The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   971,834 8,829 SH   SOLE   8,829 0 0
ABBVIE INC COM 00287Y109   2,136,262 13,785 SH   SOLE   13,785 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   255,815 729 SH   SOLE   729 0 0
ADOBE INC COM 00724F101   801,232 1,343 SH   SOLE   1,343 0 0
ADVANCED MICRO DEVICES INC COM 007903107   536,571 3,640 SH   SOLE   3,640 0 0
AIR PRODS & CHEMS INC COM 009158106   303,439 1,108 SH   SOLE   1,108 0 0
ALPHABET INC CAP STK CL A 02079K305   4,679,164 33,496 SH   SOLE   33,496 0 0
ALPHABET INC CAP STK CL C 02079K107   1,737,105 12,326 SH   SOLE   12,326 0 0
AMAZON COM INC COM 023135106   5,179,839 34,090 SH   SOLE   34,090 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,183,031 14,566 SH   SOLE   14,566 0 0
AMERICAN EXPRESS CO COM 025816109   242,042 1,292 SH   SOLE   1,292 0 0
AMERICAN TOWER CORP NEW COM 03027X100   290,162 1,344 SH   SOLE   1,344 0 0
AMGEN INC COM 031162100   1,029,923 3,576 SH   SOLE   3,576 0 0
APPLE INC COM 037833100   19,607,503 101,841 SH   SOLE   101,841 0 0
ARES CAPITAL CORP COM 04010L103   379,048 18,924 SH   SOLE   18,924 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   5,682,842 84,378 SH   SOLE   84,378 0 0
AT&T INC COM 00206R102   184,944 11,022 SH   SOLE   11,022 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   307,754 1,321 SH   SOLE   1,321 0 0
BANK AMERICA CORP COM 060505104   323,435 9,606 SH   SOLE   9,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,434,642 9,630 SH   SOLE   9,630 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 2 SH   SOLE   2 0 0
BLACKROCK INC COM 09247X101   487,892 601 SH   SOLE   601 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   247,940 23,000 SH   SOLE   23,000 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   292,680 18,000 SH   SOLE   18,000 0 0
BLACKSTONE INC COM 09260D107   2,280,494 17,419 SH   SOLE   17,419 0 0
BOEING CO COM 097023105   579,188 2,222 SH   SOLE   2,222 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   386,710 7,537 SH   SOLE   7,537 0 0
BROADCOM INC COM 11135F101   2,081,810 1,865 SH   SOLE   1,865 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   326,844 1,200 SH   SOLE   1,200 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   211,071 3,674 SH   SOLE   3,674 0 0
CHEMOURS CO COM 163851108   790,104 25,051 SH   SOLE   25,051 0 0
CHEVRON CORP NEW COM 166764100   1,164,043 7,804 SH   SOLE   7,804 0 0
CISCO SYS INC COM 17275R102   678,586 13,432 SH   SOLE   13,432 0 0
CME GROUP INC COM 12572Q105   732,185 3,477 SH   SOLE   3,477 0 0
COCA COLA CO COM 191216100   1,584,292 26,884 SH   SOLE   26,884 0 0
COLGATE PALMOLIVE CO COM 194162103   216,096 2,711 SH   SOLE   2,711 0 0
COMCAST CORP NEW CL A 20030N101   238,586 5,441 SH   SOLE   5,441 0 0
CONOCOPHILLIPS COM 20825C104   890,183 7,669 SH   SOLE   7,669 0 0
CONSTELLATION BRANDS INC CL A 21036P108   279,706 1,157 SH   SOLE   1,157 0 0
CORTEVA INC COM 22052L104   2,395,221 49,984 SH   SOLE   49,984 0 0
COSTCO WHSL CORP NEW COM 22160K105   863,383 1,308 SH   SOLE   1,308 0 0
CROWN CASTLE INC COM 22822V101   227,576 1,975 SH   SOLE   1,975 0 0
CSX CORP COM 126408103   485,137 13,993 SH   SOLE   13,993 0 0
CVS HEALTH CORP COM 126650100   446,406 5,654 SH   SOLE   5,654 0 0
DANAHER CORPORATION COM 235851102   330,827 1,430 SH   SOLE   1,430 0 0
DARDEN RESTAURANTS INC COM 237194105   455,604 2,773 SH   SOLE   2,773 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   240,777 1,653 SH   SOLE   1,653 0 0
DIGITAL RLTY TR INC COM 253868103   293,519 2,181 SH   SOLE   2,181 0 0
DISNEY WALT CO COM 254687106   247,215 2,738 SH   SOLE   2,738 0 0
