The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,076 18,859 SH   SOLE   0 0 18,859
ABBVIE INC COM 00287Y109   3,985 25,717 SH   SOLE   0 0 25,717
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   342 975 SH   SOLE   0 0 975
AFLAC INC COM 001055102   2,771 33,588 SH   SOLE   0 0 33,588
AIR PRODS & CHEMS INC COM 009158106   1,760 6,427 SH   SOLE   0 0 6,427
ALBEMARLE CORP COM 012653101   1,444 9,991 SH   SOLE   0 0 9,991
ALPHABET INC CAP STK CL A 02079K305   1,138 8,146 SH   SOLE   0 0 8,146
ALPHABET INC CAP STK CL C 02079K107   502 3,563 SH   SOLE   0 0 3,563
AMAZON COM INC COM 023135106   1,737 11,430 SH   SOLE   0 0 11,430
AMERICAN ELEC PWR CO INC COM 025537101   347 4,274 SH   SOLE   0 0 4,274
AMGEN INC COM 031162100   2,600 9,027 SH   SOLE   0 0 9,027
ANALOG DEVICES INC COM 032654105   570 2,871 SH   SOLE   0 0 2,871
APPLE INC COM 037833100   9,942 51,641 SH   SOLE   0 0 51,641
APPLIED MATLS INC COM 038222105   565 3,489 SH   SOLE   0 0 3,489
ARCHER DANIELS MIDLAND CO COM 039483102   2,222 30,769 SH   SOLE   0 0 30,769
AT&T INC COM 00206R102   347 20,675 SH   SOLE   0 0 20,675
AUTOMATIC DATA PROCESSING IN COM 053015103   2,415 10,367 SH   SOLE   0 0 10,367
AXON ENTERPRISE INC COM 05464C101   292 1,132 SH   SOLE   0 0 1,132
BANK AMERICA CORP COM 060505104   1,071 31,812 SH   SOLE   0 0 31,812
BECTON DICKINSON & CO COM 075887109   1,171 4,801 SH   SOLE   0 0 4,801
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,925 5,397 SH   SOLE   0 0 5,397
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   252 4,819 SH   SOLE   0 0 4,819
BROADCOM INC COM 11135F101   3,283 2,941 SH   SOLE   0 0 2,941
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   257 2,980 SH   SOLE   0 0 2,980
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   4,996 167,425 SH   SOLE   0 0 167,425
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   753 26,658 SH   SOLE   0 0 26,658
CARDINAL HEALTH INC COM 14149Y108   1,705 16,911 SH   SOLE   0 0 16,911
CHUBB LIMITED COM H1467J104   2,425 10,730 SH   SOLE   0 0 10,730
CISCO SYS INC COM 17275R102   904 17,902 SH   SOLE   0 0 17,902
CME GROUP INC COM 12572Q105   859 4,078 SH   SOLE   0 0 4,078
COMCAST CORP NEW CL A 20030N101   1,391 31,713 SH   SOLE   0 0 31,713
CONOCOPHILLIPS COM 20825C104   387 3,330 SH   SOLE   0 0 3,330
COSTCO WHSL CORP NEW COM 22160K105   237 359 SH   SOLE   0 0 359
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   18,983 447,714 SH   SOLE   0 0 447,714
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   17,750 607,242 SH   SOLE   0 0 607,242
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   16,692 485,804 SH   SOLE   0 0 485,804
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   10,593 439,360 SH   SOLE   0 0 439,360
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   7,528 160,141 SH   SOLE   0 0 160,141
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,704 110,061 SH   SOLE   0 0 110,061
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,909 93,803 SH   SOLE   0 0 93,803
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,110 143,502 SH   SOLE   0 0 143,502
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,827 102,825 SH   SOLE   0 0 102,825
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,648 103,713 SH   SOLE   0 0 103,713
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,406 96,409 SH   SOLE   0 0 96,409
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,925 46,625 SH   SOLE   0 0 46,625
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   762 31,221 SH   SOLE   0 0 31,221
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   712 21,400 SH   SOLE   0 0 21,400
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   395 14,605 SH   SOLE   0 0 14,605
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   350 15,389 SH   SOLE   0 0 15,389
