The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   536,261 4,872 SH   SOLE   0 0 4,872
Abbvie Inc COM 00287Y109   452,512 2,920 SH   SOLE   0 0 2,920
ACCELLERON INDS ADR COM 00449R109   218 7 SH   SOLE   0 0 7
Accenture Plc Cl A CL A G1151C101   185,631 529 SH   SOLE   0 0 529
Adams Diversified Equity Fund COM 006212104   123,881 6,995 SH   SOLE   0 0 6,995
AdaptHealth Corp COM 00653Q102   2,114 290 SH   SOLE   0 0 290
Adobe Systems Inc COM 00724F101   7,756 13 SH   SOLE   0 0 13
Advanced Micro Devic COM 007903107   174,533 1,184 SH   SOLE   0 0 1,184
Advansix Inc COM 00773T101   150 5 SH   SOLE   0 0 5
Air Products & Chemicals, Inc. COM 009158106   35,868 131 SH   SOLE   0 0 131
Akoustis Technologies Inc COM 00973N102   917 1,100 SH   SOLE   0 0 1,100
Alibaba Group Hldg COM 01609W102   8,914 115 SH   SOLE   0 0 115
Allstate Corporation COM 020002101   10,499 75 SH   SOLE   0 0 75
ALPS Sector Dividend Dogs ETF ETF 00162Q858   36,702 716 SH   SOLE   0 0 716
Amarin Corp PLC ADR COM 023111206   426 490 SH   SOLE   0 0 490
Amazon Com Inc COM 023135106   568,559 3,742 SH   SOLE   0 0 3,742
Ameren Corp. COM 023608102   14,034 194 SH   SOLE   0 0 194
American Electric Power Company, Inc. COM 025537101   155,942 1,920 SH   SOLE   0 0 1,920
American Express Company COM 025816109   84,490 451 SH   SOLE   0 0 451
American Financial Group, Inc. COM 025932104   226,594 1,906 SH   SOLE   0 0 1,906
American Intl Group COM 026874784   11,111 164 SH   SOLE   0 0 164
Ameriprise Financial COM 03076C106   15,193 40 SH   SOLE   0 0 40
AmerisourceBergen Corp COM 03073E105   34,709 169 SH   SOLE   0 0 169
Amgen, Inc. COM 031162100   63,076 219 SH   SOLE   0 0 219
Amplify Lithium & Battery Tech ETF ETF 032108805   3,015 286 SH   SOLE   0 0 286
Analog Devices Inc COM 032654105   16,679 84 SH   SOLE   0 0 84
Aon PLC COM G0403H108   80,031 275 SH   SOLE   0 0 275
Apollo Global Management Inc COM 03769M106   42,495 456 SH   SOLE   0 0 456
Apple, Inc. COM 037833100   4,378,754 22,732 SH   SOLE   0 0 22,732
Applied Materials Inc COM 038222105   810 5 SH   SOLE   0 0 5
Archer-Daniels-Midlnd Co COM 039483102   650 9 SH   SOLE   0 0 9
Ares Capital Corp COM 04010L103   15,824 790 SH   SOLE   0 0 790
Asml Hldgs Nv COM N07059210   15,138 20 SH   SOLE   0 0 20
Astellas Pharma Inc COM 04623U102   8,306 698 SH   SOLE   0 0 698
AT&T, Inc. COM 00206R102   48,729 2,904 SH   SOLE   0 0 2,904
Auto Data Processing COM 053015103   1,284,597 5,514 SH   SOLE   0 0 5,514
Autodesk Inc COM 052769106   7,304 30 SH   SOLE   0 0 30
Bank of America Corp. COM 060505104   23,569 700 SH   SOLE   0 0 700
Barrons 400 Etf ETF 00162Q726   18,659 300 SH   SOLE   0 0 300
Baxter International Inc COM 071813109   15,188 393 SH   SOLE   0 0 393
Beam Inc COM 07373V105   2,286 84 SH   SOLE   0 0 84
Becton Dickinson & Co COM 075887109   25,114 103 SH   SOLE   0 0 103
Berkshire Hathaway B New COM 084670702   496,827 1,393 SH   SOLE   0 0 1,393
Biogen Idec, Inc. COM 09062X103   141,288 546 SH   SOLE   0 0 546
Bitcoin Investment Trst COM 389637109   8,517 246 SH   SOLE   0 0 246
Blackrock Inc COM 09247X101   9,742 12 SH   SOLE   0 0 12
Boeing Co COM 097023105   9,123 35 SH   SOLE   0 0 35
BP PLC COM 055622104   7,646 216 SH   SOLE   0 0 216
Bristol-Myers Squibb Co. COM 110122108   153,571 2,993 SH   SOLE   0 0 2,993
Broadcom Ltd COM 11135F101   80,370 72 SH   SOLE   0 0 72
Broadridge Finl Solution COM 11133T103   123,450 600 SH   SOLE   0 0 600
Brown-Forman Corp COM 115637209   5,482 96 SH   SOLE   0 0 96
CAPITAL GROUP INTRTNL FOC EQY ETF ETF 14019W109   49,005 2,053 SH   SOLE   0 0 2,053
Cardinal Health Inc COM 14149Y108   23,688 235 SH   SOLE   0 0 235
Carnival Corp COM 143658300   1,854 100 SH   SOLE   0 0 100
Carrier Global Corp-Wi COM 14448C104   101,377 1,765 SH   SOLE   0 0 1,765
Catalyst Pharma Inc COM 14888U101   13,448 800 SH   SOLE   0 0 800
