The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   2,044,056 11,295 SH   SOLE 0 11,295 0 0
ISHARES MORNINGSTAR MID-CAP VALUE ETF ETF 464288406   3,821 53 SH   SOLE 0 53 0 0
PRUDENTIAL FINL INC COM Stock 744320102   7,557 65 SH   SOLE 0 64 0 0
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   6,098 340 SH   SOLE 0 339 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   319,996 719 SH   SOLE 0 719 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   167,499 802 SH   SOLE 0 802 0 0
STARBUCKS CORPORATION Stock 855244109   1,083,166 11,834 SH   SOLE 0 11,834 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   38,451 577 SH   SOLE 0 577 0 0
LOUISIANA PAC CORP COM Stock 546347105   5,246 63 SH   SOLE 0 63 0 0
ELEVANCE HEALTH INC COM Stock 036752103   21,156 41 SH   SOLE 0 41 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   17,322 300 SH   SOLE 0 300 0 0
JOHNSON & JOHNSON Stock 478160104   1,442,740 9,144 SH   SOLE 0 9,144 0 0
FIRST TRUST UTILITIES ALPHADEX FUND ETF 33734X184   4,230 131 SH   SOLE 0 131 0 0
WASTE MGMT INC DEL COM Stock 94106L109   4,897 23 SH   SOLE 0 23 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   2,738,909 10,546 SH   SOLE 0 10,546 0 0
VANGUARD ENERGY ETF ETF 92204A306   65,755 496 SH   SOLE 0 496 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   19,359 239 SH   SOLE 0 239 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,070,320 1,484 SH   SOLE 0 1,484 0 0
SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF ETF 78468R739   26,004 550 SH   SOLE 0 550 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   9,444 39 SH   SOLE 0 39 0 0
YUM BRANDS INC COM Stock 988498101   17,980 128 SH   SOLE 0 128 0 0
KNIGHT-SWIFT TRANSN HLDGS INC CL A Stock 499049104   38,565 704 SH   SOLE 0 704 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   699 18 SH   SOLE 0 18 0 0
ISHARES U.S. INDUSTRIALS ETF ETF 464287754   27,652 222 SH   SOLE 0 222 0 0
PROCTOR & GAMBLE COMPANY Stock 742718109   1,130,001 7,037 SH   SOLE 0 7,037 0 0
COCA COLA CO COM Stock 191216100   1,671,081 27,539 SH   SOLE 0 27,539 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   61,370 1,000 SH   SOLE 0 1,000 0 0
GENERAL MLS INC COM Stock 370334104   38,922 555 SH   SOLE 0 555 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   42,369 1,443 SH   SOLE 0 1,442 0 0
PPG INDS INC COM Stock 693506107   8,316 58 SH   SOLE 0 58 0 0
ISHARES U.S. ENERGY ETF ETF 464287796   11,433 230 SH   SOLE 0 230 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   167,975 8,222 SH   SOLE 0 8,222 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   141,715 960 SH   SOLE 0 960 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   372,012 4,375 SH   SOLE 0 4,375 0 0
CARNIVAL CORP PAIRED CTF Stock 143658300   10,976 675 SH   SOLE 0 675 0 0
INTEL CORP COM Stock 458140100   412,077 9,256 SH   SOLE 0 9,256 0 0
MEDTRONIC PLC SHS Stock G5960L103   416,565 4,787 SH   SOLE 0 4,787 0 0
ISHARES U.S. FINANCIALS ETF ETF 464287788   26,608 280 SH   SOLE 0 280 0 0
COMERICA INC COM Stock 200340107   3,517 65 SH   SOLE 0 65 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   97,251 246 SH   SOLE 0 246 0 0
MEDICAL PPTYS TRUST INC COM REIT 58463J304   902 200 SH   SOLE 0 200 0 0
HORMEL FOODS CORP COM Stock 440452100   615,508 17,596 SH   SOLE 0 17,596 0 0
HESS CORP COM Stock 42809H107   36,686 237 SH   SOLE 0 237 0 0
MERCK & CO INC COM Stock 58933Y105   330,226 2,521 SH   SOLE 0 2,521 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   1,173,294 2,247 SH   SOLE 0 2,247 0 0
MCKESSON CORP COM Stock 58155Q103   144,218 269 SH   SOLE 0 268 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   94,245 197 SH   SOLE 0 197 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   70,021 264 SH   SOLE 0 264 0 0
