The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 535,123 5,045 SH   SOLE   245 4,800 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 306,839 1,685 SH   SOLE   1,685 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 646,344 4,245 SH   SOLE   4,245 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 592,752 13,589 SH   SOLE   1,569 12,020 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 313,861 1,740 SH   SOLE   1,740 0 0
AMEREN CORP COM 023608102 BBG001S5NF24 833,233 11,266 SH   SOLE   1,686 9,580 0
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 588,924 6,840 SH   SOLE   450 6,390 0
APPLE INC COM 037833100 BBG001S5N8V8 1,494,791 8,717 SH   SOLE   8,717 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 610,914 34,711 SH   SOLE   9,056 25,655 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 327,856 8,646 SH   SOLE   441 8,205 0
BANK MONTREAL QUE COM 063671101 BBG001S5Y203 653,675 6,692 SH   SOLE   492 6,200 0
BOEING CO COM 097023105 BBG001S5P0V3 1,217,188 6,307 SH   SOLE   1,467 4,840 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,227,605 22,637 SH   SOLE   749 21,888 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 BBG001S6VV46 229,421 7,522 SH   SOLE   325 7,197 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,843,645 1,391 SH   SOLE   266 1,125 0
CAMPBELL SOUP CO COM 134429109 BBG001S5Q2B0 339,376 7,635 SH   SOLE   0 7,635 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,333,414 9,097 SH   SOLE   497 8,600 0
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 703,418 24,690 SH   SOLE   350 24,340 0
CHEMOURS CO COM 163851108 BBG005H82GC1 244,743 9,320 SH   SOLE   100 9,220 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,208,045 13,998 SH   SOLE   1,118 12,880 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 766,268 15,353 SH   SOLE   2,603 12,750 0
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 277,560 4,389 SH   SOLE   4,389 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 589,041 9,628 SH   SOLE   2,723 6,905 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 927,443 10,213 SH   SOLE   513 9,700 0
CORTEVA INC COM 22052L104 BBG00BN969D0 477,046 8,272 SH   SOLE   276 7,996 0
DEERE & CO COM 244199105 BBG001S5QFF7 1,067,924 2,600 SH   SOLE   200 2,400 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 587,720 18,395 SH   SOLE   18,395 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 586,788 11,929 SH   SOLE   126 11,803 0
DOW INC COM 260557103 BBG00BN96931 485,453 8,380 SH   SOLE   384 7,996 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,016,887 20,855 SH   SOLE   965 19,890 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 637,434 8,314 SH   SOLE   318 7,996 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 321,435 1,028 SH   SOLE   490 538 0
EDISON INTL COM 281020107 BBG001S7MY75 414,478 5,860 SH   SOLE   0 5,860 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,894,333 2,435 SH   SOLE   405 2,030 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 1,528,675 13,478 SH   SOLE   678 12,800 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 691,979 19,126 SH   SOLE   521 18,605 0
ENERGIZER HLDGS INC NEW COM 29272W109 BBG006FCB028 225,069 7,645 SH   SOLE   0 7,645 0
ENTERGY CORP NEW COM 29364G103 BBG001S67KF5 412,152 3,900 SH   SOLE   0 3,900 0
EVERGY INC COM 30034W106 BBG00H433CS1 376,169 7,047 SH   SOLE   162 6,885 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,761,862 23,760 SH   SOLE   2,104 21,656 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 BBG0043NRZR1 312,176 18,024 SH   SOLE   16,744 1,280 0
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 396,048 10,255 SH   SOLE   390 9,865 0
GATX CORP COM 361448103 BBG001S5RM34 616,538 4,600 SH   SOLE   0 4,600 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 508,482 1,800 SH   SOLE   0 1,800 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 1,347,923 1,325 SH   SOLE   25 1,300 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 272,740 711 SH   SOLE   711 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,495,246 7,285 SH   SOLE   685 6,600 0
HUBBELL INC COM 443510607 BBG001S5S1L9 722,602 1,741 SH   SOLE   0 1,741 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 3,175,686 11,835 SH   SOLE   815 11,020 0
INFOSYS LTD SPONSORED ADR 456788108 BBG001S6ZLV4 407,961 22,753 SH   SOLE   0 22,753 0
INTEL CORP COM 458140100 BBG001S5SF65 1,102,572 24,962 SH   SOLE   3,782 21,180 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 863,521 4,522 SH   SOLE   562 3,960 0
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 313,721 8,040 SH   SOLE   0 8,040 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 389,567 28,087 SH   SOLE   28,087 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 2,855,250 135,000 SH   SOLE   135,000 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 1,498,907 56,456 SH   SOLE   56,456 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 291,168 13,885 SH   SOLE   13,885 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 BBG00KJR2H78 203,206 8,940 SH   SOLE   8,940 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 BBG00KXH4WB4 207,927 9,060 SH   SOLE   9,060 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 543,658 10,536 SH   SOLE   10,536 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 450,995 7,425 SH   SOLE   7,425 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,373,543 12,428 SH   SOLE   12,428 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 3,783,716 38,633 SH   SOLE   37,348 1,285 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 230,542 2,571 SH   SOLE   2,571 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 586,172 7,340 SH   SOLE   7,340 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 613,037 14,923 SH   SOLE   14,923 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 984,775 3,419 SH   SOLE   3,419 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 694,621 3,303 SH   SOLE   3,303 0 0
