The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHUBB LIMITED COM H1467J104   418,842 1,616 SH   SOLE   1,616 0 0
TE CONNECTIVITY LTD SHS H84989104   330,857 2,278 SH   SOLE   2,278 0 0
ABBOTT LABS COM 002824100   339,025 2,983 SH   SOLE   2,982 0 0
ABBVIE INC COM 00287Y109   783,214 4,301 SH   SOLE   4,301 0 0
AMAZON COM INC COM 023135106   550,339 3,051 SH   SOLE   3,051 0 0
APPLE INC COM 037833100   1,033,289 6,026 SH   SOLE   6,025 0 0
BJS WHSL CLUB HLDGS INC COM 05550J101   347,082 4,588 SH   SOLE   4,588 0 0
BANK AMERICA CORP COM 060505104   801,292 21,131 SH   SOLE   21,131 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   447,433 1,064 SH   SOLE   1,064 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   509,754 9,717 SH   SOLE   9,717 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,404,153 31,625 SH   SOLE   31,625 0 0
BOSTON PROPERTIES INC COM 101121101   543,783 8,326 SH   SOLE   8,326 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   359,281 6,625 SH   SOLE   6,625 0 0
THE CIGNA GROUP COM 125523100   374,086 1,030 SH   SOLE   1,030 0 0
CARDINAL HEALTH INC COM 14149Y108   404,418 3,614 SH   SOLE   3,614 0 0
CATALENT INC COM 148806102   356,482 6,315 SH   SOLE   6,315 0 0
DAYFORCE INC COM 15677J108   342,571 5,174 SH   SOLE   5,174 0 0
CHEVRON CORP NEW COM 166764100   1,789,021 11,342 SH   SOLE   11,341 0 0
CISCO SYS INC COM 17275R102   487,431 9,766 SH   SOLE   9,766 0 0
COLGATE PALMOLIVE CO COM 194162103   241,514 2,682 SH   SOLE   2,682 0 0
CORCEPT THERAPEUTICS INC COM 218352102   362,283 14,382 SH   SOLE   14,382 0 0
COSTCO WHSL CORP NEW COM 22160K105   657,860 898 SH   SOLE   897 0 0
DEERE & CO COM 244199105   335,575 817 SH   SOLE   817 0 0
DUTCH BROS INC CL A 26701L100   223,113 6,761 SH   SOLE   6,761 0 0
EOG RES INC COM 26875P101   247,498 1,936 SH   SOLE   1,936 0 0
EMERSON ELEC CO COM 291011104   446,720 3,939 SH   SOLE   3,938 0 0
EXELIXIS INC COM 30161Q104   380,582 16,038 SH   SOLE   16,038 0 0
FORTUNE BRANDS INNOVATIONS I COM 34964C106   657,458 7,765 SH   SOLE   7,764 0 0
GENERAL MLS INC COM 370334104   295,864 4,228 SH   SOLE   4,228 0 0
GILEAD SCIENCES INC COM 375558103   320,709 4,378 SH   SOLE   4,378 0 0
GRACO INC COM 384109104   700,695 7,497 SH   SOLE   7,497 0 0
HONEYWELL INTL INC COM 438516106   352,168 1,716 SH   SOLE   1,715 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   303,975 4,615 SH   SOLE   4,614 0 0
ISHARES TR TIPS BD ETF 464287176   435,899 4,058 SH   SOLE   4,058 0 0
ISHARES TR CORE S&P500 ETF 464287200   746,768 1,420 SH   SOLE   1,420 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,243,897 12,701 SH   SOLE   12,700 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   321,550 3,808 SH   SOLE   3,808 0 0
ISHARES TR GLOBAL ENERG ETF 464287341   468,215 10,901 SH   SOLE   10,901 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,708,955 9,148 SH   SOLE   9,148 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,538,979 26,833 SH   SOLE   26,833 0 0
ISHARES TR U.S. TECH ETF 464287721   1,362,972 10,092 SH   SOLE   10,091 0 0
ISHARES TR U.S. REAL ES ETF 464287739   224,128 2,493 SH   SOLE   2,493 0 0
ISHARES TR CORE S&P SCP ETF 464287804   288,617 2,611 SH   SOLE   2,611 0 0
ISHARES TR MSCI ACWI ETF 464288257   412,101 3,742 SH   SOLE   3,741 0 0
ISHARES TR JPMORGAN USD EMG 464288281   353,844 3,946 SH   SOLE   3,946 0 0
ISHARES TR MBS ETF 464288588   2,709,958 29,322 SH   SOLE   29,322 0 0
ISHARES TR EAFE VALUE ETF 464288877   2,651,465 48,740 SH   SOLE   48,740 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,741,155 16,776 SH   SOLE   16,775 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   312,597 3,740 SH   SOLE   3,740 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   2,455,889 14,943 SH   SOLE   14,943 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,168,838 22,652 SH   SOLE   22,651 0 0
ISHARES INC MSCI EMRG CHN 46434G764   245,549 4,265 SH   SOLE   4,265 0 0
