The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALDEYRA THERAPEUTICS INC COM 01438T106   92,126 28,173 SH   SOLE   0 0 28,173
ALPHABET INC CAP STK CL C 02079K107   556,980 3,658 SH   SOLE   0 0 3,658
ALPHABET INC CAP STK CL A 02079K305   453,092 3,002 SH   SOLE   0 0 3,002
AMAZON COM INC COM 023135106   2,052,735 11,380 SH   SOLE   0 0 11,380
APPLE INC COM 037833100   3,506,903 20,451 SH   SOLE   0 0 20,451
ASSURANT INC COM 04621X108   225,888 1,200 SH   SOLE   0 0 1,200
BANK MONTREAL MEDIUM MICROSECTORS FAN 063679534   327,000 1,000 SH   SOLE   0 0 1,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   348,191 828 SH   SOLE   0 0 828
COSTCO WHSL CORP NEW COM 22160K105   219,312 299 SH   SOLE   0 0 299
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   9,597,989 320,040 SH   SOLE   0 0 320,040
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   5,500,645 219,499 SH   SOLE   0 0 219,499
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,263,082 208,076 SH   SOLE   0 0 208,076
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,506,296 27,674 SH   SOLE   0 0 27,674
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   8,994,362 244,745 SH   SOLE   0 0 244,745
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   9,064,544 221,627 SH   SOLE   0 0 221,627
ELECTROCORE INC COM NEW 28531P202   61,700 10,000 SH   SOLE   0 0 10,000
EMPIRE ST RLTY TR INC CL A 292104106   143,724 14,188 SH   SOLE   0 0 14,188
EXXON MOBIL CORP COM 30231G102   391,145 3,365 SH   SOLE   0 0 3,365
GLYCOMIMETICS INC COM 38000Q102   45,000 15,000 SH   SOLE   0 0 15,000
HOME DEPOT INC COM 437076102   305,773 797 SH   SOLE   0 0 797
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   28,489,940 155,947 SH   SOLE   0 0 155,947
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   1,866,250 20,901 SH   SOLE   0 0 20,901
INVESCO QQQ TR UNIT SER 1 46090E103   231,221 521 SH   SOLE   0 0 521
ISHARES INC CORE MSCI EMKT 46434G103   1,518,124 29,421 SH   SOLE   0 0 29,421
ISHARES TR AGGRES ALLOC ETF 464289859   1,035,803 14,100 SH   SOLE   0 0 14,100
ISHARES TR MSCI INTL QUALTY 46434V456   30,706,984 774,256 SH   SOLE   0 0 774,256
ISHARES TR SHRT NAT MUN ETF 464288158   865,489 8,264 SH   SOLE   0 0 8,264
ISHARES TR MSCI USA QLT FCT 46432F339   15,447,907 93,994 SH   SOLE   0 0 93,994
ISHARES TR RUS 1000 VAL ETF 464287598   1,978,940 11,049 SH   SOLE   0 0 11,049
ISHARES TR RUS 2000 GRW ETF 464287648   8,920,502 32,941 SH   SOLE   0 0 32,941
ISHARES TR CORE S&P500 ETF 464287200   438,459 834 SH   SOLE   0 0 834
ISHARES TR 7-10 YR TRSY BD 464287440   30,120,244 318,194 SH   SOLE   0 0 318,194
ISHARES TR RUS 1000 GRW ETF 464287614   9,492,850 28,165 SH   SOLE   0 0 28,165
ISHARES TR 3 7 YR TREAS BD 464288661   235,905 2,037 SH   SOLE   0 0 2,037
ISHARES TR CORE MSCI EAFE 46432F842   308,236 4,153 SH   SOLE   0 0 4,153
ISHARES TR MSCI EAFE ETF 464287465   1,976,295 24,747 SH   SOLE   0 0 24,747
ISHARES TR S&P 500 GRWT ETF 464287309   5,412,097 64,094 SH   SOLE   0 0 64,094
ISHARES TR CORE US AGGBD ET 464287226   4,386,439 44,787 SH   SOLE   0 0 44,787
ISHARES TR S&P 500 VAL ETF 464287408   3,056,398 16,361 SH   SOLE   0 0 16,361
ISHARES TR SP SMCP600VL ETF 464287879   1,361,364 13,248 SH   SOLE   0 0 13,248
ISHARES TR PFD AND INCM SEC 464288687   15,669,375 486,174 SH   SOLE   0 0 486,174
ISHARES TR NATIONAL MUN ETF 464288414   3,726,188 34,630 SH   SOLE   0 0 34,630
ISHARES TR S&P SML 600 GWT 464287887   3,303,305 25,268 SH   SOLE   0 0 25,268
ISHARES TR EAFE SML CP ETF 464288273   878,621 13,874 SH   SOLE   0 0 13,874
ISHARES TR MSCI EMG MKT ETF 464287234   4,604,452 112,085 SH   SOLE   0 0 112,085
ISHARES TR US HOME CONS ETF 464288752   228,798 1,976 SH   SOLE   0 0 1,976
ISHARES TR RUS 2000 VAL ETF 464287630   3,095,046 19,489 SH   SOLE   0 0 19,489
ISHARES TR EAFE VALUE ETF 464288877   1,075,783 19,775 SH   SOLE   0 0 19,775
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   216,418 4,318 SH   SOLE   0 0 4,318
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   634,056 12,568 SH   SOLE   0 0 12,568
JOHNSON & JOHNSON COM 478160104   679,233 4,294 SH   SOLE   0 0 4,294
KIMCO RLTY CORP COM 49446R109   282,239 14,393 SH   SOLE   0 0 14,393
