The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101   208 1,498 SH   SOLE   0 0 1,498
ALPHABET INC CAP STK CL A 02079K305   663 4,753 SH   SOLE   0 0 4,753
AMAZON COM INC COM 023135106   375 2,474 SH   SOLE   0 0 2,474
APPLE INC COM 037833100   3,827 19,882 SH   SOLE   0 0 19,882
ARCH CAP GROUP LTD ORD G0450A105   222 3,000 SH   SOLE   0 0 3,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   435 1,221 SH   SOLE   0 0 1,221
CENCORA INC COM 03073E105   205 1,000 SH   SOLE   0 0 1,000
CHEVRON CORP NEW COM 166764100   207 1,390 SH   SOLE   0 0 1,390
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,632 57,018 SH   SOLE   0 0 57,018
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   346 6,679 SH   SOLE   0 0 6,679
ELI LILLY & CO COM 532457108   320 550 SH   SOLE   0 0 550
EXXON MOBIL CORP COM 30231G102   390 3,902 SH   SOLE   0 0 3,902
HOME DEPOT INC COM 437076102   652 1,883 SH   SOLE   0 0 1,883
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   597 3,786 SH   SOLE   0 0 3,786
ISHARES TR CORE S&P MCP ETF 464287507   567 2,049 SH   SOLE   0 0 2,049
ISHARES TR S&P 500 GRWT ETF 464287309   4,787 63,747 SH   SOLE   0 0 63,747
ISHARES TR CORE S&P US VLU 464287663   654 7,764 SH   SOLE   0 0 7,764
ISHARES TR CORE TOTAL USD 46434V613   9,800 212,732 SH   SOLE   0 0 212,732
ISHARES TR CORE MSCI INTL 46435G326   8,712 136,855 SH   SOLE   0 0 136,855
JOHNSON & JOHNSON COM 478160104   250 1,598 SH   SOLE   0 0 1,598
KRANESHARES TR KFA MOUNT LUCAS 500767652   970 33,677 SH   SOLE   0 0 33,677
L3HARRIS TECHNOLOGIES INC COM 502431109   217 1,031 SH   SOLE   0 0 1,031
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   1,246 48,387 SH   SOLE   0 0 48,387
LOCKHEED MARTIN CORP COM 539830109   249 550 SH   SOLE   0 0 550
META PLATFORMS INC CL A 30303M102   572 1,618 SH   SOLE   0 0 1,618
MICROSOFT CORP COM 594918104   1,324 3,523 SH   SOLE   0 0 3,523
NORTHROP GRUMMAN CORP COM 666807102   243 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,125 66,608 SH   SOLE   0 0 66,608
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   691 12,421 SH   SOLE   0 0 12,421
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,904 175,619 SH   SOLE   0 0 175,619
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,221 14,721 SH   SOLE   0 0 14,721
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   232 3,059 SH   SOLE   0 0 3,059
SPDR S&P 500 ETF TR TR UNIT 78462F103   366 771 SH   SOLE   0 0 771
SPDR SER TR S&P 500 ESG ETF 78468R531   463 10,041 SH   SOLE   0 0 10,041
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   3,632 13,416 SH   SOLE   0 0 13,416
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   398 4,239 SH   SOLE   0 0 4,239
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,901 66,167 SH   SOLE   0 0 66,167
VANGUARD INDEX FDS VALUE ETF 922908744   11,388 76,180 SH   SOLE   0 0 76,180
VANGUARD INDEX FDS MID CAP ETF 922908629   1,126 4,842 SH   SOLE   0 0 4,842
VANGUARD INDEX FDS SMALL CP ETF 922908751   249 1,170 SH   SOLE   0 0 1,170
VANGUARD INDEX FDS GROWTH ETF 922908736   23,803 76,567 SH   SOLE   0 0 76,567
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,844 24,639 SH   SOLE   0 0 24,639
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   12,212 205,874 SH   SOLE   0 0 205,874
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   202 3,472 SH   SOLE   0 0 3,472
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,916 35,086 SH   SOLE   0 0 35,086
WORLD GOLD TR SPDR GLD MINIS 98149E303   7,386 180,552 SH   SOLE   0 0 180,552