ISHARES TR CORE TOTAL USD 46434V613   5,363,362 117,643 SH   SOLE   117,643 0 0
ISHARES TR TRS FLT RT BD 46434V860   1,812,729 35,761 SH   SOLE   35,761 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,792,789 15,595 SH   SOLE   15,594 0 0
ISHARES TR US INFRASTRUC 46435U713   202,193 4,663 SH   SOLE   4,663 0 0
JPMORGAN CHASE & CO COM 46625H100   852,634 4,257 SH   SOLE   4,256 0 0
JOHNSON & JOHNSON COM 478160104   602,874 3,811 SH   SOLE   3,811 0 0
KINDER MORGAN INC DEL COM 49456B101   323,953 17,664 SH   SOLE   17,663 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   301,336 1,414 SH   SOLE   1,414 0 0
LANTHEUS HLDGS INC COM 516544103   342,009 5,495 SH   SOLE   5,495 0 0
ELI LILLY & CO COM 532457108   403,021 518 SH   SOLE   518 0 0
LOCKHEED MARTIN CORP COM 539830109   874,257 1,922 SH   SOLE   1,921 0 0
LOWES COS INC COM 548661107   453,419 1,780 SH   SOLE   1,780 0 0
M & T BK CORP COM 55261F104   252,476 1,736 SH   SOLE   1,735 0 0
MCDONALDS CORP COM 580135101   538,750 1,911 SH   SOLE   1,910 0 0
MERCK & CO INC COM 58933Y105   525,538 3,983 SH   SOLE   3,982 0 0
MICROSOFT CORP COM 594918104   2,253,445 5,356 SH   SOLE   5,356 0 0
MONDELEZ INTL INC CL A 609207105   383,740 5,482 SH   SOLE   5,482 0 0
NORDSON CORP COM 655663102   625,766 2,279 SH   SOLE   2,279 0 0
NORFOLK SOUTHN CORP COM 655844108   565,200 2,218 SH   SOLE   2,217 0 0
NUCOR CORP COM 670346105   899,020 4,543 SH   SOLE   4,542 0 0
NVIDIA CORPORATION COM 67066G104   737,337 816 SH   SOLE   816 0 0
PNC FINL SVCS GROUP INC COM 693475105   342,366 2,119 SH   SOLE   2,118 0 0
PPL CORP COM 69351T106   432,122 15,696 SH   SOLE   15,696 0 0
PEPSICO INC COM 713448108   426,032 2,434 SH   SOLE   2,434 0 0
PFIZER INC COM 717081103   203,614 7,337 SH   SOLE   7,337 0 0
PROCTER AND GAMBLE CO COM 742718109   453,646 2,796 SH   SOLE   2,795 0 0
QUALCOMM INC COM 747525103   588,148 3,474 SH   SOLE   3,474 0 0
RPM INTL INC COM 749685103   414,894 3,488 SH   SOLE   3,487 0 0
SPDR GOLD TR GOLD SHS 78463V107   807,862 3,927 SH   SOLE   3,927 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   935,880 31,437 SH   SOLE   31,437 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   16,621,692 270,140 SH   SOLE   270,139 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   925,294 9,719 SH   SOLE   9,719 0 0
SCHWAB CHARLES CORP COM 808513105   343,760 4,752 SH   SOLE   4,752 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   491,148 11,040 SH   SOLE   11,039 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,113,995 51,023 SH   SOLE   51,023 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,809,740 104,560 SH   SOLE   104,559 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   240,314 2,587 SH   SOLE   2,587 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   227,108 1,235 SH   SOLE   1,235 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   261,034 6,197 SH   SOLE   6,197 0 0
TRIMBLE INC COM 896239100   324,954 5,049 SH   SOLE   5,049 0 0
TYLER TECHNOLOGIES INC COM 902252105   311,532 733 SH   SOLE   733 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   273,118 1,496 SH   SOLE   1,495 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   954,918 10,247 SH   SOLE   10,247 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   218,398 3,007 SH   SOLE   3,007 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   347,120 2,869 SH   SOLE   2,869 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,724,752 3,588 SH   SOLE   3,588 0 0
WP CAREY INC COM 92936U109   218,592 3,873 SH   SOLE   3,873 0 0
WALMART INC COM 931142103   946,692 15,734 SH   SOLE   15,733 0 0
WASTE MGMT INC DEL COM 94106L109   565,339 2,652 SH   SOLE   2,652 0 0
WILLAMETTE VY VINEYARD INC COM 969136100   78,026 15,574 SH   SOLE   15,574 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   355,771 4,670 SH   SOLE   4,669 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   391,872 1,300 SH   SOLE   1,300 0 0