DOW INC COM 260557103   2,648,285 48,291 SH   SOLE   48,291 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   521,960 5,379 SH   SOLE   5,379 0 0
DUPONT DE NEMOURS INC COM 26614N102   3,071,677 39,927 SH   SOLE   39,927 0 0
ELEVANCE HEALTH INC COM 036752103   320,190 679 SH   SOLE   679 0 0
ELI LILLY & CO COM 532457108   4,043,107 6,936 SH   SOLE   6,936 0 0
ELI LILLY & CO COM 532457108   2,040,220 3,500 SH Put SOLE   0 0 0
EMERSON ELEC CO COM 291011104   569,869 5,855 SH   SOLE   5,855 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   288,151 24,862 SH   SOLE   24,862 0 0
EXPEDITORS INTL WASH INC COM 302130109   2,494,646 19,612 SH   SOLE   19,612 0 0
EXXON MOBIL CORP COM 30231G102   2,313,156 23,137 SH   SOLE   23,137 0 0
FEDEX CORP COM 31428X106   249,682 987 SH   SOLE   987 0 0
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   223,534 2,358 SH   SOLE   2,358 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652   1,381,254 48,985 SH   SOLE   48,985 0 0
GENERAL DYNAMICS CORP COM 369550108   930,917 3,585 SH   SOLE   3,585 0 0
GENERAL ELECTRIC CO COM NEW 369604301   477,210 3,739 SH   SOLE   3,739 0 0
GENERAL MLS INC COM 370334104   576,307 8,847 SH   SOLE   8,847 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   234,741 6,812 SH   SOLE   6,812 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   398,115 1,032 SH   SOLE   1,032 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101   9,891,787 485,130 SH   SOLE   485,130 0 0
HOME DEPOT INC COM 437076102   1,130,101 3,261 SH   SOLE   3,261 0 0
HONEYWELL INTL INC COM 438516106   517,146 2,466 SH   SOLE   2,466 0 0
ILLINOIS TOOL WKS INC COM 452308109   404,698 1,545 SH   SOLE   1,545 0 0
INGEVITY CORP COM 45688C107   224,153 4,747 SH   SOLE   4,747 0 0
INTEL CORP COM 458140100   454,314 9,041 SH   SOLE   9,041 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   921,933 5,637 SH   SOLE   5,637 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   404,362 4,995 SH   SOLE   4,995 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,254,612 7,444 SH   SOLE   7,444 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,403,564 76,043 SH   SOLE   76,043 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   593,192 3,759 SH   SOLE   3,759 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   268,170 8,216 SH   SOLE   8,216 0 0
INVESCO PA VALUE MUN INC TR COM 46132K109   236,848 23,685 SH   SOLE   23,685 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,588,356 6,321 SH   SOLE   6,321 0 0
ISHARES GOLD TR ISHARES NEW 464285204   351,271 9,000 SH   SOLE   9,000 0 0
ISHARES INC MSCI PAC JP ETF 464286665   397,549 9,158 SH   SOLE   9,158 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   465,028 14,505 SH   SOLE   14,505 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,156,108 121,711 SH   SOLE   121,711 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,298,118 20,104 SH   SOLE   20,104 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   216,341 3,120 SH   SOLE   3,120 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   1,920,407 29,577 SH   SOLE   29,577 0 0
ISHARES TR INTL SEL DIV ETF 464288448   829,008 29,618 SH   SOLE   29,618 0 0
ISHARES TR MSCI EAFE ETF 464287465   960,185 12,743 SH   SOLE   12,743 0 0
ISHARES TR CORE S&P SCP ETF 464287804   577,968 5,339 SH   SOLE   5,339 0 0
ISHARES TR NATIONAL MUN ETF 464288414   8,557,720 78,939 SH   SOLE   78,939 0 0
ISHARES TR CORE US AGGBD ET 464287226   200,386 2,019 SH   SOLE   2,019 0 0
ISHARES TR GLOBAL TECH ETF 464287291   1,013,973 14,872 SH   SOLE   14,872 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,094,870 7,441 SH   SOLE   7,441 0 0