UNITED RENTALS INC COM Stock 911363109   34,087 48 SH   SOLE 0 48 0 0
EMERSON ELEC CO COM Stock 291011104   61,766 544 SH   SOLE 0 544 0 0
AVNET INC COM Stock 053807103   99 2 SH   SOLE 0 2 0 0
ALLSTATE CORP COM Stock 020002101   2,192,674 12,706 SH   SOLE 0 12,706 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100   1,870,225 32,834 SH   SOLE 0 32,834 0 0
MARVELL TECHNOLOGY INC COM Stock 573874104   7,320 100 SH   SOLE 0 100 0 0
FEDEX CORP COM Stock 31428X106   897,537 3,204 SH   SOLE 0 3,204 0 0
PEPSICO INC COM Stock 713448108   95,485 552 SH   SOLE 0 552 0 0
BLUE RIDGE BANKSHARES INC VA COM Stock 095825105   286 100 SH   SOLE 0 100 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   5,152 40 SH   SOLE 0 40 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103   51,334 173 SH   SOLE 0 173 0 0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432   12,627 357 SH   SOLE 0 357 0 0
INGERSOLL RAND INC COM Stock 45687V106   20,596 220 SH   SOLE 0 220 0 0
BP P.L.C. ADR 055622104   5,691 150 SH   SOLE 0 150 0 0
HOME DEPOT INC COM Stock 437076102   238,076 647 SH   SOLE 0 646 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   25,486 174 SH   SOLE 0 174 0 0
INFOSYS LTD SPONSORED ADR ADR 456788108   691,316 39,324 SH   SOLE 0 39,324 0 0
SPDR GOLD SHARES ETF 78463V107   7,066 34 SH   SOLE 0 34 0 0
SOUTHERN CO COM Stock 842587107   1,584,379 22,284 SH   SOLE 0 22,283 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   4,081,246 83,632 SH   SOLE 0 83,632 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   25,937 77 SH   SOLE 0 77 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   12,658,306 207,888 SH   SOLE 0 207,888 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   4,721,299 121,495 SH   SOLE 0 121,495 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   62,538 1,009 SH   SOLE 0 1,009 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   42,799 565 SH   SOLE 0 565 0 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   31,323 1,628 SH   SOLE 0 1,628 0 0
VANGUARD TOTAL CORPORATE BOND ETF ETF 92206C573   43,189 570 SH   SOLE 0 570 0 0
VIRGIN GALACTIC HOLDINGS INC COM Stock 92766K106   143 100 SH   SOLE 0 100 0 0
CENTENE CORP DEL COM Stock 15135B101   1,123,410 14,449 SH   SOLE 0 14,449 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   54,367 497 SH   SOLE 0 497 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,185,384 2,821 SH   SOLE 0 2,821 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   3,118 123 SH   SOLE 0 123 0 0
ADOBE INC COM Stock 00724F101   1,255,727 2,501 SH   SOLE 0 2,501 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   3,537 46 SH   SOLE 0 46 0 0
ALPHABET INC. Stock 02079K305   229,037 1,473 SH   SOLE 0 1,473 0 0
ISHARES MSCI PACIFIC EX-JAPAN ETF ETF 464286665   3,848 90 SH   SOLE 0 90 0 0
FISERV INC COM Stock 337738108   52,328 330 SH   SOLE 0 330 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107   47,472 42 SH   SOLE 0 42 0 0
EASTMAN CHEM CO COM Stock 277432100   338,312 3,373 SH   SOLE 0 3,373 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102   3,956 46 SH   SOLE 0 46 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108   30,856 116 SH   SOLE 0 116 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   6,246 175 SH   SOLE 0 175 0 0
CSX CORP COM Stock 126408103   317,669 8,637 SH   SOLE 0 8,637 0 0
COMCAST CORP NEW CL A Stock 20030N101   1,576,875 37,296 SH   SOLE 0 37,296 0 0
MICROSOFT CORP COM Stock 594918104   1,630,773 3,841 SH   SOLE 0 3,841 0 0
VALERO ENERGY CORP COM Stock 91913Y100   2,072 12 SH   SOLE 0 12 0 0
GAMESTOP CORP NEW CL A Stock 36467W109   96 8 SH   SOLE 0 8 0 0
CVS HEALTH CORP COM Stock 126650100   1,525,802 19,178 SH   SOLE 0 19,178 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   94,568 4,928 SH   SOLE 0 4,928 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   276,002 13,807 SH   SOLE 0 13,807 0 0
