Equitable America Variable Account No.70A

N-VPFS 1 d866841dnvpfs.htm EQUITABLE AMERICA VARIABLE ACCOUNT NO.70A Equitable America Variable Account No.70A

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

INDEX TO FINANCIAL STATEMENTS


Report of Independent Registered Public Accounting Firm		FSA-2

Financial Statements:
Statements of Assets and Liabilities, December 31, 2024		FSA-5
Statements of Operations for the Year or Period Ended December 31, 2024		FSA-44
Statements of Changes in Net Assets for the Years or Periods Ended December 31, 2024 and 2023		FSA-68
Notes to Financial Statements		FSA-121

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Report of Independent Registered Public Accounting Firm

To the Board of Directors of Equitable Financial Life Insurance Company of America and the Contractowners of Equitable America Variable Account 70A

Opinions on the Financial Statements

We have audited the accompanying statements of assets and liabilities of each of the variable investment options of Equitable America Variable Account 70A indicated in the table below as of December 31, 2024, and the related statements of operations and of changes in net assets for each of the periods indicated in the table below, including the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of each of the variable investment options of Equitable America Variable Account 70A as of December 31, 2024, and the results of each of their operations and the changes in each of their net assets for the periods indicated in the table below, in conformity with accounting principles generally accepted in the United States of America.


1290 VT CONVERTIBLE SECURITIES⁽¹⁾		EQ/JPMORGAN GROWTH STOCK⁽¹⁾
1290 VT DOUBLELINE OPPORTUNISTIC BOND⁽¹⁾		EQ/JPMORGAN VALUE OPPORTUNITIES⁽¹⁾
1290 VT EQUITY INCOME⁽¹⁾		EQ/LARGE CAP GROWTH INDEX⁽¹⁾
1290 VT GAMCO MERGERS & ACQUISITIONS⁽¹⁾		EQ/LARGE CAP VALUE INDEX⁽¹⁾
1290 VT GAMCO SMALL COMPANY VALUE⁽¹⁾		EQ/LARGE CAP VALUE MANAGED VOLATILITY⁽¹⁾
1290 VT HIGH YIELD BOND⁽¹⁾		EQ/LAZARD EMERGING MARKETS EQUITY⁽¹⁾
1290 VT MICRO CAP⁽¹⁾		EQ/LONG-TERM BOND⁽³⁾
1290 VT MODERATE GROWTH ALLOCATION⁽¹⁾		EQ/LOOMIS SAYLES GROWTH⁽¹⁾
1290 VT MULTI-ALTERNATIVE STRATEGIES⁽¹⁾		EQ/MFS INTERNATIONAL GROWTH⁽¹⁾
1290 VT NATURAL RESOURCES⁽¹⁾		EQ/MFS INTERNATIONAL INTRINSIC VALUE⁽¹⁾
1290 VT REAL ESTATE⁽¹⁾		EQ/MFS MID CAP FOCUSED GROWTH⁽¹⁾
1290 VT SMALL CAP VALUE⁽¹⁾		EQ/MFS TECHNOLOGY⁽¹⁾
1290 VT SMARTBETA EQUITY ESG⁽¹⁾		EQ/MFS UTILITIES SERIES⁽¹⁾
1290 VT SOCIALLY RESPONSIBLE⁽¹⁾		EQ/MID CAP INDEX⁽¹⁾
AB VPS DISCOVERY VALUE PORTFOLIO⁽¹⁾		EQ/MID CAP VALUE MANAGED VOLATILITY⁽¹⁾
AB VPS RELATIVE VALUE PORTFOLIO⁽¹⁾		EQ/MODERATE ALLOCATION⁽¹⁾
AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO⁽¹⁾		EQ/MODERATE GROWTH STRATEGY⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND⁽¹⁾		EQ/MODERATE-PLUS ALLOCATION⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND⁽¹⁾		EQ/MONEY MARKET⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND⁽¹⁾		EQ/PIMCO GLOBAL REAL RETURN⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND⁽¹⁾		EQ/PIMCO REAL RETURN⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® INTERNATIONAL GROWTH AND INCOME FUND⁽¹⁾		EQ/PIMCO TOTAL RETURN ESG⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®⁽¹⁾		EQ/PIMCO ULTRA SHORT BOND⁽¹⁾
AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®⁽¹⁾		EQ/SMALL COMPANY INDEX⁽¹⁾
BLACKROCK GLOBAL ALLOCATION V.I. FUND⁽¹⁾		EQ/T. ROWE PRICE HEALTH SCIENCES⁽¹⁾
BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND⁽¹⁾		EQ/VALUE EQUITY⁽¹⁾
CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO⁽¹⁾		EQ/WELLINGTON ENERGY⁽¹⁾
CLEARBRIDGE VARIABLE MID CAP PORTFOLIO⁽¹⁾		EQUITABLE CONSERVATIVE GROWTH MF/ETF⁽¹⁾
EATON VANCE VT FLOATING-RATE INCOME FUND⁽¹⁾		EQUITABLE GROWTH MF/ETF⁽¹⁾
EQ/500 MANAGED VOLATILITY⁽¹⁾		EQUITABLE MODERATE GROWTH MF/ETF⁽¹⁾
EQ/AB DYNAMIC AGGRESSIVE GROWTH⁽¹⁾		FEDERATED HERMES HIGH INCOME BOND FUND II⁽¹⁾
EQ/AB DYNAMIC GROWTH⁽¹⁾		FEDERATED HERMES KAUFMANN FUND II⁽¹⁾
EQ/AB DYNAMIC MODERATE GROWTH⁽¹⁾		FIDELITY^® VIP MID CAP PORTFOLIO⁽¹⁾
EQ/AB SHORT DURATION GOVERNMENT BOND⁽¹⁾		FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO⁽¹⁾
EQ/AB SMALL CAP GROWTH⁽¹⁾		FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO⁽¹⁾
EQ/AB SUSTAINABLE U.S. THEMATIC⁽¹⁾		FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO⁽¹⁾
EQ/AGGRESSIVE ALLOCATION⁽¹⁾		FRANKLIN ALLOCATION VIP FUND⁽¹⁾
EQ/AGGRESSIVE GROWTH STRATEGY⁽¹⁾		FRANKLIN INCOME VIP FUND⁽¹⁾

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EQ/ALL ASSET GROWTH ALLOCATION⁽¹⁾		HARTFORD DISCIPLINED EQUITY HLS FUND⁽⁴⁾
EQ/AMERICAN CENTURY MID CAP VALUE⁽¹⁾		INVESCO V.I. BALANCED-RISK ALLOCATION FUND⁽¹⁾
EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION⁽¹⁾		INVESCO V.I. DIVERSIFIED DIVIDEND FUND⁽¹⁾
EQ/BALANCED STRATEGY⁽¹⁾		INVESCO V.I. EQUITY AND INCOME FUND⁽¹⁾
EQ/CLEARBRIDGE LARGE CAP GROWTH ESG⁽¹⁾		INVESCO V.I. HEALTH CARE FUND⁽¹⁾
EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY⁽¹⁾		INVESCO V.I. HIGH YIELD FUND⁽¹⁾
EQ/COMMON STOCK INDEX⁽¹⁾		INVESCO V.I. MAIN STREET MID CAP FUND⁽¹⁾
EQ/CONSERVATIVE ALLOCATION⁽¹⁾		INVESCO V.I. SMALL CAP EQUITY FUND⁽¹⁾
EQ/CONSERVATIVE GROWTH STRATEGY⁽¹⁾		JANUS HENDERSON BALANCED PORTFOLIO⁽¹⁾
EQ/CONSERVATIVE STRATEGY⁽¹⁾		JANUS HENDERSON FLEXIBLE BOND PORTFOLIO⁽¹⁾
EQ/CORE BOND INDEX⁽¹⁾		LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO⁽¹⁾
EQ/CORE PLUS BOND⁽¹⁾		MACQUARIE VIP EMERGING MARKETS SERIES⁽¹⁾
EQ/EMERGING MARKETS EQUITY PLUS⁽¹⁾		MACQUARIE VIP HIGH INCOME SERIES⁽¹⁾
EQ/EQUITY 500 INDEX		MFS^® INVESTORS TRUST SERIES
EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP⁽¹⁾		MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO⁽¹⁾
EQ/FRANKLIN MODERATE ALLOCATION⁽¹⁾		MFS^® VALUE SERIES⁽¹⁾
EQ/FRANKLIN RISING DIVIDENDS⁽¹⁾		MULTIMANAGER AGGRESSIVE EQUITY⁽¹⁾
EQ/GOLDMAN SACHS GROWTH ALLOCATION⁽¹⁾		MULTIMANAGER TECHNOLOGY⁽¹⁾
EQ/GOLDMAN SACHS MID CAP VALUE⁽¹⁾		PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO⁽¹⁾
EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION⁽¹⁾		PIMCO EMERGING MARKETS BOND PORTFOLIO⁽¹⁾
EQ/GROWTH STRATEGY⁽¹⁾		PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)⁽¹⁾
EQ/INTERMEDIATE CORPORATE BOND⁽²⁾		PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO⁽¹⁾
EQ/INTERMEDIATE GOVERNMENT BOND⁽¹⁾		PIMCO INCOME PORTFOLIO⁽¹⁾
EQ/INTERNATIONAL CORE MANAGED VOLATILITY⁽¹⁾		PRINCIPAL BLUE CHIP ACCOUNT⁽¹⁾
EQ/INTERNATIONAL EQUITY INDEX⁽¹⁾		PRINCIPAL EQUITY INCOME ACCOUNT⁽¹⁾
EQ/INVESCO COMSTOCK⁽¹⁾		PROFUND VP BIOTECHNOLOGY⁽¹⁾
EQ/INVESCO GLOBAL⁽¹⁾		PUTNAM VT GLOBAL ASSET ALLOCATION FUND⁽¹⁾
EQ/INVESCO GLOBAL REAL ASSETS⁽¹⁾		PUTNAM VT RESEARCH FUND⁽¹⁾
EQ/INVESCO MODERATE ALLOCATION⁽¹⁾		T. ROWE PRICE EQUITY INCOME PORTFOLIO⁽¹⁾
EQ/INVESCO MODERATE GROWTH ALLOCATION⁽¹⁾		TEMPLETON DEVELOPING MARKETS VIP FUND⁽¹⁾
EQ/JANUS ENTERPRISE⁽¹⁾		TEMPLETON GLOBAL BOND VIP FUND⁽¹⁾
EQ/JPMORGAN GROWTH ALLOCATION⁽¹⁾

(1) Statement of operations for the year ended December 31, 2024 and statement of changes in net assets for the years ended December 31, 2024 and 2023

(2) Statement of operations for the year ended December 31, 2024, and statement of changes in net assets for the year ended December 31, 2024 and the period November 13, 2023 (commencement of operations) through December 31, 2023.

(3) Statement of operations for the year ended December 31, 2024, and statement of changes in net assets for the year ended December 31, 2024 and the period November 13, 2023 (commencement of operations) through December 31, 2023. However, there were no unit outstanding as of December 31, 2023.

(4) Statement of operations for the year ended December 31, 2024, and statement of changes in net assets for the year ended December 31, 2024 and the period May 22, 2023 (commencement of operations) through December 31, 2023.

Basis for Opinions

These financial statements are the responsibility of the Equitable Financial Life Insurance Company of America management. Our responsibility is to express an opinion on the financial statements of each of the variable investment options of Equitable America Variable Account 70A based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to each of the variable investment options of Equitable America Variable Account 70A in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits of these financial statements in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating

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the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. Our procedures included confirmation of investments owned as of December 31, 2024, by correspondence with the transfer agents of the investee mutual funds or the investee mutual funds directly. We believe that our audits provide a reasonable basis for our opinions.

/s/ PricewaterhouseCoopers LLP

New York, New York

April 10, 2025

We have served as the auditor of one or more of the variable investment options of Equitable America Variable Account 70A since 2021.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES

DECEMBER 31, 2024


	1290 VT CONVERTIBLE SECURITIES*		1290 VT DOUBLELINE OPPORTUNISTIC BOND*		1290 VT EQUITY INCOME*		1290 VT GAMCO MERGERS & ACQUISITIONS*		1290 VT GAMCO SMALL COMPANY VALUE*		1290 VT HIGH YIELD BOND*
Assets:
Investments in shares of the Portfolios, at fair value	$	437,181	$	2,963,123	$	1,603,291	$	873,164	$	17,134,255	$	6,648,581
Receivable for shares of the Portfolios sold		13		—		50		26		—		—
Receivable for policy-related transactions		67		6,844		4		76		14,748		30,849

Total assets		437,261		2,969,967		1,603,345		873,266		17,149,003		6,679,430


Liabilities:
Payable for shares of the Portfolios purchased		—		6,787		—		—		14,650		30,774

Total liabilities		—		6,787		—		—		14,650		30,774

Net Assets	$	437,261	$	2,963,180	$	1,603,345	$	873,266	$	17,134,353	$	6,648,656


Net Assets:
Accumulation unit values	$	437,194	$	2,963,180	$	1,603,314	$	873,191	$	17,134,353	$	6,648,650
Retained by Equitable America in Equitable America Variable Account 70A		67		—		31		75		—		6

Total Net Assets	$	437,261	$	2,963,180	$	1,603,345	$	873,266	$	17,134,353	$	6,648,656


Investments in shares of the Portfolios, at cost	$	396,562	$	3,090,511	$	1,651,584	$	853,981	$	17,051,242	$	6,741,789

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	1290 VT MICRO CAP*		1290 VT MODERATE GROWTH ALLOCATION*		1290 VT MULTI- ALTERNATIVE STRATEGIES*		1290 VT NATURAL RESOURCES*		1290 VT REAL ESTATE*		1290 VT SMALL CAP VALUE*
Assets:
Investments in shares of the Portfolios, at fair value	$	910,338	$	86,137,956	$	308,705	$	1,859,350	$	1,251,542	$	3,327,338
Receivable for shares of the Portfolios sold		30		7,894		8		48		36		—
Receivable for policy-related transactions		34		—		3		—		20		3,593

Total assets		910,402		86,145,850		308,716		1,859,398		1,251,598		3,330,931


Liabilities:
Payable for shares of the Portfolios purchased		—		—		—		—		—		3,593
Payable for policy-related transactions		—		7,766		—		48		—		—

Total liabilities		—		7,766		—		48		—		3,593

Net Assets	$	910,402	$	86,138,084	$	308,716	$	1,859,350	$	1,251,598	$	3,327,338


Net Assets:
Accumulation unit values	$	910,381	$	86,138,084	$	308,716	$	1,859,254	$	1,251,581	$	3,327,326
Retained by Equitable America in Equitable America Variable Account 70A		21		—		—		96		17		12

Total Net Assets	$	910,402	$	86,138,084	$	308,716	$	1,859,350	$	1,251,598	$	3,327,338


Investments in shares of the Portfolios, at cost	$	850,530	$	77,643,797	$	302,122	$	2,038,427	$	1,243,931	$	3,186,082

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	1290 VT SMARTBETA EQUITY ESG*		1290 VT SOCIALLY RESPONSIBLE*		AB VPS DISCOVERY VALUE PORTFOLIO**		AB VPS RELATIVE VALUE PORTFOLIO**		AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO**		AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND
Assets:
Investments in shares of the Portfolios, at fair value	$	1,802,121	$	1,220,533	$	437,013	$	1,121,955	$	527,093	$	20,005,143
Receivable for shares of the Portfolios sold		—		38		13		31		—		—
Receivable for policy-related transactions		4,865		—		97		2		618		112,337

Total assets		1,806,986		1,220,571		437,123		1,121,988		527,711		20,117,480


Liabilities:
Payable for shares of the Portfolios purchased		4,806		—		—		—		585		112,227
Payable for policy-related transactions		—		1		—		—		—		—

Total liabilities		4,806		1		—		—		585		112,227

Net Assets	$	1,802,180	$	1,220,570	$	437,123	$	1,121,988	$	527,126	$	20,005,253


Net Assets:
Accumulation unit values	$	1,802,180	$	1,220,570	$	437,026	$	1,121,988	$	527,108	$	20,005,253
Retained by Equitable America in Equitable America Variable Account 70A		—		—		97		—		18		—

Total Net Assets	$	1,802,180	$	1,220,570	$	437,123	$	1,121,988	$	527,126	$	20,005,253


Investments in shares of the Portfolios, at cost	$	1,675,519	$	1,099,965	$	412,467	$	1,108,270	$	483,103	$	18,875,029

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

Denotes Variable Investment Options that invest in shares of a Portfolio of AB Variable Product Series Fund, Inc, an affiliate of Equitable America.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND		AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		AMERICAN FUNDS INSURANCE SERIES^® GROWTH- INCOME FUND		AMERICAN FUNDS INSURANCE SERIES_{^®INTERNATIONAL GROWTH AND INCOME FUND}		AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®
Assets:
Investments in shares of the Portfolios, at fair value	$	4,078,572	$	888,182	$	9,223,757	$	3,060,447	$	4,683,533	$	2,102,936
Receivable for shares of the Portfolios sold		—		—		—		811		—		—
Receivable for policy-related transactions		3,879		600		72,338		—		44,219		60,001

Total assets		4,082,451		888,782		9,296,095		3,061,258		4,727,752		2,162,937


Liabilities:
Payable for shares of the Portfolios purchased		3,775		571		72,234		—		44,169		59,926
Payable for policy-related transactions		—		—		—		677		—		—

Total liabilities		3,775		571		72,234		677		44,169		59,926

Net Assets	$	4,078,676	$	888,211	$	9,223,861	$	3,060,581	$	4,683,583	$	2,103,011


Net Assets:
Accumulation unit values	$	4,078,573	$	888,211	$	9,223,861	$	3,060,534	$	4,683,535	$	2,103,011
Retained by Equitable America in Equitable America Variable Account 70A		103		—		—		47		48		—

Total Net Assets	$	4,078,676	$	888,211	$	9,223,861	$	3,060,581	$	4,683,583	$	2,103,011


Investments in shares of the Portfolios, at cost	$	3,925,281	$	878,216	$	8,500,743	$	3,105,850	$	4,536,472	$	2,165,107

The accompanying notes are an integral part of these financial statements.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	BLACKROCK GLOBAL ALLOCATION V.I. FUND		BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND		CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO		CLEARBRIDGE VARIABLE MID CAP PORTFOLIO		EATON VANCE VT FLOATING-RATE INCOME FUND		EQ/500 MANAGED VOLATILITY*
Assets:
Investments in shares of the Portfolios, at fair value	$	3,915,130	$	4,778,964	$	3,484,043	$	914,084	$	6,056,931	$	3,317,011
Receivable for shares of the Portfolios sold		122		—		—		33		—		—
Receivable for policy-related transactions		1,058		64,458		63,080		—		17,591		508

Total assets		3,916,310		4,843,422		3,547,123		914,117		6,074,522		3,317,519


Liabilities:
Payable for shares of the Portfolios purchased		—		64,196		63,008		—		17,591		508
Payable for policy-related transactions		—		—		—		22		—		—

Total liabilities		—		64,196		63,008		22		17,591		508

Net Assets	$	3,916,310	$	4,779,226	$	3,484,115	$	914,095	$	6,056,931	$	3,317,011


Net Assets:
Accumulation unit values	$	3,915,140	$	4,778,999	$	3,484,115	$	914,095	$	6,055,925	$	3,317,011
Retained by Equitable America in Equitable America Variable Account 70A		1,170		227		—		—		1,006		—

Total Net Assets	$	3,916,310	$	4,779,226	$	3,484,115	$	914,095	$	6,056,931	$	3,317,011


Investments in shares of the Portfolios, at cost	$	3,941,812	$	4,188,293	$	3,314,556	$	842,046	$	6,053,326	$	3,381,002

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/AB DYNAMIC AGGRESSIVE GROWTH*		EQ/AB DYNAMIC GROWTH*		EQ/AB DYNAMIC MODERATE GROWTH*		EQ/AB SHORT DURATION GOVERNMENT BOND*		EQ/AB SMALL CAP GROWTH*		EQ/AB SUSTAINABLE U.S. THEMATIC*
Assets:
Investments in shares of the Portfolios, at fair value	$	291,771,830	$	165,125,650	$	132,123,898	$	2,186,772	$	8,573,837	$	690,261
Receivable for shares of the Portfolios sold		—		—		—		64		—		20
Receivable for policy-related transactions		349,250		183,696		589,716		28		20,375		5

Total assets		292,121,080		165,309,346		132,713,614		2,186,864		8,594,212		690,286


Liabilities:
Payable for shares of the Portfolios purchased		347,992		183,696		589,584		—		20,332		—

Total liabilities		347,992		183,696		589,584		—		20,332		—

Net Assets	$	291,773,088	$	165,125,650	$	132,124,030	$	2,186,864	$	8,573,880	$	690,286


Net Assets:
Accumulation unit values	$	291,772,313	$	165,125,542	$	132,124,030	$	2,186,836	$	8,573,880	$	690,281
Retained by Equitable America in Equitable America Variable Account 70A		775		108		—		28		—		5

Total Net Assets	$	291,773,088	$	165,125,650	$	132,124,030	$	2,186,864	$	8,573,880	$	690,286


Investments in shares of the Portfolios, at cost	$	267,709,518	$	151,754,389	$	130,087,126	$	2,196,598	$	8,586,080	$	662,843

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

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EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/AGGRESSIVE ALLOCATION*		EQ/AGGRESSIVE GROWTH STRATEGY*		EQ/ALL ASSET GROWTH ALLOCATION*		EQ/AMERICAN CENTURY MID CAP VALUE*		EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION*		EQ/BALANCED STRATEGY*
Assets:
Investments in shares of the Portfolios, at fair value	$	1,179,731	$	870,350,038	$	1,422,258	$	5,903,374	$	66,800,915	$	276,927,559
Receivable for shares of the Portfolios sold		—		—		45		180		—		—
Receivable for policy-related transactions		83		836,168		8		—		414,215		310,025

Total assets		1,179,814		871,186,206		1,422,311		5,903,554		67,215,130		277,237,584


Liabilities:
Payable for shares of the Portfolios purchased		7		834,988		—		—		411,566		310,025
Payable for policy-related transactions		—		—		—		89		—		—

Total liabilities		7		834,988		—		89		411,566		310,025

Net Assets	$	1,179,807	$	870,351,218	$	1,422,311	$	5,903,465	$	66,803,564	$	276,927,559


Net Assets:
Accumulation unit values	$	1,179,780	$	870,351,218	$	1,422,311	$	5,903,465	$	66,800,952	$	276,927,409
Retained by Equitable America in Equitable America Variable Account 70A		27		—		—		—		2,612		150

Total Net Assets	$	1,179,807	$	870,351,218	$	1,422,311	$	5,903,465	$	66,803,564	$	276,927,559


Investments in shares of the Portfolios, at cost	$	1,177,640	$	833,653,393	$	1,355,514	$	6,039,033	$	62,957,276	$	272,105,174

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-11

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/CLEARBRIDGE LARGE CAP GROWTH ESG*		EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY*		EQ/COMMON STOCK INDEX*		EQ/CONSERVATIVE ALLOCATION*		EQ/CONSERVATIVE GROWTH STRATEGY*		EQ/CONSERVATIVE STRATEGY*
Assets:
Investments in shares of the Portfolios, at fair value	$	6,310,264	$	2,385,081	$	15,672,994	$	2,289,695	$	122,642,259	$	60,196,068
Receivable for shares of the Portfolios sold		—		83		—		70		—		—
Receivable for policy-related transactions		263,062		49		32,178		6		288,780		43,886

Total assets		6,573,326		2,385,213		15,705,172		2,289,771		122,931,039		60,239,954


Liabilities:
Payable for shares of the Portfolios purchased		262,996		—		32,178		—		349,525		43,886

Total liabilities		262,996		—		32,178		—		349,525		43,886

Net Assets	$	6,310,330	$	2,385,213	$	15,672,994	$	2,289,771	$	122,581,514	$	60,196,068


Net Assets:
Accumulation unit values	$	6,310,330	$	2,385,173	$	15,672,339	$	2,289,771	$	122,581,514	$	60,189,849
Retained by Equitable America in Equitable America Variable Account 70A		—		40		655		—		—		6,219

Total Net Assets	$	6,310,330	$	2,385,213	$	15,672,994	$	2,289,771	$	122,581,514	$	60,196,068


Investments in shares of the Portfolios, at cost	$	5,955,162	$	1,895,441	$	14,685,804	$	2,321,602	$	122,479,840	$	59,396,845

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-12

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/CORE BOND INDEX*		EQ/CORE PLUS BOND*		EQ/EMERGING MARKETS EQUITY PLUS*		EQ/EQUITY 500 INDEX*		EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP*		EQ/FRANKLIN MODERATE ALLOCATION*
Assets:
Investments in shares of the Portfolios, at fair value	$	15,882,735	$	4,553,843	$	1,406,037	$	69,235,833	$	9,601,551	$	77,327,335
Receivable for policy-related transactions		258,999		429		431		550,369		21,545		23,567

Total assets		16,141,734		4,554,272		1,406,468		69,786,202		9,623,096		77,350,902


Liabilities:
Payable for shares of the Portfolios purchased		258,915		379		353		550,267		21,487		23,071

Total liabilities		258,915		379		353		550,267		21,487		23,071

Net Assets	$	15,882,819	$	4,553,893	$	1,406,115	$	69,235,935	$	9,601,609	$	77,327,831


Net Assets:
Accumulation unit values	$	15,882,749	$	4,553,864	$	1,406,115	$	69,235,935	$	9,601,609	$	77,327,410
Retained by Equitable America in Equitable America Variable Account 70A		70		29		—		—		—		421

Total Net Assets	$	15,882,819	$	4,553,893	$	1,406,115	$	69,235,935	$	9,601,609	$	77,327,831


Investments in shares of the Portfolios, at cost	$	15,990,063	$	4,780,177	$	1,396,063	$	59,701,050	$	8,756,351	$	73,164,691

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-13

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/FRANKLIN RISING DIVIDENDS*		EQ/GOLDMAN SACHS GROWTH ALLOCATION*		EQ/GOLDMAN SACHS MID CAP VALUE*		EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION*		EQ/GROWTH STRATEGY*		EQ/INTERMEDIATE CORPORATE BOND*
Assets:
Investments in shares of the Portfolios, at fair value	$	11,630,115	$	264,930,518	$	2,930,910	$	166,569,399	$	445,058,318	$	1,880,845
Receivable for policy-related transactions		83,224		1,718,719		3,243		940,597		180,453		126,329

Total assets		11,713,339		266,649,237		2,934,153		167,509,996		445,238,771		2,007,174


Liabilities:
Payable for shares of the Portfolios purchased		83,144		1,718,708		3,199		940,043		179,994		126,273

Total liabilities		83,144		1,718,708		3,199		940,043		179,994		126,273

Net Assets	$	11,630,195	$	264,930,529	$	2,930,954	$	166,569,953	$	445,058,777	$	1,880,901


Net Assets:
Accumulation unit values	$	11,630,195	$	264,930,529	$	2,930,954	$	166,569,596	$	445,058,777	$	1,880,901
Retained by Equitable America in Equitable America Variable Account 70A		—		—		—		357		—		—

Total Net Assets	$	11,630,195	$	264,930,529	$	2,930,954	$	166,569,953	$	445,058,777	$	1,880,901


Investments in shares of the Portfolios, at cost	$	11,135,872	$	250,650,278	$	2,878,129	$	156,298,728	$	439,400,993	$	2,001,233

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-14

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/INTERMEDIATE GOVERNMENT BOND*		EQ/INTERNATIONAL CORE MANAGED VOLATILITY*		EQ/INTERNATIONAL EQUITY INDEX*		EQ/INVESCO COMSTOCK*		EQ/INVESCO GLOBAL*		EQ/INVESCO GLOBAL REAL ASSETS*
Assets:
Investments in shares of the Portfolios, at fair value	$	4,940,029	$	315,711	$	8,278,265	$	3,486,989	$	4,370,055	$	1,011,873
Receivable for shares of the Portfolios sold		—		11		—		—		144		30
Receivable for policy-related transactions		84,088		32		98,098		51,201		—		—

Total assets		5,024,117		315,754		8,376,363		3,538,190		4,370,199		1,011,903


Liabilities:
Payable for shares of the Portfolios purchased		84,072		—		98,014		51,144		—		—
Payable for policy-related transactions		—		—		—		—		53		30

Total liabilities		84,072		—		98,014		51,144		53		30

Net Assets	$	4,940,045	$	315,754	$	8,278,349	$	3,487,046	$	4,370,146	$	1,011,873


Net Assets:
Accumulation unit values	$	4,940,045	$	315,722	$	8,278,349	$	3,487,012	$	4,370,059	$	1,011,862
Retained by Equitable America in Equitable America Variable Account 70A		—		32		—		34		87		11

Total Net Assets	$	4,940,045	$	315,754	$	8,278,349	$	3,487,046	$	4,370,146	$	1,011,873


Investments in shares of the Portfolios, at cost	$	5,004,696	$	310,401	$	8,277,143	$	3,606,599	$	3,960,146	$	1,053,108

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-15

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/INVESCO MODERATE ALLOCATION*		EQ/INVESCO MODERATE GROWTH ALLOCATION*		EQ/JANUS ENTERPRISE*		EQ/JPMORGAN GROWTH ALLOCATION*		EQ/JPMORGAN GROWTH STOCK*		EQ/JPMORGAN VALUE OPPORTUNITIES*
Assets:
Investments in shares of the Portfolios, at fair value	$	73,621,630	$	123,896,067	$	8,608,571	$	288,447,763	$	23,155,036	$	20,917,174
Receivable for policy-related transactions		17,350		460,335		4,432		153,329		55,741		8,897

Total assets		73,638,980		124,356,402		8,613,003		288,601,092		23,210,777		20,926,071


Liabilities:
Payable for shares of the Portfolios purchased		17,275		581,830		4,343		214,490		55,685		8,831

Total liabilities		17,275		581,830		4,343		214,490		55,685		8,831

Net Assets	$	73,621,705	$	123,774,572	$	8,608,660	$	288,386,602	$	23,155,092	$	20,917,240


Net Assets:
Accumulation unit values	$	73,621,694	$	123,774,572	$	8,608,632	$	288,386,602	$	23,155,078	$	20,917,181
Retained by Equitable America in Equitable America Variable Account 70A		11		—		28		—		14		59

Total Net Assets	$	73,621,705	$	123,774,572	$	8,608,660	$	288,386,602	$	23,155,092	$	20,917,240


Investments in shares of the Portfolios, at cost	$	69,487,996	$	114,573,678	$	8,540,535	$	278,880,994	$	20,270,458	$	21,486,419

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-16

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/LARGE CAP GROWTH INDEX*		EQ/LARGE CAP VALUE INDEX*		EQ/LARGE CAP VALUE MANAGED VOLATILITY*		EQ/LAZARD EMERGING MARKETS EQUITY*		EQ/LONG-TERM BOND*		EQ/LOOMIS SAYLES GROWTH*
Assets:
Investments in shares of the Portfolios, at fair value	$	23,194,817	$	8,963,985	$	946,697	$	1,718,566	$	306,055	$	10,549,336
Receivable for shares of the Portfolios sold		—		—		34		53		9		—
Receivable for policy-related transactions		143,840		3,046		—		—		47		64,479

Total assets		23,338,657		8,967,031		946,731		1,718,619		306,111		10,613,815

Liabilities:
Payable for shares of the Portfolios purchased		143,781		2,962		—		—		—		64,440
Payable for policy-related transactions		—		—		34		12		—		—

Total liabilities		143,781		2,962		34		12		—		64,440

Net Assets	$	23,194,876	$	8,964,069	$	946,697	$	1,718,607	$	306,111	$	10,549,375


Net Assets:
Accumulation unit values	$	23,194,839	$	8,964,069	$	946,605	$	1,718,597	$	306,065	$	10,549,340
Retained by Equitable America in Equitable America Variable Account 70A		37		—		92		10		46		35

Total Net Assets	$	23,194,876	$	8,964,069	$	946,697	$	1,718,607	$	306,111	$	10,549,375


Investments in shares of the Portfolios, at cost	$	20,233,336	$	8,862,985	$	937,258	$	1,769,098	$	323,625	$	10,299,585

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-17

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/MFS INTERNATIONAL GROWTH*		EQ/MFS INTERNATIONAL INTRINSIC VALUE*		EQ/MFS MID CAP FOCUSED GROWTH*		EQ/MFS TECHNOLOGY*		EQ/MFS UTILITIES SERIES*		EQ/MID CAP INDEX*
Assets:
Investments in shares of the Portfolios, at fair value	$	6,948,867	$	6,530,451	$	1,628,676	$	22,289,340	$	2,265,213	$	13,110,196
Receivable for shares of the Portfolios sold		198		199		59		—		74		—
Receivable for policy-related transactions		—		—		1		5,231		—		25,917

Total assets		6,949,065		6,530,650		1,628,736		22,294,571		2,265,287		13,136,113

Liabilities:
Payable for shares of the Portfolios purchased		—		—		—		5,179		—		25,856
Payable for policy-related transactions		144		158		—		—		23		—

Total liabilities		144		158		—		5,179		23		25,856

Net Assets	$	6,948,921	$	6,530,492	$	1,628,736	$	22,289,392	$	2,265,264	$	13,110,257


Net Assets:
Accumulation unit values	$	6,948,921	$	6,530,492	$	1,628,736	$	22,289,344	$	2,265,264	$	13,110,202
Retained by Equitable America in Equitable America Variable Account 70A		—		—		—		48		—		55

Total Net Assets	$	6,948,921	$	6,530,492	$	1,628,736	$	22,289,392	$	2,265,264	$	13,110,257


Investments in shares of the Portfolios, at cost	$	7,078,949	$	6,729,093	$	1,538,145	$	19,731,083	$	2,234,393	$	12,926,095

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-18

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/MID CAP VALUE MANAGED VOLATILITY*		EQ/MODERATE ALLOCATION*		EQ/MODERATE GROWTH STRATEGY*		EQ/MODERATE- PLUS ALLOCATION*		EQ/MONEY MARKET*		EQ/PIMCO GLOBAL REAL RETURN*
Assets:
Investments in shares of the Portfolios, at fair value	$	754,423	$	16,786,925	$	345,395,932	$	8,237,103	$	605,539,179	$	1,432,013
Receivable for shares of the Portfolios sold		28		494		—		233		—		—
Receivable for policy-related transactions		12		—		273,684		—		64,078,319		18,630

Total assets		754,463		16,787,419		345,669,616		8,237,336		669,617,498		1,450,643

Liabilities:
Payable for shares of the Portfolios purchased		—		—		273,471		—		63,997,990		17,224
Payable for policy-related transactions		—		494		—		135		—		—

Total liabilities		—		494		273,471		135		63,997,990		17,224

Net Assets	$	754,463	$	16,786,925	$	345,396,145	$	8,237,201	$	605,619,508	$	1,433,419


Net Assets:
Accumulation unit values	$	754,425	$	16,786,805	$	345,396,145	$	8,237,143	$	605,388,409	$	1,432,061
Retained by Equitable America in Equitable America Variable Account 70A		38		120		—		58		231,099		1,358

Total Net Assets	$	754,463	$	16,786,925	$	345,396,145	$	8,237,201	$	605,619,508	$	1,433,419


Investments in shares of the Portfolios, at cost	$	814,230	$	16,743,133	$	347,029,371	$	8,103,028	$	605,556,116	$	1,458,726

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-19

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/PIMCO REAL RETURN*		EQ/PIMCO TOTAL RETURN ESG*		EQ/PIMCO ULTRA SHORT BOND*		EQ/SMALL COMPANY INDEX*		EQ/T. ROWE PRICE HEALTH SCIENCES*		EQ/VALUE EQUITY*
Assets:
Investments in shares of the Portfolios, at fair value	$	1,611,413	$	6,573,879	$	8,038,710	$	9,131,869	$	7,421,530	$	2,477,599
Receivable for shares of the Portfolios sold		58		—		246		—		233		—
Receivable for policy-related transactions		9		44,866		—		13,058		—		2,257

Total assets		1,611,480		6,618,745		8,038,956		9,144,927		7,421,763		2,479,856


Liabilities:
Payable for shares of the Portfolios purchased		—		44,810		—		12,969		—		2,199
Payable for policy-related transactions		—		—		188		—		150		—

Total liabilities		—		44,810		188		12,969		150		2,199

Net Assets	$	1,611,480	$	6,573,935	$	8,038,768	$	9,131,958	$	7,421,613	$	2,477,657


Net Assets:
Accumulation unit values	$	1,611,480	$	6,573,935	$	8,038,768	$	9,131,958	$	7,421,585	$	2,477,657
Retained by Equitable America in Equitable America Variable Account 70A		—		—		—		—		28		—

Total Net Assets	$	1,611,480	$	6,573,935	$	8,038,768	$	9,131,958	$	7,421,613	$	2,477,657


Investments in shares of the Portfolios, at cost	$	1,708,485	$	6,836,026	$	8,149,914	$	9,054,697	$	7,970,100	$	2,437,775

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-20

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	EQ/WELLINGTON ENERGY*		EQUITABLE CONSERVATIVE GROWTH MF/ETF*		EQUITABLE GROWTH MF/ETF*		EQUITABLE MODERATE GROWTH MF/ETF*		FEDERATED HERMES HIGH INCOME BOND FUND II		FEDERATED HERMES KAUFMANN FUND II
Assets:
Investments in shares of the Portfolios, at fair value	$	4,622,449	$	4,767,928	$	4,737,615	$	5,681,264	$	3,295,331	$	811,965
Receivable for shares of the Portfolios sold		123		—		139		—		92		23
Receivable for policy-related transactions		—		17,902		—		4,918		42		—

Total assets		4,622,572		4,785,830		4,737,754		5,686,182		3,295,465		811,988


Liabilities:
Payable for shares of the Portfolios purchased		—		17,854		—		4,829		—		—
Payable for policy-related transactions		63		—		50		—		—		23

Total liabilities		63		17,854		50		4,829		—		23

Net Assets	$	4,622,509	$	4,767,976	$	4,737,704	$	5,681,353	$	3,295,465	$	811,965


Net Assets:
Accumulation unit values	$	4,622,478	$	4,767,964	$	4,737,679	$	5,681,353	$	3,295,465	$	810,888
Retained by Equitable America in Equitable America Variable Account 70A		31		12		25		—		—		1,077

Total Net Assets	$	4,622,509	$	4,767,976	$	4,737,704	$	5,681,353	$	3,295,465	$	811,965


Investments in shares of the Portfolios, at cost	$	4,626,509	$	4,675,188	$	4,170,816	$	5,374,497	$	3,173,763	$	730,787

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-21

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	FIDELITY^® VIP MID CAP PORTFOLIO		FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		FRANKLIN ALLOCATION VIP FUND		FRANKLIN INCOME VIP FUND
Assets:
Investments in shares of the Portfolios, at fair value	$	11,370,309	$	17,282,241	$	553,439	$	3,977,977	$	385,273	$	7,896,664
Receivable for shares of the Portfolios sold		—		—		19		120		13		—
Receivable for policy-related transactions		7,719		361,454		—		—		54		57,074

Total assets		11,378,028		17,643,695		553,458		3,978,097		385,340		7,953,738


Liabilities:
Payable for shares of the Portfolios purchased		7,719		361,342		—		—		—		57,075
Payable for policy-related transactions		—		—		—		107		—		—

Total liabilities		7,719		361,342		—		107		—		57,075

Net Assets	$	11,370,309	$	17,282,353	$	553,458	$	3,977,990	$	385,340	$	7,896,663


Net Assets:
Accumulation unit values	$	11,369,889	$	17,282,353	$	553,458	$	3,977,990	$	385,281	$	7,896,539
Retained by Equitable America in Equitable America Variable Account 70A		420		—		—		—		59		124

Total Net Assets	$	11,370,309	$	17,282,353	$	553,458	$	3,977,990	$	385,340	$	7,896,663


Investments in shares of the Portfolios, at cost	$	11,761,490	$	17,197,209	$	545,390	$	3,769,455	$	355,954	$	7,821,135

The accompanying notes are an integral part of these financial statements.

FSA-22

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	HARTFORD DISCIPLINED EQUITY HLS FUND		INVESCO V.I. BALANCED-RISK ALLOCATION FUND		INVESCO V.I. DIVERSIFIED DIVIDEND FUND		INVESCO V.I. EQUITY AND INCOME FUND		INVESCO V.I. HEALTH CARE FUND		INVESCO V.I. HIGH YIELD FUND
Assets:
Investments in shares of the Portfolios, at fair value	$	855,759	$	1,043,470	$	1,126,513	$	2,390,494	$	2,047,918	$	4,295,889
Receivable for shares of the Portfolios sold		31		—		40		86		—		132
Receivable for policy-related transactions		35		15,581		—		6		10,354		—

Total assets		855,825		1,059,051		1,126,553		2,390,586		2,058,272		4,296,021


Liabilities:
Payable for shares of the Portfolios purchased		—		15,489		—		—		10,355		—
Payable for policy-related transactions		—		—		1		—		—		97

Total liabilities		—		15,489		1		—		10,355		97

Net Assets	$	855,825	$	1,043,562	$	1,126,552	$	2,390,586	$	2,047,917	$	4,295,924


Net Assets:
Accumulation unit values	$	855,772	$	1,043,496	$	1,126,552	$	2,390,586	$	2,047,907	$	4,295,919
Retained by Equitable America in Equitable America Variable Account 70A		53		66		—		—		10		5

Total Net Assets	$	855,825	$	1,043,562	$	1,126,552	$	2,390,586	$	2,047,917	$	4,295,924


Investments in shares of the Portfolios, at cost	$	730,075	$	1,062,023	$	1,089,136	$	2,399,439	$	2,073,571	$	4,247,994

The accompanying notes are an integral part of these financial statements.