ISHARES TR RUS 1000 ETF 464287622   884,603 3,373 SH   SOLE   3,373 0 0
ISHARES TR CORE MSCI EURO 46434V738   983,650 17,878 SH   SOLE   17,878 0 0
ISHARES TR ESG AWARE MSCI 46435U663   385,382 10,139 SH   SOLE   10,139 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   13,743,767 130,360 SH   SOLE   130,360 0 0
ISHARES TR CORE DIV GRWTH 46434V621   866,825 16,106 SH   SOLE   16,106 0 0
ISHARES TR SP SMCP600VL ETF 464287879   202,490 1,965 SH   SOLE   1,965 0 0
ISHARES TR MSCI USA MMENTM 46432F396   309,701 1,974 SH   SOLE   1,974 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,404,385 2,940 SH   SOLE   2,940 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   414,853 5,524 SH   SOLE   5,524 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   3,916,917 38,405 SH   SOLE   38,405 0 0
ISHARES TR CORE S&P MCP ETF 464287507   624,064 2,252 SH   SOLE   2,252 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,303,279 42,333 SH   SOLE   42,333 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   2,028,400 26,852 SH   SOLE   26,852 0 0
ISHARES TR ISHARES BIOTECH 464287556   563,795 4,150 SH   SOLE   4,150 0 0
ISHARES TR S&P MC 400GR ETF 464287606   760,274 9,597 SH   SOLE   9,597 0 0
ISHARES TR CORE S&P TTL STK 464287150   698,795 6,641 SH   SOLE   6,641 0 0
ISHARES TR CORE MSCI EAFE 46432F842   20,195,723 287,075 SH   SOLE   287,075 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   10,466,261 432,850 SH   SOLE   432,850 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   293,656 7,818 SH   SOLE   7,818 0 0
ISHARES TR IBONDS DEC 46435U697   713,541 27,518 SH   SOLE   27,518 0 0
ISHARES TR IBONDS DEC 25 46435U432   434,974 16,386 SH   SOLE   16,386 0 0
ISHARES TR CORE MSCI PAC 46434V696   579,389 9,736 SH   SOLE   9,736 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,401,914 106,463 SH   SOLE   106,463 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   2,246,940 39,706 SH   SOLE   39,706 0 0
JOHNSON & JOHNSON COM 478160104   1,965,531 12,541 SH   SOLE   12,541 0 0
JPMORGAN CHASE & CO COM 46625H100   4,378,457 25,741 SH   SOLE   25,741 0 0
KIMBERLY-CLARK CORP COM 494368103   259,910 2,139 SH   SOLE   2,139 0 0
KINDER MORGAN INC DEL COM 49456B101   341,173 19,341 SH   SOLE   19,341 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   233,820 8,660 SH   SOLE   8,660 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   204,933 973 SH   SOLE   973 0 0
LIGHTWAVE LOGIC INC COM 532275104   179,405 36,025 SH   SOLE   36,025 0 0
LOCKHEED MARTIN CORP COM 539830109   1,522,436 3,359 SH   SOLE   3,359 0 0
LOWES COS INC COM 548661107   670,766 3,014 SH   SOLE   3,014 0 0
LULULEMON ATHLETICA INC COM 550021109   375,088 734 SH   SOLE   734 0 0
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   234,000 14,400 SH   SOLE   14,400 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,291,897 3,029 SH   SOLE   3,029 0 0
MCDONALDS CORP COM 580135101   2,609,869 8,802 SH   SOLE   8,802 0 0
MERCK & CO INC COM 58933Y105   3,035,178 27,841 SH   SOLE   27,841 0 0
META PLATFORMS INC CL A 30303M102   848,370 2,397 SH   SOLE   2,397 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   354,587 3,932 SH   SOLE   3,932 0 0
MICROSOFT CORP COM 594918104   10,442,645 27,770 SH   SOLE   27,770 0 0
MONDELEZ INTL INC CL A 609207105   207,367 2,863 SH   SOLE   2,863 0 0
MORGAN STANLEY COM NEW 617446448   245,070 2,628 SH   SOLE   2,628 0 0
NETFLIX INC COM 64110L106   386,504 794 SH   SOLE   794 0 0
NEXTERA ENERGY INC COM 65339F101   1,057,363 17,408 SH   SOLE   17,408 0 0
NIKE INC CL B 654106103   204,753 1,886 SH   SOLE   1,886 0 0
NORFOLK SOUTHN CORP COM 655844108   307,059 1,299 SH   SOLE   1,299 0 0
