0001817174-24-000001.txt : 20240213 0001817174-24-000001.hdr.sgml : 20240213 20240213095236 ACCESSION NUMBER: 0001817174-24-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240213 DATE AS OF CHANGE: 20240213 EFFECTIVENESS DATE: 20240213 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Prudent Man Advisors, LLC CENTRAL INDEX KEY: 0001817174 ORGANIZATION NAME: IRS NUMBER: 364106186 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20318 FILM NUMBER: 24623052 BUSINESS ADDRESS: STREET 1: 2135 CITY GATE LANE STREET 2: 7TH FLOOR CITY: NAPERVILLE STATE: IL ZIP: 60563 BUSINESS PHONE: 6306576498 MAIL ADDRESS: STREET 1: 2135 CITY GATE LANE STREET 2: 7TH FLOOR CITY: NAPERVILLE STATE: IL ZIP: 60563 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001817174 XXXXXXXX 12-31-2023 12-31-2023 Prudent Man Advisors, LLC

2135 CITY GATE LANE 7TH FLOOR NAPERVILLE IL 60563

13F HOLDINGS REPORT 028-20318 N Kevin Kulling 6306576498 Kevin Kulling Naperville IL 02-13-2024 0 188 267969466 false INFORMATION TABLE 2 PMA_13F_4Q23.xml VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 21613109 293856 SH SOLE --- 203598 0 90258 VANGUARD INDEX FDS TOTAL STK MKT 922908769 43450401 183165 SH SOLE --- 182912 0 253 VANGUARD STAR FDS VG TL INTL STK F 921909768 2331847 40232 SH SOLE --- 36424 0 3808 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6525828 84729 SH SOLE --- 84729 0 0 VANGUARD BD INDEX FDS INTERMED TERM 921937819 3980085 52109 SH SOLE --- 47147 0 4962 ISHARES TR BLACKROCK ULTRA 46434V878 1106661 21975 SH SOLE --- 21975 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3827458 34287 SH SOLE --- 29453 0 4834 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3496405 39570 SH SOLE --- 25225 0 14345 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8140915 164440 SH SOLE --- 93044 0 71396 ISHARES TR RUSSELL 2000 ETF 464287655 4319279 21520 SH SOLE --- 11571 0 9949 ISHARES TR ESG AWR MSCI USA 46435G425 8210829 78258 SH SOLE --- 34343 0 43915 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1174783 26118 SH SOLE --- 11532 0 14586 ISHARES TR IBOXX HI YD ETF 464288513 20797247 268733 SH SOLE --- 253444 0 15289 SPDR SER TR BLOOMBERG HIGH Y 78468R622 1214249 12818 SH SOLE --- 11012 0 1806 PROLOGIS INC. COM 74340W103 2720653 20410 SH SOLE --- 19353 0 1057 LAM RESEARCH CORP COM 512807108 1684792 2151 SH SOLE --- 1904 0 247 HONEYWELL INTL INC COM 438516106 1544095 7363 SH SOLE --- 6630 0 733 BLACKROCK INC COM 09247X101 1962121 2417 SH SOLE --- 2205 0 212 NEXTERA ENERGY INC COM 65339F101 1463895 24101 SH SOLE --- 21546 0 2555 DUPONT DE NEMOURS INC COM 26614N102 1310733 17038 SH SOLE --- 15175 0 1863 THERMO FISHER SCIENTIFIC INC COM 883556102 1666150 3139 SH SOLE --- 2777 0 362 MICROSOFT CORP COM 594918104 5575921 14828 SH SOLE --- 12012 0 2816 APPLIED MATLS INC COM 038222105 