The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   535,262 4,709 SH   SOLE Human Investing 0 0 4,709
ABBVIE INC COM 00287Y109   2,692,770 14,787 SH   SOLE Human Investing 0 0 14,787
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   724,537 2,090 SH   SOLE Human Investing 0 0 2,090
ALPHABET INC CAP STK CL A 02079K305   888,961 5,890 SH   SOLE Human Investing 0 0 5,890
ALPHABET INC CAP STK CL C 02079K107   262,165 1,722 SH   SOLE Human Investing 0 0 1,722
AMAZON COM INC COM 023135106   553,410 3,068 SH   SOLE Human Investing 0 0 3,068
AMDOCS LTD SHS G02602103   618,945 6,849 SH   SOLE Human Investing 0 0 6,849
AMGEN INC COM 031162100   1,455,192 5,118 SH   SOLE Human Investing 0 0 5,118
APPLE INC COM 037833100   3,043,935 17,751 SH   SOLE Human Investing 0 0 17,751
ARISTA NETWORKS INC COM 040413106   222,125 766 SH   SOLE Human Investing 0 0 766
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   656,012 1,560 SH   SOLE Human Investing 0 0 1,560
BLOCK H & R INC COM 093671105   2,187,900 44,551 SH   SOLE Human Investing 0 0 44,551
BRISTOL-MYERS SQUIBB CO COM 110122108   253,960 4,683 SH   SOLE Human Investing 0 0 4,683
BROADCOM INC COM 11135F101   4,006,677 3,023 SH   SOLE Human Investing 0 0 3,023
CATERPILLAR INC COM 149123101   210,349 574 SH   SOLE Human Investing 0 0 574
CISCO SYS INC COM 17275R102   475,264 9,522 SH   SOLE Human Investing 0 0 9,522
COLGATE PALMOLIVE CO COM 194162103   361,847 4,018 SH   SOLE Human Investing 0 0 4,018
ELI LILLY & CO COM 532457108   2,146,923 2,760 SH   SOLE Human Investing 0 0 2,760
EMPLOYERS HLDGS INC COM 292218104   268,619 5,918 SH   SOLE Human Investing 0 0 5,918
GENERAL MLS INC COM 370334104   475,307 6,793 SH   SOLE Human Investing 0 0 6,793
GILEAD SCIENCES INC COM 375558103   274,468 3,747 SH   SOLE Human Investing 0 0 3,747
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   511,960 8,045 SH   SOLE Human Investing 0 0 8,045
HOME DEPOT INC COM 437076102   1,385,527 3,612 SH   SOLE Human Investing 0 0 3,612
HP INC COM 40434L105   753,356 24,929 SH   SOLE Human Investing 0 0 24,929
INFOSYS LTD SPONSORED ADR 456788108   520,781 29,045 SH   SOLE Human Investing 0 0 29,045
INTEL CORP COM 458140100   668,840 15,142 SH   SOLE Human Investing 0 0 15,142
INTERDIGITAL INC COM 45867G101   212,920 2,000 SH   SOLE Human Investing 0 0 2,000
INTERNATIONAL BUSINESS MACHS COM 459200101   481,220 2,520 SH   SOLE Human Investing 0 0 2,520
ISHARES INC CORE MSCI EMKT 46434G103   3,853 75 SH   DFND 1 0 0 75
ISHARES INC CORE MSCI EMKT 46434G103   490,890 9,513 SH   SOLE Human Investing 0 0 9,513
ISHARES SILVER TR ISHARES 46428Q109   213,213 9,372 SH   SOLE Human Investing 0 0 9,372
ISHARES TR CORE DIV GRWTH 46434V621   579,573 9,982 SH   SOLE Human Investing 0 0 9,982
ISHARES TR CORE HIGH DV ETF 46429B663   335,823 3,047 SH   SOLE Human Investing 0 0 3,047
ISHARES TR CORE MSCI EAFE 46432F842   609,628 8,214 SH   SOLE Human Investing 0 0 8,214
ISHARES TR CORE MSCI INTL 46435G326   2 1 SH   DFND 1 0 0 1
ISHARES TR CORE MSCI INTL 46435G326   580,675 8,650 SH   SOLE Human Investing 0 0 8,650
ISHARES TR CORE S&P MCP ETF 464287507   940,661 15,487 SH   DFND 1 0 0 15,487
ISHARES TR CORE S&P MCP ETF 464287507   26,311,410 433,181 SH   SOLE Human Investing 0 0 433,181
ISHARES TR CORE S&P SCP ETF 464287804   458,715 4,151 SH   DFND 1 0 0 4,151
ISHARES TR CORE S&P SCP ETF 464287804   13,305,651 120,391 SH   SOLE Human Investing 0 0 120,391
ISHARES TR CORE S&P TTL STK 464287150   1,072 9 SH   DFND 1 0 0 9
ISHARES TR CORE S&P TTL STK 464287150   727,203 6,307 SH   SOLE Human Investing 0 0 6,307
ISHARES TR CORE S&P500 ETF 464287200   20,268,159 38,552 SH   SOLE Human Investing 0 0 38,552
