The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   5,305,741 194,911 SH   SOLE   0 0 194,911
ULTA BEAUTY INC COM 90384S303   233,235 476 SH   SOLE   0 0 476
INVESCO QQQ TR UNIT SER 1 46090E103   1,973,760 4,820 SH   SOLE   0 0 4,820
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   753,419 3,914 SH   SOLE   0 0 3,914
STARBUCKS CORP COM 855244109   276,772 3,218 SH   SOLE   0 0 3,218
ISHARES GOLD TR ISHARES NEW 464285204   678,693 17,389 SH   SOLE   0 0 17,389
HUBBELL INC COM 443510607   239,461 728 SH   SOLE   0 0 728
WILLIS TOWERS WATSON PLC LTD SHS G96629103   296,194 1,228 SH   SOLE   0 0 1,228
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   200,660 3,412 SH   SOLE   0 0 3,412
JOHNSON & JOHNSON COM 478160104   3,062,082 19,536 SH   SOLE   0 0 19,536
WASTE MGMT INC DEL COM 94106L109   756,339 4,223 SH   SOLE   0 0 4,223
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,936,688 20,811 SH   SOLE   0 0 20,811
ISHARES TR GLOBAL TECH ETF 464287291   342,425 5,022 SH   SOLE   0 0 5,022
ISHARES TR MSCI INTL VLU FT 46435G409   1,565,628 59,058 SH   SOLE   0 0 59,058
COSTCO WHSL CORP NEW COM 22160K105   1,219,490 1,847 SH   SOLE   0 0 1,847
ISHARES TR MSCI EMG MKT ETF 464287234   507,571 12,623 SH   SOLE   0 0 12,623
GOLDMAN SACHS GROUP INC COM 38141G104   759,967 1,970 SH   SOLE   0 0 1,970
SPDR SER TR NUVEEN BLMBRG SH 78468R739   690,374 14,446 SH   SOLE   0 0 14,446
WATSCO INC COM 942622200   845,800 1,974 SH   SOLE   0 0 1,974
ISHARES TR MSCI KLD400 SOC 464288570   436,038 4,789 SH   SOLE   0 0 4,789
PROCTER AND GAMBLE CO COM 742718109   19,389,985 132,319 SH   SOLE   0 0 132,319
COCA COLA CO COM 191216100   1,848,859 31,374 SH   SOLE   0 0 31,374
ENTERPRISE PRODS PARTNERS L COM 293792107   553,709 21,014 SH   SOLE   0 0 21,014
ISHARES TR U.S. ENERGY ETF 464287796   522,954 11,853 SH   SOLE   0 0 11,853
UNITED PARCEL SERVICE INC CL B 911312106   13,518,675 85,980 SH   SOLE   0 0 85,980
MARRIOTT INTL INC NEW CL A 571903202   284,594 1,262 SH   SOLE   0 0 1,262
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   827,376 9,364 SH   SOLE   0 0 9,364
ISHARES TR MSCI ACWI EX US 464288240   1,908,488 37,392 SH   SOLE   0 0 37,392
INTEL CORP COM 458140100   1,465,062 29,155 SH   SOLE   0 0 29,155
STATE STR CORP COM 857477103   445,610 5,753 SH   SOLE   0 0 5,753
MEDTRONIC PLC SHS G5960L103   647,798 7,864 SH   SOLE   0 0 7,864
NETFLIX INC COM 64110L106   229,807 472 SH   SOLE   0 0 472
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,087,400 2,885 SH   SOLE   0 0 2,885
ISHARES TR TRS FLT RT BD 46434V860   1,775,131 35,172 SH   SOLE   0 0 35,172
ISHARES TR ESG AW MSCI EAFE 46435G516   293,151 16,086 SH   SOLE   0 0 16,086
MERCK & CO INC COM 58933Y105   2,958,719 27,139 SH   SOLE   0 0 27,139
ISHARES TR SHRT NAT MUN ETF 464288158   5,286,682 50,144 SH   SOLE   0 0 50,144
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,640,275 22,386 SH   SOLE   0 0 22,386
THE TRADE DESK INC COM CL A 88339J105   311,803 4,333 SH   SOLE   0 0 4,333
MASTERCARD INCORPORATED CL A 57636Q104   1,692,022 3,967 SH   SOLE   0 0 3,967
ILLINOIS TOOL WKS INC COM 452308109   277,425 1,059 SH   SOLE   0 0 1,059
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   25,399 12,586 SH   SOLE   0 0 12,586
EMERSON ELEC CO COM 291011104   245,174 2,519 SH   SOLE   0 0 2,519