937413 5784 SH SOLE --- 4581 0 1203 AMETEK INC COM 031100100 730957 4433 SH SOLE --- 3465 0 968 L3HARRIS TECHNOLOGIES INC COM 502431109 1061735 5041 SH SOLE --- 4502 0 539 MORGAN STANLEY COM NEW 617446448 2060918 22101 SH SOLE --- 19790 0 2311 EOG RES INC COM 26875P101 679376 5617 SH SOLE --- 4380 0 1237 BROADCOM INC COM 11135F101 2382078 2134 SH SOLE --- 1837 0 297 T-MOBILE US INC COM 872590104 709781 4427 SH SOLE --- 3442 0 985 EQUINIX INC COM 29444U700 1295067 1608 SH SOLE --- 1463 0 145 VISA INC COM CL A 92826C839 1205941 4632 SH SOLE --- 3614 0 1018 MASTERCARD INCORPORATED CL A 57636Q104 1210435 2838 SH SOLE --- 2210 0 628 PHILIP MORRIS INTL INC COM 718172109 1542724 16398 SH SOLE --- 14777 0 1621 COSTCO WHSL CORP NEW COM 22160K105 1229069 1862 SH SOLE --- 1464 0 398 NORTHROP GRUMMAN CORP COM 666807102 527126 1126 SH SOLE --- 884 0 242 LKQ CORP COM 501889208 572476 11979 SH SOLE --- 9326 0 2653 ABBOTT LABS COM 002824100 1748352 15884 SH SOLE --- 14110 0 1774 AMAZON COM INC COM 023135106 2644364 17404 SH SOLE --- 13683 0 3721 CONSTELLATION BRANDS INC CL A 21036P108 545388 2256 SH SOLE --- 1753 0 503 UNITEDHEALTH GROUP INC COM 91324P102 1218252 2314 SH SOLE --- 1809 0 505 ALPHABET INC CAP STK CL C 02079K107 1979221 14044 SH SOLE --- 12054 0 1990 BOSTON SCIENTIFIC CORP COM 101137107 831077 14376 SH SOLE --- 11219 0 3157 SEMPRA COM 816851109 653364 8743 SH SOLE --- 6983 0 1760 AMERIPRISE FINL INC COM 03076C106 1422084 3744 SH SOLE --- 3295 0 449 HUMANA INC COM 444859102 531975 1162 SH SOLE --- 913 0 249 ALPHABET INC CAP STK CL A 02079K305 1318255 9437 SH SOLE --- 7172 0 2265 QUANTA SVCS INC COM 74762E102 866005 4013 SH SOLE --- 3125 0 888 SALESFORCE INC COM 79466L302 1185446 4505 SH SOLE --- 3551 0 954 VERTEX PHARMACEUTICALS INC COM 92532F100 836973 2057 SH SOLE --- 1606 0 451 APPLE INC COM 037833100 5377079 27453 SH SOLE --- 21898 0 5555 CONOCOPHILLIPS COM 20825C104 883061 7608 SH SOLE --- 5883 0 1725 WALMART INC COM 931142103 839959 5328 SH SOLE --- 4143 0 1185 MERCK & CO INC COM 58933Y105 2160667 19819 SH SOLE --- 17592 0 2227 GALLAGHER ARTHUR J & CO COM 363576109 747276 3323 SH SOLE --- 2593 0 730 ELECTRONIC ARTS INC COM 285512109 1281499 9367 SH SOLE --- 8419 0 948 BECTON DICKINSON & CO COM 075887109 1373494 5633 SH SOLE --- 5013 0 620 JACOBS SOLUTIONS INC COM 46982L108 1112646 8572 SH SOLE --- 7680 0 892 SYSCO CORP COM 871829107 448287 6130 SH SOLE --- 4759 0 1371 CHIPOTLE MEXICAN GRILL INC COM 169656105 738688 323 SH SOLE --- 252 0 71 NETFLIX INC COM 64110L106 493696 1014 SH SOLE --- 804 0 210 DISNEY WALT CO COM 254687106 459486 5089 SH SOLE --- 3970 0 1119 JPMORGAN CHASE & CO COM 46625H100 3529915 20752 SH SOLE --- 18918 0 1834 BOOKING HOLDINGS INC COM 09857L108 890352 251 SH SOLE --- 198 0 53 TESLA INC COM 88160R101 423410 1704 SH SOLE --- 1366 0 338 DELTA AIR LINES