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 534,178 5,854 SH   SOLE   5,854 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 583,170 4,930 SH   SOLE   4,930 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 2,284,611 21,270 SH   SOLE   16,525 4,745 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 729,889 4,614 SH   SOLE   2,604 2,010 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,834,548 9,159 SH   SOLE   3,083 6,076 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 325,186 2,514 SH   SOLE   284 2,230 0
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 413,575 11,208 SH   SOLE   593 10,615 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 659,562 1,450 SH   SOLE   150 1,300 0
MCDONALDS CORP COM 580135101 BBG001S5T110 826,677 2,932 SH   SOLE   1,423 1,509 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 471,482 5,410 SH   SOLE   710 4,700 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 2,736,907 20,742 SH   SOLE   3,223 17,519 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 410,315 845 SH   SOLE   845 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,655,318 13,442 SH   SOLE   6,604 6,838 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 567,840 8,112 SH   SOLE   832 7,280 0
NETFLIX INC COM 64110L106 BBG001SF6L46 210,744 347 SH   SOLE   347 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,383,971 21,655 SH   SOLE   271 21,384 0
NISOURCE INC COM 65473P105 BBG001S5TMF9 524,157 18,950 SH   SOLE   0 18,950 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 489,350 1,920 SH   SOLE   220 1,700 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,504,040 7,600 SH   SOLE   170 7,430 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 378,592 419 SH   SOLE   419 0 0
OGE ENERGY CORP COM 670837103 BBG001S5TVY8 1,050,952 30,640 SH   SOLE   0 30,640 0
PAYCHEX INC COM 704326107 BBG001S5V135 386,083 3,144 SH   SOLE   155 2,989 0
PFIZER INC COM 717081103 BBG001S5V466 480,575 17,318 SH   SOLE   4,092 13,226 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 469,553 5,125 SH   SOLE   605 4,520 0
PPG INDS INC COM 693506107 BBG001S5VC13 289,800 2,000 SH   SOLE   0 2,000 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 660,520 4,071 SH   SOLE   871 3,200 0
ROYAL BK CDA COM 780087102 BBG001S60869 605,280 6,000 SH   SOLE   0 6,000 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 216,419 2,219 SH   SOLE   1,279 940 0
SEMPRA COM 816851109 BBG001SBVZ73 864,833 12,040 SH   SOLE   0 12,040 0
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 329,837 4,920 SH   SOLE   365 4,555 0
SOUTHERN CO COM 842587107 BBG001S5W777 1,019,425 14,210 SH   SOLE   1,130 13,080 0
SOUTHWEST GAS HLDGS INC COM 844895102 BBG00FWP4JX3 351,340 4,615 SH   SOLE   0 4,615 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,037,771 1,984 SH   SOLE   1,080 904 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 4,766,122 8,566 SH   SOLE   7,615 951 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 1,933,417 20,309 SH   SOLE   19,961 348 0
SYSCO CORP COM 871829107 BBG001S5WJS8 326,344 4,020 SH   SOLE   0 4,020 0
TARGET CORP COM 87612E106 BBG001SC0K41 324,472 1,831 SH   SOLE   1,831 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 277,840 765 SH   SOLE   70 695 0
THOR INDS INC COM 885160101 BBG001S5WPH6 350,495 2,987 SH   SOLE   0 2,987 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 617,023 10,219 SH   SOLE   1,519 8,700 0
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 223,236 970 SH   SOLE   372 598 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 324,703 8,330 SH   SOLE   660 7,670 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 332,509 6,625 SH   SOLE   625 6,000 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 373,804 2,515 SH   SOLE   551 1,964 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 430,685 9,635 SH   SOLE   2,485 7,150 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 317,601 4,391 SH   SOLE   4,028 363 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,343,272 43,606 SH   SOLE   42,680 926 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 572,749 1,664 SH   SOLE   1,664 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 433,507 1,735 SH   SOLE   1,735 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,359,725 15,723 SH   SOLE   15,061 662 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 4,313,950 18,872 SH   SOLE   18,376 496 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 248,727 954 SH   SOLE   954 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 9,912,586 38,140 SH   SOLE   37,385 755 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 5,695,326 97,107 SH   SOLE   86,149 10,958 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,039,671 48,831 SH   SOLE   47,513 1,318 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 BBG001T62M56 252,839 3,232 SH   SOLE   3,232 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 254,663 5,076 SH   SOLE   5,076 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,250,916 10,339 SH   SOLE   3,655 6,684 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 529,787 12,626 SH   SOLE   1,203 11,423 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 302,802 1,085 SH   SOLE   1,085 0 0
VULCAN MATLS CO COM 929160109 BBG001S5X8R2 1,310,016 4,800 SH   SOLE   0 4,800 0
WALMART INC COM 931142103 BBG001S5XH92 325,821 5,415 SH   SOLE   5,415 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 624,316 2,929 SH   SOLE   326 2,603 0
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 528,032 6,430 SH   SOLE   0 6,430 0
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 371,908 5,450 SH   SOLE   0 5,450 0