Caterpillar Inc COM 149123101   88,701 300 SH   SOLE   0 0 300
CBIZ Inc COM 124805102   31,295 500 SH   SOLE   0 0 500
CenturyLink Inc COM 550241103   37 20 SH   SOLE   0 0 20
Charles Schwab Corp COM 808513105   17,819 259 SH   SOLE   0 0 259
Chemours Company COM 163851108   2,523 80 SH   SOLE   0 0 80
Chevron Corp. COM 166764100   694,988 4,659 SH   SOLE   0 0 4,659
CHIPOTLE MEXICAN GRL COM 169656105   2,287 1 SH   SOLE   0 0 1
Chubb Corporation COM H1467J104   78,422 347 SH   SOLE   0 0 347
Cigna Holding Co COM 125523100   14,074 47 SH   SOLE   0 0 47
Cincinnati Financial Corp. COM 172062101   744,425 7,420 SH   SOLE   0 0 7,420
Cintas Corp. COM 172908105   3,595,381 5,966 SH   SOLE   0 0 5,966
Cisco Systems, Inc. COM 17275R102   280,386 5,550 SH   SOLE   0 0 5,550
Citigroup, Inc. COM 172967424   2,366 46 SH   SOLE   0 0 46
Coca-Cola Co. COM 191216100   269,221 4,568 SH   SOLE   0 0 4,568
Comcast Corp. COM 20030N101   108,588 2,570 SH   SOLE   0 0 2,570
Concentrix Corp Ordinary Shares COM 20602D101   38,498 392 SH   SOLE   0 0 392
ConocoPhillips COM 20825C104   73,821 636 SH   SOLE   0 0 636
Consolidated Edison Inc COM 209115104   17,830 196 SH   SOLE   0 0 196
Constellation Brand COM 21036P108   30,219 125 SH   SOLE   0 0 125
Corteva Inc com COM 22052L104   19,647 410 SH   SOLE   0 0 410
Costco Whsl Corp New COM 22160K105   177,562 269 SH   SOLE   0 0 269
Crown Castle International Corp COM 22822V101   8,639 75 SH   SOLE   0 0 75
CSX Corp. COM 126408103   170,811 4,927 SH   SOLE   0 0 4,927
Cummins Inc COM 231021106   38,092 159 SH   SOLE   0 0 159
CVS Corp. COM 126650100   33,558 425 SH   SOLE   0 0 425
Danaher Corp COM 235851102   254,474 1,100 SH   SOLE   0 0 1,100
Dell Technologies Inc Cl C CL C 24703L202   536 7 SH   SOLE   0 0 7
Delta Air Lines, Inc. COM 247361702   66,339 1,649 SH   SOLE   0 0 1,649
DFA TA US Core Equity 2 COM 25434V708   4,511,046 154,329 SH   SOLE   0 0 154,329
DFA TA World Ex US Core Equity Portfolio COM 25434V880   164,081 6,719 SH   SOLE   0 0 6,719
DFA Tax-Man Intl Value COM 25434V807   333,179 9,697 SH   SOLE   0 0 9,697
DFA Tax-Man US Equity COM 25434V401   2,185,219 42,161 SH   SOLE   0 0 42,161
DFA Tax-Man US Mktwd Val II COM 25434V724   2,526,724 67,886 SH   SOLE   0 0 67,886
DFA Tax-Man US Small-Cap COM 25434V500   1,057,016 17,729 SH   SOLE   0 0 17,729
DFA Tax-Man US Targeted Val COM 25434V609   1,957,130 37,400 SH   SOLE   0 0 37,400
Diageo plc COM 25243Q205   20,538 141 SH   SOLE   0 0 141
DIGITAL WORLD ACQUISITION CORP C COM 25400Q105   3,938 225 SH   SOLE   0 0 225
DigitalOcean Holdings Inc COM 25402D102   147 4 SH   SOLE   0 0 4
DIMENSIONAL EMERG CORE EQY MRKT ETF ETF 25434V302   2,119,453 87,908 SH   SOLE   0 0 87,908
DIMENSIONAL INTERN CORE EQT MKT ETF ETF 25434V203   64,268 2,244 SH   SOLE   0 0 2,244
DIMENSIONAL INTERN SMALL CAP VL ETF ETF 25434V781   19,339 750 SH   SOLE   0 0 750
DIMENSIONAL US CORE EQUITY MARKT ETF ETF 25434V104   206,882 6,222 SH   SOLE   0 0 6,222
DIMENSIONAL US SMALL CAP VALU ETF ETF 25434V815   28,741 987 SH   SOLE   0 0 987
Direxion Daily S&P500 Bull 3X ETF ETF 25459W862   624 6 SH   SOLE   0 0 6
Discover Financial Svcs COM 254709108   22,480 200 SH   SOLE   0 0 200
Dolby Laboratories Inc COM 25659T107   10,773 125 SH   SOLE   0 0 125
Dollar Tree Inc COM 256746108   14,205 100 SH   SOLE   0 0 100
Dover Corporation COM 260003108   7,998 52 SH   SOLE   0 0 52
Dow Inc COM 260557103   18,646 340 SH   SOLE   0 0 340
Duke Energy Corp. COM 26441C204   69,311 714 SH   SOLE   0 0 714
Eastman Chemical Co. COM 277432100   17,964 200 SH   SOLE   0 0 200
Eaton Corp Plc COM G29183103   68,152 283 SH   SOLE   0 0 283
Ebay Inc COM 278642103   1,570 36 SH   SOLE   0 0 36
Ecolab Inc COM 278865100   32,926 166 SH   SOLE   0 0 166
Edwards Lifesciences Cp COM 28176E108   83,494 1,095 SH   SOLE   0 0 1,095