INC DEL COM NEW 247361702 549140 13650 SH SOLE --- 10784 0 2866 STARBUCKS CORP COM 855244109 1594572 7018 SH SOLE --- 5513 0 1505 EMERSON ELEC CO COM 291011104 1434352 14737 SH SOLE --- 13104 0 1633 CISCO SYS INC COM 17275R102 1706414 33777 SH SOLE --- 30787 0 2990 QUALCOMM INC COM 747525103 1488966 10295 SH SOLE --- 9193 0 1102 LABORATORY CORP AMER HLDGS COM NEW 50540R409 591636 2603 SH SOLE --- 2016 0 587 META PLATFORMS INC CL A 30303M102 533064 1506 SH SOLE --- 1184 0 322 NVIDIA CORPORATION COM 67066G104 1014706 2049 SH SOLE --- 1612 0 437 ONEOK INC NEW COM 682680103 630505 8979 SH SOLE --- 7006 0 1973 ALBEMARLE CORP COM 012653101 477506 3305 SH SOLE --- 2582 0 723 CITIGROUP INC COM NEW 172967424 837649 16284 SH SOLE --- 16284 0 0 RTX CORPORATION COM 75513E101 849982 10102 SH SOLE --- 10102 0 0 MARATHON PETE CORP COM 56585A102 609018 4105 SH SOLE --- 4105 0 0 VALERO ENERGY CORP COM 91913Y100 601250 4625 SH SOLE --- 4625 0 0 ARCHER DANIELS MIDLAND CO COM 039483102 629738 8437 SH SOLE --- 8437 0 0 CHEVRON CORP NEW COM 166764100 1277854 8567 SH SOLE --- 8567 0 0 FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 704841 13815 SH SOLE --- 13815 0 0 COCA COLA CO COM 191216100 813050 12668 SH SOLE --- 12668 0 0 EASTMAN CHEM CO COM 277432100 530657 5908 SH SOLE --- 5908 0 0 ELEVANCE HEALTH INC COM 036752103 679990 1442 SH SOLE --- 1442 0 0 BANK AMERICA CORP COM 060505104 1272423 37791 SH SOLE --- 37791 0 0 COMCAST CORP NEW CL A 20030N101 953869 21753 SH SOLE --- 21753 0 0 ABBVIE INC COM 00287Y109 558357 3603 SH SOLE --- 3603 0 0 F N B CORP COM 302520101 741666 53861 SH SOLE --- 53861 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 457867 12145 SH SOLE --- 12145 0 0 PROCTER AND GAMBLE CO COM 742718109 1187267 8102 SH SOLE --- 8102 0 0 MEDTRONIC PLC SHS G5960L103 587287 7129 SH SOLE --- 7129 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 720044 8958 SH SOLE --- 8958 0 0 IRON MTN INC DEL COM 46284V101 379502 5423 SH SOLE --- 5423 0 0 DOVER CORP COM 260003108 592938 3855 SH SOLE --- 3855 0 0 WILLIAMS COS INC COM 969457100 673647 19341 SH SOLE --- 19341 0 0 AMERICAN ELEC PWR CO INC COM 025537101 541819 6671 SH SOLE --- 6671 0 0 WELLS FARGO CO NEW COM 949746101 1075998 21861 SH SOLE --- 21861 0 0 CVS HEALTH CORP COM 126650100 683004 8650 SH SOLE --- 8650 0 0 THE CIGNA GROUP COM 125523100 891163 2976 SH SOLE --- 2976 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 592631 11550 SH SOLE --- 11550 0 0 LAMB WESTON HLDGS INC COM 513272104 542288 5017 SH SOLE --- 5017 0 0 SS&C TECHNOLOGIES HLDGS INC COM 78467J100 529151 8659 SH SOLE --- 8659 0 0 CORNING INC COM 219350105 579372 19027 SH SOLE --- 19027 0 0 ENCOMPASS HEALTH CORP COM 29261A100 635375 9523 SH SOLE --- 9523 0 0 DECKERS OUTDOOR CORP COM 243537107 735273 1100 SH SOLE --- 1100 0 0 CRANE NXT CO COM 224441105 509271 