The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS GROWTH ETF 922908736   36,008 104,614 SH   SOLE   0 0 104,614
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   31,814 634,125 SH   SOLE   0 0 634,125
SPDR SER TR S&P DIVID ETF 78464A763   28,816 219,566 SH   SOLE   0 0 219,566
ISHARES TR CORE DIV GRWTH 46434V621   28,284 487,156 SH   SOLE   0 0 487,156
VANGUARD INDEX FDS SMALL CP ETF 922908751   24,867 108,785 SH   SOLE   0 0 108,785
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   24,625 203,527 SH   SOLE   0 0 203,527
VANGUARD INDEX FDS MID CAP ETF 922908629   23,223 92,942 SH   SOLE   0 0 92,942
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,675 254,497 SH   SOLE   0 0 254,497
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   16,633 286,422 SH   SOLE   0 0 286,422
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   7,561 32,065 SH   SOLE   0 0 32,065
ELI LILLY & CO COM 532457108   7,024 9,029 SH   SOLE   0 0 9,029
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,622 21,564 SH   SOLE   0 0 21,564
LANCASTER COLONY CORP COM 513847103   4,797 23,104 SH   SOLE   0 0 23,104
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   4,435 120,776 SH   SOLE   0 0 120,776
ISHARES TR CORE HIGH DV ETF 46429B663   3,735 33,889 SH   SOLE   0 0 33,889
STRYKER CORPORATION COM 863667101   3,637 10,162 SH   SOLE   0 0 10,162
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,563 98,455 SH   SOLE   0 0 98,455
APPLE INC COM 037833100   3,318 19,351 SH   SOLE   0 0 19,351
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,053 15,912 SH   SOLE   0 0 15,912
MICROSOFT CORP COM 594918104   2,883 6,852 SH   SOLE   0 0 6,852
VANGUARD WORLD FD INF TECH ETF 92204A702   2,690 5,130 SH   SOLE   0 0 5,130
KELLANOVA COM 487836108   2,009 35,062 SH   SOLE   0 0 35,062
CATERPILLAR INC COM 149123101   1,856 5,065 SH   SOLE   0 0 5,065
VANGUARD WORLD FD CONSUM STP ETF 92204A207   1,679 8,227 SH   SOLE   0 0 8,227
PROCTER AND GAMBLE CO COM 742718109   1,641 10,116 SH   SOLE   0 0 10,116
MERCK & CO INC COM 58933Y105   1,634 12,382 SH   SOLE   0 0 12,382
PFIZER INC COM 717081103   1,632 58,818 SH   SOLE   0 0 58,818
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,620 10,389 SH   SOLE   0 0 10,389
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,603 8,776 SH   SOLE   0 0 8,776
QUALCOMM INC COM 747525103   1,571 9,281 SH   SOLE   0 0 9,281
MCDONALDS CORP COM 580135101   1,447 5,133 SH   SOLE   0 0 5,133
INVESCO QQQ TR UNIT SER 1 46090E103   1,417 3,191 SH   SOLE   0 0 3,191
CHEVRON CORP NEW COM 166764100   1,395 8,843 SH   SOLE   0 0 8,843
VANGUARD INDEX FDS VALUE ETF 922908744   1,271 7,806 SH   SOLE   0 0 7,806
ISHARES TR MSCI EAFE ETF 464287465   1,244 15,577 SH   SOLE   0 0 15,577
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,163 2,766 SH   SOLE   0 0 2,766
ISHARES TR SELECT DIVID ETF 464287168   1,118 9,075 SH   SOLE   0 0 9,075
UNITED PARCEL SERVICE INC CL B 911312106   1,117 7,515 SH   SOLE   0 0 7,515
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,082 4,163 SH   SOLE   0 0 4,163
ISHARES TR MSCI USA QLT FCT 46432F339   1,068 6,498 SH   SOLE   0 0 6,498
VERIZON COMMUNICATIONS INC COM 92343V104   1,054 25,111 SH   SOLE   0 0 25,111
PEPSICO INC COM 713448108   1,046 5,978 SH   SOLE   0 0 5,978
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   999 19,751 SH   SOLE   0 0 19,751
INTEL CORP COM 458140100   990 22,412 SH   SOLE   0 0 22,412
META PLATFORMS INC CL A 30303M102   902 1,857 SH   SOLE   0 0 1,857
VANGUARD WORLD FD MATERIALS ETF 92204A801   850 4,158 SH   SOLE   0 0 4,158
