The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   33,200 313 SH   SOLE   0 0 313
AIR PRODS & CHEMS INC COM 009158106   64,202 265 SH   SOLE   0 0 265
ALTRIA GROUP INC COM 02209S103   22,639 519 SH   SOLE   0 0 519
AMGEN INC COM 031162100   41,226 145 SH   SOLE   0 0 145
AUTOMATIC DATA PROCESSING IN COM 053015103   45,203 181 SH   SOLE   0 0 181
BANK AMERICA CORP COM 060505104   23,738 626 SH   SOLE   0 0 626
BANK NEW YORK MELLON CORP COM 064058100   38,375 666 SH   SOLE   0 0 666
BRISTOL-MYERS SQUIBB CO COM 110122108   15,076 278 SH   SOLE   0 0 278
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   38,513 1,234 SH   SOLE   0 0 1,234
CHEVRON CORP NEW COM 166764100   37,069 235 SH   SOLE   0 0 235
CISCO SYS INC COM 17275R102   39,928 800 SH   SOLE   0 0 800
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   127,732 5,167 SH   SOLE   0 0 5,167
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   659,302 21,817 SH   SOLE   0 0 21,817
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   173,072 6,906 SH   SOLE   0 0 6,906
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   383,375 10,432 SH   SOLE   0 0 10,432
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   540,043 9,208 SH   SOLE   0 0 9,208
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   850,483 23,275 SH   SOLE   0 0 23,275
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   626,935 20,905 SH   SOLE   0 0 20,905
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   909,731 16,714 SH   SOLE   0 0 16,714
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   299,715 5,260 SH   SOLE   0 0 5,260
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   115,338 2,820 SH   SOLE   0 0 2,820
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,520,684 24,393 SH   SOLE   0 0 24,393
ELI LILLY & CO COM 532457108   62,237 80 SH   SOLE   0 0 80
EMERSON ELEC CO COM 291011104   95,273 840 SH   SOLE   0 0 840
ESSENTIAL UTILS INC COM 29670G102   61,404 1,657 SH   SOLE   0 0 1,657
EXXON MOBIL CORP COM 30231G102   59,050 508 SH   SOLE   0 0 508
GENUINE PARTS CO COM 372460105   38,113 246 SH   SOLE   0 0 246
GOLDMAN SACHS GROUP INC COM 38141G104   50,123 120 SH   SOLE   0 0 120
HERSHEY CO COM 427866108   11,670 60 SH   SOLE   0 0 60
Hubbell Inc Cl B Title of Class 443510201   45,656 110 SH   SOLE   0 0 110
INTERNATIONAL BUSINESS MACHS COM 459200101   13,749 72 SH   SOLE   0 0 72
ISHARES TR 1 3 YR TREAS BD 464287457   651,743 7,969 SH   SOLE   0 0 7,969
ISHARES TR ISHS 5-10YR INVT 464288638   125,130 2,425 SH   SOLE   0 0 2,425
ISHARES TR BROAD USD HIGH 46435U853   55,983 1,530 SH   SOLE   0 0 1,530
ISHARES TR CORE INTL AGGR 46435G672   3,059,340 61,248 SH   SOLE   0 0 61,248
ISHARES TR CORE MSCI EAFE 46432F842   394,263 5,312 SH   SOLE   0 0 5,312
ISHARES INC CORE MSCI EMKT 46434G103   41,656 807 SH   SOLE   0 0 807
ISHARES TR CORE MSCI INTL 46435G326   33,901 505 SH   SOLE   0 0 505
ISHARES TR CORE MSCI TOTAL 46432F834   13,789 203 SH   SOLE   0 0 203
ISHARES TR CORE S&P500 ETF 464287200   3,166,801 6,024 SH   SOLE   0 0 6,024
ISHARES TR CORE S&P MCP ETF 464287507   48,757 803 SH   SOLE   0 0 803
ISHARES TR CORE S&P SCP ETF 464287804   54,638 494 SH   SOLE   0 0 494
ISHARES TR CORE S&P TTL STK 464287150   672,716 5,834 SH   SOLE   0 0 5,834
ISHARES TR CORE US AGGBD ET 464287226   5,554,923 56,718 SH   SOLE   0 0 56,718
ISHARES TR MSCI EAFE ETF 464287465   354,924 4,444 SH   SOLE   0 0 4,444
ISHARES TR EAFE SML CP ETF 464288273   921,154 14,545 SH   SOLE   0 0 14,545
ISHARES TR EAFE VALUE ETF 464288877   5,966,010 109,669 SH   SOLE   0 0 109,669
ISHARES TR NATIONAL MUN ETF 464288414   7,388,977 68,671 SH   SOLE   0 0 68,671
ISHARES TR RUS 1000 ETF 464287622   127,491 443 SH   SOLE   0 0 443
ISHARES TR RUS 1000 GRW ETF 464287614   300,283 891 SH   SOLE   0 0 891
ISHARES TR RUS 1000 VAL ETF 464287598   449,812 2,511 SH   SOLE   0 0 2,511
ISHARES TR RUS 2000 VAL ETF 464287630   128,719 811 SH   SOLE   0 0 811
ISHARES TR MICRO-CAP ETF 464288869   492,043 4,060 SH   SOLE   0 0 4,060