8955 SH SOLE --- 8955 0 0 ITT INC COM 45073V108 628816 5270 SH SOLE --- 5270 0 0 S&P GLOBAL INC COM 78409V104 779280 1769 SH SOLE --- 1769 0 0 LENNAR CORP CL A 526057104 805859 5407 SH SOLE --- 5407 0 0 BORGWARNER INC COM 099724106 452570 12624 SH SOLE --- 12624 0 0 FMC CORP COM NEW 302491303 401944 6375 SH SOLE --- 6375 0 0 CLEARWAY ENERGY INC CL C 18539C204 826466 30130 SH SOLE --- 29950 0 180 GENERAL DYNAMICS CORP COM 369550108 760314 2928 SH SOLE --- 2928 0 0 DEERE & CO COM 244199105 855818 1381 SH SOLE --- 1381 0 0 MCDONALDS CORP COM 580135101 821926 2772 SH SOLE --- 2772 0 0 DIGITAL RLTY TR INC COM 253868103 1180132 8769 SH SOLE --- 8769 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 393120 3780 SH SOLE --- 3780 0 0 TOTALENERGIES SE SPONSORED ADS 89151E109 225925 3353 SH SOLE --- 3353 0 0 SHELL PLC SPON ADS 780259305 300640 4569 SH SOLE --- 4569 0 0 SAP SE SPON ADR 803054204 227711 1473 SH SOLE --- 1473 0 0 ASTRAZENECA PLC SPONSORED ADR 046353108 253303 3761 SH SOLE --- 3761 0 0 ROYAL BK CDA COM 780087102 213991 2116 SH SOLE --- 2116 0 0 BHP GROUP LTD SPONSORED ADS 088606108 224945 3293 SH SOLE --- 3293 0 0 SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 153835 15892 SH SOLE --- 15892 0 0 LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 99575 41663 SH SOLE --- 41663 0 0 NOVO-NORDISK A S ADR 670100205 253866 2454 SH SOLE --- 2454 0 0 ASML HOLDING N V N Y REGISTRY SHS N07059210 356509 471 SH SOLE --- 471 0 0 TOYOTA MOTOR CORP ADS 892331307 219139 1195 SH SOLE --- 1195 0 0 CEMEX SAB DE CV SPON ADR NEW 151290889 86265 11131 SH SOLE --- 11131 0 0 NOVARTIS AG SPONSORED ADR 66987V109 285240 2825 SH SOLE --- 2825 0 0 OUTFRONT MEDIA INC COM 69007J106 182457 13070 SH SOLE --- 12886 0 184 FULLER H B CO COM 359694106 207188 2545 SH SOLE --- 2472 0 73 ARCOSA INC COM 039653100 217013 2626 SH SOLE --- 2552 0 74 CONMED CORP COM 207410101 210697 1924 SH SOLE --- 1873 0 51 SPDR SER TR S&P BIOTECH 78464A870 957278 10721 SH SOLE --- 10416 0 305 SPS COMM INC COM 78463M107 247146 1275 SH SOLE --- 1239 0 36 VIAVI SOLUTIONS INC COM 925550105 133377 13245 SH SOLE --- 12885 0 360 ONTO INNOVATION INC COM 683344105 291427 1906 SH SOLE --- 1853 0 53 ENPRO INDS INC COM 29355X107 256740 1638 SH SOLE --- 1592 0 46 ENSIGN GROUP INC COM 29358P101 218248 1945 SH SOLE --- 1890 0 55 FABRINET SHS G3323L100 261704 1375 SH SOLE --- 1333 0 42 INSTALLED BLDG PRODS INC COM 45780R101 242785 1328 SH SOLE --- 1290 0 38 REDWOOD TRUST INC COM 758075402 193764 26149 SH SOLE --- 25382 0 767 MAGNITE INC COM 55955D100 100330 10742 SH SOLE --- 10425 0 317 ADEIA INC COM 00676P107 186631 15063 SH SOLE --- 14645 0 418 API GROUP CORP COM STK 00187Y100 232374 6716 SH SOLE --- 6529 0 187 ARCBEST CORP COM 03937C105 219624 1827 SH SOLE --- 1776 0 51 GOOSEHEAD INS INC COM CL A 38267D109 250064 3299 SH SOLE --- 3210 0 89 SPDR SER TR S&P REGL BKG 78464A698 1137574 21697 SH SOLE --- 21075 0 622 VIZIO HLDG CORP CL A COM 92858V101 188896 24532 SH SOLE --- 23811 0 721 NERDWALLET INC COM CL A 64082B102 164393 11168 SH SOLE --- 10835 0 333 TERRENO RLTY CORP COM 88146M101 201609 3217 SH SOLE --- 3123 0 94 PAYONEER GLOBAL INC COM 70451X104 176728 33921 SH SOLE --- 32931 0 990 LIVERAMP HLDGS INC COM 53815P108 208529 5505 SH SOLE --- 5348 0 157 PATTERSON-UTI ENERGY INC COM 703481101 126578 11720 SH SOLE --- 11385 0 335 CROWN CASTLE INC COM 22822V101 304217 2641 SH SOLE --- 2641 0 0 ALEXANDRIA REAL ESTATE EQ IN COM 015271109 235539 1858 SH SOLE --- 1858 0 0 VICI PPTYS INC COM 925652109 322785 10125 SH SOLE --- 10125 0 0 AMERICAN HOMES 4 RENT CL A 02665T306 224426 6241 SH SOLE --- 6241 0 0 SUN CMNTYS INC COM 866674104 249257 1865 SH SOLE --- 1865 0 0 GAMING & LEISURE PPTYS INC COM 36467J108 246355 4992 SH SOLE --- 4992 0 0 REGENCY CTRS CORP COM 758849103 202809 3027 SH SOLE --- 3027 0 0 AMERICAN TOWER CORP NEW COM 03027X100 1083718 5020 SH SOLE --- 5020 0 0 REALTY INCOME CORP COM 756109104 361976 6304 SH SOLE --- 6304 0 0 CBRE GROUP INC CL A 12504L109 406896 4371 SH SOLE --- 4371 0 0 VENTAS INC COM 92276F100 244864 4913 SH SOLE --- 4913 0 0 WELLTOWER INC COM 95040Q104 414602 4598 SH SOLE --- 4598 0 0 SIMON PPTY GROUP INC NEW COM 828806109 466433 3270 SH SOLE --- 3270 0 0 HOST HOTELS & RESORTS INC COM 44107P104 211873 10882 SH SOLE --- 10882 0 0 WEYERHAEUSER CO MTN BE COM NEW 962166104 305906 8798 SH SOLE --- 8798 0 0 INDEPENDENCE RLTY TR INC COM 45378A106 162410 10615 SH SOLE --- 10615 0 0 MID-AMER APT CMNTYS INC COM 59522J103 210699 1567 SH SOLE --- 1567 0 0 PUBLIC STORAGE COM 74460D109 611830 2006 SH SOLE --- 2006 0 0 REXFORD INDL RLTY INC COM 76169C100 643916 11478 SH SOLE --- 11478 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 223100 6831 SH SOLE --- 6831 0 0 CATERPILLAR INC COM 149123101 200855 0 SH SOLE --- 0 0 0 TEXAS INSTRS INC COM 882508104 204347 0 SH SOLE --- 0 0 0 NIKE INC CL B 654106103 694153 0 SH SOLE --- 0 0 0 ISHARES TR CORE US AGGBD ET 464287226 379433 3823 SH SOLE --- 0 0 3823 VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1419630 19035 SH SOLE --- 19035 0 0 ISHARES TR TIPS BD ETF 464287176 401153 3732 SH SOLE --- 3732 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 390676 8427 SH SOLE --- 8427 0 0 ISHARES TR CORE S&P500 ETF 464287200 1752902 3670 SH SOLE --- 3670 0 0 ISHARES TR PFD AND INCM SEC 464288687 219047 7023 SH SOLE --- 7023 0 0 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1601726 38200 SH SOLE --- 38200 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1270800 60000 SH SOLE --- 60000 0 0 EXXON MOBIL CORP COM 30231G102 623475 6236 SH SOLE --- 6236 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 259390 5462 SH SOLE --- 5462 0 0