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   808 12,268 SH   SOLE   0 0 12,268
ISHARES TR MSCI INTL QUALTY 46434V456   801 20,193 SH   SOLE   0 0 20,193
AMERICAN ELEC PWR CO INC COM 025537101   786 9,124 SH   SOLE   0 0 9,124
COCA COLA CO COM 191216100   764 12,495 SH   SOLE   0 0 12,495
ISHARES TR 0-5YR INVT GR CP 46434V100   759 15,417 SH   SOLE   0 0 15,417
VISA INC COM CL A 92826C839   727 2,603 SH   SOLE   0 0 2,603
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   675 7,815 SH   SOLE   0 0 7,815
ISHARES TR MSCI EAFE MIN VL 46429B689   670 9,449 SH   SOLE   0 0 9,449
SELECT SECTOR SPDR TR INDL 81369Y704   649 5,156 SH   SOLE   0 0 5,156
JPMORGAN CHASE & CO COM 46625H100   643 3,209 SH   SOLE   0 0 3,209
ALTRIA GROUP INC COM 02209S103   620 14,212 SH   SOLE   0 0 14,212
KIMBERLY-CLARK CORP COM 494368103   619 4,787 SH   SOLE   0 0 4,787
US BANCORP DEL COM NEW 902973304   596 13,343 SH   SOLE   0 0 13,343
LOCKHEED MARTIN CORP COM 539830109   574 1,261 SH   SOLE   0 0 1,261
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   571 6,583 SH   SOLE   0 0 6,583
CLOROX CO DEL COM 189054109   570 3,725 SH   SOLE   0 0 3,725
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   556 14,260 SH   SOLE   0 0 14,260
BRISTOL-MYERS SQUIBB CO COM 110122108   540 9,950 SH   SOLE   0 0 9,950
SPDR S&P 500 ETF TR TR UNIT 78462F103   536 1,025 SH   SOLE   0 0 1,025
CISCO SYS INC COM 17275R102   529 10,607 SH   SOLE   0 0 10,607
RTX CORPORATION COM 75513E101   504 5,172 SH   SOLE   0 0 5,172
DOW INC COM 260557103   479 8,270 SH   SOLE   0 0 8,270
ISHARES TR S&P MC 400VL ETF 464287705   473 4,000 SH   SOLE   0 0 4,000
TORONTO DOMINION BK ONT COM NEW 891160509   469 7,771 SH   SOLE   0 0 7,771
DUKE ENERGY CORP NEW COM NEW 26441C204   465 4,810 SH   SOLE   0 0 4,810
ISHARES TR RUS MD CP GR ETF 464287481   456 3,991 SH   SOLE   0 0 3,991
AMGEN INC COM 031162100   446 1,568 SH   SOLE   0 0 1,568
SPDR GOLD TR GOLD SHS 78463V107   435 2,113 SH   SOLE   0 0 2,113
ISHARES TR EAFE GRWTH ETF 464288885   433 4,168 SH   SOLE   0 0 4,168
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   424 4,713 SH   SOLE   0 0 4,713
PHILIP MORRIS INTL INC COM 718172109   414 4,523 SH   SOLE   0 0 4,523
APPLIED MATLS INC COM 038222105   405 1,965 SH   SOLE   0 0 1,965
GENERAL MLS INC COM 370334104   364 5,201 SH   SOLE   0 0 5,201
ALPHABET INC CAP STK CL A 02079K305   310 2,056 SH   SOLE   0 0 2,056
NATIONAL FUEL GAS CO COM 636180101   305 5,678 SH   SOLE   0 0 5,678
NUVEEN MUN VALUE FD INC COM 670928100   302 34,697 SH   SOLE   0 0 34,697
PHILLIPS 66 COM 718546104   296 1,815 SH   SOLE   0 0 1,815
TOTALENERGIES SE SPONSORED ADS 89151E109   291 4,224 SH   SOLE   0 0 4,224
AMAZON COM INC COM 023135106   286 1,586 SH   SOLE   0 0 1,586
GENERAL DYNAMICS CORP COM 369550108   277 980 SH   SOLE   0 0 980
BLACKSTONE INC COM 09260D107   268 2,042 SH   SOLE   0 0 2,042
ISHARES TR S&P MC 400GR ETF 464287606   260 2,855 SH   SOLE   0 0 2,855
ENTERPRISE PRODS PARTNERS L COM 293792107   258 8,834 SH   SOLE   0 0 8,834
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   253 3,300 SH   SOLE   0 0 3,300
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   243 2,618 SH   SOLE   0 0 2,618
GILEAD SCIENCES INC COM 375558103   231 3,160 SH   SOLE   0 0 3,160
WESTERN DIGITAL CORP. COM 958102105   220 3,229 SH   SOLE   0 0 3,229
JOHNSON & JOHNSON COM 478160104   214 1,354 SH   SOLE   0 0 1,354
MONDELEZ INTL INC CL A 609207105   207 2,962 SH   SOLE   0 0 2,962
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   206 13,069 SH   SOLE   0 0 13,069
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   204 5,685 SH   SOLE   0 0 5,685