The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP NEW COM 03027X100   2,671,947 12,377 SH   SOLE   12,377 0 0
AMGEN INC COM 031162100   833,818 2,895 SH   SOLE   2,895 0 0
APPLE INC COM 037833100   887,022 4,607 SH   SOLE   4,607 0 0
AT&T INC COM 00206R102   1,315,552 78,400 SH   SOLE   78,400 0 0
BANK AMERICA CORP COM 060505104   1,605,554 47,685 SH   SOLE   47,685 0 0
BECTON DICKINSON & CO COM 075887109   204,817 840 SH   SOLE   840 0 0
BLACKROCK INC COM 09247X101   4,096,343 5,046 SH   SOLE   5,046 0 0
BROADCOM INC COM 11135F101   3,167,918 2,838 SH   SOLE   2,838 0 0
CHEVRON CORP NEW COM 166764100   1,481,755 9,934 SH   SOLE   9,934 0 0
CITIGROUP INC COM NEW 172967424   3,014,744 58,607 SH   SOLE   58,607 0 0
COMCAST CORP NEW CL A 20030N101   1,630,729 37,189 SH   SOLE   37,189 0 0
CSX CORP COM 126408103   2,255,977 65,070 SH   SOLE   65,070 0 0
DEERE & CO COM 244199105   1,189,613 2,975 SH   SOLE   2,975 0 0
DIGITAL RLTY TR INC COM 253868103   2,859,421 21,247 SH   SOLE   21,247 0 0
EATON CORP PLC SHS G29183103   1,383,993 5,747 SH   SOLE   5,747 0 0
EMERSON ELEC CO COM 291011104   2,666,063 27,392 SH   SOLE   27,392 0 0
EXXON MOBIL CORP COM 30231G102   3,810,738 38,115 SH   SOLE   38,115 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   465,886 11,402 SH   SOLE   11,402 0 0
FIFTH THIRD BANCORP COM 316773100   3,995,460 115,844 SH   SOLE   115,844 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   2,938,435 33,517 SH   SOLE   33,517 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,419,646 7,610 SH   SOLE   7,610 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678   6,831,142 271,670 SH   SOLE   271,670 0 0
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827   2,956,299 88,938 SH   SOLE   88,938 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744   4,580,200 163,637 SH   SOLE   163,637 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561   448,389 18,205 SH   SOLE   18,205 0 0
GENERAL DYNAMICS CORP COM 369550108   1,403,790 5,406 SH   SOLE   5,406 0 0
HOME DEPOT INC COM 437076102   958,557 2,766 SH   SOLE   2,766 0 0
HONEYWELL INTL INC COM 438516106   1,260,777 6,012 SH   SOLE   6,012 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   927,983 5,674 SH   SOLE   5,674 0 0
INTERPUBLIC GROUP COS INC COM 460690100   816,131 25,004 SH   SOLE   25,004 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   3,099,828 128,198 SH   SOLE   128,198 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   216,531 10,501 SH   SOLE   10,501 0 0
ISHARES INC MSCI SWITZERLAND 464286749   1,641,952 34,016 SH   SOLE   34,016 0 0
ISHARES INC MSCI SWEDEN ETF 464286756   785,769 19,908 SH   SOLE   19,908 0 0
ISHARES INC MSCI WORLD ETF 464286392   1,330,067 9,999 SH   SOLE   9,999 0 0
ISHARES INC MSCI EURZONE ETF 464286608   8,062,523 169,952 SH   SOLE   169,952 0 0
ISHARES INC CORE MSCI EMKT 46434G103   13,214,910 261,268 SH   SOLE   261,268 0 0
ISHARES TR IBOXX INV CP ETF 464287242   694,281 6,274 SH   SOLE   6,274 0 0
ISHARES TR ISHARES BIOTECH 464287556   3,203,207 23,579 SH   SOLE   23,579 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,314,888 203,481 SH   SOLE   203,481 0 0
ISHARES TR US TREAS BD ETF 46429B267   4,154,711 180,326 SH   SOLE   180,326 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233   5,816,633 117,484 SH   SOLE   117,484 0 0
JOHNSON & JOHNSON COM 478160104   1,635,425 10,434 SH   SOLE   10,434 0 0
JPMORGAN CHASE & CO COM 46625H100   4,060,457 23,871 SH   SOLE   23,871 0 0
KINDER MORGAN INC DEL COM 49456B101   2,513,647 142,497 SH   SOLE   142,497 0 0
KRAFT HEINZ CO COM 500754106   377,862 10,218 SH   SOLE   10,218 0 0