ISHARES TR ESG SCRND S&P500 46436E569   61,135 1,517 SH   DFND 1 0 0 1,517
ISHARES TR ESG SCRND S&P500 46436E569   345,843 8,584 SH   SOLE Human Investing 0 0 8,584
ISHARES TR INTL DIV GRWTH 46435G524   289,060 4,291 SH   SOLE Human Investing 0 0 4,291
ISHARES TR S&P 500 GRWT ETF 464287309   214,478 2,540 SH   SOLE Human Investing 0 0 2,540
ISHARES TR S&P 500 VAL ETF 464287408   214,645 1,149 SH   SOLE Human Investing 0 0 1,149
ISHARES TR SHRT NAT MUN ETF 464288158   1,320,240 12,606 SH   SOLE Human Investing 0 0 12,606
ISHARES TR U.S. TECH ETF 464287721   233,924 1,732 SH   SOLE Human Investing 0 0 1,732
JOHNSON & JOHNSON COM 478160104   817,642 5,169 SH   SOLE Human Investing 0 0 5,169
KIMBERLY-CLARK CORP COM 494368103   458,676 3,546 SH   SOLE Human Investing 0 0 3,546
MARRIOTT INTL INC NEW CL A 571903202   484,183 1,919 SH   SOLE Human Investing 0 0 1,919
MCDONALDS CORP COM 580135101   835,420 2,963 SH   SOLE Human Investing 0 0 2,963
MERCK & CO INC COM 58933Y105   739,976 5,608 SH   SOLE Human Investing 0 0 5,608
MICROSOFT CORP COM 594918104   3,079,940 7,321 SH   SOLE Human Investing 0 0 7,321
MOODYS CORP COM 615369105   204,985 522 SH   SOLE Human Investing 0 0 522
NIKE INC CL B 654106103   3,570,722 37,994 SH   SOLE Human Investing 0 0 37,994
NOVO-NORDISK A S ADR 670100205   2,990,436 23,290 SH   SOLE Human Investing 0 0 23,290
ORACLE CORP COM 68389X105   225,601 1,796 SH   SOLE Human Investing 0 0 1,796
PAYCHEX INC COM 704326107   738,139 6,011 SH   SOLE Human Investing 0 0 6,011
PHILIP MORRIS INTL INC COM 718172109   554,210 6,049 SH   SOLE Human Investing 0 0 6,049
PROCTER AND GAMBLE CO COM 742718109   335,178 2,066 SH   SOLE Human Investing 0 0 2,066
QUALCOMM INC COM 747525103   844,384 4,988 SH   SOLE Human Investing 0 0 4,988
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,374 70 SH   DFND 1 0 0 70
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,510,875 24,345 SH   SOLE Human Investing 0 0 24,345
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1 1 SH   DFND 1 0 0 1
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   237,739 2,920 SH   SOLE Human Investing 0 0 2,920
SCHWAB STRATEGIC TR US REIT ETF 808524847   1 1 SH   DFND 1 0 0 1
SCHWAB STRATEGIC TR US REIT ETF 808524847   411,771 20,284 SH   SOLE Human Investing 0 0 20,284
SPDR GOLD TR GOLD SHS 78463V107   289,243 1,406 SH   SOLE Human Investing 0 0 1,406
SPDR SER TR SPDR S&P 500 ETF 78468R796   372,360 8,700 SH   SOLE Human Investing 0 0 8,700
STARBUCKS CORP COM 855244109   343,899 3,763 SH   SOLE Human Investing 0 0 3,763
TEXAS INSTRS INC COM 882508104   852,636 4,894 SH   SOLE Human Investing 0 0 4,894
THERMO FISHER SCIENTIFIC INC COM 883556102   379,999 654 SH   SOLE Human Investing 0 0 654
UNILEVER PLC SPON ADR NEW 904767704   240,963 4,801 SH   SOLE Human Investing 0 0 4,801
UNITED PARCEL SERVICE INC CL B 911312106   457,335 3,077 SH   SOLE Human Investing 0 0 3,077
US BANCORP DEL COM NEW 902973304   324,727 7,265 SH   SOLE Human Investing 0 0 7,265
VANGUARD BD INDEX FDS INTERMED TERM 921937819   993,916 13,182 SH   DFND 1 0 0 13,182
VANGUARD BD INDEX FDS INTERMED TERM 921937819   12,915,148 171,288 SH   SOLE Human Investing 0 0 171,288
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   934,297 12,917 SH   SOLE Human Investing 0 0 12,917
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,720,488 22,440 SH   DFND 1 0 0 22,440
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   23,403,957 305,256 SH   SOLE Human Investing 0 0 305,256
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   19 1 SH   DFND 1 0 0 1
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,730,229 51,359 SH   SOLE Human Investing 0 0 51,359