ISHARES INC EMNG MKTS EQT 46434G889   650,872 15,186 SH   SOLE   0 0 15,186
ISHARES TR TIPS BD ETF 464287176   1,131,393 65,960 SH   SOLE   0 0 65,960
VERTEX PHARMACEUTICALS INC COM 92532F100   1,203,192 729,112 SH   SOLE   0 0 729,112
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   349,950 12,279 SH   SOLE   0 0 12,279
SMUCKER J M CO COM NEW 832696405   732,820 5,799 SH   SOLE   0 0 5,799
CORNING INC COM 219350105   497,183 16,328 SH   SOLE   0 0 16,328
ISHARES TR S&P 100 ETF 464287101   5,514,829 24,687 SH   SOLE   0 0 24,687
VERIZON COMMUNICATIONS INC COM 92343V104   5,505,893 146,045 SH   SOLE   0 0 146,045
CHUBB LIMITED COM H1467J104   421,100 1,863 SH   SOLE   0 0 1,863
MARVELL TECHNOLOGY INC COM 573874104   235,028 3,897 SH   SOLE   0 0 3,897
FEDEX CORP COM 31428X106   447,947 1,771 SH   SOLE   0 0 1,771
PEPSICO INC COM 713448108   7,925,114 46,662 SH   SOLE   0 0 46,662
HONEYWELL INTL INC COM 438516106   4,151,554 19,797 SH   SOLE   0 0 19,797
TRANE TECHNOLOGIES PLC SHS G8994E103   312,436 1,281 SH   SOLE   0 0 1,281
FORD MTR CO DEL COM 345370860   718,157 58,914 SH   SOLE   0 0 58,914
ISHARES TR ESG AWR MSCI USA 46435G425   3,446,159 54,107 SH   SOLE   0 0 54,107
US BANCORP DEL COM NEW 902973304   243,363 5,623 SH   SOLE   0 0 5,623
HOME DEPOT INC COM 437076102   1,940,954 5,601 SH   SOLE   0 0 5,601
SPDR SER TR PORTFOLIO INTRMD 78464A375   526,823 16,047 SH   SOLE   0 0 16,047
AUTOMATIC DATA PROCESSING IN COM 053015103   1,217,395 5,226 SH   SOLE   0 0 5,226
ISHARES TR RUSEL 2500 ETF 46435G268   518,024 8,414 SH   SOLE   0 0 8,414
DUPONT DE NEMOURS INC COM 26614N102   257,041 3,341 SH   SOLE   0 0 3,341
SPDR SER TR ICE PFD SEC ETF 78464A292   208,662 6,225 SH   SOLE   0 0 6,225
ISHARES TR RUS 2000 VAL ETF 464287630   391,660 2,521 SH   SOLE   0 0 2,521
SPDR GOLD TR GOLD SHS 78463V107   2,626,963 13,742 SH   SOLE   0 0 13,742
SOUTHERN CO COM 842587107   7,237,099 103,210 SH   SOLE   0 0 103,210
CENCORA INC COM 03073E105   550,062 2,678 SH   SOLE   0 0 2,678
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   208,045 4,404 SH   SOLE   0 0 4,404
KEYCORP COM 493267108   226,901 15,757 SH   SOLE   0 0 15,757
MONGODB INC CL A 60937P106   292,737 716 SH   SOLE   0 0 716
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   383,929 13,108 SH   SOLE   0 0 13,108
ISHARES TR RUS 1000 GRW ETF 464287614   259,514 856 SH   SOLE   0 0 856
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   462,840 8,314 SH   SOLE   0 0 8,314
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   711,997 19,264 SH   SOLE   0 0 19,264
AON PLC SHS CL A G0403H108   295,094 1,014 SH   SOLE   0 0 1,014
SPDR SER TR PORTFOLIO SHORT 78464A474   1,051,383 35,305 SH   SOLE   0 0 35,305
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,998,005 20,022 SH   SOLE   0 0 20,022
ISHARES TR CORE S&P SCP ETF 464287804   6,873,933 63,501 SH   SOLE   0 0 63,501
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,232,841 20,279 SH   SOLE   0 0 20,279
ADOBE INC COM 00724F101   1,415,932 2,373 SH   SOLE   0 0 2,373
SOUTHERN COPPER CORP COM 84265V105   1,625,120 18,881 SH   SOLE   0 0 18,881
WEYERHAEUSER CO MTN BE COM NEW 962166104   384,960 11,072 SH   SOLE   0 0 11,072
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,820,348 85,308 SH   SOLE   0 0 85,308
