The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   362,754 2,574 SH   SOLE   0 0 2,574
ALPHABET INC CAP STK CL A 02079K305   676,063 4,840 SH   SOLE   0 0 4,840
AMAZON COM INC COM 023135106   491,374 3,234 SH   SOLE   0 0 3,234
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,758,994 48,927 SH   SOLE   0 0 48,927
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   9,222,628 159,672 SH   SOLE   0 0 159,672
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   193,700 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100   5,054,761 26,254 SH   SOLE   0 0 26,254
AT&T INC COM 00206R102   308,615 18,392 SH   SOLE   0 0 18,392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   935,519 2,623 SH   SOLE   0 0 2,623
BLACKROCK INC COM 09247X101   242,662 299 SH   SOLE   0 0 299
BNY MELLON ETF TRUST HIGH YIELD BETA 09661T800   1,713,850 36,188 SH   SOLE   0 0 36,188
CHEVRON CORP NEW COM 166764100   336,111 2,253 SH   SOLE   0 0 2,253
CONSOLIDATED EDISON INC COM 209115104   270,642 2,975 SH   SOLE   0 0 2,975
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   1,117,493 23,437 SH   SOLE   0 0 23,437
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   293,665 5,684 SH   SOLE   0 0 5,684
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   490,021 10,986 SH   SOLE   0 0 10,986
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101   206,527 2,915 SH   SOLE   0 0 2,915
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   3,030,769 124,929 SH   SOLE   0 0 124,929
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   3,864,112 102,442 SH   SOLE   0 0 102,442
ISHARES INC CORE MSCI EMKT 46434G103   497,712 9,840 SH   SOLE   0 0 9,840
ISHARES INC MSCI EMRG CHN 46434G764   3,702,219 66,815 SH   SOLE   0 0 66,815
ISHARES TR USD INV GRDE ETF 464288620   1,653,494 32,257 SH   SOLE   0 0 32,257
ISHARES TR 10-20 YR TRS ETF 464288653   1,591,963 14,705 SH   SOLE   0 0 14,705
ISHARES TR U.S. TECH ETF 464287721   2,607,267 21,240 SH   SOLE   0 0 21,240
ISHARES TR EUROPE ETF 464287861   1,964,595 37,166 SH   SOLE   0 0 37,166
ISHARES TR GLOB HLTHCRE ETF 464287325   474,445 5,471 SH   SOLE   0 0 5,471
ISHARES TR EAFE GRWTH ETF 464288885   3,689,811 38,098 SH   SOLE   0 0 38,098
ISHARES TR S&P SML 600 GWT 464287887   306,468 2,449 SH   SOLE   0 0 2,449
ISHARES TR CORE DIV GRWTH 46434V621   1,497,172 27,818 SH   SOLE   0 0 27,818
ISHARES TR U.S. ENERGY ETF 464287796   507,763 11,509 SH   SOLE   0 0 11,509
ISHARES TR GNMA BOND ETF 46429B333   712,823 16,109 SH   SOLE   0 0 16,109
ISHARES TR MSCI USA MIN VOL 46429B697   1,515,829 19,426 SH   SOLE   0 0 19,426
ISHARES TR CORE MSCI EAFE 46432F842   622,730 8,852 SH   SOLE   0 0 8,852
ISHARES TR MSCI EMG MKT ETF 464287234   539,658 13,421 SH   SOLE   0 0 13,421
ISHARES TR A RATE CP BD ETF 46429B291   1,729,836 35,941 SH   SOLE   0 0 35,941
ISHARES TR 20 YR TR BD ETF 464287432   6,191,196 62,613 SH   SOLE   0 0 62,613
ISHARES TR TRS FLT RT BD 46434V860   1,219,658 24,166 SH   SOLE   0 0 24,166