FSA-23

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	INVESCO V.I. MAIN STREET MID CAP FUND		INVESCO V.I. SMALL CAP EQUITY FUND		JANUS HENDERSON BALANCED PORTFOLIO		JANUS HENDERSON FLEXIBLE BOND PORTFOLIO		LORD ABBETT SERIES FUND - BOND DEBENTURE PORTFOLIO		MACQUARIE VIP EMERGING MARKETS SERIES
Assets:
Investments in shares of the Portfolios, at fair value	$	668,954	$	3,596,539	$	24,498,931	$	2,621,953	$	7,887,708	$	246,023
Receivable for shares of the Portfolios sold		23		110		—		—		—		7
Receivable for policy-related transactions		50		—		112,155		199,437		431,755		9

Total assets		669,027		3,596,649		24,611,086		2,821,390		8,319,463		246,039


Liabilities:
Payable for shares of the Portfolios purchased		—		—		112,108		199,370		431,705		—
Payable for policy-related transactions		—		110		—		—		—		—

Total liabilities		—		110		112,108		199,370		431,705		—

Net Assets	$	669,027	$	3,596,539	$	24,498,978	$	2,622,020	$	7,887,758	$	246,039


Net Assets:
Accumulation unit values	$	668,975	$	3,596,534	$	24,498,940	$	2,622,020	$	7,887,758	$	246,031
Retained by Equitable America in Equitable America Variable Account 70A		52		5		38		—		—		8

Total Net Assets	$	669,027	$	3,596,539	$	24,498,978	$	2,622,020	$	7,887,758	$	246,039


Investments in shares of the Portfolios, at cost	$	605,159	$	3,435,572	$	22,325,903	$	2,670,173	$	8,064,762	$	223,284

The accompanying notes are an integral part of these financial statements.

FSA-24

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	MACQUARIE VIP HIGH INCOME SERIES		MFS^® INVESTORS TRUST SERIES		MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO		MFS^® VALUE SERIES		MULTIMANAGER AGGRESSIVE EQUITY*		MULTIMANAGER TECHNOLOGY*
Assets:
Investments in shares of the Portfolios, at fair value	$	2,911,811	$	554,459	$	1,256,382	$	2,404,195	$	1,722,439	$	13,550,816
Receivable for shares of the Portfolios sold		—		19		45		1,906		—		—
Receivable for policy-related transactions		61,206		37		11		—		3,070		1,489

Total assets		2,973,017		554,515		1,256,438		2,406,101		1,725,509		13,552,305


Liabilities:
Payable for shares of the Portfolios purchased		61,133		—		—		—		3,070		1,488
Payable for policy-related transactions		—		—		—		1,842		—		—

Total liabilities		61,133		—		—		1,842		3,070		1,488

Net Assets	$	2,911,884	$	554,515	$	1,256,438	$	2,404,259	$	1,722,439	$	13,550,817


Net Assets:
Accumulation unit values	$	2,911,884	$	554,478	$	1,256,438	$	2,404,259	$	1,722,298	$	13,550,624
Retained by Equitable America in Equitable America Variable Account 70A		—		37		—		—		141		193

Total Net Assets	$	2,911,884	$	554,515	$	1,256,438	$	2,404,259	$	1,722,439	$	13,550,817


Investments in shares of the Portfolios, at cost	$	2,895,909	$	516,426	$	1,163,346	$	2,397,533	$	1,599,528	$	12,795,300

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-25

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	PIMCO COMMODITYREAL RETURN^® STRATEGY PORTFOLIO		PIMCO EMERGING MARKETS BOND PORTFOLIO		PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)		PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO		PIMCO INCOME PORTFOLIO		PRINCIPAL BLUE CHIP ACCOUNT
Assets:
Investments in shares of the Portfolios, at fair value	$	963,823	$	209,588	$	1,022,442	$	142,862	$	13,371,553	$	893,952
Receivable for shares of the Portfolios sold		30		6		29		4		—		25
Receivable for policy-related transactions		16		34		18		3		354,937		—

Total assets		963,869		209,628		1,022,489		142,869		13,726,490		893,977


Liabilities:
Payable for shares of the Portfolios purchased		—		—		—		—		354,937		—

Total liabilities		—		—		—		—		354,937		—

Net Assets	$	963,869	$	209,628	$	1,022,489	$	142,869	$	13,371,553	$	893,977


Net Assets:
Accumulation unit values	$	963,869	$	209,628	$	1,022,489	$	142,869	$	13,371,369	$	893,977
Retained by Equitable America in Equitable America Variable Account 70A		—		—		—		—		184		—

Total Net Assets	$	963,869	$	209,628	$	1,022,489	$	142,869	$	13,371,553	$	893,977


Investments in shares of the Portfolios, at cost	$	1,018,585	$	204,269	$	1,037,658	$	135,535	$	13,359,988	$	793,970

The accompanying notes are an integral part of these financial statements.

FSA-26

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	PRINCIPAL EQUITY INCOME ACCOUNT		PROFUND VP BIOTECHNOLOGY		PUTNAM VT GLOBAL ASSET ALLOCATION FUND		PUTNAM VT RESEARCH FUND		T. ROWE PRICE EQUITY INCOME PORTFOLIO		TEMPLETON DEVELOPING MARKETS VIP FUND
Assets:
Investments in shares of the Portfolios, at fair value	$	329,685	$	689,852	$	222,324	$	1,468,863	$	4,405,137	$	411,133
Receivable for shares of the Portfolios sold		10		25		6		41		—		15
Receivable for policy-related transactions		10		63		36		2		54,505		—

Total assets		329,705		689,940		222,366		1,468,906		4,459,642		411,148


Liabilities:
Payable for shares of the Portfolios purchased		—		—		—		—		54,421		—
Payable for policy-related transactions		—		—		—		—		—		1

Total liabilities		—		—		—		—		54,421		1

Net Assets	$	329,705	$	689,940	$	222,366	$	1,468,906	$	4,405,221	$	411,147


Net Assets:
Accumulation unit values	$	329,695	$	689,940	$	222,330	$	1,468,906	$	4,405,221	$	411,140
Retained by Equitable America in Equitable America Variable Account 70A		10		—		36		—		—		7

Total Net Assets	$	329,705	$	689,940	$	222,366	$	1,468,906	$	4,405,221	$	411,147


Investments in shares of the Portfolios, at cost	$	295,467	$	975,485	$	176,186	$	1,284,043	$	4,571,013	$	402,973

The accompanying notes are an integral part of these financial statements.

FSA-27

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	TEMPLETON GLOBAL BOND VIP FUND
Assets:
Investments in shares of the Portfolios, at fair value	$	1,167,494
Receivable for policy-related transactions		28,105

Total assets		1,195,599


Liabilities:
Payable for shares of the Portfolios purchased		28,038

Total liabilities		28,038

Net Assets	$	1,167,561


Net Assets:
Accumulation unit values	$	1,167,529
Retained by Equitable America in Equitable America Variable Account 70A		32

Total Net Assets	$	1,167,561


Investments in shares of the Portfolios, at cost	$	1,249,255

The accompanying notes are an integral part of these financial statements.

FSA-28

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024

The following table provides the Portfolio shares held by the Variable Investment Options of the Account:


	Share Class**		Portfolio Shares Held (000’s)
1290 VT CONVERTIBLE SECURITIES		IB		45

1290 VT DOUBLELINE OPPORTUNISTIC BOND		IB		351

1290 VT EQUITY INCOME		IB		333

1290 VT GAMCO MERGERS & ACQUISITIONS		IB		70

1290 VT GAMCO SMALL COMPANY VALUE		IB		237

1290 VT HIGH YIELD BOND		IB		753

1290 VT MICRO CAP		IB		88

1290 VT MODERATE GROWTH ALLOCATION		IB		6,498

1290 VT MULTI-ALTERNATIVE STRATEGIES		IB		34

1290 VT NATURAL RESOURCES		IB		208

1290 VT REAL ESTATE		IB		222

1290 VT SMALL CAP VALUE		IB		282

1290 VT SMARTBETA EQUITY ESG		IB		97

1290 VT SOCIALLY RESPONSIBLE		IB		54

AB VPS DISCOVERY VALUE PORTFOLIO		CLASS B		24

AB VPS RELATIVE VALUE PORTFOLIO		CLASS B		36

AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO		CLASS B		16

AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND		CLASS 4		787

AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND		CLASS 4		114

AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		CLASS 4		52

AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND		CLASS 4		137

AMERICAN FUNDS INSURANCE SERIES^® INTERNATIONAL GROWTH AND INCOME FUND		CLASS 4		314

AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		CLASS 4		179

AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®		CLASS 4		232

BLACKROCK GLOBAL ALLOCATION V.I. FUND		CLASS III		304

BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND		CLASS III		214

CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO		CLASS II		55

CLEARBRIDGE VARIABLE MID CAP PORTFOLIO		CLASS II		38

EATON VANCE VT FLOATING-RATE INCOME FUND		INITIAL CLASS		703

EQ/500 MANAGED VOLATILITY		IB		109

EQ/AB DYNAMIC AGGRESSIVE GROWTH		IB		22,159

EQ/AB DYNAMIC GROWTH		IB		12,595

EQ/AB DYNAMIC MODERATE GROWTH		IB		10,467

EQ/AB SHORT DURATION GOVERNMENT BOND		IB		223

EQ/AB SMALL CAP GROWTH		IB		574

EQ/AB SUSTAINABLE U.S. THEMATIC		IB		61

The accompanying notes are an integral part of these financial statements.

FSA-29

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Share Class**		Portfolio Shares Held (000’s)
EQ/AGGRESSIVE ALLOCATION		IB		113

EQ/AGGRESSIVE GROWTH STRATEGY		IB		50,096

EQ/ALL ASSET GROWTH ALLOCATION		IB		76

EQ/AMERICAN CENTURY MID CAP VALUE		IB		272

EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION		IB		5,481

EQ/BALANCED STRATEGY		IB		17,531

EQ/CLEARBRIDGE LARGE CAP GROWTH ESG		IB		362

EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY		IB		194

EQ/COMMON STOCK INDEX		IA		142

EQ/COMMON STOCK INDEX		IB		177

EQ/CONSERVATIVE ALLOCATION		IB		281

EQ/CONSERVATIVE GROWTH STRATEGY		IB		8,929

EQ/CONSERVATIVE STRATEGY		IB		5,256

EQ/CORE BOND INDEX		IB		1,724

EQ/CORE PLUS BOND		IB		1,385

EQ/EMERGING MARKETS EQUITY PLUS		IB		157

EQ/EQUITY 500 INDEX		IA		289

EQ/EQUITY 500 INDEX		IB		530

EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		IB		161

EQ/FRANKLIN MODERATE ALLOCATION		IB		6,590

EQ/FRANKLIN RISING DIVIDENDS		IB		242

EQ/GOLDMAN SACHS GROWTH ALLOCATION		IB		21,759

EQ/GOLDMAN SACHS MID CAP VALUE		IB		135

EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION		IB		15,069

EQ/GROWTH STRATEGY		IB		23,041

EQ/INTERMEDIATE CORPORATE BOND		IB		191

EQ/INTERMEDIATE GOVERNMENT BOND		IB		524

EQ/INTERNATIONAL CORE MANAGED VOLATILITY		IB		30

EQ/INTERNATIONAL EQUITY INDEX		IA		220

EQ/INTERNATIONAL EQUITY INDEX		IB		548

EQ/INVESCO COMSTOCK		IB		168

EQ/INVESCO GLOBAL		IB		149

EQ/INVESCO GLOBAL REAL ASSETS		IB		69

EQ/INVESCO MODERATE ALLOCATION		IB		6,184

EQ/INVESCO MODERATE GROWTH ALLOCATION		IB		10,496

EQ/JANUS ENTERPRISE		IB		408

EQ/JPMORGAN GROWTH ALLOCATION		IB		24,602

EQ/JPMORGAN GROWTH STOCK		IB		324

EQ/JPMORGAN VALUE OPPORTUNITIES		IB		1,079

The accompanying notes are an integral part of these financial statements.

FSA-30

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Share Class**		Portfolio Shares Held (000’s)
EQ/LARGE CAP GROWTH INDEX		IB		881

EQ/LARGE CAP VALUE INDEX		IB		849

EQ/LARGE CAP VALUE MANAGED VOLATILITY		IB		52

EQ/LAZARD EMERGING MARKETS EQUITY		IB		89

EQ/LONG-TERM BOND		IB		47

EQ/LOOMIS SAYLES GROWTH		IB		913

EQ/MFS INTERNATIONAL GROWTH		IB		936

EQ/MFS INTERNATIONAL INTRINSIC VALUE		IB		204

EQ/MFS MID CAP FOCUSED GROWTH		IB		88

EQ/MFS TECHNOLOGY		IB		571

EQ/MFS UTILITIES SERIES		IB		62

EQ/MID CAP INDEX		IB		818

EQ/MID CAP VALUE MANAGED VOLATILITY		IB		48

EQ/MODERATE ALLOCATION		IA		132

EQ/MODERATE ALLOCATION		IB		1,275

EQ/MODERATE GROWTH STRATEGY		IB		20,904

EQ/MODERATE-PLUS ALLOCATION		IB		864

EQ/MONEY MARKET		IA		27,560

EQ/MONEY MARKET		IB		577,891

EQ/PIMCO GLOBAL REAL RETURN		IB		194

EQ/PIMCO REAL RETURN		IB		158

EQ/PIMCO TOTAL RETURN ESG		IB		719

EQ/PIMCO ULTRA SHORT BOND		IB		816

EQ/SMALL COMPANY INDEX		IB		797

EQ/T. ROWE PRICE HEALTH SCIENCES		IB		130

EQ/VALUE EQUITY		IB		110

EQ/WELLINGTON ENERGY		IB		1,112

EQUITABLE CONSERVATIVE GROWTH MF/ETF		IB		397

EQUITABLE GROWTH MF/ETF		IB		428

EQUITABLE MODERATE GROWTH MF/ETF		IB		548

FEDERATED HERMES HIGH INCOME BOND FUND II		SERVICE CLASS		584

FEDERATED HERMES KAUFMANN FUND II		SERVICE CLASS		46

FIDELITY^® VIP MID CAP PORTFOLIO		SERVICE CLASS 2		320

FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		SERVICE CLASS 2		1,635

FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		CLASS I		49

FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		CLASS I		293

FRANKLIN ALLOCATION VIP FUND		CLASS 2		74

FRANKLIN INCOME VIP FUND		CLASS 2		550

HARTFORD DISCIPLINED EQUITY HLS FUND		IC		38

The accompanying notes are an integral part of these financial statements.

FSA-31

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Share Class**		Portfolio Shares Held (000’s)
INVESCO V.I. BALANCED-RISK ALLOCATION FUND		SERIES II		126

INVESCO V.I. DIVERSIFIED DIVIDEND FUND		SERIES II		44

INVESCO V.I. EQUITY AND INCOME FUND		SERIES II		138

INVESCO V.I. HEALTH CARE FUND		SERIES II		83

INVESCO V.I. HIGH YIELD FUND		SERIES II		912

INVESCO V.I. MAIN STREET MID CAP FUND		SERIES II		63

INVESCO V.I. SMALL CAP EQUITY FUND		SERIES II		207

JANUS HENDERSON BALANCED PORTFOLIO		SERVICE SHARES		450

JANUS HENDERSON FLEXIBLE BOND PORTFOLIO		SERVICE SHARES		241

LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO		VC SHARES		758

MACQUARIE VIP EMERGING MARKETS SERIES		SERVICE CLASS		11

MACQUARIE VIP HIGH INCOME SERIES		SERVICE CLASS		994

MFS^® INVESTORS TRUST SERIES		SERVICE CLASS		14

MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO		SERVICE CLASS		54

MFS^® VALUE SERIES		SERVICE CLASS		114

MULTIMANAGER AGGRESSIVE EQUITY		IB		24

MULTIMANAGER TECHNOLOGY		IB		371

PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		ADVISOR CLASS		173

PIMCO EMERGING MARKETS BOND PORTFOLIO		ADVISOR CLASS		20

PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)		ADVISOR CLASS		111

PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO		ADVISOR CLASS		14

PIMCO INCOME PORTFOLIO		ADVISOR CLASS		1,352

PRINCIPAL BLUE CHIP ACCOUNT		CLASS 3		60

PRINCIPAL EQUITY INCOME ACCOUNT		CLASS 3		11

PROFUND VP BIOTECHNOLOGY		COMMON SHARES		17

PUTNAM VT GLOBAL ASSET ALLOCATION FUND		CLASS IB		11

PUTNAM VT RESEARCH FUND		CLASS IB		34

T. ROWE PRICE EQUITY INCOME PORTFOLIO		CLASS II		156

TEMPLETON DEVELOPING MARKETS VIP FUND		CLASS 2		49

TEMPLETON GLOBAL BOND VIP FUND		CLASS 2		103

The accompanying notes are an integral part of these financial statements.

Share class reflects the share class of the Portfolio in which the units of the Variable Investment Option are invested, as further described in Note 6 of these financial statements.

FSA-32

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024

The following table provides units outstanding and unit values associated with the Variable Investment Options of the Account and is further categorized by share class and contract charges:


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
1290 VT CONVERTIBLE SECURITIES		1.00%		IB		$17.14		19
1290 VT CONVERTIBLE SECURITIES		1.25%		IB		$18.98		6

1290 VT DOUBLELINE OPPORTUNISTIC BOND		0.00%		IB		$11.12		28
1290 VT DOUBLELINE OPPORTUNISTIC BOND		1.00%		IB		$10.25		160
1290 VT DOUBLELINE OPPORTUNISTIC BOND		1.25%		IB		$10.06		41
1290 VT DOUBLELINE OPPORTUNISTIC BOND		1.30%		IB		$ 9.97		59
1290 VT DOUBLELINE OPPORTUNISTIC BOND		1.65%		IB		$ 9.63		1

1290 VT EQUITY INCOME		1.00%		IB		$18.19		46
1290 VT EQUITY INCOME		1.25%		IB		$20.15		3
1290 VT EQUITY INCOME		1.30%		IB		$33.08		21
1290 VT EQUITY INCOME		1.65%		IB		$31.35		—

1290 VT GAMCO MERGERS & ACQUISITIONS		1.00%		IB		$13.05		48
1290 VT GAMCO MERGERS & ACQUISITIONS		1.25%		IB		$13.37		1
1290 VT GAMCO MERGERS & ACQUISITIONS		1.30%		IB		$16.59		14
1290 VT GAMCO MERGERS & ACQUISITIONS		1.65%		IB		$15.73		—

1290 VT GAMCO SMALL COMPANY VALUE		0.00%		IB		$24.62		10
1290 VT GAMCO SMALL COMPANY VALUE		1.00%		IB		$20.44		565
1290 VT GAMCO SMALL COMPANY VALUE		1.25%		IB		$21.92		29
1290 VT GAMCO SMALL COMPANY VALUE		1.30%		IB		$43.94		100
1290 VT GAMCO SMALL COMPANY VALUE		1.65%		IB		$41.64		8

1290 VT HIGH YIELD BOND		1.00%		IB		$13.31		368
1290 VT HIGH YIELD BOND		1.25%		IB		$13.65		39
1290 VT HIGH YIELD BOND		1.30%		IB		$14.20		82
1290 VT HIGH YIELD BOND		1.65%		IB		$13.61		4

1290 VT MICRO CAP		1.00%		IB		$16.97		19
1290 VT MICRO CAP		1.25%		IB		$16.74		8
1290 VT MICRO CAP		1.30%		IB		$16.69		26
1290 VT MICRO CAP		1.65%		IB		$16.33		2

1290 VT MODERATE GROWTH ALLOCATION		1.30%		IB		$13.43		6,263
1290 VT MODERATE GROWTH ALLOCATION		1.65%		IB		$13.15		155

1290 VT MULTI-ALTERNATIVE STRATEGIES		0.00%		IB		$11.45		1
1290 VT MULTI-ALTERNATIVE STRATEGIES		1.00%		IB		$10.83		25
1290 VT MULTI-ALTERNATIVE STRATEGIES		1.25%		IB		$10.69		3

1290 VT NATURAL RESOURCES		1.00%		IB		$12.43		62
1290 VT NATURAL RESOURCES		1.25%		IB		$10.88		8
1290 VT NATURAL RESOURCES		1.30%		IB		$11.13		85
1290 VT NATURAL RESOURCES		1.65%		IB		$10.67		6

1290 VT REAL ESTATE		0.00%		IB		$13.30		6
1290 VT REAL ESTATE		1.00%		IB		$10.71		69
1290 VT REAL ESTATE		1.25%		IB		$11.84		3
1290 VT REAL ESTATE		1.30%		IB		$12.06		33

1290 VT SMALL CAP VALUE		0.00%		IB		$17.73		—
1290 VT SMALL CAP VALUE		1.00%		IB		$16.78		81
1290 VT SMALL CAP VALUE		1.25%		IB		$16.55		14
1290 VT SMALL CAP VALUE		1.30%		IB		$16.50		101
1290 VT SMALL CAP VALUE		1.65%		IB		$16.14		5

The accompanying notes are an integral part of these financial statements.

FSA-33

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
1290 VT SMARTBETA EQUITY ESG		1.00%		IB		$21.33		40
1290 VT SMARTBETA EQUITY ESG		1.25%		IB		$23.53		7
1290 VT SMARTBETA EQUITY ESG		1.30%		IB		$17.68		44

1290 VT SOCIALLY RESPONSIBLE		1.00%		IB		$27.29		30
1290 VT SOCIALLY RESPONSIBLE		1.25%		IB		$32.40		4
1290 VT SOCIALLY RESPONSIBLE		1.30%		IB		$15.40		18
1290 VT SOCIALLY RESPONSIBLE		1.65%		IB		$15.29		—

AB VPS DISCOVERY VALUE PORTFOLIO		1.00%		CLASS B		$17.79		20
AB VPS DISCOVERY VALUE PORTFOLIO		1.25%		CLASS B		$18.05		5

AB VPS RELATIVE VALUE PORTFOLIO		0.00%		CLASS B		$24.68		—
AB VPS RELATIVE VALUE PORTFOLIO		1.00%		CLASS B		$21.74		50
AB VPS RELATIVE VALUE PORTFOLIO		1.25%		CLASS B		$22.16		1

AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO		1.00%		CLASS B		$20.52		23
AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO		1.25%		CLASS B		$21.10		2

AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND		0.00%		CLASS 4		$22.90		23
AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND		1.00%		CLASS 4		$18.94		881
AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND		1.25%		CLASS 4		$20.39		137

AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND		1.00%		CLASS 4		$22.14		163
AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND		1.25%		CLASS 4		$25.21		18

AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		1.00%		CLASS 4		$14.30		25
AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		1.25%		CLASS 4		$15.67		1
AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		1.30%		CLASS 4		$17.67		28
AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		1.65%		CLASS 4		$16.94		—

AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND		0.00%		CLASS 4		$34.88		2
AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND		1.00%		CLASS 4		$26.66		313
AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND		1.25%		CLASS 4		$31.06		26

AMERICAN FUNDS INSURANCE SERIES^® INTERNATIONAL GROWTH AND INCOME FUND		1.00%		CLASS 4		$12.25		235
AMERICAN FUNDS INSURANCE SERIES^® INTERNATIONAL GROWTH AND INCOME FUND		1.25%		CLASS 4		$12.31		14

AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		0.00%		CLASS 4		$16.21		17
AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		1.00%		CLASS 4		$15.10		209
AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		1.25%		CLASS 4		$14.43		12
AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		1.30%		CLASS 4		$15.38		68
AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		1.65%		CLASS 4		$14.75		2

The accompanying notes are an integral part of these financial statements.

FSA-34

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®		1.30%		CLASS 4		$10.17		205
AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®		1.65%		CLASS 4		$ 9.75		1

BLACKROCK GLOBAL ALLOCATION V.I. FUND		1.00%		CLASS III		$14.39		153
BLACKROCK GLOBAL ALLOCATION V.I. FUND		1.25%		CLASS III		$15.22		11
BLACKROCK GLOBAL ALLOCATION V.I. FUND		1.30%		CLASS III		$18.97		80
BLACKROCK GLOBAL ALLOCATION V.I. FUND		1.65%		CLASS III		$17.98		1

BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND		1.30%		CLASS III		$70.33		65
BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND		1.65%		CLASS III		$66.65		3

CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO		1.30%		CLASS II		$26.28		133

CLEARBRIDGE VARIABLE MID CAP PORTFOLIO		1.30%		CLASS II		$16.94		54

EATON VANCE VT FLOATING-RATE INCOME FUND		0.00%		INITIAL CLASS		$14.56		1
EATON VANCE VT FLOATING-RATE INCOME FUND		1.00%		INITIAL CLASS		$12.96		193
EATON VANCE VT FLOATING-RATE INCOME FUND		1.25%		INITIAL CLASS		$12.96		242
EATON VANCE VT FLOATING-RATE INCOME FUND		1.30%		INITIAL CLASS		$12.83		32

EQ/500 MANAGED VOLATILITY		1.00%		IB		$15.32		208
EQ/500 MANAGED VOLATILITY		1.25%		IB		$15.23		9

EQ/AB DYNAMIC AGGRESSIVE GROWTH		1.30%		IB		$13.83		20,981
EQ/AB DYNAMIC AGGRESSIVE GROWTH		1.65%		IB		$13.49		111

EQ/AB DYNAMIC GROWTH		1.30%		IB		$14.30		11,446
EQ/AB DYNAMIC GROWTH		1.65%		IB		$13.82		108

EQ/AB DYNAMIC MODERATE GROWTH		1.00%		IB		$13.80		363
EQ/AB DYNAMIC MODERATE GROWTH		1.25%		IB		$14.73		3
EQ/AB DYNAMIC MODERATE GROWTH		1.30%		IB		$16.71		7,558
EQ/AB DYNAMIC MODERATE GROWTH		1.65%		IB		$15.90		52

EQ/AB SHORT DURATION GOVERNMENT BOND		1.00%		IB		$10.06		156
EQ/AB SHORT DURATION GOVERNMENT BOND		1.25%		IB		$9.62		64

EQ/AB SMALL CAP GROWTH		0.00%		IB		$24.38		4
EQ/AB SMALL CAP GROWTH		1.00%		IB		$19.98		238
EQ/AB SMALL CAP GROWTH		1.25%		IB		$21.71		24
EQ/AB SMALL CAP GROWTH		1.30%		IB		$45.15		70
EQ/AB SMALL CAP GROWTH		1.65%		IB		$42.78		—

EQ/AB SUSTAINABLE U.S. THEMATIC		1.00%		IB		$11.09		50
EQ/AB SUSTAINABLE U.S. THEMATIC		1.25%		IB		$11.01		9
EQ/AB SUSTAINABLE U.S. THEMATIC		1.30%		IB		$13.54		2

EQ/AGGRESSIVE ALLOCATION		1.00%		IB		$18.61		60
EQ/AGGRESSIVE ALLOCATION		1.25%		IB		$20.21		3

EQ/AGGRESSIVE GROWTH STRATEGY		1.30%		IB		$24.61		35,049
EQ/AGGRESSIVE GROWTH STRATEGY		1.65%		IB		$23.52		335

EQ/ALL ASSET GROWTH ALLOCATION		1.00%		IB		$15.05		46
EQ/ALL ASSET GROWTH ALLOCATION		1.25%		IB		$14.81		5
EQ/ALL ASSET GROWTH ALLOCATION		1.30%		IB		$22.16		28
EQ/ALL ASSET GROWTH ALLOCATION		1.65%		IB		$21.00		2

The accompanying notes are an integral part of these financial statements.

FSA-35

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
EQ/AMERICAN CENTURY MID CAP VALUE		0.00%		IB		$24.76		1
EQ/AMERICAN CENTURY MID CAP VALUE		1.00%		IB		$18.83		202
EQ/AMERICAN CENTURY MID CAP VALUE		1.25%		IB		$22.05		11
EQ/AMERICAN CENTURY MID CAP VALUE		1.30%		IB		$38.02		43
EQ/AMERICAN CENTURY MID CAP VALUE		1.65%		IB		$36.03		5

EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION		1.00%		IB		$12.37		9
EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION		1.30%		IB		$12.78		5,180
EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION		1.65%		IB		$12.52		39

EQ/BALANCED STRATEGY		1.30%		IB		$18.69		14,302
EQ/BALANCED STRATEGY		1.65%		IB		$17.71		544

EQ/CLEARBRIDGE LARGE CAP GROWTH ESG		1.00%		IB		$23.30		157
EQ/CLEARBRIDGE LARGE CAP GROWTH ESG		1.25%		IB		$22.99		27
EQ/CLEARBRIDGE LARGE CAP GROWTH ESG		1.30%		IB		$22.92		88

EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY		1.00%		IB		$21.65		28
EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY		1.25%		IB		$21.36		12
EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY		1.30%		IB		$21.29		68
EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY		1.65%		IB		$20.83		3

EQ/COMMON STOCK INDEX		1.30%		IA		$52.16		132
EQ/COMMON STOCK INDEX		1.65%		IA		$49.43		3
EQ/COMMON STOCK INDEX		0.00%		IB		$34.96		2
EQ/COMMON STOCK INDEX		1.00%		IB		$26.75		236
EQ/COMMON STOCK INDEX		1.25%		IB		$31.13		74

EQ/CONSERVATIVE ALLOCATION		1.00%		IB		$10.28		124
EQ/CONSERVATIVE ALLOCATION		1.25%		IB		$10.16		100

EQ/CONSERVATIVE GROWTH STRATEGY		1.30%		IB		$16.37		7,434
EQ/CONSERVATIVE GROWTH STRATEGY		1.65%		IB		$15.51		63

EQ/CONSERVATIVE STRATEGY		1.30%		IB		$12.49		4,624
EQ/CONSERVATIVE STRATEGY		1.65%		IB		$11.83		207

EQ/CORE BOND INDEX		0.00%		IB		$11.07		5
EQ/CORE BOND INDEX		1.00%		IB		$ 9.95		968
EQ/CORE BOND INDEX		1.25%		IB		$ 9.86		420
EQ/CORE BOND INDEX		1.30%		IB		$10.49		191
EQ/CORE BOND INDEX		1.65%		IB		$ 9.94		5

EQ/CORE PLUS BOND		0.00%		IB		$10.88		17
EQ/CORE PLUS BOND		1.00%		IB		$10.65		284
EQ/CORE PLUS BOND		1.25%		IB		$10.59		18
EQ/CORE PLUS BOND		1.30%		IB		$ 8.42		135
EQ/CORE PLUS BOND		1.65%		IB		$ 8.32		2

EQ/EMERGING MARKETS EQUITY PLUS		0.00%		IB		$11.87		1
EQ/EMERGING MARKETS EQUITY PLUS		1.00%		IB		$10.60		35
EQ/EMERGING MARKETS EQUITY PLUS		1.25%		IB		$10.57		8
EQ/EMERGING MARKETS EQUITY PLUS		1.30%		IB		$10.12		93

EQ/EQUITY 500 INDEX		1.30%		IA		$54.45		442
EQ/EQUITY 500 INDEX		1.65%		IA		$51.60		9
EQ/EQUITY 500 INDEX		0.00%		IB		$37.27		56
EQ/EQUITY 500 INDEX		1.00%		IB		$28.37		1,289
EQ/EQUITY 500 INDEX		1.25%		IB		$33.19		182

The accompanying notes are an integral part of these financial statements.

FSA-36

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		0.00%		IB		$36.77		2
EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		1.00%		IB		$27.95		219
EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		1.25%		IB		$32.74		5
EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		1.30%		IB		$52.96		58
EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		1.65%		IB		$50.19		3

EQ/FRANKLIN MODERATE ALLOCATION		1.30%		IB		$13.09		5,820
EQ/FRANKLIN MODERATE ALLOCATION		1.65%		IB		$12.68		91

EQ/FRANKLIN RISING DIVIDENDS		1.00%		IB		$24.16		277
EQ/FRANKLIN RISING DIVIDENDS		1.25%		IB		$26.52		25
EQ/FRANKLIN RISING DIVIDENDS		1.30%		IB		$30.62		139
EQ/FRANKLIN RISING DIVIDENDS		1.65%		IB		$29.35		—

EQ/GOLDMAN SACHS GROWTH ALLOCATION		1.00%		IB		$12.54		59
EQ/GOLDMAN SACHS GROWTH ALLOCATION		1.25%		IB		$12.50		1
EQ/GOLDMAN SACHS GROWTH ALLOCATION		1.30%		IB		$13.92		18,616
EQ/GOLDMAN SACHS GROWTH ALLOCATION		1.65%		IB		$13.63		366

EQ/GOLDMAN SACHS MID CAP VALUE		0.00%		IB		$13.22		7
EQ/GOLDMAN SACHS MID CAP VALUE		1.00%		IB		$13.07		103
EQ/GOLDMAN SACHS MID CAP VALUE		1.25%		IB		$13.03		5
EQ/GOLDMAN SACHS MID CAP VALUE		1.30%		IB		$37.21		38
EQ/GOLDMAN SACHS MID CAP VALUE		1.65%		IB		$35.26		—

EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION		1.00%		IB		$12.10		71
EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION		1.30%		IB		$13.58		11,907
EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION		1.65%		IB		$13.13		303

EQ/GROWTH STRATEGY		1.30%		IB		$24.30		18,122
EQ/GROWTH STRATEGY		1.65%		IB		$23.03		205

EQ/INTERMEDIATE CORPORATE BOND		1.00%		IB		$11.16		58
EQ/INTERMEDIATE CORPORATE BOND		1.25%		IB		$11.13		111

EQ/INTERMEDIATE GOVERNMENT BOND		1.00%		IB		$ 9.53		309
EQ/INTERMEDIATE GOVERNMENT BOND		1.25%		IB		$ 9.34		163
EQ/INTERMEDIATE GOVERNMENT BOND		1.30%		IB		$ 9.59		49

EQ/INTERNATIONAL CORE MANAGED VOLATILITY		1.30%		IB		$15.08		21

EQ/INTERNATIONAL EQUITY INDEX		1.30%		IA		$16.23		146
EQ/INTERNATIONAL EQUITY INDEX		1.65%		IA		$15.38		2
EQ/INTERNATIONAL EQUITY INDEX		0.00%		IB		$14.91		16
EQ/INTERNATIONAL EQUITY INDEX		1.00%		IB		$13.30		387
EQ/INTERNATIONAL EQUITY INDEX		1.25%		IB		$13.27		37

EQ/INVESCO COMSTOCK		0.00%		IB		$12.96		1
EQ/INVESCO COMSTOCK		1.00%		IB		$12.81		49
EQ/INVESCO COMSTOCK		1.25%		IB		$12.77		9
EQ/INVESCO COMSTOCK		1.30%		IB		$40.28		66
EQ/INVESCO COMSTOCK		1.65%		IB		$38.17		2

EQ/INVESCO GLOBAL		1.00%		IB		$20.25		72
EQ/INVESCO GLOBAL		1.25%		IB		$22.40		22
EQ/INVESCO GLOBAL		1.30%		IB		$33.52		72
EQ/INVESCO GLOBAL		1.65%		IB		$31.77		—

The accompanying notes are an integral part of these financial statements.

FSA-37

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
EQ/INVESCO GLOBAL REAL ASSETS		1.00%		IB		$11.94		60
EQ/INVESCO GLOBAL REAL ASSETS		1.25%		IB		$13.11		2
EQ/INVESCO GLOBAL REAL ASSETS		1.30%		IB		$19.01		14

EQ/INVESCO MODERATE ALLOCATION		1.30%		IB		$12.92		5,658
EQ/INVESCO MODERATE ALLOCATION		1.65%		IB		$12.49		40

EQ/INVESCO MODERATE GROWTH ALLOCATION		1.30%		IB		$13.62		8,909
EQ/INVESCO MODERATE GROWTH ALLOCATION		1.65%		IB		$13.34		183

EQ/JANUS ENTERPRISE		0.00%		IB		$24.82		3
EQ/JANUS ENTERPRISE		1.00%		IB		$20.56		257
EQ/JANUS ENTERPRISE		1.25%		IB		$22.09		46
EQ/JANUS ENTERPRISE		1.30%		IB		$36.92		56
EQ/JANUS ENTERPRISE		1.65%		IB		$34.99		4

EQ/JPMORGAN GROWTH ALLOCATION		0.00%		IB		$12.31		7
EQ/JPMORGAN GROWTH ALLOCATION		1.00%		IB		$12.17		123
EQ/JPMORGAN GROWTH ALLOCATION		1.25%		IB		$12.13		14
EQ/JPMORGAN GROWTH ALLOCATION		1.30%		IB		$13.78		20,689
EQ/JPMORGAN GROWTH ALLOCATION		1.65%		IB		$13.44		118

EQ/JPMORGAN GROWTH STOCK		0.00%		IB		$39.89		13
EQ/JPMORGAN GROWTH STOCK		1.00%		IB		$30.05		447
EQ/JPMORGAN GROWTH STOCK		1.25%		IB		$35.52		34
EQ/JPMORGAN GROWTH STOCK		1.30%		IB		$62.37		124
EQ/JPMORGAN GROWTH STOCK		1.65%		IB		$59.11		4

EQ/JPMORGAN VALUE OPPORTUNITIES		0.00%		IB		$19.66		20
EQ/JPMORGAN VALUE OPPORTUNITIES		1.00%		IB		$18.60		707
EQ/JPMORGAN VALUE OPPORTUNITIES		1.25%		IB		$18.35		91
EQ/JPMORGAN VALUE OPPORTUNITIES		1.30%		IB		$18.29		298
EQ/JPMORGAN VALUE OPPORTUNITIES		1.65%		IB		$17.89		14

EQ/LARGE CAP GROWTH INDEX		0.00%		IB		$50.27		14
EQ/LARGE CAP GROWTH INDEX		1.00%		IB		$37.50		366
EQ/LARGE CAP GROWTH INDEX		1.25%		IB		$44.76		53
EQ/LARGE CAP GROWTH INDEX		1.30%		IB		$76.06		82
EQ/LARGE CAP GROWTH INDEX		1.65%		IB		$72.08		3

EQ/LARGE CAP VALUE INDEX		0.00%		IB		$24.19		12
EQ/LARGE CAP VALUE INDEX		1.00%		IB		$18.88		276
EQ/LARGE CAP VALUE INDEX		1.25%		IB		$21.54		45
EQ/LARGE CAP VALUE INDEX		1.30%		IB		$35.24		70
EQ/LARGE CAP VALUE INDEX		1.65%		IB		$33.39		2

EQ/LARGE CAP VALUE MANAGED VOLATILITY		1.30%		IB		$33.65		28

EQ/LAZARD EMERGING MARKETS EQUITY		0.00%		IB		$12.39		2
EQ/LAZARD EMERGING MARKETS EQUITY		1.00%		IB		$11.85		78
EQ/LAZARD EMERGING MARKETS EQUITY		1.25%		IB		$11.03		19
EQ/LAZARD EMERGING MARKETS EQUITY		1.30%		IB		$13.47		41
EQ/LAZARD EMERGING MARKETS EQUITY		1.65%		IB		$12.76		1

EQ/LONG-TERM BOND		0.00%		IB		$11.22		1
EQ/LONG-TERM BOND		1.00%		IB		$11.09		21
EQ/LONG-TERM BOND		1.25%		IB		$11.05		6

The accompanying notes are an integral part of these financial statements.