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7   16,830 17,000 SH   SOLE   0 0 17,000
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,554,621 19,127 SH   SOLE   0 0 19,127
ALPHABET INC CAP STK CL A 02079K305   6,225,425 44,566 SH   SOLE   0 0 44,566
ZSCALER INC COM 98980G102   255,016 1,151 SH   SOLE   0 0 1,151
CONSTELLATION BRANDS INC CL A 21036P108   381,702 1,579 SH   SOLE   0 0 1,579
CSX CORP COM 126408103   400,872 11,563 SH   SOLE   0 0 11,563
COMCAST CORP NEW CL A 20030N101   827,710 18,876 SH   SOLE   0 0 18,876
ISHARES TR US INFRASTRUC 46435U713   650,158 16,145 SH   SOLE   0 0 16,145
MICROSOFT CORP COM 594918104   16,486,689 43,843 SH   SOLE   0 0 43,843
VALERO ENERGY CORP COM 91913Y100   318,802 2,452 SH   SOLE   0 0 2,452
WARNER BROS DISCOVERY INC COM SER A 934423104   274,895 24,156 SH   SOLE   0 0 24,156
HCI GROUP INC NOTE 4.250% 3/0 40416EAD5   31,317 21,000 SH   SOLE   0 0 21,000
SCHLUMBERGER LTD COM STK 806857108   301,131 5,787 SH   SOLE   0 0 5,787
CVS HEALTH CORP COM 126650100   950,395 12,036 SH   SOLE   0 0 12,036
ISHARES TR EUROPE ETF 464287861   1,240,624 23,470 SH   SOLE   0 0 23,470
BROWN & BROWN INC COM 115236101   409,214 5,755 SH   SOLE   0 0 5,755
CUSHMAN WAKEFIELD PLC SHS G2717B108   524,081 48,526 SH   SOLE   0 0 48,526
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   0 0 1
BOEING CO COM 097023105   918,045 3,522 SH   SOLE   0 0 3,522
VANGUARD INDEX FDS SMALL CP ETF 922908751   712,565 3,340 SH   SOLE   0 0 3,340
VANGUARD INDEX FDS MID CAP ETF 922908629   2,948,211 12,673 SH   SOLE   0 0 12,673
VANGUARD INDEX FDS LARGE CAP ETF 922908637   617,801 2,832 SH   SOLE   0 0 2,832
NEXTERA ENERGY INC COM 65339F101   8,180,471 134,680 SH   SOLE   0 0 134,680
NIKE INC CL B 654106103   932,699 8,591 SH   SOLE   0 0 8,591
TESLA INC COM 88160R101   2,176,436 8,759 SH   SOLE   0 0 8,759
MSCI INC COM 55354G100   226,826 401 SH   SOLE   0 0 401
LINDE PLC SHS G54950103   718,743 1,750 SH   SOLE   0 0 1,750
ISHARES INC MSCI EMRG CHN 46434G764   1,000,206 18,051 SH   SOLE   0 0 18,051
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   314,378 1,254 SH   SOLE   0 0 1,254
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   281,586 7,489 SH   SOLE   0 0 7,489
NUVEEN TAXABLE MUNICPAL INM COM 67074C103   165,795 10,500 SH   SOLE   0 0 10,500
ALPS ETF TR ALERIAN MLP 00162Q452   2,080,469 48,929 SH   SOLE   0 0 48,929
SCHWAB STRATEGIC TR US TIPS ETF 808524870   900,509 17,251 SH   SOLE   0 0 17,251
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3   12,353 12,000 SH   SOLE   0 0 12,000
DOW INC COM 260557103   357,892 6,526 SH   SOLE   0 0 6,526
KKR & CO INC COM 48251W104   249,710 3,014 SH   SOLE   0 0 3,014
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,627,306 8,304 SH   SOLE   0 0 8,304
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   5,146,446 10,143 SH   SOLE   0 0 10,143
MFA FINL INC NOTE 6.250% 6/1 55272XAA0   12,935 13,000 SH   SOLE   0 0 13,000
CONSOLIDATED EDISON INC COM 209115104   1,709,083 18,787 SH   SOLE   0 0 18,787
GENERAL MTRS CO COM 37045V100   203,235 5,658 SH   SOLE   0 0 5,658
CROWDSTRIKE HLDGS INC CL A 22788C105   316,597 1,240 SH   SOLE   0 0 1,240
ISHARES TR ESG MSCI LEADR 46435U218   415,234 4,921 SH   SOLE   0 0 4,921
