304   368,096 8,505 SH   SOLE   0 0 8,505
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   204,837 2,785 SH   SOLE   0 0 2,785
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   213,602 4,327 SH   SOLE   0 0 4,327
VANGUARD INDEX FDS VALUE ETF 922908744   28,555 191 SH   SOLE   0 0 191
VANGUARD INDEX FDS SM CP VAL ETF 922908611   316,387 1,758 SH   SOLE   0 0 1,758
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   203,541 927 SH   SOLE   927 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   76,850 350 SH   SOLE   0 0 350
VANGUARD INDEX FDS TOTAL STK MKT 922908769   207,805 876 SH   SOLE   876 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   235,463 1,575 SH   SOLE   1,575 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   340,267 779 SH   SOLE   0 0 779
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   421,058 2,471 SH   SOLE   2,471 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   312,710 1,205 SH   SOLE   0 0 1,205
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   237,552 2,172 SH   SOLE   0 0 2,172
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   264,923 1,057 SH   SOLE   1,057 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   471,416 974 SH   SOLE   974 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   335,982 8,912 SH   SOLE   0 0 8,912
VISA INC COM CL A 92826C839   2,419,172 9,292 SH   SOLE   9,055 0 237
VISA INC COM CL A 92826C839   514,191 1,975 SH   SOLE   0 0 1,975
WALMART INC COM 931142103   1,373,289 8,711 SH   SOLE   8,403 0 308
WALMART INC COM 931142103   249,875 1,585 SH   SOLE   0 0 1,585
WILLIAMS COS INC COM 969457100   271,500 7,795 SH   SOLE   0 0 7,795
WISDOMTREE TR US SMALLCAP DIVD 97717W604   345,763 10,748 SH   SOLE   0 0 10,748
ZOETIS INC CL A 98978V103   281,844 1,428 SH   SOLE   0 0 1,428