ISHARES TR MSCI INTL VLU FT 46435G409   3,707,689 139,860 SH   SOLE   0 0 139,860
ISHARES TR US INFRASTRUC 46435U713   1,063,923 26,420 SH   SOLE   0 0 26,420
ISHARES TR US HLTHCARE ETF 464287762   323,165 1,129 SH   SOLE   0 0 1,129
ISHARES TR CORE S&P500 ETF 464287200   252,955 530 SH   SOLE   0 0 530
ISHARES TR MBS ETF 464288588   3,158,603 33,574 SH   SOLE   0 0 33,574
ISHARES TR GLOBAL ENERG ETF 464287341   1,413,592 36,144 SH   SOLE   0 0 36,144
ISHARES TR INTL DIV GRWTH 46435G524   1,857,636 28,769 SH   SOLE   0 0 28,769
ISHARES TR JPMORGAN USD EMG 464288281   673,022 7,557 SH   SOLE   0 0 7,557
ISHARES TR EAFE VALUE ETF 464288877   5,098,606 97,862 SH   SOLE   0 0 97,862
ISHARES TR S&P 500 VAL ETF 464287408   327,152 1,881 SH   SOLE   0 0 1,881
ISHARES TR S&P 500 GRWT ETF 464287309   19,215,914 255,871 SH   SOLE   0 0 255,871
ISHARES TR CORE S&P TTL STK 464287150   1,764,460 16,768 SH   SOLE   0 0 16,768
ISHARES TR U S EQUITY FACTR 46434V282   21,057,626 436,066 SH   SOLE   0 0 436,066
ISHARES TR IBOXX INV CP ETF 464287242   5,183,911 46,845 SH   SOLE   0 0 46,845
ISHARES TR RUS TOP 200 ETF 464289446   4,966,939 43,157 SH   SOLE   0 0 43,157
ISHARES TR SHRT NAT MUN ETF 464288158   729,154 6,916 SH   SOLE   0 0 6,916
ISHARES TR S&P 100 ETF 464287101   551,997 2,471 SH   SOLE   0 0 2,471
ISHARES TR CORE TOTAL USD 46434V613   608,346 13,205 SH   SOLE   0 0 13,205
ISHARES TR IBOXX HI YD ETF 464288513   1,421,422 18,367 SH   SOLE   0 0 18,367
ISHARES TR MSCI USA QLT FCT 46432F339   4,681,639 31,818 SH   SOLE   0 0 31,818
ISHARES TR RUS 1000 ETF 464287622   701,820 2,676 SH   SOLE   0 0 2,676
ISHARES TR RUS 1000 VAL ETF 464287598   309,413 1,872 SH   SOLE   0 0 1,872
META PLATFORMS INC CL A 30303M102   263,226 744 SH   SOLE   0 0 744
MICROSOFT CORP COM 594918104   941,562 2,504 SH   SOLE   0 0 2,504
NVIDIA CORPORATION COM 67066G104   225,851 456 SH   SOLE   0 0 456
PHILIP MORRIS INTL INC COM 718172109   225,461 2,396 SH   SOLE   0 0 2,396
RESMED INC COM 761152107   239,557 1,393 SH   SOLE   0 0 1,393
REWALK ROBOTICS LTD SHS M8216Q200   14,776 19,000 SH   SOLE   0 0 19,000
ROBLOX CORP CL A 771049103   332,933 7,282 SH   SOLE   0 0 7,282
SPDR SER TR PORTFOLIO CRPORT 78464A144   3,711,851 126,211 SH   SOLE   0 0 126,211
SPDR SER TR SPDR S&P1500VL 78464A128   4,899,279 30,567 SH   SOLE   0 0 30,567
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,256,107 43,645 SH   SOLE   0 0 43,645
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,239,035 24,271 SH   SOLE   0 0 24,271
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   290,685 2,604 SH   SOLE   0 0 2,604
VERIZON COMMUNICATIONS INC COM 92343V104   632,365 16,774 SH   SOLE   0 0 16,774
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,567,926 19,079 SH   SOLE   0 0 19,079
WISDOMTREE TR US LARGECAP DIVD 97717W307   860,482 12,963 SH   SOLE   0 0 12,963
WISDOMTREE TR GLB US QTLY DIV 97717W844   5,691,200 153,858 SH   SOLE   0 0 153,858
WORLD GOLD TR SPDR GLD MINIS 98149E303   277,452 6,782 SH   SOLE   0 0 6,782