EI DuPont de Nemours & Co. COM 26614N102   33,157 431 SH   SOLE   0 0 431
Elevance Health Inc COM 036752103   306,986 651 SH   SOLE   0 0 651
Eli Lilly & Co. COM 532457108   252,987 434 SH   SOLE   0 0 434
Emerson Electric Co. COM 291011104   85,164 875 SH   SOLE   0 0 875
Enbridge Inc COM 29250N105   27,771 771 SH   SOLE   0 0 771
Energy Select Sector COM 81369Y506   287,066 3,424 SH   SOLE   0 0 3,424
EPR Properties COM 26884U109   2,568 53 SH   SOLE   0 0 53
EQT Corp COM 26884L109   10,245 265 SH   SOLE   0 0 265
Essential Utilities Inc COM 29670G102   23,344 625 SH   SOLE   0 0 625
Exxon Mobil Corp. COM 30231G102   703,859 7,040 SH   SOLE   0 0 7,040
Facebook Inc COM 30303M102   205,297 580 SH   SOLE   0 0 580
Fidelity Total Bond ETF ETF 316188309   2,141,855 46,522 SH   SOLE   0 0 46,522
Fidelity NASDAQ Composite Tr Stk ETF ETF 315912808   20,142 340 SH   SOLE   0 0 340
Fifth Third Bancorp COM 316773100   784,296 22,697 SH   SOLE   0 0 22,697
First Finl Bancorp Ohio COM 320209109   16,886 711 SH   SOLE   0 0 711
First Republic Bank COM 33616C100   4 100 SH   SOLE   0 0 100
Ford Motor Company New COM 345370860   31,184 2,558 SH   SOLE   0 0 2,558
Fortuna Silver Mines COM 349915108   2,420 627 SH   SOLE   0 0 627
Franco-Nevada Corp COM 351858105   8,865 80 SH   SOLE   0 0 80
Freeport-McMoRan Inc COM 35671D857   10,004 235 SH   SOLE   0 0 235
FT NAS CL ED ETF DV ETF 33733E500   1,434 34 SH   SOLE   0 0 34
Garrett Motion Inc COM 366505105   135 14 SH   SOLE   0 0 14
GE HEALTHCARE TECHNOLOGIES ORD WI COM 36266G107   22,655 293 SH   SOLE   0 0 293
Generac Holdings Inc COM 368736104   1,292 10 SH   SOLE   0 0 10
General Dynamics Corp COM 369550108   15,580 60 SH   SOLE   0 0 60
General Electric Co. COM 369604301   113,335 888 SH   SOLE   0 0 888
General Mills Inc COM 370334104   6,514 100 SH   SOLE   0 0 100
General Motors Co COM 37045V100   35,192 980 SH   SOLE   0 0 980
Gilead Sciences Inc COM 375558103   26,814 331 SH   SOLE   0 0 331
Global X Lithium & Battery Tech ETF ETF 37954Y855   3,260 64 SH   SOLE   0 0 64
Global X Millennials Consumer ETF ETF 37954Y764   709 20 SH   SOLE   0 0 20
Goldman Sachs Group COM 38141G104   61,723 160 SH   SOLE   0 0 160
Google Inc COM 02079K107   205,758 1,460 SH   SOLE   0 0 1,460
Google Inc COM 02079K305   733,373 5,250 SH   SOLE   0 0 5,250
Grainger W W Inc COM 384802104   516,484 623 SH   SOLE   0 0 623
Harley-Davidson Inc COM 412822108   3,684 100 SH   SOLE   0 0 100
Hawaiian Electric Industries Inc COM 419870100   7,095 500 SH   SOLE   0 0 500
HEALTHCARE TRUST INC 01/01/2099 COM 42226B105   45,885 3,278 SH   SOLE   0 0 3,278
Healthpeak Properties Ord COM 42250P103   1,406 71 SH   SOLE   0 0 71
Healthwarehouse.Com COM 42227G202   1,321 10,000 SH   SOLE   0 0 10,000
Hess Corporation COM 42809H107   137,673 955 SH   SOLE   0 0 955
Hillenbrand, Inc. COM 431571108   441,656 9,230 SH   SOLE   0 0 9,230
Home Depot, Inc. COM 437076102   386,798 1,116 SH   SOLE   0 0 1,116
Honeywell International COM 438516106   114,921 548 SH   SOLE   0 0 548
Hormel Foods Corp COM 440452100   3,564 111 SH   SOLE   0 0 111
Hubbell Inc COM 443510607   657,860 2,000 SH   SOLE   0 0 2,000
Huntington Bancshares COM 446150104   55,794 3,934 SH   SOLE   0 0 3,934
Illinois Tool Works Inc COM 452308109   2,742,250 10,469 SH   SOLE   0 0 10,469
IMUGENE ORD COM Q48850103   749 10,000 SH   SOLE   0 0 10,000
Insight Enterprises Inc COM 45765U103   88,595 500 SH   SOLE   0 0 500
Intel Corp. COM 458140100   71,788 1,429 SH   SOLE   0 0 1,429
Intercontinental Exchange Inc COM 45866F104   51,372 400 SH   SOLE   0 0 400
International Business Machines Corp. COM 459200101   53,972 330 SH   SOLE   0 0 330
Intuitive Surgical COM 46120E602   508,064 1,506 SH   SOLE   0 0 1,506
Invesco Dynamic Pharmaceuticals ETF ETF 46137V662   11,415 150 SH   SOLE   0 0 150