ISHARES TR 0-5 YR TIPS ETF 46429B747   309,277 3,137 SH   SOLE   0 0 3,137
TERADYNE INC COM 880770102   419,104 3,862 SH   SOLE   0 0 3,862
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3   16,487 17,000 SH   SOLE   0 0 17,000
ISHARES TR EAFE GRWTH ETF 464288885   3,065,399 31,651 SH   SOLE   0 0 31,651
ELI LILLY & CO COM 532457108   1,829,985 3,139 SH   SOLE   0 0 3,139
AIR PRODS & CHEMS INC COM 009158106   620,969 2,268 SH   SOLE   0 0 2,268
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,447,145 24,968 SH   SOLE   0 0 24,968
ISHARES TR RUSSELL 2000 ETF 464287655   3,230,736 16,097 SH   SOLE   0 0 16,097
ISHARES TR CORE HIGH DV ETF 46429B663   2,690,446 26,380 SH   SOLE   0 0 26,380
DUKE ENERGY CORP NEW COM NEW 26441C204   27,788,348 286,360 SH   SOLE   0 0 286,360
MICRON TECHNOLOGY INC COM 595112103   409,973 4,804 SH   SOLE   0 0 4,804
CARRIER GLOBAL CORPORATION COM 14448C104   223,025 3,882 SH   SOLE   0 0 3,882
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   1,030,115 22,922 SH   SOLE   0 0 22,922
SYSCO CORP COM 871829107   477,098 6,524 SH   SOLE   0 0 6,524
EVERCOMMERCE INC COM 29977X105   1,607,391 145,729 SH   SOLE   0 0 145,729
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   988,366 17,977 SH   SOLE   0 0 17,977
SELECTQUOTE INC COM 816307300   63,309 46,211 SH   SOLE   0 0 46,211
INTERDIGITAL INC NOTE 2.000% 6/0 45867GAB7   34,938 26,000 SH   SOLE   0 0 26,000
CBIZ INC COM 124805102   379,295 6,060 SH   SOLE   0 0 6,060
QUANTA SVCS INC COM 74762E102   286,798 1,329 SH   SOLE   0 0 1,329
ISHARES TR SELECT DIVID ETF 464287168   1,847,036 15,757 SH   SOLE   0 0 15,757
INSIGHT ENTERPRISES INC NOTE 0.750% 2/1 45765UAB9   57,112 22,000 SH   SOLE   0 0 22,000
ISHARES TR RUS MD CP GR ETF 464287481   279,639 2,677 SH   SOLE   0 0 2,677
SNOWFLAKE INC CL A 833445109   350,041 1,759 SH   SOLE   0 0 1,759
AIM ETF PRODUCTS TRUST US LRGCP B10 OCT 00888H604   202,956 5,941 SH   SOLE   0 0 5,941
FRANCO NEV CORP COM 351858105   1,311,556 11,836 SH   SOLE   0 0 11,836
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,656,078 121,323 SH   SOLE   0 0 121,323
ISHARES TR EAFE VALUE ETF 464288877   4,171,543 80,068 SH   SOLE   0 0 80,068
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   240,617 17,436 SH   SOLE   0 0 17,436
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,018,339 65,918 SH   SOLE   0 0 65,918
ISHARES INC MSCI EMERG MRKT 464286533   1,598,513 28,755 SH   SOLE   0 0 28,755
VISA INC COM CL A 92826C839   2,836,060 10,893 SH   SOLE   0 0 10,893
ALPHA PARTNERS TECH MERGR CO UNIT 03/31/2028 G63290129   265,000 25,000 SH   SOLE   0 0 25,000
DRAGANFLY INC. COM NEW 26142Q205   5,399 11,260 SH   SOLE   0 0 11,260
ISHARES TR MSCI USA MIN VOL 46429B697   7,711,173 98,823 SH   SOLE   0 0 98,823
TOAST INC CL A 888787108   186,836 10,232 SH   SOLE   0 0 10,232
VANGUARD INDEX FDS VALUE ETF 922908744   2,293,068 15,338 SH   SOLE   0 0 15,338
VANGUARD INDEX FDS GROWTH ETF 922908736   1,045,743 3,364 SH   SOLE   0 0 3,364
ISHARES TR US TREAS BD ETF 46429B267   681,201 29,566 SH   SOLE   0 0 29,566
SPLUNK INC COM 848637104   635,147 4,169 SH   SOLE   0 0 4,169
L3HARRIS TECHNOLOGIES INC COM 502431109   286,122 1,358 SH   SOLE   0 0 1,358
PHILLIPS 66 COM 718546104   469,616 3,527 SH   SOLE   0 0 3,527
