The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   282,661 2,568 SH   SOLE   0 0 2,568
ABBVIE INC COM 00287Y109   353,797 2,283 SH   SOLE   0 0 2,283
ADOBE INC COM 00724F101   224,918 377 SH   SOLE   0 0 377
AIRBNB INC COM CL A 009066101   288,753 2,121 SH   SOLE   0 0 2,121
ALPHABET INC CAP STK CL A 02079K305   3,015,913 21,590 SH   SOLE   0 0 21,590
ALPHABET INC CAP STK CL C 02079K107   17,099,023 121,330 SH   SOLE   0 0 121,330
AMAZON COM INC COM 023135106   3,195,299 21,030 SH   SOLE   0 0 21,030
AMERICAN CENTY ETF TR US EQT ETF 025072885   9,227,056 113,146 SH   SOLE   0 0 113,146
AMERICAN EXPRESS CO COM 025816109   595,179 3,177 SH   SOLE   0 0 3,177
APPLE INC COM 037833100   16,683,508 86,654 SH   SOLE   0 0 86,654
AUTOMATIC DATA PROCESSING IN COM 053015103   255,357 1,090 SH   SOLE   0 0 1,090
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,448,473 4,061 SH   SOLE   0 0 4,061
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   16,890,040 396,690 SH   SOLE   0 0 396,690
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   88,774,812 1,760,360 SH   SOLE   0 0 1,760,360
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   18,681,032 373,547 SH   SOLE   0 0 373,547
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   5,540,924 696,096 SH   SOLE   0 0 696,096
CHEVRON CORP NEW COM 166764100   789,802 5,295 SH   SOLE   0 0 5,295
CONOCOPHILLIPS COM 20825C104   968,024 8,340 SH   SOLE   0 0 8,340
COSTCO WHSL CORP NEW COM 22160K105   247,754 367 SH   SOLE   0 0 367
DIAGEO PLC SPON ADR NEW 25243Q205   5,555,764 38,142 SH   SOLE   0 0 38,142
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   514,236 16,519 SH   SOLE   0 0 16,519
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   18,019,668 302,242 SH   SOLE   0 0 302,242
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   687,774 28,527 SH   SOLE   0 0 28,527
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   270,895 8,457 SH   SOLE   0 0 8,457
EXXON MOBIL CORP COM 30231G102   629,023 6,291 SH   SOLE   0 0 6,291
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   455,126 9,419 SH   SOLE   0 0 9,419
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   248,133 5,386 SH   SOLE   0 0 5,386
GOLDMAN SACHS GROUP INC COM 38141G104   211,788 549 SH   SOLE   0 0 549
HOME DEPOT INC COM 437076102   218,689 631 SH   SOLE   0 0 631
INSTRUCTURE HLDGS INC COM 457790103   462,897 17,138 SH   SOLE   0 0 17,138
INTUIT COM 461202103   383,768 614 SH   SOLE   0 0 614
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   11,411,686 495,084 SH   SOLE   0 0 495,084
INVESCO QQQ TR UNIT SER 1 46090E103   812,916 1,984 SH   SOLE   0 0 1,984
ISHARES INC JP MORGAN EM ETF 464286517   1,444,859 39,348 SH   SOLE   0 0 39,348
ISHARES TR RUS 1000 VAL ETF 464287598   295,963 1,791 SH   SOLE   0 0 1,791
ISHARES TR CORE US AGGBD ET 464287226   13,861,860 139,666 SH   SOLE   0 0 139,666
ISHARES TR USD GRN BOND ETF 46435U440   500,402 10,595 SH   SOLE   0 0 10,595
ISHARES TR CORE S&P500 ETF 464287200   448,495 939 SH   SOLE   0 0 939
ISHARES TR CORE MSCI EAFE 46432F842   8,569,474 121,812 SH   SOLE   0 0 121,812
ISHARES TR RUSSELL 3000 ETF 464287689   11,730,306 42,852 SH   SOLE   0 0 42,852
ISHARES TR RUS 1000 ETF 464287622   996,588 3,800 SH   SOLE   0 0 3,800
ISHARES TR ESG AWR MSCI USA 46435G425   450,841 4,297 SH   SOLE   0 0 4,297
JPMORGAN CHASE & CO COM 46625H100   746,359 4,388 SH   SOLE   0 0 4,388
LOWES COS INC COM 548661107   395,694 1,778 SH   SOLE   0 0 1,778
MARRIOTT INTL INC NEW CL A 571903202   751,399 3,332 SH   SOLE   0 0 3,332
META PLATFORMS INC CL A 30303M102   4,777,398 13,497 SH   SOLE   0 0 13,497
MICROSOFT CORP COM 594918104   2,292,215 6,096 SH   SOLE   0 0 6,096
MONGODB INC CL A 60937P106   373,689 914 SH   SOLE   0 0 914
NVIDIA CORPORATION COM 67066G104   458,092 925 SH   SOLE   0 0 925
ORACLE CORP COM 68389X105   222,879 2,114 SH   SOLE   0 0 2,114
PALANTIR TECHNOLOGIES INC CL A 69608A108   972,474 56,638 SH   SOLE   0 0 56,638
PAYPAL HLDGS INC COM 70450Y103   429,010 6,986 SH   SOLE   0 0 6,986
PHILLIPS 66 COM 718546104   436,699 3,280 SH   SOLE   0 0 3,280
PROCORE TECHNOLOGIES INC COM 74275K108   1,224,086 17,684 SH   SOLE   0 0 17,684
PROCTER AND GAMBLE CO COM 742718109   611,951 4,176 SH   SOLE   0 0 4,176
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   222,457 3,996 SH   SOLE   0 0 3,996
SPDR S&P 500 ETF TR TR UNIT 78462F103   333,574 699 SH   SOLE   0 0 699
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   503,160 988 SH   SOLE   0 0 988
STARBUCKS CORP COM 855244109   330,850 3,446 SH   SOLE   0 0 3,446
THERMO FISHER SCIENTIFIC INC COM 883556102   499,891 941 SH   SOLE   0 0 941
VANECK ETF TRUST PREFERRED SECURT 92189F429   15,713,361 914,631 SH   SOLE   0 0 914,631
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   33,480,451 394,491 SH   SOLE   0 0 394,491
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   8,041,274 317,210 SH   SOLE   0 0 317,210
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,163,549 97,397 SH   SOLE   0 0 97,397
VANGUARD INDEX FDS TOTAL STK MKT 922908769   84,991,737 358,282 SH   SOLE   0 0 358,282
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,295,857 10,762 SH   SOLE   0 0 10,762
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,038,051 11,534 SH   SOLE   0 0 11,534
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   699,772 4,256 SH   SOLE   0 0 4,256
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   18,714,028 290,230 SH   SOLE   0 0 290,230
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,133,114 20,734 SH   SOLE   0 0 20,734
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   11,566,151 100,549 SH   SOLE   0 0 100,549
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,903,230 362,609 SH   SOLE   0 0 362,609
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   14,938,598 207,394 SH   SOLE   0 0 207,394
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   539,146 3,164 SH   SOLE   0 0 3,164
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,646,380 62,912 SH   SOLE   0 0 62,912
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   45,400,578 947,820 SH   SOLE   0 0 947,820
VANGUARD WORLD FDS INF TECH ETF 92204A702   241,032 498 SH   SOLE   0 0 498
VISA INC COM CL A 92826C839   202,813 779 SH   SOLE   0 0 779
VIVANI MEDICAL INC COMMON STOCK 92854B109   1,684,246 1,651,222 SH   SOLE   0 0 1,651,222