0001776290-20-000004.txt : 20201013 0001776290-20-000004.hdr.sgml : 20201013 20201013124937 ACCESSION NUMBER: 0001776290-20-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200930 FILED AS OF DATE: 20201013 DATE AS OF CHANGE: 20201013 EFFECTIVENESS DATE: 20201013 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 201235663 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 09-30-2020 09-30-2020 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 10-13-2020 0 97 277468 false INFORMATION TABLE 2 13FXML2020Q3.xml 13FXML2020Q3 3M COMPANY COM 88579Y101 229 1429 SH SOLE 0 0 1429 ALIGN TECHNOLOGY COM 016255101 210 641 SH SOLE 0 0 641 ALPHABET INC CAP STK CL C 02079K107 454 309 SH SOLE 0 0 309 ALPHABET INC CAP STK CL A 02079K305 468 319 SH SOLE 0 0 319 ALTRIA GROUP COM 02209S103 568 14698 SH SOLE 0 0 14698 AMAZON COM COM 023135106 4763 1506 SH SOLE 0 0 1506 AMGEN INC COM 031162100 261 1027 SH SOLE 0 0 1027 ANNALY CAPITAL COM 035710409 157 22081 SH SOLE 0 0 22081 APPLE INC COM 037833100 6654 57421 SH SOLE 0 0 57421 AT&T INC COM 00206R102 398 13964 SH SOLE 0 0 13964 BERKSHIRE HATHAWAY CL A 084670108 640 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY CL B NEW 084670702 4966 23289 SH SOLE 0 0 23289 CATERPILLAR INC COM 149123101 324 2170 SH SOLE 0 0 2170 DANAHER CORP COM 235851102 366 1701 SH SOLE 0 0 1701 EATON CORP SHS G29183103 447 4382 SH SOLE 0 0 4382 ELI LILLY COM 532457108 272 1836 SH SOLE 0 0 1836 EXXON MOBIL COM 30231G102 228 6641 SH SOLE 0 0 6641 FORD MOTOR COM 345370860 136 20452 SH SOLE 0 0 20452 GENERAL MILLS COM 370334104 352 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 221 8568 SH SOLE 0 0 8568 HOME DEPOT COM 437076102 417 1503 SH SOLE 0 0 1503 INTEL CORP COM 458140100 323 6243 SH SOLE 0 0 6243 INTL BUSINESS COM 459200101 341 2805 SH SOLE 0 0 2805 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 3027 34994 SH SOLE 0 0 34994 ISHARES CORE CORE S&P MCP ETF 464287507 434 2341 SH SOLE 0 0 2341 ISHARES CORE CORE S&P SCP ETF 464287804 542 7715 SH SOLE 0 0 7715 ISHARES CORE CORE S&P TTL STK 464287150 15304 201441 SH SOLE 0 0 201441 ISHARES CORE CORE S&P500 ETF 464287200 1977 5884 SH SOLE 0 0 5884 ISHARES GOLD ISHARES 464285105 26760 1484115 SH SOLE 0 0 1484115 ISHARES MSCI MSCI EAFE ETF 464287465 653 10257 SH SOLE 0 0 10257 ISHARES MSCI EAFE VALUE ETF 464288877 4535 112052 SH SOLE 0 0 112052 ISHARES NATIONAL NATIONAL MUN 464288414 1484 12804 SH SOLE 0 0 12804 ISHARES RUSS RUS MDCP VAL ETF 464287473 471 5826 SH SOLE 0 0 5826 ISHARES RUSSELL RUS 1000 ETF 464287622 1182 6314 SH SOLE 0 0 6314 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 17793 178629 SH SOLE 0 0 178629 ISHARES RUSSELL RUS MID CAP ETF 464287499 280 4873 SH SOLE 0 0 4873 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2094 10701 SH SOLE 0 0 10701 ISHARES S&P SP SMCP600VL ETF 464287879 925 7553 SH SOLE 0 0 7553 ISHARES S&P S&P 500 VAL ETF 464287408 510 4449 SH SOLE 0 0 4449 ISHARES S&P S&P 500 GRWT ETF 464287309 228 986 SH SOLE 0 0 986 ISHARES SELECT SELECT DIVID ETF 464287168 1612 19775 SH SOLE 0 0 19775 ISHARES TIPS TIPS BD ETF 464287176 11471 90688 SH SOLE 0 0 90688 JOHNSON & JOHNSON COM 478160104 549 3688 SH SOLE 0 0 3688 KELLOGG CO COM 487836108 729 11294 SH SOLE 0 0 