The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   557,892 3,600 SH   SOLE   3,600 0 0
ADTALEM GLOBAL ED INC COM 00737L103   282,076 4,785 SH   SOLE   4,785 0 0
ALKERMES PLC SHS G01767105   1,511,553 54,490 SH   SOLE   54,490 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   293,234 9,450 SH   SOLE   9,450 0 0
ALLSTATE CORP COM 020002101   2,025,791 14,472 SH   SOLE   14,472 0 0
ALLY FINL INC COM 02005N100   794,919 22,764 SH   SOLE   22,764 0 0
ALPHABET INC CAP STK CL C 02079K107   4,268,103 30,299 SH   SOLE   30,299 0 0
AMAZON COM INC COM 023135106   445,032 2,929 SH   SOLE   2,929 0 0
AMGEN INC COM 031162100   1,187,506 4,123 SH   SOLE   4,123 0 0
APPLE INC COM 037833100   1,898,923 9,863 SH   SOLE   9,863 0 0
AT&T INC COM 00206R102   561,979 33,491 SH   SOLE   33,491 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,179,713 22,665 SH   SOLE   22,665 0 0
BEACON ROOFING SUPPLY INC COM 073685109   428,922 4,929 SH   SOLE   4,929 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   422,879 4,895 SH   SOLE   4,895 0 0
CARDINAL HEALTH INC COM 14149Y108   1,080,878 10,723 SH   SOLE   10,723 0 0
CBOE GLOBAL MKTS INC COM 12503M108   670,314 3,754 SH   SOLE   3,754 0 0
CLARIVATE PLC ORD SHS G21810109   223,073 24,090 SH   SOLE   24,090 0 0
CNA FINL CORP COM 126117100   1,158,913 27,391 SH   SOLE   27,391 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   379,538 5,025 SH   SOLE   5,025 0 0
COMCAST CORP NEW CL A 20030N101   1,561,937 35,620 SH   SOLE   35,620 0 0
CVS HEALTH CORP COM 126650100   2,322,845 29,418 SH   SOLE   29,418 0 0
ENPRO INC COM 29355X107   289,969 1,850 SH   SOLE   1,850 0 0
FEDEX CORP COM 31428X106   261,824 1,035 SH   SOLE   1,035 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   295,049 5,783 SH   SOLE   5,783 0 0
FIRST AMERN FINL CORP COM 31847R102   428,848 6,655 SH   SOLE   6,655 0 0
GSK PLC SPONSORED ADR 37733W204   801,830 21,636 SH   SOLE   21,636 0 0
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308   1,662,958 53,800 SH   SOLE   53,800 0 0
INDIA FD INC COM 454089103   234,149 12,802 SH   SOLE   12,802 0 0
INFOSYS LTD SPONSORED ADR 456788108   2,650,212 144,190 SH   SOLE   144,190 0 0
INTEL CORP COM 458140100   3,174,594 63,176 SH   SOLE   63,176 0 0
INTERNATIONAL PAPER CO COM 460146103   527,284 14,586 SH   SOLE   14,586 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   294,854 720 SH   SOLE   720 0 0
IRON MTN INC DEL COM 46284V101   356,898 5,100 SH   SOLE   5,100 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   1,148,363 17,904 SH   SOLE   17,904 0 0
ISHARES INC MSCI EURZONE ETF 464286608   1,779,806 37,517 SH   SOLE   37,517 0 0
ISHARES INC MSCI ITALY ETF 46434G830   244,805 7,215 SH   SOLE   7,215 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,413,425 22,834 SH   SOLE   22,834 0 0
ISHARES TR U.S. TECH ETF 464287721   1,102,050 8,978 SH   SOLE   8,978 0 0
ISHARES TR MSCI EAFE ETF 464287465   653,360 8,671 SH   SOLE   8,671 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   494,148 2,462 SH   SOLE   2,462 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   774,868 15,112 SH   SOLE   15,112 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,022,574 20,515 SH   SOLE   20,515 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   2,869,698 56,691 SH   SOLE   56,691 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104   423,757 55,831 SH   SOLE   55,831 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   213,159 1,733 SH   SOLE   1,733 0 0
JOHNSON & JOHNSON COM 478160104   1,072,258 6,841 SH   SOLE   6,841 0 0
KINDER MORGAN INC DEL COM 49456B101   977,185 55,396 SH   SOLE   55,396 0 0
LCI INDS COM 50189K103   676,446 5,381 SH   SOLE   5,381 0 0
LOWES COS INC COM 548661107   216,986 975 SH   SOLE   975 0 0
M D C HLDGS INC COM 552676108   410,784 7,435 SH   SOLE   7,435 0 0