AMERICAN TOWER CORP NEW COM 03027X100   2,227,170 10,317 SH   SOLE   0 0 10,317
ISHARES TR CORE S&P TTL STK 464287150   2,073,732 19,707 SH   SOLE   0 0 19,707
ISHARES TR MRNGSTR INC ETF 46432F875   362,039 17,994 SH   SOLE   0 0 17,994
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   223,552 2,793 SH   SOLE   0 0 2,793
META PLATFORMS INC CL A 30303M102   2,934,682 8,291 SH   SOLE   0 0 8,291
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   207,927 7,347 SH   SOLE   0 0 7,347
SERVICENOW INC COM 81762P102   975,663 1,381 SH   SOLE   0 0 1,381
PALO ALTO NETWORKS INC COM 697435105   623,671 2,115 SH   SOLE   0 0 2,115
MONDELEZ INTL INC CL A 609207105   1,079,052 14,898 SH   SOLE   0 0 14,898
BROADCOM INC COM 11135F101   3,162,831 2,833 SH   SOLE   0 0 2,833
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   285,039 6,002 SH   SOLE   0 0 6,002
ISHARES TR GNMA BOND ETF 46429B333   812,165 18,354 SH   SOLE   0 0 18,354
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,109,294 13,950 SH   SOLE   0 0 13,950
ISHARES TR CORE MSCI TOTAL 46432F834   454,468 6,999 SH   SOLE   0 0 6,999
NOVARTIS AG SPONSORED ADR 66987V109   1,049,549 10,395 SH   SOLE   0 0 10,395
ISHARES TR CORE MSCI EAFE 46432F842   5,895,862 83,808 SH   SOLE   0 0 83,808
TOTALENERGIES SE SPONSORED ADS 89151E109   599,210 8,893 SH   SOLE   0 0 8,893
KINDER MORGAN INC DEL COM 49456B101   256,753 14,555 SH   SOLE   0 0 14,555
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   777,220 2,215 SH   SOLE   0 0 2,215
NVIDIA CORPORATION COM 67066G104   5,145,846 10,391 SH   SOLE   0 0 10,391
ISHARES TR ISHS 1-5YR INVS 464288646   509,161 9,930 SH   SOLE   0 0 9,930
ISHARES TR SHORT TREAS BD 464288679   1,428,716 12,973 SH   SOLE   0 0 12,973
CUMMINS INC COM 231021106   360,553 1,505 SH   SOLE   0 0 1,505
ABBVIE INC COM 00287Y109   14,674,336 94,691 SH   SOLE   0 0 94,691
NATIONAL GRID PLC SPONSORED ADR NE 636274409   239,393 3,521 SH   SOLE   0 0 3,521
S&P GLOBAL INC COM 78409V104   314,657 714 SH   SOLE   0 0 714
ISHARES INC CORE MSCI EMKT 46434G103   4,404,302 87,076 SH   SOLE   0 0 87,076
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,734,158 118,751 SH   SOLE   0 0 118,751
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,740,853 48,822 SH   SOLE   0 0 48,822
ISHARES TR CORE 1 5 YR USD 46432F859   221,487 4,657 SH   SOLE   0 0 4,657
ZOETIS INC CL A 98978V103   936,915 4,747 SH   SOLE   0 0 4,747
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   310,338 2,984 SH   SOLE   0 0 2,984
MATIV HOLDINGS INC COM 808541106   4,785,906 312,600 SH   SOLE   0 0 312,600
BLACKSTONE INC COM 09260D107   1,163,002 8,883 SH   SOLE   0 0 8,883
CHURCH & DWIGHT CO INC COM 171340102   262,215 2,773 SH   SOLE   0 0 2,773
FACTSET RESH SYS INC COM 303075105   575,971 1,207 SH   SOLE   0 0 1,207
STRYKER CORPORATION COM 863667101   823,913 2,751 SH   SOLE   0 0 2,751
QUALCOMM INC COM 747525103   246,784 1,706 SH   SOLE   0 0 1,706
INTUITIVE SURGICAL INC COM NEW 46120E602   257,743 764 SH   SOLE   0 0 764
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   314,656 11,585 SH   SOLE   0 0 11,585
DISCOVER FINL SVCS COM 254709108   203,556 1,811 SH   SOLE   0 0 1,811
MCDONALDS CORP COM 580135101   32,377,150 109,194 SH   SOLE   0 0 109,194
DOVER CORP COM 260003108   203,029 1,320 SH   SOLE   0 0 1,320
