The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   6,602,297 69,134 SH   SOLE 0 0 0 69,134
AMAZON COM INC COM 023135106   317,883 1,762 SH   SOLE 0 0 0 1,762
AMERICAN EXPRESS CO COM 025816109   863,628 3,793 SH   SOLE 0 0 0 3,793
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   596,981 9,822 SH   SOLE 0 0 0 9,822
APPLE INC COM 037833100   2,359,039 13,757 SH   SOLE 0 0 0 13,757
AT&T INC COM 00206R102   1,184,234 67,286 SH   SOLE 0 0 0 67,286
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   33,986,478 80,820 SH   SOLE 0 0 0 80,820
BRISTOL-MYERS SQUIBB CO COM 110122108   325,380 6,000 SH   SOLE 0 0 0 6,000
CHEVRON CORP NEW COM 166764100   1,657,810 10,510 SH   SOLE 0 0 0 10,510
CITIGROUP INC COM NEW 172967424   1,028,599 16,265 SH   SOLE 0 0 0 16,265
EXXON MOBIL CORP COM 30231G102   1,855,717 15,965 SH   SOLE 0 0 0 15,965
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   6,663,161 280,909 SH   SOLE 0 0 0 280,909
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   17,490,071 325,639 SH   SOLE 0 0 0 325,639
FIRST TR EXCHNG TRADED FD VI FT VEST FD OF BU 33740F755   10,807,966 386,551 SH   SOLE 0 0 0 386,551
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   244,051 12,160 SH   SOLE 0 0 0 12,160
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,448,223 164,436 SH   SOLE 0 0 0 164,436
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   5,669,100 277,489 SH   SOLE 0 0 0 277,489
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,161,029 112,495 SH   SOLE 0 0 0 112,495
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   2,224,137 115,300 SH   SOLE 0 0 0 115,300
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   817,911 21,261 SH   SOLE 0 0 0 21,261
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   338,986 8,630 SH   SOLE 0 0 0 8,630
INVESCO QQQ TR UNIT SER 1 46090E103   225,113 507 SH   SOLE 0 0 0 507
JPMORGAN CHASE & CO COM 46625H100   613,920 3,065 SH   SOLE 0 0 0 3,065
NETFLIX INC COM 64110L106   303,665 500 SH   SOLE 0 0 0 500
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,113,892 23,105 SH   SOLE 0 0 0 23,105
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   709,141 8,795 SH   SOLE 0 0 0 8,795
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   29,280,856 513,429 SH   SOLE 0 0 0 513,429
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   19,486,326 547,215 SH   SOLE 0 0 0 547,215
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   19,625,248 291,219 SH   SOLE 0 0 0 291,219
SELECT SECTOR SPDR TR ENERGY 81369Y506   11,401,378 120,765 SH   SOLE 0 0 0 120,765
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,170,408 17,828 SH   SOLE 0 0 0 17,828
SPDR S&P 500 ETF TR TR UNIT 78462F103   30,279,330 57,888 SH   SOLE 0 0 0 57,888
UNITED AIRLS HLDGS INC COM 910047109   327,691 6,844 SH   SOLE 0 0 0 6,844
UNITED PARCEL SERVICE INC CL B 911312106   713,424 4,800 SH   SOLE 0 0 0 4,800
VANGUARD INDEX FDS VALUE ETF 922908744   216,604 1,330 SH   SOLE 0 0 0 1,330
VERIZON COMMUNICATIONS INC COM 92343V104   1,089,911 25,975 SH   SOLE 0 0 0 25,975