The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   270,000 2,470 SH   SOLE   2,470 0 0
ABBVIE INC COM 00287Y109   277,994 1,794 SH   SOLE   1,794 0 0
AFLAC INC COM 001055102   280,500 3,400 SH   SOLE   3,400 0 0
ALPHABET INC. CAP STK CL C 02079K107   947,331 6,722 SH   SOLE   6,722 0 0
ALPHABET INC. CAP STK CL A 02079K305   2,283,233 16,345 SH   SOLE   16,345 0 0
ALPS ETF TR RIVRFRNT STR INC 00162Q783   376,298 16,245 SH   SOLE   16,245 0 0
AMAZON.COM INC COM 023135106   1,551,307 10,210 SH   SOLE   10,210 0 0
APPLE INC COM 037833100   9,653,112 50,138 SH   SOLE   50,138 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   246,061 1,056 SH   SOLE   1,056 0 0
BALL CORP COM 058498106   205,692 3,576 SH   SOLE   3,576 0 0
BANK NEW YORK MELLON CORP COM 064058100   210,743 4,049 SH   SOLE   4,049 0 0
BERKSHIRE HATHAWAY INC DEL CL B New 084670702   2,290,827 6,423 SH   SOLE   6,423 0 0
BOEING CO COM 097023105   510,372 1,958 SH   SOLE   1,958 0 0
CDW CORP COM 12514G108   660,902 2,907 SH   SOLE   2,907 0 0
CENCORA INC COM 03073E105   706,113 3,438 SH   SOLE   3,438 0 0
CHEVRON CORP NEW COM 166764100   185,108 1,241 SH   SOLE   1,241 0 0
CISCO SYSTEMS INC COM 17275R102   325,854 6,450 SH   SOLE   6,450 0 0
COCA-COLA CO COM 191216100   498,484 8,459 SH   SOLE   8,459 0 0
COMCAST CORP CL A 20030N101   576,628 13,150 SH   SOLE   13,150 0 0
CONSTELLATION BRAND CL A 21036P108   783,270 3,240 SH   SOLE   3,240 0 0
COSTCO WHOLESALE CO COM 22160K105   1,212,567 1,837 SH   SOLE   1,837 0 0
CVS HEALTH CORP COM 126650100   207,270 2,625 SH   SOLE   2,625 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   295,981 2,032 SH   SOLE   2,032 0 0
DICKS SPORTING GOODS COM 253393102   363,701 2,475 SH   SOLE   2,475 0 0
DISCOVER FINL SVCS COM 254709108   438,360 3,900 SH   SOLE   3,900 0 0
DISNEY WALT CO COM 254687106   342,283 3,791 SH   SOLE   3,791 0 0
EMERSON ELEC CO COM 291011104   223,859 2,300 SH   SOLE   2,300 0 0
ERIE INDEMNITY CO CL A 29530P102   733,475 2,190 SH   SOLE   2,190 0 0
FEDEX CORP COM 31428X106   552,739 2,185 SH   SOLE   2,185 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   278,316 5,386 SH   SOLE   5,386 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   520,026 10,762 SH   SOLE   10,762 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   956,143 21,436 SH   SOLE   21,436 0 0
GENERAL MLS INC COM 370334104   188,776 2,898 SH   SOLE   2,898 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   1,256,358 36,919 SH   SOLE   36,919 0 0
HOME DEPOT INC COM 437076102   488,636 1,410 SH   SOLE   1,410 0 0
ILLINOIS TOOL WORKS COM 452308109   694,141 2,650 SH   SOLE   2,650 0 0
INTEL CORP COM 458140100   601,670 11,974 SH   SOLE   11,974 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,088,309 17,368 SH   SOLE   17,368 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   2,019,096 53,529 SH   SOLE   53,529 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,038,630 12,919 SH   SOLE   12,919 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   888,959 17,698 SH   SOLE   17,698 0 0
JOHNSON & JOHNSON COM 478160104   757,218 4,831 SH   SOLE   4,831 0 0
JPMORGAN CHASE & CO COM 46625H100   607,767 3,573 SH   SOLE   3,573 0 0
LAM RESEARCH CORP COM 512807108   729,215 931 SH   SOLE   931 0 0
LILLY ELI & CO COM 532457108   1,688,592 2,897 SH   SOLE   2,897 0 0
LOWES COMPANIES INC COM 548661107   751,365 3,376 SH   SOLE   3,376 0 0
MERCK & CO. INC. COM 58933Y105   375,197 3,442 SH   SOLE   3,442 0 0
META PLATFORMS INC CL A 30303M102   942,242 2,662 SH   SOLE   2,662 0 0
MICROSOFT CORP COM 594918104   3,441,142 9,151 SH   SOLE   9,151 0 0
NETFLIX INC COM 64110L106   1,034,620 2,125 SH   SOLE   2,125 0 0
NEXTERA ENERGY INC COM 65339F101   652,161 10,737 SH   SOLE   10,737 0 0
NIKE INC COM 654106103   624,712 5,754 SH   SOLE   5,754 0 0
NOVARTIS AG SPONSORED ADR 66987V109   249,093 2,467 SH   SOLE   2,467 0 0
NOVO-NORDISK A S ADR 670100205   760,978 7,356 SH   SOLE   7,356 0 0
NVIDIA CORP COM 67066G104   1,320,752 2,667 SH   SOLE   2,667 0 0
ORACLE CORP COM 68389X105   731,052 6,934 SH   SOLE   6,934 0 0
PARKER-HANNIFIN CORP COM 701094104   674,926 1,465 SH   SOLE   1,465 0 0
PAYPAL HLDGS INC COM 70450Y103   230,288 3,750 SH   SOLE   3,750 0 0