CBOE GLOBAL MKTS INC COM Stock 12503M108   318,818 1,753 SH   SOLE 0 1,753 0 0
BOEING CO COM Stock 097023105   30,889 163 SH   SOLE 0 163 0 0
VANGUARD MID-CAP ETF ETF 922908629   13,157 53 SH   SOLE 0 53 0 0
NEXTERA ENERGY INC COM Stock 65339F101   134,809 2,127 SH   SOLE 0 2,127 0 0
TESLA INC COM Stock 88160R101   16,821 96 SH   SOLE 0 96 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   121,486 453 SH   SOLE 0 453 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   68,364 1,632 SH   SOLE 0 1,632 0 0
HOST HOTELS & RESORTS INC COM REIT 44107P104   8,077 390 SH   SOLE 0 390 0 0
ALERIAN MLP ETF ETF 00162Q452   8,579 181 SH   SOLE 0 180 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862   66,329 1,383 SH   SOLE 0 1,383 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   62,753 310 SH   SOLE 0 310 0 0
VANGUARD INDUSTRIALS ETF ETF 92204A603   98,038 405 SH   SOLE 0 405 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   197,033 375 SH   SOLE 0 375 0 0
SCHWAB US TIPS ETF ETF 808524870   14,852 287 SH   SOLE 0 287 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108   3,908 200 SH   SOLE 0 200 0 0
AMPHENOL CORP NEW CL A Stock 032095101   84,397 740 SH   SOLE 0 740 0 0
HUNTSMAN CORP COM Stock 447011107   5,295 204 SH   SOLE 0 203 0 0
DOW INC COM Stock 260557103   1,939,883 33,297 SH   SOLE 0 33,297 0 0
CONAGRA BRANDS INC COM Stock 205887102   615,504 20,738 SH   SOLE 0 20,738 0 0
VANGUARD S&P 500 ETF ETF 922908363   59,066 123 SH   SOLE 0 123 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   14,240 108 SH   SOLE 0 108 0 0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF ETF 922042676   8,028 191 SH   SOLE 0 191 0 0
CORTEVA INC COM Stock 22052L104   1,557 27 SH   SOLE 0 27 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   2,529 28 SH   SOLE 0 28 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104   934 68 SH   SOLE 0 68 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   37,041 220 SH   SOLE 0 220 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   9,818 120 SH   SOLE 0 120 0 0
ELI LILLY & CO COM Stock 532457108   76,055 100 SH   SOLE 0 100 0 0
SCHWAB U.S. REIT ETF ETF 808524847   1,918,383 96,015 SH   SOLE 0 96,015 0 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577   144,544 7,942 SH   SOLE 0 7,942 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   133,021 1,643 SH   SOLE 0 1,643 0 0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF ETF 46138J536   4,087 165 SH   SOLE 0 165 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   9,510 158 SH   SOLE 0 158 0 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528   635,342 26,135 SH   SOLE 0 26,135 0 0
PPL CORP COM Stock 69351T106   15,263 555 SH   SOLE 0 555 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510   380,580 16,157 SH   SOLE 0 16,157 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   4,876 67 SH   SOLE 0 67 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486   42,417 1,810 SH   SOLE 0 1,810 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   56,201 585 SH   SOLE 0 585 0 0
AFLAC INC COM Stock 001055102   133,322 1,565 SH   SOLE 0 1,565 0 0
SYSCO CORP COM Stock 871829107   75,333 935 SH   SOLE 0 935 0 0
INVESCO GLOBAL LISTED PRIVATE EQUITY ETF ETF 46137V118   135 2 SH   SOLE 0 2 0 0
VANGUARD S&P SMALL-CAP 600 GROWTH ETF ETF 921932794   22,298 200 SH   SOLE 0 200 0 0
SONY GROUP CORP SPONSORED ADR ADR 835699307   12,926 150 SH   SOLE 0 150 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478   27,804 1,200 SH   SOLE 0 1,200 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   99,438 813 SH   SOLE 0 813 0 0