Invesco FTSE RAFI US 1000 ETF ETF 46137V613   32,208 915 SH   SOLE   0 0 915
Invesco NASDAQ 100 ETF ETF 46138G649   1,517 9 SH   SOLE   0 0 9
Invesco S&P 500 Equal Weight ETF ETF 46137V357   40,712 258 SH   SOLE   0 0 258
Invesco S&P Emerging Markets Low Vol ETF ETF 46138E297   395,145 16,437 SH   SOLE   0 0 16,437
Invesco Solar ETF ETF 46138G706   1,867 35 SH   SOLE   0 0 35
iShares California Muni Bond ETF ETF 464288356   213,219 3,680 SH   SOLE   0 0 3,680
Ishares Core Dividend COM 46434V621   229,028 4,263 SH   SOLE   0 0 4,263
Ishares Core High Dividend Etf ETF 46429B663   29,067 285 SH   SOLE   0 0 285
iShares Core MSCI EAFE COM 46432F842   180,036 2,559 SH   SOLE   0 0 2,559
iShares Core MSCI Emerging Markets ETF ETF 46434G103   48,000 949 SH   SOLE   0 0 949
Ishares Core S&P Etf ETF 464287507   462,831 1,670 SH   SOLE   0 0 1,670
Ishares Core U S Growth Etf ETF 464287671   15,095 145 SH   SOLE   0 0 145
iShares Core US Aggregate Bond COM 464287226   157,311 1,585 SH   SOLE   0 0 1,585
iShares Edge MSCI Min Vol USA COM 46429B697   77,718 996 SH   SOLE   0 0 996
iShares Edge MSCI USA Momentum Fctr ETF ETF 46432F396   206,938 1,319 SH   SOLE   0 0 1,319
iShares Edge MSCI USA Quality Factor ETF ETF 46432F339   523,184 3,556 SH   SOLE   0 0 3,556
iShares Edge MSCI USA Value Factor ETF ETF 46432F388   31,764 314 SH   SOLE   0 0 314
iShares ESG Advanced MSCI EAFE ETF ETF 46436E759   4,744 74 SH   SOLE   0 0 74
iShares ESG Aware MSCI EAFE ETF ETF 46435G516   5,061 67 SH   SOLE   0 0 67
iShares Global REIT ETF 46434V647   99,863 4,130 SH   SOLE   0 0 4,130
iShares iBoxx High Yield Corporate Bd COM 464288513   15,478 200 SH   SOLE   0 0 200
iShares iBoxx Investment Grade Corporate Bond ET COM 464287242   22,132 200 SH   SOLE   0 0 200
iShares MSCI EAFE Index COM 464287465   1,364,164 18,104 SH   SOLE   0 0 18,104
iShares MSCI EAFE Min Vol Factor ETF ETF 46429B689   19,138 276 SH   SOLE   0 0 276
iShares MSCI EAFE Small-Cap Index COM 464288273   178,164 2,878 SH   SOLE   0 0 2,878
iShares MSCI EAFE Value Index COM 464288877   192,668 3,698 SH   SOLE   0 0 3,698
Ishares Msci Emrg Mkt Fd COM 464287234   186,420 4,636 SH   SOLE   0 0 4,636
iShares MSCI USA Equal Weighted ETF ETF 464286681   119,905 1,420 SH   SOLE   0 0 1,420
Ishares National Muni COM 464288414   166,193 1,533 SH   SOLE   0 0 1,533
iShares North American Tech COM 464287549   11,247 25 SH   SOLE   0 0 25
iShares Russell 1000 ETF ETF 464287622   1,988,733 7,583 SH   SOLE   0 0 7,583
iShares Russell 1000 Value ETF ETF 464287598   525,860 3,182 SH   SOLE   0 0 3,182
iShares Russell 2000 Growth Index COM 464287648   10,581 42 SH   SOLE   0 0 42
iShares Russell 2000 Value Index COM 464287630   339,558 2,186 SH   SOLE   0 0 2,186
Ishares Russell 3000 COM 464287689   3,630,093 13,261 SH   SOLE   0 0 13,261
Ishares Russell Mid Cap COM 464287473   86,382 743 SH   SOLE   0 0 743
Ishares Russell Mid Cap COM 464287481   864,067 8,272 SH   SOLE   0 0 8,272
iShares Russell Mid-Cap Index COM 464287499   186,525 2,400 SH   SOLE   0 0 2,400
iShares S&P 100 COM 464287101   211,997 949 SH   SOLE   0 0 949
Ishares S&P 500 Growth COM 464287309   239,292 3,186 SH   SOLE   0 0 3,186
iShares S&P 500 Index COM 464287200   3,136,630 6,567 SH   SOLE   0 0 6,567
iShares S&P 500/BARRA Value Index COM 464287408   376,785 2,167 SH   SOLE   0 0 2,167
iShares S&P Small-Cap 600 Index COM 464287804   778,270 7,190 SH   SOLE   0 0 7,190
iShares S&P Small-Cap 600/BARRA Value Index COM 464287879   1,673,458 16,236 SH   SOLE   0 0 16,236
iShares Semiconductor ETF ETF 464287523   6,356 11 SH   SOLE   0 0 11
iShares Short Maturity Bond ETF ETF 46431W507   6,433,727 127,350 SH   SOLE   0 0 127,350
Ishares Short Term Ntnl COM 464288158   47,444 450 SH   SOLE   0 0 450
Ishares Silver TRUST COM 46428Q109   9,322 428 SH   SOLE   0 0 428