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,510,883 30,715 SH   DFND 1 0 0 30,715
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   19,618,009 398,821 SH   SOLE Human Investing 0 0 398,821
VANGUARD INDEX FDS LARGE CAP ETF 922908637   31,648 132 SH   DFND 1 0 0 132
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,089,221 12,885 SH   SOLE Human Investing 0 0 12,885
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   149,128 1,724 SH   DFND 1 0 0 1,724
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,090,145 47,296 SH   SOLE Human Investing 0 0 47,296
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,527,962 11,500 SH   DFND 1 0 0 11,500
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   122,705,614 255,264 SH   SOLE Human Investing 0 0 255,264
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,105 9 SH   DFND 1 0 0 9
VANGUARD INDEX FDS SMALL CP ETF 922908751   324,961 1,422 SH   SOLE Human Investing 0 0 1,422
VANGUARD INDEX FDS TOTAL STK MKT 922908769   19,073 73 SH   DFND 1 0 0 73
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,479,687 21,084 SH   SOLE Human Investing 0 0 21,084
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   455,577 10,907 SH   DFND 1 0 0 10,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   11,926,994 285,540 SH   SOLE Human Investing 0 0 285,540
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   973,192 19,233 SH   SOLE Human Investing 0 0 19,233
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   135,424 2,313 SH   DFND 1 0 0 2,313
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,309,527 39,445 SH   SOLE Human Investing 0 0 39,445
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   842,003 14,500 SH   DFND 1 0 0 14,500
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,928,386 205,414 SH   SOLE Human Investing 0 0 205,414
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,052,828 5,765 SH   DFND 1 0 0 5,765
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   26,883,625 147,219 SH   SOLE Human Investing 0 0 147,219
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,645,343 27,286 SH   SOLE Human Investing 0 0 27,286
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,826,095 36,398 SH   DFND 1 0 0 36,398
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   48,116,989 959,079 SH   SOLE Human Investing 0 0 959,079
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,064,477 8,798 SH   DFND 1 0 0 8,798
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   27,299,441 225,634 SH   SOLE Human Investing 0 0 225,634
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   371,070 4,551 SH   DFND 1 0 0 4,551
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   9,921,104 121,687 SH   SOLE Human Investing 0 0 121,687
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   377,242 5,483 SH   DFND 1 0 0 5,483
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   10,292,026 149,593 SH   SOLE Human Investing 0 0 149,593
VANGUARD WORLD FD ESG INTL STK ETF 921910725   289,445 5,036 SH   DFND 1 0 0 5,036
VANGUARD WORLD FD ESG INTL STK ETF 921910725   3,239,080 56,361 SH   SOLE Human Investing 0 0 56,361
VANGUARD WORLD FD ESG US CORP BD 921910691   203,209 3,238 SH   DFND 1 0 0 3,238
VANGUARD WORLD FD ESG US CORP BD 921910691   2,901,390 46,237 SH   SOLE Human Investing 0 0 46,237
VANGUARD WORLD FD ESG US STK ETF 921910733   884,335 9,490 SH   DFND 1 0 0 9,490
VANGUARD WORLD FD ESG US STK ETF 921910733   10,875,050 116,698 SH   SOLE Human Investing 0 0 116,698
WASTE MGMT INC DEL COM 94106L109   214,429 1,006 SH   SOLE Human Investing 0 0 1,006