FSA-38

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
EQ/LOOMIS SAYLES GROWTH		0.00%		IB		$47.54		3
EQ/LOOMIS SAYLES GROWTH		1.00%		IB		$35.99		111
EQ/LOOMIS SAYLES GROWTH		1.25%		IB		$42.33		42
EQ/LOOMIS SAYLES GROWTH		1.30%		IB		$62.80		70
EQ/LOOMIS SAYLES GROWTH		1.65%		IB		$59.51		4

EQ/MFS INTERNATIONAL GROWTH		0.00%		IB		$19.28		23
EQ/MFS INTERNATIONAL GROWTH		1.00%		IB		$17.16		240
EQ/MFS INTERNATIONAL GROWTH		1.25%		IB		$17.17		19
EQ/MFS INTERNATIONAL GROWTH		1.30%		IB		$23.12		87
EQ/MFS INTERNATIONAL GROWTH		1.65%		IB		$21.91		2

EQ/MFS INTERNATIONAL INTRINSIC VALUE		0.00%		IB		$20.27		2
EQ/MFS INTERNATIONAL INTRINSIC VALUE		1.00%		IB		$16.52		259
EQ/MFS INTERNATIONAL INTRINSIC VALUE		1.25%		IB		$18.04		7
EQ/MFS INTERNATIONAL INTRINSIC VALUE		1.30%		IB		$26.68		74
EQ/MFS INTERNATIONAL INTRINSIC VALUE		1.65%		IB		$25.28		4

EQ/MFS MID CAP FOCUSED GROWTH		1.30%		IB		$48.54		32
EQ/MFS MID CAP FOCUSED GROWTH		1.65%		IB		$46.00		2

EQ/MFS TECHNOLOGY		0.00%		IB		$26.72		8
EQ/MFS TECHNOLOGY		1.00%		IB		$25.29		459
EQ/MFS TECHNOLOGY		1.25%		IB		$24.95		69
EQ/MFS TECHNOLOGY		1.30%		IB		$89.11		94
EQ/MFS TECHNOLOGY		1.65%		IB		$84.45		4

EQ/MFS UTILITIES SERIES		0.00%		IB		$19.53		—
EQ/MFS UTILITIES SERIES		1.00%		IB		$15.57		60
EQ/MFS UTILITIES SERIES		1.25%		IB		$17.39		9
EQ/MFS UTILITIES SERIES		1.30%		IB		$28.64		37
EQ/MFS UTILITIES SERIES		1.65%		IB		$27.14		4

EQ/MID CAP INDEX		0.00%		IB		$25.94		10
EQ/MID CAP INDEX		1.00%		IB		$20.30		426
EQ/MID CAP INDEX		1.25%		IB		$23.09		24
EQ/MID CAP INDEX		1.30%		IB		$42.47		83
EQ/MID CAP INDEX		1.65%		IB		$40.25		3

EQ/MID CAP VALUE MANAGED VOLATILITY		1.30%		IB		$34.01		19
EQ/MID CAP VALUE MANAGED VOLATILITY		1.65%		IB		$32.23		3

EQ/MODERATE ALLOCATION		1.30%		IA		$17.89		87
EQ/MODERATE ALLOCATION		1.65%		IA		$16.96		2
EQ/MODERATE ALLOCATION		0.00%		IB		$16.09		7
EQ/MODERATE ALLOCATION		1.00%		IB		$13.84		908
EQ/MODERATE ALLOCATION		1.25%		IB		$14.32		176

EQ/MODERATE GROWTH STRATEGY		1.30%		IB		$21.35		15,539
EQ/MODERATE GROWTH STRATEGY		1.65%		IB		$20.23		676

EQ/MODERATE-PLUS ALLOCATION		1.00%		IB		$16.14		453
EQ/MODERATE-PLUS ALLOCATION		1.25%		IB		$17.10		55

EQ/MONEY MARKET		1.30%		IA		$ 9.41		2,611
EQ/MONEY MARKET		1.65%		IA		$ 8.92		139
EQ/MONEY MARKET		1.65%		IA		$ 9.72		184
EQ/MONEY MARKET		0.00%		IB		$10.46		836
EQ/MONEY MARKET		0.00%		IB		$10.75		4,649

The accompanying notes are an integral part of these financial statements.

FSA-39

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
EQ/MONEY MARKET		0.00%		IB		$11.00		682
EQ/MONEY MARKET		0.00%		IB		$11.07		39,318
EQ/MONEY MARKET		0.00%		IB		$11.18		584
EQ/MONEY MARKET		0.00%		IB		$11.21		731
EQ/MONEY MARKET		1.00%		IB		$10.33		5,004
EQ/MONEY MARKET		1.25%		IB		$ 9.95		997

EQ/PIMCO GLOBAL REAL RETURN		1.00%		IB		$10.48		59
EQ/PIMCO GLOBAL REAL RETURN		1.25%		IB		$10.74		47
EQ/PIMCO GLOBAL REAL RETURN		1.30%		IB		$10.32		30

EQ/PIMCO REAL RETURN		1.30%		IB		$12.34		129
EQ/PIMCO REAL RETURN		1.65%		IB		$11.70		1

EQ/PIMCO TOTAL RETURN ESG		0.00%		IB		$11.65		55
EQ/PIMCO TOTAL RETURN ESG		1.00%		IB		$10.28		244
EQ/PIMCO TOTAL RETURN ESG		1.25%		IB		$10.37		80
EQ/PIMCO TOTAL RETURN ESG		1.30%		IB		$11.86		214
EQ/PIMCO TOTAL RETURN ESG		1.65%		IB		$11.24		6

EQ/PIMCO ULTRA SHORT BOND		0.00%		IB		$11.69		20
EQ/PIMCO ULTRA SHORT BOND		1.00%		IB		$10.82		348
EQ/PIMCO ULTRA SHORT BOND		1.25%		IB		$10.41		133
EQ/PIMCO ULTRA SHORT BOND		1.30%		IB		$10.10		262
EQ/PIMCO ULTRA SHORT BOND		1.65%		IB		$ 9.58		—

EQ/SMALL COMPANY INDEX		0.00%		IB		$22.19		14
EQ/SMALL COMPANY INDEX		1.00%		IB		$18.15		291
EQ/SMALL COMPANY INDEX		1.25%		IB		$19.75		23
EQ/SMALL COMPANY INDEX		1.30%		IB		$37.33		81
EQ/SMALL COMPANY INDEX		1.65%		IB		$35.38		1

EQ/T. ROWE PRICE HEALTH SCIENCES		0.00%		IB		$28.31		1
EQ/T. ROWE PRICE HEALTH SCIENCES		1.00%		IB		$16.76		236
EQ/T. ROWE PRICE HEALTH SCIENCES		1.25%		IB		$25.21		16
EQ/T. ROWE PRICE HEALTH SCIENCES		1.30%		IB		$59.82		49
EQ/T. ROWE PRICE HEALTH SCIENCES		1.65%		IB		$56.69		2

EQ/VALUE EQUITY		1.00%		IB		$16.43		93
EQ/VALUE EQUITY		1.25%		IB		$19.00		16
EQ/VALUE EQUITY		1.30%		IB		$30.47		20
EQ/VALUE EQUITY		1.65%		IB		$28.88		1

EQ/WELLINGTON ENERGY		1.00%		IB		$ 6.31		544
EQ/WELLINGTON ENERGY		1.25%		IB		$ 5.84		17
EQ/WELLINGTON ENERGY		1.30%		IB		$ 8.43		120
EQ/WELLINGTON ENERGY		1.65%		IB		$ 7.99		10

EQUITABLE CONSERVATIVE GROWTH MF/ETF		1.00%		IB		$13.69		121
EQUITABLE CONSERVATIVE GROWTH MF/ETF		1.25%		IB		$13.50		97
EQUITABLE CONSERVATIVE GROWTH MF/ETF		1.30%		IB		$15.77		114
EQUITABLE CONSERVATIVE GROWTH MF/ETF		1.65%		IB		$15.12		—

EQUITABLE GROWTH MF/ETF		1.00%		IB		$11.16		328
EQUITABLE GROWTH MF/ETF		1.25%		IB		$11.08		7
EQUITABLE GROWTH MF/ETF		1.30%		IB		$13.10		76
EQUITABLE GROWTH MF/ETF		1.65%		IB		$13.00		—

The accompanying notes are an integral part of these financial statements.

FSA-40

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
EQUITABLE MODERATE GROWTH MF/ETF		1.00%		IB		$10.62		358
EQUITABLE MODERATE GROWTH MF/ETF		1.25%		IB		$10.55		34
EQUITABLE MODERATE GROWTH MF/ETF		1.30%		IB		$12.50		121

FEDERATED HERMES HIGH INCOME BOND FUND II		0.00%		SERVICE CLASS		$15.23		5
FEDERATED HERMES HIGH INCOME BOND FUND II		1.00%		SERVICE CLASS		$13.14		204
FEDERATED HERMES HIGH INCOME BOND FUND II		1.25%		SERVICE CLASS		$13.56		39

FEDERATED HERMES KAUFMANN FUND II		1.00%		SERVICE CLASS		$19.69		37
FEDERATED HERMES KAUFMANN FUND II		1.25%		SERVICE CLASS		$24.04		4

FIDELITY^® VIP MID CAP PORTFOLIO		0.00%		SERVICE CLASS 2		$25.66		12
FIDELITY^® VIP MID CAP PORTFOLIO		1.00%		SERVICE CLASS 2		$20.24		299
FIDELITY^® VIP MID CAP PORTFOLIO		1.25%		SERVICE CLASS 2		$22.85		55
FIDELITY^® VIP MID CAP PORTFOLIO		1.30%		SERVICE CLASS 2		$37.22		100
FIDELITY^® VIP MID CAP PORTFOLIO		1.65%		SERVICE CLASS 2		$35.28		—

FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		0.00%		SERVICE CLASS 2		$13.96		37
FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		1.00%		SERVICE CLASS 2		$12.19		953
FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		1.25%		SERVICE CLASS 2		$12.43		138
FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		1.30%		SERVICE CLASS 2		$15.01		223
FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		1.65%		SERVICE CLASS 2		$14.22		7

FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		1.00%		CLASS I		$14.12		9
FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		1.25%		CLASS I		$14.30		9
FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		1.30%		CLASS I		$14.22		20
FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		1.65%		CLASS I		$13.70		1

FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		1.00%		CLASS I		$16.10		167
FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		1.25%		CLASS I		$17.61		21
FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		1.30%		CLASS I		$19.90		45
FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		1.65%		CLASS I		$19.03		1

FRANKLIN ALLOCATION VIP FUND		1.00%		CLASS 2		$14.60		5
FRANKLIN ALLOCATION VIP FUND		1.25%		CLASS 2		$15.46		1
FRANKLIN ALLOCATION VIP FUND		1.30%		CLASS 2		$21.58		13
FRANKLIN ALLOCATION VIP FUND		1.65%		CLASS 2		$20.46		1

FRANKLIN INCOME VIP FUND		0.00%		CLASS 2		$17.37		2
FRANKLIN INCOME VIP FUND		1.00%		CLASS 2		$14.65		254
FRANKLIN INCOME VIP FUND		1.25%		CLASS 2		$15.46		55
FRANKLIN INCOME VIP FUND		1.30%		CLASS 2		$20.79		157
FRANKLIN INCOME VIP FUND		1.65%		CLASS 2		$19.71		2

HARTFORD DISCIPLINED EQUITY HLS FUND		1.30%		IC		$42.05		20

INVESCO V.I. BALANCED-RISK ALLOCATION FUND		0.00%		SERIES II		$14.42		6
INVESCO V.I. BALANCED-RISK ALLOCATION FUND		1.00%		SERIES II		$12.30		76
INVESCO V.I. BALANCED-RISK ALLOCATION FUND		1.25%		SERIES II		$12.84		2

INVESCO V.I. DIVERSIFIED DIVIDEND FUND		1.30%		SERIES II		$31.99		35
INVESCO V.I. DIVERSIFIED DIVIDEND FUND		1.65%		SERIES II		$27.01		—

INVESCO V.I. EQUITY AND INCOME FUND		1.30%		SERIES II		$17.32		135
INVESCO V.I. EQUITY AND INCOME FUND		1.65%		SERIES II		$16.72		3

The accompanying notes are an integral part of these financial statements.

FSA-41

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Continued)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
INVESCO V.I. HEALTH CARE FUND		0.00%		SERIES II		$20.43		7
INVESCO V.I. HEALTH CARE FUND		1.00%		SERIES II		$13.67		125
INVESCO V.I. HEALTH CARE FUND		1.25%		SERIES II		$18.19		11

INVESCO V.I. HIGH YIELD FUND		1.00%		SERIES II		$12.32		204
INVESCO V.I. HIGH YIELD FUND		1.25%		SERIES II		$12.67		33
INVESCO V.I. HIGH YIELD FUND		1.30%		SERIES II		$14.70		93

INVESCO V.I. MAIN STREET MID CAP FUND		1.00%		SERIES II		$13.46		9
INVESCO V.I. MAIN STREET MID CAP FUND		1.25%		SERIES II		$13.42		1
INVESCO V.I. MAIN STREET MID CAP FUND		1.30%		SERIES II		$28.17		18
INVESCO V.I. MAIN STREET MID CAP FUND		1.65%		SERIES II		$26.70		1

INVESCO V.I. SMALL CAP EQUITY FUND		0.00%		SERIES II		$22.28		3
INVESCO V.I. SMALL CAP EQUITY FUND		1.00%		SERIES II		$18.27		113
INVESCO V.I. SMALL CAP EQUITY FUND		1.25%		SERIES II		$19.84		4
INVESCO V.I. SMALL CAP EQUITY FUND		1.30%		SERIES II		$37.59		36
INVESCO V.I. SMALL CAP EQUITY FUND		1.65%		SERIES II		$35.62		1

JANUS HENDERSON BALANCED PORTFOLIO		0.00%		SERVICE SHARES		$24.35		24
JANUS HENDERSON BALANCED PORTFOLIO		1.00%		SERVICE SHARES		$19.70		1,094
JANUS HENDERSON BALANCED PORTFOLIO		1.25%		SERVICE SHARES		$21.68		109
JANUS HENDERSON FLEXIBLE BOND PORTFOLIO		0.00%		SERVICE SHARES		$11.65		14
JANUS HENDERSON FLEXIBLE BOND PORTFOLIO		1.00%		SERVICE SHARES		$10.17		227
JANUS HENDERSON FLEXIBLE BOND PORTFOLIO		1.25%		SERVICE SHARES		$10.37		14

LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO		0.00%		VC SHARES		$14.85		21
LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO		1.00%		VC SHARES		$12.51		402
LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO		1.25%		VC SHARES		$13.22		65
LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO		1.30%		VC SHARES		$15.53		108
LORD ABBETT SERIES FUND — BOND DEBENTURE PORTFOLIO		1.65%		VC SHARES		$14.79		—

MACQUARIE VIP EMERGING MARKETS SERIES		1.00%		SERVICE CLASS		$12.12		20
MACQUARIE VIP HIGH INCOME SERIES		1.30%		SERVICE CLASS		$20.48		135
MACQUARIE VIP HIGH INCOME SERIES		1.65%		SERVICE CLASS		$19.41		8

MFS^® INVESTORS TRUST SERIES		1.00%		SERVICE CLASS		$24.63		7
MFS^® INVESTORS TRUST SERIES		1.30%		SERVICE CLASS		$44.37		9
MFS^® INVESTORS TRUST SERIES		1.65%		SERVICE CLASS		$42.05		—

MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO		1.30%		SERVICE CLASS		$54.78		22
MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO		1.65%		SERVICE CLASS		$51.91		1

MFS^® VALUE SERIES		0.00%		SERVICE CLASS		$25.25		10
MFS^® VALUE SERIES		1.00%		SERVICE CLASS		$19.76		95
MFS^® VALUE SERIES		1.25%		SERVICE CLASS		$22.48		12

MULTIMANAGER AGGRESSIVE EQUITY		1.30%		IB		$61.12		28
MULTIMANAGER AGGRESSIVE EQUITY		1.65%		IB		$57.20		—

The accompanying notes are an integral part of these financial statements.

FSA-42

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF ASSETS AND LIABILITIES (Concluded)

DECEMBER 31, 2024


	Contract Charges*		Share Class**		Unit Value		Units Outstanding (000’s)***
MULTIMANAGER TECHNOLOGY		0.00%		IB		$58.92		1
MULTIMANAGER TECHNOLOGY		1.00%		IB		$42.61		172
MULTIMANAGER TECHNOLOGY		1.25%		IB		$52.47		23
MULTIMANAGER TECHNOLOGY		1.30%		IB		$42.77		109
MULTIMANAGER TECHNOLOGY		1.65%		IB		$41.30		8

PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		0.00%		ADVISOR CLASS		$ 9.03		1
PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		1.00%		ADVISOR CLASS		$10.53		52
PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		1.25%		ADVISOR CLASS		$ 8.04		5
PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		1.30%		ADVISOR CLASS		$ 8.48		43
PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		1.65%		ADVISOR CLASS		$ 8.04		1

PIMCO EMERGING MARKETS BOND PORTFOLIO		1.00%		ADVISOR CLASS		$11.87		17
PIMCO EMERGING MARKETS BOND PORTFOLIO		1.25%		ADVISOR CLASS		$11.92		—

PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)		1.00%		ADVISOR CLASS		$ 9.77		96
PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)		1.25%		ADVISOR CLASS		$ 9.18		9

PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO		1.00%		ADVISOR CLASS		$14.73		10

PIMCO INCOME PORTFOLIO		0.00%		ADVISOR CLASS		$12.28		46
PIMCO INCOME PORTFOLIO		1.00%		ADVISOR CLASS		$11.62		889
PIMCO INCOME PORTFOLIO		1.25%		ADVISOR CLASS		$11.46		183
PIMCO INCOME PORTFOLIO		1.30%		ADVISOR CLASS		$11.43		32

PRINCIPAL BLUE CHIP ACCOUNT		0.00%		CLASS 3		$13.22		1
PRINCIPAL BLUE CHIP ACCOUNT		1.00%		CLASS 3		$12.84		60
PRINCIPAL BLUE CHIP ACCOUNT		1.25%		CLASS 3		$12.75		9

PRINCIPAL EQUITY INCOME ACCOUNT		1.00%		CLASS 3		$11.51		15
PRINCIPAL EQUITY INCOME ACCOUNT		1.25%		CLASS 3		$11.43		14

PROFUND VP BIOTECHNOLOGY		1.30%		COMMON SHARES		$44.96		15
PROFUND VP BIOTECHNOLOGY		1.65%		COMMON SHARES		$42.60		—

PUTNAM VT GLOBAL ASSET ALLOCATION FUND		1.00%		CLASS IB		$17.46		13

PUTNAM VT RESEARCH FUND		1.00%		CLASS IB		$30.37		46
PUTNAM VT RESEARCH FUND		1.25%		CLASS IB		$29.81		2

T. ROWE PRICE EQUITY INCOME PORTFOLIO		0.00%		CLASS II		$23.26		10
T. ROWE PRICE EQUITY INCOME PORTFOLIO		1.00%		CLASS II		$19.26		180
T. ROWE PRICE EQUITY INCOME PORTFOLIO		1.25%		CLASS II		$20.71		34

TEMPLETON DEVELOPING MARKETS VIP FUND		1.30%		CLASS 2		$12.71		31
TEMPLETON DEVELOPING MARKETS VIP FUND		1.65%		CLASS 2		$12.04		2

TEMPLETON GLOBAL BOND VIP FUND		1.00%		CLASS 2		$ 7.21		94
TEMPLETON GLOBAL BOND VIP FUND		1.25%		CLASS 2		$ 7.23		16
TEMPLETON GLOBAL BOND VIP FUND		1.30%		CLASS 2		$ 9.09		39
TEMPLETON GLOBAL BOND VIP FUND		1.65%		CLASS 2		$ 8.61		2

The accompanying notes are an integral part of these financial statements.

Contract charges reflect the annual mortality, expense risk, financial accounting and other expenses related to the Variable Investment Options.

Share class reflects the share class of the Portfolio in which the units of the Variable Investment Option are invested, as further described in Note 6 of these financial statements.

***

Variable Investment Options where Units Outstanding are less than 500 are denoted by a—.

FSA-43

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	1290 VT CONVERTIBLE SECURITIES*		1290 VT DOUBLELINE OPPORTUNISTIC BOND*			1290 VT EQUITY INCOME*			1290 VT GAMCO MERGERS & ACQUISITIONS*		1290 VT GAMCO SMALL COMPANY VALUE*			1290 VT HIGH YIELD BOND*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	7,604	$	132,958		$	32,669		$	15,873	$	99,298		$	386,508
Expenses:
Asset-based charges		3,778		20,432			16,776			8,177		136,054			46,533


Net Investment Income (Loss)		3,826		112,526			15,893			7,696		(36,756	)		339,975


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		4,405		17,968			4,031			1,844		36,878			(7,897	)
Net realized gain distribution from the Portfolios		—		—			126,484			37,278		1,221,080			—

Net realized gain (loss)		4,405		17,968			130,515			39,122		1,257,958			(7,897	)


Net change in unrealized appreciation (depreciation) of investments		25,700		(114,335	)		(36,884	)		14,972		(84,745	)		(76,431	)


Net Realized and Unrealized Gain (Loss) on Investments		30,105		(96,367	)		93,631			54,094		1,173,213			(84,328	)


Net Increase (Decrease) in Net Assets Resulting from Operations	$	33.931	$	16,159		$	109,524		$	61,790	$	1,136,457		$	255,647

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-44

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	1290 VT MICRO CAP*			1290 VT MODERATE GROWTH ALLOCATION*		1290 VT MULTI- ALTERNATIVE STRATEGIES*		1290 VT NATURAL RESOURCES*			1290 VT REAL ESTATE*			1290 VT SMALL CAP VALUE*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	2,462		$	1,400,788	$	6,783	$	54,608		$	38,057		$	44,242
Expenses:
Asset-based charges		7,891			959,353		1,915		19,599			11,830			30,810


Net Investment Income (Loss)		(5,429	)		441,435		4,868		35,009			26,227			13,432


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(27,863	)		103,563		956		11,167			(44,027	)		(6,439	)
Net realized gain distribution from the Portfolios		—			61,065		—		—			—			206,813

Net realized gain (loss)		(27,863	)		164,628		956		11,167			(44,027	)		200,374


Net change in unrealized appreciation (depreciation) of investments		130,429			5,459,129		7,052		(181,848	)		17,122			202,386


Net Realized and Unrealized Gain (Loss) on Investments		102,566			5,623,757		8,008		(170,681	)		(26,905	)		402,760


Net Increase (Decrease) in Net Assets Resulting from Operations	$	97,137		$	6,065,192	$	12,876	$	(135,672	)	$	(678	)	$	416,192

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-45

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	1290 VT SMARTBETA EQUITY ESG*			1290 VT SOCIALLY RESPONSIBLE*			AB VPS DISCOVERY VALUE PORTFOLIO**			AB VPS RELATIVE VALUE PORTFOLIO**		AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO**			AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	16,034		$	4,763		$	2,653		$	10,368	$	—		$	346,012
Expenses:
Asset-based charges		18,707			9,988			3,928			7,176		4,650			142,995


Net Investment Income (Loss)		(2,673	)		(5,225	)		(1,275	)		3,192		(4,650	)		203,017


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		68,153			35,626			1,814			1,565		2,086			120,424
Net realized gain distribution from the Portfolios		105,133			48,870			20,909			29,173		1,633			559,308

Net realized gain (loss)		173,286			84,496			22,723			30,738		3,719			679,732


Net change in unrealized appreciation (depreciation) of investments		31,119			71,431			11,396			18,634		18,923			896,715


Net Realized and Unrealized Gain (Loss) on Investments		204,405			155,927			34,119			49,372		22,642			1,576,447


Net Increase (Decrease) in Net Assets Resulting from Operations	$	201,732		$	150,702		$	32,844		$	52,564	$	17,992		$	1,779,464

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

Denotes Variable Investment Options that invest in shares of a Portfolio of AB Variable Product Series Fund, Inc, an affiliate of Equitable America.

FSA-46

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND		AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND			AMERICAN FUNDS INSURANCE SERIES^®GROWTH- INCOME FUND		AMERICAN FUNDS INSURANCE SERIES_{^®INTERNATIONAL GROWTH AND INCOME FUND}			AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	46,199	$	5,831		$	69,962	$	66,764		$	48,195	$	77,024
Expenses:
Asset-based charges		25,625		8,325			49,205		19,224			33,685		20,879


Net Investment Income (Loss)		20,574		(2,494	)		20,757		47,540			14,510		56,145


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		14,555		(44,397	)		80,532		17,398			47,425		(36,339	)
Net realized gain distribution from the Portfolios		63,306		24,927			180,933		—			12,405		—

Net realized gain (loss)		77,861		(19,470	)		261,465		17,398			59,830		(36,339	)


Net change in unrealized appreciation (depreciation) of investments		77,986		23,757			555,039		(86,110	)		20,304		(30,419	)


Net Realized and Unrealized Gain (Loss) on Investments		155,847		4,287			816,504		(68,712	)		80,134		(66,758	)


Net Increase (Decrease) in Net Assets Resulting from Operations	$	176,421	$	1,793		$	837,261	$	(21,172	)	$	94,644	$	(10,613	)

The accompanying notes are an integral part of these financial statements.

FSA-47

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	BLACKROCK GLOBAL ALLOCATION V.I. FUND			BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND			CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO			CLEARBRIDGE VARIABLE MID CAP PORTFOLIO			EATON VANCE VT FLOATING-RATE INCOME FUND			EQ/500 MANAGED VOLATILITY*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	56,191		$	—		$	16,199		$	3,139		$	462,244		$	33,584
Expenses:
Asset-based charges		34,299			46,514			34,203			10,350			67,627			23,026


Net Investment Income (Loss)		21,892			(46,514	)		(18,004	)		(7,211	)		394,617			10,558


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		43,356			(31,133	)		19,340			9,996			8,694			22,412
Net realized gain distribution from the Portfolios		300,461			347,254			324,840			19,896			—			495,125

Net realized gain (loss)		343,817			316,121			344,180			29,892			8,694			517,537


Net change in unrealized appreciation (depreciation) of investments		(170,016	)		584,167			114,061			43,647			(33,869	)		(79,268	)


Net Realized and Unrealized Gain (Loss) on Investments		173,801			900,288			458,241			73,539			(25,175	)		438,269


Net Increase (Decrease) in Net Assets Resulting from Operations	$	195,693		$	853,774		$	440,237		$	66,328		$	369,442		$	448,827

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-48

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/AB DYNAMIC AGGRESSIVE GROWTH*		EQ/AB DYNAMIC GROWTH*			EQ/AB DYNAMIC MODERATE GROWTH*			EQ/AB SHORT DURATION GOVERNMENT BOND*			EQ/AB SMALL CAP GROWTH*			EQ/AB SUSTAINABLE U.S. THEMATIC*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	4,523,921	$	2,515,291		$	2,075,868		$	75,422		$	23,975		$	974
Expenses:
Asset-based charges		2,819,297		1,652,707			1,349,707			22,409			69,563			5,086


Net Investment Income (Loss)		1,704,624		862,584			726,161			53,013			(45,588	)		(4,112	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		266,130		(62,367	)		(74,094	)		25,975			(9,597	)		2,273
Net realized gain distribution from the Portfolios		4,472,829		894,636			7,508,452			—			798,072			—

Net realized gain (loss)		4,738,959		832,269			7,434,358			25,975			788,475			2,273


Net change in unrealized appreciation (depreciation) of investments		15,187,128		9,925,494			90,072			(14,992	)		(91,439	)		20,469


Net Realized and Unrealized Gain (Loss) on Investments		19,926,087		10,757,763			7,524,430			10,983			697,036			22,742


Net Increase (Decrease) in Net Assets Resulting from Operations	$	21,630,711	$	11,620,347		$	8,250,591		$	63,996		$	651,448		$	18,630

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliates of Equitable America.

FSA-49

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/AGGRESSIVE ALLOCATION*			EQ/AGGRESSIVE GROWTH STRATEGY*			EQ/ALL ASSET GROWTH ALLOCATION*		EQ/AMERICAN CENTURY MID CAP VALUE*			EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION*		EQ/BALANCED STRATEGY*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	26,024		$	19,026,074		$	32,126	$	104,889		$	978,821	$	7,202,058
Expenses:
Asset-based charges		10,809			8,320,595			15,097		53,790			703,540		3,074,302


Net Investment Income (Loss)		15,215			10,705,479			17,029		51,099			275,281		4,127,756


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		88,840			(722,434	)		12,373		(1,741	)		57,722		(110,235	)
Net realized gain distribution from the Portfolios		59,284			28,997,387			31,953		322,641			1,534,282		11,341,447

Net realized gain (loss)		148,124			28,274,953			44,326		320,900			1,592,004		11,231,212


Net change in unrealized appreciation (depreciation) of investments		(55,499	)		28,289,132			51,799		(75,694	)		2,285,304		912,648


Net Realized and Unrealized Gain (Loss) on Investments		92,625			56,564,085			96,125		245,206			3,877,308		12,143,860


Net Increase (Decrease) in Net Assets Resulting from Operations	$	107,840		$	67,269,564		$	113,154	$	296,305		$	4,152,589	$	16,271,616

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-50

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/CLEARBRIDGE LARGE CAP GROWTH ESG*			EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY*			EQ/COMMON STOCK INDEX*			EQ/CONSERVATIVE ALLOCATION*			EQ/CONSERVATIVE GROWTH STRATEGY*			EQ/CONSERVATIVE STRATEGY*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	—		$	6,893		$	112,152		$	69,229		$	3,336,408		$	1,770,592
Expenses:
Asset-based charges		41,118			23,711			132,150			21,397			1,295,775			674,650


Net Investment Income (Loss)		(41,118	)		(16,818	)		(19,998	)		47,832			2,040,633			1,095,942


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		116,497			14,905			266,560			17,921			(589,068	)		290,561
Net realized gain distribution from the Portfolios		357,537			—			982,901			40,130			4,142,228			649,359

Net realized gain (loss)		474,034			14,905			1,249,461			58,051			3,553,160			939,920


Net change in unrealized appreciation (depreciation) of investments		215,579			355,770			772,613			(54,066	)		(67,123	)		(437,857	)


Net Realized and Unrealized Gain (Loss) on Investments		689,613			370,675			2,022,074			3,985			3,486,037			502,063


Net Increase (Decrease) in Net Assets Resulting from Operations	$	648,495		$	353,857		$	2,002,076		$	51,817		$	5,526,670		$	1,598,005

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-51

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/CORE BOND INDEX*			EQ/CORE PLUS BOND*			EQ/EMERGING MARKETS EQUITY PLUS*			EQ/EQUITY 500 INDEX*		EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP*			EQ/FRANKLIN MODERATE ALLOCATION*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	380,969		$	224,642		$	30,530		$	551,702	$	33,293		$	1,273,546
Expenses:
Asset-based charges		113,486			37,010			15,005			531,339		78,259			809,152


Net Investment Income (Loss)		267,483			187,632			15,525			20,363		(44,966	)		464,394


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(2,982	)		14,999			(21,149	)		668,683		164,117			48,595
Net realized gain distribution from the Portfolios		—			—			—			1,313,982		614,263			—

Net realized gain (loss)		(2,982	)		14,999			(21,149	)		1,982,665		778,380			48,595


Net change in unrealized appreciation (depreciation) of investments		(150,082	)		(267,668	)		31,519			7,132,246		571,026			2,443,643


Net Realized and Unrealized Gain (Loss) on Investments		(153,064	)		(252,669	)		10,370			9,114,911		1,349,406			2,492,238


Net Increase (Decrease) in Net Assets Resulting from Operations	$	114,419		$	(65,037	)	$	25,895		$	9,135,274	$	1,304,440		$	2,956,632

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-52

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/FRANKLIN RISING DIVIDENDS*			EQ/GOLDMAN SACHS GROWTH ALLOCATION*		EQ/GOLDMAN SACHS MID CAP VALUE*			EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION*			EQ/GROWTH STRATEGY*			EQ/INTERMEDIATE CORPORATE BOND*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	98,652		$	5,808,989	$	22,253		$	3,899,644		$	10,289,299		$	88,785
Expenses:
Asset-based charges		103,507			2,583,473		24,922			1,735,873			4,601,618			9,036


Net Investment Income (Loss)		(4,855	)		3,225,516		(2,669	)		2,163,771			5,687,681			79,749


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		243,005			95,404		(15,798	)		(214,251	)		(516,718	)		7,027
Net realized gain distribution from the Portfolios		333,891			6,600,088		131,951			—			22,338,014			25,453

Net realized gain (loss)		576,896			6,695,492		116,153			(214,251	)		21,821,296			32,480


Net change in unrealized appreciation (depreciation) of investments		189,851			7,780,741		62,269			7,141,837			5,917,585			(122,208	)


Net Realized and Unrealized Gain (Loss) on Investments		766,747			14,476,233		178,422			6,927,586			27,738,881			(89,728	)


Net Increase (Decrease) in Net Assets Resulting from Operations	$	761,892		$	17,701,749	$	175,753		$	9,091,357		$	33,426,562		$	(9,979	)

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-53

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/INTERMEDIATE GOVERNMENT BOND*			EQ/INTERNATIONAL CORE MANAGED VOLATILITY*			EQ/INTERNATIONAL EQUITY INDEX*			EQ/INVESCO COMSTOCK*			EQ/INVESCO GLOBAL*			EQ/INVESCO GLOBAL REAL ASSETS*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	121,209		$	7,009		$	241,770		$	46,754		$	—		$	23,302
Expenses:
Asset-based charges		40,364			4,041			62,761			28,988			42,185			7,936


Net Investment Income (Loss)		80,845			2,968			179,009			17,766			(42,185	)		15,366


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		16,713			(770	)		22,129			9,516			28,481			(7,126	)
Net realized gain distribution from the Portfolios		—			15,527			—			290,018			209,309			3,614

Net realized gain (loss)		16,713			14,757			22,129			299,534			237,790			(3,512	)


Net change in unrealized appreciation (depreciation) of investments		(60,638	)		(12,745	)		(168,499	)		(86,185	)		218,034			(35,570	)


Net Realized and Unrealized Gain (Loss) on Investments		(43,925	)		2,012			(146,370	)		213,349			455,824			(39,082	)


Net Increase (Decrease) in Net Assets Resulting from Operations	$	36,920		$	4,980		$	32,639		$	231,115		$	413,639		$	(23,716	)

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-54

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/INVESCO MODERATE ALLOCATION*			EQ/INVESCO MODERATE GROWTH ALLOCATION*			EQ/JANUS ENTERPRISE*			EQ/JPMORGAN GROWTH ALLOCATION*		EQ/JPMORGAN GROWTH STOCK*			EQ/JPMORGAN VALUE OPPORTUNITIES*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	1,446,319		$	2,861,434		$	999		$	7,628,507	$	—		$	233,173
Expenses:
Asset-based charges		784,896			1,313,443			72,672			2,900,799		177,575			174,238


Net Investment Income (Loss)		661,423			1,547,991			(71,673	)		4,727,708		(177,575	)		58,935


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(21,807	)		(16,846	)		39,890			64,046		42,265			64,761
Net realized gain distribution from the Portfolios		792,692			—			660,158			9,168,007		1,088,736			2,362,302

Net realized gain (loss)		770,885			(16,846	)		700,048			9,232,053		1,131,001			2,427,063


Net change in unrealized appreciation (depreciation) of investments		2,480,690			6,082,864			80,951			4,967,954		3,024,411			(551,996	)


Net Realized and Unrealized Gain (Loss) on Investments		3,251,575			6,066,018			780,999			14,200,007		4,155,412			1,875,067


Net Increase (Decrease) in Net Assets Resulting from Operations	$	3,912,998		$	7,614,009		$	709,326		$	18,927,715	$	3,977,837		$	1,934,002

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-55

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/LARGE CAP GROWTH INDEX*			EQ/LARGE CAP VALUE INDEX*		EQ/LARGE CAP VALUE MANAGED VOLATILITY*			EQ/LAZARD EMERGING MARKETS EQUITY*			EQ/LONG-TERM BOND*			EQ/LOOMIS SAYLES GROWTH*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	6,553		$	127,340	$	14,474		$	67,858		$	9,637		$	—
Expenses:
Asset-based charges		162,012			67,573		11,574			13,529			1,414			80,184


Net Investment Income (Loss)		(155,459	)		59,767		2,900			54,329			8,223			(80,184	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		410,435			39,472		(13,920	)		10,349			21			253,292
Net realized gain distribution from the Portfolios		1,544,342			448,961		85,927			68,185			—			1,776,591

Net realized gain (loss)		1,954,777			488,433		72,007			78,534			21			2,029,883


Net change in unrealized appreciation (depreciation) of investments		2,080,042			7,995		25,188			(92,400	)		(17,570	)		(27,778	)


Net Realized and Unrealized Gain (Loss) on Investments		4,034,819			496,428		97,195			(13,866	)		(17,549	)		2,002,105


Net Increase (Decrease) in Net Assets Resulting from Operations	$	3,879,360		$	556,195	$	100,095		$	40,463		$	(9,326	)	$	1,921,921

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-56

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/MFS INTERNATIONAL GROWTH*			EQ/MFS INTERNATIONAL INTRINSIC VALUE*			EQ/MFS MID CAP FOCUSED GROWTH*			EQ/MFS TECHNOLOGY*			EQ/MFS UTILITIES SERIES*			EQ/MID CAP INDEX*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	51,248		$	92,118		$	—		$	—		$	32,828		$	108,999
Expenses:
Asset-based charges		56,509			57,810			19,871			169,155			23,124			101,856


Net Investment Income (Loss)		(5,261	)		34,308			(19,871	)		(169,155	)		9,704			7,143


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		12,660			(39,975	)		8,463			338,675			(17,172	)		15,733
Net realized gain distribution from the Portfolios		403,545			386,692			136,778			2,104,160			32,589			781,054

Net realized gain (loss)		416,205			346,717			145,241			2,442,835			15,417			796,787


Net change in unrealized appreciation (depreciation) of investments		(119,512	)		(224,238	)		44,423			1,543,997			133,521			134,231


Net Realized and Unrealized Gain (Loss) on Investments		296,693			122,479			189,664			3,986,832			148,938			931,018


Net Increase (Decrease) in Net Assets Resulting from Operations	$	291,432		$	156,787		$	169,793		$	3,817,677		$	158,642		$	938,161

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-57

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/MID CAP VALUE MANAGED VOLATILITY*			EQ/MODERATE ALLOCATION*			EQ/MODERATE GROWTH STRATEGY*			EQ/MODERATE- PLUS ALLOCATION*			EQ/MONEY MARKET*			EQ/PIMCO GLOBAL REAL RETURN*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	10,341		$	443,807		$	8,527,957		$	196,360		$	18,995,569		$	7,333
Expenses:
Asset-based charges		9,492			148,011			3,683,957			67,779			770,769			9,947


Net Investment Income (Loss)		849			295,796			4,844,000			128,581			18,224,800			(2,614	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(11,662	)		38,279			(1,093,550	)		50,150			(39,345	)		(19,437	)
Net realized gain distribution from the Portfolios		81,874			653,780			19,658,760			446,932			82,412			—

Net realized gain (loss)		70,212			692,059			18,565,210			497,082			43,067			(19,437	)


Net change in unrealized appreciation (depreciation) of investments		(4,590	)		(94,695	)		(579,849	)		(56,459	)		(16,937	)		93


Net Realized and Unrealized Gain (Loss) on Investments		65,622			597,364			17,985,361			440,623			26,130			(19,344	)


Net Increase (Decrease) in Net Assets Resulting from Operations	$	66,471		$	893,160		$	22,829,361		$	569,204		$	18,250,930		$	(21,958	)

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-58

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/PIMCO REAL RETURN*			EQ/PIMCO TOTAL RETURN ESG*			EQ/PIMCO ULTRA SHORT BOND*			EQ/SMALL COMPANY INDEX*			EQ/T. ROWE PRICE HEALTH SCIENCES*			EQ/VALUE EQUITY*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	60,683		$	274,907		$	352,316		$	108,190		$	—		$	24,454
Expenses:
Asset-based charges		20,660			49,765			63,326			66,366			73,508			22,905


Net Investment Income (Loss)		40,023			225,142			288,990			41,824			(73,508	)		1,549


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(37,457	)		(50,883	)		31,637			(4,883	)		24,271			7,397
Net realized gain distribution from the Portfolios		62,397			—			—			517,773			406,708			91,445

Net realized gain (loss)		24,940			(50,883	)		31,637			512,890			430,979			98,842


Net change in unrealized appreciation (depreciation) of investments		(58,195	)		(164,669	)		(73,228	)		(24,706	)		(528,372	)		(15,675	)


Net Realized and Unrealized Gain (Loss) on Investments		(33,255	)		(215,552	)		(41,591	)		488,184			(97,393	)		83,167


Net Increase (Decrease) in Net Assets Resulting from Operations	$	6,768		$	9,590		$	247,399		$	530,008		$	(170,901	)	$	84,716

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-59

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	EQ/WELLINGTON ENERGY*			EQUITABLE CONSERVATIVE GROWTH MF/ETF*		EQUITABLE GROWTH MF/ETF*		EQUITABLE MODERATE GROWTH MF/ETF*		FEDERATED HERMES HIGH INCOME BOND FUND II		FEDERATED HERMES KAUFMANN FUND II
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	123,314		$	147,394	$	49,385	$	110,169	$	93,118	$	2,658
Expenses:
Asset-based charges		35,268			43,958		39,201		45,551		23,886		5,613


Net Investment Income (Loss)		88,046			103,436		10,184		64,618		69,232		(2,955	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		146,672			13,011		13,734		64,896		2,159		4,956
Net realized gain distribution from the Portfolios		—			44,955		—		—		—		12,396

Net realized gain (loss)		146,672			57,966		13,734		64,896		2,159		17,352


Net change in unrealized appreciation (depreciation) of investments		(99,521	)		16,574		402,755		163,820		45,368		52,518


Net Realized and Unrealized Gain (Loss) on Investments		47,151			74,540		416,489		228,716		47,527		69,870


Net Increase (Decrease) in Net Assets Resulting from Operations	$	135,197		$	177,976	$	426,673	$	293,334	$	116,759	$	66,915

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-60

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	FIDELITY^® VIP MID CAP PORTFOLIO			FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO			FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		FRANKLIN ALLOCATION VIP FUND		FRANKLIN INCOME VIP FUND
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	37,874		$	569,125	$	25,651		$	89,154	$	7,508	$	334,380
Expenses:
Asset-based charges		80,836			127,959		6,164			37,274		4,763		74,180


Net Investment Income (Loss)		(42,962	)		441,166		19,487			51,880		2,745		260,200


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		1,382			1,484		(10	)		36,891		2,494		(103,752	)
Net realized gain distribution from the Portfolios		1,353,966			—		21,321			29,598		—		27,396

Net realized gain (loss)		1,355,348			1,484		21,311			66,489		2,494		(76,356	)


Net change in unrealized appreciation (depreciation) of investments		(483,041	)		75,175		1,075			39,949		22,040		153,239


Net Realized and Unrealized Gain (Loss) on Investments		872,307			76,659		22,386			106,438		24,534		76,883


Net Increase (Decrease) in Net Assets Resulting from Operations	$	829,345		$	517,825	$	41,873		$	158,318	$	27,279	$	337,083

The accompanying notes are an integral part of these financial statements.