Ishares Tips Bond Etf ETF 464287176   226,696 2,109 SH   SOLE   0 0 2,109
Ishares Total US Stock COM 464287150   1,181,943 11,232 SH   SOLE   0 0 11,232
Ishares Tr Russell 1000 Growth COM 464287614   167,826 554 SH   SOLE   0 0 554
Ishares Tr Russell 2000 COM 464287655   229,844 1,145 SH   SOLE   0 0 1,145
Ishares Tr Sh Tr Crport Etf ETF 464288646   87,168 1,700 SH   SOLE   0 0 1,700
iShares U.S. Energy ETF ETF 464287796   77,210 1,750 SH   SOLE   0 0 1,750
iShares U.S. Healthcare ETF ETF 464287762   2,862 10 SH   SOLE   0 0 10
iShares US Financial Services ETF ETF 464287770   35,842 200 SH   SOLE   0 0 200
iShares US Pharmaceuticals COM 464288836   55,621 300 SH   SOLE   0 0 300
Ishares US Technology COM 464287721   276,984 2,256 SH   SOLE   0 0 2,256
JM Smucker Co. COM 832696405   72,737 511 SH   SOLE   0 0 511
Johnson & Johnson COM 478160104   1,297,697 8,314 SH   SOLE   0 0 8,314
JP Morgan Chase & Co. COM 46625H100   562,181 3,305 SH   SOLE   0 0 3,305
JPMorgan BetaBuilders Canada ETF ETF 46641Q225   15,581 243 SH   SOLE   0 0 243
JPMorgan BetaBuilders Japan ETF ETF 46641Q217   21,638 412 SH   SOLE   0 0 412
KENVUE INC COM 49177J102   3,962 184 SH   SOLE   0 0 184
KeyCorp COM 493267108   2,491 173 SH   SOLE   0 0 173
Kimberly-Clark Corp COM 494368103   21,993 181 SH   SOLE   0 0 181
Kraft Heinz Company COM 500754106   5,954 161 SH   SOLE   0 0 161
Kroger Co. COM 501044101   252,432 5,522 SH   SOLE   0 0 5,522
L3Harris Technologies Inc COM 502431109   6,529 31 SH   SOLE   0 0 31
LAM Research Corp. COM 512807108   23,498 30 SH   SOLE   0 0 30
Lamar Advertising Co COM 512816109   79,710 750 SH   SOLE   0 0 750
Lcnb Corp COM 50181P100   72,432 4,593 SH   SOLE   0 0 4,593
Linde plc COM G54950103   44,357 108 SH   SOLE   0 0 108
Liquidia Corp COM 53635D202   28,066 2,333 SH   SOLE   0 0 2,333
LITHIUM CORP COM 536804107   155 2,440 SH   SOLE   0 0 2,440
Lockheed Martin Corp COM 539830109   65,720 145 SH   SOLE   0 0 145
Lordstown Motors Corp COM 54405Q209   44 37 SH   SOLE   0 0 37
Lowe's Companies, Inc. COM 548661107   346,380 1,556 SH   SOLE   0 0 1,556
Macy's, Inc. COM 55616P104   2,012 100 SH   SOLE   0 0 100
Marathon Oil Corp. COM 565849106   6,040 250 SH   SOLE   0 0 250
Marathon Pete Corp COM 56585A102   52,899 357 SH   SOLE   0 0 357
Marsh & Mc Lennan Co COM 571748102   340,667 1,798 SH   SOLE   0 0 1,798
Mastercard Inc COM 57636Q104   110,893 260 SH   SOLE   0 0 260
Mattel Inc COM 577081102   2,964 157 SH   SOLE   0 0 157
McDonald's Corp. COM 580135101   293,702 991 SH   SOLE   0 0 991
Medtronic, Inc. COM G5960L103   28,092 341 SH   SOLE   0 0 341
MercadoLibre Inc COM 58733R102   47,146 30 SH   SOLE   0 0 30
Merck & Company, Inc. COM 58933Y105   183,372 1,682 SH   SOLE   0 0 1,682
Metlife Inc COM 59156R108   13,094 198 SH   SOLE   0 0 198
Mgp Ingredients Inc COM 55303J106   4,926 50 SH   SOLE   0 0 50
Microsoft Corp. COM 594918104   2,750,021 7,313 SH   SOLE   0 0 7,313
Moderna Inc COM 60770K107   16,310 164 SH   SOLE   0 0 164
Mondelez Intl Inc Cl A CL A 609207105   30,783 425 SH   SOLE   0 0 425
Morgan Stanley COM 617446448   3,544 38 SH   SOLE   0 0 38
Mylan Nv COM 92556V106   5,058 467 SH   SOLE   0 0 467
NCR ATLEOS ORD WI COM 63001N106   267 11 SH   SOLE   0 0 11
NCR Corp COM 62886E108   372 22 SH   SOLE   0 0 22
Nestle SA COM 641069406   17,691 153 SH   SOLE   0 0 153
NET LEASE OFFICE PROPERTIES ORD WI COM 64110Y108   906 49 SH   SOLE   0 0 49
Netflix Inc COM 64110L106   197,211 5,390 SH   SOLE   0 0 5,390
Newell Rubbermaid COM 651229106   1,736 200 SH   SOLE   0 0 200
Nextera Energy Inc COM 65339F101   264,887 4,361 SH   SOLE   0 0 4,361
Nike Inc COM 654106103   35,670 732 SH   SOLE   0 0 732
Nokia OYJ COM 654902204   848 248 SH   SOLE   0 0 248
Norfolk Southern Corp. COM 655844108   139,701 591 SH   SOLE   0 0 591
Northrop Grumman Corp COM 666807102   11,704 25 SH   SOLE   0 0 25