ISHARES TR S&P 500 GRWT ETF 464287309   1,289,773 15,274 SH   SOLE   0 0 15,274
ISHARES TR S&P 500 VAL ETF 464287408   601,812 3,222 SH   SOLE   0 0 3,222
ISHARES TR S&P MC 400GR ETF 464287606   272,286 2,984 SH   SOLE   0 0 2,984
ISHARES TR S&P MC 400VL ETF 464287705   170,382 1,440 SH   SOLE   0 0 1,440
ISHARES TR S&P SML 600 GWT 464287887   236,187 1,807 SH   SOLE   0 0 1,807
ISHARES TR SP SMCP600VL ETF 464287879   233,407 2,271 SH   SOLE   0 0 2,271
ISHARES TR SHORT TREAS BD 464288679   160,283 1,450 SH   SOLE   0 0 1,450
ISHARES TR SHRT NAT MUN ETF 464288158   7,435,805 71,000 SH   SOLE   0 0 71,000
ISHARES TR US TREAS BD ETF 46429B267   190,490 8,366 SH   SOLE   0 0 8,366
JOHNSON & JOHNSON COM 478160104   74,485 471 SH   SOLE   0 0 471
JPMORGAN CHASE & CO COM 46625H100   58,087 290 SH   SOLE   0 0 290
KIMBERLY-CLARK CORP COM 494368103   15,651 121 SH   SOLE   0 0 121
Ky Rrl Wtr Fin C Title of Class 49140MC49   5,033 5,000 SH   SOLE   0 0 5,000
LIBERTY BROADBAND CORP COM SER C 530307305   14,308 250 SH   SOLE   0 0 250
LIBERTY MEDIA CORP DEL COM LBTY LIV S C 531229722   5,478 125 SH   SOLE   0 0 125
LIBERTY MEDIA CORP DEL COM LBTY SRM S C 531229789   14,855 500 SH   SOLE   0 0 500
MCDONALDS CORP COM 580135101   67,668 240 SH   SOLE   0 0 240
MERCK & CO INC COM 58933Y105   36,946 280 SH   SOLE   0 0 280
MICROSOFT CORP COM 594918104   422,824 1,005 SH   SOLE   0 0 1,005
MONDELEZ INTL INC CL A 609207105   23,170 331 SH   SOLE   0 0 331
Nuveen MA Municipal Bond Fund Title of Class 67065N811   343,378 36,843 SH   SOLE   0 0 36,843
PEPSICO INC COM 713448108   36,227 207 SH   SOLE   0 0 207
PFIZER INC COM 717081103   24,836 895 SH   SOLE   0 0 895
PHILIP MORRIS INTL INC COM 718172109   36,098 394 SH   SOLE   0 0 394
PNC FINL SVCS GROUP INC COM 693475105   19,877 123 SH   SOLE   0 0 123
PROCTER AND GAMBLE CO COM 742718109   83,559 515 SH   SOLE   0 0 515
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   25,911 388 SH   SOLE   0 0 388
RTX CORPORATION COM 75513E101   59,883 614 SH   SOLE   0 0 614
SNAP ON INC COM 833034101   39,990 135 SH   SOLE   0 0 135
SPDR S&P 500 ETF TR TR UNIT 78462F103   28,832,141 55,121 SH   SOLE   0 0 55,121
UNITEDHEALTH GROUP INC COM 91324P102   41,060 83 SH   SOLE   0 0 83
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   39,296 670 SH   SOLE   0 0 670
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   77,524 1,545 SH   SOLE   0 0 1,545
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   418,616 10,022 SH   SOLE   0 0 10,022
VANGUARD INDEX FDS GROWTH ETF 922908736   31,337,882 91,046 SH   SOLE   0 0 91,046
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,644,525 88,124 SH   SOLE   0 0 88,124
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,900,685 23,608 SH   SOLE   0 0 23,608
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   78,396 907 SH   SOLE   0 0 907
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   561,006 2,354 SH   SOLE   0 0 2,354
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,194,190 13,779 SH   SOLE   0 0 13,779
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   1,602,204 20,374 SH   SOLE   0 0 20,374
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   93,761 1,102 SH   SOLE   0 0 1,102
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   16,866,875 218,172 SH   SOLE   0 0 218,172
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   589,286 7,686 SH   SOLE   0 0 7,686
VANGUARD INDEX FDS SMALL CP ETF 922908751   854,263 3,737 SH   SOLE   0 0 3,737
VANGUARD INDEX FDS SML CP GRW ETF 922908595   14,932,506 57,274 SH   SOLE   0 0 57,274
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,625,027 24,104 SH   SOLE   0 0 24,104
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,097,505 15,111 SH   SOLE   0 0 15,111
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   285,532 5,805 SH   SOLE   0 0 5,805
VANGUARD STAR FDS VG TL INTL STK F 921909768   455,200 7,549 SH   SOLE   0 0 7,549
VANGUARD INDEX FDS VALUE ETF 922908744   269,266 1,653 SH   SOLE   0 0 1,653