FSA-61

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	HARTFORD DISCIPLINED EQUITY HLS FUND			INVESCO V.I. BALANCED-RISK ALLOCATION FUND			INVESCO V.I. DIVERSIFIED DIVIDEND FUND			INVESCO V.I. EQUITY AND INCOME FUND			INVESCO V.I. HEALTH CARE FUND			INVESCO V.I. HIGH YIELD FUND
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	544		$	61,244		$	18,305		$	35,936		$	—		$	202,947
Expenses:
Asset-based charges		8,634			8,476			13,003			27,387			12,145			35,443


Net Investment Income (Loss)		(8,090	)		52,768			5,302			8,549			(12,145	)		167,504


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		3,401			7,031			(14,630	)		(19,939	)		98,147			1,723
Net realized gain distribution from the Portfolios		30,963			—			44,621			87,780			—			—

Net realized gain (loss)		34,364			7,031			29,991			67,841			98,147			1,723


Net change in unrealized appreciation (depreciation) of investments		99,068			(45,937	)		65,865			116,014			(44,576	)		22,252


Net Realized and Unrealized Gain (Loss) on Investments		133,432			(38,906	)		95,856			183,855			53,571			23,975


Net Increase (Decrease) in Net Assets Resulting from Operations	$	125,342		$	13,862		$	101,158		$	192,404		$	41,426		$	191,479

The accompanying notes are an integral part of these financial statements.

FSA-62

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	INVESCO V.I. MAIN STREET MID CAP FUND			INVESCO V.I. SMALL CAP EQUITY FUND			JANUS HENDERSON BALANCED PORTFOLIO		JANUS HENDERSON FLEXIBLE BOND PORTFOLIO			LORD ABBETT SERIES FUND - BOND DEBENTURE PORTFOLIO			MACQUARIE VIP EMERGING MARKETS SERIES
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	727			—		$	343,537	$	87,263		$	411,427			5,978
Expenses:
Asset-based charges		6,455			23,818			167,961		17,162			59,207			2,674


Net Investment Income (Loss)		(5,728	)		(23,818	)		175,576		70,101			352,220			3,304


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		13,205			13,885			163,972		(1,612	)		(5,912	)		4,493
Net realized gain distribution from the Portfolios		14554			128848			—		—			—			—

Net realized gain (loss)		27,759			142,733			163,972		(1,612	)		(5,912	)		4,493


Net change in unrealized appreciation (depreciation) of investments		46,829			130,336			1,547,502		(60,275	)		(63,934	)		3,528


Net Realized and Unrealized Gain (Loss) on Investments		74,588			273,069			1,711,474		(61,887	)		(69,846	)		8,021


Net Increase (Decrease) in Net Assets Resulting from Operations	$	68,860		$	249,251		$	1,887,050	$	8,214		$	282,374		$	11,325

The accompanying notes are an integral part of these financial statements.

FSA-63

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	MACQUARIE VIP HIGH INCOME SERIES			MFS^® INVESTORS TRUST SERIES			MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO			MFS^® VALUE SERIES			MULTIMANAGER AGGRESSIVE EQUITY*			MULTIMANAGER TECHNOLOGY*
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	181,421		$	1,891		$	1,457		$	26,017		$	6,621		$	—
Expenses:
Asset-based charges		36,696			4,969			14,854			15,103			17,043			110,952


Net Investment Income (Loss)		144,725			(3,078	)		(13,397	)		10,914			(10,422	)		(110,952	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(32,231	)		9,881			(5,141	)		4,495			(5,663	)		(1,790	)
Net realized gain distribution from the Portfolios		—			29,513			101,364			138,212			226,100			1,530,080

Net realized gain (loss)		(32,231	)		39,394			96,223			142,707			220,437			1,528,290


Net change in unrealized appreciation (depreciation) of investments		16,468			22,496			60,897			(28,277	)		107,547			481,930


Net Realized and Unrealized Gain (Loss) on Investments		(15,763	)		61,890			157,120			114,430			327,984			2,010,220


Net Increase (Decrease) in Net Assets Resulting from Operations	$	128,962		$	58,812		$	143,723		$	125,344		$	317,562		$	1,899,268

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust,an affiliate of Equitable America.

FSA-64

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	PIMCO COMMODITYREAL RETURN^® STRATEGY PORTFOLIO			PIMCO EMERGING MARKETS BOND PORTFOLIO		PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)			PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO		PIMCO INCOME PORTFOLIO			PRINCIPAL BLUE CHIP ACCOUNT
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	17,236		$	8,394	$	27,351		$	4,272	$	493,487		$	—
Expenses:
Asset-based charges		10,056			1,302		7,696			1,103		86,975			5,404


Net Investment Income (Loss)		7,180			7,092		19,655			3,169		406,512			(5,404	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(121,796	)		389		357			736		16,359			12,178
Net realized gain distribution from the Portfolios		—			—		—			—		—			—

Net realized gain (loss)		(121,796	)		389		357			736		16,359			12,178


Net change in unrealized appreciation (depreciation) of investments		143,330			964		(30,249	)		4,830		(94,157	)		77,900


Net Realized and Unrealized Gain (Loss) on Investments		21,534			1,353		(29,892	)		5,566		(77,798	)		90,078


Net Increase (Decrease) in Net Assets Resulting from Operations	$	28,714		$	8,445	$	(10,237	)	$	8,735	$	328,714		$	84,674

The accompanying notes are an integral part of these financial statements.

FSA-65

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Continued)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	PRINCIPAL EQUITY INCOME ACCOUNT		PROFUND VP BIOTECHNOLOGY			PUTNAM VT GLOBAL ASSET ALLOCATION FUND		PUTNAM VT RESEARCH FUND			T. ROWE PRICE EQUITY INCOME PORTFOLIO			TEMPLETON DEVELOPING MARKETS VIP FUND
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	5,954	$	—		$	4,745	$	2,992		$	47,686		$	17,858
Expenses:
Asset-based charges		2,947		9,504			2,028		10,226			24,998			5,705


Net Investment Income (Loss)		3,007		(9,504	)		2,717		(7,234	)		22,688			12,153


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		2,421		(24,258	)		4,504		16,951			22,860			(2,512	)
Net realized gain distribution from the Portfolios		2,920		281,895			—		4,751			284,364			3,432

Net realized gain (loss)		5,341		257,637			4,504		21,702			307,224			920


Net change in unrealized appreciation (depreciation) of investments		19,433		(261,120	)		24,176		169,527			(206,584	)		16,583


Net Realized and Unrealized Gain (Loss) on Investments		24,774		(3,483	)		28,680		191,229			100,640			17,503


Net Increase (Decrease) in Net Assets Resulting from Operations	$	27,781	$	(12,987	)	$	31,397	$	183,995		$	123,328		$	29,656

The accompanying notes are an integral part of these financial statements.

FSA-66

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF OPERATIONS (Concluded)

FOR THE YEAR OR PERIOD ENDED DECEMBER 31, 2024


	TEMPLETON GLOBAL BOND VIP FUND
Income and Expenses:
Investment Income:
Dividends from the Portfolios	$	—
Expenses:
Asset-based charges		9,598


Net Investment Income (Loss)		(9,598	)


Net Realized and Unrealized Gain (Loss) on Investments:
Net realized gain (loss) on investments		(10,523	)

Net realized gain (loss)		(10,523	)


Net change in unrealized appreciation (depreciation) of investments		(99,393	)


Net Realized and Unrealized Gain (Loss) on Investments		(109,916	)


Net Increase (Decrease) in Net Assets Resulting from Operations	$	(119,514	)

The accompanying notes are an integral part of these financial statements.

FSA-67

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	1290 VT CONVERTIBLE SECURITIES*						1290 VT DOUBLELINE OPPORTUNISTIC BOND*						1290 VT EQUITY INCOME*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	3,826		$	5,536		$	112,526		$	12,601		$	15,893		$	16,163
Net realized gain (loss)		4,405			936			17,968			(104,809	)		130,515			68,870
Net change in unrealized appreciation (depreciation) of investments		25,700			14,919			(114,335	)		45,904			(36,884	)		(8,203	)


Net increase (decrease) in net assets resulting from operations		33,931			21,391			16,159			(46,304	)		109,524			76,830


From Contractowners Transactions:
Payments received from contractowners		30,715			195,921			2,211,051			2,781,843			245,476			1,131,297
Transfers between Variable Investment Options including guaranteed interest account, net		111,150			112,926			(168,548	)		(2,775,641	)		37,605			(73,786	)
Redemptions for contract benefits and terminations		(50,284	)		(18,358	)		(97,713	)		(50,759	)		(77,963	)		(8,956	)
Contract maintenance charges		(210	)		—			(131	)		(25	)		(121	)		(66	)


Net increase (decrease) in net assets resulting from contractowners transactions		91,371			290,489			1,944,659			(44,582	)		204,997			1,048,489


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		68			11			53			177			39			14


Net Increase (Decrease) in Net Assets		125,370			311,891			1,960,871			(90,709	)		314,560			1,125,333
Net Assets — Beginning of Year or Period		311,891			—			1,002,309			1,093,018			1,288,785			163,452


Net Assets — End of Year or Period	$	437,261		$	311,891		$	2,963,180		$	1,002,309		$	1,603,345		$	1,288,785

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-68

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	1290 VT GAMCO MERGERS & ACQUISITIONS*						1290 VT GAMCO SMALL COMPANY VALUE*						1290 VT HIGH YIELD BOND*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	7,696		$	7,674		$	(36,756	)	$	(12,692	)	$	339,975		$	92,344
Net realized gain (loss)		39,122			18,073			1,257,958			440,334			(7,897	)		(1,231	)
Net change in unrealized appreciation (depreciation) of investments		14,972			18,173			(84,745	)		459,726			(76,431	)		44,798


Net increase (decrease) in net assets resulting from operations		61,790			43,920			1,136,457			887,368			255,647			135,911


From Contractowners Transactions:
Payments received from contractowners		83,982			177,714			7,215,428			3,852,513			4,035,933			1,101,680
Transfers between Variable Investment Options including guaranteed interest account, net		18,220			327,369			1,531,011			642,742			540,874			208,498
Redemptions for contract benefits and terminations		(18,883	)		(1,285	)		(428,548	)		(131,225	)		(134,307	)		(48,578	)
Contract maintenance charges		(239	)		(56	)		(1,530	)		(471	)		(1,021	)		(46	)


Net increase (decrease) in net assets resulting from contractowners transactions		83,080			503,742			8,316,361			4,363,559			4,441,479			1,261,554


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		78			17			230			—			146			50


Net Increase (Decrease) in Net Assets		144,948			547,679			9,453,048			5,250,927			4,697,272			1,397,515
Net Assets — Beginning of Year or Period		728,318			180,639			7,681,305			2,430,378			1,951,384			553,869


Net Assets — End of Year or Period	$	873,266		$	728,318		$	17,134,353		$	7,681,305		$	6,648,656		$	1,951,384

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-69

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	1290 VT MICRO CAP*						1290 VT MODERATE GROWTH ALLOCATION*						1290 VT MULTI-ALTERNATIVE STRATEGIES*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(5,429	)	$	(1,520	)	$	441,435		$	332,609		$	4,868		$	1,427
Net realized gain (loss)		(27,863	)		(11,568	)		164,628			(145,251	)		956			5,590
Net change in unrealized appreciation (depreciation) of investments		130,429			36,090			5,459,129			5,169,252			7,052			(459	)


Net increase (decrease) in net assets resulting from operations		97,137			23,002			6,065,192			5,356,610			12,876			6,558


From Contractowners Transactions:
Payments received from contractowners		201,796			263,233			23,030,998			27,054,229			123,626			436,712
Transfers between Variable Investment Options including guaranteed interest account, net		72,220			79,263			3,967,012			2,986,002			77,440			(339,384	)
Redemptions for contract benefits and terminations		(10,173	)		(3,342	)		(2,630,805	)		(1,231,804	)		(15,041	)		—
Contract maintenance charges		(74	)		(41	)		(898,773	)		(414,146	)		(18	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		263,769			339,113			23,468,432			28,394,281			186,007			97,328


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		34			11			925			1,330			7			—


Net Increase (Decrease) in Net Assets		360,940			362,126			29,534,549			33,752,221			198,890			103,886
Net Assets — Beginning of Year or Period		549,462			187,336			56,603,535			22,851,314			109,826			5,940


Net Assets — End of Year or Period	$	910,402		$	549,462		$	86,138,084		$	56,603,535		$	308,716		$	109,826

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-70

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	1290 VT NATURAL RESOURCES*						1290 VT REAL ESTATE*						1290 VT SMALL CAP VALUE*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	35,009		$	31,692		$	26,227		$	17,093		$	13,432		$	3,381
Net realized gain (loss)		11,167			1,514			(44,027	)		(68,138	)		200,374			107,114
Net change in unrealized appreciation (depreciation) of investments		(181,848	)		(34,628	)		17,122			122,358			202,386			4,472


Net increase (decrease) in net assets resulting from operations		(135,672	)		(1,422	)		(678	)		71,313			416,192			114,967


From Contractowners Transactions:
Payments received from contractowners		731,518			1,253,430			429,836			511,324			1,284,545			1,029,894
Transfers between Variable Investment Options including guaranteed interest account, net		38,267			(600,969	)		(8,199	)		62,353			(273,906	)		(190,958	)
Redemptions for contract benefits and terminations		(75,085	)		(17,525	)		(90,870	)		(27,168	)		(87,031	)		(17,804	)
Contract maintenance charges		(385	)		(99	)		(144	)		(30	)		(415	)		(117	)


Net increase (decrease) in net assets resulting from contractowners transactions		694,315			634,837			330,623			546,479			923,193			821,015


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		—			(55	)		24			23			53			61


Net Increase (Decrease) in Net Assets		558,643			633,360			329,969			617,815			1,339,438			936,043
Net Assets — Beginning of Year or Period		1,300,707			667,347			921,629			303,814			1,987,900			1,051,857


Net Assets — End of Year or Period	$	1,859,350		$	1,300,707		$	1,251,598		$	921,629		$	3,327,338		$	1,987,900

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-71

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	1290 VT SMARTBETA EQUITY ESG*						1290 VT SOCIALLY RESPONSIBLE*						AB VPS DISCOVERY VALUE PORTFOLIO**
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(2,673	)	$	3,285		$	(5,225	)	$	1,539		$	(1,275	)	$	(108	)
Net realized gain (loss)		173,286			(28,201	)		84,496			17,985			22,723			17,868
Net change in unrealized appreciation (depreciation) of investments		31,119			168,919			71,431			49,143			11,396			13,150


Net increase (decrease) in net assets resulting from operations		201,732			144,003			150,702			68,667			32,844			30,910


From Contractowners Transactions:
Payments received from contractowners		703,072			305,095			586,667			589,704			159,325			131,646
Transfers between Variable Investment Options including guaranteed interest account, net		(312,303	)		(138,024	)		(115,633	)		(407	)		(9,966	)		132,404
Redemptions for contract benefits and terminations		(15,683	)		(6,420	)		(33,624	)		(25,942	)		(37,358	)		(2,690	)
Contract maintenance charges		(92	)		(48	)		(110	)		(2	)		(104	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		374,994			160,603			437,300			563,353			111,897			261,360


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		17			8			20			19			103			9


Net Increase (Decrease) in Net Assets		576,743			304,614			588,022			632,039			144,844			292,279
Net Assets — Beginning of Year or Period		1,225,437			920,823			632,548			509			292,279			—


Net Assets — End of Year or Period	$	1,802,180		$	1,225,437		$	1,220,570		$	632,548		$	437,123		$	292,279

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

Denotes Variable Investment Options that invest in shares of a Portfolio of AB Variable Product Series Fund, Inc, an affiliate of Equitable America.

FSA-72

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	AB VPS RELATIVE VALUE PORTFOLIO**						AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO**						AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	3,192		$	1,114		$	(4,650	)	$	(2,289	)	$	203,017		$	54,144
Net realized gain (loss)		30,738			24,296			3,719			17,248			679,732			55,101
Net change in unrealized appreciation (depreciation) of investments		18,634			(4,982	)		18,923			25,624			896,715			233,221


Net increase (decrease) in net assets resulting from operations		52,564			20,428			17,992			40,583			1,779,464			342,466


From Contractowners Transactions:
Payments received from contractowners		593,423			304,697			148,524			200,584			14,353,983			4,235,462
Transfers between Variable Investment Options including guaranteed interest account, net		166,113			14,808			12,636			(237	)		653			(136,573	)
Redemptions for contract benefits and terminations		(21,284	)		(11,986	)		(12,093	)		(3,349	)		(649,732	)		(63,339	)
Contract maintenance charges		(91	)		(10	)		(43	)		—			(157	)		(50	)


Net increase (decrease) in net assets resulting from contractowners transactions		738,161			307,509			149,024			196,998			13,704,747			4,035,500


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		23			9			23			7			444			111


Net Increase (Decrease) in Net Assets		790,748			327,946			167,039			237,588			15,484,655			4,378,077
Net Assets — Beginning of Year or Period		331,240			3,294			360,087			122,499			4,520,598			142,521


Net Assets — End of Year or Period	$	1,121,988		$	331,240		$	527,126		$	360,087		$	20,005,253		$	4,520,598

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of AB Variable Product Series Fund, Inc, an affiliate of Equitable America.

FSA-73

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	AMERICAN FUNDS INSURANCE SERIES^®GLOBAL GROWTH FUND						AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND						AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	20,574		$	1,116		$	(2,494	)	$	(3,259	)	$	20,757		$	7,228
Net realized gain (loss)		77,861			36,809			(19,470	)		(5,344	)		261,465			47,181
Net change in unrealized appreciation (depreciation) of investments		77,986			75,438			23,757			53,077			555,039			168,927


Net increase (decrease) in net assets resulting from operations		176,421			113,363			1,793			44,474			837,261			223,336


From Contractowners Transactions:
Payments received from contractowners		2,510,390			969,242			381,964			231,633			5,933,860			1,551,411
Transfers between Variable Investment Options including guaranteed interest account, net		43,652			350,538			21,902			78,340			729,086			213,165
Redemptions for contract benefits and terminations		(70,460	)		(19,875	)		(15,998	)		(4,493	)		(301,659	)		(47,196	)
Contract maintenance charges		(445	)		(3	)		(41	)		(14	)		(757	)		(153	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,483,137			1,299,902			387,827			305,466			6,360,530			1,717,227


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		181			43			13			9			202			54


Net Increase (Decrease) in Net Assets		2,659,739			1,413,308			389,633			349,949			7,197,993			1,940,617
Net Assets — Beginning of Year or Period		1,418,937			5,629			498,578			148,629			2,025,868			85,251


Net Assets — End of Year or Period	$	4,078,676		$	1,418,937		$	888,211		$	498,578		$	9,223,861		$	2,025,868

The accompanying notes are an integral part of these financial statements.

FSA-74

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	AMERICAN FUNDS INSURANCE SERIES_{^®INTERNATIONAL GROWTH AND INCOME FUND}						AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®						AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	47,540		$	10,216		$	14,510		$	9,960		$	56,145		$	22,808
Net realized gain (loss)		17,398			1,890			59,830			(43,414	)		(36,339	)		(55,630	)
Net change in unrealized appreciation (depreciation) of investments		(86,110	)		40,093			20,304			218,464			(30,419	)		68,347


Net increase (decrease) in net assets resulting from operations		(21,172	)		52,199			94,644			185,010			(10,613	)		35,525


From Contractowners Transactions:
Payments received from contractowners		2,147,814			591,367			2,252,787			1,393,466			857,168			533,046
Transfers between Variable Investment Options including guaranteed interest account, net		140,609			136,612			172,357			96,229			60,045			(115,969	)
Redemptions for contract benefits and terminations		(72,434	)		(19,473	)		(97,538	)		(30,764	)		(50,628	)		(24,637	)
Contract maintenance charges		(201	)		(5	)		(134	)		(35	)		(56	)		(59	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,215,788			708,501			2,327,472			1,458,896			866,529			392,381


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		111			21			114			50			30			13


Net Increase (Decrease) in Net Assets		2,194,727			760,721			2,422,230			1,643,956			855,946			427,919
Net Assets — Beginning of Year or Period		865,854			105,133			2,261,353			617,397			1,247,065			819,146


Net Assets — End of Year or Period	$	3,060,581		$	865,854		$	4,683,583		$	2,261,353		$	2,103,011		$	1,247,065

The accompanying notes are an integral part of these financial statements.

FSA-75

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	BLACKROCK GLOBAL ALLOCATION V.I. FUND						BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND						CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	21,892		$	39,518		$	(46,514	)	$	(18,742	)	$	(18,004	)	$	2,931
Net realized gain (loss)		343,817			10,678			316,121			(41,038	)		344,180			36,453
Net change in unrealized appreciation (depreciation) of investments		(170,016	)		180,389			584,167			595,103			114,061			55,827


Net increase (decrease) in net assets resulting from operations		195,693			230,585			853,774			535,323			440,237			95,211


From Contractowners Transactions:
Payments received from contractowners		1,160,415			2,235,486			1,713,675			583,690			1,300,946			1,476,843
Transfers between Variable Investment Options including guaranteed interest account, net		329,215			(311,492	)		184,091			240,487			21,472			149,530
Redemptions for contract benefits and terminations		(370,723	)		(405,188	)		(81,534	)		(142,464	)		(11,409	)		(488	)
Contract maintenance charges		(634	)		(42	)		(256	)		(198	)		(24	)		(13	)


Net increase (decrease) in net assets resulting from contractowners transactions		1,118,273			1,518,764			1,815,976			681,515			1,310,985			1,625,872


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		1,221			44			318			45			56			8


Net Increase (Decrease) in Net Assets		1,315,187			1,749,393			2,670,068			1,216,883			1,751,278			1,721,091
Net Assets — Beginning of Year or Period		2,601,123			851,730			2,109,158			892,275			1,732,837			11,746


Net Assets — End of Year or Period	$	3,916,310		$	2,601,123		$	4,779,226		$	2,109,158		$	3,484,115		$	1,732,837

The accompanying notes are an integral part of these financial statements.

FSA-76

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	CLEARBRIDGE VARIABLE MID CAP PORTFOLIO						EATON VANCE VT FLOATING-RATE INCOME FUND						EQ/500 MANAGED VOLATILITY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(7,211	)	$	(3,345	)	$	394,617		$	136,494		$	10,558		$	3,086
Net realized gain (loss)		29,892			(39,139	)		8,694			2,730			517,537			25,700
Net change in unrealized appreciation (depreciation) of investments		43,647			86,230			(33,869	)		45,601			(79,268	)		15,277


Net increase (decrease) in net assets resulting from operations		66,328			43,746			369,442			184,825			448,827			44,063


From Contractowners Transactions:
Payments received from contractowners		464,894			267,281			2,449,559			2,910,955			1,919,766			798,260
Transfers between Variable Investment Options including guaranteed interest account, net		(169,934	)		89,715			(419,968	)		1,111,895			46,956			112,986
Redemptions for contract benefits and terminations		(16,932	)		(2,779	)		(782,425	)		(277,535	)		(51,579	)		(2,265	)
Contract maintenance charges		(30	)		(17	)		(475	)		(20	)		(106	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		277,998			354,200			1,246,691			3,745,295			1,915,037			908,981


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		11			(7	)		1,368			729			72			31


Net Increase (Decrease) in Net Assets		344,337			397,939			1,617,501			3,930,849			2,363,936			953,075
Net Assets — Beginning of Year or Period		569,758			171,819			4,439,430			508,581			953,075			—


Net Assets — End of Year or Period	$	914,095		$	569,758		$	6,056,931		$	4,439,430		$	3,317,011		$	953,075

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-77

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/AB DYNAMIC AGGRESSIVE GROWTH*						EQ/AB DYNAMIC GROWTH*						EQ/AB DYNAMIC MODERATE GROWTH*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	1,704,624		$	221,015		$	862,584		$	26,957		$	726,161		$	75,587
Net realized gain (loss)		4,738,959			(687,729	)		832,269			(360,635	)		7,434,358			(132,813	)
Net change in unrealized appreciation (depreciation) of investments		15,187,128			11,279,687			9,925,494			7,428,303			90,072			5,187,938


Net increase (decrease) in net assets resulting from operations		21,630,711			10,812,973			11,620,347			7,094,625			8,250,591			5,130,712


From Contractowners Transactions:
Payments received from contractowners		132,147,220			89,663,603			63,312,466			43,901,038			52,670,787			34,184,764
Transfers between Variable Investment Options including guaranteed interest account, net		11,250,529			7,691,495			8,880,506			5,933,468			6,567,318			3,633,815
Redemptions for contract benefits and terminations		(6,465,547	)		(2,359,370	)		(2,957,855	)		(1,208,590	)		(3,026,019	)		(994,741	)
Contract maintenance charges		(2,158,942	)		(529,039	)		(1,317,197	)		(544,277	)		(1,099,003	)		(461,148	)


Net increase (decrease) in net assets resulting from contractowners transactions		134,773,260			94,466,689			67,917,920			48,081,639			55,113,083			36,362,690


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		5,117			3,763			2,675			1,569			2,042			1,505


Net Increase (Decrease) in Net Assets		156,409,088			105,283,425			79,540,942			55,177,833			63,365,716			41,494,907
Net Assets — Beginning of Year or Period		135,364,000			30,080,575			85,584,708			30,406,875			68,758,314			27,263,407


Net Assets — End of Year or Period	$	291,773,088		$	135,364,000		$	165,125,650		$	85,584,708		$	132,124,030		$	68,758,314

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-78

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/AB SHORT DURATION GOVERNMENT BOND*						EQ/AB SMALL CAP GROWTH*						EQ/AB SUSTAINABLE U.S. THEMATIC*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	53,013		$	21,507		$	(45,588	)	$	(20,047	)	$	(4,112	)	$	(176	)
Net realized gain (loss)		25,975			7,773			788,475			(67,653	)		2,273			25
Net change in unrealized appreciation (depreciation) of investments		(14,992	)		4,840			(91,439	)		473,562			20,469			6,949


Net increase (decrease) in net assets resulting from operations		63,996			34,120			651,448			385,862			18,630			6,798


From Contractowners Transactions:
Payments received from contractowners		1,226,606			1,430,656			4,212,416			1,668,284			587,126			61,554
Transfers between Variable Investment Options including guaranteed interest account, net		(457,306	)		(181,817	)		207,477			251,907			(3,850	)		22,285
Redemptions for contract benefits and terminations		(190,610	)		(122,291	)		(174,584	)		(48,215	)		(2,261	)		—
Contract maintenance charges		(146	)		—			(860	)		(477	)		(18	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		578,544			1,126,548			4,244,449			1,871,499			580,997			83,839


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		44			31			44			1,008			22			—


Net Increase (Decrease) in Net Assets		642,584			1,160,699			4,895,941			2,258,369			599,649			90,637
Net Assets — Beginning of Year or Period		1,544,280			383,581			3,677,939			1,419,570			90,637			—


Net Assets — End of Year or Period	$	2,186,864		$	1,544,280		$	8,573,880		$	3,677,939		$	690,286		$	90,637

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-79

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/AGGRESSIVE ALLOCATION*						EQ/AGGRESSIVE GROWTH STRATEGY*						EQ/ALL ASSET GROWTH ALLOCATION*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	15,215		$	7,974		$	10,705,479		$	1,626,486		$	17,029		$	12,734
Net realized gain (loss)		148,124			30,438			28,274,953			4,992,258			44,326			(3,355	)
Net change in unrealized appreciation (depreciation) of investments		(55,499	)		63,002			28,289,132			31,239,377			51,799			61,177


Net increase (decrease) in net assets resulting from operations		107,840			101,414			67,269,564			37,858,121			113,154			70,556


From Contractowners Transactions:
Payments received from contractowners		540,210			928,628			406,262,249			201,318,752			607,022			639,918
Transfers between Variable Investment Options including guaranteed interest account, net		(381,169	)		1,586			40,482,967			21,249,961			(233,424	)		104,970
Redemptions for contract benefits and terminations		(179,671	)		(48,208	)		(19,030,534	)		(7,123,443	)		(49,332	)		(19,372	)
Contract maintenance charges		(1,079	)		(216	)		(6,149,179	)		(2,229,367	)		(176	)		(14	)


Net increase (decrease) in net assets resulting from contractowners transactions		(21,709	)		881,790			421,565,503			213,215,903			324,090			725,502


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		33			40			15,880			11,956			15			29


Net Increase (Decrease) in Net Assets		86,164			983,244			488,850,947			251,085,980			437,259			796,087
Net Assets — Beginning of Year or Period		1,093,643			110,399			381,500,271			130,414,291			985,052			188,965


Net Assets — End of Year or Period	$	1,179,807		$	1,093,643		$	870,351,218		$	381,500,271		$	1,422,311		$	985,052

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-80

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/AMERICAN CENTURY MID CAP VALUE*						EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION*						EQ/BALANCED STRATEGY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	51,099		$	25,899		$	275,281		$	221,949		$	4,127,756		$	1,041,969
Net realized gain (loss)		320,900			80,077			1,592,004			(147,078	)		11,231,212			878,758
Net change in unrealized appreciation (depreciation) of investments		(75,694	)		35,814			2,285,304			3,064,110			912,648			12,202,397


Net increase (decrease) in net assets resulting from operations		296,305			141,790			4,152,589			3,138,981			16,271,616			14,123,124


From Contractowners Transactions:
Payments received from contractowners		2,308,009			2,140,305			25,873,109			19,110,188			75,032,809			79,309,983
Transfers between Variable Investment Options including guaranteed interest account, net		(98,268	)		51,905			4,050,068			3,279,263			16,982,447			23,221,456
Redemptions for contract benefits and terminations		(151,770	)		(31,350	)		(1,705,003	)		(1,240,028	)		(6,232,226	)		(3,189,683	)
Contract maintenance charges		(584	)		(163	)		(556,995	)		(196,134	)		(2,808,186	)		(1,135,570	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,057,387			2,160,697			27,661,179			20,953,289			82,974,844			98,206,186


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		65			8			3,645			1,044			3,155			(3,143	)


Net Increase (Decrease) in Net Assets		2,353,757			2,302,495			31,817,413			24,093,314			99,249,615			112,326,167
Net Assets — Beginning of Year or Period		3,549,708			1,247,213			34,986,151			10,892,837			177,677,944			65,351,777


Net Assets — End of Year or Period	$	5,903,465		$	3,549,708		$	66,803,564		$	34,986,151		$	276,927,559		$	177,677,944

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-81

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/CLEARBRIDGE LARGE CAP GROWTH ESG*						EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY*						EQ/COMMON STOCK INDEX*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(41,118	)	$	(7,096	)	$	(16,818	)	$	(3,938	)	$	(19,998	)	$	11,711
Net realized gain (loss)		474,034			41,197			14,905			(19,239	)		1,249,461			222,450
Net change in unrealized appreciation (depreciation) of investments		215,579			184,381			355,770			204,991			772,613			817,623


Net increase (decrease) in net assets resulting from operations		648,495			218,482			353,857			181,814			2,002,076			1,051,784


From Contractowners Transactions:
Payments received from contractowners		2,864,509			1,158,200			794,576			500,343			7,056,997			2,934,892
Transfers between Variable Investment Options including guaranteed interest account, net		1,148,060			252,464			(14,124	)		94,263			146,857			819,003
Redemptions for contract benefits and terminations		(72,316	)		(10,063	)		(45,876	)		(42,366	)		(668,574	)		(242,409	)
Contract maintenance charges		(410	)		(54	)		(94	)		(30	)		(1,680	)		(1,235	)


Net increase (decrease) in net assets resulting from contractowners transactions		3,939,843			1,400,547			734,482			552,210			6,533,600			3,510,251


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		135			61			77			26			416			(416	)


Net Increase (Decrease) in Net Assets		4,588,473			1,619,090			1,088,416			734,050			8,536,092			4,561,619
Net Assets — Beginning of Year or Period		1,721,857			102,767			1,296,797			562,747			7,136,902			2,575,283


Net Assets — End of Year or Period	$	6,310,330		$	1,721,857		$	2,385,213		$	1,296,797		$	15,672,994		$	7,136,902

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-82

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/CONSERVATIVE ALLOCATION*						EQ/CONSERVATIVE GROWTH STRATEGY*						EQ/CONSERVATIVE STRATEGY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	47,832		$	27,183		$	2,040,633		$	463,662		$	1,095,942		$	302,809
Net realized gain (loss)		58,051			14,333			3,553,160			274,179			939,920			(450,545	)
Net change in unrealized appreciation (depreciation) of investments		(54,066	)		23,690			(67,123	)		4,821,100			(437,857	)		2,311,045


Net increase (decrease) in net assets resulting from operations		51,817			65,206			5,526,670			5,558,941			1,598,005			2,163,309


From Contractowners Transactions:
Payments received from contractowners		1,069,635			1,574,798			36,263,568			31,739,480			17,034,277			16,216,932
Transfers between Variable Investment Options including guaranteed interest account, net		(175,693	)		29,256			9,278,805			7,534,845			4,542,191			9,600,811
Redemptions for contract benefits and terminations		(289,198	)		(87,541	)		(3,093,386	)		(1,765,254	)		(2,766,009	)		(1,803,736	)
Contract maintenance charges		(569	)		—			(1,195,120	)		(549,336	)		(658,364	)		(264,862	)


Net increase (decrease) in net assets resulting from contractowners transactions		604,175			1,516,513			41,253,867			36,959,735			18,152,095			23,749,145


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		22			54			2,890			2,089			6,690			(6,690	)


Net Increase (Decrease) in Net Assets		656,014			1,581,773			46,783,427			42,520,765			19,756,790			25,905,764
Net Assets — Beginning of Year or Period		1,633,757			51,984			75,798,087			33,277,322			40,439,278			14,533,514


Net Assets — End of Year or Period	$	2,289,771		$	1,633,757		$	122,581,514		$	75,798,087		$	60,196,068		$	40,439,278

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-83

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/CORE BOND INDEX*						EQ/CORE PLUS BOND*						EQ/EMERGING MARKETS EQUITY PLUS*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	267,483		$	84,282		$	187,632		$	38,630		$	15,525		$	14,812
Net realized gain (loss)		(2,982	)		(44,114	)		14,999			(3,268	)		(21,149	)		(12,294	)
Net change in unrealized appreciation (depreciation) of investments		(150,082	)		119,493			(267,668	)		41,401			31,519			48,524


Net increase (decrease) in net assets resulting from operations		114,419			159,661			(65,037	)		76,763			25,895			51,042


From Contractowners Transactions:
Payments received from contractowners		8,641,529			4,957,016			2,439,288			2,067,770			366,190			734,442
Transfers between Variable Investment Options including guaranteed interest account, net		1,350,379			116,473			(226,046	)		106,050			(9,557	)		60,416
Redemptions for contract benefits and terminations		(514,877	)		(159,811	)		(193,642	)		(59,533	)		(43,351	)		(19,027	)
Contract maintenance charges		(1,137	)		(165	)		(161	)		(36	)		(65	)		(29	)


Net increase (decrease) in net assets resulting from contractowners transactions		9,475,894			4,913,513			2,019,439			2,114,251			313,217			775,802


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		371			144			90			80			12			31


Net Increase (Decrease) in Net Assets		9,590,684			5,073,318			1,954,492			2,191,094			339,124			826,875
Net Assets — Beginning of Year or Period		6,292,135			1,218,817			2,599,401			408,307			1,066,991			240,116


Net Assets — End of Year or Period	$	15,882,819		$	6,292,135		$	4,553,893		$	2,599,401		$	1,406,115		$	1,066,991

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-84

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/EQUITY 500 INDEX*						EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP*						EQ/FRANKLIN MODERATE ALLOCATION*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	20,363		$	90,891		$	(44,966	)	$	(8,180	)	$	464,394		$	256,509
Net realized gain (loss)		1,982,665			387,436			778,380			61,538			48,595			(117,589	)
Net change in unrealized appreciation (depreciation) of investments		7,132,246			3,405,361			571,026			404,259			2,443,643			2,266,588


Net increase (decrease) in net assets resulting from operations		9,135,274			3,883,688			1,304,440			457,617			2,956,632			2,405,508


From Contractowners Transactions:
Payments received from contractowners		29,369,022			19,097,815			4,071,806			2,970,754			29,491,338			24,463,057
Transfers between Variable Investment Options including guaranteed interest account, net		2,306,179			133,361			123,906			334,040			8,848,295			4,359,243
Redemptions for contract benefits and terminations		(2,003,926	)		(511,434	)		(187,354	)		(18,691	)		(1,900,010	)		(849,881	)
Contract maintenance charges		(5,498	)		(1,963	)		(634	)		(307	)		(625,496	)		(152,369	)


Net increase (decrease) in net assets resulting from contractowners transactions		29,665,777			18,717,779			4,007,724			3,285,796			35,814,127			27,820,050


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		953			398			152			112			1,811			982


Net Increase (Decrease) in Net Assets		38,802,004			22,601,865			5,312,316			3,743,525			38,772,570			30,226,540
Net Assets — Beginning of Year or Period		30,433,931			7,832,066			4,289,293			545,768			38,555,261			8,328,721


Net Assets — End of Year or Period	$	69,235,935		$	30,433,931		$	9,601,609		$	4,289,293		$	77,327,831		$	38,555,261

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-85

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/FRANKLIN RISING DIVIDENDS*						EQ/GOLDMAN SACHS GROWTH ALLOCATION*						EQ/GOLDMAN SACHS MID CAP VALUE*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(4,855	)	$	15,873		$	3,225,516		$	1,394,093		$	(2,669	)	$	(2,950	)
Net realized gain (loss)		576,896			16,249			6,695,492			(185,279	)		116,153			13,651
Net change in unrealized appreciation (depreciation) of investments		189,851			330,614			7,780,741			9,432,315			62,269			97,316


Net increase (decrease) in net assets resulting from operations		761,892			362,736			17,701,749			10,641,129			175,753			108,017


From Contractowners Transactions:
Payments received from contractowners		4,110,445			3,884,348			110,251,979			65,517,400			1,503,876			512,102
Transfers between Variable Investment Options including guaranteed interest account, net		547,063			1,205,041			21,774,196			16,618,183			65,563			33,151
Redemptions for contract benefits and terminations		(294,444	)		(185,383	)		(5,388,454	)		(2,023,762	)		(34,914	)		(4,128	)
Contract maintenance charges		(4,137	)		(240	)		(1,987,615	)		(594,326	)		(148	)		(153	)


Net increase (decrease) in net assets resulting from contractowners transactions		4,358,927			4,903,766			124,650,106			79,517,495			1,534,377			540,972


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		180			151			4,502			2,558			43			22


Net Increase (Decrease) in Net Assets		5,120,999			5,266,653			142,356,357			90,161,182			1,710,173			649,011
Net Assets — Beginning of Year or Period		6,509,196			1,242,543			122,574,172			32,412,990			1,220,781			571,770


Net Assets — End of Year or Period	$	11,630,195		$	6,509,196		$	264,930,529		$	122,574,172		$	2,930,954		$	1,220,781

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-86

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION*						EQ/GROWTH STRATEGY*						EQ/INTERMEDIATE CORPORATE BOND*^(a)
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	2,163,771		$	1,288,146		$	5,687,681		$	1,105,930		$	79,749		$	390
Net realized gain (loss)		(214,251	)		(151,873	)		21,821,296			3,716,057			32,480			1
Net change in unrealized appreciation (depreciation) of investments		7,141,837			5,599,585			5,917,585			19,301,977			(122,208	)		1,820


Net increase (decrease) in net assets resulting from operations		9,091,357			6,735,858			33,426,562			24,123,964			(9,979	)		2,211


From Contractowners Transactions:
Payments received from contractowners		62,124,919			55,648,661			155,466,469			118,488,675			1,821,404			—
Transfers between Variable Investment Options including guaranteed interest account, net		8,105,767			8,080,484			22,769,591			14,571,815			17,884			49,562
Redemptions for contract benefits and terminations		(4,986,519	)		(1,336,714	)		(9,490,982	)		(3,706,542	)		(237	)		—
Contract maintenance charges		(1,434,209	)		(436,561	)		(3,911,669	)		(1,614,545	)		—			—


Net increase (decrease) in net assets resulting from contractowners transactions		63,809,958			61,955,870			164,833,409			127,739,403			1,839,051			49,562


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		2,734			2,361			6,340			6,727			56			—


Net Increase (Decrease) in Net Assets		72,904,049			68,694,089			198,266,311			151,870,094			1,829,128			51,773
Net Assets — Beginning of Year or Period		93,665,904			24,971,815			246,792,466			94,922,372			51,773			—


Net Assets — End of Year or Period	$	166,569,953		$	93,665,904		$	445,058,777		$	246,792,466		$	1,880,901		$	51,773

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

^(a)

