0001776290-20-000001.txt : 20200121 0001776290-20-000001.hdr.sgml : 20200121 20200121092604 ACCESSION NUMBER: 0001776290-20-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200121 DATE AS OF CHANGE: 20200121 EFFECTIVENESS DATE: 20200121 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 20535295 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 12-31-2019 12-31-2019 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 01-21-2020 0 102 262405 false INFORMATION TABLE 2 13FXML2019Q4.xml 3M COMPANY COM 88579Y101 376 2130 SH SOLE 0 0 2130 ALIGN TECHNOLOGY COM 016255101 610 2187 SH SOLE 0 0 2187 ALPHABET INC CAP STK CL C 02079K107 677 490 SH SOLE 0 0 490 ALPHABET INC CAP STK CL A 02079K305 439 328 SH SOLE 0 0 328 ALTRIA GROUP COM 02209S103 836 16756 SH SOLE 0 0 16756 AMAZON COM COM 023135106 2760 1490 SH SOLE 0 0 1490 ANNALY CAPITAL N/A 035710409 153 16286 SH SOLE 0 0 16286 APPLE INC COM 037833100 4853 16434 SH SOLE 0 0 16434 AT&T INC COM 00206R102 617 15799 SH SOLE 0 0 15799 BERKSHIRE HATHAWAY CL A 084670108 1019 3 SH SOLE 0 0 3 BERKSHIRE HATHAWAY CL B NEW 084670702 4970 21927 SH SOLE 0 0 21927 BOEING CO N/A 097023105 210 644 SH SOLE 0 0 644 BRISTOL MYERS N/A 110122108 211 3285 SH SOLE 0 0 3285 CATERPILLAR INC COM 149123101 350 2370 SH SOLE 0 0 2370 CHEVRON CORP COM 166764100 467 3874 SH SOLE 0 0 3874 COCA COLA COMPANY COM 191216100 327 5917 SH SOLE 0 0 5917 DANAHER CORP COM 235851102 289 1880 SH SOLE 0 0 1880 DOLLAR GENL N/A 256677105 224 1417 SH SOLE 0 0 1417 EATON CORP SHS G29183103 533 5628 SH SOLE 0 0 5628 EXXON MOBIL COM 30231G102 606 8681 SH SOLE 0 0 8681 FARMERS & MERCHANTS COM 30779N105 211 7000 SH SOLE 0 0 7000 FORD MOTOR COM 345370860 209 22433 SH SOLE 0 0 22433 GENERAL MILLS COM 370334104 305 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 248 8568 SH SOLE 0 0 8568 HOME DEPOT COM 437076102 620 2837 SH SOLE 0 0 2837 INTEL CORP N/A 458140100 460 7681 SH SOLE 0 0 7681 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2881 34040 SH SOLE 0 0 34040 ISHARES CORE CORE S&P TTL STK 464287150 8260 113042 SH SOLE 0 0 113042 ISHARES CORE CORE S&P500 ETF 464287200 2055 6358 SH SOLE 0 0 6358 ISHARES CORE CORE S&P MCP ETF 464287507 492 2391 SH SOLE 0 0 2391 ISHARES CORE CORE S&P SCP ETF 464287804 686 8178 SH SOLE 0 0 8178 ISHARES GOLD ISHARES 464285105 17966 1236538 SH SOLE 0 0 1236538 ISHARES MSCI MSCI EAFE ETF 464287465 975 14039 SH SOLE 0 0 14039 ISHARES MSCI EAFE VALUE ETF 464288877 6160 123359 SH SOLE 0 0 123359 ISHARES NATIONAL NATIONAL MUN 464288414 1458 12800 SH SOLE 0 0 12800 ISHARES RUSS RUS MDCP VAL ETF 464287473 607 6404 SH SOLE 0 0 6404 ISHARES RUSSELL RUS MID CAP ETF 464287499 410 6873 SH SOLE 0 0 6873 ISHARES RUSSELL RUS 1000 ETF 464287622 1033 5787 SH SOLE 0 0 5787 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 23202 180432 SH SOLE 0 0 180432 ISHARES RUSSELL N/A 464287655 307 1856 SH SOLE 0 0 1856 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2185 11592 SH SOLE 0 0 11592 ISHARES S&P S&P 500 GRWT ETF 464287309 238 1230 SH SOLE 0 0 1230 ISHARES S&P S&P 500 VAL ETF 464287408 499 3811 SH SOLE 0 0 3811 ISHARES S&P SP SMCP600VL ETF 464287879 1213 7546 SH SOLE 0 0 7546 ISHARES SELECT SELECT DIVID ETF 464287168 2424 22945 SH SOLE 0 0 22945 ISHARES TIPS TIPS BD ETF 464287176 12070 103527 SH SOLE 0 0 103527 JOHNSON & JOHNSON COM 478160104 842 5750 SH