MARATHON PETE CORP COM Stock 56585A102   49,263 241 SH   SOLE 0 241 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   28,142 148 SH   SOLE 0 148 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   187,091 11,485 SH   SOLE 0 11,485 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   143,425 3,150 SH   SOLE 0 3,150 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   16,648 71 SH   SOLE 0 71 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   8,880,586 110,813 SH   SOLE 0 110,813 0 0
TREACE MED CONCEPTS INC COM Stock 89455T109   3,125 250 SH   SOLE 0 250 0 0
CREDIT ACCEP CORP MICH COM Stock 225310101   6,534 12 SH   SOLE 0 12 0 0
VISA INC COM CL A Stock 92826C839   1,764,852 6,342 SH   SOLE 0 6,342 0 0
TRUMP MEDIA & TECHNOLOGY GROUP COM Stock 25400Q105   13,333 274 SH   SOLE 0 274 0 0
INVESCO S&P 500 GARP ETF ETF 46137V431   10,821 101 SH   SOLE 0 101 0 0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF ETF 46138J429   38,984 2,435 SH   SOLE 0 2,435 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   1,550 6 SH   SOLE 0 6 0 0
VANGUARD VALUE ETF ETF 922908744   68,132 420 SH   SOLE 0 420 0 0
VANGUARD GROWTH ETF ETF 922908736   28,574 83 SH   SOLE 0 83 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   4,682 208 SH   SOLE 0 208 0 0
COSTAR GROUP INC COM Stock 22160N109   1,010,041 10,686 SH   SOLE 0 10,686 0 0
VANECK SEMICONDUCTOR ETF ETF 92189F676   2,752 12 SH   SOLE 0 12 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   7,740 67 SH   SOLE 0 67 0 0
COMPASS DIVERSIFIED SH BEN INT Stock 20451Q104   13,202 556 SH   SOLE 0 555 0 0
VANGUARD MATERIALS ETF ETF 92204A801   77,029 378 SH   SOLE 0 378 0 0
AUTONATION INC COM Stock 05329W102   1,556,652 9,448 SH   SOLE 0 9,448 0 0
ENVIROTECH VEHICLES INC COM NEW Stock 29414V209   9 3 SH   SOLE 0 3 0 0
MONDELEZ INTL INC CL A Stock 609207105   685,113 9,821 SH   SOLE 0 9,821 0 0
WP CAREY INC COM REIT 92936U109   10,709 191 SH   SOLE 0 191 0 0
BROADCOM INC COM Stock 11135F101   8,102 6 SH   SOLE 0 6 0 0
INVESCO BULLETSHARES 2032 CORPORATE BOND ETF ETF 46139W858   157,924 7,853 SH   SOLE 0 7,853 0 0
METLIFE INC COM Stock 59156R108   38,908 528 SH   SOLE 0 528 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   48,324 654 SH   SOLE 0 654 0 0
F&G ANNUITIES & LIFE INC COMMON STOCK Stock 30190A104   971 24 SH   SOLE 0 24 0 0
INVESCO DB OIL FUND ETF 46140H403   7,011 450 SH   SOLE 0 450 0 0
KINDER MORGAN INC DEL COM Stock 49456B101   971,919 52,793 SH   SOLE 0 52,793 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   53,928 159 SH   SOLE 0 159 0 0
KROGER CO COM Stock 501044101   57 1 SH   SOLE 0 1 0 0
NICE LTD SPONSORED ADR ADR 653656108   1,053,322 4,137 SH   SOLE 0 4,137 0 0
NVIDIA CORPORATION COM Stock 67066G104   431,935 478 SH   SOLE 0 478 0 0
ARCHER DANIELS MIDLAND CO COM Stock 039483102   31,175 500 SH   SOLE 0 500 0 0
ABBVIE INC COM Stock 00287Y109   1,035,032 5,726 SH   SOLE 0 5,726 0 0
SPDR S&P BIOTECH ETF ETF 78464A870   33,035 352 SH   SOLE 0 352 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   4,859 94 SH   SOLE 0 94 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   18,342 255 SH   SOLE 0 255 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   838,135 14,332 SH   SOLE 0 14,332 0 0
KENVUE INC COM Stock 49177J102   499,563 23,531 SH   SOLE 0 23,531 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   18,960 134 SH   SOLE 0 134 0 0
BLACKSTONE INC COM Stock 09260D107   114,592 875 SH   SOLE 0 874 0 0
QUALCOMM INC COM Stock 747525103   75,557 440 SH   SOLE 0 440 0 0
VOYA FINANCIAL INC COM Stock 929089100   1,308,922 17,879 SH   SOLE 0 17,879 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   424,205 1,455 SH   SOLE 0 1,455 0 0
ALKERMES PLC SHS Stock G01767105   5,530 203 SH   SOLE 0 203 0 0
MCDONALDS CORP COM Stock 580135101   36,989 132 SH   SOLE 0 132 0 0
MURAL ONCOLOGY PUB LTD CO ORD SHS Stock G63365103   97 20 SH   SOLE 0 20 0 0