Units were made available on November 13, 2023

FSA-87

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/INTERMEDIATE GOVERNMENT BOND*						EQ/INTERNATIONAL CORE MANAGED VOLATILITY*						EQ/INTERNATIONAL EQUITY INDEX*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	80,845		$	61,628		$	2,968		$	1,652		$	179,009		$	66,641
Net realized gain (loss)		16,713			756			14,757			(9,648	)		22,129			(5,181	)
Net change in unrealized appreciation (depreciation) of investments		(60,638	)		(3,330	)		(12,745	)		38,499			(168,499	)		281,014


Net increase (decrease) in net assets resulting from operations		36,920			59,054			4,980			30,503			32,639			342,474


From Contractowners Transactions:
Payments received from contractowners		3,056,665			701,373			9,680			54,923			3,610,163			2,142,700
Transfers between Variable Investment Options including guaranteed interest account, net		(567,488	)		1,825,819			36,260			32,231			1,203,453			124,640
Redemptions for contract benefits and terminations		(298,282	)		(28,633	)		(9,223	)		(6,962	)		(125,506	)		(25,754	)
Contract maintenance charges		(247	)		(32	)		(21	)		(20	)		(469	)		(134	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,190,648			2,498,527			36,696			80,172			4,687,641			2,241,452


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		182			77			34			—			149			105


Net Increase (Decrease) in Net Assets		2,227,750			2,557,658			41,710			110,675			4,720,429			2,584,031
Net Assets — Beginning of Year or Period		2,712,295			154,637			274,044			163,369			3,557,920			973,889


Net Assets — End of Year or Period	$	4,940,045		$	2,712,295		$	315,754		$	274,044		$	8,278,349		$	3,557,920

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-88

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/INVESCO COMSTOCK*						EQ/INVESCO GLOBAL*						EQ/INVESCO GLOBAL REAL ASSETS*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	17,766		$	8,901		$	(42,185	)	$	(17,415	)	$	15,366		$	5,883
Net realized gain (loss)		299,534			79,838			237,790			3,394			(3,512	)		7,958
Net change in unrealized appreciation (depreciation) of investments		(86,185	)		10,521			218,034			405,054			(35,570	)		26,829


Net increase (decrease) in net assets resulting from operations		231,115			99,260			413,639			391,033			(23,716	)		40,670


From Contractowners Transactions:
Payments received from contractowners		1,916,351			760,247			1,411,346			1,179,400			518,669			184,066
Transfers between Variable Investment Options including guaranteed interest account, net		58,527			29,987			111,787			203,692			5,188			8,690
Redemptions for contract benefits and terminations		(77,928	)		(19,591	)		(112,140	)		(30,141	)		(12,188	)		(2,658	)
Contract maintenance charges		(90	)		(58	)		(251	)		(78	)		(207	)		(18	)


Net increase (decrease) in net assets resulting from contractowners transactions		1,896,860			770,585			1,410,742			1,352,873			511,462			190,080


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		57			—			141			51			—			—


Net Increase (Decrease) in Net Assets		2,128,032			869,845			1,824,522			1,743,957			487,746			230,750
Net Assets — Beginning of Year or Period		1,359,014			489,169			2,545,624			801,667			524,127			293,377


Net Assets — End of Year or Period	$	3,487,046		$	1,359,014		$	4,370,146		$	2,545,624		$	1,011,873		$	524,127

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-89

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/INVESCO MODERATE ALLOCATION*						EQ/INVESCO MODERATE GROWTH ALLOCATION*						EQ/JANUS ENTERPRISE*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	661,423		$	289,381		$	1,547,991		$	950,678		$	(71,673	)	$	(29,105	)
Net realized gain (loss)		770,885			(142,108	)		(16,846	)		(116,517	)		700,048			197,007
Net change in unrealized appreciation (depreciation) of investments		2,480,690			2,622,769			6,082,864			5,893,072			80,951			231,666


Net increase (decrease) in net assets resulting from operations		3,912,998			2,770,042			7,614,009			6,727,233			709,326			399,568


From Contractowners Transactions:
Payments received from contractowners		23,856,029			23,309,130			39,694,423			28,836,095			4,261,695			2,151,064
Transfers between Variable Investment Options including guaranteed interest account, net		7,272,908			3,701,886			7,127,687			10,606,287			(276,623	)		96,729
Redemptions for contract benefits and terminations		(3,163,094	)		(885,664	)		(2,826,063	)		(1,473,961	)		(224,405	)		(28,141	)
Contract maintenance charges		(637,720	)		(224,725	)		(1,177,201	)		(513,380	)		(554	)		(270	)


Net increase (decrease) in net assets resulting from contractowners transactions		27,328,123			25,900,627			42,818,846			37,455,041			3,760,113			2,219,382


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		1,090			1,019			4,180			1,480			149			32


Net Increase (Decrease) in Net Assets		31,242,211			28,671,688			50,437,035			44,183,754			4,469,588			2,618,982
Net Assets — Beginning of Year or Period		42,379,494			13,707,806			73,337,537			29,153,783			4,139,072			1,520,090


Net Assets — End of Year or Period	$	73,621,705		$	42,379,494		$	123,774,572		$	73,337,537		$	8,608,660		$	4,139,072

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-90

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/JPMORGAN GROWTH ALLOCATION*						EQ/JPMORGAN GROWTH STOCK*						EQ/JPMORGAN VALUE OPPORTUNITIES*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	4,727,708		$	1,902,365		$	(177,575	)	$	(66,309	)	$	58,935		$	59,178
Net realized gain (loss)		9,232,053			(174,724	)		1,131,001			1,106,195			2,427,063			415,578
Net change in unrealized appreciation (depreciation) of investments		4,967,954			8,654,538			3,024,411			821,817			(551,996	)		327,778


Net increase (decrease) in net assets resulting from operations		18,927,715			10,382,179			3,977,837			1,861,703			1,934,002			802,534


From Contractowners Transactions:
Payments received from contractowners		115,199,384			80,767,670			9,630,156			5,109,394			7,844,262			5,625,212
Transfers between Variable Investment Options including guaranteed interest account, net		19,843,341			14,527,905			480,884			474,626			815,752			1,085,672
Redemptions for contract benefits and terminations		(6,587,140	)		(2,649,648	)		(686,678	)		(165,572	)		(397,648	)		(114,238	)
Contract maintenance charges		(2,277,389	)		(734,981	)		(2,372	)		(1,050	)		(1,331	)		(368	)


Net increase (decrease) in net assets resulting from contractowners transactions		126,178,196			91,910,946			9,421,990			5,417,398			8,261,035			6,596,278


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		5,619			3,119			367			182			330			230


Net Increase (Decrease) in Net Assets		145,111,530			102,296,244			13,400,194			7,279,283			10,195,367			7,399,042
Net Assets — Beginning of Year or Period		143,275,072			40,978,828			9,754,898			2,475,615			10,721,873			3,322,831


Net Assets — End of Year or Period	$	288,386,602		$	143,275,072		$	23,155,092		$	9,754,898		$	20,917,240		$	10,721,873

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-91

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/LARGE CAP GROWTH INDEX*						EQ/LARGE CAP VALUE INDEX*						EQ/LARGE CAP VALUE MANAGED VOLATILITY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(155,459	)	$	(38,039	)	$	59,767		$	24,256		$	2,900		$	2,553
Net realized gain (loss)		1,954,777			200,836			488,433			79,952			72,007			5,858
Net change in unrealized appreciation (depreciation) of investments		2,080,042			1,290,756			7,995			159,728			25,188			74,234


Net increase (decrease) in net assets resulting from operations		3,879,360			1,453,553			556,195			263,936			100,095			82,645


From Contractowners Transactions:
Payments received from contractowners		11,262,100			5,077,559			4,262,696			2,085,731			14,677			124,677
Transfers between Variable Investment Options including guaranteed interest account, net		106,107			234,051			781,349			128,766			57,753			(12,591	)
Redemptions for contract benefits and terminations		(577,803	)		(117,196	)		(280,540	)		(65,024	)		(38,722	)		(31,211	)
Contract maintenance charges		(1,302	)		(401	)		(609	)		(218	)		(79	)		(80	)


Net increase (decrease) in net assets resulting from contractowners transactions		10,789,102			5,194,013			4,762,896			2,149,255			33,629			80,795


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		389			48			151			69			—			—


Net Increase (Decrease) in Net Assets		14,668,851			6,647,614			5,319,242			2,413,260			133,724			163,440
Net Assets — Beginning of Year or Period		8,526,025			1,878,411			3,644,827			1,231,567			812,973			649,533


Net Assets — End of Year or Period	$	23,194,876		$	8,526,025		$	8,964,069		$	3,644,827		$	946,697		$	812,973

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-92

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/LAZARD EMERGING MARKETS EQUITY*						EQ/LONG-TERM BOND*^(b)			EQ/LOOMIS SAYLES GROWTH*
	2024			2023			2024			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	54,329		$	23,781		$	8,223		$	(80,184	)	$	(25,726	)
Net realized gain (loss)		78,534			(8,303	)		21			2,029,883			150,331
Net change in unrealized appreciation (depreciation) of investments		(92,400	)		70,599			(17,570	)		(27,778	)		497,117


Net increase (decrease) in net assets resulting from operations		40,463			86,077			(9,326	)		1,921,921			621,722


From Contractowners Transactions:
Payments received from contractowners		914,708			428,186			249,861			5,239,770			2,228,954
Transfers between Variable Investment Options including guaranteed interest account, net		(11,291	)		110,374			65,591			(442,842	)		404,173
Redemptions for contract benefits and terminations		(12,230	)		(10,860	)		(72	)		(347,737	)		(34,434	)
Contract maintenance charges		(256	)		(208	)		—			(421	)		(147	)


Net increase (decrease) in net assets resulting from contractowners transactions		890,931			527,492			315,380			4,448,770			2,598,546


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		38			—			57			199			—


Net Increase (Decrease) in Net Assets		931,432			613,569			306,111			6,370,890			3,220,268
Net Assets — Beginning of Year or Period		787,175			173,606			—			4,178,485			958,217


Net Assets — End of Year or Period	$	1,718,607		$	787,175		$	306,111		$	10,549,375		$	4,178,485

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America..

^(b)

Units were made available on November 13, 2023. However, there were no outstanding units as of December 31, 2023.

FSA-93

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/MFS INTERNATIONAL GROWTH*						EQ/MFS INTERNATIONAL INTRINSIC VALUE*						EQ/MFS MID CAP FOCUSED GROWTH*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(5,261	)	$	17,803		$	34,308		$	13,267		$	(19,871	)	$	(9,408	)
Net realized gain (loss)		416,205			95,479			346,717			20,420			145,241			6,399
Net change in unrealized appreciation (depreciation) of investments		(119,512	)		144,086			(224,238	)		291,139			44,423			149,853


Net increase (decrease) in net assets resulting from operations		291,432			257,368			156,787			324,826			169,793			146,844


From Contractowners Transactions:
Payments received from contractowners		3,077,634			1,958,074			2,729,960			1,916,228			370,579			316,211
Transfers between Variable Investment Options including guaranteed interest account, net		86,715			295,320			113,275			143,206			60,484			86,812
Redemptions for contract benefits and terminations		(184,836	)		(43,840	)		(127,533	)		(31,904	)		(51,844	)		(16,187	)
Contract maintenance charges		(529	)		(173	)		(463	)		(199	)		(210	)		(177	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,978,984			2,209,381			2,715,239			2,027,331			379,009			386,659


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		100			101			94			70			21			20


Net Increase (Decrease) in Net Assets		3,270,516			2,466,850			2,872,120			2,352,227			548,823			533,523
Net Assets — Beginning of Year or Period		3,678,405			1,211,555			3,658,372			1,306,145			1,079,913			546,390


Net Assets — End of Year or Period	$	6,948,921		$	3,678,405		$	6,530,492		$	3,658,372		$	1,628,736		$	1,079,913

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-94

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/MFS TECHNOLOGY*						EQ/MFS UTILITIES SERIES*						EQ/MID CAP INDEX*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(169,155	)	$	(51,655	)	$	9,704		$	20,140		$	7,143		$	8,573
Net realized gain (loss)		2,442,835			(94,652	)		15,417			(2,146	)		796,787			140,682
Net change in unrealized appreciation (depreciation) of investments		1,543,997			1,871,108			133,521			(57,892	)		134,231			355,466


Net increase (decrease) in net assets resulting from operations		3,817,677			1,724,801			158,642			(39,898	)		938,161			504,721


From Contractowners Transactions:
Payments received from contractowners		10,783,557			3,472,385			640,537			996,992			7,439,711			3,037,461
Transfers between Variable Investment Options including guaranteed interest account, net		455,039			814,793			(2,489	)		(56,418	)		(484,964	)		441,161
Redemptions for contract benefits and terminations		(658,046	)		(79,746	)		(183,779	)		(18,491	)		(315,641	)		(109,442	)
Contract maintenance charges		(1,607	)		(544	)		(421	)		(163	)		(1,117	)		(271	)


Net increase (decrease) in net assets resulting from contractowners transactions		10,578,943			4,206,888			453,848			921,920			6,637,989			3,368,909


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		371			127			(22	)		10			231			—


Net Increase (Decrease) in Net Assets		14,396,991			5,931,816			612,468			882,032			7,576,381			3,873,630
Net Assets — Beginning of Year or Period		7,892,401			1,960,585			1,652,796			770,764			5,533,876			1,660,246


Net Assets — End of Year or Period	$	22,289,392		$	7,892,401		$	2,265,264		$	1,652,796		$	13,110,257		$	5,533,876

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-95

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/MID CAP VALUE MANAGED VOLATILITY*						EQ/MODERATE ALLOCATION*						EQ/MODERATE GROWTH STRATEGY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	849		$	788		$	295,796		$	137,877		$	4,844,000		$	1,034,764
Net realized gain (loss)		70,212			15,837			692,059			162,413			18,565,210			3,186,245
Net change in unrealized appreciation (depreciation) of investments		(4,590	)		45,276			(94,695	)		356,149			(579,849	)		13,076,231


Net increase (decrease) in net assets resulting from operations		66,471			61,901			893,160			656,439			22,829,361			17,297,240


From Contractowners Transactions:
Payments received from contractowners		123,919			69,162			5,219,308			6,655,824			124,534,376			98,110,127
Transfers between Variable Investment Options including guaranteed interest account, net		(44,669	)		21,796			301,046			2,831,013			11,295,900			14,912,841
Redemptions for contract benefits and terminations		(16,377	)		(25,734	)		(629,330	)		(182,378	)		(9,164,180	)		(3,810,339	)
Contract maintenance charges		(29	)		(33	)		(5,666	)		(477	)		(3,063,465	)		(1,243,058	)


Net increase (decrease) in net assets resulting from contractowners transactions		62,844			65,191			4,885,358			9,303,982			123,602,631			107,969,571


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		40			—			(5	)		264			4,585			6,740


Net Increase (Decrease) in Net Assets		129,355			127,092			5,778,513			9,960,685			146,436,577			125,273,551
Net Assets — Beginning of Year or Period		625,108			498,016			11,008,412			1,047,727			198,959,568			73,686,017


Net Assets — End of Year or Period	$	754,463		$	625,108		$	16,786,925		$	11,008,412		$	345,396,145		$	198,959,568

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-96

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/MODERATE-PLUS ALLOCATION*						EQ/MONEY MARKET*						EQ/PIMCO GLOBAL REAL RETURN*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	128,581		$	47,035		$	18,224,800		$	7,941,487		$	(2,614	)	$	2,799
Net realized gain (loss)		497,082			143,189			43,067			(17	)		(19,437	)		(18,820	)
Net change in unrealized appreciation (depreciation) of investments		(56,459	)		198,434			(16,937	)		17			93			31,692


Net increase (decrease) in net assets resulting from operations		569,204			388,658			18,250,930			7,941,487			(21,958	)		15,671


From Contractowners Transactions:
Payments received from contractowners		1,916,526			3,914,954			12,469,752,082			8,174,490,377			908,758			283,168
Transfers between Variable Investment Options including guaranteed interest account, net		935,559			379,998			(12,115,061,032	)		(7,935,731,897	)		84,030			18,840
Redemptions for contract benefits and terminations		(182,265	)		(122,048	)		(46,542,404	)		(13,951,626	)		(47,322	)		(15,076	)
Contract maintenance charges		(887	)		—			(879,910	)		(38,597	)		(111	)		(42	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,668,933			4,172,904			307,268,736			224,768,257			945,355			286,890


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		151			184			130,168			62,009			1,386			10


Net Increase (Decrease) in Net Assets		3,238,288			4,561,746			325,649,834			232,771,753			924,783			302,571
Net Assets — Beginning of Year or Period		4,998,913			437,167			279,969,674			47,197,921			508,636			206,065


Net Assets — End of Year or Period	$	8,237,201		$	4,998,913		$	605,619,508		$	279,969,674		$	1,433,419		$	508,636

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-97

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/PIMCO REAL RETURN*						EQ/PIMCO TOTAL RETURN ESG*						EQ/PIMCO ULTRA SHORT BOND*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	40,023		$	3,556		$	225,142		$	51,988		$	288,990		$	116,080
Net realized gain (loss)		24,940			(59,313	)		(50,883	)		(50,579	)		31,637			17,869
Net change in unrealized appreciation (depreciation) of investments		(58,195	)		88,487			(164,669	)		117,479			(73,228	)		(32,821	)


Net increase (decrease) in net assets resulting from operations		6,768			32,730			9,590			118,888			247,399			101,128


From Contractowners Transactions:
Payments received from contractowners		312,054			840,486			3,355,073			1,789,508			3,518,173			3,441,785
Transfers between Variable Investment Options including guaranteed interest account, net		(172,843	)		(86,583	)		259,234			(86,341	)		954,581			(295,691	)
Redemptions for contract benefits and terminations		(77,133	)		(31,584	)		(169,182	)		(56,032	)		(343,673	)		(206,200	)
Contract maintenance charges		(95	)		(86	)		(177	)		(106	)		(358	)		(43	)


Net increase (decrease) in net assets resulting from contractowners transactions		61,983			722,233			3,444,948			1,647,029			4,128,723			2,939,851


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		6			34			93			54			131			91


Net Increase (Decrease) in Net Assets		68,757			754,997			3,454,631			1,765,971			4,376,253			3,041,070
Net Assets — Beginning of Year or Period		1,542,723			787,726			3,119,304			1,353,333			3,662,515			621,445


Net Assets — End of Year or Period	$	1,611,480		$	1,542,723		$	6,573,935		$	3,119,304		$	8,038,768		$	3,662,515

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-98

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/SMALL COMPANY INDEX*						EQ/T. ROWE PRICE HEALTH SCIENCES*						EQ/VALUE EQUITY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	41,824		$	10,167		$	(73,508	)	$	(35,486	)	$	1,549		$	941
Net realized gain (loss)		512,890			47,213			430,979			(11,369	)		98,842			(12,880	)
Net change in unrealized appreciation (depreciation) of investments		(24,706	)		317,194			(528,372	)		183,679			(15,675	)		160,594


Net increase (decrease) in net assets resulting from operations		530,008			374,574			(170,901	)		136,824			84,716			148,655


From Contractowners Transactions:
Payments received from contractowners		4,446,765			1,914,091			3,431,050			2,196,270			1,069,366			713,448
Transfers between Variable Investment Options including guaranteed interest account, net		773,382			151,348			161,582			16,340			33,528			(34,061	)
Redemptions for contract benefits and terminations		(115,089	)		(48,153	)		(238,151	)		(67,451	)		(40,895	)		(6,100	)
Contract maintenance charges		(552	)		(195	)		(2,763	)		(466	)		(109	)		(91	)


Net increase (decrease) in net assets resulting from contractowners transactions		5,104,506			2,017,091			3,351,718			2,144,693			1,061,890			673,196


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		163			70			81			68			35			20


Net Increase (Decrease) in Net Assets		5,634,677			2,391,735			3,180,898			2,281,585			1,146,641			821,871
Net Assets — Beginning of Year or Period		3,497,281			1,105,546			4,240,715			1,959,130			1,331,016			509,145


Net Assets — End of Year or Period	$	9,131,958		$	3,497,281		$	7,421,613		$	4,240,715		$	2,477,657		$	1,331,016

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-99

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQ/WELLINGTON ENERGY*						EQUITABLE CONSERVATIVE GROWTH MF/ETF*						EQUITABLE GROWTH MF/ETF*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	88,046		$	43,418		$	103,436		$	47,356		$	10,184		$	29,424
Net realized gain (loss)		146,672			97,286			57,966			(2,640	)		13,734			371
Net change in unrealized appreciation (depreciation) of investments		(99,521	)		25,966			16,574			82,029			402,755			167,106


Net increase (decrease) in net assets resulting from operations		135,197			166,670			177,976			126,745			426,673			196,901


From Contractowners Transactions:
Payments received from contractowners		973,918			671,188			1,091,277			2,147,953			1,189,277			2,498,831
Transfers between Variable Investment Options including guaranteed interest account, net		1,705,116			252,457			1,081,212			279,243			250,481			150,169
Redemptions for contract benefits and terminations		(199,429	)		(51,751	)		(156,537	)		(68,201	)		(63,470	)		—
Contract maintenance charges		(4,132	)		(162	)		(243	)		(4	)		(623	)		(190	)


Net increase (decrease) in net assets resulting from contractowners transactions		2,475,473			871,732			2,015,709			2,358,991			1,375,665			2,648,810


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		53			(29	)		86			83			75			8


Net Increase (Decrease) in Net Assets		2,610,723			1,038,373			2,193,771			2,485,819			1,802,413			2,845,719
Net Assets — Beginning of Year or Period		2,011,786			973,413			2,574,205			88,386			2,935,291			89,572


Net Assets — End of Year or Period	$	4,622,509		$	2,011,786		$	4,767,976		$	2,574,205		$	4,737,704		$	2,935,291

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-100

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	EQUITABLE MODERATE GROWTH MF/ETF*						FEDERATED HERMES HIGH INCOME BOND FUND II						FEDERATED HERMES KAUFMANN FUND II
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	64,618		$	35,347		$	69,232		$	7,759		$	(2,955	)	$	(1,270	)
Net realized gain (loss)		64,896			1,270			2,159			(1,614	)		17,352			(739	)
Net change in unrealized appreciation (depreciation) of investments		163,820			143,268			45,368			77,103			52,518			28,860


Net increase (decrease) in net assets resulting from operations		293,334			179,885			116,759			83,248			66,915			26,851


From Contractowners Transactions:
Payments received from contractowners		2,643,135			2,574,336			1,483,902			1,098,545			296,893			264,791
Transfers between Variable Investment Options including guaranteed interest account, net		52,414			376,552			385,642			181,917			111,783			71,105
Redemptions for contract benefits and terminations		(405,769	)		(45,151	)		(70,340	)		(38,733	)		(20,221	)		(12,366	)
Contract maintenance charges		(1,200	)		—			(163	)		—			(262	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		2,288,580			2,905,737			1,799,041			1,241,729			388,193			323,530


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		70			20			49			81			1,071			10


Net Increase (Decrease) in Net Assets		2,581,984			3,085,642			1,915,849			1,325,058			456,179			350,391
Net Assets — Beginning of Year or Period		3,099,369			13,727			1,379,616			54,558			355,786			5,395


Net Assets — End of Year or Period	$	5,681,353		$	3,099,369		$	3,295,465		$	1,379,616		$	811,965		$	355,786

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-101

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	FIDELITY^® VIP MID CAP PORTFOLIO						FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO						FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(42,962	)	$	(11,649	)	$	441,166		$	226,448		$	19,487		$	7,327
Net realized gain (loss)		1,355,348			75,870			1,484			(24,219	)		21,311			4,259
Net change in unrealized appreciation (depreciation) of investments		(483,041	)		269,004			75,175			159,049			1,075			7,633


Net increase (decrease) in net assets resulting from operations		829,345			333,225			517,825			361,278			41,873			19,219


From Contractowners Transactions:
Payments received from contractowners		5,684,906			2,379,345			8,897,487			4,391,648			60,980			445,639
Transfers between Variable Investment Options including guaranteed interest account, net		1,211,426			285,005			1,652,804			707,980			1,102			(17,564	)
Redemptions for contract benefits and terminations		(212,339	)		(76,989	)		(392,655	)		(163,390	)		(22,084	)		(5,835	)
Contract maintenance charges		(814	)		(438	)		(548	)		(148	)		(313	)		(18	)


Net increase (decrease) in net assets resulting from contractowners transactions		6,683,179			2,586,923			10,157,088			4,936,090			39,685			422,222


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		(112	)		84			301			162			—			13


Net Increase (Decrease) in Net Assets		7,512,412			2,920,232			10,675,214			5,297,530			81,558			441,454
Net Assets — Beginning of Year or Period		3,857,897			937,665			6,607,139			1,309,609			471,900			30,446


Net Assets — End of Year or Period	$	11,370,309		$	3,857,897		$	17,282,353		$	6,607,139		$	553,458		$	471,900

The accompanying notes are an integral part of these financial statements.

FSA-102

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO						FRANKLIN ALLOCATION VIP FUND						FRANKLIN INCOME VIP FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	51,880		$	29,866		$	2,745		$	424		$	260,200		$	109,182
Net realized gain (loss)		66,489			(3,798	)		2,494			(12,431	)		(76,356	)		128,022
Net change in unrealized appreciation (depreciation) of investments		39,949			180,694			22,040			26,093			153,239			(1,154	)


Net increase (decrease) in net assets resulting from operations		158,318			206,762			27,279			14,086			337,083			236,050


From Contractowners Transactions:
Payments received from contractowners		1,318,761			2,146,656			38,770			314,746			3,311,332			2,984,442
Transfers between Variable Investment Options including guaranteed interest account, net		(74,087	)		134,032			7,015			(41,504	)		53,912			606,379
Redemptions for contract benefits and terminations		(299,528	)		(11,710	)		(40,384	)		(646	)		(491,625	)		(168,285	)
Contract maintenance charges		(454	)		(15	)		(3	)		—			(608	)		(44	)


Net increase (decrease) in net assets resulting from contractowners transactions		944,692			2,268,963			5,398			272,596			2,873,011			3,422,492


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		41			72			60			—			55			12


Net Increase (Decrease) in Net Assets		1,103,051			2,475,797			32,737			286,682			3,210,149			3,658,554
Net Assets — Beginning of Year or Period		2,874,939			399,142			352,603			65,921			4,686,514			1,027,960


Net Assets — End of Year or Period	$	3,977,990		$	2,874,939		$	385,340		$	352,603		$	7,896,663		$	4,686,514

The accompanying notes are an integral part of these financial statements.

FSA-103

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	HARTFORD DISCIPLINED EQUITY HLS FUND^(c)						INVESCO V.I. BALANCED-RISK ALLOCATION FUND						INVESCO V.I. DIVERSIFIED DIVIDEND FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(8,090	)	$	(331	)	$	52,768		$	(3,896	)	$	5,302		$	4,488
Net realized gain (loss)		34,364			17			7,031			69			29,991			39,662
Net change in unrealized appreciation (depreciation) of investments		99,068			26,616			(45,937	)		27,384			65,865			1,877


Net increase (decrease) in net assets resulting from operations		125,342			26,302			13,862			23,557			101,158			46,027


From Contractowners Transactions:
Payments received from contractowners		266,516			401,638			455,551			422,672			505,186			247,365
Transfers between Variable Investment Options including guaranteed interest account, net		32,615			3,346			31,286			199,956			(143,308	)		95,499
Redemptions for contract benefits and terminations		—			—			(91,598	)		(10,664	)		(31,400	)		(4,893	)
Contract maintenance charges		—			—			(1,153	)		—			(38	)		(38	)


Net increase (decrease) in net assets resulting from contractowners transactions		299,131			404,984			394,086			611,964			330,440			337,933


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		66			—			74			19			15			9


Net Increase (Decrease) in Net Assets		424,539			431,286			408,022			635,540			431,613			383,969
Net Assets — Beginning of Year or Period		431,286			—			635,540			—			694,939			310,970


Net Assets — End of Year or Period	$	855,825		$	431,286		$	1,043,562		$	635,540		$	1,126,552		$	694,939

The accompanying notes are an integral part of these financial statements.

^(c)

Units were made available on May 22, 2023.

FSA-104

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	INVESCO V.I. EQUITY AND INCOME FUND						INVESCO V.I. HEALTH CARE FUND						INVESCO V.I. HIGH YIELD FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	8,549		$	9,627		$	(12,145	)	$	(3,654	)	$	167,504		$	80,101
Net realized gain (loss)		67,841			67,480			98,147			(9,057	)		1,723			(29,139	)
Net change in unrealized appreciation (depreciation) of investments		116,014			43,832			(44,576	)		20,747			22,252			74,927


Net increase (decrease) in net assets resulting from operations		192,404			120,939			41,426			8,036			191,479			125,889


From Contractowners Transactions:
Payments received from contractowners		585,020			530,302			517,267			800,576			1,518,993			1,645,877
Transfers between Variable Investment Options including guaranteed interest account, net		(95,095	)		135,991			829,917			(211,374	)		447,953			90,209
Redemptions for contract benefits and terminations		(15,685	)		(335	)		(78,392	)		(26,053	)		(173,223	)		(25,405	)
Contract maintenance charges		(25	)		(23	)		(3,681	)		(65	)		(315	)		(99	)


Net increase (decrease) in net assets resulting from contractowners transactions		474,215			665,935			1,265,111			563,084			1,793,408			1,710,582


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		25			30			—			(6	)		67			73


Net Increase (Decrease) in Net Assets		666,644			786,904			1,306,537			571,114			1,984,954			1,836,544
Net Assets — Beginning of Year or Period		1,723,942			937,038			741,380			170,266			2,310,970			474,426


Net Assets — End of Year or Period	$	2,390,586		$	1,723,942		$	2,047,917		$	741,380		$	4,295,924		$	2,310,970

The accompanying notes are an integral part of these financial statements.

FSA-105

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	INVESCO V.I. MAIN STREET MID CAP FUND						INVESCO V.I. SMALL CAP EQUITY FUND						JANUS HENDERSON BALANCED PORTFOLIO
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(5,728	)	$	(1,827	)	$	(23,818	)	$	(5,370	)	$	175,576		$	71,726
Net realized gain (loss)		27,759			(4,689	)		142,733			8,410			163,972			13,939
Net change in unrealized appreciation (depreciation) of investments		46,829			27,252			130,336			69,793			1,547,502			633,373


Net increase (decrease) in net assets resulting from operations		68,860			20,736			249,251			72,833			1,887,050			719,038


From Contractowners Transactions:
Payments received from contractowners		321,583			279,126			2,213,924			921,796			12,854,484			8,485,577
Transfers between Variable Investment Options including guaranteed interest account, net		(14,748	)		(21,678	)		(2,540	)		54,466			746,665			787,113
Redemptions for contract benefits and terminations		(25,590	)		(1,139	)		(22,068	)		(7,213	)		(941,188	)		(440,991	)
Contract maintenance charges		(13	)		(7	)		(148	)		(67	)		(1,236	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		281,232			256,302			2,189,168			968,982			12,658,725			8,831,699


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		65			—			79			32			444			252


Net Increase (Decrease) in Net Assets		350,157			277,038			2,438,498			1,041,847			14,546,219			9,550,989
Net Assets — Beginning of Year or Period		318,870			41,832			1,158,041			116,194			9,952,759			401,770


Net Assets — End of Year or Period	$	669,027		$	318,870		$	3,596,539		$	1,158,041		$	24,498,978		$	9,952,759

The accompanying notes are an integral part of these financial statements.

FSA-106

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	JANUS HENDERSON FLEXIBLE BOND PORTFOLIO						LORD ABBETT SERIES FUND - BOND DEBENTURE PORTFOLIO						MACQUARIE VIP EMERGING MARKETS SERIES
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	70,101		$	27,331		$	352,220		$	145,222		$	3,304		$	(314	)
Net realized gain (loss)		(1,612	)		(2,744	)		(5,912	)		(87,589	)		4,493			343
Net change in unrealized appreciation (depreciation) of investments		(60,275	)		12,789			(63,934	)		89,109			3,528			19,507


Net increase (decrease) in net assets resulting from operations		8,214			37,376			282,374			146,742			11,325			19,536


From Contractowners Transactions:
Payments received from contractowners		1,010,439			1,088,597			3,331,387			2,708,219			1,821			187,726
Transfers between Variable Investment Options including guaranteed interest account, net		376,403			84,305			540,278			(101,737	)		(5,995	)		46,907
Redemptions for contract benefits and terminations		(60,488	)		(35,328	)		(136,529	)		(80,949	)		(25,589	)		(8,645	)
Contract maintenance charges		(53	)		(11	)		(364	)		(65	)		(21	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		1,326,301			1,137,563			3,734,772			2,525,468			(29,784	)		225,988


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		36			30			113			78			5			7


Net Increase (Decrease) in Net Assets		1,334,551			1,174,969			4,017,259			2,672,288			(18,454	)		245,531
Net Assets — Beginning of Year or Period		1,287,469			112,500			3,870,499			1,198,211			264,493			18,962


Net Assets — End of Year or Period	$	2,622,020		$	1,287,469		$	7,887,758		$	3,870,499		$	246,039		$	264,493

The accompanying notes are an integral part of these financial statements.

FSA-107

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	MACQUARIE VIP HIGH INCOME SERIES						MFS^® INVESTORS TRUST SERIES						MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	144,725		$	97,212		$	(3,078	)	$	(1,856	)	$	(13,397	)	$	(8,969	)
Net realized gain (loss)		(32,231	)		(68,366	)		39,394			21,290			96,223			2,955
Net change in unrealized appreciation (depreciation) of investments		16,468			171,916			22,496			21,530			60,897			143,057


Net increase (decrease) in net assets resulting from operations		128,962			200,762			58,812			40,964			143,723			137,043


From Contractowners Transactions:
Payments received from contractowners		433,024			549,036			135,604			241,805			254,760			198,229
Transfers between Variable Investment Options including guaranteed interest account, net		(10,609	)		153,388			44,043			4,773			9,898			18,947
Redemptions for contract benefits and terminations		(103,159	)		(38,696	)		(5,587	)		(111,174	)		(43,380	)		(1,966	)
Contract maintenance charges		(175	)		(178	)		(32	)		(13	)		(143	)		(76	)


Net increase (decrease) in net assets resulting from contractowners transactions		319,081			663,550			174,028			135,391			221,135			215,134


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		—			11			47			—			15			9


Net Increase (Decrease) in Net Assets		448,043			864,323			232,887			176,355			364,873			352,186
Net Assets — Beginning of Year or Period		2,463,841			1,599,518			321,628			145,273			891,565			539,379


Net Assets — End of Year or Period	$	2,911,884		$	2,463,841		$	554,515		$	321,628		$	1,256,438		$	891,565

The accompanying notes are an integral part of these financial statements.

FSA-108

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	MFS^® VALUE SERIES						MULTIMANAGER AGGRESSIVE EQUITY*						MULTIMANAGER TECHNOLOGY*
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	10,914		$	4,095		$	(10,422	)	$	(4,199	)	$	(110,952	)	$	(40,134	)
Net realized gain (loss)		142,707			38,356			220,437			6,490			1,528,290			185,393
Net change in unrealized appreciation (depreciation) of investments		(28,277	)		34,951			107,547			141,412			481,930			1,093,614


Net increase (decrease) in net assets resulting from operations		125,344			77,402			317,562			143,703			1,899,268			1,238,873


From Contractowners Transactions:
Payments received from contractowners		913,952			960,858			728,865			160,693			6,325,541			1,610,149
Transfers between Variable Investment Options including guaranteed interest account, net		209,595			163,494			16,765			25,300			355,101			665,004
Redemptions for contract benefits and terminations		(63,672	)		(3,467	)		(7,170	)		(531	)		(234,138	)		(63,592	)
Contract maintenance charges		(79	)		—			(118	)		(81	)		(1,727	)		(670	)


Net increase (decrease) in net assets resulting from contractowners transactions		1,059,796			1,120,885			738,342			185,381			6,444,777			2,210,891


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		36			28			—			—			—			—


Net Increase (Decrease) in Net Assets		1,185,176			1,198,315			1,055,904			329,084			8,344,045			3,449,764
Net Assets — Beginning of Year or Period		1,219,083			20,768			666,535			337,451			5,206,772			1,757,008


Net Assets — End of Year or Period	$	2,404,259		$	1,219,083		$	1,722,439		$	666,535		$	13,550,817		$	5,206,772

The accompanying notes are an integral part of these financial statements.

Denotes Variable Investment Options that invest in shares of a Portfolio of EQ Advisors Trust, an affiliate of Equitable America.

FSA-109

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO						PIMCO EMERGING MARKETS BOND PORTFOLIO						PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	7,180		$	96,965		$	7,092		$	573		$	19,655		$	2,946
Net realized gain (loss)		(121,796	)		(40,471	)		389			(2	)		357			3,239
Net change in unrealized appreciation (depreciation) of investments		143,330			(121,386	)		964			4,355			(30,249	)		15,024


Net increase (decrease) in net assets resulting from operations		28,714			(64,892	)		8,445			4,926			(10,237	)		21,209


From Contractowners Transactions:
Payments received from contractowners		330,431			383,916			139,485			52,085			469,388			491,486
Transfers between Variable Investment Options including guaranteed interest account, net		(217,097	)		(77,490	)		4,679			576			54,388			6,887
Redemptions for contract benefits and terminations		(42,157	)		(7,940	)		(596	)		—			(34,253	)		(388	)
Contract maintenance charges		(44	)		(28	)		(13	)		—			(26	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		71,133			298,458			143,555			52,661			489,497			497,985


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		—			(11	)		28			13			11			36


Net Increase (Decrease) in Net Assets		99,847			233,555			152,028			57,600			479,271			519,230
Net Assets — Beginning of Year or Period		864,022			630,467			57,600			—			543,218			23,988


Net Assets — End of Year or Period	$	963,869		$	864,022		$	209,628		$	57,600		$	1,022,489		$	543,218

The accompanying notes are an integral part of these financial statements.

FSA-110

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO						PIMCO INCOME PORTFOLIO						PRINCIPAL BLUE CHIP ACCOUNT
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	3,169		$	431		$	406,512		$	87,577		$	(5,404	)	$	(467	)
Net realized gain (loss)		736			15			16,359			(21,673	)		12,178			285
Net change in unrealized appreciation (depreciation) of investments		4,830			2,497			(94,157	)		125,580			77,900			22,082


Net increase (decrease) in net assets resulting from operations		8,735			2,943			328,714			191,484			84,674			21,900


From Contractowners Transactions:
Payments received from contractowners		100,114			35,158			7,056,763			3,023,136			617,557			153,652
Transfers between Variable Investment Options including guaranteed interest account, net		4			(155	)		2,090,317			763,772			(952	)		21,990
Redemptions for contract benefits and terminations		(3,920	)		—			(448,050	)		(99,495	)		(3,146	)		(1,703	)
Contract maintenance charges		(16	)		—			(231	)		(27	)		(21	)		—


Net increase (decrease) in net assets resulting from contractowners transactions		96,182			35,003			8,698,799			3,687,386			613,438			173,939


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		6			—			1,104			512			20			6


Net Increase (Decrease) in Net Assets		104,923			37,946			9,028,617			3,879,382			698,132			195,845
Net Assets — Beginning of Year or Period		37,946			—			4,342,936			463,554			195,845			—


Net Assets — End of Year or Period	$	142,869		$	37,946		$	13,371,553		$	4,342,936		$	893,977		$	195,845

The accompanying notes are an integral part of these financial statements.

FSA-111

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	PRINCIPAL EQUITY INCOME ACCOUNT						PROFUND VP BIOTECHNOLOGY						PUTNAM VT GLOBAL ASSET ALLOCATION FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	3,007		$	(375	)	$	(9,504	)	$	(6,335	)	$	2,717		$	713
Net realized gain (loss)		5,341			(76	)		257,637			30,936			4,504			830
Net change in unrealized appreciation (depreciation) of investments		19,433			14,785			(261,120	)		27,150			24,176			21,962


Net increase (decrease) in net assets resulting from operations		27,781			14,334			(12,987	)		51,751			31,397			23,505


From Contractowners Transactions:
Payments received from contractowners		167,729			122,156			111,231			121,999			—			203,987
Transfers between Variable Investment Options including guaranteed interest account, net		(35	)		4,321			(1,034	)		(12,819	)		(4,037	)		(4,956	)
Redemptions for contract benefits and terminations		(5,014	)		(1,587	)		(22,468	)		(5,509	)		(16,642	)		(10,931	)
Contract maintenance charges		—			5			(160	)		(154	)		—			—


Net increase (decrease) in net assets resulting from contractowners transactions		162,680			124,895			87,569			103,517			(20,679	)		188,100


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		15			—			—			6			36			7


Net Increase (Decrease) in Net Assets		190,476			139,229			74,582			155,274			10,754			211,612
Net Assets — Beginning of Year or Period		139,229			—			615,358			460,084			211,612			—


Net Assets — End of Year or Period	$	329,705		$	139,229		$	689,940		$	615,358		$	222,366		$	211,612

The accompanying notes are an integral part of these financial statements.

