The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   4,124,068 29,523 SH   SOLE 0 0 0 29,523
AMERICAN CENTY ETF TR US EQT ETF 025072885   280,637 3,441 SH   SOLE 0 0 0 3,441
AMGEN INC COM 031162100   3,462,404 12,021 SH   SOLE 0 0 0 12,021
APPLE INC COM 037833100   4,847,247 25,177 SH   SOLE 0 0 0 25,177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,286,839 12,019 SH   SOLE 0 0 0 12,019
BOEING CO COM 097023105   4,141,754 15,889 SH   SOLE 0 0 0 15,889
CHENIERE ENERGY INC COM NEW 16411R208   3,071,722 17,994 SH   SOLE 0 0 0 17,994
CISCO SYS INC COM 17275R102   3,025,780 59,893 SH   SOLE 0 0 0 59,893
COMCAST CORP NEW CL A 20030N101   941,240 21,465 SH   SOLE 0 0 0 21,465
COSTCO WHSL CORP NEW COM 22160K105   3,924,544 5,946 SH   SOLE 0 0 0 5,946
DISNEY WALT CO COM 254687106   2,657,217 29,430 SH   SOLE 0 0 0 29,430
FEDEX CORP COM 31428X106   3,411,351 13,485 SH   SOLE 0 0 0 13,485
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   9,049,672 294,394 SH   SOLE 0 0 0 294,394
HOME DEPOT INC COM 437076102   2,471,456 7,132 SH   SOLE 0 0 0 7,132
HONEYWELL INTL INC COM 438516106   3,188,187 15,203 SH   SOLE 0 0 0 15,203
ISHARES TR S&P MC 400VL ETF 464287705   255,336 2,239 SH   SOLE 0 0 0 2,239
ISHARES TR S&P MC 400GR ETF 464287606   334,150 4,218 SH   SOLE 0 0 0 4,218
ISHARES TR CORE S&P SCP ETF 464287804   3,036,521 28,051 SH   SOLE 0 0 0 28,051
ISHARES TR SP SMCP600VL ETF 464287879   790,032 7,665 SH   SOLE 0 0 0 7,665
ISHARES TR S&P SML 600 GWT 464287887   546,612 4,368 SH   SOLE 0 0 0 4,368
ISHARES TR RUSSELL 2000 ETF 464287655   419,082 2,088 SH   SOLE 0 0 0 2,088
ISHARES TR RUS MID CAP ETF 464287499   210,959 2,714 SH   SOLE 0 0 0 2,714
ISHARES TR GLOBAL 100 ETF 464287572   1,626,343 20,198 SH   SOLE 0 0 0 20,198
ISHARES TR GLOBAL TECH ETF 464287291   836,228 12,265 SH   SOLE 0 0 0 12,265
ISHARES TR 0-3 MNTH TREASRY 46436E718   19,569,521 195,168 SH   SOLE 0 0 0 195,168
JOHNSON & JOHNSON COM 478160104   2,825,176 18,025 SH   SOLE 0 0 0 18,025
MERCK & CO INC COM 58933Y105   3,146,404 28,861 SH   SOLE 0 0 0 28,861
MICROSOFT CORP COM 594918104   4,639,863 12,339 SH   SOLE 0 0 0 12,339
NIKE INC CL B 654106103   2,723,392 25,084 SH   SOLE 0 0 0 25,084
PAYPAL HLDGS INC COM 70450Y103   2,495,051 40,629 SH   SOLE 0 0 0 40,629
PEPSICO INC COM 713448108   2,986,670 17,585 SH   SOLE 0 0 0 17,585
PFIZER INC COM 717081103   1,814,029 63,009 SH   SOLE 0 0 0 63,009
PGIM ETF TR PGIM ULTRA SH BD 69344A107   27,106,022 548,816 SH   SOLE 0 0 0 548,816
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   13,297,576 140,329 SH   SOLE 0 0 0 140,329
PIMCO ETF TR ACTIVE BD ETF 72201R775   23,811,699 257,563 SH   SOLE 0 0 0 257,563
SALESFORCE INC COM 79466L302   4,179,926 15,885 SH   SOLE 0 0 0 15,885
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   333,627 5,993 SH   SOLE 0 0 0 5,993
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   3,088,426 77,095 SH   SOLE 0 0 0 77,095
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   9,190,720 126,489 SH   SOLE 0 0 0 126,489
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,315,382 68,141 SH   SOLE 0 0 0 68,141
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   255,594 2,988 SH   SOLE 0 0 0 2,988
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,154,111 97,258 SH   SOLE 0 0 0 97,258
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,133,473 109,933 SH   SOLE 0 0 0 109,933
SELECT SECTOR SPDR TR INDL 81369Y704   6,464,715 56,713 SH   SOLE 0 0 0 56,713
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   31,242,853 162,317 SH   SOLE 0 0 0 162,317
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,440,722 61,651 SH   SOLE 0 0 0 61,651
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,247,464 67,807 SH   SOLE 0 0 0 67,807
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,031,560 39,324 SH   SOLE 0 0 0 39,324
SPDR S&P 500 ETF TR TR UNIT 78462F103   266,649 561 SH   SOLE 0 0 0 561
SPDR SER TR PORTFOLIO S&P500 78464A854   2,745,752 49,119 SH   SOLE 0 0 0 49,119
SPDR SER TR PORTFOLIO AGRGTE 78464A649   518,672 20,229 SH   SOLE 0 0 0 20,229
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,547,531 16,933 SH   SOLE 0 0 0 16,933
STARBUCKS CORP COM 855244109   2,982,935 31,069 SH   SOLE 0 0 0 31,069
T-MOBILE US INC COM 872590104   3,483,330 21,726 SH   SOLE 0 0 0 21,726
UNION PAC CORP COM 907818108   3,338,025 13,590 SH   SOLE 0 0 0 13,590
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,763,712 7,295 SH   SOLE 0 0 0 7,295
VANGUARD INDEX FDS MID CAP ETF 922908629   3,180,887 13,673 SH   SOLE 0 0 0 13,673
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,189,176 17,721 SH   SOLE 0 0 0 17,721
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   267,378 5,582 SH   SOLE 0 0 0 5,582
VANGUARD WORLD FDS MATERIALS ETF 92204A801   4,179,174 22,003 SH   SOLE 0 0 0 22,003
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   290,342 3,147 SH   SOLE 0 0 0 3,147
VANGUARD WORLD FDS ENERGY ETF 92204A306   871,508 7,431 SH   SOLE 0 0 0 7,431
VISA INC COM CL A 92826C839   4,138,003 15,894 SH   SOLE 0 0 0 15,894
WALMART INC COM 931142103   3,101,385 19,673 SH   SOLE 0 0 0 19,673