NVIDIA CORPORATION COM 67066G104   3,631,896 7,334 SH   SOLE   7,334 0 0
ORACLE CORP COM 68389X105   202,741 1,923 SH   SOLE   1,923 0 0
PACCAR INC COM 693718108   698,198 7,150 SH   SOLE   7,150 0 0
PEPSICO INC COM 713448108   2,106,740 12,404 SH   SOLE   12,404 0 0
PFIZER INC COM 717081103   984,569 34,198 SH   SOLE   34,198 0 0
PHILLIPS 66 COM 718546104   497,533 3,737 SH   SOLE   3,737 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   546,585 10,352 SH   SOLE   10,352 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,120,650 7,237 SH   SOLE   7,237 0 0
POET TECHNOLOGIES INC COM NEW 73044W302   68,602 73,340 SH   SOLE   73,340 0 0
PROCTER AND GAMBLE CO COM 742718109   2,866,487 19,561 SH   SOLE   19,561 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   284,362 2,987 SH   SOLE   2,987 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   659,258 10,781 SH   SOLE   10,781 0 0
RTX CORPORATION COM 75513E101   624,404 7,421 SH   SOLE   7,421 0 0
SALESFORCE INC COM 79466L302   493,652 1,876 SH   SOLE   1,876 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,724,503 32,841 SH   SOLE   32,841 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,851,711 40,681 SH   SOLE   40,681 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,687,748 108,421 SH   SOLE   108,421 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   102,024,415 2,760,407 SH   SOLE   2,760,407 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   33,400,561 689,381 SH   SOLE   689,381 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,310,777 18,517 SH   SOLE   18,517 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,136,359 30,331 SH   SOLE   30,331 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   1,368,222 12,003 SH   SOLE   12,003 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   639,188 3,320 SH   SOLE   3,320 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,780,723 73,956 SH   SOLE   73,956 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   541,433 6,330 SH   SOLE   6,330 0 0
SOUTHERN CO COM 842587107   291,840 4,162 SH   SOLE   4,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,019,128 5,331 SH   SOLE   5,331 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   931,339 26,198 SH   SOLE   26,198 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,173,273 4,573 SH   SOLE   4,573 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   18,877,849 226,598 SH   SOLE   226,598 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,401,203 29,320 SH   SOLE   29,320 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   20,604,592 441,876 SH   SOLE   441,876 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   14,210,426 218,421 SH   SOLE   218,421 0 0
SPDR SER TR S&P DIVID ETF 78464A763   322,798 2,583 SH   SOLE   2,583 0 0
STARBUCKS CORP COM 855244109   532,663 5,548 SH   SOLE   5,548 0 0
STIFEL FINL CORP COM 860630102   4,151,974 60,043 SH   SOLE   60,043 0 0
STRYKER CORPORATION COM 863667101   666,000 2,224 SH   SOLE   2,224 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   221,312 2,128 SH   SOLE   2,128 0 0
TARGET CORP COM 87612E106   459,449 3,226 SH   SOLE   3,226 0 0
TESLA INC COM 88160R101   1,032,323 4,155 SH   SOLE   4,155 0 0
THE CIGNA GROUP COM 125523100   272,238 909 SH   SOLE   909 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   621,024 1,170 SH   SOLE   1,170 0 0
UNION PAC CORP COM 907818108   1,619,283 6,593 SH   SOLE   6,593 0 0
UNITED PARCEL SERVICE INC CL B 911312106   208,869 1,328 SH   SOLE   1,328 0 0
UNITED RENTALS INC COM 911363109   1,574,611 2,746 SH   SOLE   2,746 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,306,702 2,482 SH   SOLE   2,482 0 0