NorthStar Healthcare Income Inc COM 66705T105   7,765 2,941 SH   SOLE   0 0 2,941
Norwegian Cruise Line Holdings Ltd COM G66721104   2,004 100 SH   SOLE   0 0 100
Novartis AG COM 66987V109   88,450 876 SH   SOLE   0 0 876
Nutrien Ltd COM 67077M108   8,452 150 SH   SOLE   0 0 150
Nvidia Corp COM 67066G104   267,009 539 SH   SOLE   0 0 539
O Reilly Automotive Inc COM 67103H107   24,702 26 SH   SOLE   0 0 26
Omega Healthcare Investors Inc COM 681936100   50,344 1,642 SH   SOLE   0 0 1,642
Oracle Corp. COM 68389X105   211,493 2,006 SH   SOLE   0 0 2,006
Organon &Co Common Stock COM 68622V106   505 35 SH   SOLE   0 0 35
OTIS Worldwide Corp-Wi COM 68902V107   65,522 732 SH   SOLE   0 0 732
Parker-Hannifin Corp COM 701094104   73,712 160 SH   SOLE   0 0 160
Park-Ohio Holdings Corp COM 700666100   175,240 6,500 SH   SOLE   0 0 6,500
Paypal Holdings Inco COM 70450Y103   14,186 231 SH   SOLE   0 0 231
PepsiCo, Inc. COM 713448108   688,881 4,062 SH   SOLE   0 0 4,062
Pfizer, Inc. COM 717081103   128,835 4,475 SH   SOLE   0 0 4,475
Philip Morris Intl Inc COM 718172109   14,018 149 SH   SOLE   0 0 149
Phillips COM 718546104   48,330 363 SH   SOLE   0 0 363
Phreesia Inc COM 71944F106   6,690 289 SH   SOLE   0 0 289
PIMCO Enhanced Short Maturity Active ETF ETF 72201R833   91,636 918 SH   SOLE   0 0 918
Pioneer Natural Resources Co COM 723787107   11,469 51 SH   SOLE   0 0 51
Piper Sandler Cos COM 724078100   2,798 16 SH   SOLE   0 0 16
PNC Financial Services Group, Inc. COM 693475105   428,780 2,769 SH   SOLE   0 0 2,769
Powershares Qqq TRUST COM 46090E103   58,561 143 SH   SOLE   0 0 143
PPG Industries Inc COM 693506107   25,872 173 SH   SOLE   0 0 173
Principal Financial Grp COM 74251V102   17,701 225 SH   SOLE   0 0 225
Procter & Gamble Co. COM 742718109   12,500,950 85,303 SH   SOLE   0 0 85,303
Prologis Inc COM 74340W103   5,465 41 SH   SOLE   0 0 41
Proshares S&P 500 Div COM 74348A467   238,000 2,500 SH   SOLE   0 0 2,500
Proto Labs Inc COM 743713109   3,896 100 SH   SOLE   0 0 100
Pub Svc Ent Group Inc COM 744573106   37,057 606 SH   SOLE   0 0 606
Qualcomm Inc COM 747525103   59,588 412 SH   SOLE   0 0 412
Quantumscape Corp COM 74767V109   3,475 500 SH   SOLE   0 0 500
Radware Ltd COM M81873107   834 50 SH   SOLE   0 0 50
Raytheon Technologies Ord COM 75513E101   123,788 1,471 SH   SOLE   0 0 1,471
Regions Financial Corp. COM 7591EP100   4,573 236 SH   SOLE   0 0 236
Republic Services COM 760759100   485,990 2,947 SH   SOLE   0 0 2,947
Resideo Technologies Inc COM 76118Y104   452 24 SH   SOLE   0 0 24
Rockwell Automation Inc COM 773903109   49,677 160 SH   SOLE   0 0 160
Roku Inc COM 77543R102   21,540 235 SH   SOLE   0 0 235
Roper Technologies COM 776696106   8,178 15 SH   SOLE   0 0 15
Royal Caribbean Crui COM V7780T103   61,896 478 SH   SOLE   0 0 478
Salesforce Com COM 79466L302   96,046 365 SH   SOLE   0 0 365
SANDOZ GROUP ADR COM 799926100   5,570 174 SH   SOLE   0 0 174
SAP AG COM 803054204   20,406 132 SH   SOLE   0 0 132
Sch US Tips Etf ETF 808524870   2,767 53 SH   SOLE   0 0 53
Schwab 1000 ETF ETF 808524722   2,091,718 45,424 SH   SOLE   0 0 45,424
Schwab Emerging Markets Equity ETF ETF 808524706   44,294 1,787 SH   SOLE   0 0 1,787
Schwab Fundamental US Small Company ETF ETF 808524763   31,660 572 SH   SOLE   0 0 572
Schwab International Equity ETF ETF 808524805   1,444,272 39,077 SH   SOLE   0 0 39,077
Schwab US Broad Market COM 808524102   4,473,012 80,349 SH   SOLE   0 0 80,349
Schwab US Large Cap COM 808524409   1,699,863 24,249 SH   SOLE   0 0 24,249
Schwab US Large-Cap Growth ETF ETF 808524300   1,661,777 20,031 SH   SOLE   0 0 20,031
Schwab US Small Cap Etf ETF 808524607   27,860 590 SH   SOLE   0 0 590
Select Str Financial COM 81369Y605   37,252 991 SH   SOLE   0 0 991
Service Corp International COM 817565104   34,225 500 SH   SOLE   0 0 500