MAGNA INTL INC COM 559222401   991,540 16,783 SH   SOLE   16,783 0 0
MCDONALDS CORP COM 580135101   1,019,401 3,438 SH   SOLE   3,438 0 0
MEDTRONIC PLC SHS G5960L103   1,891,610 22,962 SH   SOLE   22,962 0 0
MICROSOFT CORP COM 594918104   2,901,525 7,716 SH   SOLE   7,716 0 0
PACER FDS TR DATA AND INFRAST 69374H741   372,297 12,489 SH   SOLE   12,489 0 0
PEPSICO INC COM 713448108   958,067 5,641 SH   SOLE   5,641 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   438,743 5,577 SH   SOLE   5,577 0 0
PROCTER AND GAMBLE CO COM 742718109   825,313 5,632 SH   SOLE   5,632 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   10,467,621 109,954 SH   SOLE   109,954 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   5,038,281 60,094 SH   SOLE   60,094 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   6,694,289 37,438 SH   SOLE   37,438 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   6,732,458 92,657 SH   SOLE   92,657 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,254,610 67,859 SH   SOLE   67,859 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   6,925,431 184,187 SH   SOLE   184,187 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,222,311 30,512 SH   SOLE   30,512 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   553,345 9,999 SH   SOLE   9,999 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,438,841 49,581 SH   SOLE   49,581 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   566,073 11,845 SH   SOLE   11,845 0 0
TEXAS INSTRS INC COM 882508104   602,065 3,532 SH   SOLE   3,532 0 0
TRUIST FINL CORP COM 89832Q109   1,820,267 49,303 SH   SOLE   49,303 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,315,182 6,297 SH   SOLE   6,297 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   339,364 6,573 SH   SOLE   6,573 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,078,162 44,188 SH   SOLE   44,188 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   375,668 7,610 SH   SOLE   7,610 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,584,095 35,551 SH   SOLE   35,551 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,441,275 5,589 SH   SOLE   5,589 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,171,064 40,543 SH   SOLE   40,543 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,692,344 72,328 SH   SOLE   72,328 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,474,826 18,145 SH   SOLE   18,145 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   920,468 15,517 SH   SOLE   15,517 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   6,405,329 138,165 SH   SOLE   138,165 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   462,636 2,715 SH   SOLE   2,715 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,767,880 47,755 SH   SOLE   47,755 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   4,090,554 21,421 SH   SOLE   21,421 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   12,121,780 25,045 SH   SOLE   25,045 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   1,641,082 8,640 SH   SOLE   8,640 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   8,404,996 38,130 SH   SOLE   38,130 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   513,663 13,625 SH   SOLE   13,625 0 0
VICI PPTYS INC COM 925652109   2,745,601 86,123 SH   SOLE   86,123 0 0
WALMART INC COM 931142103   1,635,900 10,377 SH   SOLE   10,377 0 0
WELLTOWER INC COM 95040Q104   1,730,452 19,191 SH   SOLE   19,191 0 0
WILLIAMS COS INC COM 969457100   2,905,240 83,412 SH   SOLE   83,412 0 0
XCEL ENERGY INC COM 98389B100   2,067,299 33,392 SH   SOLE   33,392 0 0