The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   450,847 4,096 SH   SOLE   0 0 4,096
ABBVIE INC COM 00287Y109   689,546 4,450 SH   SOLE   0 0 4,450
ALPHABET INC CAP STK CL A 02079K305   1,039,294 7,440 SH   SOLE   0 0 7,440
ALPHABET INC CAP STK CL C 02079K107   3,189,140 22,629 SH   SOLE   0 0 22,629
AMAZON COM INC COM 023135106   1,529,276 10,065 SH   SOLE   0 0 10,065
AMERICAN EXPRESS CO COM 025816109   269,770 1,440 SH   SOLE   0 0 1,440
AMGEN INC COM 031162100   358,165 1,244 SH   SOLE   0 0 1,244
ANALOG DEVICES INC COM 032654105   248,975 1,254 SH   SOLE   0 0 1,254
APPLE INC COM 037833100   4,814,945 25,009 SH   SOLE   0 0 25,009
AT&T INC COM 00206R102   293,105 17,468 SH   SOLE   0 0 17,468
AUTOMATIC DATA PROCESSING IN COM 053015103   504,380 2,165 SH   SOLE   0 0 2,165
BANK AMERICA CORP COM 060505104   271,414 8,061 SH   SOLE   0 0 8,061
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   507,171 1,422 SH   SOLE   0 0 1,422
BRISTOL-MYERS SQUIBB CO COM 110122108   204,156 3,979 SH   SOLE   0 0 3,979
CATERPILLAR INC COM 149123101   334,107 1,130 SH   SOLE   0 0 1,130
CHEVRON CORP NEW COM 166764100   333,616 2,237 SH   SOLE   0 0 2,237
CHUBB LIMITED COM H1467J104   230,520 1,020 SH   SOLE   0 0 1,020
CISCO SYS INC COM 17275R102   238,668 4,724 SH   SOLE   0 0 4,724
COCA COLA CO COM 191216100   229,637 3,897 SH   SOLE   0 0 3,897
COLGATE PALMOLIVE CO COM 194162103   393,570 4,938 SH   SOLE   0 0 4,938
CSX CORP COM 126408103   391,390 11,289 SH   SOLE   0 0 11,289
DISNEY WALT CO COM 254687106   220,308 2,440 SH   SOLE   0 0 2,440
EASTGROUP PPTYS INC COM 277276101   270,354 1,473 SH   SOLE   0 0 1,473
EXXON MOBIL CORP COM 30231G102   2,175,427 21,759 SH   SOLE   0 0 21,759
HOME DEPOT INC COM 437076102   669,082 1,931 SH   SOLE   0 0 1,931
INNOVATIVE SOLUTIONS & SUPPO COM 45769N105   85,300 10,000 SH   SOLE   0 0 10,000
INTEL CORP COM 458140100   923,595 18,380 SH   SOLE   0 0 18,380
INTERNATIONAL BUSINESS MACHS COM 459200101   324,810 1,986 SH   SOLE   0 0 1,986
INVESCO QQQ TR UNIT SER 1 46090E103   842,430 2,057 SH   SOLE   0 0 2,057
ISHARES INC MSCI GBL MIN VOL 464286525   1,589,945 15,844 SH   SOLE   0 0 15,844
ISHARES TR ESG AWARE MSCI 46435U663   2,675,423 70,387 SH   SOLE   0 0 70,387
ISHARES TR RUS 1000 GRW ETF 464287614   5,275,764 17,402 SH   SOLE   0 0 17,402
ISHARES TR MSCI EAFE ETF 464287465   226,879 3,011 SH   SOLE   0 0 3,011
ISHARES TR RUSSELL 2000 ETF 464287655   1,440,496 7,177 SH   SOLE   0 0 7,177
ISHARES TR CORE S&P500 ETF 464287200   1,129,595 2,365 SH   SOLE   0 0 2,365
ISHARES TR MODERT ALLOC ETF 464289875   209,418 5,045 SH   SOLE   0 0 5,045
ISHARES TR ESG AWR MSCI USA 46435G425   6,680,051 63,668 SH   SOLE   0 0 63,668
ISHARES TR RUS 1000 VAL ETF 464287598   1,173,275 7,100 SH   SOLE   0 0 7,100
ISHARES TR ESG MSCI USA MIN 46436E445   742,243 29,666 SH   SOLE   0 0 29,666