FSA-112

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	PUTNAM VT RESEARCH FUND						T. ROWE PRICE EQUITY INCOME PORTFOLIO						TEMPLETON DEVELOPING MARKETS VIP FUND
	2024			2023			2024			2023			2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(7,234	)	$	(318	)	$	22,688		$	6,959		$	12,153		$	1,063
Net realized gain (loss)		21,702			430			307,224			38,244			920			(3,096	)
Net change in unrealized appreciation (depreciation) of investments		169,527			15,243			(206,584	)		40,881			16,583			21,880


Net increase (decrease) in net assets resulting from operations		183,995			15,355			123,328			86,084			29,656			19,847


From Contractowners Transactions:
Payments received from contractowners		965,301			79,407			3,072,748			1,243,722			263,787			56,605
Transfers between Variable Investment Options including guaranteed interest account, net		240,241			4,929			149,016			(39,218	)		(76,316	)		15,939
Redemptions for contract benefits and terminations		(28,852	)		(549	)		(194,000	)		(46,453	)		(52,322	)		(5,990	)
Contract maintenance charges		(61	)		—			(615	)		—			(24	)		(22	)


Net increase (decrease) in net assets resulting from contractowners transactions		1,176,629			83,787			3,027,149			1,158,051			135,125			66,532


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		42			—			83			—			10			—


Net Increase (Decrease) in Net Assets		1,360,666			99,142			3,150,560			1,244,135			164,791			86,379
Net Assets — Beginning of Year or Period		108,240			9,098			1,254,661			10,526			246,356			159,977


Net Assets — End of Year or Period	$	1,468,906		$	108,240		$	4,405,221		$	1,254,661		$	411,147		$	246,356

The accompanying notes are an integral part of these financial statements.

FSA-113

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


	TEMPLETON GLOBAL BOND VIP FUND
	2024			2023
Increase (Decrease) in Net Assets
From Operations:
Net investment income (loss)	$	(9,598	)	$	(4,390	)
Net realized gain (loss)		(10,523	)		(3,484	)
Net change in unrealized appreciation (depreciation) of investments		(99,393	)		23,303


Net increase (decrease) in net assets resulting from operations		(119,514	)		15,429


From Contractowners Transactions:
Payments received from contractowners		672,177			294,289
Transfers between Variable Investment Options including guaranteed interest account, net		131,214			103,616
Redemptions for contract benefits and terminations		(91,066	)		(27,566	)
Contract maintenance charges		(50	)		(27	)


Net increase (decrease) in net assets resulting from contractowners transactions		712,275			370,312


Net increase (decrease) in amount retained by Equitable America in Equitable America Variable Account 70A		49			10


Net Increase (Decrease) in Net Assets		592,810			385751
Net Assets — Beginning of Year or Period		574,751			189,000


Net Assets — End of Year or Period	$	1,167,561		$	574,751

The accompanying notes are an integral part of these financial statements.

FSA-114

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023

The change in units outstanding for the years or periods ended December 31, 2024 and 2023 were as follows:


			2024							2023
	Share Class**		Units Issued (000’s)		Units Redeemed (000’s)			Net Increase (Decrease) (000’s)		Units Issued (000’s)		Units Redeemed (000’s)			Net Increase (Decrease) (000’s)

1290 VT CONVERTIBLE SECURITIES		IB		9		(3	)		6		20		(1	)		19

1290 VT DOUBLELINE OPPORTUNISTIC BOND		IB		267		(78	)		189		344		(359	)		(15	)

1290 VT EQUITY INCOME		IB		14		(4	)		10		44		(4	)		40

1290 VT GAMCO MERGERS & ACQUISITIONS		IB		9		(2	)		7		43		—			43

1290 VT GAMCO SMALL COMPANY VALUE		IB		429		(22	)		407		211		(4	)		207

1290 VT HIGH YIELD BOND		IB		354		(12	)		342		108		(4	)		104

1290 VT MICRO CAP		IB		21		(4	)		17		25		(1	)		24

1290 VT MODERATE GROWTH ALLOCATION		IB		2,023		(215	)		1,808		2,593		(120	)		2,473

1290 VT MULTI-ALTERNATIVE STRATEGIES		IB		20		(2	)		18		46		(36	)		10

1290 VT NATURAL RESOURCES		IB		75		(20	)		55		121		(69	)		52

1290 VT REAL ESTATE		IB		51		(22	)		29		61		(6	)		55

1290 VT SMALL CAP VALUE		IB		101		(43	)		58		92		(29	)		63

1290 VT SMARTBETA EQUITY ESG		IB		40		(20	)		20		21		(14	)		7

1290 VT SOCIALLY RESPONSIBLE		IB		27		(10	)		17		39		(4	)		35

AB VPS DISCOVERY VALUE PORTFOLIO		CLASS B		11		(4	)		7		19		(1	)		18

AB VPS RELATIVE VALUE PORTFOLIO		CLASS B		38		(4	)		34		18		(1	)		17

AB VPS SUSTAINABLE GLOBAL THEMATIC PORTFOLIO		CLASS B		8		(1	)		7		12		(1	)		11

AMERICAN FUNDS INSURANCE SERIES^® ASSET ALLOCATION FUND		CLASS 4		831		(58	)		773		283		(25	)		258

AMERICAN FUNDS INSURANCE SERIES^® GLOBAL GROWTH FUND		CLASS 4		116		(4	)		112		71		(2	)		69

AMERICAN FUNDS INSURANCE SERIES^® GLOBAL SMALL CAPITALIZATION FUND		CLASS 4		29		(7	)		22		23		(1	)		22

AMERICAN FUNDS INSURANCE SERIES^® GROWTH-INCOME FUND		CLASS 4		261		(12	)		249		92		(5	)		87

AMERICAN FUNDS INSURANCE SERIES^® INTERNATIONAL GROWTH AND INCOME FUND		CLASS 4		192		(15	)		177		64		(2	)		62

The accompanying notes are an integral part of these financial statements.

FSA-115

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


			2024						2023
	Share Class**		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)

AMERICAN FUNDS INSURANCE SERIES^® NEW WORLD FUND^®		CLASS 4		184		(34)		150		118		(9)		109

AMERICAN FUNDS INSURANCE SERIES^® THE BOND FUND OF AMERICA^®		CLASS 4		103		(19)		84		64		(25)		39

BLACKROCK GLOBAL ALLOCATION V.I. FUND		CLASS III		92		(24)		68		176		(52)		124

BLACKROCK LARGE CAP FOCUS GROWTH V.I. FUND		CLASS III		32		(3)		29		18		(4)		14

CLEARBRIDGE VARIABLE APPRECIATION PORTFOLIO		CLASS II		56		(3)		53		80		(1)		79

CLEARBRIDGE VARIABLE MID CAP PORTFOLIO		CLASS II		31		(13)		18		30		(6)		24

EATON VANCE VT FLOATING-RATE INCOME FUND		INITIAL CLASS		266		(163)		103		347		(28)		319

EQ/500 MANAGED VOLATILITY		IB		147		(6)		141		77		(1)		76

EQ/AB DYNAMIC AGGRESSIVE GROWTH		IB		10,198		(121)		10,077		8,642		(450)		8,192

EQ/AB DYNAMIC GROWTH		IB		5,124		(218)		4,906		4,101		(133)		3,968

EQ/AB DYNAMIC MODERATE GROWTH		IB		3,538		(67)		3,471		2,606		(91)		2,515

EQ/AB SHORT DURATION GOVERNMENT BOND		IB		180		(121)		59		241		(122)		119

EQ/AB SMALL CAP GROWTH		IB		210		(12)		198		81		(1)		80

EQ/AB SUSTAINABLE U.S. THEMATIC		IB		53		(1)		52		9		—		9

EQ/AGGRESSIVE ALLOCATION		IB		40		(42)		(2)		60		(3)		57

EQ/AGGRESSIVE GROWTH STRATEGY		IB		18,055		(137)		17,918		10,757		(259)		10,498

EQ/ALL ASSET GROWTH ALLOCATION		IB		36		(15)		21		35		(1)		34

EQ/AMERICAN CENTURY MID CAP VALUE		IB		137		(34)		103		120		(9)		111

EQ/AMERICAN CENTURY MODERATE GROWTH ALLOCATION		IB		2,387		(142)		2,245		2,011		(88)		1,923

EQ/BALANCED STRATEGY		IB		4,697		(111)		4,586		6,330		(288)		6,042

EQ/CLEARBRIDGE LARGE CAP GROWTH ESG		IB		200		(22)		178		93		(7)		86

EQ/CLEARBRIDGE SELECT EQUITY MANAGED VOLATILITY		IB		43		(6)		37		41		(6)		35

EQ/COMMON STOCK INDEX		IA		54		(16)		38		32		(8)		24

EQ/COMMON STOCK INDEX		IB		224		(40)		184		128		(3)		125

EQ/CONSERVATIVE ALLOCATION		IB		109		(50)		59		168		(9)		159

The accompanying notes are an integral part of these financial statements.

FSA-116

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


			2024						2023
	Share Class**		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)

EQ/CONSERVATIVE GROWTH STRATEGY		IB		2,842		(268)		2,574		2,668		(125)		2,543

EQ/CONSERVATIVE STRATEGY		IB		2,088		(614)		1,474		2,342		(276)		2,066

EQ/CORE BOND INDEX		IB		1,024		(69)		955		552		(40)		512

EQ/CORE PLUS BOND		IB		251		(59)		192		225		(10)		215

EQ/EMERGING MARKETS EQUITY PLUS		IB		41		(10)		31		84		(5)		79

EQ/EQUITY 500 INDEX		IA		162		(24)		138		135		(27)		108

EQ/EQUITY 500 INDEX		IB		880		(54)		826		761		(86)		675

EQ/FIDELITY INSTITUTIONAL AM^® LARGE CAP		IB		157		(19)		138		136		(3)		133

EQ/FRANKLIN MODERATE ALLOCATION		IB		2,901		(106)		2,795		2,413		(42)		2,371

EQ/FRANKLIN RISING DIVIDENDS		IB		243		(71)		172		229		(10)		219

EQ/GOLDMAN SACHS GROWTH ALLOCATION		IB		9,388		(106)		9,282		6,826		(60)		6,766

EQ/GOLDMAN SACHS MID CAP VALUE		IB		119		(6)		113		26		(5)		21

EQ/GOLDMAN SACHS MODERATE GROWTH ALLOCATION		IB		4,997		(167)		4,830		5,229		(14)		5,215

EQ/GROWTH STRATEGY		IB		7,158		(106)		7,052		6,360		(73)		6,287

EQ/INTERMEDIATE CORPORATE BOND		IB		173		(9)		164		5		—		5

EQ/INTERMEDIATE GOVERNMENT BOND		IB		445		(214)		231		282		(9)		273

EQ/INTERNATIONAL CORE MANAGED VOLATILITY		IB		3		(1)		2		10		(4)		6

EQ/INTERNATIONAL EQUITY INDEX		IA		59		(14)		45		40		(8)		32

EQ/INTERNATIONAL EQUITY INDEX		IB		294		(6)		288		152		(3)		149

EQ/INVESCO COMSTOCK		IB		102		(14)		88		1		—		1

EQ/INVESCO GLOBAL		IB		73		(8)		65		42		(1)		41

EQ/INVESCO GLOBAL REAL ASSETS		IB		49		(6)		43		19		(3)		16

EQ/INVESCO MODERATE ALLOCATION		IB		2,357		(183)		2,174		2,338		(72)		2,266

EQ/INVESCO MODERATE GROWTH ALLOCATION		IB		3,347		(119)		3,228		3,223		(15)		3,208

EQ/JANUS ENTERPRISE		IB		236		(50)		186		104		(5)		99

The accompanying notes are an integral part of these financial statements.

FSA-117

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


			2024						2023
	Share Class**		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)

EQ/JPMORGAN GROWTH ALLOCATION		IB		9,677		(171)		9,506		7,821		(56)		7,765

EQ/JPMORGAN GROWTH STOCK		IB		349		(37)		312		210		(11)		199

EQ/JPMORGAN VALUE OPPORTUNITIES		IB		581		(114)		467		450		(13)		437

EQ/LARGE CAP GROWTH INDEX		IB		319		(34)		285		160		(3)		157

EQ/LARGE CAP VALUE INDEX		IB		255		(18)		237		112		(4)		108

EQ/LARGE CAP VALUE MANAGED VOLATILITY		IB		4		(3)		1		8		(5)		3

EQ/LAZARD EMERGING MARKETS EQUITY		IB		79		(7)		72		56		(3)		53

EQ/LONG-TERM BOND		IB		28		—		28		—		—		—

EQ/LOOMIS SAYLES GROWTH		IB		150		(32)		118		49		(3)		46

EQ/MFS INTERNATIONAL GROWTH		IB		204		(32)		172		101		(3)		98

EQ/MFS INTERNATIONAL INTRINSIC VALUE		IB		181		(18)		163		128		(5)		123

EQ/MFS MID CAP FOCUSED GROWTH		IB		12		(3)		9		11		(1)		10

EQ/MFS TECHNOLOGY		IB		441		(38)		403		193		(10)		183

EQ/MFS UTILITIES SERIES		IB		48		(20)		28		76		(23)		53

EQ/MID CAP INDEX		IB		370		(56)		314		168		(6)		162

EQ/MID CAP VALUE MANAGED VOLATILITY		IB		4		(2)		2		3		(1)		2

EQ/MODERATE ALLOCATION		IA		23		(61)		(38)		77		(11)		66

EQ/MODERATE ALLOCATION		IB		460		(51)		409		682		(11)		671

EQ/MODERATE GROWTH STRATEGY		IB		6,115		(113)		6,002		6,016		(96)		5,920

EQ/MODERATE-PLUS ALLOCATION		IB		199		(27)		172		336		(33)		303

EQ/MONEY MARKET		IA		3,718		(3,095)		623		4,315		(2,455)		1,860

EQ/MONEY MARKET		IB		1,061,382		(1,033,303)		28,079		655,824		(635,462)		20,362

EQ/PIMCO GLOBAL REAL RETURN		IB		96		(8)		88		33		(5)		28

EQ/PIMCO REAL RETURN		IB		36		(31)		5		86		(27)		59

EQ/PIMCO TOTAL RETURN ESG		IB		372		(56)		316		208		(45)		163

The accompanying notes are an integral part of these financial statements.

FSA-118

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Continued)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


			2024						2023
	Share Class**		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)

EQ/PIMCO ULTRA SHORT BOND		IB		482		(84)		398		341		(100)		241

EQ/SMALL COMPANY INDEX		IB		264		(9)		255		101		(3)		98

EQ/T. ROWE PRICE HEALTH SCIENCES		IB		209		(42)		167		121		(25)		96

EQ/VALUE EQUITY		IB		72		(9)		63		50		(5)		45

EQ/WELLINGTON ENERGY		IB		649		(257)		392		300		(140)		160

EQUITABLE CONSERVATIVE GROWTH MF/ETF		IB		150		(12)		138		193		(5)		188

EQUITABLE GROWTH MF/ETF		IB		124		(4)		120		280		—		280

EQUITABLE MODERATE GROWTH MF/ETF		IB		289		(75)		214		301		(4)		297

FEDERATED HERMES HIGH INCOME BOND FUND II		SERVICE CLASS		152		(12)		140		109		(6)		103

FEDERATED HERMES KAUFMANN FUND II		SERVICE CLASS		21		(1)		20		22		(1)		21

FIDELITY^® VIP MID CAP PORTFOLIO		SERVICE CLASS 2		314		(13)		301		137		(5)		132

FIDELITY^® VIP STRATEGIC INCOME PORTFOLIO		SERVICE CLASS 2		909		(76)		833		458		(36)		422

FIRST TRUST MULTI INCOME ALLOCATION PORTFOLIO		CLASS I		5		(2)		3		37		(4)		33

FIRST TRUST/DOW JONES DIVIDEND & INCOME ALLOCATION PORTFOLIO		CLASS I		82		(24)		58		157		(4)		153

FRANKLIN ALLOCATION VIP FUND		CLASS 2		2		(2)		—		19		(3)		16

FRANKLIN INCOME VIP FUND		CLASS 2		242		(60)		182		246		(15)		231

HARTFORD DISCIPLINED EQUITY HLS FUND		IC		7		—		7		13		—		13

INVESCO V.I. BALANCED-RISK ALLOCATION FUND		SERIES II		39		(8)		31		53		—		53

INVESCO V.I. DIVERSIFIED DIVIDEND FUND		SERIES II		20		(9)		11		13		(1)		12

INVESCO V.I. EQUITY AND INCOME FUND		SERIES II		39		(11)		28		47		(2)		45

INVESCO V.I. HEALTH CARE FUND		SERIES II		174		(83)		91		79		(40)		39

INVESCO V.I. HIGH YIELD FUND		SERIES II		167		(21)		146		163		(17)		146

INVESCO V.I. MAIN STREET MID CAP FUND		SERIES II		17		(2)		15		14		(2)		12

INVESCO V.I. SMALL CAP EQUITY FUND		SERIES II		118		(10)		108		48		(4)		44

The accompanying notes are an integral part of these financial statements.

FSA-119

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

STATEMENTS OF CHANGES IN NET ASSETS (Concluded)

FOR THE YEARS OR PERIODS ENDED DECEMBER 31, 2024 AND 2023


			2024						2023
	Share Class**		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)		Units Issued (000’s)		Units Redeemed (000’s)		Net Increase (Decrease) (000’s)

JANUS HENDERSON BALANCED PORTFOLIO		SERVICE SHARES		718		(58)		660		623		(82)		541

JANUS HENDERSON FLEXIBLE BOND PORTFOLIO		SERVICE SHARES		142		(14)		128		127		(12)		115

LORD ABBETT SERIES FUND—BOND DEBENTURE PORTFOLIO		VC SHARES		332		(39)		293		252		(34)		218

MACQUARIE VIP EMERGING MARKETS SERIES		SERVICE CLASS		—		(3)		(3)		22		(1)		21

MACQUARIE VIP HIGH INCOME SERIES		SERVICE CLASS		28		(11)		17		50		(15)		35

MFS^® INVESTORS TRUST SERIES		SERVICE CLASS		6		(1)		5		10		(4)		6

MFS^® MASSACHUSETTS INVESTORS GROWTH STOCK PORTFOLIO		SERVICE CLASS		5		(1)		4		8		(2)		6

MFS^® VALUE SERIES		SERVICE CLASS		55		(5)		50		74		(8)		66

MULTIMANAGER AGGRESSIVE EQUITY		IB		14		—		14		4		—		4

MULTIMANAGER TECHNOLOGY		IB		184		(23)		161		90		(14)		76

PIMCO COMMODITYREALRETURN^® STRATEGY PORTFOLIO		ADVISOR CLASS		39		(38)		1		44		(13)		31

PIMCO EMERGING MARKETS BOND PORTFOLIO		ADVISOR CLASS		12		—		12		5		—		5

PIMCO GLOBAL BOND OPPORTUNITIES PORTFOLIO (UNHEDGED)		ADVISOR CLASS		60		(10)		50		53		—		53

PIMCO GLOBAL MANAGED ASSET ALLOCATION PORTFOLIO		ADVISOR CLASS		7		—		7		3		—		3

PIMCO INCOME PORTFOLIO		ADVISOR CLASS		834		(75)		759		373		(27)		346

PRINCIPAL BLUE CHIP ACCOUNT		CLASS 3		56		(4)		52		18		—		18

PRINCIPAL EQUITY INCOME ACCOUNT		CLASS 3		16		(1)		15		14		—		14

PROFUND VP BIOTECHNOLOGY		COMMON SHARES		3		(1)		2		4		(2)		2

PUTNAM VT GLOBAL ASSET ALLOCATION FUND		CLASS IB		—		(1)		(1)		15		(1)		14

PUTNAM VT RESEARCH FUND		CLASS IB		49		(5)		44		4		—		4

T. ROWE PRICE EQUITY INCOME PORTFOLIO		CLASS II		164		(9)		155		79		(10)		69

TEMPLETON DEVELOPING MARKETS VIP FUND		CLASS 2		23		(11)		12		7		(1)		6

TEMPLETON GLOBAL BOND VIP FUND		CLASS 2		108		(18)		90		47		(5)		42

The accompanying notes are an integral part of these financial statements.

Share class reflects the share class of the Portfolio in which the units of the Variable Investment Option are invested, as further described in Note 6 of these financial statements.

The — on the Units Issued and Units Redeemed section may represent no units issued and units redeemed or units issued and units redeemed of less than 500.

FSA-120

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements

December 31, 2024

Organization

Equitable America Variable Account 70A (“the Account”) was established by Equitable Financial Life Insurance Company of America (“Equitable America”) and is organized as a unit investment trust, a type of investment company, and is registered with the Securities and Exchange Commission (“SEC”) under the Investment Company Act of 1940 (the “1940 Act”). The Account follows the investment company and reporting guidance of the Financial Accounting Standards Board Accounting Standards Codification Topic 946 — Investment Companies, which is part of accounting principles generally accepted in the United States of America (“GAAP”). The Account has Variable Investment Options, each of which invests in shares of a mutual fund portfolio of AB Variable Product Series Fund, Inc., AIM Variable Insurance Funds (Invesco Variable Insurance Funds), American Funds Insurance Series^®, BlackRock Variable Series Funds, Inc., Delaware VIP^® Trust, Eaton Vance Variable Trust, EQ Advisors Trust (“EQAT”), Federated Insurance Series, Fidelity^® Variable Insurance Products, First Trust Variable Insurance Trust, Franklin Templeton Variable Insurance Products Trust, Hartford Series Fund, Inc., Ivy Variable Insurance Portfolios, Janus Aspen Series, Legg Mason Partners Variable Equity Trust, Lord Abbett Series Fund, Inc., MFS^® Variable Insurance Trust, PIMCO Variable Insurance Trust, Principal Variable Contracts Funds, Inc., ProFunds, Putnam Variable Trust and T. Rowe Price Equity Series, Inc., (collectively, “the Trusts”). The Trusts are open-ended investment management companies that sell shares of a portfolio (“Portfolio”) of a mutual fund to separate accounts of insurance companies. Each Portfolio of the Trusts has separate investment objectives. These financial statements and notes are those of the Variable Investment Options of the Account.

The Account consists of the Variable Investment Options listed below.

AB Variable Product Series Fund, Inc.*

•

AB VPS Discovery Value Portfolio

•

AB VPS Relative Value Portfolio

•

AB VPS Sustainable Global Thematic Portfolio

AIM Variable Insurance Funds (Invesco Variable Insurance Funds)

•

Invesco V.I. Balanced-Risk Allocation Fund

•

Invesco V.I. Diversified Dividend Fund

•

Invesco V.I. Equity and Income Fund

•

Invesco V.I. Health Care Fund

•

Invesco V.I. High Yield Fund

•

Invesco V.I. Main Street Mid Cap Fund

•

Invesco V.I. Small Cap Equity Fund

American Funds Insurance Series^®

•

American Funds Insurance Series^® Asset Allocation Fund

•

American Funds Insurance Series^®Global Growth Fund

•

American Funds Insurance Series^® Global Small Capitalization Fund

•

American Funds Insurance Series^®Growth-Income Fund

•

American Funds Insurance Series^® International Growth and Income Fund

•

American Funds Insurance Series^®New World Fund^®

•

American Funds Insurance Series^® The Bond Fund of America^®

BlackRock Variable Series Funds, Inc.

•

BlackRock Global Allocation V.I. Fund

•

BlackRock Large Cap Focus Growth V.I. Fund

Delaware VIP^® Trust

•

Macquarie VIP Emerging Markets Series ⁽¹⁾

Eaton Vance Variable Trust

•

Eaton Vance VT Floating-Rate Income Fund

EQ Advisors Trust*

•

1290 VT Convertible Securities

•

1290 VT DoubleLine Opportunistic Bond

•

1290 VT Equity Income ⁽²⁾

•

1290 VT GAMCO Mergers & Acquisitions ⁽²⁾

•

1290 VT GAMCO Small Company Value ⁽²⁾

•

1290 VT High Yield Bond

•

1290 VT Micro Cap

•

1290 VT Moderate Growth Allocation

•

1290 VT Multi-Alternative Strategies

•

1290 VT Natural Resources

•

1290 VT Real Estate

•

1290 VT Small Cap Value

•

1290 VT SmartBeta Equity ESG

•

1290 VT Socially Responsible

•

EQ/500 Managed Volatility

•

EQ/AB Dynamic Aggressive Growth

•

EQ/AB Dynamic Growth

•

EQ/AB Dynamic Moderate Growth

•

EQ/AB Short Duration Government Bond

FSA-121

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Organization (Continued)

•

EQ/AB Small Cap Growth⁽²⁾

•

EQ/AB Sustainable U.S. Thematic

•

EQ/Aggressive Allocation

•

EQ/Aggressive Growth Strategy

•

EQ/All Asset Growth Allocation⁽²⁾

•

EQ/American Century Mid Cap Value

•

EQ/American Century Moderate Growth Allocation

•

EQ/Balanced Strategy

•

EQ/ClearBridge Large Cap Growth ESG

•

EQ/ClearBridge Select Equity Managed Volatility⁽²⁾

•

EQ/Common Stock Index

•

EQ/Conservative Allocation

•

EQ/Conservative Growth Strategy

•

EQ/Conservative Strategy

•

EQ/Core Bond Index

•

EQ/Core Plus Bond

•

EQ/Emerging Markets Equity PLUS

•

EQ/Equity 500 Index

•

EQ/Fidelity Institutional AM^® Large Cap

•

EQ/Franklin Moderate Allocation

•

EQ/Franklin Rising Dividends

•

EQ/Goldman Sachs Growth Allocation

•

EQ/Goldman Sachs Mid Cap Value

•

EQ/Goldman Sachs Moderate Growth Allocation

•

EQ/Growth Strategy

•

EQ/Intermediate Corporate Bond

•

EQ/Intermediate Government Bond

•

EQ/International Core Managed Volatility⁽²⁾

•

EQ/International Equity Index

•

EQ/Invesco Comstock⁽²⁾

•

EQ/Invesco Global⁽²⁾

•

EQ/Invesco Global Real Assets

•

EQ/Invesco Moderate Allocation

•

EQ/Invesco Moderate Growth Allocation

•

EQ/Janus Enterprise⁽²⁾

•

EQ/JPMorgan Growth Allocation

•

EQ/JPMorgan Growth Stock⁽²⁾

•

EQ/JPMorgan Value Opportunities

•

EQ/Large Cap Growth Index⁽²⁾

•

EQ/Large Cap Value Index⁽²⁾

•

EQ/Large Cap Value Managed Volatility⁽²⁾

•

EQ/Lazard Emerging Markets Equity

•

EQ/Long-Term Bond

•

EQ/Loomis Sayles Growth⁽²⁾

•

EQ/MFS International Growth⁽²⁾

•

EQ/MFS International Intrinsic Value

•

EQ/MFS Mid Cap Focused Growth

•

EQ/MFS Technology

•

EQ/MFS Utilities Series

•

EQ/Mid Cap Index⁽²⁾

•

EQ/Mid Cap Value Managed Volatility⁽²⁾

•

EQ/Moderate Allocation

•

EQ/Moderate Growth Strategy

•

EQ/Moderate-Plus Allocation

•

EQ/Money Market

•

EQ/PIMCO Global Real Return

•

EQ/PIMCO Real Return

•

EQ/PIMCO Total Return ESG

•

EQ/PIMCO Ultra Short Bond⁽²⁾

•

EQ/Small Company Index⁽²⁾

•

EQ/T. Rowe Price Health Sciences

•

EQ/Value Equity⁽²⁾

•

EQ/Wellington Energy

•

Equitable Conservative Growth MF/ETF

•

Equitable Growth MF/ETF

•

Equitable Moderate Growth MF/ETF

•

Multimanager Aggressive Equity

•

Multimanager Technology

Federated Insurance Series

•

Federated Hermes High Income Bond Fund II

•

Federated Hermes Kaufmann Fund II

Fidelity^® Variable Insurance Products

•

Fidelity^® VIP Mid Cap Portfolio

•

Fidelity^®VIP Strategic Income Portfolio

First Trust Variable Insurance Trust

•

First Trust Multi Income Allocation Portfolio

•

First Trust/Dow Jones Dividend & Income Allocation Portfolio

Franklin Templeton Variable Insurance Products Trust

•

Franklin Allocation VIP Fund

•

Franklin Income VIP Fund

•

Templeton Developing Markets VIP Fund

•

Templeton Global Bond VIP Fund

Hartford Series Fund, Inc.

•

Hartford Disciplined Equity HLS Fund

Ivy Variable Insurance Portfolios

•

Macquarie VIP High Income Series⁽³⁾

Janus Aspen Series

•

Janus Henderson Balanced Portfolio

•

Janus Henderson Flexible Bond Portfolio

FSA-122

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Organization (Concluded)

Legg Mason Partners Variable Equity Trust

•

ClearBridge Variable Appreciation Portfolio

•

ClearBridge Variable Mid Cap Portfolio

Lord Abbett Series Fund, Inc.

•

Lord Abbett Series Fund — Bond Debenture Portfolio

MFS^® Variable Insurance Trust

•

MFS^® Investors Trust Series

•

MFS^® Massachusetts Investors Growth Stock Portfolio

•

MFS^®Value Series

PIMCO Variable Insurance Trust

•

PIMCO CommodityRealReturn^® Strategy Portfolio

•

PIMCO Emerging Markets Bond Portfolio

•

PIMCO Global Bond Opportunities Portfolio (Unhedged)

•

PIMCO Global Managed Asset Allocation Portfolio

•

PIMCO Income Portfolio

Principal Variable Contracts Funds, Inc.

•

Principal Blue Chip Account

•

Principal Equity Income Account

ProFunds

•

ProFund VP Biotechnology

Putnam Variable Trust

•

Putnam VT Global Asset Allocation Fund

•

Putnam VT Research Fund

T. Rowe Price Equity Series, Inc.

•

T. Rowe Price Equity Income Portfolio

⁽¹⁾

Formerly known as Delaware VIP Emerging Markets Series.

⁽²⁾

Effective June 21, 2024, the Class IA shares of this Variable Investment Option were combined with the Class IB shares of the same Variable Investment Option.

⁽³⁾

Formerly known as Delaware IVY VIP High Income.

An affiliate of Equitable America providing advisory and other services to one or more Portfolios of this Trust, as further described in Note 6 of these financial statements.

The Account is used to fund benefits for variable annuities issued by Equitable America for the Retirement Cornerstone Series, Investment Edge and the Structured Capital Strategies (collectively, the “Contracts”). These annuities are offered with the same Variable Investment Options for use as a nonqualified annuity for after-tax contributions only, or when used as an investment vehicle for certain qualified plans, or an individual retirement annuity. The annuities are offered under group and individual variable annuity forms.

Under applicable insurance law, the assets and liabilities of the Account are clearly identified and distinguished from Equitable America’s other assets and liabilities. All Contracts are issued by Equitable America. The assets of the Account are the property of Equitable America. However, the portion of the Account’s assets attributable to the Contracts will not be chargeable with liabilities arising out of any other business Equitable America may conduct.

The amount retained by Equitable America in the Account arises primarily from (1) contributions from Equitable America, and (2) that portion, determined ratably, of the Account’s investment results applicable to those assets in the Account in excess of the net assets attributable to accumulation units. Amounts retained by Equitable America are not subject to charges for mortality and expense risks, asset-based administration charges and distribution charges. Amounts retained by Equitable America in the Account may be transferred at any time by Equitable America to its General Account (“General Account”).

Each of the Variable Investment Options of the Account bears indirect exposure to the market, credit, and liquidity risks of the Portfolio in which it invests. These financial statements and footnotes should be read in conjunction with the financial statements and footnotes of the Portfolios of the Trusts, which are distributed by Equitable America to the Contractowners of the Variable Investment Options of the Account.

In the normal course of business, Equitable America may have agreements to indemnify another party under given circumstances. The maximum exposure under these arrangements is unknown as this would involve future claims that may be, but have not been, made against the Variable Investment Options of the Account. Based on experience, the risk of material loss is expected to be remote.

FSA-123

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Significant Accounting Policies

The accompanying financial statements are prepared in conformity with GAAP. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Investments:

Investments are made in shares of the Portfolios and the fair values of investments are the reported net asset values per share of the respective Portfolios. The net asset value is determined by the Trusts using the fair value of the underlying assets of the Portfolio less liabilities.

Investment Transactions and Investment Income:

Investment transactions are recorded on the trade date. Dividend income and net realized gain distributions from the Portfolios are recorded and automatically reinvested on the ex-dividend date. Net realized gain (loss) on investments are gains and losses on redemptions of investments in the Portfolios (determined on the identified cost basis).

Due to and Due from:

Receivable/payable for policy-related transactions represent amounts due to/from Equitable America’s General Account primarily related to premiums, surrenders, death benefits and amounts transferred among various Portfolios by Contractowners. Receivable/payable for shares of the Portfolios sold/purchased represent unsettled trades.

Contract Payments and Transfers:

Payments received from Contractowners represent participant contributions under the Contracts (but exclude amounts allocated to the guaranteed interest account, reflected in the General Account) reduced by deductions and charges, including premium charges, as applicable, and state premium taxes. Contractowners may allocate amounts in their individual accounts to Variable Investment Options of the Account and/or to the guaranteed interest account of Equitable America’s General Account, and/or index fund options of Separate Account No. 68A or Separate Account 71A.

Transfers between Variable Investment Options including the guaranteed interest account, net, are amounts that participants have directed to be moved among Portfolios, including permitted transfers to and from the guaranteed interest account and/or index fund options of Separate Account No. 68A or Separate Account 71A. The net assets of any Variable Investment Option may not be less than the aggregate value of the Contractowner accounts allocated to that Variable Investment Option. Equitable America is required by state insurance laws to set aside additional assets in Equitable America’s General Account to provide for other policy benefits. Equitable America’s General Account is subject to creditor rights.

Redemptions for contract benefits and terminations are payments to participants and beneficiaries made under the terms of the Contracts and amounts that participants have requested to be withdrawn and paid to them or applied to the purchase of annuities. Withdrawal charges, if any, are included in Redemptions for contract benefits and terminations to the extent that such charges apply to the contracts. Administrative charges, if any, are included in Contract maintenance charges to the extent that such charges apply to the Contracts.

Income Taxes:

The operations of the Account are included in the federal income tax return of Equitable America which is taxed as a life insurance company under the provisions of the Internal Revenue Code. No federal income tax based on net income or realized and unrealized capital gains is currently applicable to Contracts participating in the Account by reason of applicable provisions of the Internal Revenue Code and no federal income tax payable by Equitable America is expected to affect the unit value of Contracts participating in the Account. Accordingly, no provision for income taxes is required. However, Equitable America retains the right to charge for any federal income tax which is attributable to the Account if the law is changed.

FSA-124

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Fair Value Disclosures

Under GAAP, fair value is the price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP also establishes a fair value hierarchy that requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value, and identifies three levels of inputs that may be used to measure fair value:

Level 1 — Quoted prices that are publicly available for identical assets in active markets. Level 1 fair values generally are supported by market transactions that occur with sufficient frequency and volume to provide pricing information on an ongoing basis.

Level 2 — Observable inputs other than Level 1 prices, such as quoted prices for similar assets, quoted prices in markets that are not active, and inputs to model-derived valuations that are directly observable or can be corroborated by observable market data.

Level 3 — Unobservable inputs supported by little or no market activity and often requiring significant judgment or estimation, such as an entity’s own assumptions about the cash flows or other significant components of value that market participants would use in pricing the asset or liability.

All investments of each Variable Investment Option of the Account have been classified as Level 1. There were no transfers between level 1, level 2 and level 3 during the year.

Segment Reporting

The Separate Account adopted FASB Accounting Standards Update 2023-07, Segment Reporting (Topic 280) — Improvements to Reportable Segment Disclosures (“ASU 2023-07”). The adoption of this new standard impacted financial statement disclosures only and did not affect the Separate Account’s financial position or its results of operations.

Equitable America has identified its President and the President of Equitable Investment Management Group, LLC (“EIMG”) as the Chief Operating Decision Makers (“CODM”) assessing performance and making decisions about resource allocation for the Separate Account. Separate Account is comprised of multiple subaccounts; each subaccount represents a variable investment option. As an investment company, Separate Account engages in a single line of business, which typically involves managing funds that are segregated from the general assets of the Separate Account’s parent company. The Separate Account is used for products such as variable annuities and life insurance policies, where contractholders can choose from various investment options across different asset classes, which allow contractholders to diversify their portfolios according to their risk tolerance and investment goals.

The CODM determined that each variable investment option makes up one operating segment of the Separate Account. The Separate Account’s variable investment options are pre-determined in accordance with the terms of the prospectus. The financial information provided and reviewed by the CODM is consistent with those presented within the Statement of Assets and Liabilities, Statement of Operations, Statement of Changes in Net Assets, and Financial Highlights.