PEPSICO INC COM 713448108   680,726 4,008 SH   SOLE   4,008 0 0
PFIZER INC COM 717081103   216,011 7,503 SH   SOLE   7,503 0 0
PHILIP MORRIS INTL INC COM 718172109   284,592 3,025 SH   SOLE   3,025 0 0
PROCTER AND GAMBLE CO COM 742718109   493,840 3,370 SH   SOLE   3,370 0 0
QUANTA SVCS INC COM 74762E102   334,071 1,548 SH   SOLE   1,548 0 0
RTX CORP COM 75513E101   328,448 3,904 SH   SOLE   3,904 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,064,265 22,529 SH   SOLE   22,529 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   482,803 19,476 SH   SOLE   19,476 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   235,704 3,096 SH   SOLE   3,096 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   625,524 13,418 SH   SOLE   13,418 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   374,031 18,060 SH   SOLE   18,060 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   725,201 13,893 SH   SOLE   13,893 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,367,518 24,692 SH   SOLE   24,692 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   292,452 3,488 SH   SOLE   3,488 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,326,043 61,863 SH   SOLE   61,863 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,084,034 10,827 SH   SOLE   10,827 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,310,514 20,693 SH   SOLE   20,693 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,120,791 41,449 SH   SOLE   41,449 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   3,877,957 8,159 SH   SOLE   8,159 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144   568,861 19,342 SH   SOLE   19,342 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   421,077 5,035 SH   SOLE   5,035 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,503,995 18,053 SH   SOLE   18,053 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   595,238 8,250 SH   SOLE   8,250 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   2,133,395 71,638 SH   SOLE   71,638 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,800,240 70,212 SH   SOLE   70,212 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   286,399 5,878 SH   SOLE   5,878 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   541,137 17,690 SH   SOLE   17,690 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   331,139 7,851 SH   SOLE   7,851 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   185,724 4,614 SH   SOLE   4,614 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,309,990 2,468 SH   SOLE   2,468 0 0
TJX COS INC NEW COM 872540109   735,939 7,845 SH   SOLE   7,845 0 0
TOYOTA MOTOR CORP ADS 892331307   238,394 1,300 SH   SOLE   1,300 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,694,623 3,219 SH   SOLE   3,219 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   495,430 3,250 SH   SOLE   3,250 0 0
US BANCORP DEL COM NEW 902973304   313,261 7,238 SH   SOLE   7,238 0 0
VALERO ENERGY CORP COM 91913Y100   677,701 5,213 SH   SOLE   5,213 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   273,385 3,717 SH   SOLE   3,717 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,428,248 6,139 SH   SOLE   6,139 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   3,803,593 12,235 SH   SOLE   12,235 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,886,888 25,999 SH   SOLE   25,999 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   409,540 7,021 SH   SOLE   7,021 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   912,011 15,374 SH   SOLE   15,374 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   280,010 3,445 SH   SOLE   3,445 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,476,008 72,568 SH   SOLE   72,568 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   303,971 8,063 SH   SOLE   8,063 0 0
VISA INC COM CL A 92826C839   650,875 2,500 SH   SOLE   2,500 0 0
WALMART INC COM 931142103   865,307 5,489 SH   SOLE   5,489 0 0
WELLS FARGO & CO COM 949746101   217,869 4,426 SH   SOLE   4,426 0 0
WESTERN DIGITAL CORP COM 958102105   242,211 4,625 SH   SOLE   4,625 0 0
WP CAREY INC COM 92936U109   178,310 2,751 SH   SOLE   2,751 0 0
XCEL ENERGY INC COM 98389B100   482,017 7,786 SH   SOLE   7,786 0 0