CISCO SYS INC COM 17275R102   1,704,673 33,743 SH   SOLE   0 0 33,743
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   246,008 7,899 SH   SOLE   0 0 7,899
ADVANCED MICRO DEVICES INC COM 007903107   746,926 5,067 SH   SOLE   0 0 5,067
AT&T INC COM 00206R102   2,399,491 142,997 SH   SOLE   0 0 142,997
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,190,993 15,593 SH   SOLE   0 0 15,593
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   394,965 4,281 SH   SOLE   0 0 4,281
SELECT SECTOR SPDR TR ENERGY 81369Y506   823,637 9,824 SH   SOLE   0 0 9,824
GENERAL ELECTRIC CO COM NEW 369604301   553,173 4,334 SH   SOLE   0 0 4,334
SPDR SER TR PORTFOLIO SH TSR 78468R101   524,323 18,049 SH   SOLE   0 0 18,049
ISHARES TR MSCI USA QLT FCT 46432F339   7,795,843 52,982 SH   SOLE   0 0 52,982
ISHARES TR IBOXX HI YD ETF 464288513   447,268 5,779 SH   SOLE   0 0 5,779
ISHARES TR S&P SML 600 GWT 464287887   294,079 2,350 SH   SOLE   0 0 2,350
ISHARES TR U.S. TECH ETF 464287721   2,638,020 21,491 SH   SOLE   0 0 21,491
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   234,595 4,094 SH   SOLE   0 0 4,094
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   212,133 4,199 SH   SOLE   0 0 4,199
BLACKROCK CR ALLOCATION INCO COM 092508100   196,351 19,026 SH   SOLE   0 0 19,026
ISHARES TR S&P 500 VAL ETF 464287408   964,046 5,544 SH   SOLE   0 0 5,544
ISHARES TR S&P 500 GRWT ETF 464287309   4,153,631 55,308 SH   SOLE   0 0 55,308
ISHARES TR CORE S&P500 ETF 464287200   47,046,534 117,285 SH   SOLE   0 0 117,285
METTLER TOLEDO INTERNATIONAL COM 592688105   308,092 254 SH   SOLE   0 0 254
ONEOK INC NEW COM 682680103   441,052 6,281 SH   SOLE   0 0 6,281
WELLS FARGO CO NEW COM 949746101   218,881 4,447 SH   SOLE   0 0 4,447
UNION PAC CORP COM 907818108   657,525 2,677 SH   SOLE   0 0 2,677
RIO TINTO PLC SPONSORED ADR 767204100   1,092,229 14,669 SH   SOLE   0 0 14,669
ECOLAB INC COM 278865100   562,315 2,835 SH   SOLE   0 0 2,835
INOVIO PHARMACEUTICALS INC COM NEW 45773H201   15,786 30,953 SH   SOLE   0 0 30,953
ISHARES TR GOV/CRED BD ETF 464288596   219,510 2,086 SH   SOLE   0 0 2,086
ISHARES TR MBS ETF 464288588   2,470,917 26,264 SH   SOLE   0 0 26,264
ISHARES TR 10-20 YR TRS ETF 464288653   747,535 6,905 SH   SOLE   0 0 6,905
SALESFORCE INC COM 79466L302   897,571 3,411 SH   SOLE   0 0 3,411
NORTHROP GRUMMAN CORP COM 666807102   303,355 648 SH   SOLE   0 0 648
IDEXX LABS INC COM 45168D104   270,309 487 SH   SOLE   0 0 487
REPUBLIC SVCS INC COM 760759100   295,684 1,793 SH   SOLE   0 0 1,793
THERMO FISHER SCIENTIFIC INC COM 883556102   1,497,889 2,822 SH   SOLE   0 0 2,822
LOCKHEED MARTIN CORP COM 539830109   1,520,746 3,355 SH   SOLE   0 0 3,355
JPMORGAN CHASE & CO COM 46625H100   3,458,437 20,332 SH   SOLE   0 0 20,332
CHEVRON CORP NEW COM 166764100   13,359,294 89,564 SH   SOLE   0 0 89,564
ISHARES TR NATIONAL MUN ETF 464288414   6,940,170 64,018 SH   SOLE   0 0 64,018
CONOCOPHILLIPS COM 20825C104   545,932 4,703 SH   SOLE   0 0 4,703
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,151,375 107,544 SH   SOLE   0 0 107,544
CINCINNATI FINL CORP COM 172062101   221,513 2,141 SH   SOLE   0 0 2,141
DANAHER CORPORATION COM 235851102   459,673 1,987 SH   SOLE   0 0 1,987
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   505,187 5,331 SH   SOLE   0 0 5,331