Purchases and Sales of Portfolios

The cost of purchases and proceeds from sales of Portfolios for the period ended December 31, 2024 were as follows:


	Purchases		Sales
1290 VT Convertible Securities	$	155,968	$	60,773
1290 VT DoubleLine Opportunistic Bond		2,878,363		821,175
1290 VT Equity Income		452,713		105,341
1290 VT GAMCO Mergers & Acquisitions		166,542		38,489
1290 VT GAMCO Small Company Value		10,261,438		760,621
1290 VT High Yield Bond		4,990,731		209,140
1290 VT Micro Cap		321,567		63,228
1290 VT Moderate Growth Allocation		27,710,054		3,738,072
1290 VT Multi-Alternative Strategies		209,376		18,502
1290 VT Natural Resources		994,915		265,591
1290 VT Real Estate		633,351		276,501

FSA-125

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Purchases and Sales of Portfolios (Continued)


	Purchases		Sales
1290 VT Small Cap Value	$	1,791,229	$	647,662
1290 VT SmartBeta Equity ESG		911,318		433,863
1290 VT Socially Responsible		667,741		186,795
AB VPS Discovery Value Portfolio		203,448		71,916
AB VPS Relative Value Portfolio		859,949		89,424
AB VPS Sustainable Global Thematic Portfolio		166,154		20,147
American Funds Insurance Series^® Asset Allocation Fund		15,703,229		1,235,707
American Funds Insurance Series^® Global Growth Fund		2,683,890		116,754
American Funds Insurance Series^® Global Small Capitalization Fund		537,019		126,759
American Funds Insurance Series^® Growth-Income Fund		6,927,550		365,175
American Funds Insurance Series^® International Growth And Income Fund		2,462,189		198,860
American Funds Insurance Series^® New World Fund^®		2,891,243		536,753
American Funds Insurance Series^® The Bond Fund of America^®		1,129,174		206,500
BlackRock Global Allocation V.I. Fund		1,847,480		406,738
BlackRock Large Cap Focus Growth V.I. Fund		2,363,597		246,746
ClearBridge Variable Appreciation Portfolio		1,730,021		112,197
ClearBridge Variable Mid Cap Portfolio		515,019		224,336
Eaton Vance VT Floating-Rate Income Fund		3,771,143		2,128,154
EQ/500 Managed Volatility		2,536,467		115,654
EQ/AB Dynamic Aggressive Growth		145,416,333		4,461,775
EQ/AB Dynamic Growth		74,347,797		4,669,911
EQ/AB Dynamic Moderate Growth		65,787,984		2,438,057
EQ/AB Short Duration Government Bond		1,806,837		1,175,282
EQ/AB Small Cap Growth		5,369,659		372,725
EQ/AB Sustainable U.S. Thematic		588,230		11,345
EQ/Aggressive Allocation		807,367		754,576
EQ/Aggressive Growth Strategy		472,819,878		11,535,486
EQ/All Asset Growth Allocation		697,877		324,805
EQ/American Century Mid Cap Value		3,236,255		805,135
EQ/American Century Moderate Growth Allocation		31,978,308		2,506,418
EQ/Balanced Strategy		103,498,077		5,054,018
EQ/ClearBridge Large Cap Growth ESG		4,760,210		503,821
EQ/ClearBridge Select Equity Managed Volatility		867,598		149,936
EQ/Common Stock Index		9,497,382		2,000,878
EQ/Conservative Allocation		1,215,616		523,477
EQ/Conservative Growth Strategy		53,039,519		5,538,908
EQ/Conservative Strategy		28,175,692		8,278,298
EQ/Core Bond Index		10,556,816		813,062
EQ/Core Plus Bond		2,876,515		669,318
EQ/Emerging Markets Equity PLUS		448,242		119,500
EQ/Equity 500 Index		34,318,274		3,317,249
EQ/Fidelity Institutional AM^® Large Cap		5,417,704		840,469
EQ/Franklin Moderate Allocation		38,476,286		2,196,290
EQ/Franklin Rising Dividends		6,548,458		1,860,197
EQ/Goldman Sachs Growth Allocation		138,483,741		4,003,455
EQ/Goldman Sachs Mid Cap Value		1,862,582		198,924
EQ/Goldman Sachs Moderate Growth Allocation		69,957,166		3,980,851
EQ/Growth Strategy		199,975,924		7,110,451
EQ/Intermediate Corporate Bond		2,057,455		113,201
EQ/Intermediate Government Bond		4,322,470		2,050,734
EQ/International Core Managed Volatility		68,186		12,994
EQ/International Equity Index		5,243,240		376,410
EQ/Invesco Comstock		2,480,109		275,465

FSA-126

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Purchases and Sales of Portfolios (Continued)


	Purchases		Sales
EQ/Invesco Global	$	1,804,602	$	226,623
EQ/Invesco Global Real Assets		631,958		101,516
EQ/Invesco Moderate Allocation		31,867,029		3,083,586
EQ/Invesco Moderate Growth Allocation		47,362,728		2,869,947
EQ/Janus Enterprise		5,580,535		1,231,830
EQ/JPMorgan Growth Allocation		145,278,925		5,138,045
EQ/JPMorgan Growth Stock		11,892,314		1,558,672
EQ/JPMorgan Value Opportunities		12,808,453		2,125,820
EQ/Large Cap Growth Index		13,848,375		1,670,007
EQ/Large Cap Value Index		5,736,198		464,426
EQ/Large Cap Value Managed Volatility		228,473		106,017
EQ/Lazard Emerging Markets Equity		1,120,929		107,484
EQ/Long-Term Bond		329,699		6,095
EQ/Loomis Sayles Growth		7,479,181		1,333,841
EQ/MFS International Growth		4,017,402		639,977
EQ/MFS International Intrinsic Value		3,632,853		496,458
EQ/MFS Mid Cap Focused Growth		659,914		163,999
EQ/MFS Technology		14,016,708		1,502,318
EQ/MFS Utilities Series		935,557		439,413
EQ/Mid Cap Index		8,971,490		1,545,134
EQ/Mid Cap Value Managed Volatility		221,075		75,508
EQ/Moderate Allocation		7,755,598		1,920,669
EQ/Moderate Growth Strategy		154,119,668		6,009,423
EQ/Moderate-Plus Allocation		3,736,391		491,841
EQ/Money Market		11,513,328,641		11,187,704,620
EQ/PIMCO Global Real Return		1,035,234		92,494
EQ/PIMCO Real Return		569,964		405,555
EQ/PIMCO Total Return ESG		4,339,313		669,082
EQ/PIMCO Ultra Short Bond		5,349,077		931,172
EQ/Small Company Index		5,940,426		276,155
EQ/T. Rowe Price Health Sciences		4,757,285		1,072,369
EQ/Value Equity		1,376,386		221,502
EQ/Wellington Energy		4,240,824		1,677,308
Equitable Conservative Growth MF/ETF		2,362,938		198,719
Equitable Growth MF/ETF		1,466,416		80,568
Equitable Moderate Growth MF/ETF		3,176,450		823,254
Federated Hermes High Income Bond Fund II		2,047,250		178,977
Federated Hermes Kaufmann Fund II		428,842		30,127
Fidelity^® VIP Mid Cap Portfolio		8,393,307		399,127
Fidelity^® VIP Strategic Income Portfolio		11,708,028		1,109,365
First Trust Multi Income Allocation Portfolio		110,129		29,642
First Trust/Dow Jones Dividend & Income Allocation Portfolio		1,493,128		466,842
Franklin Allocation VIP Fund		57,076		48,934
Franklin Income VIP Fund		4,302,305		1,141,594
Hartford Disciplined Equity HLS Fund		340,083		18,079
Invesco V.I. Balanced-Risk Allocation Fund		557,181		110,327
Invesco V.I. Diversified Dividend Fund		663,285		282,924
Invesco V.I. Equity And Income Fund		782,100		211,556
Invesco V.I. Health Care Fund		2,468,600		1,215,633
Invesco V.I. High Yield Fund		2,275,455		314,420
Invesco V.I. Main Street Mid Cap Fund		362,244		72,185
Invesco V.I. Small Cap Equity Fund		2,605,531		311,217
Janus Henderson Balanced Portfolio		14,186,635		1,351,817
Janus Henderson Flexible Bond Portfolio		1,555,202		158,795
Lord Abbett Series Fund — Bond Debenture Portfolio		4,643,749		556,585
Macquarie VIP Emerging Markets Series		10,405		36,888

FSA-127

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Purchases and Sales of Portfolios (Concluded)


	Purchases		Sales
Macquarie VIP High Income Series	$	712,574	$	248,766
MFS^® Investors Trust Series		257,951		57,487
MFS^® Massachusetts Investors Growth Stock Portfolio		384,798		75,696
MFS^® Value Series		1,314,446		105,523
Multimanager Aggressive Equity		978,452		24,432
Multimanager Technology		8,975,396		1,111,492
PIMCO CommodityRealReturn^® Strategy Portfolio		411,194		332,883
PIMCO Emerging Markets Bond Portfolio		156,242		5,595
PIMCO Global Bond Opportunities Portfolio (Unhedged)		612,193		103,042
PIMCO Global Managed Asset Allocation Portfolio		105,399		6,048
PIMCO Income Portfolio		10,047,722		941,074
Principal Blue Chip Account		666,357		58,323
Principal Equity Income Account		182,758		14,151
ProFund Vp Biotechnology		395,461		35,502
Putnam VT Global Asset Allocation Fund		7,069		25,031
Putnam VT Research Fund		1,320,515		146,367
T. Rowe Price Equity Income Portfolio		3,531,458		197,258
Templeton Developing Markets VIP Fund		297,466		146,758
Templeton Global Bond VIP Fund		852,175		149,498

Expenses and Related Party Transactions

The assets in each Variable Investment Option are invested in shares of a corresponding Portfolio of the Trusts. Shares are offered by the Portfolios at net asset value. Shares in which the Variable Investment Options invest are categorized by the share class of the Portfolio. EQAT issues Class IA, Class IB and Class K shares. All share classes issued by EQAT are subject to fees for investment management, administration and other Portfolio expenses. Class IA and Class IB are also subject to distribution fees imposed under distribution plans (“Distribution Plans”) and adopted by EQAT in the manner prescribed under Rule 12b-1 under the 1940 Act. The Distribution Plans provide that EQAT, on behalf of each related Portfolio, may charge a maximum annual distribution fee (“12b-1 fee”) of 0.25% of the average daily net assets of a Portfolio attributable to its Class IA and Class IB shares. The class-specific expenses attributable to the investment in each share class of the Portfolios in which the Variable Investment Options invest are borne by the specific unit classes of the Variable Investment Options to which the investments are attributable.

EQAT, on behalf of each Portfolio, has entered into distribution agreements with Equitable Distributors, LLC (“Equitable Distributors”), an affiliate of Equitable America and EIMG. The Distribution Plans provide that Equitable Distributors will be entitled to receive a maximum 12b-1 fee as described above.

EIMG, an affiliate of Equitable America, serves as investment adviser of the Portfolios of EQAT. EIMG either (1) directly manages the Portfolios or (2) contracts with and oversees the activities of the investment sub-advisers with respect to the Portfolios. EIMG receives management fees for services performed in its capacity as investment adviser of the Portfolios of EQAT, and pays fees to the sub-advisers for sub-advisory services to the respective Portfolios. Equitable Investment Management, LLC (“EIM”), an affiliate of Equitable America, serves as administrator of the Portfolios of EQAT. As the administrator, EIM either (1) carries out its responsibilities directly or (2) through sub-contracting with third-party providers. EIM receives administrative fees for services performed in its capacity as administrator of the Portfolios of EQAT. Expenses of the Portfolios of EQAT generally vary, depending on net asset levels for individual Portfolios, and range from a low annual rate of 0.54% to a high of 2.57% (after waivers, reimbursements, fees paid indirectly and including indirect expenses, as applicable) of the average daily net assets of the Portfolios of EQAT. Since these fees and expenses are reflected in the net asset value of the shares of the Portfolios and the total returns of the Variable Investment Options, they are not included in the expenses or expense ratios of the Variable Investment Options.

Equitable America, Equitable Advisors, LLC (“Equitable Advisors”) or Equitable Distributors may directly or indirectly receive 12b-1 fees and additional payments from certain unaffiliated Portfolios, their advisers, sub-advisers, distributors or affiliates, for providing certain administrative, marketing, distribution and/or shareholder support services in connection with the Variable Investment Options’ investment in the Portfolios. These fees and payments range from 0.40% to 0.60% of the unaffiliated Portfolios’ average daily net assets. Equitable Advisors or Equitable Distributors may

FSA-128

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Expenses and Related Party Transactions (Concluded)

also receive payments from the advisers or subadvisers of the unaffiliated Portfolios or their affiliates for certain distribution services, including expenses for sales meetings or seminar sponsorships that may relate to the policies and/or the advisers’ respective Portfolios.

AllianceBernstein serves as an investment sub-advisor for a number of Portfolios in EQAT including the 1290 VT Natural Resources, 1290 VT Real Estate, EQ/AB Dynamic Aggressive Growth, EQ/AB Dynamic Growth, EQ/AB Dynamic Moderate Growth, EQ/AB Short Duration Government Bond, EQ/AB Small Cap Growth, EQ/AB Sustainable U.S. Thematic, EQ/Common Stock Index, EQ/Equity 500 Index, EQ/Intermediate Corporate Bond, EQ/International Equity Index, EQ/Large Cap Growth Index, EQ/Large Cap Value Index, EQ/Long-Term Bond, EQ/Mid Cap Index and EQ/Small Company Index as well as a portion of EQ/Emerging Markets Equity PLUS, EQ/Large Cap Value Managed Volatility, Multimanager Aggressive Equity and Multimanager Technology. AllianceBernstein is a limited partnership which is indirectly majority-owned by Equitable Holdings, Inc.

Equitable Advisors and Equitable Distributors are distributors and principal underwriters of the Contracts and the Account. They are both registered with the SEC as broker-dealers and are members of the Financial Industry Regulatory Authority (“FINRA”).

The Contracts are sold by financial professionals who are registered representatives of Equitable Advisors and licensed insurance agents of Equitable Network, LLC (“Equitable Network”), or its subsidiaries (affiliates of Equitable America). Equitable Network receives commissions under its General Sales Agreement with Equitable America and its Networking Agreement with Equitable Advisors. Equitable Advisors receives service-related payments under its Supervisory and Distribution Agreement with Equitable America. The financial professionals are compensated on a commission basis by Equitable Network. The Contracts are also sold through licensed insurance agencies (both affiliated and unaffiliated with Equitable America) and their affiliated broker-dealers (who are registered with the SEC and members of the FINRA) that have entered into selling agreements with Equitable Distributors. The licensed insurance agents who sell Equitable America policies for these companies are appointed as agents of Equitable America and are registered representatives of the broker-dealers under contract with Equitable Distributors.

Equitable Financial Life Insurance Company, an affiliate of Equitable America, serves as the transfer agent for EQAT.

Asset-based Charges and Contractowner Charges

Charges are made directly against the net assets of the Account and are reflected daily in the computation of the unit values of the Contracts. These charges are reflected as “Asset-based Charges” in the Statement of Operations. Under the Contracts, Equitable America charges the account for the following:


	Mortality and Expense Risks			Asset-based Administration Charge			Distribution Charge			Current Aggregate Charge			Maximum Aggregated Charge
Retirement Cornerstone 19 — Series B		0.80	%		0.30	%		0.20	%		1.30	%		1.30	%
Retirement Cornerstone 19 — Series CP		1.05	%		0.35	%		0.25	%		1.65	%		1.65	%
Investment Edge 21 — B⁽¹⁾		0.60	%		0.30	%		0.10	%		1.00	%		1.00	%
Investment Edge 21 — ADV⁽¹⁾		0.00	%		0.00	%		0.00	%		0.00	%		0.00	%
Investment Edge 21 — Select⁽¹⁾		0.75	%		0.30	%		0.20	%		1.25	%		1.25	%
Structured Capital Strategies PLUS 21		0.00	%		—			—			0.00	%		0.00	%
Structured Capital Strategies Income B		0.00	%		—			—			0.00	%		0.00	%
Structured Capital Strategies Income ADV		0.00	%		—			—			0.00	%		0.00	%

Included as part of “Contract Maintenance Charges” in the Statements of Changes in Net Assets are certain administrative charges which are deducted from the Contractowners account value as a redemption of units.

(1)

We may deduct an annual fund facilitator fee with a maximum charge of 0.70% as an annual percentage of daily assets in order to make certain Variable Investment Options available under the contract. Currently the fee does not apply to any of the Investment Options offered.

FSA-129

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Asset-based Charges and Contractowner Charges (Continued)

The table below lists the fees charged by the Variable Investment Option assessed as a redemption of units. The range presented represents the fees that are actually assessed. Actual amounts may vary or may be zero depending on the Contract or a Contractowner’s account value. These charges are reflected as part of “Contractowners Transactions” in the Statement of Changes in Net Assets.


Charges	When charge is deducted	Amount deducted	How deducted

Charges for state premium and other applicable taxes	At time of transaction	Varies by state	Applied to an annuity payout option

Annual Administrative charge	Annually on each contract date anniversary.	Depending on account value, in Years 1 to 2 lesser of $30 or 2% of account value, thereafter $30.	Unit liquidation from account value

Contract Maintenance Fee	Annually on each contract date anniversary.	Depending on the account value, if less than $50,000 the fee is $50, for amounts of $50,000 or higher, $0.	Unit liquidation from account value

Withdrawal charge	At time of transaction	Low – 0%	Unit liquidation from account value
		High – 8% in contract years 1 and 2. The charge declines 1% each contract year until it reaches 0% in contract year 10.
		Note – Depending on the contract and/or certain elections made under the contract, the withdrawal charge may or may not apply.

Charge for each additional transfer in excess of 12 transfers per contract year	At time of transaction	Maximum Charge $35 Current Charge $0	Unit liquidation from account value

Special service charges

Express mail charge	At time of transaction	Current and Maximum Charge: $35	Unit liquidation from account value

Wire transfer charge	At time of transaction	Current and Maximum Charge: $90	Unit liquidation from account value

Duplicate contract charge	At time of transaction	Current and Maximum Charge: $35	Unit liquidation from account value

Check preparation charge	At time of transaction	Maximum Charge: $85 Current charge: $0	Unit liquidation from account value

Charge for third party transfer or exchange	At time of transaction	Maximum Charge: $125 Current charge: $65	Unit liquidation from account value

		Note – This charge is currently waived. This waiver may discontinue at any time without notice.

Guaranteed Minimum Income Benefit	Annually on each contract anniversary	Current charge: 1.40%. Maximum charge 2.50%.	Unit liquidation from account value

Return of Principal Death Benefit Charge	Annually on each contract anniversary	Current charge: 0.35%. Maximum charge 2.50%.	Unit liquidation from account value

RMD Wealth Death Benefit	Annually on each contract anniversary	Issue age 20-64: Maximum charge: 1.20 Current charge: 0.60% Issue age 65-68: 2.00% – 1.00%	Unit liquidation from account value

Highest Anniversary Value (HAV)	Annually on each contract anniversary	Current and max charge 0.35%	Unit liquidation from account value

FSA-130

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Asset-based Charges and Contractowner Charges (Concluded)


Charges	When charge is deducted	Amount deducted	How deducted

Return of Premium Death Benefit	Annually on each contract anniversary	Current charge 0.30% max charge 0.50%	Unit liquidation from account value

Guaranteed Lifetime Withdrawal Benefit	Annually on each contract anniversary	Level Income Option: Single life Fee = 1.50% (% of benefit base). Joint life Fee = 1.50% (% of benefit base).	Unit liquidation from account value

		Accelerated Income Option: Single life Fee = 1.50% (% of benefit base). Joint life Fee = 1.50% (% of benefit base).

		Note – 1.50% cannot raise fee on inforce contracts

Financial Highlights

The ranges for the total return ratios and unit values correspond to the product groupings that produced the lowest and highest expense ratios. The lowest and the highest contract charge represents the annual contract expenses consisting of mortality, expense risk, financial accounting and other expenses, for each period indicated. This ratio includes only those expenses that result in direct reduction to unit value. Charges made directly to Contractowner account through the redemption of units and expenses of the respective Portfolio have been excluded. The summary may not reflect the minimum and maximum contract charges offered by the Company as Contractowners may not have selected all available and applicable contract options. Due to the timing of the introduction of new products into the Variable Account, contract charges and related unit values and total returns may fall outside of the ranges presented in the financial highlights.


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest
1290 VT Convertible Securities (Class IB)
2024		25		$ 437		$17.14		$18.98		1.00%		1.25%		2.05%		8.40%		8.69%
2023		19		$ 312		$15.77		$17.51		1.00%		1.25%		4.62%		12.32%		12.56%

1290 VT DoubleLine Opportunistic Bond (Class IB)
2024		289		$2,963		$ 9.63		$11.12		0.00%		1.65%		6.77%		1.16%		2.87%
2023		100		$1,002		$ 9.82		$10.07		1.00%		1.30%		1.58%		5.14%		5.56%
2022		115		$1,093		$ 9.34		$9.54		1.00%		1.30%		6.60%		(14.47)%		1.60%
2021		23		$ 249		$10.92		$10.92		1.30%		1.30%		5.05%		(0.91)%		(0.91)%

1290 VT Equity Income (Class IB)
2024		70		$1,603		$18.19		$31.35		1.00%		1.65%		2.22%		7.99%		8.66%
2023		40		$ 669		$16.74		$18.59		1.00%		1.25%		3.20%		4.15%		4.36%
2022		—		$ 5		$16.04		$16.04		1.00%		1.00%		3.02%		1.97%		1.97%

1290 VT GAMCO Mergers & Acquisitions (Class IB)
2024		63		$ 873		$13.05		$15.73		1.00%		1.65%		1.98%		7.30%		8.03%
2023		43		$ 522		$12.08		$12.41		1.00%		1.25%		2.78%		8.10%		8.34%

1290 VT GAMCO Small Company Value (Class IB)
2024		712		$17,134		$24.62		$41.64		0.00%		1.65%		0.81%		9.72%		11.60%
2023		213		$ 3,996		$19.89		$22.06		0.00%		1.25%		0.92%		19.53%		21.01%
2022		6		$ 100		$15.44		$16.64		1.00%		1.25%		0.66%		(1.83)%		(1.78)%

FSA-131

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

1290 VT High Yield Bond (Class IB)
2024		493		$ 6,649		$13.31		$13.61		1.00%		1.65%		9.17%		5.75%		6.48%
2023		151		$ 1,951		$12.50		$12.87		1.00%		1.65%		9.61%		10.57%		11.31%
2022		47		$ 554		$11.23		$11.64		1.00%		1.65%		7.21%		(11.75)%		0.18%
2021		19		$ 262		$13.61		$13.61		1.30%		1.30%		12.24%		2.18%		2.18%

1290 VT Micro Cap (Class IB)
2024		55		$ 910		$16.33		$16.97		1.00%		1.65%		0.39%		18.16%		18.84%
2023		38		$ 549		$13.82		$14.28		1.00%		1.65%		0.83%		5.74%		6.49%
2022		14		$ 187		$13.07		$13.41		1.00%		1.65%		0.17%		(27.15)%		(3.80)%
2021		10		$ 184		$17.94		$18.15		1.30%		1.65%		0.00%		(12.70)%		(12.40)%

1290 VT Moderate Growth Allocation (Class IB)
2024		6,418		$86,138		$13.15		$13.43		1.30%		1.65%		1.93%		8.95%		9.36%
2023		4,610		$56,604		$12.07		$12.28		1.30%		1.65%		2.22%		14.41%		14.77%
2022		2,137		$22,851		$10.55		$10.70		1.30%		1.65%		2.22%		(18.72)%		(18.38)%
2021		781		$10,240		$12.98		$13.11		1.30%		1.65%		1.63%		8.53%		8.80%

1290 VT Multi-Alternative Strategies (Class IB)
2024		29		$ 309		$10.69		$11.45		0.00%		1.25%		3.53%		7.76%		9.15%
2023		11		$ 110		$ 9.92		$10.02		1.00%		1.25%		3.24%		3.77%		3.94%
2022		1		$ 6		$ 9.64		$ 9.64		1.00%		1.00%		0.00%		(0.92)%		(0.92)%

1290 VT Natural Resources (Class IB)
2024		161		$ 1,859		$10.67		$12.43		1.00%		1.65%		3.39%		(7.14)%		(6.40)%
2023		106		$ 1,301		$11.49		$13.28		1.00%		1.65%		4.25%		(0.52)%		0.08%
2022		54		$ 667		$11.55		$13.27		1.00%		1.65%		6.94%		(2.43)%		30.21%
2021		11		$ 98		$ 8.87		$ 9.15		1.30%		1.65%		7.40%		10.60%		10.77%

1290 VT Real Estate (Class IB)
2024		111		$ 1,252		$12.06		$13.30		0.00%		1.30%		3.58%		(0.50)%		0.83%
2023		82		$ 922		$10.73		$12.12		1.00%		1.30%		4.26%		8.02%		8.38%
2022		27		$ 304		$ 9.90		$11.22		1.00%		1.30%		0.20%		(25.99)%		(0.60)%
2021		15		$ 230		$15.16		$15.16		1.30%		1.30%		9.72%		20.03%		20.03%

1290 VT Small Cap Value (Class IB)
2024		201		$ 3,327		$16.14		$17.73		0.00%		1.65%		1.75%		18.85%		20.78%
2023		143		$ 1,988		$13.58		$14.03		1.00%		1.65%		1.49%		3.98%		4.70%
2022		80		$ 1,052		$13.06		$13.40		1.00%		1.65%		0.52%		(4.83)%		(1.58)%
2021		26		$ 349		$13.27		$13.42		1.30%		1.65%		2.41%		14.69%		15.00%

1290 VT SmartBeta Equity ESG (Class IB)
2024		91		$ 1,802		$17.68		$21.33		1.00%		1.30%		1.02%		14.81%		15.24%
2023		71		$ 1,225		$15.40		$18.51		1.00%		1.30%		1.56%		15.10%		15.40%
2022		64		$ 921		$13.38		$16.04		1.00%		1.30%		1.76%		(15.69)%		(0.80)%
2021		21		$ 332		$15.87		$15.87		1.30%		1.30%		3.88%		20.05%		20.05%

1290 VT Socially Responsible (Class IB)
2024		52		$ 1,221		$15.29		$27.29		1.00%		1.65%		0.53%		19.73%		20.49%
2023		35		$ 633		$12.77		$22.65		1.00%		1.65%		1.70%		25.32%		26.18%
2022		—		$ 1		$10.19		$10.19		1.65%		1.65%		0.00%		(2.77)%		(2.77)%

AB VPS Discovery Value Portfolio (Class B)
2024		25		$ 437		$17.79		$18.05		1.00%		1.25%		0.71%		8.34%		8.61%
2023		18		$ 292		$16.38		$16.66		1.00%		1.25%		1.03%		15.45%		15.68%

FSA-132

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

AB VPS Relative Value Portfolio (Class B)
2024		51		$ 1,122		$22.16		$24.68		0.00%		1.25%		1.40%		11.36%		12.75%
2023		17		$ 331		$19.48		$19.48		1.00%		1.00%		1.40%		10.62%		10.62%
2022		—		$ 3		$17.61		$17.61		1.00%		1.00%		0.00%		(1.89)%		(1.89)%

AB VPS Sustainable Global Thematic Portfolio (Class B)
2024		25		$ 527		$20.52		$21.10		1.00%		1.25%		0.00%		4.66%		4.91%
2023		18		$ 360		$19.56		$20.16		1.00%		1.25%		0.03%		14.22%		14.52%
2022		7		$ 122		$17.08		$17.08		1.00%		1.00%		0.00%		(1.44)%		(1.44)%

American Funds Insurance Series^®Asset Allocation Fund (Class 4)
2024		1,041		$20,005		$20.39		$22.90		0.00%		1.25%		2.42%		14.61%		16.07%
2023		268		$ 4,521		$17.79		$19.73		0.00%		1.25%		4.04%		12.59%		14.05%
2022		10		$ 143		$14.59		$14.59		1.00%		1.00%		0.29%		(0.07)%		(0.07)%

American Funds Insurance Series^® Global Growth Fund (Class 4)
2024		181		$ 4,079		$22.14		$25.21		1.00%		1.25%		1.82%		11.99%		12.21%
2023		69		$ 1,419		$19.73		$22.51		1.00%		1.25%		1.26%		20.76%		21.12%
2022		—		$ 6		$16.29		$18.64		1.00%		1.25%		0.31%		0.49%		0.49%

American Funds Insurance Series^®Global Small Capitalization Fund (Class 4)
2024		54		$ 888		$14.30		$16.94		1.00%		1.65%		0.84%		0.41%		1.06%
2023		32		$ 499		$14.15		$16.87		1.00%		1.65%		0.03%		13.91%		14.67%
2022		10		$ 149		$12.34		$14.81		1.00%		1.65%		0.00%		(30.86)%		(1.99)%
2021		4		$ 88		$22.10		$22.10		1.30%		1.30%		0.00%		(3.41)%		(3.41)%

American Funds Insurance Series^® Growth-Income Fund (Class 4)
2024		341		$ 9,224		$31.06		$34.88		0.00%		1.25%		1.42%		22.38%		23.91%
2023		92		$ 2,026		$25.38		$28.15		0.00%		1.25%		1.83%		24.23%		25.84%
2022		5		$ 85		$17.44		$20.43		1.00%		1.25%		0.00%		(0.68)%		(0.68)%

American Funds Insurance Series^® International Growth and Income Fund (Class 4)
2024		249		$ 3,061		$12.25		$12.31		1.00%		1.25%		3.52%		1.82%		2.08%
2023		72		$ 866		$12.09		$13.41		0.00%		1.25%		4.01%		14.16%		15.60%
2022		10		$ 105		$10.48		$10.59		1.00%		1.25%		0.00%		3.22%		3.25%

American Funds Insurance Series^® New World Fund^® (Class 4)
2024		308		$ 4,684		$14.75		$16.21		0.00%		1.65%		1.48%		4.61%		6.36%
2023		158		$ 2,261		$14.10		$15.24		0.00%		1.65%		2.00%		13.71%		15.63%
2022		49		$ 617		$12.03		$12.40		1.25%		1.65%		1.32%		(23.50)%		(0.25)%
2021		14		$ 235		$16.21		$16.73		1.30%		1.65%		0.97%		(2.29)%		(1.99)%

American Funds Insurance Series^® The Bond Fund of America^® (Class 4)
2024		206		$ 2,103		$ 9.75		$10.17		1.30%		1.65%		4.86%		(0.71)%		(0.39)%
2023		122		$ 1,247		$10.21		$10.21		1.30%		1.30%		3.67%		3.44%		3.44%
2022		83		$ 819		$ 9.87		$ 9.87		1.30%		1.30%		3.53%		(13.95)%		(13.95)%
2021		42		$ 486		$11.47		$11.47		1.30%		1.30%		2.17%		(0.26)%		(0.26)%

FSA-133

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

BlackRock Global Allocation V.I. Fund (Class III)
2024		245		$ 3,915		$14.39		$17.98		1.00%		1.65%		1.83%		7.09%		7.79%
2023		177		$ 2,601		$15.69		$16.79		0.00%		1.65%		3.21%		10.68%		12.47%
2022		53		$ 852		$11.99		$15.17		1.00%		1.65%		0.00%		(17.46)%		(0.75)%
2021		10		$ 198		$19.19		$19.19		1.30%		1.30%		1.26%		2.29%		2.29%

BlackRock Large Cap Focus Growth V.I. Fund (Class III)
2024		68		$ 4,779		$66.65		$70.33		1.30%		1.65%		0.00%		29.22%		29.66%
2023		39		$ 2,109		$51.58		$54.24		1.30%		1.65%		0.00%		49.94%		50.50%
2022		25		$ 892		$34.40		$36.04		1.30%		1.65%		0.00%		(39.27)%		(39.05)%
2021		18		$ 1,068		$56.64		$59.13		1.30%		1.65%		0.00%		14.22%		14.57%

ClearBridge Variable Appreciation Portfolio (Class II)
2024		133		$ 3,484		$26.28		$26.28		1.30%		1.30%		0.62%		20.77%		20.77%
2023		80		$ 1,733		$21.76		$21.76		1.30%		1.30%		1.82%		17.88%		17.88%
2022		1		$ 12		$18.46		$18.46		1.30%		1.30%		1.58%		(13.78)%		(13.78)%
2021		—		$ 2		$21.41		$21.41		1.30%		1.30%		0.50%		20.42%		20.42%

ClearBridge Variable Mid Cap Portfolio (Class II)
2024		54		$ 914		$16.94		$16.94		1.30%		1.30%		0.40%		8.31%		8.31%
2023		36		$ 570		$15.64		$15.64		1.30%		1.30%		0.02%		11.16%		11.16%
2022		12		$ 172		$14.07		$14.07		1.30%		1.30%		0.10%		(26.45)%		(26.45)%
2021		12		$ 223		$19.13		$19.13		1.30%		1.30%		0.00%		16.86%		16.86%

Eaton Vance VT Floating-Rate Income Fund (Initial Class)
2024		468		$ 6,056		$12.83		$14.56		0.00%		1.30%		7.87%		6.30%		7.77%
2023		365		$ 4,439		$12.07		$13.51		0.00%		1.30%		8.36%		9.83%		11.19%
2022		46		$ 509		$10.99		$11.03		1.00%		1.30%		4.98%		(4.02)%		0.18%
2021		5		$ 52		$11.45		$11.45		1.30%		1.30%		2.37%		1.15%		1.15%

EQ/500 Managed Volatility (Class IB)
2024		217		$ 3,317		$15.23		$15.32		1.00%		1.25%		1.42%		22.33%		22.66%
2023		76		$ 953		$12.45		$12.49		1.00%		1.25%		2.55%		23.63%		24.03%

EQ/AB Dynamic Aggressive Growth (Class IB)
2024		21,092		$291,772		$13.49		$13.83		1.30%		1.65%		2.12%		12.14%		12.53%
2023		11,015		$135,363		$12.03		$12.29		1.30%		1.65%		1.62%		14.90%		15.29%
2022		2,823		$ 30,080		$10.47		$10.66		1.30%		1.65%		0.00%		(17.82)%		(17.56)%
2021		930		$ 12,029		$12.74		$12.93		1.30%		1.65%		0.21%		11.56%		11.95%

EQ/AB Dynamic Growth (Class IB)
2024		11,554		$165,126		$13.82		$14.30		1.30%		1.65%		2.01%		10.65%		11.02%
2023		6,648		$ 85,585		$12.49		$12.88		1.30%		1.65%		1.36%		13.13%		13.48%
2022		2,680		$ 30,406		$11.04		$11.35		1.30%		1.65%		0.00%		(16.93)%		(16.61)%
2021		876		$ 11,915		$13.29		$13.61		1.30%		1.65%		1.21%		9.83%		10.20%

EQ/AB Dynamic Moderate Growth (Class IB)
2024		7,976		$132,124		$13.80		$15.90		1.00%		1.65%		2.02%		8.98%		9.70%
2023		4,505		$ 68,758		$12.58		$14.59		1.00%		1.65%		1.48%		11.04%		11.72%
2022		1,990		$ 27,263		$11.26		$13.14		1.00%		1.65%		0.87%		(16.04)%		(0.79)%
2021		736		$ 11,976		$15.65		$16.26		1.30%		1.65%		3.17%		7.78%		8.04%

FSA-134

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/AB Short Duration Government Bond (Class IB)
2024		220		$ 2,187		$ 9.62		$10.06		1.00%		1.25%		3.68%		3.11%		3.39%
2023		161		$ 1,544		$ 9.33		$ 9.73		1.00%		1.25%		2.96%		2.98%		3.29%
2022		42		$ 384		$ 9.06		$ 9.06		1.25%		1.25%		0.00%		0.44%		0.44%

EQ/AB Small Cap Growth (Class IB)
2024		336		$ 8,574		$24.38		$42.78		0.00%		1.65%		0.39%		12.02%		13.93%
2023		83		$ 1,489		$17.72		$19.30		1.00%		1.25%		0.35%		16.27%		16.58%
2022		3		$ 55		$15.20		$16.60		1.00%		1.25%		0.20%		(5.03)%		(5.00)%

EQ/AB Sustainable U.S. Thematic (Class IB)
2024		61		$ 690		$11.09		$13.54		1.00%		1.30%		0.20%		8.93%		9.26%
2023		9		$ 91		$10.15		$12.43		1.00%		1.30%		0.59%		18.95%		19.27%

EQ/Aggressive Allocation (Class IB)
2024		63		$ 1,180		$18.61		$20.21		1.00%		1.25%		2.47%		12.34%		12.58%
2023		65		$ 1,094		$16.53		$17.99		1.00%		1.25%		2.36%		16.89%		17.23%
2022		8		$ 110		$14.10		$15.39		1.00%		1.25%		1.95%		(1.79)%		(1.74)%

EQ/Aggressive Growth Strategy (Class IB)
2024		35,384		$870,351		$23.52		$24.61		1.30%		1.65%		3.02%		12.21%		12.63%
2023		17,466		$381,500		$20.96		$21.85		1.30%		1.65%		2.03%		16.25%		16.66%
2022		6,968		$130,414		$18.03		$18.73		1.30%		1.65%		1.41%		(19.69)%		(19.41)%
2021		2,025		$ 47,024		$22.45		$23.24		1.30%		1.65%		5.78%		9.78%		10.14%

EQ/All Asset Growth Allocation (Class IB)
2024		81		$ 1,422		$15.05		$21.00		1.00%		1.65%		2.56%		9.32%		10.10%
2023		34		$ 459		$13.49		$13.67		1.00%		1.25%		4.68%		12.70%		12.98%

EQ/American Century Mid Cap Value (Class IB)
2024		262		$ 5,903		$24.76		$36.03		0.00%		1.65%		2.20%		6.53%		8.31%
2023		159		$ 3,550		$22.86		$33.82		0.00%		1.65%		2.36%		4.25%		5.98%
2022		48		$ 1,247		$16.73		$32.44		1.00%		1.65%		4.69%		(3.11)%		(0.30)%
2021		5		$ 206		$33.48		$34.96		1.30%		1.65%		2.76%		14.58%		14.96%

EQ/American Century Moderate Growth Allocation (Class IB)
2024		5,228		$ 66,801		$12.37		$12.52		1.00%		1.65%		1.84%		8.59%		9.28%
2023		2,983		$ 34,986		$11.53		$11.73		1.30%		1.65%		2.35%		13.82%		14.11%
2022		1,060		$ 10,893		$10.13		$10.28		1.30%		1.65%		1.91%		(18.70)%		(18.35)%
2021		487		$ 6,136		$12.46		$12.59		1.30%		1.65%		2.14%		6.50%		6.88%

EQ/Balanced Strategy (Class IB)
2024		14,846		$276,927		$17.71		$18.69		1.30%		1.65%		3.11%		7.33%		7.72%
2023		10,260		$177,678		$16.50		$17.35		1.30%		1.65%		2.23%		11.34%		11.79%
2022		4,218		$ 65,351		$14.82		$15.52		1.30%		1.65%		1.63%		(16.93)%		(16.69)%
2021		1,259		$ 23,446		$17.84		$18.63		1.30%		1.65%		3.74%		4.94%		5.31%

EQ/ClearBridge Large Cap Growth ESG (Class IB)
2024		272		$ 6,310		$22.92		$23.30		1.00%		1.30%		0.00%		25.11%		25.47%
2023		94		$ 1,722		$18.32		$18.57		1.00%		1.30%		0.00%		44.03%		44.40%
2022		8		$ 103		$12.72		$12.72		1.30%		1.30%		0.00%		(33.02)%		(33.02)%
2021		4		$ 70		$18.99		$18.99		1.30%		1.30%		0.00%		20.04%		20.04%

FSA-135

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/ClearBridge Select Equity Managed Volatility (Class IB)
2024		111		$ 2,385		$20.83		$21.65		1.00%		1.65%		0.37%		20.40%		21.22%
2023		74		$ 1,297		$17.30		$17.86		1.00%		1.65%		0.80%		22.61%		23.34%
2022		39		$ 563		$14.11		$14.48		1.00%		1.65%		0.67%		(28.30)%		(2.56)%
2021		12		$ 227		$19.68		$19.90		1.30%		1.65%		0.71%		14.95%		15.30%

EQ/Common Stock Index (Class IA)
2024		135		$ 7,002		$49.43		$52.16		1.30%		1.65%		1.01%		21.03%		21.44%
2023		97		$ 4,168		$40.84		$42.95		1.30%		1.65%		1.50%		23.05%		23.53%
2022		73		$ 2,525		$33.19		$34.77		1.30%		1.65%		0.96%		(20.81)%		(20.54)%
2021		44		$ 1,901		$41.91		$43.76		1.30%		1.65%		1.56%		18.22%		18.59%

EQ/Common Stock Index (Class IB)
2024		312		$ 8,670		$31.13		$34.96		0.00%		1.25%		1.01%		21.51%		23.06%
2023		128		$ 2,969		$21.96		$25.62		1.00%		1.25%		1.50%		23.59%		23.93%
2022		3		$ 50		$17.72		$17.72		1.00%		1.00%		0.96%		(3.22)%		(3.22)%

EQ/Conservative Allocation (Class IB)
2024		224		$ 2,290		$10.16		$10.28		1.00%		1.25%		3.72%		3.25%		3.63%
2023		165		$ 1,634		$ 9.84		$ 9.92		1.00%		1.25%		4.02%		6.61%		6.90%
2022		6		$ 52		$ 9.23		$ 9.28		1.00%		1.25%		3.13%		0.54%		0.54%

EQ/Conservative Growth Strategy (Class IB)
2024		7,497		$122,582		$15.51		$16.37		1.30%		1.65%		3.40%		5.87%		6.23%
2023		4,923		$ 75,798		$14.65		$15.41		1.30%		1.65%		2.21%		9.74%		10.15%
2022		2,380		$ 33,277		$13.35		$13.99		1.30%		1.65%		1.60%		(15.93)%		(15.62)%
2021		736		$ 12,202		$15.88		$16.58		1.30%		1.65%		3.51%		3.39%		3.69%

EQ/Conservative Strategy (Class IB)
2024		4,831		$ 60,190		$11.83		$12.49		1.30%		1.65%		3.49%		3.05%		3.48%
2023		3,357		$ 40,439		$11.48		$12.07		1.30%		1.65%		2.48%		6.49%		6.81%
2022		1,291		$ 14,533		$10.78		$11.30		1.30%		1.65%		1.89%		(13.76)%		(13.41)%
2021		280		$ 3,654		$12.50		$13.05		1.30%		1.65%		2.60%		0.32%		0.62%

EQ/Core Bond Index (Class IB)
2024		1,589		$ 15,883		$9.94		$11.07		0.00%		1.65%		3.66%		0.71%		2.41%
2023		634		$ 6,292		$9.81		$9.87		1.00%		1.65%		3.42%		2.81%		3.48%
2022		122		$ 1,219		$ 9.48		$ 9.60		1.00%		1.65%		2.15%		(10.20)%		0.74%
2021		51		$ 564		$11.16		$11.16		1.30%		1.30%		3.45%		(2.36)%		(2.36)%

EQ/Core Plus Bond (Class IB)
2024		456		$ 4,554		$8.32		$10.88		0.00%		1.65%		6.58%		(2.35)%		(0.73)%
2023		264		$ 2,599		$8.52		$10.83		1.00%		1.65%		3.95%		2.90%		3.54%
2022		49		$ 408		$ 8.28		$ 8.33		1.30%		1.65%		2.63%		2.60%		2.71%

EQ/Emerging Markets Equity PLUS (Class IB)
2024		137		$ 1,406		$10.12		$11.87		0.00%		1.30%		2.45%		2.64%		4.03%
2023		106		$ 1,067		$9.86		$10.30		1.00%		1.30%		4.25%		8.95%		9.23%
2022		27		$ 240		$ 9.05		$ 9.05		1.30%		1.30%		2.47%		(18.69)%		(18.69)%
2021		15		$ 172		$11.13		$11.13		1.30%		1.30%		2.53%		(9.22)%		(9.22)%

EQ/Equity 500 Index (Class IA)
2024		451		$ 24,530		$51.60		$54.45		1.30%		1.65%		1.14%		22.25%		22.69%
2023		313		$ 13,859		$42.21		$44.38		1.30%		1.65%		1.71%		23.53%		23.97%
2022		205		$ 7,350		$34.17		$35.80		1.30%		1.65%		1.39%		(19.88)%		(19.60)%
2021		106		$ 4,741		$42.65		$44.53		1.30%		1.65%		1.53%		22.07%		22.44%

FSA-136

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/Equity 500 Index (Class IB)
2024		1,527		$ 44,706		$33.19		$37.27		0.00%		1.25%		1.14%		22.79%		24.32%
2023		701		$ 16,575		$27.03		$29.98		0.00%		1.25%		1.71%		23.99%		25.54%
2022		26		$ 482		$18.54		$21.80		1.00%		1.25%		1.39%		(2.94)%		(2.93)%

EQ/Fidelity Institutional AM^® Large Cap (Class IB)
2024		287		$ 9,602		$36.77		$50.19		0.00%		1.65%		0.47%		22.44%		24.52%
2023		149		$ 4,289		$22.68		$40.99		1.00%		1.65%		0.75%		29.22%		30.12%
2022		16		$ 546		$17.43		$31.72		1.00%		1.65%		0.64%		(22.37)%		(3.33)%
2021		7		$ 311		$40.86		$42.65		1.30%		1.65%		0.74%		17.38%		17.72%

EQ/Franklin Moderate Allocation (Class IB)
2024		5,911		$ 77,327		$12.68		$13.09		1.30%		1.65%		2.08%		5.32%		5.74%
2023		3,116		$ 38,555		$12.04		$12.38		1.30%		1.65%		2.51%		10.36%		10.73%
2022		745		$ 8,329		$10.91		$11.18		1.30%		1.65%		1.65%		(15.56)%		(15.30)%
2021		191		$ 2,526		$12.92		$13.20		1.30%		1.65%		0.46%		4.11%		4.51%

EQ/Franklin Rising Dividends (Class IB)
2024		441		$ 11,630		$24.16		$29.35		1.00%		1.65%		1.06%		8.95%		9.67%
2023		269		$ 6,509		$22.03		$26.94		1.00%		1.65%		1.64%		10.27%		10.98%
2022		50		$ 1,243		$19.85		$24.43		1.00%		1.65%		1.36%		(12.09)%		(0.25)%
2021		10		$ 298		$27.79		$28.68		1.30%		1.65%		1.25%		24.56%		24.91%

