The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   232,207 2,043 SH   SOLE 0 0 0 2,043
ABBVIE INC COM 00287Y109   219,190 1,204 SH   SOLE 0 8 0 1,196
APPLE INC COM 037833100   685,985 4,000 SH   SOLE 0 0 0 4,000
DISNEY WALT CO COM 254687106   285,588 2,334 SH   SOLE 0 4 0 2,330
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   584,841 37,180 SH   SOLE 0 0 0 37,180
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   223,423 3,202 SH   SOLE 0 0 0 3,202
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   217,101 8,392 SH   SOLE 0 0 0 8,392
INTERNATIONAL BUSINESS MACHS COM 459200101   2,465,831 12,913 SH   SOLE 0 0 0 12,913
ISHARES INC ESG AWR MSCI EM 46434G863   761,866 23,638 SH   SOLE 0 0 0 23,638
ISHARES TR CORE S&P SCP ETF 464287804   16,195,622 146,540 SH   SOLE 0 0 0 146,540
ISHARES TR ESG AW MSCI EAFE 46435G516   2,374,422 29,714 SH   SOLE 0 0 0 29,714
ISHARES TR MSCI KLD400 SOC 464288570   329,447 3,268 SH   SOLE 0 0 0 3,268
ISHARES TR CORE S&P US VLU 464287663   3,089,457 34,160 SH   SOLE 0 238 0 33,922
ISHARES TR NATIONAL MUN ETF 464288414   393,493 3,657 SH   SOLE 0 0 0 3,657
ISHARES TR ESG AWARE MSCI 46435U663   1,159,051 28,782 SH   SOLE 0 0 0 28,782
ISHARES TR CORE MSCI INTL 46435G326   2,739,696 40,812 SH   SOLE 0 0 0 40,812
ISHARES TR CORE S&P US GWT 464287671   28,709,918 244,944 SH   SOLE 0 394 0 244,550
ISHARES TR ESG AWR MSCI USA 46435G425   479,728 4,173 SH   SOLE 0 0 0 4,173
ISHARES TR CORE MSCI EAFE 46432F842   525,195 7,076 SH   SOLE 0 0 0 7,076
ISHARES TR S&P 500 VAL ETF 464287408   4,809,715 25,747 SH   SOLE 0 0 0 25,747
ISHARES TR RUS MID CAP ETF 464287499   1,841,655 21,901 SH   SOLE 0 0 0 21,901
ISHARES TR S&P 500 GRWT ETF 464287309   3,509,335 41,560 SH   SOLE 0 0 0 41,560
ISHARES TR CORE S&P MCP ETF 464287507   859,508 14,151 SH   SOLE 0 0 0 14,151
ISHARES TR MSCI USA ESG SLC 464288802   1,899,546 17,400 SH   SOLE 0 0 0 17,400
ISHARES TR ESG SCRD S&P MID 46436E551   471,023 11,466 SH   SOLE 0 0 0 11,466
ISHARES TR CORE S&P500 ETF 464287200   18,685,809 35,543 SH   SOLE 0 0 0 35,543
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   10,929,249 201,498 SH   SOLE 0 0 0 201,498
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   10,884,900 188,125 SH   SOLE 0 0 0 188,125
JPMORGAN CHASE & CO COM 46625H100   209,991 1,048 SH   SOLE 0 16 0 1,032
MERCK & CO INC COM 58933Y105   220,044 1,668 SH   SOLE 0 4 0 1,664
MICROSOFT CORP COM 594918104   589,517 1,401 SH   SOLE 0 23 0 1,378
MORGAN STANLEY ETF TRUST CALVERT US MDCP 61774R403   1,513,721 26,155 SH   SOLE 0 0 0 26,155
NVIDIA CORPORATION COM 67066G104   218,734 242 SH   SOLE 0 8 0 234
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   886,403 9,560 SH   SOLE 0 0 0 9,560
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,019,652 61,644 SH   SOLE 0 0 0 61,644
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,847,910 73,431 SH   SOLE 0 0 0 73,431
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   740,447 20,460 SH   SOLE 0 0 0 20,460
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   14,192,440 196,218 SH   SOLE 0 0 0 196,218
VANGUARD INDEX FDS LARGE CAP ETF 922908637   221,050 922 SH   SOLE 0 0 0 922
VANGUARD INDEX FDS GROWTH ETF 922908736   819,598 2,381 SH   SOLE 0 0 0 2,381
VANGUARD INDEX FDS VALUE ETF 922908744   444,035 2,726 SH   SOLE 0 0 0 2,726
VANGUARD INDEX FDS MID CAP ETF 922908629   3,990,887 15,972 SH   SOLE 0 0 0 15,972
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   215,608 449 SH   SOLE 0 0 0 449
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,298,813 78,976 SH   SOLE 0 0 0 78,976
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   20,024,819 395,747 SH   SOLE 0 0 0 395,747
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,523,064 169,884 SH   SOLE 0 0 0 169,884
VANGUARD WORLD FD MEGA GRWTH IND 921910816   3,123,271 10,897 SH   SOLE 0 0 0 10,897
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   2,036,655 17,042 SH   SOLE 0 0 0 17,042
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,679,328 14,338 SH   SOLE 0 0 0 14,338
VENTAS INC COM 92276F100   228,193 5,241 SH   SOLE 0 0 0 5,241