M & T BK CORP COM 55261F104   381,905 2,786 SH   SOLE   0 0 2,786
TJX COS INC NEW COM 872540109   1,371,056 14,615 SH   SOLE   0 0 14,615
BANK AMERICA CORP COM 060505104   1,552,577 298,710 SH   SOLE   0 0 298,710
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   206,650 9,209 SH   SOLE   0 0 9,209
SPDR SER TR S&P DIVID ETF 78464A763   484,797 32,802 SH   SOLE   0 0 32,802
WALMART INC COM 931142103   296,349 1,880 SH   SOLE   0 0 1,880
ISHARES TR INTL SEL DIV ETF 464288448   241,750 8,637 SH   SOLE   0 0 8,637
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   1,031,376 19,961 SH   SOLE   0 0 19,961
INTERNATIONAL BUSINESS MACHS COM 459200101   6,204,925 37,939 SH   SOLE   0 0 37,939
ORACLE CORP COM 68389X105   776,025 7,361 SH   SOLE   0 0 7,361
RTX CORPORATION COM 75513E101   1,334,634 15,862 SH   SOLE   0 0 15,862
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,119,969 27,250 SH   SOLE   0 0 27,250
TEXAS INSTRS INC COM 882508104   799,342 4,689 SH   SOLE   0 0 4,689
TARGET CORP COM 87612E106   272,165 1,911 SH   SOLE   0 0 1,911
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   707,351 6,337 SH   SOLE   0 0 6,337
SPDR SER TR NUVEEN BLMBRG MU 78468R721   4,812,189 102,387 SH   SOLE   0 0 102,387
PFIZER INC COM 717081103   1,308,640 45,455 SH   SOLE   0 0 45,455
ISHARES TR IBOXX INV CP ETF 464287242   244,669 2,211 SH   SOLE   0 0 2,211
MORGAN STANLEY COM NEW 617446448   3,797,047 40,719 SH   SOLE   0 0 40,719
3M CO COM 88579Y101   3,715,977 33,992 SH   SOLE   0 0 33,992
ISHARES TR MSCI USA VALUE 46432F388   828,602 8,191 SH   SOLE   0 0 8,191
8X8 INC NEW COM 282914100   1,439,125 380,721 SH   SOLE   0 0 380,721
CATERPILLAR INC COM 149123101   1,196,684 4,047 SH   SOLE   0 0 4,047
ALPHABET INC CAP STK CL C 02079K107   3,703,832 26,281 SH   SOLE   0 0 26,281
AMERICAN EXPRESS CO COM 025816109   626,455 3,344 SH   SOLE   0 0 3,344
AMGEN INC COM 031162100   1,089,004 3,781 SH   SOLE   0 0 3,781
ANALOG DEVICES INC COM 032654105   237,344 1,195 SH   SOLE   0 0 1,195
ARISTA NETWORKS INC COM 040413106   281,199 1,194 SH   SOLE   0 0 1,194
VANECK MERK GOLD TR GOLD TRUST 921078101   509,379 25,520 SH   SOLE   0 0 25,520
CANADIAN NATL RY CO COM 136375102   1,218,486 9,699 SH   SOLE   0 0 9,699
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,870,369 16,845 SH   SOLE   0 0 16,845
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   831,842 16,304 SH   SOLE   0 0 16,304
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   173,400 10,000 SH   SOLE   0 0 10,000
ISHARES TR CORE US AGGBD ET 464287226   1,204,895 12,140 SH   SOLE   0 0 12,140
ISHARES TR 20 YR TR BD ETF 464287432   2,423,747 24,512 SH   SOLE   0 0 24,512
ISHARES TR CORE DIV GRWTH 46434V621   1,106,662 20,562 SH   SOLE   0 0 20,562
SPDR SER TR PORTFOLIO S&P500 78464A854   20,070,366 359,041 SH   SOLE   0 0 359,041
EATON CORP PLC SHS G29183103   755,693 3,138 SH   SOLE   0 0 3,138
ISHARES TR S&P MC 400GR ETF 464287606   286,856 3,621 SH   SOLE   0 0 3,621
ISHARES TR S&P MC 400VL ETF 464287705   333,225 2,922 SH   SOLE   0 0 2,922
WAYFAIR INC CL A 94419L101   10,027,422 162,519 SH   SOLE   0 0 162,519
ISHARES TR CORE TOTAL USD 46434V613   5,487,997 119,123 SH   SOLE   0 0 119,123
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   371,219 6,145 SH   SOLE   0 0 6,145