DUKE ENERGY CORP NEW COM NEW 26441C204   829 8,544 SH   SOLE   0 0 8,544
ENTERGY CORP NEW COM 29364G103   220 2,173 SH   SOLE   0 0 2,173
EOG RES INC COM 26875P101   277 2,291 SH   SOLE   0 0 2,291
ESPERION THERAPEUTICS INC NE COM 29664W105   73 24,551 SH   SOLE   0 0 24,551
EVERSOURCE ENERGY COM 30040W108   397 6,428 SH   SOLE   0 0 6,428
EXXON MOBIL CORP COM 30231G102   3,322 33,229 SH   SOLE   0 0 33,229
GOLDMAN SACHS GROUP INC COM 38141G104   460 1,193 SH   SOLE   0 0 1,193
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   362 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,238 7,347 SH   SOLE   0 0 7,347
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   503 17,607 SH   SOLE   0 0 17,607
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   355 10,932 SH   SOLE   0 0 10,932
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   313 5,893 SH   SOLE   0 0 5,893
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   759 19,039 SH   SOLE   0 0 19,039
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   506 3,207 SH   SOLE   0 0 3,207
INVESCO QQQ TR UNIT SER 1 46090E103   1,511 3,689 SH   SOLE   0 0 3,689
ISHARES INC CORE MSCI EMKT 46434G103   9,491 187,639 SH   SOLE   0 0 187,639
ISHARES INC MSCI EMRG CHN 46434G764   2,475 44,669 SH   SOLE   0 0 44,669
ISHARES TR MSCI USA QLT FCT 46432F339   26,234 178,291 SH   SOLE   0 0 178,291
ISHARES TR CORE TOTAL USD 46434V613   15,737 341,586 SH   SOLE   0 0 341,586
ISHARES TR TRS FLT RT BD 46434V860   12,075 239,243 SH   SOLE   0 0 239,243
ISHARES TR ESG AWR MSCI USA 46435G425   11,459 109,221 SH   SOLE   0 0 109,221
ISHARES TR EXPONENTIAL TECH 46434V381   7,702 128,638 SH   SOLE   0 0 128,638
ISHARES TR MSCI USA MIN VOL 46429B697   6,007 76,986 SH   SOLE   0 0 76,986
ISHARES TR US TREAS BD ETF 46429B267   5,052 219,290 SH   SOLE   0 0 219,290
ISHARES TR CORE MSCI EAFE 46432F842   4,709 66,943 SH   SOLE   0 0 66,943
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,227 32,734 SH   SOLE   0 0 32,734
ISHARES TR US INFRASTRUC 46435U713   2,475 61,450 SH   SOLE   0 0 61,450
ISHARES TR MSCI USA MMENTM 46432F396   2,051 13,075 SH   SOLE   0 0 13,075
ISHARES TR ESG MSCI LEADR 46435U218   1,514 17,943 SH   SOLE   0 0 17,943
ISHARES TR IBONDS DEC 46435U697   1,367 52,707 SH   SOLE   0 0 52,707
ISHARES TR 0-5YR HI YL CP 46434V407   1,359 32,182 SH   SOLE   0 0 32,182
ISHARES TR MSCI EAFE MIN VL 46429B689   1,427 20,579 SH   SOLE   0 0 20,579
ISHARES TR IBONDS DEC 25 46435U432   1,230 46,322 SH   SOLE   0 0 46,322
ISHARES TR IBONDS DEC 26 46435U259   1,195 46,853 SH   SOLE   0 0 46,853
ISHARES TR IBONDS DEC 28 46435U325   1,160 45,324 SH   SOLE   0 0 45,324
ISHARES TR IBONDS DEC 27 46435U283   1,160 45,632 SH   SOLE   0 0 45,632
ISHARES TR BLACKROCK ULTRA 46434V878   1,143 22,693 SH   SOLE   0 0 22,693
ISHARES TR IBONDS DEC24 ETF 46434VBG4   551 22,136 SH   SOLE   0 0 22,136
ISHARES TR GNMA BOND ETF 46429B333   530 11,978 SH   SOLE   0 0 11,978
ISHARES TR IBONDS DEC2026 46435GAA0   522 21,849 SH   SOLE   0 0 21,849
ISHARES TR IBONDS DEC25 ETF 46434VBD1   473 19,093 SH   SOLE   0 0 19,093
ISHARES TR CORE MSCI TOTAL 46432F834   475 7,308 SH   SOLE   0 0 7,308
ISHARES TR IBONDS 27 ETF 46435UAA9   405 16,943 SH   SOLE   0 0 16,943
ISHARES TR IBONDS 24 TRM TS 46436E874   394 16,506 SH   SOLE   0 0 16,506
ISHARES TR IBDS DEC28 ETF 46435U515   365 14,562 SH   SOLE   0 0 14,562
ISHARES TR IBONDS 26 TRM TS 46436E858   355 15,549 SH   SOLE   0 0 15,549
ISHARES TR IBONDS 25 TRM TS 46436E866   354 15,186 SH   SOLE   0 0 15,186
ISHARES TR IBONDS 27 TRM TS 46436E841   351 15,660 SH   SOLE   0 0 15,660
ISHARES TR CORE MSCI INTL 46435G326   338 5,314 SH   SOLE   0 0 5,314
ISHARES TR IBONDS 28 TRM TS 46436E833   337 15,168 SH   SOLE   0 0 15,168
