The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   345,991 1,900 SH   SOLE 0 0 0 1,900
APPLE INC COM 037833100   596,976 3,481 SH   SOLE 0 0 0 3,481
CAMBRIA ETF TR GLOBAL VALUE ETF 132061409   276,788 12,934 SH   SOLE 0 0 0 12,934
CHEVRON CORP NEW COM 166764100   204,642 1,297 SH   SOLE 0 0 0 1,297
COLUMBIA SELIGM PREM TECH GR COM 19842X109   401,275 12,591 SH   SOLE 0 0 0 12,591
DBX ETF TR XTRACK USD HIGH 233051432   642,760 17,999 SH   SOLE 0 0 0 17,999
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   7,634,399 168,567 SH   SOLE 0 0 0 168,567
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   19,856,755 196,816 SH   SOLE 0 0 0 196,816
INVESCO EXCH TRADED FD TR II GLOBAL EX US HGH 46138E669   10,952,984 555,425 SH   SOLE 0 0 0 555,425
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   205,537 3,120 SH   SOLE 0 0 0 3,120
INVESCO QQQ TR UNIT SER 1 46090E103   355,208 800 SH   SOLE 0 0 0 800
ISHARES INC MSCI MLY ETF NEW 46434G814   6,994,864 321,013 SH   SOLE 0 0 0 321,013
ISHARES INC MSCI BRAZIL ETF 464286400   7,055,267 217,621 SH   SOLE 0 0 0 217,621
ISHARES INC MSCI SPAIN ETF 464286764   8,393,513 260,911 SH   SOLE 0 0 0 260,911
ISHARES INC MSCI CHILE ETF 464286640   7,283,520 274,126 SH   SOLE 0 0 0 274,126
ISHARES INC JP MORGAN EM ETF 464286517   409,343 11,347 SH   SOLE 0 0 0 11,347
ISHARES TR CORE S&P TTL STK 464287150   1,806,540 15,668 SH   SOLE 0 0 0 15,668
ISHARES TR NATIONAL MUN ETF 464288414   373,862 3,475 SH   SOLE 0 0 0 3,475
ISHARES TR 1 3 YR TREAS BD 464287457   1,819,688 22,251 SH   SOLE 0 0 0 22,251
ISHARES TR CORE S&P MCP ETF 464287507   17,656,496 290,690 SH   SOLE 0 0 0 290,690
ISHARES TR CORE S&P SCP ETF 464287804   16,168,403 146,294 SH   SOLE 0 0 0 146,294
ISHARES TR S&P 500 VAL ETF 464287408   1,113,772 5,962 SH   SOLE 0 0 0 5,962
ISHARES TR S&P 500 GRWT ETF 464287309   1,749,501 20,719 SH   SOLE 0 0 0 20,719
JPMORGAN CHASE & CO COM 46625H100   510,894 2,551 SH   SOLE 0 0 0 2,551
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104   411,132 57,501 SH   SOLE 0 0 0 57,501
MERCK & CO INC COM 58933Y105   247,577 1,876 SH   SOLE 0 0 0 1,876
MICROSOFT CORP COM 594918104   941,934 2,239 SH   SOLE 0 0 0 2,239
NVENT ELECTRIC PLC SHS G6700G107   316,077 4,192 SH   SOLE 0 0 0 4,192
PENTAIR PLC SHS G7S00T104   358,239 4,193 SH   SOLE 0 0 0 4,193
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,011,490 51,550 SH   SOLE 0 0 0 51,550
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   869,617 34,440 SH   SOLE 0 0 0 34,440
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,859,074 93,836 SH   SOLE 0 0 0 93,836
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   237,391 597 SH   SOLE 0 0 0 597
SPDR S&P 500 ETF TR TR UNIT 78462F103   370,474 708 SH   SOLE 0 0 0 708
SPDR SER TR PRTFLO S&P500 GW 78464A409   28,617,141 391,212 SH   SOLE 0 0 0 391,212
SPDR SER TR PRTFLO S&P500 VL 78464A508   43,203,012 862,336 SH   SOLE 0 0 0 862,336
SPDR SER TR PORTFOLIO SHORT 78464A474   13,807,685 463,812 SH   SOLE 0 0 0 463,812
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   8,031,241 327,672 SH   SOLE 0 0 0 327,672
VANECK ETF TRUST GOLD MINERS ETF 92189F106   7,748,437 245,049 SH   SOLE 0 0 0 245,049
VANECK ETF TRUST EMERGING MRKT HI 92189F353   1,065,179 55,827 SH   SOLE 0 0 0 55,827
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   422,240 4,160 SH   SOLE 0 0 0 4,160
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   281,141 3,871 SH   SOLE 0 0 0 3,871
VANGUARD INDEX FDS TOTAL STK MKT 922908769   502,587 1,934 SH   SOLE 0 0 0 1,934
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,159,715 338,992 SH   SOLE 0 0 0 338,992
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   270,324 3,119 SH   SOLE 0 0 0 3,119
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,978,287 33,788 SH   SOLE 0 0 0 33,788
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,924,105 205,340 SH   SOLE 0 0 0 205,340
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   14,466,024 317,168 SH   SOLE 0 0 0 317,168
VANGUARD STAR FDS VG TL INTL STK F 921909768   451,169 7,482 SH   SOLE 0 0 0 7,482
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   36,594,431 729,409 SH   SOLE 0 0 0 729,409
WENDYS CO COM 95058W100   208,728 11,079 SH   SOLE 0 0 0 11,079