The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Total Stock Market ETF ETF 922908769   47,032,510 198,265 SH   SOLE   0 0 198,265
Berkshire Hathaway; Class B Class B 084670702   20,403,805 57,208 SH   SOLE   0 0 57,208
Vanguard Utilities ETF ETF 92204A876   11,753,091 85,745 SH   SOLE   0 0 85,745
Vanguard S&P 500 ETF ETF 922908363   11,430,471 26,169 SH   SOLE   0 0 26,169
Vanguard FTSE Developed Markets ETF ETF 921943858   9,028,725 188,491 SH   SOLE   0 0 188,491
Vanguard REIT ETF ETF 922908553   3,878,140 43,890 SH   SOLE   0 0 43,890
Berkshire Hathaway A Class A 084990175   3,798,375 700 SH   SOLE   0 0 700
VANGUARD SHORT TERM TREASURY ETF ETF 92206C102   2,990,151 51,263 SH   SOLE   0 0 51,263
Vanguard Int'l Equity Index ETF ETF 922042775   2,271,963 40,470 SH   SOLE   0 0 40,470
Vanguard Total International Stock ETF ETF 921909768   2,212,652 38,176 SH   SOLE   0 0 38,176
DIMENSIONAL WLD EX US CR EQ 2 ETF ETF 25434V880   1,193,845 48,888 SH   SOLE   0 0 48,888
VANGUARD FTSE EUROPE ETF ETF 922042874   1,116,536 17,316 SH   SOLE   0 0 17,316
FIRST TRUST INTERNET INDEX CF ETF ETF 33733E302   951,592 5,101 SH   SOLE   0 0 5,101
Apple Common 037833100   864,625 4,491 SH   SOLE   0 0 4,491
VANGUARD VALUE ETF ETF 922908744   861,093 5,760 SH   SOLE   0 0 5,760
All World ex-U.S. Real Estate Index ETF ETF 922042676   739,932 17,373 SH   SOLE   0 0 17,373
iShares All World Ex US ETF 464288240   711,486 13,940 SH   SOLE   0 0 13,940
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   604,789 3,833 SH   SOLE   0 0 3,833
NVIDIA CORP Common 67066G104   553,161 1,117 SH   SOLE   0 0 1,117
VANGUARD SMALL CAP VALUE ETF ETF 922908611   543,814 3,022 SH   SOLE   0 0 3,022
ISHARES MSCI TAIWAN ETF ETF 46434G772   419,850 9,121 SH   SOLE   0 0 9,121
Vanguard Small-Cap Growth ETF ETF 922908595   408,289 1,689 SH   SOLE   0 0 1,689
COSTCO WHOLESALE CO Common 22160K105   351,163 532 SH   SOLE   0 0 532
FIRST TRUST NASDAQ CYBRSCRTY ETF ETF 33734X846   326,970 6,073 SH   SOLE   0 0 6,073
Ishares Lehman Treas 3-7 yr ETF 464288661   305,793 2,611 SH   SOLE   0 0 2,611
FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192   288,522 3,291 SH   SOLE   0 0 3,291
Visa International Common 92826C839   269,462 1,035 SH   SOLE   0 0 1,035
ONTO INNOVATION INC Common 683344105   256,260 1,676 SH   SOLE   0 0 1,676
ALPHABET INC. CLASS A Common 02079K305   231,885 1,660 SH   SOLE   0 0 1,660
MICROSOFT CORP Common 594918104   214,558 571 SH   SOLE   0 0 571
SPDR S&P CHINA ETF IV ETF 78463X400   200,352 2,941 SH   SOLE   0 0 2,941
WHEELS UP EXPERIENCE I F Common 96328L106   57,164 16,666 SH   SOLE   0 0 16,666