ISHARES TR MSCI USA VALUE 46432F388   311 3,079 SH   SOLE   0 0 3,079
ISHARES TR MSCI INTL VLU FT 46435G409   262 9,901 SH   SOLE   0 0 9,901
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   208 4,157 SH   SOLE   0 0 4,157
JPMORGAN CHASE & CO COM 46625H100   2,688 15,805 SH   SOLE   0 0 15,805
KENVUE INC COM 49177J102   206 9,560 SH   SOLE   0 0 9,560
LINDE PLC SHS G54950103   3,000 7,305 SH   SOLE   0 0 7,305
M & T BK CORP COM 55261F104   374 2,726 SH   SOLE   0 0 2,726
MASTERCARD INCORPORATED CL A 57636Q104   338 792 SH   SOLE   0 0 792
MEDTRONIC PLC SHS G5960L103   1,227 14,897 SH   SOLE   0 0 14,897
MERCK & CO INC COM 58933Y105   2,316 21,242 SH   SOLE   0 0 21,242
META PLATFORMS INC CL A 30303M102   761 2,150 SH   SOLE   0 0 2,150
NEXTERA ENERGY INC COM 65339F101   1,759 28,953 SH   SOLE   0 0 28,953
NOVARTIS AG SPONSORED ADR 66987V109   217 2,154 SH   SOLE   0 0 2,154
NVIDIA CORPORATION COM 67066G104   991 2,001 SH   SOLE   0 0 2,001
ORACLE CORP COM 68389X105   761 7,217 SH   SOLE   0 0 7,217
PACER FDS TR TRENDP US LAR CP 69374H105   82,025 1,895,645 SH   SOLE   0 0 1,895,645
PENTAIR PLC SHS G7S00T104   1,896 26,081 SH   SOLE   0 0 26,081
PIMCO ETF TR 1-5 US TIP IDX 72201R205   223 4,359 SH   SOLE   0 0 4,359
PRICE T ROWE GROUP INC COM 74144T108   1,191 11,059 SH   SOLE   0 0 11,059
PROSHARES TR S&P 500 DV ARIST 74348A467   13,901 146,015 SH   SOLE   0 0 146,015
PROSHARES TR MSCI EAFE DIVD 74347B839   702 18,147 SH   SOLE   0 0 18,147
PROSHARES TR S&P TECH DIVIDEN 74347G606   701 10,080 SH   SOLE   0 0 10,080
PROSHARES TR RUSS 2000 DIVD 74347B698   654 10,053 SH   SOLE   0 0 10,053
PROSHARES TR S&P MDCP 400 DIV 74347B680   635 8,627 SH   SOLE   0 0 8,627
RTX CORPORATION COM 75513E101   384 4,567 SH   SOLE   0 0 4,567
S&P GLOBAL INC COM 78409V104   3,002 6,814 SH   SOLE   0 0 6,814
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   5,622 110,242 SH   SOLE   0 0 110,242
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,658 103,296 SH   SOLE   0 0 103,296
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   230 5,254 SH   SOLE   0 0 5,254
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,557 3,275 SH   SOLE   0 0 3,275
SPDR SER TR PORTFOLIO S&P500 78464A854   102,443 1,832,616 SH   SOLE   0 0 1,832,616
SPDR SER TR PORTFOLIO LN TSR 78464A664   8,886 306,219 SH   SOLE   0 0 306,219
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,433 135,028 SH   SOLE   0 0 135,028
SPDR SER TR PORTFOLIO SHORT 78464A474   1,039 34,899 SH   SOLE   0 0 34,899
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,029 21,890 SH   SOLE   0 0 21,890
SPDR SER TR PORTFLI TIPS ETF 78464A656   970 37,953 SH   SOLE   0 0 37,953
SPDR SER TR PORTFOLIO S&P400 78464A847   533 10,949 SH   SOLE   0 0 10,949
SPDR SER TR PORTFOLIO S&P600 78468R853   526 12,468 SH   SOLE   0 0 12,468
SPDR SER TR PORTFOLI S&P1500 78464A805   475 8,127 SH   SOLE   0 0 8,127
SPDR SER TR MSCI USA STRTGIC 78468R812   332 2,511 SH   SOLE   0 0 2,511
SPDR SER TR PORT MTG BK ETF 78464A383   256 11,620 SH   SOLE   0 0 11,620
SYNOVUS FINL CORP COM NEW 87161C501   222 5,896 SH   SOLE   0 0 5,896
TARGET CORP COM 87612E106   1,903 13,362 SH   SOLE   0 0 13,362
TESLA INC COM 88160R101   1,315 5,294 SH   SOLE   0 0 5,294
UNITEDHEALTH GROUP INC COM 91324P102   1,453 2,760 SH   SOLE   0 0 2,760
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   484 10,298 SH   SOLE   0 0 10,298
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   209 4,228 SH   SOLE   0 0 4,228
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,908 49,022 SH   SOLE   0 0 49,022
VANGUARD WORLD FDS INF TECH ETF 92204A702   412 852 SH   SOLE   0 0 852
VERIZON COMMUNICATIONS INC COM 92343V104   336 8,903 SH   SOLE   0 0 8,903
VISA INC COM CL A 92826C839   621 2,387 SH   SOLE   0 0 2,387