The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,277,960 3,039 SH   SOLE 0 0 0 3,039
BOEING CO COM 097023105   321,328 1,665 SH   SOLE 0 0 0 1,665
CATERPILLAR INC COM 149123101   653,678 1,784 SH   SOLE 0 0 0 1,784
DEERE & CO COM 244199105   1,273,294 3,100 SH   SOLE 0 0 0 3,100
EXXON MOBIL CORP COM 30231G102   673,960 5,798 SH   SOLE 0 0 0 5,798
ISHARES TR CORE US AGGBD ET 464287226   385,688 3,938 SH   SOLE 0 0 0 3,938
ISHARES TR MORNINGSTR US EQ 464287127   4,833,719 66,700 SH   SOLE 0 0 0 66,700
ISHARES TR MRGSTR MD CP ETF 464288208   4,690,325 64,401 SH   SOLE 0 0 0 64,401
ISHARES TR S&P MC 400GR ETF 464287606   218,818 2,398 SH   SOLE 0 0 0 2,398
ISHARES TR ESG AWR US AGRGT 46435U549   476,012 10,115 SH   SOLE 0 0 0 10,115
JOHNSON & JOHNSON COM 478160104   429,644 2,716 SH   SOLE 0 0 0 2,716
KIMBERLY-CLARK CORP COM 494368103   317,942 2,458 SH   SOLE 0 0 0 2,458
MICROSOFT CORP COM 594918104   472,897 1,124 SH   SOLE 0 0 0 1,124
NVIDIA CORPORATION COM 67066G104   271,068 300 SH   SOLE 0 0 0 300
PACER FDS TR US CASH COWS 100 69374H881   547,563 9,423 SH   SOLE 0 0 0 9,423
PEPSICO INC COM 713448108   327,444 1,871 SH   SOLE 0 0 0 1,871
PFIZER INC COM 717081103   541,375 19,509 SH   SOLE 0 0 0 19,509
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,090,525 20,793 SH   SOLE 0 0 0 20,793
ROYCE VALUE TR INC COM 780910105   215,990 14,238 SH   SOLE 0 0 0 14,238
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,522,019 57,691 SH   SOLE 0 0 0 57,691
SCHWAB STRATEGIC TR US TIPS ETF 808524870   949,324 18,200 SH   SOLE 0 0 0 18,200
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,467,491 80,212 SH   SOLE 0 0 0 80,212
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,274,237 15,648 SH   SOLE 0 0 0 15,648
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   218,317 6,211 SH   SOLE 0 0 0 6,211
SPDR SER TR S&P DIVID ETF 78464A763   746,231 5,686 SH   SOLE 0 0 0 5,686
SPDR SER TR PORTFLI TIPS ETF 78464A656   316,330 12,347 SH   SOLE 0 0 0 12,347
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   307,279 2,983 SH   SOLE 0 0 0 2,983
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   23,064,972 317,568 SH   SOLE 0 0 0 317,568
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   285,315 1,830 SH   SOLE 0 0 0 1,830
VANGUARD INDEX FDS VALUE ETF 922908744   5,640,850 34,636 SH   SOLE 0 0 0 34,636
VANGUARD INDEX FDS MID CAP ETF 922908629   4,714,982 18,870 SH   SOLE 0 0 0 18,870
VANGUARD INDEX FDS SM CP VAL ETF 922908611   310,856 1,620 SH   SOLE 0 0 0 1,620
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,249,826 36,090 SH   SOLE 0 0 0 36,090
VANGUARD INDEX FDS GROWTH ETF 922908736   34,889,369 101,364 SH   SOLE 0 0 0 101,364
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,207,409 4,646 SH   SOLE 0 0 0 4,646
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   16,653,768 34,645 SH   SOLE 0 0 0 34,645
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,393,404 109,009 SH   SOLE 0 0 0 109,009
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,070,153 9,685 SH   SOLE 0 0 0 9,685
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,320,037 85,376 SH   SOLE 0 0 0 85,376
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   322,523 4,006 SH   SOLE 0 0 0 4,006
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   777,430 8,970 SH   SOLE 0 0 0 8,970
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   745,743 9,483 SH   SOLE 0 0 0 9,483
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,333,389 30,182 SH   SOLE 0 0 0 30,182
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   910,977 15,688 SH   SOLE 0 0 0 15,688
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,180,342 33,844 SH   SOLE 0 0 0 33,844
VANGUARD STAR FDS VG TL INTL STK F 921909768   298,425 4,949 SH   SOLE 0 0 0 4,949
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   30,389,125 251,171 SH   SOLE 0 0 0 251,171
VANGUARD WORLD FD ESG US STK ETF 921910733   681,033 7,308 SH   SOLE 0 0 0 7,308
VANGUARD WORLD FD ESG INTL STK ETF 921910725   216,202 3,762 SH   SOLE 0 0 0 3,762