The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   329,303 7,549 SH   SOLE 0 0 0 7,549
AMGEN INC COM 031162100   380,642 1,339 SH   SOLE 0 0 0 1,339
APPLE INC COM 037833100   1,331,950 7,767 SH   SOLE 0 0 0 7,767
BOEING CO COM 097023105   232,327 1,204 SH   SOLE 0 0 0 1,204
BROWN & BROWN INC COM 115236101   642,411 7,338 SH   SOLE 0 0 0 7,338
CARNIVAL CORP UNIT 99/99/9999 143658300   283,848 17,371 SH   SOLE 0 0 0 17,371
CATERPILLAR INC COM 149123101   315,546 861 SH   SOLE 0 0 0 861
CISCO SYS INC COM 17275R102   211,192 4,231 SH   SOLE 0 0 0 4,231
COMCAST CORP NEW CL A 20030N101   321,833 7,424 SH   SOLE 0 0 0 7,424
DISNEY WALT CO COM 254687106   270,705 2,212 SH   SOLE 0 0 0 2,212
EXXON MOBIL CORP COM 30231G102   642,013 5,523 SH   SOLE 0 0 0 5,523
HOME DEPOT INC COM 437076102   209,866 547 SH   SOLE 0 0 0 547
HUBBELL INC COM 443510607   336,078 810 SH   SOLE 0 0 0 810
INTERNATIONAL BUSINESS MACHS COM 459200101   238,073 1,247 SH   SOLE 0 0 0 1,247
INVESCO QQQ TR UNIT SER 1 46090E103   432,910 975 SH   SOLE 0 0 0 975
ISHARES TR RUS 2000 GRW ETF 464287648   287,369 1,061 SH   SOLE 0 0 0 1,061
ISHARES TR CORE S&P MCP ETF 464287507   11,106,526 182,854 SH   SOLE 0 79 0 182,775
ISHARES TR S&P MC 400VL ETF 464287705   245,576 2,076 SH   SOLE 0 0 0 2,076
ISHARES TR CORE S&P SCP ETF 464287804   1,054,603 9,542 SH   SOLE 0 31 0 9,512
ISHARES TR CORE S&P500 ETF 464287200   20,663,541 39,304 SH   SOLE 0 29 0 39,276
ISHARES TR S&P 500 GRWT ETF 464287309   342,517 4,056 SH   SOLE 0 0 0 4,056
ISHARES TR RUS MD CP GR ETF 464287481   1,023,172 8,964 SH   SOLE 0 0 0 8,964
ISHARES TR RUS MDCP VAL ETF 464287473   397,057 3,168 SH   SOLE 0 0 0 3,168
ISHARES TR CORE MSCI EAFE 46432F842   831,274 11,200 SH   SOLE 0 0 0 11,200
JOHNSON & JOHNSON COM 478160104   390,490 2,468 SH   SOLE 0 0 0 2,468
JPMORGAN CHASE & CO COM 46625H100   719,157 3,590 SH   SOLE 0 0 0 3,590
MCDONALDS CORP COM 580135101   708,415 2,513 SH   SOLE 0 0 0 2,513
MERCK & CO INC COM 58933Y105   211,306 1,601 SH   SOLE 0 0 0 1,601
MICROSOFT CORP COM 594918104   1,505,965 3,579 SH   SOLE 0 0 0 3,579
MONDELEZ INTL INC CL A 609207105   616,546 8,808 SH   SOLE 0 0 0 8,808
PACER FDS TR US CASH COWS 100 69374H881   13,187,592 226,942 SH   SOLE 0 0 0 226,942
PACER FDS TR PACER US SMALL 69374H857   7,062,955 143,673 SH   SOLE 0 0 0 143,673
PACER FDS TR DEVELOPED MRKT 69374H873   11,510,928 360,279 SH   SOLE 0 179 0 360,101
PHILIP MORRIS INTL INC COM 718172109   744,276 8,124 SH   SOLE 0 0 0 8,124
PROCTER AND GAMBLE CO COM 742718109   606,751 3,740 SH   SOLE 0 0 0 3,740
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   268,304 6,370 SH   SOLE 0 0 0 6,370
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,737,770 6,686 SH   SOLE 0 0 0 6,686
VANGUARD INDEX FDS VALUE ETF 922908744   493,374 3,029 SH   SOLE 0 0 0 3,029
VANGUARD INDEX FDS SM CP VAL ETF 922908611   263,723 1,374 SH   SOLE 0 0 0 1,374
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   8,119,771 100,854 SH   SOLE 0 150 0 100,704
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   325,046 1,780 SH   SOLE 0 0 0 1,780
VISA INC COM CL A 92826C839   231,789 831 SH   SOLE 0 0 0 831
WALMART INC COM 931142103   423,095 7,032 SH   SOLE 0 0 0 7,032