0001768302-20-000001.txt : 20200211 0001768302-20-000001.hdr.sgml : 20200211 20200211123836 ACCESSION NUMBER: 0001768302-20-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200211 DATE AS OF CHANGE: 20200211 EFFECTIVENESS DATE: 20200211 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ERn Financial, LLC CENTRAL INDEX KEY: 0001768302 IRS NUMBER: 825499775 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19425 FILM NUMBER: 20595489 BUSINESS ADDRESS: STREET 1: 8215 GREENWAY BOULEVARD STREET 2: SUITE 540 CITY: MIDDLETON STATE: WI ZIP: 53562 BUSINESS PHONE: 6086651714 MAIL ADDRESS: STREET 1: 8215 GREENWAY BOULEVARD STREET 2: SUITE 540 CITY: MIDDLETON STATE: WI ZIP: 53562 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001768302 XXXXXXXX 12-31-2019 12-31-2019 ERn Financial, LLC

8215 GREENWAY BOULEVARD SUITE 540 MIDDLETON WI 53562

13F HOLDINGS REPORT 028-19425 N Scott Conwell 6086651714 Scott O. Conwell Middleton WI 02-11-2020 0 68 172028 false INFORMATION TABLE 2 ernfinancial_13f.xml 2019 Q4 ERN FINANCIAL VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 674 15287 SH SOLE 0 0 0 15287 GENERAL DYNAMICS CORP COM 369550108 223 1266 SH SOLE 0 0 0 1266 ISHARES TR RUS 1000 GRW ETF 464287614 317 1803 SH SOLE 0 0 0 1803 SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2839 43201 SH SOLE 0 0 0 43201 SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 7060 194869 SH SOLE 0 0 0 194869 MICROSOFT CORP COM 594918104 684 4340 SH SOLE 0 0 0 4340 EXXON MOBIL CORP COM 30231G102 1918 27480 SH SOLE 0 0 0 27480 SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 3461 63173 SH SOLE 0 0 0 63173 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 10347 246895 SH SOLE 0 0 0 246895 SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 1265 32070 SH SOLE 0 0 0 32070 VANGUARD GROUP DIV APP ETF 921908844 822 6596 SH SOLE 0 0 0 6596 INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 592 10993 SH SOLE 0 0 0 10993 VANGUARD INDEX FDS TOTAL STK MKT 922908769 265 1622 SH SOLE 0 0 0 1622 HOME DEPOT INC COM 437076102 218 999 SH SOLE 0 0 0 999 ISHARES TR USA QUALITY FCTR 46432F339 10923 108147 SH SOLE 0 0 0 108147 ISHARES TR GLOBAL REIT ETF 46434V647 3543 128273 SH SOLE 0 0 0 128273 ISHARES TR CORE S&P500 ETF 464287200 969 2997 SH SOLE 0 0 0 2997 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 18845 601121 SH SOLE 0 0 0 601121 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 605 2672 SH SOLE 0 0 0 2672 HONEYWELL INTL INC COM 438516106 229 1292 SH SOLE 0 0 0 1292 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 10004 286564 SH SOLE 0 0 0 286564 STRYKER CORP COM 863667101 249 1185 SH SOLE 0 0 0 1185 DISNEY WALT CO COM DISNEY 254687106 241 1667 SH SOLE 0 0 0 1667 SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 4114 126082 SH SOLE 0 0 0 126082 SPDR SERIES TRUST SSGA US LRG ETF 78468R804 318 2781 SH SOLE 0 0 0 2781 ISHARES TR MIN VOL EAFE ETF 46429B689 3143 42168 SH SOLE 0 0 0 42168 CREDIT ACCEP CORP MICH COM 225310101 929 2100 SH SOLE 0 0 0 2100 AMAZON COM INC COM 023135106 621 336 SH SOLE 0 0 0 336 JPMORGAN CHASE & CO COM 46625H100 289 2071 SH SOLE 0 0 0 2071 ROCKWELL AUTOMATION INC COM 773903109 399 1971 SH SOLE 0 0 0 1971 SPDR SERIES TRUST NUVEEN BBG BRCLY 78464A284 350 5936 SH SOLE 0 0 0 5936 BOEING CO COM 097023105 374 1148 SH SOLE 0 0 0 1148 VANGUARD INDEX FDS GROWTH ETF 922908736 4387 24080 SH SOLE 0 0 0 24080 VISA INC COM CL A 92826C839 290 1543 SH SOLE 0 0 0 1543 ISHARES TR USA MOMENTUM FCT 46432F396 6510 51850 SH SOLE 0 0 0 51850 SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 3147 48771 SH SOLE 0 0 0 48771 SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 4266 74728 SH SOLE 0 0 0 74728 ISHARES TR CRE U S REIT ETF 464288521 8219 150556 SH SOLE 0 0 0 150556 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 413 2603 SH SOLE 0 0 0 2603 VANGUARD INDEX FDS SML CP GRW ETF 922908595 823 4144 SH SOLE 0 0 0 4144 PROCTER & GAMBLE CO COM 742718109 203 1626 SH SOLE 0 0 0 1626 FORD MTR CO DEL COM 345370860 117 12557 SH SOLE 0 0 0 12557 VANGUARD INDEX FDS MID CAP ETF 922908629 3338 18736 SH SOLE 0 0 0 18736 JOHNSON & JOHNSON COM 478160104 216 1480 SH SOLE 0 0 0 1480 ISHARES TR RUS 1000 VAL ETF 464287598 622 4556 SH SOLE 0 0 0 4556 ISHARES TR 0-5YR HI YL CP 46434V407 527 11340 SH SOLE 0 0 0 11340 FACEBOOK INC CL A 30303M102 249 1215 SH SOLE 0 0 0 1215 SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 3032 80169 SH SOLE 0 0 0 80169 SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 3533 123758 SH SOLE 0 0 0 123758 ISHARES TR MSCI KLD400 SOC 464288570 241 2007 SH SOLE 0 0 0 2007 ISHARES TR NATIONAL MUN ETF 464288414 6897 60552 SH SOLE 0 0 0 60552 SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 8977 305536 SH SOLE 0 0 0 305536 NORFOLK SOUTHERN CORP COM 655844108 357 1841 SH SOLE 0 0 0 1841 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 12419 330388 SH SOLE 0 0 0 330388 ALPHABET INC CAP STK CL A 02079K305 343 256 SH SOLE 0 0 0 256 GENERAL ELECTRIC CO COM 369604103 240 21468 SH SOLE 0 0 0 21468 SPDR S&P 500 ETF TR TR UNIT 78462F103 559 1737 SH SOLE 0 0 0 1737 ISHARES TR S&P 500 GRWT ETF 464287309 231 1195 SH SOLE 0 0 0 1195 INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 234 4596 SH SOLE 0 0 0 4596 APPLE INC COM 037833100 1781 6065 SH SOLE 0 0 0 6065 FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 7743 139385 SH SOLE 0 0 0 139385 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2206 7459 SH SOLE 0 0 0 7459 ISHARES TR CORE S&P MCP ETF 464287507 360 1750 SH SOLE 0 0 0 1750 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 417 3500 SH SOLE 0 0 0 3500 INTERNATIONAL BUSINESS MACHS COM 459200101 346 2578 SH SOLE 0 0 0 2578 FIDELITY NATL INFORMATION SV COM 31620M106 832 5978 SH SOLE 0 0 0 5978 AT&T INC COM 00206R102 359 9177 SH SOLE 0 0 0 9177 ISHARES TR MSCI EAFE ETF 464287465 764 11003 SH SOLE 0 0 0 11003