DOVER CORP COM Stock 260003108   50,904 290 SH   SOLE 0 290 0 0
CISCO SYS INC COM Stock 17275R102   1,613,540 32,245 SH   SOLE 0 32,245 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   6,892 141 SH   SOLE 0 141 0 0
TAPESTRY INC COM Stock 876030107   51 1 SH   SOLE 0 1 0 0
AT&T INC COM Stock 00206R102   7,438 425 SH   SOLE 0 425 0 0
VANGUARD FINANCIALS ETF ETF 92204A405   80,107 789 SH   SOLE 0 789 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   49,457 520 SH   SOLE 0 520 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100   36,697 396 SH   SOLE 0 396 0 0
ISHARES U.S. CONSUMER STAPLES ETF ETF 464287812   49,146 732 SH   SOLE 0 732 0 0
GENERAL ELECTRIC COMPANY Stock 369604301   2,104 12 SH   SOLE 0 12 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   50,558 277 SH   SOLE 0 277 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   36,872 295 SH   SOLE 0 295 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   52,593 388 SH   SOLE 0 388 0 0
ISHARES U.S. BASIC MATERIALS ETF ETF 464287838   13,019 88 SH   SOLE 0 88 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   20,795 112 SH   SOLE 0 112 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   19,536 231 SH   SOLE 0 231 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   440,374 839 SH   SOLE 0 839 0 0
METTLER TOLEDO INTERNATIONAL COM Stock 592688105   18,777 14 SH   SOLE 0 14 0 0
UNION PAC CORP COM Stock 907818108   1,837,158 7,551 SH   SOLE 0 7,551 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100   708,611 11,041 SH   SOLE 0 11,041 0 0
ECOLAB INC COM Stock 278865100   508,740 2,232 SH   SOLE 0 2,232 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   323 10 SH   SOLE 0 10 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   1,885 4 SH   SOLE 0 4 0 0
REPUBLIC SVCS INC COM Stock 760759100   2,165,581 11,408 SH   SOLE 0 11,408 0 0
TORO CO COM Stock 891092108   48,963 552 SH   SOLE 0 551 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   776,988 1,716 SH   SOLE 0 1,716 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   92,993 467 SH   SOLE 0 467 0 0
INTERNATIONAL PAPER CO COM Stock 460146103   100,502 2,575 SH   SOLE 0 2,575 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   8,676 239 SH   SOLE 0 239 0 0
CHEVRON CORP NEW COM Stock 166764100   90,039 566 SH   SOLE 0 566 0 0
CONOCOPHILLIPS COM Stock 20825C104   108,487 843 SH   SOLE 0 843 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   402 8 SH   SOLE 0 8 0 0
DANAHER CORPORATION COM Stock 235851102   617,493 2,492 SH   SOLE 0 2,492 0 0
BANK AMERICA CORP COM Stock 060505104   38,123 1,016 SH   SOLE 0 1,016 0 0
EXTRA SPACE STORAGE INC COM REIT 30225T102   35,951 245 SH   SOLE 0 245 0 0
VANGUARD CONSUMER DISCRETIONARY ETF ETF 92204A108   65,985 209 SH   SOLE 0 209 0 0
WALMART INC COM Stock 931142103   1,476,720 24,612 SH   SOLE 0 24,612 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   35,308 186 SH   SOLE 0 186 0 0
ORACLE CORP COM Stock 68389X105   1,084,947 8,646 SH   SOLE 0 8,646 0 0
RTX CORPORATION COM Stock 75513E101   19,552 200 SH   SOLE 0 200 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   11,330 94 SH   SOLE 0 94 0 0
MORGAN STANLEY COM NEW Stock 617446448   23,008 246 SH   SOLE 0 246 0 0
3M CO COM Stock 88579Y101   3,761 40 SH   SOLE 0 40 0 0
GILEAD SCIENCES INC COM Stock 375558103   2,041 28 SH   SOLE 0 28 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,635,617 16,841 SH   SOLE 0 16,841 0 0
AMERICAN EXPRESS CO COM Stock 025816109   2,959 13 SH   SOLE 0 13 0 0
AMGEN INC COM Stock 031162100   1,621,819 5,730 SH   SOLE 0 5,730 0 0
APPLIED MATLS INC COM Stock 038222105   41,738 200 SH   SOLE 0 200 0 0
VANGUARD UTILITIES ETF ETF 92204A876   53,168 375 SH   SOLE 0 375 0 0
ISHARES YIELD OPTIMIZED BOND ETF ETF 46434V787   13,662 614 SH   SOLE 0 614 0 0