VALVOLINE INC COM 92047W101   211,049 5,616 SH   SOLE   5,616 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   6,178,285 131,369 SH   SOLE   131,369 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   312,413 6,051 SH   SOLE   6,051 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   403,961 18,254 SH   SOLE   18,254 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,210,886 36,282 SH   SOLE   36,282 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   461,939 1,058 SH   SOLE   1,058 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   96,358,377 644,538 SH   SOLE   644,538 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,008,886 4,252 SH   SOLE   4,252 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,044,721 4,789 SH   SOLE   4,789 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,501,299 25,010 SH   SOLE   25,010 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   76,028,234 244,561 SH   SOLE   244,561 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   356,869 1,476 SH   SOLE   1,476 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   674,622 6,557 SH   SOLE   6,557 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,272,047 17,661 SH   SOLE   17,661 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   623,844 9,675 SH   SOLE   9,675 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   27,396,483 666,580 SH   SOLE   666,580 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,500,493 107,747 SH   SOLE   107,747 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   50,830,647 656,985 SH   SOLE   656,985 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   41,784,377 704,391 SH   SOLE   704,391 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   416,627 5,340 SH   SOLE   5,340 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   41,936,379 515,950 SH   SOLE   515,950 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   508,116 2,982 SH   SOLE   2,982 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,834,732 31,655 SH   SOLE   31,655 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,973,459 103,830 SH   SOLE   103,830 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   630,198 7,943 SH   SOLE   7,943 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,368,906 12,262 SH   SOLE   12,262 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   3,908,627 45,951 SH   SOLE   45,951 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   364,916 1,198 SH   SOLE   1,198 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   323,278 1,702 SH   SOLE   1,702 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   584,561 6,336 SH   SOLE   6,336 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   462,467 2,422 SH   SOLE   2,422 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   738,087 2,944 SH   SOLE   2,944 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   13,303,805 27,488 SH   SOLE   27,488 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,394,411 11,845 SH   SOLE   11,845 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   2,284,996 10,366 SH   SOLE   10,366 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   544,387 14,440 SH   SOLE   14,440 0 0
VISA INC COM CL A 92826C839   727,942 2,796 SH   SOLE   2,796 0 0
WALMART INC COM 931142103   792,192 5,025 SH   SOLE   5,025 0 0
WEC ENERGY GROUP INC COM 92939U106   323,129 3,839 SH   SOLE   3,839 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   730,532 17,958 SH   SOLE   17,958 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   20,079,679 490,828 SH   SOLE   490,828 0 0
ZOETIS INC CL A 98978V103   364,148 1,845 SH   SOLE   1,845 0 0