FIRST AMERN FINL CORP COM 31847R102   609,514 9,459 SH   SOLE   0 0 9,459
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   346,742 4,502 SH   SOLE   0 0 4,502
PHILIP MORRIS INTL INC COM 718172109   1,358,175 14,436 SH   SOLE   0 0 14,436
NUCOR CORP COM 670346105   354,345 2,036 SH   SOLE   0 0 2,036
PARKER-HANNIFIN CORP COM 701094104   319,265 693 SH   SOLE   0 0 693
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   177,600 10,000 SH   SOLE   0 0 10,000
SPDR SER TR BLOOMBERG HIGH Y 78468R622   230,194 2,430 SH   SOLE   0 0 2,430
BRISTOL-MYERS SQUIBB CO COM 110122108   10,948,665 213,383 SH   SOLE   0 0 213,383
WISDOMTREE TR EM EX ST-OWNED 97717X578   1,120,034 38,782 SH   SOLE   0 0 38,782
ISHARES TR RUSSELL 3000 ETF 464287689   659,694 2,410 SH   SOLE   0 0 2,410
ISHARES TR GLOBAL ENERG ETF 464287341   419,924 10,737 SH   SOLE   0 0 10,737
REALTY INCOME CORP COM 756109104   290,763 5,064 SH   SOLE   0 0 5,064
ALTRIA GROUP INC COM 02209S103   9,749,610 241,686 SH   SOLE   0 0 241,686
CITIGROUP INC COM NEW 172967424   413,844 8,045 SH   SOLE   0 0 8,045
ISHARES TR JPMORGAN USD EMG 464288281   360,426 4,047 SH   SOLE   0 0 4,047
AMERICAN WTR WKS CO INC NEW COM 030420103   343,862 2,605 SH   SOLE   0 0 2,605
EXXON MOBIL CORP COM 30231G102   16,934,598 169,380 SH   SOLE   0 0 169,380
UNITEDHEALTH GROUP INC COM 91324P102   2,087,634 3,965 SH   SOLE   0 0 3,965
PRICE T ROWE GROUP INC COM 74144T108   575,603 5,345 SH   SOLE   0 0 5,345
LOWES COS INC COM 548661107   1,141,254 5,128 SH   SOLE   0 0 5,128
DEERE & CO COM 244199105   354,903 888 SH   SOLE   0 0 888
COLGATE PALMOLIVE CO COM 194162103   728,262 9,136 SH   SOLE   0 0 9,136
SHOPIFY INC CL A 82509L107   528,941 6,790 SH   SOLE   0 0 6,790
NOVO-NORDISK A S ADR 670100205   237,521 2,296 SH   SOLE   0 0 2,296
BROOKLINE BANCORP INC DEL COM 11373M107   156,744 14,367 SH   SOLE   0 0 14,367
LIBERTY LATIN AMERICA LTD COM CL C G9001E128   74,516 10,152 SH   SOLE   0 0 10,152
KRAFT HEINZ CO COM 500754106   263,741 7,132 SH   SOLE   0 0 7,132
PAYPAL HLDGS INC COM 70450Y103   341,133 5,555 SH   SOLE   0 0 5,555
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   738,478 13,716 SH   SOLE   0 0 13,716
SCHWAB CHARLES CORP COM 808513105   460,281 6,690 SH   SOLE   0 0 6,690
PACER FDS TR TRENDP US LAR CP 69374H105   408,876 9,449 SH   SOLE   0 0 9,449
BLACKROCK INC COM 09247X101   1,391,083 1,714 SH   SOLE   0 0 1,714
ISHARES TR CORE S&P MCP ETF 464287507   11,112,426 40,095 SH   SOLE   0 0 40,095
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,603,332 90,173 SH   SOLE   0 0 90,173
ISHARES TR MSCI EAFE ETF 464287465   1,793,371 23,801 SH   SOLE   0 0 23,801
APPLE INC COM 037833100   18,612,707 101,279 SH   SOLE   0 0 101,279
ABBOTT LABS COM 002824100   1,855,000 16,853 SH   SOLE   0 0 16,853
DISNEY WALT CO COM 254687106   737,940 8,173 SH   SOLE   0 0 8,173
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,135,115 30,474 SH   SOLE   0 0 30,474
BOOKING HOLDINGS INC COM 09857L108   1,653,005 466 SH   SOLE   0 0 466
ISHARES TR RUS 1000 ETF 464287622   1,567,004 5,975 SH   SOLE   0 0 5,975
MARSH & MCLENNAN COS INC COM 571748102   292,003 1,541 SH   SOLE   0 0 1,541
ISHARES TR RUS 1000 VAL ETF 464287598   704,296 4,262 SH   SOLE   0 0 4,262