MCKESSON CORP COM 58155Q103   3,813,566 8,237 SH   SOLE   8,237 0 0
MELCO RESORTS AND ENTMNT LTD ADR 585464100   100,808 11,365 SH   SOLE   11,365 0 0
MERCADOLIBRE INC COM 58733R102   576,755 367 SH   SOLE   367 0 0
MEXICO FD INC COM 592835102   783,978 41,089 SH   SOLE   41,089 0 0
MOHAWK INDS INC COM 608190104   253,782 2,452 SH   SOLE   2,452 0 0
NEW GERMANY FD INC COM 644465106   342,993 39,244 SH   SOLE   39,244 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   889,870 5,677 SH   SOLE   5,677 0 0
NOKIA CORP SPONSORED ADR 654902204   57,302 16,755 SH   SOLE   16,755 0 0
OLD REP INTL CORP COM 680223104   1,303,155 44,325 SH   SOLE   44,325 0 0
OLIN CORP COM PAR $1 680665205   896,919 16,625 SH   SOLE   16,625 0 0
OMNICOM GROUP INC COM 681919106   772,102 8,925 SH   SOLE   8,925 0 0
ORACLE CORP COM 68389X105   1,956,992 18,562 SH   SOLE   18,562 0 0
PAYPAL HLDGS INC COM 70450Y103   411,693 6,704 SH   SOLE   6,704 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   208,808 13,075 SH   SOLE   13,075 0 0
PHOTRONICS INC COM 719405102   847,304 27,010 SH   SOLE   27,010 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   1,857,410 36,313 SH   SOLE   36,313 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   536,271 5,374 SH   SOLE   5,374 0 0
POPULAR INC COM NEW 733174700   503,499 6,135 SH   SOLE   6,135 0 0
QORVO INC COM 74736K101   522,961 4,644 SH   SOLE   4,644 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   2,084,665 26,682 SH   SOLE   26,682 0 0
RIO TINTO PLC SPONSORED ADR 767204100   342,516 4,600 SH   SOLE   4,600 0 0
SALLY BEAUTY HLDGS INC COM 79546E104   197,872 14,900 SH   SOLE   14,900 0 0
SANOFI SPONSORED ADR 80105N105   630,328 12,675 SH   SOLE   12,675 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   222,314 1,155 SH   SOLE   1,155 0 0
SHELL PLC SPON ADS 780259305   830,857 12,627 SH   SOLE   12,627 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   817,218 149,400 SH   SOLE   149,400 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   993,873 2,091 SH   SOLE   2,091 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   2,113,706 29,296 SH   SOLE   29,296 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   387,625 4,635 SH   SOLE   4,635 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   2,473,966 80,875 SH   SOLE   80,875 0 0
STARBUCKS CORP COM 855244109   534,296 5,565 SH   SOLE   5,565 0 0
TAIWAN FD INC COM 874036106   334,797 9,679 SH   SOLE   9,679 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,933,568 18,592 SH   SOLE   18,592 0 0
TC ENERGY CORP COM 87807B107   480,651 12,296 SH   SOLE   12,296 0 0
TELEFONICA S A SPONSORED ADR 879382208   66,125 16,955 SH   SOLE   16,955 0 0
THE CIGNA GROUP COM 125523100   488,702 1,632 SH   SOLE   1,632 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,587,261 24,563 SH   SOLE   24,563 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   1,729,712 25,671 SH   SOLE   25,671 0 0
TOYOTA MOTOR CORP ADS 892331307   905,897 4,940 SH   SOLE   4,940 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102   557,421 2,535 SH   SOLE   2,535 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   431,558 2,831 SH   SOLE   2,831 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   238,531 3,097 SH   SOLE   3,097 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,605,191 42,578 SH   SOLE   42,578 0 0
VISTRA CORP COM 92840M102   558,540 14,500 SH   SOLE   14,500 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   264,106 30,357 SH   SOLE   30,357 0 0
WESTROCK CO COM 96145D105   240,608 5,795 SH   SOLE   5,795 0 0
WINNEBAGO INDS INC COM 974637100   790,019 10,840 SH   SOLE   10,840 0 0
WP CAREY INC COM 92936U109   640,452 9,882 SH   SOLE   9,882 0 0
WPP PLC NEW ADR 92937A102   423,849 8,910 SH   SOLE   8,910 0 0