EQ/Goldman Sachs Growth Allocation (Class IB)
2024		19,042		$264,931		$12.54		$13.63		1.00%		1.65%		2.97%		10.36%		11.17%
2023		9,760		$122,574		$11.28		$12.35		1.00%		1.65%		3.42%		8.36%		15.64%
2022		2,994		$ 32,412		$10.68		$10.83		1.30%		1.65%		1.23%		(16.82)%		(16.50)%
2021		826		$ 10,711		$12.84		$12.97		1.30%		1.65%		0.29%		8.72%		8.99%

EQ/Goldman Sachs Mid Cap Value (Class IB)
2024		153		$ 2,931		$13.22		$35.26		0.00%		1.65%		1.08%		10.05%		11.84%
2023		40		$ 1,221		$11.80		$32.04		1.00%		1.65%		0.96%		9.39%		14.01%
2022		19		$ 572		$30.69		$30.69		1.30%		1.30%		0.83%		(11.76)%		(11.76)%
2021		7		$ 244		$34.78		$34.78		1.30%		1.30%		0.70%		19.72%		19.72%

EQ/Goldman Sachs Moderate Growth Allocation (Class IB)
2024		12,281		$166,570		$12.10		$13.13		1.00%		1.65%		2.97%		7.62%		8.33%
2023		7,451		$ 93,666		$12.20		$12.58		1.30%		1.65%		3.81%		12.13%		12.52%
2022		2,236		$ 24,972		$10.88		$11.18		1.30%		1.65%		0.91%		(17.20)%		(16.94)%
2021		698		$ 9,395		$13.14		$13.46		1.30%		1.65%		0.07%		7.18%		7.59%

EQ/Growth Strategy (Class IB)
2024		18,327		$445,059		$23.03		$24.30		1.30%		1.65%		2.95%		10.56%		10.91%
2023		11,275		$246,792		$20.83		$21.91		1.30%		1.65%		2.01%		14.58%		15.01%
2022		4,988		$ 94,922		$18.18		$19.05		1.30%		1.65%		1.29%		(18.80)%		(18.52)%
2021		2,139		$ 50,006		$22.39		$23.38		1.30%		1.65%		5.10%		8.11%		8.44%

EQ/Intermediate Corporate Bond (Class IB)
2024		169		$ 1,881		$11.13		$11.16		1.00%		1.25%		11.40%		1.92%		2.10%
2023		5		$ 52		$10.93		$10.93		1.00%		1.00%		1.26%		7.58%		7.58%

EQ/Intermediate Government Bond (Class IB)
2024		521		$ 4,940		$ 9.53		$ 9.59		1.00%		1.30%		3.31%		1.05%		1.28%
2023		290		$ 2,712		$ 9.41		$ 9.49		1.00%		1.30%		11.85%		2.48%		2.84%
2022		17		$ 155		$ 9.15		$ 9.26		1.00%		1.30%		1.26%		(8.77)%		0.44%
2021		8		$ 79		$10.15		$10.15		1.30%		1.30%		1.70%		(2.59)%		(2.59)%

FSA-137

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/International Core Managed Volatility (Class IB)
2024		21		$ 316		$15.08		$15.08		1.30%		1.30%		2.28%		1.89%		1.89%
2023		19		$ 274		$14.80		$14.80		1.30%		1.30%		2.05%		15.26%		15.26%
2022		13		$ 163		$12.84		$12.84		1.30%		1.30%		1.75%		(15.25)%		(15.25)%
2021		6		$ 92		$15.15		$15.15		1.30%		1.30%		4.77%		4.63%		4.63%

EQ/International Equity Index (Class IA)
2024		148		$ 2,406		$15.38		$16.23		1.30%		1.65%		4.20%		3.15%		3.51%
2023		103		$ 1,609		$14.91		$15.68		1.30%		1.65%		4.56%		17.03%		17.54%
2022		71		$ 945		$12.74		$13.34		1.30%		1.65%		2.87%		(13.33)%		(13.09)%
2021		48		$ 736		$15.35		$15.35		1.30%		1.30%		5.06%		4.85%		4.85%

EQ/International Equity Index (Class IB)
2024		440		$ 5,872		$13.27		$14.91		0.00%		1.25%		4.20%		3.51%		4.85%
2023		152		$ 1,949		$12.81		$12.82		1.00%		1.25%		4.56%		17.61%		17.85%
2022		3		$ 29		$10.87		$10.87		1.00%		1.00%		2.87%		2.35%		2.35%

EQ/Invesco Comstock (Class IB)
2024		127		$ 3,487		$12.96		$38.17		0.00%		1.65%		2.08%		12.96%		14.79%
2023		1		$ 6		$11.27		$11.27		1.00%		1.00%		2.48%		9.63%		9.63%

EQ/Invesco Global (Class IB)
2024		166		$ 4,370		$20.25		$31.77		1.00%		1.65%		0.00%		13.91%		14.67%
2023		41		$ 772		$17.66		$19.58		1.00%		1.25%		0.00%		32.12%		32.48%
2022		—		$ 6		$13.33		$13.33		1.00%		1.00%		0.00%		(2.56)%		(2.56)%

EQ/Invesco Global Real Assets (Class IB)
2024		76		$ 1,012		$11.94		$19.01		1.00%		1.30%		3.30%		(1.09)%		(0.75)%
2023		33		$ 524		$12.03		$18.28		1.00%		1.65%		2.72%		8.36%		8.97%
2022		17		$ 293		$11.04		$17.68		1.00%		1.30%		1.83%		(10.16)%		(1.34)%
2021		12		$ 243		$19.68		$19.68		1.30%		1.30%		6.20%		15.83%		15.83%

EQ/Invesco Moderate Allocation (Class IB)
2024		5,698		$ 73,622		$12.49		$12.92		1.30%		1.65%		2.43%		7.03%		7.40%
2023		3,524		$ 42,379		$11.67		$12.03		1.30%		1.65%		2.40%		9.99%		10.37%
2022		1,258		$ 13,708		$10.61		$10.90		1.30%		1.65%		0.47%		(14.30)%		(13.97)%
2021		415		$ 5,251		$12.38		$12.67		1.30%		1.65%		0.00%		5.09%		5.32%

EQ/Invesco Moderate Growth Allocation (Class IB)
2024		9,092		$123,775		$13.34		$13.62		1.30%		1.65%		2.89%		8.46%		8.87%
2023		5,864		$ 73,338		$12.30		$12.51		1.30%		1.65%		3.32%		13.57%		13.93%
2022		2,656		$ 29,154		$10.83		$10.98		1.30%		1.65%		1.80%		(17.08)%		(16.76)%
2021		305		$ 4,021		$13.06		$13.19		1.30%		1.65%		0.47%		7.14%		7.41%

EQ/Janus Enterprise (Class IB)
2024		366		$ 8,609		$24.82		$34.99		0.00%		1.65%		0.02%		12.26%		14.17%
2023		123		$ 2,293		$18.20		$19.60		1.00%		1.25%		0.05%		15.57%		15.85%
2022		24		$ 417		$15.71		$16.96		1.00%		1.25%		0.00%		(0.59)%		(0.57)%

EQ/JPMorgan Growth Allocation (Class IB)
2024		20,951		$288,387		$12.31		$13.44		0.00%		1.65%		3.47%		9.71%		11.50%
2023		11,445		$143,275		$11.02		$12.25		1.00%		1.65%		3.62%		6.47%		11.97%
2022		3,680		$ 40,978		$10.94		$11.14		1.30%		1.65%		0.78%		(14.93)%		(14.64)%
2021		869		$ 11,333		$12.86		$13.05		1.30%		1.65%		0.00%		7.89%		8.21%

FSA-138

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/JPMorgan Growth Stock (Class IB)
2024		622		$23,155		$39.89		$59.11		0.00%		1.65%		0.00%		31.56%		33.77%
2023		205		$ 4,797		$26.89		$29.82		0.00%		1.25%		0.00%		44.49%		46.32%
2022		6		$ 97		$15.67		$18.61		1.00%		1.25%		0.00%		(5.82)%		(5.77)%

EQ/JPMorgan Value Opportunities (Class IB)
2024		1,130		$20,917		$17.89		$19.66		0.00%		1.65%		1.48%		13.52%		15.44%
2023		663		$10,722		$15.76		$17.03		0.00%		1.65%		2.07%		9.07%		10.94%
2022		226		$ 3,323		$14.45		$14.82		1.00%		1.65%		1.45%		(2.18)%		(1.43)%
2021		74		$ 1,106		$14.66		$14.83		1.30%		1.65%		1.42%		9.16%		9.53%

EQ/Large Cap Growth Index (Class IB)
2024		518		$23,195		$50.27		$72.08		0.00%		1.65%		0.04%		30.13%		32.32%
2023		177		$ 5,255		$28.63		$34.25		1.00%		1.25%		0.35%		39.80%		40.21%
2022		20		$ 458		$20.42		$24.50		1.00%		1.25%		0.34%		(5.00)%		(4.98)%

EQ/Large Cap Value Index (Class IB)
2024		405		$ 8,964		$24.19		$33.39		0.00%		1.65%		2.10%		11.63%		13.51%
2023		116		$ 2,006		$16.79		$19.21		1.00%		1.25%		2.27%		9.33%		9.60%
2022		8		$ 127		$15.32		$17.57		1.00%		1.25%		2.19%		(1.35)%		(1.35)%

EQ/Large Cap Value Managed Volatility (Class IB)
2024		28		$ 947		$33.65		$33.65		1.30%		1.30%		1.65%		12.65%		12.65%
2023		27		$ 813		$29.87		$29.87		1.30%		1.30%		1.65%		12.50%		12.50%
2022		24		$ 649		$26.55		$26.55		1.30%		1.30%		1.64%		(12.75)%		(12.75)%
2021		12		$ 370		$30.43		$30.43		1.30%		1.30%		2.29%		16.37%		16.37%

EQ/Lazard Emerging Markets Equity (Class IB)
2024		141		$ 1,719		$12.39		$12.76		0.00%		1.65%		5.76%		5.54%		7.37%
2023		69		$ 787		$11.15		$12.09		1.00%		1.65%		6.81%		19.70%		20.41%
2022		16		$ 174		$ 9.26		$10.10		1.00%		1.65%		5.21%		(16.32)%		1.98%
2021		8		$ 109		$12.07		$12.60		1.30%		1.65%		5.91%		0.17%		0.48%

EQ/Long-Term Bond (Class IB)
2024		28		$ 306		$11.05		$11.22		0.00%		1.25%		6.87%		(5.64)%		(4.35)%

EQ/Loomis Sayles Growth (Class IB)
2024		230		$10,549		$47.54		$59.51		0.00%		1.65%		0.00%		31.54%		33.76%
2023		63		$ 1,829		$27.18		$32.04		1.00%		1.25%		0.00%		41.96%		42.30%
2022		17		$ 373		$19.10		$22.57		1.00%		1.25%		0.00%		(3.51)%		(3.49)%

EQ/MFS International Growth (Class IB)
2024		371		$ 6,949		$19.28		$21.91		0.00%		1.65%		0.97%		6.98%		8.74%
2023		119		$ 1,947		$15.98		$17.73		0.00%		1.25%		1.97%		12.93%		14.39%
2022		21		$ 301		$14.07		$14.15		1.00%		1.25%		1.13%		0.21%		0.21%

EQ/MFS International Intrinsic Value (Class IB)
2024		346		$ 6,530		$20.27		$25.28		0.00%		1.65%		1.82%		5.20%		7.02%
2023		183		$ 3,658		$15.59		$24.03		1.00%		1.65%		1.81%		15.42%		16.17%
2022		60		$ 1,306		$13.42		$20.82		1.00%		1.65%		0.54%		(25.05)%		(0.52)%
2021		31		$ 897		$27.78		$29.00		1.30%		1.65%		0.73%		9.59%		9.89%

FSA-139

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/MFS Mid Cap Focused Growth (Class IB)
2024		34		$ 1,629		$46.00		$48.54		1.30%		1.65%		0.00%		12.58%		12.99%
2023		25		$ 1,080		$40.86		$42.96		1.30%		1.65%		0.00%		20.32%		20.74%
2022		15		$ 546		$33.96		$35.58		1.30%		1.65%		0.00%		(28.26)%		(28.00)%
2021		9		$ 459		$47.34		$49.42		1.30%		1.65%		0.00%		18.74%		19.08%

EQ/MFS Technology (Class IB)
2024		634		$22,289		$26.72		$84.45		0.00%		1.65%		0.00%		33.81%		36.05%
2023		231		$ 7,892		$19.64		$63.11		0.00%		1.65%		0.00%		51.56%		54.16%
2022		48		$ 1,961		$12.30		$41.64		1.00%		1.65%		0.00%		(37.34)%		(4.13)%
2021		23		$ 1,584		$66.45		$69.38		1.30%		1.65%		0.00%		6.87%		7.20%

EQ/MFS Utilities Series (Class IB)
2024		110		$ 2,265		$19.53		$27.14		0.00%		1.65%		1.74%		9.39%		11.22%
2023		82		$ 1,653		$14.14		$24.81		1.00%		1.65%		2.62%		(3.99)%		(3.35)%
2022		29		$ 771		$14.63		$25.84		1.00%		1.65%		9.38%		(1.22)%		3.83%
2021		9		$ 242		$26.16		$27.31		1.30%		1.65%		3.68%		16.68%		17.01%

EQ/Mid Cap Index (Class IB)
2024		546		$13,110		$25.94		$40.25		0.00%		1.65%		1.17%		11.34%		13.18%
2023		167		$ 3,077		$20.66		$22.92		0.00%		1.25%		1.49%		14.27%		15.76%
2022		5		$ 76		$15.81		$15.81		1.00%		1.00%		1.15%		(2.95)%		(2.95)%

EQ/Mid Cap Value Managed Volatility (Class IB)
2024		22		$ 754		$32.23		$34.01		1.30%		1.65%		1.48%		9.81%		10.21%
2023		20		$ 625		$29.35		$30.86		1.30%		1.65%		1.50%		11.34%		11.73%
2022		18		$ 498		$26.36		$27.62		1.30%		1.65%		1.11%		(16.00)%		(15.69)%
2021		11		$ 356		$31.38		$32.76		1.30%		1.65%		1.39%		14.90%		15.27%

EQ/Moderate Allocation (Class IA)
2024		89		$ 1,590		$16.96		$17.89		1.30%		1.65%		3.09%		6.13%		6.49%
2023		127		$ 2,135		$15.98		$16.80		1.30%		1.65%		3.54%		10.51%		10.89%
2022		61		$ 923		$14.46		$15.15		1.30%		1.65%		1.24%		(16.85)%		(16.57)%
2021		50		$ 913		$17.39		$18.16		1.30%		1.65%		5.08%		3.64%		4.01%

EQ/Moderate Allocation (Class IB)
2024		1,091		$ 15,197		$14.32		$16.09		0.00%		1.25%		3.09%		6.55%		7.91%
2023		682		$ 8,873		$12.96		$13.44		1.00%		1.25%		3.54%		10.98%		11.24%
2022		11		$ 124		$11.65		$11.65		1.00%		1.00%		1.24%		(0.34)%		(0.34)%

EQ/Moderate Growth Strategy (Class IB)
2024		16,215		$345,396		$20.23		$21.35		1.30%		1.65%		3.08%		8.88%		9.32%
2023		10,213		$198,960		$18.58		$19.53		1.30%		1.65%		2.15%		13.02%		13.35%
2022		4,293		$ 73,686		$16.44		$17.23		1.30%		1.65%		1.37%		(17.88)%		(17.56)%
2021		1,468		$ 30,600		$20.02		$20.90		1.30%		1.65%		4.52%		6.55%		6.85%

EQ/Moderate-Plus Allocation (Class IB)
2024		508		$ 8,237		$16.14		$17.10		1.00%		1.25%		2.94%		9.40%		9.65%
2023		336		$ 4,999		$14.72		$15.63		1.00%		1.25%		2.79%		13.92%		14.20%
2022		33		$ 437		$12.89		$13.72		1.00%		1.25%		4.23%		(1.22)%		(1.15)%

EQ/Money Market (Class IA)
2024		2,934		$ 27,584		$ 8.92		$ 9.41		1.30%		1.65%		4.47%		3.00%		3.29%
2023		2,311		$ 21,086		$ 9.11		$ 9.44		1.30%		1.65%		4.46%		2.72%		3.17%
2022		451		$ 3,982		$ 8.83		$ 8.83		1.30%		1.30%		2.51%		(0.23)%		(0.23)%
2021		11		$ 99		$ 8.48		$ 8.85		1.30%		1.65%		0.00%		(1.17)%		(1.01)%

FSA-140

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

EQ/Money Market (Class IB)
2024		52,801		$577,804		$ 9.95		$11.21		0.00%		1.25%		4.47%		3.32%		4.67%
2023		24,722		$258,854		$ 9.63		$10.00		0.00%		1.25%		4.46%		3.22%		4.49%
2022		4,360		$ 43,216		$ 9.19		$ 9.57		0.00%		1.65%		2.51%		(0.54)%		0.42%
2021		29		$ 270		$ 9.24		$ 9.24		1.65%		1.65%		0.00%		(1.28)%		(1.28)%

EQ/PIMCO Global Real Return (Class IB)
2024		136		$ 1,432		$10.32		$10.48		1.00%		1.30%		0.85%		(1.62)%		(1.32)%
2023		48		$ 509		$10.49		$10.62		1.00%		1.30%		2.03%		2.84%		3.11%
2022		20		$ 206		$10.20		$10.20		1.30%		1.30%		12.78%		(17.27)%		(17.27)%
2021		9		$ 110		$12.33		$12.33		1.30%		1.30%		18.98%		6.48%		6.48%

EQ/PIMCO Real Return (Class IB)
2024		130		$ 1,611		$11.70		$12.34		1.30%		1.65%		3.87%		0.26%		0.57%
2023		125		$ 1,543		$11.67		$12.27		1.30%		1.65%		1.60%		1.92%		2.25%
2022		66		$ 788		$11.45		$12.00		1.30%		1.65%		8.18%		(12.86)%		(12.54)%
2021		29		$ 393		$13.14		$13.72		1.30%		1.65%		9.78%		5.04%		5.38%

EQ/PIMCO Total Return ESG (Class IB)
2024		599		$ 6,574		$11.24		$11.65		0.00%		1.65%		6.28%		0.27%		2.01%
2023		283		$ 3,119		$10.18		$11.21		1.00%		1.65%		3.78%		3.99%		4.62%
2022		120		$ 1,353		$ 9.73		$10.78		1.00%		1.65%		3.92%		(15.45)%		1.67%
2021		67		$ 891		$12.75		$13.31		1.30%		1.65%		3.17%		(1.24)%		(0.97)%

EQ/PIMCO Ultra Short Bond (Class IB)
2024		763		$ 8,039		$ 9.58		$11.69		0.00%		1.65%		6.28%		4.13%		5.79%
2023		263		$ 2,672		$ 9.96		$11.05		0.00%		1.25%		6.36%		4.29%		5.64%
2022		22		$ 212		$ 9.55		$ 9.88		1.00%		1.25%		1.81%		0.42%		0.51%

EQ/Small Company Index (Class IB)
2024		410		$ 9,132		$22.19		$35.38		0.00%		1.65%		1.81%		9.30%		11.12%
2023		102		$ 1,680		$18.00		$19.97		0.00%		1.25%		1.72%		15.31%		16.78%
2022		4		$ 62		$14.27		$14.27		1.00%		1.00%		1.29%		(5.12)%		(5.12)%

EQ/T. Rowe Price Health Sciences (Class IB)
2024		304		$ 7,422		$28.31		$56.69		0.00%		1.65%		0.00%		(0.11)%		1.58%
2023		137		$ 4,241		$27.87		$56.75		0.00%		1.65%		0.00%		2.27%		3.99%
2022		41		$ 1,959		$16.19		$55.49		1.00%		1.65%		0.00%		(14.81)%		0.62%
2021		18		$ 1,216		$65.14		$68.00		1.30%		1.65%		0.00%		5.47%		5.77%

EQ/Value Equity (Class IB)
2024		130		$ 2,478		$21.34		$28.88		0.00%		1.65%		1.20%		5.48%		7.24%
2023		48		$ 789		$15.48		$17.94		1.00%		1.25%		1.36%		18.03%		18.35%
2022		3		$ 36		$13.08		$13.08		1.00%		1.00%		1.23%		(3.40)%		(3.40)%

EQ/Wellington Energy (Class IB)
2024		691		$ 4,622		$ 6.31		$ 7.99		1.00%		1.65%		3.84%		4.86%		5.34%
2023		299		$ 2,012		$ 5.99		$ 7.62		1.00%		1.65%		3.79%		4.24%		5.09%
2022		139		$ 973		$ 5.70		$ 7.31		1.00%		1.65%		6.68%		(1.72)%		30.30%
2021		39		$ 230		$ 5.61		$ 5.86		1.30%		1.65%		9.09%		19.62%		20.08%

Equitable Conservative Growth MF/ETF (Class IB)
2024		332		$ 4,768		$13.69		$15.12		1.00%		1.65%		4.04%		5.44%		6.21%
2023		194		$ 2,574		$12.89		$14.34		1.00%		1.65%		5.13%		8.14%		8.78%
2022		6		$ 88		$13.26		$13.74		1.30%		1.65%		0.68%		(13.90)%		(13.58)%
2021		26		$ 422		$15.40		$15.90		1.30%		1.65%		0.94%		7.39%		7.80%

FSA-141

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

Equitable Growth MF/ETF (Class IB)
2024		411		$ 4,738		$11.16		$13.00		1.00%		1.65%		1.33%		12.36%		13.07%
2023		291		$ 2,935		$ 9.87		$11.62		1.00%		1.30%		3.87%		12.71%		13.06%
2022		11		$ 90		$ 8.73		$10.31		1.00%		1.30%		2.29%		(0.68)%		(0.67)%

Equitable Moderate Growth MF/ETF (Class IB)
2024		513		$ 5,681		$10.62		$12.50		1.00%		1.30%		2.74%		9.27%		9.60%
2023		299		$ 3,099		$ 9.69		$11.44		1.00%		1.30%		3.37%		10.53%		10.87%
2022		2		$ 14		$ 8.72		$ 8.72		1.25%		1.25%		5.05%		0.11%		0.11%

Federated Hermes High Income Bond Fund II (Service Class)
2024		248		$ 3,295		$13.56		$15.23		0.00%		1.25%		3.95%		4.47%		5.84%
2023		108		$ 1,380		$12.98		$14.39		0.00%		1.25%		2.43%		11.13%		12.42%
2022		5		$ 55		$11.26		$11.26		1.00%		1.00%		0.00%		0.18%		0.18%

Federated Hermes Kaufmann Fund II (Service Class)
2024		41		$ 811		$19.69		$24.04		1.00%		1.25%		0.48%		15.30%		15.62%
2023		21		$ 356		$17.03		$20.85		1.00%		1.25%		0.00%		13.44%		13.76%
2022		—		$ 5		$14.97		$14.97		1.00%		1.00%		0.00%		(2.98)%		(2.98)%

Fidelity^® VIP Mid Cap Portfolio (Service Class 2)
2024		466		$11,370		$25.66		$35.28		0.00%		1.65%		0.52%		15.26%		17.17%
2023		165		$ 3,858		$21.90		$30.61		0.00%		1.65%		0.63%		12.91%		14.84%
2022		33		$ 938		$15.35		$27.11		1.00%		1.65%		0.40%		(16.38)%		(1.79)%
2021		14		$ 477		$32.42		$33.85		1.30%		1.65%		0.71%		13.63%		13.97%

Fidelity^® VIP Strategic Income Portfolio (Service Class 2)
2024		1,358		$17,282		$13.96		$14.22		0.00%		1.65%		4.80%		4.02%		5.84%
2023		525		$ 6,607		$13.19		$13.67		0.00%		1.65%		7.61%		7.38%		9.19%
2022		103		$ 1,310		$10.77		$12.73		1.00%		1.65%		4.30%		(12.99)%		0.75%
2021		46		$ 694		$14.63		$15.28		1.30%		1.65%		4.28%		1.46%		1.87%

First Trust Multi Income Allocation Portfolio (Class I)
2024		39		$ 553		$13.70		$14.12		1.00%		1.65%		5.05%		8.13%		8.95%
2023		36		$ 472		$12.67		$12.96		1.00%		1.65%		5.23%		7.19%		7.82%
2022		3		$ 30		$11.82		$12.19		1.30%		1.65%		7.54%		(9.08)%		(8.69)%

First Trust/Dow Jones Dividend & Income Allocation Portfolio (Class I)
2024		234		$ 3,978		$16.10		$19.03		1.00%		1.65%		2.52%		4.27%		4.89%
2023		176		$ 2,875		$15.35		$18.25		1.00%		1.65%		4.06%		8.70%		9.41%
2022		23		$ 399		$14.03		$16.79		1.00%		1.65%		1.63%		(13.63)%		(0.36)%
2021		12		$ 251		$20.12		$20.12		1.30%		1.30%		1.43%		9.95%		9.95%

Franklin Allocation VIP Fund (Class 2)
2024		20		$ 385		$14.60		$20.46		1.00%		1.65%		1.99%		7.35%		8.07%
2023		20		$ 353		$13.51		$19.06		1.00%		1.65%		1.54%		12.71%		13.43%
2022		4		$ 66		$17.70		$17.70		1.30%		1.30%		1.62%		(17.10)%		(17.10)%
2021		4		$ 80		$21.35		$21.35		1.30%		1.30%		0.74%		9.21%		9.21%

FSA-142

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

Franklin Income VIP Fund (Class 2)
2024		470		$ 7,897		$17.37		$19.71		0.00%		1.65%		5.24%		5.40%		7.22%
2023		288		$ 4,687		$13.80		$18.70		1.00%		1.65%		4.85%		6.86%		7.48%
2022		57		$ 1,028		$12.84		$17.50		1.00%		1.65%		4.66%		(7.06)%		0.63%
2021		36		$ 709		$18.83		$19.64		1.30%		1.65%		2.66%		11.29%		11.59%

Hartford Disciplined Equity HLS Fund (Class IC)
2024		20		$ 856		$42.05		$42.05		1.30%		1.30%		0.08%		23.13%		23.13%
2023		13		$ 431		$34.15		$34.15		1.30%		1.30%		0.62%		11.49%		11.49%

Invesco V.I. Balanced-Risk Allocation Fund (Series II)
2024		84		$ 1,043		$12.84		$14.42		0.00%		1.25%		6.58%		2.31%		3.59%
2023		53		$ 636		$12.00		$12.55		1.00%		1.25%		0.00%		5.02%		5.36%

Invesco V.I. Diversified Dividend Fund (Series II)
2024		35		$ 1,127		$27.01		$31.99		1.30%		1.65%		1.85%		11.06%		11.50%
2023		24		$ 695		$24.32		$28.69		1.30%		1.65%		2.26%		7.00%		7.33%
2022		12		$ 311		$22.73		$26.73		1.30%		1.65%		1.95%		(3.52)%		(3.19)%
2021		6		$ 165		$23.56		$27.61		1.30%		1.65%		3.06%		13.60%		13.95%

Invesco V.I. Equity and Income Fund (Series II)
2024		138		$ 2,391		$16.72		$17.32		1.30%		1.65%		1.75%		10.07%		10.46%
2023		110		$ 1,724		$15.19		$15.68		1.30%		1.65%		2.13%		8.42%		8.81%
2022		65		$ 937		$14.01		$14.41		1.30%		1.65%		1.83%		(9.26)%		(8.91)%
2021		5		$ 81		$15.44		$15.82		1.30%		1.65%		2.29%		10.05%		10.40%

Invesco V.I. Health Care Fund (Series II)
2024		143		$ 2,048		$18.19		$20.43		0.00%		1.25%		0.00%		2.59%		3.86%
2023		52		$ 741		$17.73		$19.67		0.00%		1.25%		0.00%		1.49%		2.77%
2022		13		$ 170		$13.07		$17.47		1.00%		1.25%		0.00%		2.46%		2.51%

Invesco V.I. High Yield Fund (Series II)
2024		330		$ 4,296		$12.32		$14.70		1.00%		1.30%		6.53%		6.21%		6.57%
2023		184		$ 2,311		$11.56		$13.84		1.00%		1.30%		7.18%		8.29%		8.65%
2022		38		$ 474		$10.64		$12.78		1.00%		1.30%		4.99%		(10.69)%		0.57%
2021		18		$ 263		$14.31		$14.31		1.30%		1.30%		8.85%		1.85%		1.85%

Invesco V.I. Main Street Mid Cap Fund (Series II)
2024		29		$ 669		$13.46		$26.70		1.00%		1.65%		0.15%		14.84%		15.64%
2023		14		$ 319		$11.64		$23.25		1.00%		1.65%		0.07%		10.86%		12.26%
2022		2		$ 42		$20.71		$21.69		1.30%		1.65%		0.10%		(15.85)%		(15.57)%
2021		1		$ 18		$24.61		$25.69		1.30%		1.65%		0.46%		14.52%		14.84%

Invesco V.I. Small Cap Equity Fund (Series II)
2024		157		$ 3,597		$22.28		$35.62		0.00%		1.65%		0.00%		15.91%		17.82%
2023		49		$ 1,158		$15.66		$32.31		1.00%		1.30%		0.00%		14.74%		15.06%
2022		5		$ 116		$13.61		$28.16		1.00%		1.30%		0.00%		(21.76)%		(3.75)%
2021		2		$ 81		$35.99		$35.99		1.30%		1.30%		0.00%		3.69%		3.69%

Janus Henderson Balanced Portfolio (Service Shares)
2024		1,227		$24,499		$21.68		$24.35		0.00%		1.25%		2.02%		13.69%		15.13%
2023		567		$ 9,953		$19.07		$21.15		0.00%		1.25%		2.46%		13.71%		15.13%
2022		26		$ 402		$15.16		$16.77		1.00%		1.25%		0.13%		(0.65)%		(0.59)%

FSA-143

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

Janus Henderson Flexible Bond Portfolio (Service Shares)
2024		255		$ 2,622		$10.37		$11.65		0.00%		1.25%		4.86%		0.39%		1.66%
2023		127		$ 1,287		$10.11		$10.33		1.00%		1.25%		4.79%		3.92%		4.23%
2022		12		$ 113		$ 9.70		$ 9.70		1.00%		1.00%		0.71%		1.04%		1.04%

Lord Abbett Series Fund - Bond Debenture Portfolio (VC Shares)
2024		596		$ 7,888		$14.79		$14.85		0.00%		1.65%		7.53%		4.97%		6.76%
2023		303		$ 3,871		$11.84		$14.75		1.00%		1.30%		7.33%		5.21%		5.43%
2022		85		$ 1,198		$11.23		$14.02		1.00%		1.30%		5.89%		(13.93)%		0.09%
2021		50		$ 815		$16.29		$16.29		1.30%		1.30%		3.59%		0.25%		0.25%

Macquarie VIP Emerging Markets Series (Service Class)
2024		20		$ 246		$12.12		$12.12		1.00%		1.00%		2.23%		3.77%		3.77%
2023		23		$ 264		$10.94		$11.68		1.00%		1.25%		0.75%		12.09%		12.31%
2022		2		$ 19		$10.40		$10.40		1.00%		1.00%		0.00%		1.96%		1.96%

Macquarie VIP High Income Series (Service Class)
2024		143		$ 2,912		$19.41		$20.48		1.30%		1.65%		6.61%		4.41%		4.81%
2023		126		$ 2,464		$18.59		$19.54		1.30%		1.65%		6.24%		9.93%		10.27%
2022		91		$ 1,600		$16.91		$17.72		1.30%		1.65%		6.01%		(12.43)%		(12.10)%
2021		49		$ 989		$20.16		$20.16		1.30%		1.30%		2.96%		2.08%		2.08%

MFS^® Investors Trust Series (Service Class)
2024		16		$ 554		$24.63		$42.05		1.00%		1.65%		0.46%		17.26%		18.07%
2023		11		$ 322		$20.86		$35.86		1.00%		1.65%		0.55%		16.69%		17.45%
2022		5		$ 145		$32.20		$32.20		1.30%		1.30%		0.16%		(17.75)%		(17.75)%
2021		3		$ 107		$39.15		$39.15		1.30%		1.30%		0.62%		20.80%		20.80%

MFS^® Massachusetts Investors Growth Stock Portfolio (Service Class)
2024		23		$ 1,256		$51.91		$54.78		1.30%		1.65%		0.13%		14.04%		14.46%
2023		19		$ 892		$45.52		$47.86		1.30%		1.65%		0.05%		21.68%		22.09%
2022		13		$ 539		$37.41		$39.20		1.30%		1.65%		0.00%		(20.78)%		(20.49)%
2021		4		$ 207		$49.30		$49.30		1.30%		1.30%		0.03%		22.33%		22.33%

MFS^® Value Series (Service Class)
2024		117		$ 2,404		$22.48		$25.25		0.00%		1.25%		1.49%		9.98%		11.38%
2023		67		$ 1,219		$20.44		$22.67		0.00%		1.25%		1.89%		6.29%		7.64%
2022		1		$ 21		$16.82		$19.23		1.00%		1.25%		0.00%		(0.10)%		(0.06)%

Multimanager Aggressive Equity (Class IB)
2024		28		$ 1,722		$57.20		$61.12		1.30%		1.65%		0.51%		28.68%		29.14%
2023		14		$ 666		$44.45		$47.33		1.30%		1.65%		0.43%		36.02%		36.52%
2022		10		$ 337		$34.67		$34.67		1.30%		1.30%		0.00%		(33.04)%		(33.04)%
2021		3		$ 131		$51.78		$51.78		1.30%		1.30%		0.00%		14.94%		14.94%

Multimanager Technology (Class IB)
2024		313		$13,551		$41.30		$58.92		0.00%		1.65%		0.00%		24.02%		26.09%
2023		152		$ 5,206		$33.30		$34.13		1.00%		1.65%		0.00%		47.08%		48.01%
2022		76		$ 1,757		$22.64		$23.06		1.00%		1.65%		0.00%		(38.34)%		(6.03)%
2021		32		$ 1,195		$36.72		$37.62		1.30%		1.65%		0.00%		13.19%		13.52%

FSA-144

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Continued)

December 31, 2024

Financial Highlights (Continued)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

PIMCO CommodityRealReturn^® Strategy Portfolio (Advisor Class)
2024		102		$ 964		$ 8.04		$ 9.03		0.00%		1.65%		2.02%		2.29%		4.03%
2023		101		$ 864		$ 7.86		$10.23		1.00%		1.65%		14.49%		(9.45)%		(8.82)%
2022		70		$ 630		$ 8.68		$11.22		1.00%		1.65%		18.39%		(2.77)%		6.90%
2021		21		$ 182		$ 8.48		$ 8.48		1.30%		1.30%		4.70%		17.13%		17.13%

PIMCO Emerging Markets Bond Portfolio (Advisor Class)
2024		17		$ 210		$11.87		$11.92		1.00%		1.25%		6.52%		6.05%		6.36%
2023		5		$ 58		$11.16		$11.16		1.00%		1.00%		6.14%		9.95%		9.95%

PIMCO Global Bond Opportunities Portfolio (Unhedged) (Advisor Class)
2024		105		$ 1,022		$ 9.18		$ 9.77		1.00%		1.25%		3.51%		(1.92)%		(1.61)%
2023		55		$ 543		$ 9.36		$ 9.93		1.00%		1.25%		2.27%		3.88%		4.09%
2022		2		$ 24		$ 9.01		$ 9.54		1.00%		1.25%		0.54%		2.62%		2.69%

PIMCO Global Managed Asset Allocation Portfolio (Advisor Class)
2024		10		$ 143		$14.73		$14.73		1.00%		1.00%		3.92%		9.60%		9.60%
2023		3		$ 38		$13.44		$13.44		1.00%		1.00%		3.89%		11.72%		11.72%

PIMCO Income Portfolio (Advisor Class)
2024		1,150		$13,371		$11.43		$12.28		0.00%		1.30%		5.73%		3.91%		5.32%
2023		391		$ 4,343		$11.00		$11.66		0.00%		1.30%		5.35%		6.80%		8.16%
2022		45		$ 464		$10.30		$10.41		1.00%		1.30%		3.71%		(9.09)%		1.26%
2021		16		$ 177		$11.33		$11.33		1.30%		1.30%		2.38%		0.27%		0.27%

Principal Blue Chip Account (Class 3)
2024		70		$ 894		$12.75		$13.22		0.00%		1.25%		0.00%		19.49%		20.95%
2023		18		$ 196		$10.72		$10.72		1.00%		1.00%		0.00%		37.61%		37.61%

Principal Equity Income Account (Class 3)
2024		29		$ 330		$11.43		$11.51		1.00%		1.25%		2.36%		13.62%		13.85%
2023		14		$ 139		$10.06		$10.06		1.25%		1.25%		0.05%		9.59%		9.59%

ProFund VP Biotechnology (Common Shares)
2024		15		$ 690		$42.60		$44.96		1.30%		1.65%		0.00%		(1.80)%		(1.45)%
2023		13		$ 615		$43.38		$45.62		1.30%		1.65%		0.00%		8.31%		8.72%
2022		11		$ 460		$40.05		$41.96		1.30%		1.65%		0.00%		(9.22)%		(8.90)%
2021		6		$ 292		$44.12		$46.06		1.30%		1.65%		0.00%		8.08%		8.40%

Putnam VT Global Asset Allocation Fund (Class IB)
2024		13		$ 222		$17.46		$17.46		1.00%		1.00%		2.14%		15.17%		15.17%
2023		14		$ 212		$15.16		$15.16		1.00%		1.00%		1.39%		16.35%		16.35%

Putnam VT Research Fund (Class IB)
2024		48		$ 1,469		$29.81		$30.37		1.00%		1.25%		0.30%		24.68%		25.03%
2023		4		$ 108		$24.29		$24.29		1.00%		1.00%		0.49%		27.57%		27.57%
2022		—		$ 9		$19.04		$19.04		1.00%		1.00%		0.00%		(2.81)%		(2.81)%

FSA-145

EQUITABLE AMERICA VARIABLE ACCOUNT 70A

Notes to Financial Statements (Concluded)

December 31, 2024

Financial Highlights (Concluded)


	At the year ended								For the year ended
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Unit Values				Contract Charges				Investment Income Ratio**		Total Return Ratio***
	Units Outstanding (000’s)*		Accumulation Unit Values (000’s)		Lowest		Highest		Lowest		Highest		Investment Income Ratio**		Lowest		Highest

T. Rowe Price Equity Income Portfolio (Class II)
2024		224		$ 4,405		$20.71		$23.26		0.00%		1.25%		1.86%		9.98%		11.35%
2023		69		$ 1,255		$18.83		$20.89		0.00%		1.25%		2.35%		7.91%		9.31%
2022		—		$ 11		$16.14		$17.45		1.00%		1.25%		0.98%		(0.19)%		(0.17)%

Templeton Developing Markets VIP Fund (Class 2)
2024		33		$ 411		$12.04		$12.71		1.30%		1.65%		4.27%		5.80%		6.27%
2023		21		$ 246		$11.38		$11.96		1.30%		1.65%		1.97%		10.81%		11.15%
2022		15		$ 160		$10.27		$10.76		1.30%		1.65%		3.03%		(23.24)%		(22.98)%
2021		9		$ 122		$13.38		$13.97		1.30%		1.65%		0.22%		(16.06)%		(15.79)%

Templeton Global Bond VIP Fund (Class 2)
2024		151		$ 1,168		$ 7.21		$ 8.61		1.00%		1.65%		0.00%		(12.85)%		(12.29)%
2023		61		$ 575		$ 8.22		$ 9.88		1.00%		1.65%		0.00%		1.13%		1.86%
2022		19		$ 189		$ 8.13		$ 9.77		1.25%		1.65%		0.00%		(6.51)%		3.96%
2021		23		$ 252		$10.45		$10.91		1.30%		1.65%		0.00%		(5.52)%		(5.21)%

Variable Investment Options where Units Outstanding are less than 500 are denoted by a —.

This ratio represents the amount of dividend income, excluding distributions from net realized gains, received by the Variable Investment Option from the Portfolio, divided by the average net assets. This ratio excludes those expenses, such as asset charges, that result in direct reductions in the unit values. The recognition of dividend income by the Variable Investment Option is affected by the timing of the declaration of dividends by the Portfolio in which the Variable Investment Option invests. This ratio is not annualized but calculated from the effective date through the end of the reporting period.

***

This ratio represents the total return for the periods indicated, including changes in the value of the Portfolio, and expenses assessed through the reduction of unit value. This ratio does not include any expenses, such as premium and withdrawal charges, as applicable, or expenses assessed through the redemption of units. The total return would have been lower had such expenses been included in the calculation. Variable Investment Options with a date notation indicate the effective date of that Variable Investment Option. The total return is calculated for each period indicated from the effective date through the end of the reporting period. The total return is not annualized but calculated from the effective date through the end of the reporting period.

Subsequent Events

All material subsequent transactions and events have been evaluated for the period from December 31, 2024 through April 10, 2025, the date on which the financial statements were issued. It has been determined that there are no transactions or events that require adjustment or disclosure in the financial statements.

FSA-146