The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   34,291,696 834,348 SH   SOLE   834,348 0 0
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804   25,817,507 238,499 SH   SOLE   238,499 0 0
SPDR Bloomberg Barclays 1-3 Month T-Bill ETF BLOOMBERG 1-3 MO 78468R663   17,885,787 195,708 SH   SOLE   195,708 0 0
Ishares Msci Etf MSCI EMERG MRKT 464286533   14,352,598 258,187 SH   SOLE   258,187 0 0
iShares Core S&P 500 CORE S&P500 ETF 464287200   13,617,294 28,510 SH   SOLE   28,510 0 0
iShares Core MSCI Emerging Markets CORE MSCI EMKT 46434G103   12,636,431 249,831 SH   SOLE   249,831 0 0
T. Rowe Price Dividend Growth ETF PRICE DIV GRWT 87283Q404   12,062,381 342,001 SH   SOLE   342,001 0 0
JPMorgan Active Growth ETF ACTIVE GROWTH 46654Q609   11,039,685 180,712 SH   SOLE   180,712 0 0
iShares TIPS Bond TIPS BD ETF 464287176   10,985,994 102,205 SH   SOLE   102,205 0 0
Vanguard Value ETF VALUE ETF 922908744   10,083,986 67,451 SH   SOLE   67,451 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751   8,576,694 40,204 SH   SOLE   40,204 0 0
Timothy Plan High Dividend Stock ETF HIG DV STK ETF 887432326   8,080,538 244,006 SH   SOLE   244,006 0 0
Ishares Tr S&P 500/ Growth Index Fd S&P 500 GRWT ETF 464287309   6,110,343 81,363 SH   SOLE   81,363 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553   5,098,418 57,701 SH   SOLE   57,701 0 0
Avantis International Small Cap Value ETF INTL SMCP VLU 025072802   4,957,553 79,334 SH   SOLE   79,334 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842   4,280,043 60,839 SH   SOLE   60,839 0 0
SPDR Portfolio Long Term Treasury ETF PORTFOLIO LN TSR 78464A664   3,939,635 135,756 SH   SOLE   135,756 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED FUTURES ST IMGP DBI MANAGED 53700T827   3,874,824 150,420 SH   SOLE   150,420 0 0
Abbvie Inc COM 00287Y109   3,853,794 24,868 SH   SOLE   24,868 0 0
Jp Morgan Etf TRUST Ultra Short Income E ULTRA SHRT INC 46641Q837   3,808,072 75,813 SH   SOLE   75,813 0 0
Inspire International ESG ETF INSPIRE INTL ETF 66538H419   3,537,277 119,786 SH   SOLE   119,786 0 0
Abbott Laboratories COM 002824100   3,515,416 31,938 SH   SOLE   31,938 0 0
iShares Short Treasury Bond SHORT TREAS BD 464288679   3,475,206 31,555 SH   SOLE   31,555 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102   3,367,761 57,736 SH   SOLE   57,736 0 0
OneAscent Emerging Markets ETF ONEASCENT EMGRG 90470L469   2,962,433 101,176 SH   SOLE   101,176 0 0
Vanguard Bd Index Fd Inc Short Term Bd E SHORT TRM BOND 921937827   2,403,960 31,212 SH   SOLE   31,212 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   2,401,466 32,651 SH   SOLE   32,651 0 0
iShares MSCI EAFE Small-Cap EAFE SML CP ETF 464288273   2,268,612 36,650 SH   SOLE   36,650 0 0
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226   1,978,166 19,931 SH   SOLE   19,931 0 0
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432   1,919,819 19,416 SH   SOLE   19,416 0 0
Inspire 100 ETF INSPIRE 100 ETF 66538H534   1,915,265 54,879 SH   SOLE   54,879 0 0
Schwab US TIPS ETF US TIPS ETF 808524870   1,869,479 35,814 SH   SOLE   35,814 0 0
Northern Lts Fd Tr IV Inspire Gbl Hope INSPIRE GBL HOPE 66538H658   1,679,281 47,052 SH   SOLE   47,052 0 0
Timothy Plan US Small Cap Core ETF U S SM CP CORE 887432342   1,664,052 47,034 SH   SOLE   47,034 0 0
iShares S&P 500 Value Index S&P 500 VAL ETF 464287408   1,648,950 9,483 SH   SOLE   9,483 0 0
JP MORGAN ETF TRUST EQUITY PRE MIUM INCOME ETF EQUITY PREMIUM 46641Q332   1,344,576 24,456 SH   SOLE   24,456 0 0
Quanta Services Inc Ltd Vote Com Stk COM 74762E102   1,267,663 5,874 SH   SOLE   5,874 0 0
JPMorgan Core Plus Bond ETF CORE PLUS BD ETF 46641Q670   1,145,223 24,322 SH   SOLE   24,322 0 0
BALLAST SMALL MID CAP ETF BALLAST SMLMD CP 90470L550   929,901 25,126 SH   SOLE   25,126 0 0
Timothy Plan US Large/Mid Cap Core ETF US LRGMD CP CORE 887432359   878,680 22,995 SH   SOLE   22,995 0 0
Schwab Short Term US SHT TM US TRES 808524862   854,205 17,631 SH   SOLE   17,631 0 0
First Trust TCWOpportunistic Fxd Inc ETF TCW OPPORTUNIS 33740F805   815,289 18,278 SH   SOLE   18,278 0 0
Schwab Emerging Markets Equity ETF EMRG MKTEQ ETF 808524706   738,751 29,800 SH   SOLE   29,800 0 0
TIMOTHY PLAN TIMOTHY PLAN INTE RNATL ETF INTL ETF 887432334   636,837 24,080 SH   SOLE   24,080 0 0
APPLE COMPUTER INC COM 037833100   614,254 3,190 SH   SOLE   3,190 0 0
Spdr Gold Tr Gold Shs GOLD SHS 78463V107   587,848 3,075 SH   SOLE   3,075 0 0
General Electric COM NEW 369604301   570,756 4,472 SH   SOLE   4,472 0 0
iShares National AMT-Free Muni Bond NATIONAL MUN ETF 464288414   423,488 3,906 SH   SOLE   3,906 0 0
Amazon.Com Inc COM 023135106   395,956 2,606 SH   SOLE   2,606 0 0
SPDR Blackstone Senior Loan ETF BLACKSTONE SENR 78467V608   337,094 8,039 SH   SOLE   8,039 0 0
Spdr Ser Tr Barclays Conv Secs Etf BBG CONV SEC ETF 78464A359   319,001 4,421 SH   SOLE   4,421 0 0
Vanguard Index Fds Vanguard Growth GROWTH ETF 922908736   288,343 928 SH   SOLE   928 0 0
Ishares TRUST Msci Eafe Min Volatil Etf MSCI EAFE MIN VL 46429B689   281,002 4,053 SH   SOLE   4,053 0 0
Southern Co COM 842587107   270,536 3,858 SH   SOLE   3,858 0 0
iShares MSCI EAFE Value EAFE VALUE ETF 464288877   259,579 4,982 SH   SOLE   4,982 0 0
SPDR Bloomberg 3-12 Mth TBill ETF BLOOMBERG 3-12 M 78468R523   224,869 2,269 SH   SOLE   2,269 0 0
Brookfield Infrastructure LP INT UNIT G16252101   218,172 6,928 SH   SOLE   6,928 0 0
Exxon Mobil Corporation COM 30231G102   207,703 2,077 SH   SOLE   2,077 0 0
FS CREDIT OPPORTUNITIES CORP C OMMON STOCK COMMON STOCK 30290Y101   63,292 11,163 SH   SOLE   11,163 0 0