The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   524,735 3,060 SH   SOLE   3,060 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,267,056 11,606 SH   SOLE   11,606 0 0
ISHARES TR CORE S&P MCP ETF 464287507   304,545 5,014 SH   SOLE   5,014 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,812,822 28,720 SH   SOLE   28,720 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,911,012 26,339 SH   SOLE   26,339 0 0
ISHARES TR CORE S&P500 ETF 464287200   43,811,465 83,335 SH   SOLE   83,335 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   2,317,827 49,253 SH   SOLE   49,253 0 0
ISHARES TR ESG AWARE MSCI 46435U663   3,393,326 84,264 SH   SOLE   84,264 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   7,703,796 162,390 SH   SOLE   162,390 0 0
ISHARES TR ESG MSCI LEADR 46435U218   3,675,384 39,162 SH   SOLE   39,162 0 0
MICROSOFT CORP COM 594918104   419,414 997 SH   SOLE   997 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   420,891 20,734 SH   SOLE   20,734 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   504,661 10,249 SH   SOLE   10,249 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   468,148 895 SH   SOLE   895 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   3,501,253 56,903 SH   SOLE   56,903 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   20,108,279 276,859 SH   SOLE   276,859 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   24,017,368 313,256 SH   SOLE   313,256 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,256,962 16,379 SH   SOLE   16,379 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,170,204 4,683 SH   SOLE   4,683 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,314,094 9,652 SH   SOLE   9,652 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   25,524,311 111,660 SH   SOLE   111,660 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,366,248 131,432 SH   SOLE   131,432 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   21,270,846 362,674 SH   SOLE   362,674 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   287,492 4,853 SH   SOLE   4,853 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   858,431 14,236 SH   SOLE   14,236 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,945,101 98,567 SH   SOLE   98,567 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   300,413 3,224 SH   SOLE   3,224 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   3,057,882 53,208 SH   SOLE   53,208 0 0