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258   16,516 188 SH   SOLE 0 188 0 0
MAIN STR CAP CORP COM CEF 56035L104   1,548 33 SH   SOLE 0 33 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   39,427 240 SH   SOLE 0 240 0 0
ISHARES U.S. CONSUMER DISCRETIONARY ETF ETF 464287580   28,372 348 SH   SOLE 0 348 0 0
RAYONIER ADVANCED MATLS INC COM Stock 75508B104   4,680 1,000 SH   SOLE 0 1,000 0 0
NETEASE INC SPONSORED ADS ADR 64110W102   49,355 500 SH   SOLE 0 500 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK Stock 65336K103   980,459 5,763 SH   SOLE 0 5,763 0 0
EQUINOR ASA SPONSORED ADR ADR 29446M102   5,448 200 SH   SOLE 0 200 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   90,039 496 SH   SOLE 0 496 0 0
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   307,977 5,821 SH   SOLE 0 5,820 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   1,290 21 SH   SOLE 0 21 0 0
EATON CORP PLC SHS Stock G29183103   1,545,485 4,953 SH   SOLE 0 4,953 0 0
ISHARES GLOBAL REIT ETF ETF 46434V647   23 1 SH   SOLE 0 1 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   63,623 3,034 SH   SOLE 0 3,034 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   19,802 270 SH   SOLE 0 270 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF ETF 464288620   3,464 69 SH   SOLE 0 69 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   1,145 15 SH   SOLE 0 15 0 0
KOPIN CORP COM Stock 500600101   415 238 SH   SOLE 0 238 0 0
FIRST TRUST WATER ETF ETF 33733B100   11,650 115 SH   SOLE 0 115 0 0
MURPHY USA INC COM Stock 626755102   23,056 54 SH   SOLE 0 54 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   82,570 903 SH   SOLE 0 903 0 0
NUCOR CORP COM Stock 670346105   23,000 115 SH   SOLE 0 115 0 0
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622   9,422 100 SH   SOLE 0 100 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   30,840 582 SH   SOLE 0 582 0 0
BERKLEY W R CORP COM Stock 084423102   55,906 639 SH   SOLE 0 639 0 0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF ETF 46431W853   1,956 72 SH   SOLE 0 72 0 0
ALTRIA GROUP INC COM Stock 02209S103   607,327 14,052 SH   SOLE 0 14,052 0 0
EXXON MOBIL CORPORATION Stock 30231G102   20,473 175 SH   SOLE 0 175 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   375,110 766 SH   SOLE 0 766 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   7,757 34 SH   SOLE 0 34 0 0
LOWES COS INC COM Stock 548661107   553,152 2,219 SH   SOLE 0 2,219 0 0
DEERE & CO COM Stock 244199105   20,611 51 SH   SOLE 0 51 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   10,064 113 SH   SOLE 0 113 0 0
ISHARES U.S. UTILITIES ETF ETF 464287697   39,214 466 SH   SOLE 0 466 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   21,598 331 SH   SOLE 0 331 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   5,463 84 SH   SOLE 0 84 0 0
SCHWAB CHARLES CORP COM Stock 808513105   40,382 558 SH   SOLE 0 558 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   14,415 404 SH   SOLE 0 404 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   28,072 465 SH   SOLE 0 465 0 0
ISHARES MSCI EAFE ETF ETF 464287465   102,819 1,293 SH   SOLE 0 1,293 0 0
APPLE INC. Stock 037833100   2,495,907 14,679 SH   SOLE 0 14,679 0 0
ABBOTT LABS COM Stock 002824100   59,296 529 SH   SOLE 0 529 0 0
GENPACT LIMITED SHS Stock G3922B107   1,258,061 38,579 SH   SOLE 0 38,579 0 0
WALT DISNEY COMPANY Stock 254687106   1,244,589 10,241 SH   SOLE 0 10,241 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   113 1 SH   SOLE 0 1 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   21,413 6 SH   SOLE 0 6 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   6,035 21 SH   SOLE 0 21 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   11,586 65 SH   SOLE 0 65 0 0