The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1ST OF LONG ISLAND COM 320734106   3,521,800 265,997 SH   SOLE   265,997 0 0
1ST UTD CORP COM 33741H107   2,647,085 112,594 SH   SOLE   112,594 0 0
AMERICAN BUSINESS BK LA CALIF COM 02475L105   8,454,185 234,969 SH   SOLE   234,969 0 0
COMERICA INCORPORATED COM 200340107   46,698,627 836,743 SH   SOLE   836,743 0 0
FIFTH THIRD BANCORP COM 316773100   44,890,563 1,301,553 SH   SOLE   1,301,553 0 0
FIRST FOUNATION INC COM 32026V104   4,092,714 422,801 SH   SOLE   422,801 0 0
FIRST HORIZON CORP COM 320517105   38,872,018 2,745,199 SH   SOLE   2,745,199 0 0
FIRST MERCHANTS CORPORATION COM 320817109   8,571,747 231,169 SH   SOLE   231,169 0 0
FIRST SEACOAST BANCORP INC COM 33631F104   163,313 21,237 SH   SOLE   21,237 0 0
HUNTINGTON BANCSHARES INCORPORATED COM 446150104   38,922,386 3,059,936 SH   SOLE   3,059,936 0 0
KEARNY FINANCIAL C COM 48716P108   2,553,472 284,668 SH   SOLE   284,668 0 0
KEYCORP COM 493267108   50,848,330 3,531,134 SH   SOLE   3,531,134 0 0
LENDING CLUB CORPORATION COM 52603A208   6,838,193 782,402 SH   SOLE   782,402 0 0
M&T BANK CORP COM 55261F104   10,655,228 77,730 SH   SOLE   77,730 0 0
MACATAWA BANK CORP COM 554225102   5,156,765 457,160 SH   SOLE   457,160 0 0
NATIONAL BANKSHARE COM 634865109   2,285,107 70,637 SH   SOLE   70,637 0 0
NORTHFIELD BANCORP INC. COM 66611T108   3,519,469 279,767 SH   SOLE   279,767 0 0
PNC FINANCIAL SERVICES GRP INC COM 693475105   18,284,378 118,078 SH   SOLE   118,078 0 0
POPULAR, INC. COM 733174700   41,446,499 505,014 SH   SOLE   505,014 0 0
RBS CITIZENS FINANCIAL GROUP INC COM 174610105   39,880,113 1,203,383 SH   SOLE   1,203,383 0 0
SOUTHERN FIRST BAN COM 842873101   550,750 14,845 SH   SOLE   14,845 0 0
SPDR S&P REGIONAL BANKING ETF S&P REGIONAL BKG ETF 78464A698   16,945,428 323,201 SH   SOLE   323,201 0 0
SYNOVUS FINANCIAL CORP. COM 87161C501   17,823,171 473,391 SH   SOLE   473,391 0 0
TRUIST FINANCIAL CORP COM 89832Q109   51,261,759 1,388,455 SH   SOLE   1,388,455 0 0
US BANCORP COM 902973304   48,545,878 1,121,670 SH   SOLE   1,121,670 0 0
WATERSTONE FINANCIAL INC MD COM 94188P101   7,603,944 535,489 SH   SOLE   535,489 0 0
ZIONS BANCORPORATION N A COM 989701107   15,552,749 354,519 SH   SOLE   354,519 0 0