ServiceNow Inc COM 81762P102   17,662 25 SH   SOLE   0 0 25
Sherwin Williams Co COM 824348106   71,113 228 SH   SOLE   0 0 228
Sirius XM Radio, Inc. COM 82968B103   821 150 SH   SOLE   0 0 150
SNAP INC CLASS A CL A 83304A106   1,693 100 SH   SOLE   0 0 100
Southern Co. COM 842587107   38,987 556 SH   SOLE   0 0 556
Southwest Airlines Co COM 844741108   24,807 859 SH   SOLE   0 0 859
Spdr Dow Jones COM 78467X109   235,854 626 SH   SOLE   0 0 626
SPDR PORT MSCI GLBL STCKMRKT ETF ETF 78463X475   3,959 72 SH   SOLE   0 0 72
Spdr S&P Dividend Etf IV ETF 78464A763   59,611 477 SH   SOLE   0 0 477
SPDR S&P Natural Resources ETF ETF 78463X541   254,528 4,493 SH   SOLE   0 0 4,493
SPDR Trust Series 1 COM 78462F103   1,433,285 3,015 SH   SOLE   0 0 3,015
SPDR Portfolio S&P 500 ETF ETF 78464A854   3,634 65 SH   SOLE   0 0 65
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   42,573 913 SH   SOLE   0 0 913
SPDR S&P 500 Growth COM 78464A409   95,183 1,463 SH   SOLE   0 0 1,463
SPDR S&P 600 Small Cap Value ETF ETF 78464A300   661,315 7,938 SH   SOLE   0 0 7,938
SPDR S&P Emerging Markets Small Cap ETF ETF 78463X756   12,704 225 SH   SOLE   0 0 225
SPDR S&P Health Care Equipment ETF ETF 78464A581   4,719 56 SH   SOLE   0 0 56
SPDR S&P MidCap 400 ETF ETF 78467Y107   284,640 561 SH   SOLE   0 0 561
SPDR S&P Regional Banking ETF ETF 78464A698   31,145 594 SH   SOLE   0 0 594
Square Inc COM 852234103   9,669 125 SH   SOLE   0 0 125
Standard Lithium COM 853606101   202 100 SH   SOLE   0 0 100
Stanley Black & Decker COM 854502101   31,196 318 SH   SOLE   0 0 318
Starbucks Corp COM 855244109   59,036 538 SH   SOLE   0 0 538
STMicroelectronics NV COM 861012102   26,318 525 SH   SOLE   0 0 525
streetTRACKS Gold Shares COM 78463V107   8,603 45 SH   SOLE   0 0 45
Strive 500 ETF ETF 02072L680   42,309 1,384 SH   SOLE   0 0 1,384
SYNNEX Corp COM 87162W100   59,401 552 SH   SOLE   0 0 552
Sysco Corporation COM 871829107   1,038,665 14,203 SH   SOLE   0 0 14,203
Taiwan Semiconductor Manufacturing Company, Ltd. COM 874039100   21,944 211 SH   SOLE   0 0 211
Targa Resources Corp COM 87612G101   50,385 580 SH   SOLE   0 0 580
Technology Select Sector SPDR COM 81369Y803   173,232 900 SH   SOLE   0 0 900
Telefonica Sa COM 879382208   472 121 SH   SOLE   0 0 121
Teradata Corp COM 88076W103   957 22 SH   SOLE   0 0 22
Tesla Motors Inc COM 88160R101   118,276 476 SH   SOLE   0 0 476
Texas Instruments Inc COM 882508104   110,458 648 SH   SOLE   0 0 648
The Scotts Miracle Gro Co COM 810186106   2,741 43 SH   SOLE   0 0 43
The Travelers Companies, Inc. COM 89417E109   21,716 114 SH   SOLE   0 0 114
Thermo Fisher Scntfc COM 883556102   18,047 34 SH   SOLE   0 0 34
Tjx Companies Inc COM 872540109   30,957 330 SH   SOLE   0 0 330
Toyota Motor Corp. COM 892331307   14,854 81 SH   SOLE   0 0 81
Tri Contl Corp COM 895436103   605 21 SH   SOLE   0 0 21
Tricon Residential Inc COM 89612W102   1,138 125 SH   SOLE   0 0 125
Tripadvisor Inc COM 896945201   8,074 375 SH   SOLE   0 0 375
Truist Finl Corp Com COM 89832Q109   227,870 6,172 SH   SOLE   0 0 6,172
U.S. Bancorp COM 902973304   3,981,365 91,991 SH   SOLE   0 0 91,991
Unilever plc COM 904767704   106,656 2,200 SH   SOLE   0 0 2,200
Union Pacific Corp COM 907818108   100,459 409 SH   SOLE   0 0 409
United Parcel Service B COM 911312106   91,799 584 SH   SOLE   0 0 584
United States Oil Etf ETF 91232N207   6,665 100 SH   SOLE   0 0 100
Unitedhealth Group, Inc. COM 91324P102   115,297 219 SH   SOLE   0 0 219
Universal Robina Corporation COM Y9297P100   213 100 SH   SOLE   0 0 100
Upstart Holdings Inc COM 91680M107   112,283 2,748 SH   SOLE   0 0 2,748
VanEck Vectors Rare Earth/Strat Mtls ETF ETF 92189H805   5,688 92 SH   SOLE   0 0 92
Vanguard Bond Index Fund COM 921937835   606,493 8,246 SH   SOLE   0 0 8,246
Vanguard Dividend COM 921908844   49,246 289 SH   SOLE   0 0 289