11294 KIMBERLY CLARK COM 494368103 608 4118 SH SOLE 0 0 4118 LCI INDS COM 50189K103 1416 13322 SH SOLE 0 0 13322 LEVEL ONE COM 52730D208 289 18500 SH SOLE 0 0 18500 LINDE PLC COM G5494J103 501 2103 SH SOLE 0 0 2103 MCDONALDS CORP COM 580135101 281 1279 SH SOLE 0 0 1279 MERCK & COMPANY COM 58933Y105 330 3982 SH SOLE 0 0 3982 MICROSOFT CORP COM 594918104 2028 9603 SH SOLE 0 0 9603 MONDELEZ INTERNATIONAL CL A 609207105 537 9353 SH SOLE 0 0 9353 NETFLIX INC COM 64110L106 625 1249 SH SOLE 0 0 1249 PARKER-HANNIFIN CORP COM 701094104 220 1089 SH SOLE 0 0 1089 PEPSICO INC COM 713448108 749 5406 SH SOLE 0 0 5406 PFIZER INC COM 717081103 771 21006 SH SOLE 0 0 21006 PHILIP MORRIS COM 718172109 879 11719 SH SOLE 0 0 11719 PROCTER & GAMBLE COM 742718109 1936 13928 SH SOLE 0 0 13928 QUEST DIAGNOSTICS COM 74834L100 461 4027 SH SOLE 0 0 4027 R1 RCM COM 749397105 204 11900 SH SOLE 0 0 11900 SCHWAB AGGREGATE US AGGREGATE B 808524839 767 13679 SH SOLE 0 0 13679 SCHWAB INTL INTL EQTY ETF 808524805 294 9373 SH SOLE 0 0 9373 SCHWAB US US BRD MKT ETF 808524102 3028 37348 SH SOLE 0 0 37348 SCHWAB US US TIPS ETF 808524870 572 9287 SH SOLE 0 0 9287 SHYFT GROUP COM 825698103 1234 65376 SH SOLE 0 0 65376 SMILEDIRECTCLUB INC CL A COM 83192H106 311 26600 SH SOLE 0 0 26600 SPDR DOW UT SER 1 78467X109 312 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 336 1899 SH SOLE 0 0 1899 SPDR S&P TR UNIT 78462F103 3950 11734 SH SOLE 0 0 11734 STARBUCKS CORP COM 855244109 276 3207 SH SOLE 0 0 3207 STEELCASE INC CL A 858155203 304 30031 SH SOLE 0 0 30031 STRYKER CORP COM 863667101 11956 57377 SH SOLE 0 0 57377 TESLA INC COM 88160R101 400 933 SH SOLE 0 0 933 VANGUARD DIVIDEND DIV APP ETF 921908844 1319 10170 SH SOLE 0 0 10170 VANGUARD FSTE FTSE EMR MKT ETF 922042858 5180 119575 SH SOLE 0 0 119575 VANGUARD FTSE FTSE DEV MKT ETF 921943858 979 23732 SH SOLE 0 0 23732 VANGUARD FTSE FTSE SMCAP ETF 922042718 689 6467 SH SOLE 0 0 6467 VANGUARD GROWTH GROWTH ETF 922908736 514 2257 SH SOLE 0 0 2257 VANGUARD INFORMATION INF TECH ETF 92204A702 545 1751 SH SOLE 0 0 1751 VANGUARD MID MID CAP ETF 922908629 795 4512 SH SOLE 0 0 4512 VANGUARD MID MCAP VL IDXVIP 922908512 261 2579 SH SOLE 0 0 2579 VANGUARD REAL REAL ESTATE ETF 922908553 1898 23906 SH SOLE 0 0 23906 VANGUARD S&P S&P 500 ETF SHS 922908363 8999 29109 SH SOLE 0 0 29109 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 258 2640 SH SOLE 0 0 2640 VANGUARD SHORT SHORT TRM BOND 921937827 942 11358 SH SOLE 0 0 11358 VANGUARD SHORT SHORT TERM TREAS 92206C102 274 4416 SH SOLE 0 0 4416 VANGUARD SMALL SM CP VAL ETF 922908611 29429 264418 SH SOLE 0 0 264418 VANGUARD TOTAL TOTAL BND MRKT 921937835 2730 30996 SH SOLE 0 0 30996 VANGUARD TOTAL INTL BD IDX ETF 92203J407 241 4135 SH SOLE 0 0 4135 VANGUARD TOTAL TT WRLD ST ETF 922042742 9329 115349 SH SOLE 0 0 115349 VANGUARD TOTAL TOTAL STK MKT 922908769 55068 322540 SH SOLE 0 0 322540 VANGUARD TOTAL VG TL INTL STK F 921909768 2242 42626 SH SOLE 0 0 42626 VANGUARD VALUE VALUE ETF 922908744 2476 23687 SH SOLE 0 0 23687 VISA INC COM CL A 92826C839 532 2661 SH SOLE 0 0 2661 WALMART INC COM 931142103 258 1841 SH SOLE 0 0 1841 WALT DISNEY COM DISNEY 254687106 202 1630 SH SOLE 0 0 1630 ZOETIS INC CL A 98978V103 978 5914 SH SOLE 0 0 5914