MANHATTAN BRDG CAP INC COM 562803106   184,977 36,557 SH   SOLE   0 0 36,557
MESOBLAST LTD SPONS ADR 590717401   50,100 10,000 SH   SOLE   0 0 10,000
META PLATFORMS INC CL A 30303M102   486,585 1,002 SH   SOLE   0 0 1,002
MICROSOFT CORP COM 594918104   1,274,476 3,029 SH   SOLE   0 0 3,029
NETFLIX INC COM 64110L106   306,702 505 SH   SOLE   0 0 505
NVIDIA CORPORATION COM 67066G104   976,112 1,080 SH   SOLE   0 0 1,080
PIMCO ETF TR ACTIVE BD ETF 72201R775   248,022 2,700 SH   SOLE   0 0 2,700
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   320,312 3,377 SH   SOLE   0 0 3,377
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   249,977 4,028 SH   SOLE   0 0 4,028
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   402,318 5,970 SH   SOLE   0 0 5,970
SIMON PPTY GROUP INC NEW COM 828806109   543,731 3,475 SH   SOLE   0 0 3,475
SPDR GOLD TR GOLD SHS 78463V107   383,051 1,862 SH   SOLE   0 0 1,862
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,127,534 58,788 SH   SOLE   0 0 58,788
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   5,562,878 195,876 SH   SOLE   0 0 195,876
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   3,785,462 116,547 SH   SOLE   0 0 116,547
SPDR SER TR PORTFOLIO AGRGTE 78464A649   74,605,180 2,951,154 SH   SOLE   0 0 2,951,154
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,746,694 20,024 SH   SOLE   0 0 20,024
SPDR SER TR ICE PFD SEC ETF 78464A292   233,211 6,688 SH   SOLE   0 0 6,688
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,061,099 21,180 SH   SOLE   0 0 21,180
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,845,072 45,322 SH   SOLE   0 0 45,322
SPDR SER TR S&P 600 SMCP VAL 78464A300   336,402 4,055 SH   SOLE   0 0 4,055
SPDR SER TR PRTFLO S&P500 GW 78464A409   5,534,566 75,661 SH   SOLE   0 0 75,661
TESLA INC COM 88160R101   216,229 1,230 SH   SOLE   0 0 1,230
TRANE TECHNOLOGIES PLC SHS G8994E103   263,567 878 SH   SOLE   0 0 878
UNITEDHEALTH GROUP INC COM 91324P102   252,792 511 SH   SOLE   0 0 511
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   793,707 4,398 SH   SOLE   0 0 4,398
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   10,587,651 145,775 SH   SOLE   0 0 145,775
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   640,255 8,351 SH   SOLE   0 0 8,351
VANGUARD INDEX FDS VALUE ETF 922908744   3,305,895 20,299 SH   SOLE   0 0 20,299
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,893,406 9,868 SH   SOLE   0 0 9,868
VANGUARD INDEX FDS SML CP GRW ETF 922908595   773,035 2,965 SH   SOLE   0 0 2,965
VANGUARD INDEX FDS TOTAL STK MKT 922908769   398,732 1,534 SH   SOLE   0 0 1,534
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   204,546 426 SH   SOLE   0 0 426
VANGUARD INDEX FDS GROWTH ETF 922908736   25,807,164 74,977 SH   SOLE   0 0 74,977
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,431,764 24,412 SH   SOLE   0 0 24,412
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,281,319 198,260 SH   SOLE   0 0 198,260
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   635,792 5,442 SH   SOLE   0 0 5,442
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   324,390 4,125 SH   SOLE   0 0 4,125
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   1,071,161 7,661 SH   SOLE   0 0 7,661
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   219,388 3,778 SH   SOLE   0 0 3,778
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   716,375 8,422 SH   SOLE   0 0 8,422
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,847,284 15,592 SH   SOLE   0 0 15,592
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,262,657 25,168 SH   SOLE   0 0 25,168
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   861,691 7,122 SH   SOLE   0 0 7,122
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   5,012,668 61,483 SH   SOLE   0 0 61,483
VISA INC COM CL A 92826C839   626,615 2,245 SH   SOLE   0 0 2,245
WALMART INC COM 931142103   242,121 4,024 SH   SOLE   0 0 4,024
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   28,275,231 562,244 SH   SOLE   0 0 562,244
WISDOMTREE TR US LARGECAP DIVD 97717W307   6,486,362 89,851 SH   SOLE   0 0 89,851
WISDOMTREE TR INTL EQUITY FD 97717W703   3,775,570 68,897 SH   SOLE   0 0 68,897