SOLE 0 0 5750 JPMORGAN CHASE COM 46625H100 270 1938 SH SOLE 0 0 1938 KELLOGG CO COM 487836108 855 12360 SH SOLE 0 0 12360 KIMBERLY CLARK COM 494368103 624 4539 SH SOLE 0 0 4539 LCI INDS COM 50189K103 1243 11606 SH SOLE 0 0 11606 LINDE PLC COM G5494J103 448 2103 SH SOLE 0 0 2103 MCDONALDS CORP COM 580135101 367 1856 SH SOLE 0 0 1856 MERCK & COMPANY COM 58933Y105 351 3863 SH SOLE 0 0 3863 MICROSOFT CORP COM 594918104 1921 12075 SH SOLE 0 0 12075 MONDELEZ INTERNATIONAL CL A 609207105 523 9503 SH SOLE 0 0 9503 NETFLIX INC COM 64110L106 404 1249 SH SOLE 0 0 1249 NORFOLK SOUTHERN COM 655844108 230 1187 SH SOLE 0 0 1187 PARKER-HANNIFIN CORP N/A 701094104 224 1089 SH SOLE 0 0 1089 PEPSICO INC COM 713448108 681 4981 SH SOLE 0 0 4981 PFIZER INC COM 717081103 1004 25631 SH SOLE 0 0 25631 PHILIP MORRIS COM 718172109 1050 12342 SH SOLE 0 0 12342 PROCTER & GAMBLE COM 742718109 1660 13290 SH SOLE 0 0 13290 SCHWAB AGGREGATE US AGGREGATE B 808524839 837 15671 SH SOLE 0 0 15671 SCHWAB INTL INTL EQTY ETF 808524805 450 13393 SH SOLE 0 0 13393 SCHWAB US US BRD MKT ETF 808524102 3288 42280 SH SOLE 0 0 42280 SCHWAB US US TIPS ETF 808524870 744 13104 SH SOLE 0 0 13104 SPDR DOW UT SER 1 78467X109 320 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 424 2968 SH SOLE 0 0 2968 SPDR S&P TR UNIT 78462F103 3840 11874 SH SOLE 0 0 11874 STARBUCKS CORP COM 855244109 294 3340 SH SOLE 0 0 3340 STEELCASE INC CL A 858155203 768 37531 SH SOLE 0 0 37531 STRYKER CORP COM 863667101 12890 61398 SH SOLE 0 0 61398 UNITED TECHNOLOGIES COM 913017109 263 1759 SH SOLE 0 0 1759 VANGUARD DIVIDEND DIV APP ETF 921908844 1007 8074 SH SOLE 0 0 8074 VANGUARD FSTE FTSE EMR MKT ETF 922042858 4377 98430 SH SOLE 0 0 98430 VANGUARD FTSE FTSE DEV MKT ETF 921943858 776 17611 SH SOLE 0 0 17611 VANGUARD FTSE N/A 922042718 570 5112 SH SOLE 0 0 5112 VANGUARD GROWTH GROWTH ETF 922908736 347 1903 SH SOLE 0 0 1903 VANGUARD MID N/A 922908512 297 2491 SH SOLE 0 0 2491 VANGUARD MID MID CAP ETF 922908629 897 5036 SH SOLE 0 0 5036 VANGUARD REAL REAL ESTATE ETF 922908553 1328 14313 SH SOLE 0 0 14313 VANGUARD S&P S&P 500 ETF SHS 922908363 5824 19690 SH SOLE 0 0 19690 VANGUARD SHORT SHORT TRM BOND 921937827 530 6578 SH SOLE 0 0 6578 VANGUARD SMALL SM CP VAL ETF 922908611 32494 236812 SH SOLE 0 0 236812 VANGUARD TOTAL VG TL INTL STK F 921909768 1878 33653 SH SOLE 0 0 33653 VANGUARD TOTAL TOTAL BND MRKT 921937835 1744 20757 SH SOLE 0 0 20757 VANGUARD TOTAL INTL BD IDX ETF 92203J407 247 4362 SH SOLE 0 0 4362 VANGUARD TOTAL TT WRLD ST ETF 922042742 7773 95790 SH SOLE 0 0 95790 VANGUARD TOTAL TOTAL STK MKT 922908769 51515 314409 SH SOLE 0 0 314409 VANGUARD VALUE VALUE ETF 922908744 3010 25088 SH SOLE 0 0 25088 VERIZON COMMUNICATIONS COM 92343V104 214 3481 SH SOLE 0 0 3481 VISA INC COM CL A 92826C839 952 4989 SH SOLE 0 0 4989 WALMART INC COM 931142103 236 1984 SH SOLE 0 0 1984 WALT DISNEY COM DISNEY 254687106 466 3213 SH SOLE 0 0 3213 ZOETIS INC CL A 98978V103 205 1548 SH SOLE 0 0 1548 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 227 6438 SH SOLE 0 0 6438 SKYWORKS SOLUTIONS INC COM 83088M102 215 1750 SH SOLE 0 0 1750 S&P GLOBAL INC COM 78409V104 209 700 SH SOLE 0 0 700 FS KKR CAPITAL CORP COM 302635107 77 12300 SH SOLE 0 0 12300 AIR LEASE CORP CL A 00912X302 248 5000 SH SOLE 0 0 5000 ISHARES US ETF TR SHT MAT MUN ETF 46431W838 226 4500 SH SOLE 0 0 4500