Vanguard Emerging Market COM 922042858   642,544 15,634 SH   SOLE   0 0 15,634
Vanguard Energy ETF ETF 92204A306   6,216 53 SH   SOLE   0 0 53
Vanguard Extended Market COM 922908652   58,203 354 SH   SOLE   0 0 354
Vanguard Ftse All World COM 922042775   240,130 4,277 SH   SOLE   0 0 4,277
Vanguard Ftse Developed COM 921943858   1,370,400 28,610 SH   SOLE   0 0 28,610
Vanguard Growth Etf ETF 922908736   11,867,068 38,173 SH   SOLE   0 0 38,173
Vanguard Health Care COM 92204A504   112,815 450 SH   SOLE   0 0 450
Vanguard High Dividend COM 921946406   524,161 4,696 SH   SOLE   0 0 4,696
Vanguard Information Technology ETF ETF 92204A702   290,400 600 SH   SOLE   0 0 600
Vanguard Intermediate Corp Bd ETF ETF 92206C870   308,896 3,800 SH   SOLE   0 0 3,800
Vanguard Intl Div Apprec ETF ETF 921946810   51,571 650 SH   SOLE   0 0 650
Vanguard Mega Cap Growth ETF ETF 921910816   148,180 571 SH   SOLE   0 0 571
Vanguard Mega Cap Value ETF ETF 921910840   437,480 4,000 SH   SOLE   0 0 4,000
Vanguard Mid Cap Etf IV ETF 922908629   227,171 976 SH   SOLE   0 0 976
Vanguard Mid Cap Growth COM 922908538   3,387,741 15,429 SH   SOLE   0 0 15,429
Vanguard Mid Cap Value COM 922908512   4,940,979 34,073 SH   SOLE   0 0 34,073
Vanguard Muni Bnd Tax COM 922907746   20,420 400 SH   SOLE   0 0 400
Vanguard Reit COM 922908553   306,706 3,471 SH   SOLE   0 0 3,471
Vanguard S&P 500 Etf ETF 922908363   15,404,715 35,267 SH   SOLE   0 0 35,267
Vanguard S&P 500 Growth ETF ETF 921932505   36,356 134 SH   SOLE   0 0 134
Vanguard Short Term Cor COM 92206C409   1,007,696 13,024 SH   SOLE   0 0 13,024
Vanguard Short-Term Bond COM 921937827   28,728 373 SH   SOLE   0 0 373
Vanguard Small Cap COM 922908595   104,038 430 SH   SOLE   0 0 430
Vanguard Small Cap COM 922908751   1,137,783 5,333 SH   SOLE   0 0 5,333
Vanguard Small Cap Value COM 922908611   1,731,481 9,621 SH   SOLE   0 0 9,621
Vanguard Total International Stock ETF ETF 921909768   1,321,560 22,801 SH   SOLE   0 0 22,801
Vanguard Total Stock COM 922908769   1,158,699 4,884 SH   SOLE   0 0 4,884
Vanguard Total World COM 922042742   19,397 189 SH   SOLE   0 0 189
Vanguard Value ETF ETF 922908744   33,046,343 221,046 SH   SOLE   0 0 221,046
VERALTO ORD WI COM 92338C103   30,107 366 SH   SOLE   0 0 366
Verizon Communications, Inc. COM 92343V104   37,889 1,005 SH   SOLE   0 0 1,005
Vgrd Ftse All Wrld Ex US COM 922042718   1,725 15 SH   SOLE   0 0 15
Visa Inc COM 92826C839   521,741 2,004 SH   SOLE   0 0 2,004
Vodafone Group plc COM 92857W308   783 90 SH   SOLE   0 0 90
Vulcan Materials Co COM 929160109   27,014 119 SH   SOLE   0 0 119
W.P. Carey Inc COM 92936U109   47,959 740 SH   SOLE   0 0 740
Walgreens Boots Allianc COM 931427108   26,528 1,016 SH   SOLE   0 0 1,016
Wal-Mart Stores, Inc. COM 931142103   52,332 332 SH   SOLE   0 0 332
Walt Disney Co. COM 254687106   187,871 2,162 SH   SOLE   0 0 2,162
WARNER BROS. DISCOVERY SRS A ORD WI COM 934423104   7,966 700 SH   SOLE   0 0 700
Waste Connections Inc COM 94106B101   4,329 29 SH   SOLE   0 0 29
Waste Management Inc Del COM 94106L109   34,029 190 SH   SOLE   0 0 190
Wells Fargo & Co. COM 949746101   3,888 79 SH   SOLE   0 0 79
Wesbanco Inc COM 950810101   8,940 285 SH   SOLE   0 0 285
Westinghouse Air Brake Technologies Corp COM 929740108   5,584 44 SH   SOLE   0 0 44
Williams Companies COM 969457100   79,412 2,280 SH   SOLE   0 0 2,280
Williams-Sonoma, Inc. COM 969904101   16,748 83 SH   SOLE   0 0 83
Wisconsin Egy Cp Hldg Co COM 92939U106   74,659 887 SH   SOLE   0 0 887
WOLFSPEED ORD COM 977852102   11,530 265 SH   SOLE   0 0 265
Workhorse Group Inc Com COM 98138J206   1,242 3,450 SH   SOLE   0 0 3,450
Xylem Inc COM 98419M100   17,840 156 SH   SOLE   0 0 156
Zimmer Biomet Hldgs COM 98956P102   4,868 40 SH   SOLE   0 0 40
ZIMVIE ORD WI COM 98888T107   71 4 SH   SOLE   0 0 4