The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   236,155 1,551 SH   SOLE 0 0 0 1,551
AMAZON COM INC COM 023135106   365,811 2,028 SH   SOLE 0 0 0 2,028
APPLE INC COM 037833100   2,602,933 15,179 SH   SOLE 0 0 0 15,179
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,404,957 3,341 SH   SOLE 0 0 0 3,341
CHEVRON CORP NEW COM 166764100   606,362 3,844 SH   SOLE 0 0 0 3,844
COSTCO WHSL CORP NEW COM 22160K105   970,993 1,325 SH   SOLE 0 0 0 1,325
CULLEN FROST BANKERS INC COM 229899109   966,301 8,584 SH   SOLE 0 0 0 8,584
CVS HEALTH CORP COM 126650100   334,805 4,198 SH   SOLE 0 0 0 4,198
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,083,793 111,762 SH   SOLE 0 0 0 111,762
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,968,711 230,599 SH   SOLE 0 0 0 230,599
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   916,459 16,084 SH   SOLE 0 0 0 16,084
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   41,622,760 1,302,747 SH   SOLE 0 0 0 1,302,747
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,084,022 33,430 SH   SOLE 0 0 0 33,430
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   210,045 3,859 SH   SOLE 0 0 0 3,859
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   239,846 5,099 SH   SOLE 0 0 0 5,099
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   751,353 17,911 SH   SOLE 0 0 0 17,911
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,039,465 42,409 SH   SOLE 0 0 0 42,409
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,635,359 115,007 SH   SOLE 0 0 0 115,007
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   5,931,482 265,153 SH   SOLE 0 0 0 265,153
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   19,722,289 737,282 SH   SOLE 0 0 0 737,282
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,391,120 54,575 SH   SOLE 0 0 0 54,575
ELI LILLY & CO COM 532457108   298,737 384 SH   SOLE 0 0 0 384
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   261,972 16,654 SH   SOLE 0 0 0 16,654
EXXON MOBIL CORP COM 30231G102   4,545,730 39,106 SH   SOLE 0 0 0 39,106
GENERAL DYNAMICS CORP COM 369550108   254,259 900 SH   SOLE 0 0 0 900
GRIFOLS S A SP ADR REP B NVT 398438408   234,902 35,165 SH   SOLE 0 0 0 35,165
HCA HEALTHCARE INC COM 40412C101   538,820 1,616 SH   SOLE 0 0 0 1,616
HOME DEPOT INC COM 437076102   253,560 661 SH   SOLE 0 0 0 661
ISHARES TR CORE US AGGBD ET 464287226   207,404 2,118 SH   SOLE 0 0 0 2,118
ISHARES TR CORE S&P SCP ETF 464287804   468,615 4,240 SH   SOLE 0 0 0 4,240
ISHARES TR RUS 1000 GRW ETF 464287614   1,137,965 3,376 SH   SOLE 0 0 0 3,376
ISHARES TR CORE S&P US GWT 464287671   15,990,137 136,423 SH   SOLE 0 0 0 136,423
ISHARES TR SHRT NAT MUN ETF 464288158   6,914,414 66,021 SH   SOLE 0 0 0 66,021
ISHARES TR NATIONAL MUN ETF 464288414   1,930,726 17,944 SH   SOLE 0 0 0 17,944
ISHARES TR CRE U S REIT ETF 464288521   927,417 17,238 SH   SOLE 0 0 0 17,238
ISHARES TR CORE MSCI EAFE 46432F842   710,923 9,579 SH   SOLE 0 0 0 9,579
ISHARES TR CORE DIV GRWTH 46434V621   744,954 12,831 SH   SOLE 0 0 0 12,831
ISHARES TR MSCI USA QLT FCT 46432F339   28,549,949 173,714 SH   SOLE 0 0 0 173,714
ISHARES TR CORE INTL AGGR 46435G672   1,719,356 34,422 SH   SOLE 0 0 0 34,422
ISHARES TR TRS FLT RT BD 46434V860   1,794,573 35,403 SH   SOLE 0 0 0 35,403
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,522,453 208,572 SH   SOLE 0 0 0 208,572
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   524,905 10,345 SH   SOLE 0 0 0 10,345
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   9,102,776 179,400 SH   SOLE 0 0 0 179,400
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   6,403,998 137,292 SH   SOLE 0 0 0 137,292
JOHNSON & JOHNSON COM 478160104   609,628 3,854 SH   SOLE 0 0 0 3,854
JPMORGAN CHASE & CO COM 46625H100   1,072,065 5,352 SH   SOLE 0 0 0 5,352
LOCKHEED MARTIN CORP COM 539830109   1,006,536 2,213 SH   SOLE 0 0 0 2,213
LOWES COS INC COM 548661107   368,173 1,445 SH   SOLE 0 0 0 1,445
MARTIN MARIETTA MATLS INC COM 573284106   347,490 566 SH   SOLE 0 0 0 566
MICROSOFT CORP COM 594918104   2,003,315 4,762 SH   SOLE 0 0 0 4,762
NOVARTIS AG SPONSORED ADR 66987V109   408,390 4,222 SH   SOLE 0 0 0 4,222
PROCTER AND GAMBLE CO COM 742718109   532,860 3,284 SH   SOLE 0 0 0 3,284
PROSHARES TR S&P 500 DV ARIST 74348A467   241,457 2,381 SH   SOLE 0 0 0 2,381
REGIONS FINANCIAL CORP NEW COM 7591EP100   340,793 16,197 SH   SOLE 0 0 0 16,197
SABRE CORP COM 78573M104   105,352 43,534 SH   SOLE 0 0 0 43,534
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   285,982 7,979 SH   SOLE 0 0 0 7,979
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,706,191 8,997 SH   SOLE 0 0 0 8,997
SPDR SER TR PORTFOLI S&P1500 78464A805   335,993 5,238 SH   SOLE 0 0 0 5,238
SPDR SER TR PRTFLO S&P500 VL 78464A508   258,855 5,167 SH   SOLE 0 0 0 5,167
SPDR SER TR PORTFOLIO S&P500 78464A854   2,082,324 33,842 SH   SOLE 0 0 0 33,842
SPDR SER TR PORTFOLIO S&P600 78468R853   276,689 6,429 SH   SOLE 0 0 0 6,429
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   16,727,312 340,055 SH   SOLE 0 0 0 340,055
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   600,059 1,248 SH   SOLE 0 0 0 1,248
VANGUARD INDEX FDS TOTAL STK MKT 922908769   897,417 3,453 SH   SOLE 0 0 0 3,453
VANGUARD INDEX FDS GROWTH ETF 922908736   3,475,097 10,096 SH   SOLE 0 0 0 10,096
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,885,296 188,779 SH   SOLE 0 0 0 188,779
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   243,972 4,160 SH   SOLE 0 0 0 4,160
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   258,718 5,113 SH   SOLE 0 0 0 5,113
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,392,962 95,628 SH   SOLE 0 0 0 95,628
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   13,600,298 74,477 SH   SOLE 0 0 0 74,477
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   415,786 3,437 SH   SOLE 0 0 0 3,437
VANGUARD WORLD FD MEGA GRWTH IND 921910816   278,613 972 SH   SOLE 0 0 0 972
WALMART INC COM 931142103   1,100,678 18,293 SH   SOLE 0 0 0 18,293