ISHARES TR CORE S&P SCP ETF 464287804   50,547,652 466,953 SH   SOLE   0 0 466,953
ISHARES TR ESG AW MSCI EAFE 46435G516   2,301,112 30,462 SH   SOLE   0 0 30,462
ISHARES TR MSCI ACWI EX US 464288240   526,222 10,310 SH   SOLE   0 0 10,310
ISHARES TR ESG MSCI USA ETF 46436E767   638,792 16,042 SH   SOLE   0 0 16,042
ISHARES TR ISHARES BIOTECH 464287556   236,981 1,744 SH   SOLE   0 0 1,744
ISHARES TR MSCI USA SMCP MN 46435G433   208,870 5,852 SH   SOLE   0 0 5,852
ISHARES TR MSCI ACWI EXUS 46435G847   48,451,812 1,671,905 SH   SOLE   0 0 1,671,905
ISHARES TR MSCI USA MIN VOL 46429B697   84,388,626 1,081,490 SH   SOLE   0 0 1,081,490
ISHARES TR MSCI USA QLT FCT 46432F339   50,391,378 342,472 SH   SOLE   0 0 342,472
ISHARES TR HDG MSCI EAFE 46434V803   2,443,380 77,543 SH   SOLE   0 0 77,543
JOHNSON & JOHNSON COM 478160104   1,173,155 7,485 SH   SOLE   0 0 7,485
JPMORGAN CHASE & CO COM 46625H100   2,066,013 12,146 SH   SOLE   0 0 12,146
LAM RESEARCH CORP COM 512807108   509,119 650 SH   SOLE   0 0 650
LOWES COS INC COM 548661107   509,074 2,287 SH   SOLE   0 0 2,287
MCDONALDS CORP COM 580135101   501,170 1,690 SH   SOLE   0 0 1,690
MERCK & CO INC COM 58933Y105   210,518 1,931 SH   SOLE   0 0 1,931
MICROSOFT CORP COM 594918104   8,046,641 21,398 SH   SOLE   0 0 21,398
MORGAN STANLEY COM NEW 617446448   510,654 5,476 SH   SOLE   0 0 5,476
NIKE INC CL B 654106103   204,989 1,888 SH   SOLE   0 0 1,888
PARKER-HANNIFIN CORP COM 701094104   390,213 847 SH   SOLE   0 0 847
PEPSICO INC COM 713448108   365,362 2,151 SH   SOLE   0 0 2,151
PROCTER AND GAMBLE CO COM 742718109   935,243 6,382 SH   SOLE   0 0 6,382
RTX CORPORATION COM 75513E101   488,349 5,804 SH   SOLE   0 0 5,804
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,539,043 32,579 SH   SOLE   0 0 32,579
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,225,987 74,929 SH   SOLE   0 0 74,929
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   74,993,814 903,976 SH   SOLE   0 0 903,976
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   62,201,677 887,328 SH   SOLE   0 0 887,328
STATE STR CORP COM 857477103   218,437 2,820 SH   SOLE   0 0 2,820
STRYKER CORPORATION COM 863667101   509,082 1,700 SH   SOLE   0 0 1,700
TESLA INC COM 88160R101   248,977 1,002 SH   SOLE   0 0 1,002
UNION PAC CORP COM 907818108   576,241 2,346 SH   SOLE   0 0 2,346
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   309,473 3,120 SH   SOLE   0 0 3,120
VANGUARD INDEX FDS TOTAL STK MKT 922908769   337,433 1,422 SH   SOLE   0 0 1,422
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   520,094 1,191 SH   SOLE   0 0 1,191
VANGUARD WORLD FDS INF TECH ETF 92204A702   290,400 600 SH   SOLE   0 0 600
VERIZON COMMUNICATIONS INC COM 92343V104   641,523 17,017 SH   SOLE   0 0 17,017
WALMART INC COM 931142103   229,696 1,457 SH   SOLE   0 0 1,457